CN113704348B - Credit score management method based on distributed account book - Google Patents
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Abstract
The invention relates to a credit score management method based on a distributed account book. The technical scheme of the invention is as follows: the supervision module acquires an integral initialization application of a user; the supervision module authenticates the user identity contained in the integral initialization application, and generates initialization information according to the integral initialization application after the authentication is passed; the supervision module writes the corresponding information into a local database and notifies the data module through a message queue; the data module analyzes the information to perform the uplink operation and writes the information into a local database of the data module; the data module feeds back the writing result to the supervision module through the message queue, and the supervision module feeds back the writing result to the local database; the supervision module judges whether the initialization is successful according to the received writing result, writes the initialization into a local account management database after the initialization is successful, and distributes initial points to accounts; the supervision module informs the user gateway module of the account information in the local account management database through the message queue, and writes the account information into the local database of the user gateway module.
Description
Technical Field
The invention relates to a credit score management method based on a distributed account book. The method is suitable for the technical field of distributed account books.
Background
The distributed account book technology is a novel application mode of computer technologies such as distributed data storage, point-to-point transmission, a consensus mechanism, an encryption algorithm and the like, is essentially a distributed shared account book and database, has the characteristics of decentralization, non-falsification, whole-course trace, traceability, collective maintenance, openness and the like, and can be applied to a plurality of fields such as finance, internet of things, government affairs, public service, digital copyrights and the like.
Along with the development of strengthening government affair honest, business honest, social honest and judicial honest in the report of the construction of a social credit system, credit ecology is becoming perfect, but the credit system has some defects in many aspects and industries, most credit data are stored in a common database at present, and the scheme cannot solve the data security problem brought by the fact that a database server is down or suffers from actions such as hacking and malicious tampering of the data.
The distributed ledger technique commonly used at present relies on the chain structure of a blockchain, and generally adopts a mode of data collaboration on the chain and under the chain. This approach is disadvantageous for fast writing and validation of data, with a high latency in transaction validation.
Disclosure of Invention
The invention aims to solve the technical problems that: in order to solve the problems, a credit score management method based on a distributed account book is provided.
The technical scheme adopted by the invention is as follows: a credit score management method based on a distributed account book is characterized in that:
the chainless structure realizes the function of the distributed account book only through a consensus algorithm;
storing full data in a distributed account book, and ensuring the integrity of the data without depending on a hash value;
the proposal comprises a supervision module, a data module, a user network management module and a message queue;
the supervision module acquires an integral initialization application of a user;
the supervision module authenticates the user identity contained in the integral initialization application, and generates initialization information according to the integral initialization application after the authentication is passed;
the supervision module writes the corresponding information into a local database and notifies the data module through a message queue;
the data module analyzes the information to perform the uplink operation and writes the information into a local database of the data module;
the data module feeds back the writing result to the supervision module through the message queue, and the supervision module feeds back the writing result to the local database;
the supervision module judges whether the initialization is successful or not according to the received writing result, if the initialization is successful, otherwise, the initialization is failed, the local account management database is written after the initialization is successful, and initial integration is distributed to the accounts;
the supervision module informs the user gateway module of the account information in the local account management database through the message queue, and writes the account information into the local database of the user gateway module.
A credit score management method based on a distributed account book is characterized in that:
the user gateway module obtains the integral updating application of the user;
the user gateway module authenticates the user identity contained in the point updating application, and generates transaction information according to the point updating application after the authentication is passed;
the user gateway module verifies the transaction information, and mainly comprises the steps of inquiring whether the residual points of the account are sufficient or not and whether the transaction times are correct or not, and notifying the transaction information to the data module and the supervision module through the message queue after the transaction information passes the verification;
the data module performs secondary verification on the transaction information, and mainly comprises the steps of inquiring whether the residual points of an account are sufficient or not and whether the transaction times are correct or not, analyzing the information after agreement is achieved, performing uplink operation, and writing the information into a local database of the data module;
the supervision module writes corresponding transaction information into a local database;
the data module feeds back the writing result to the supervision module through the message queue, and the supervision module feeds back the writing result to the local database;
the supervision module judges whether the updating is successful or not according to the received writing result, if the writing is successful, the updating is successful, otherwise, the updating is failed, and after the updating is successful, the local account management database is written, and the updating operation is carried out on the account points;
the supervision module informs the user gateway module of the account information in the local account management database through the message queue, and writes the account information into the local database of the user gateway module.
A credit score management method based on a distributed account book is characterized in that:
the supervision module acquires an integral clearing application of a user;
the supervision module authenticates the user identity contained in the integral clearing application, and generates clearing information according to the integral clearing application after the authentication is passed;
the supervision module writes the corresponding information into a local database and notifies the data module through a message queue;
the data module analyzes the information to perform the uplink operation and writes the information into a local database of the data module;
the data module feeds back the writing result to the supervision module through the message queue, and the supervision module feeds back the writing result to the local database;
the supervision module judges whether the clearing is successful according to the writing result, if the writing is successful, the clearing is successful, otherwise, the clearing is failed, after the clearing is successful, the supervision module writes the clearing into the local account management database, and clears the account integral;
the supervision module informs the user gateway module of the account information in the local account management database through the message queue, writes the account information into the local database of the user gateway module, and carries out zero clearing operation on account points.
A credit score management system based on a distributed account book is characterized in that: the credit point management system comprises a supervision module, a data module and a user gateway module which are mutually matched to realize the credit point management method based on the distributed account book.
The beneficial effects of the invention are as follows: compared with the prior art, the method for realizing integral initialization, updating and clearing does not need to use a chain structure, and realizes the function of the distributed account book only through coordination and design of a consensus algorithm and a data structure. The distributed account book stores the full data, the integrity of the data is guaranteed without depending on the hash value, and the credit integral management application function is realized on the basis of the basic function of the distributed account book.
The supervision module is responsible for coordination and management in the system, but is not responsible for storing data; the storage module is responsible for storing data and obeys the management of the supervision module; the user gateway module is responsible for accessing data to the user, does not store data, and is subject to the management of the supervision module.
Drawings
FIG. 1 is a flowchart of integration initialization in an embodiment.
FIG. 2 is a flowchart of integration update in an embodiment.
FIG. 3 is a flow chart of the integral clearing in an embodiment.
Fig. 4 is a system block diagram in an embodiment.
Detailed Description
The embodiment is a credit and point management system based on a distributed account book, which is provided with a supervision module, a data module and a user gateway module connected to the distributed system, and can perform point management services such as point initialization, point update, point clearing and the like based on the credit and point management system.
As shown in fig. 1, the integral initialization method in this embodiment includes the following steps:
a supervision module on the distributed system acquires an integral initialization application of a user;
the supervision module authenticates the user identity contained in the integral initialization application, and generates initialization information according to the integral initialization application after the authentication is passed;
the supervision module writes the corresponding information into a local database and notifies the data module on the distributed system through a message queue;
the data module analyzes the information to perform the uplink operation and writes the information into a local database of the data module;
the data module feeds back the writing result to the supervision module through the message queue, and the supervision module feeds back the writing result to the local database;
the supervision module judges whether the initialization is successful or not according to the received writing result, if the initialization is successful, otherwise, the initialization is failed, the local account management database is written after the initialization is successful, and initial integration is distributed to the accounts;
the supervision module informs the user gateway module on the distributed system of account information in the local account management database through the message queue, and writes the account information into the local database of the user gateway module;
the supervision module records the operation log.
As shown in fig. 2, the integral updating method in this embodiment includes the following steps:
a user gateway module on the distributed system acquires an integral updating application of a user;
the user gateway module authenticates the user identity contained in the point updating application, and generates transaction information according to the point updating application after the authentication is passed;
the user gateway module verifies the transaction information, and mainly comprises the steps of inquiring whether the residual points of the account are sufficient or not and whether the transaction times are correct or not, and notifying the transaction information to the data module and the supervision module through the message queue after the transaction information passes the verification;
the data module performs secondary verification on the transaction information, which mainly comprises inquiring whether the residual points of the account are sufficient and whether the transaction times are correct, analyzing the information after agreement is achieved, performing uplink operation, and writing the information into a local database of the data module;
the supervision module writes corresponding transaction information into a local database;
the data module feeds back the writing result to the supervision module through the message queue, and the supervision module feeds back the writing result to the local database;
the supervision module judges whether the updating is successful or not according to the received writing result, if the writing is successful, the updating is successful, otherwise, the updating is failed, and after the updating is successful, the local account management database is written, and the updating operation is carried out on the account points;
the supervision module informs the user gateway module on the distributed system of account information in the local account management database through the message queue, and writes the account information into the local database of the user gateway module;
the supervision module records the operation log.
As shown in fig. 3 to 4, the integral updating method in this embodiment includes the following steps:
a supervision module on the distributed system acquires an integral clearing application of a user;
the supervision module authenticates the user identity contained in the integral clearing application, and generates clearing information according to the integral clearing application after the authentication is passed;
the supervision module writes the corresponding information into a local database and notifies the data module on the distributed system through a message queue;
the data module analyzes the information to perform the uplink operation and writes the information into a local database of the data module;
the data module feeds back the writing result to the supervision module through the message queue, and the supervision module feeds back the writing result to the local database;
the supervision module judges whether the clearing is successful according to the writing result, if the writing is successful, the clearing is successful, otherwise, the clearing is failed, after the clearing is successful, the supervision module writes the clearing into a local account management database, and clears account points;
the supervision module informs the user gateway module of account information in the local account management database through the message queue, writes the account information into the local database of the user gateway module, and carries out zero clearing operation on account points;
the supervision module records the operation log.
Claims (2)
1. A credit score management method based on a distributed account book is characterized in that:
an integration initialization method comprising:
the supervision module acquires an integral initialization application of a user;
the supervision module authenticates the user identity contained in the integral initialization application, and generates initialization information according to the integral initialization application after the authentication is passed;
the supervision module writes the corresponding information into a local database and notifies the data module through a message queue;
the data module analyzes the information to perform the uplink operation and writes the information into a local database of the data module;
the data module feeds back the writing result to the supervision module through the message queue, and the supervision module feeds back the writing result to the local database;
the supervision module judges whether the initialization is successful or not according to the received writing result, if the initialization is successful, otherwise, the initialization is failed, the local account management database is written after the initialization is successful, and initial integration is distributed to the accounts;
the supervision module informs the user gateway module of account information in the local account management database through the message queue, and writes the account information into the local database of the user gateway module;
b. the integral updating method comprises the following steps:
the user gateway module obtains the integral updating application of the user;
the user gateway module authenticates the user identity contained in the point updating application, and generates transaction information according to the point updating application after the authentication is passed;
the user gateway module verifies the transaction information, and mainly comprises the steps of inquiring whether the residual points of the account are sufficient or not and whether the transaction times are correct or not, and notifying the transaction information to the data module and the supervision module through the message queue after the transaction information passes the verification;
the data module performs secondary verification on the transaction information, and mainly comprises the steps of inquiring whether the residual points of an account are sufficient or not and whether the transaction times are correct or not, analyzing the information after agreement is achieved, performing uplink operation, and writing the information into a local database of the data module;
the supervision module writes corresponding transaction information into a local database;
the data module feeds back the writing result to the supervision module through the message queue, and the supervision module feeds back the writing result to the local database;
the supervision module judges whether the updating is successful or not according to the received writing result, if the writing is successful, the updating is successful, otherwise, the updating is failed, and after the updating is successful, the local account management database is written, and the updating operation is carried out on the account points;
the supervision module informs the user gateway module of account information in the local account management database through the message queue, and writes the account information into the local database of the user gateway module;
c. an integral clearing method, comprising:
the supervision module acquires an integral clearing application of a user;
the supervision module authenticates the user identity contained in the integral clearing application, and generates clearing information according to the integral clearing application after the authentication is passed;
the supervision module writes the corresponding information into a local database and notifies the data module through a message queue;
the data module analyzes the information to perform the uplink operation and writes the information into a local database of the data module;
the data module feeds back the writing result to the supervision module through the message queue, and the supervision module feeds back the writing result to the local database;
the supervision module judges whether the clearing is successful according to the writing result, if the writing is successful, the clearing is successful, otherwise, the clearing is failed, after the clearing is successful, the supervision module writes the clearing into the local account management database, and clears the account integral;
the supervision module informs the user gateway module of the account information in the local account management database through the message queue, writes the account information into the local database of the user gateway module, and carries out zero clearing operation on account points.
2. A credit score management system based on a distributed account book is characterized in that: the supervision module, the data module and the user gateway module are matched with each other to realize the credit score management method based on the distributed ledger of claim 1.
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