CN113689280A - Implementation method of supply chain finance based on blockchain - Google Patents

Implementation method of supply chain finance based on blockchain Download PDF

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Publication number
CN113689280A
CN113689280A CN202110824761.9A CN202110824761A CN113689280A CN 113689280 A CN113689280 A CN 113689280A CN 202110824761 A CN202110824761 A CN 202110824761A CN 113689280 A CN113689280 A CN 113689280A
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information
platform
delivery
supplier
payment
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Inventor
叶昕
刘晓斌
杨欣
雷丕贵
赵培
黄和文
李欢
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Sichuan Gangtou Yungang Technology Co ltd
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Sichuan Gangtou Yungang Technology Co ltd
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/03Credit; Loans; Processing thereof
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4016Transaction verification involving fraud or risk level assessment in transaction processing
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/018Certifying business or products

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  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Development Economics (AREA)
  • Marketing (AREA)
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  • Technology Law (AREA)
  • Computer Security & Cryptography (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

本发明公开了基于区块链的供应链金融的实现方法,步骤如下:建立用于供应链的区块链平台,平台节点包括流通商品、银行、供应商、经销商,获取供应商、经销商的生产经营状况并录入平台中,获取流通商品的供应商、经销商信息并进行关联,并将该信息录入平台中,根据供应商、经销商生产经营状况和关联信息确定流通商品的发货方式并将发货方式录入平台中,供应商和经销商在银行提交保证金并录入平台中记录,银行确定经销商对发货对应的同期货款的支付信息,并将支付信息录入平台中,银行将收到的货款支付给供货商,接收供货商发送的发货信息,并将支付信息与发货信息录入平台中,可以对整个流程进行监控,随时查询,提高供应链的稳定性和可控性。The invention discloses a method for realizing supply chain finance based on block chain. The steps are as follows: establishing a block chain platform for supply chain, the platform nodes include circulating commodities, banks, suppliers and distributors, and obtaining suppliers and distributors The production and operation status of the product is entered into the platform, and the information of the suppliers and distributors of the circulating commodities is obtained and correlated, and the information is entered into the platform, and the delivery method of the circulating commodities is determined according to the production and operation status of the suppliers and distributors and the related information. Enter the delivery method into the platform, the supplier and the dealer submit the deposit to the bank and record it in the platform, the bank determines the payment information of the dealer for the same period payment corresponding to the delivery, and enters the payment information into the platform, and the bank will receive the payment. The received payment is paid to the supplier, the delivery information sent by the supplier is received, and the payment information and delivery information are entered into the platform. The entire process can be monitored and queried at any time, improving the stability and control of the supply chain. sex.

Description

Supply chain finance implementation method based on block chain
Technical Field
The invention relates to the field of supply chains, in particular to a block chain-based supply chain finance implementation method.
Background
The supply chain is an integration of key business processes and relationships of enterprises in the whole chain from an initial material supplier to an end user for supplying goods, services or information to the end user, the supply chain comprises a core enterprise and downstream distributors, under the condition of no core enterprise endorsement, the financial risk control of the supply chain is difficult, a bank cannot accurately evaluate the risk condition of the upstream enterprise and the downstream enterprise, so that the stability and the reliability of the downstream supply chain cannot be ensured, and the stable development of the whole supply chain is not facilitated.
Disclosure of Invention
In view of the above problems, the present invention provides a method for implementing block chain-based supply chain finance, which has the advantages of associating upstream and downstream suppliers and distributors, increasing reliability of supply chain management, and improving stability and safety of supply chain development.
The technical scheme of the invention is as follows:
the method for realizing supply chain finance based on the block chain comprises the following steps:
s1, establishing a block chain platform for a supply chain, wherein nodes of the block chain platform comprise circulation commodities, banks, suppliers and distributors;
s2, acquiring the production operation conditions of the supplier and the distributor, and recording the production operation conditions into a block chain platform;
s3, acquiring the information of the suppliers and distributors of the circulated commodities, and recording the information into the blockchain platform;
s4, associating the corresponding suppliers and distributors according to the circulation commodities, and recording the associated information into the blockchain platform;
s5, determining the delivery mode of the circulation commodity according to the production and operation conditions of the supplier and the distributor and the associated information, and recording the delivery mode into the blockchain platform;
s6, the supplier and the distributor submit the deposit in the bank and record the submitted information into the block chain platform;
s7, the bank determines payment information of the dealer for the contemporaneous payment corresponding to the delivery, and records the payment information into the blockchain platform;
s8, the bank pays the received payment to the supplier, receives the delivery information sent by the supplier, and records the payment information and the delivery information into the blockchain platform.
The delivery modes comprise virtual delivery and physical delivery.
The physical delivery information comprises logistics information and sign-in information, and the virtual delivery comprises confirmation information and sending information.
An intelligent contract is generated between the supplier and the dealer, the intelligent contract being recorded in the blockchain platform.
The blockchain platform generates digital object unique identifiers for the provider and distributor that facilitate other nodes querying the provider and distributor.
The invention has the beneficial effects that:
because the data in the block chain platform is public, a bank can inquire the information of the suppliers and the distributors through the block chain platform at any time, a consumer can also inquire the relevant conditions of the suppliers and the distributors of the commodities through circulating commodities through the platform, the transparency of the supply chain can be improved, the delivery condition, the deposit condition and the like can be effectively supervised through the block chain platform, the stability and the reliability of the supply chain are improved, and the convenience of supply is improved.
Detailed Description
The following examples further illustrate the invention.
Example (b):
the method for realizing supply chain finance based on the block chain comprises the following steps:
s1, establishing a block chain platform for a supply chain, wherein nodes of the block chain platform comprise circulation commodities, banks, suppliers and distributors;
the block chain is a novel application mode of computer technologies such as distributed data storage, point-to-point transmission, a consensus mechanism, an encryption algorithm and the like, and is essentially a decentralized database, commodities always circulate in a supply chain, the commodities circulate through the distribution of a provider and a distributor, and capital exchange is realized between the provider and the distributor for the commodities to circulate, so that bank distribution intervention is needed, circulating commodities, banks, the provider and the distributor need to be arranged in a block chain platform as nodes, the monitoring and management of the process are facilitated, and the controllability of the circulation process and the accuracy of the circulation are improved;
s2, acquiring the production operation conditions of the supplier and the distributor, and recording the production operation conditions into a block chain platform;
the production operation conditions of the supplier and the dealer are input on the platform, so that a bank can conveniently give credit to the supplier and the dealer and provide loan services and the like according to the production operation conditions, and the safety and controllability of capital flow are provided;
s3, acquiring the information of the suppliers and distributors of the circulated commodities, and recording the information into the blockchain platform;
the information of the suppliers and the distributors of the circulated commodities is input into the platform, so that the information of the suppliers and the distributors can be traced conveniently according to the commodities, and the traceability of the commodity circulation process is facilitated;
s4, associating the corresponding suppliers and distributors according to the circulation commodities, and recording the associated information into the blockchain platform;
the supplier and the distributor are associated through the circulating commodities, the relationship among the circulating commodities, the distributor and the supplier can be associated through any information, each link in the commodity circulating process is convenient to be in a controllable and traceable condition, and the stability and the safety of a supply chain can be improved;
s5, determining the delivery mode of the circulation commodity according to the production and operation conditions of the supplier and the distributor and the associated information, and recording the delivery mode into the blockchain platform;
the delivery mode comprises the quantity of products sent each time and the delivery times, and a batch of products are sent for multiple times, so that a dealer can be ensured to have relatively sufficient funds to carry out production and operation, and a supplier can correspondingly carry out more and faster goods supply, the benefits of the supplier and the dealer are improved, the benign development of a supply chain can be improved, and the sustainable development of the supply chain is further improved;
s6, the supplier and the distributor submit the deposit in the bank and record the submitted information into the block chain platform;
the supplier and the distributor submit the deposit in the bank and guarantee mutually, so that the management of the bank can be facilitated, and the safety of the supply chain process is improved;
s7, the bank determines payment information of the dealer for the contemporaneous payment corresponding to the delivery, and records the payment information into the blockchain platform;
s8, the bank pays the received payment to the supplier, receives delivery information sent by the supplier, and records the payment information and the delivery information into the block chain platform;
after the delivery mode is determined, the dealer needs to pay correspondingly, delivery can be carried out after the supplier receives the payment, and the good can be achieved, wherein the amount paid by the dealer includes interest of the corresponding contemporaneous goods or the goods money of the delivery, the goods money can be partial or all goods money, if the fund is sufficient, all the goods money can be paid, loan does not need to be carried out, if the fund is insufficient, loan can be carried out from a bank, at the moment, corresponding loan interest can be paid firstly, after the bank receives loan information or transfer information, the information is recorded into a block chain platform, and the controllability and the stability of the whole flow of a supply chain can be improved.
The delivery mode comprises virtual delivery and entity delivery, the entity delivery information comprises logistics information and signing information, the virtual delivery comprises confirmation information and sending information, the virtual delivery is used for sending the virtual goods on line, the logistics information does not need to be provided, the entity delivery needs to submit specific logistics express information, and a dealer can conveniently conduct real-time query.
And generating an intelligent contract between the provider and the distributor, wherein the intelligent contract is recorded in the blockchain platform, and the provider and the distributor are subjected to contract constraint through the contract, so that convenient right confirmation and dispute handling are performed when disputes occur.
The blockchain platform generates a digital object unique identifier for the provider and distributor that facilitates other nodes querying the provider and distributor.
The above-mentioned embodiments only express the specific embodiments of the present invention, and the description thereof is more specific and detailed, but not construed as limiting the scope of the present invention. It should be noted that, for a person skilled in the art, several variations and modifications can be made without departing from the inventive concept, which falls within the scope of the present invention.

Claims (5)

1. The method for realizing supply chain finance based on the block chain is characterized by comprising the following steps:
s1, establishing a block chain platform for a supply chain, wherein nodes of the block chain platform comprise circulation commodities, banks, suppliers and distributors;
s2, acquiring the production operation conditions of the supplier and the distributor, and recording the production operation conditions into a block chain platform;
s3, acquiring the information of the suppliers and distributors of the circulated commodities, and recording the information into the blockchain platform;
s4, associating the corresponding suppliers and distributors according to the circulation commodities, and recording the associated information into the blockchain platform;
s5, determining the delivery mode of the circulation commodity according to the production and operation conditions of the supplier and the distributor and the associated information, and recording the delivery mode into the blockchain platform;
s6, the supplier and the distributor submit the deposit in the bank and record the submitted information into the block chain platform;
s7, the bank determines payment information of the dealer for the contemporaneous payment corresponding to the delivery, and records the payment information into the blockchain platform;
s8, the bank pays the received payment to the supplier, receives the delivery information sent by the supplier, and records the payment information and the delivery information into the blockchain platform.
2. The method for implementing block chain based supply chain finance according to claim 1, wherein the delivery modes comprise virtual delivery and physical delivery.
3. The method of claim 2, wherein the physical shipment information comprises logistics information and receipt information, and the virtual shipment information comprises confirmation information and delivery information.
4. The method of claim 1, wherein an intelligent contract is generated between the supplier and the dealer, the intelligent contract being recorded in a blockchain platform.
5. The method of claim 1, wherein the blockchain platform generates a digital object unique identifier for the supplier and the dealer that facilitates other nodes querying the supplier and the dealer.
CN202110824761.9A 2021-07-21 2021-07-21 Implementation method of supply chain finance based on blockchain Withdrawn CN113689280A (en)

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CN202110824761.9A CN113689280A (en) 2021-07-21 2021-07-21 Implementation method of supply chain finance based on blockchain

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CN202110824761.9A CN113689280A (en) 2021-07-21 2021-07-21 Implementation method of supply chain finance based on blockchain

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Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN117314903A (en) * 2023-11-28 2023-12-29 四川港投云港科技有限公司 3D point cloud data processing method for bulk commodity indoor warehouse laser radar

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN117314903A (en) * 2023-11-28 2023-12-29 四川港投云港科技有限公司 3D point cloud data processing method for bulk commodity indoor warehouse laser radar
CN117314903B (en) * 2023-11-28 2024-03-15 四川港投云港科技有限公司 3D point cloud data processing method for bulk commodity indoor warehouse laser radar

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Application publication date: 20211123