CN113689280A - Supply chain finance implementation method based on block chain - Google Patents

Supply chain finance implementation method based on block chain Download PDF

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Publication number
CN113689280A
CN113689280A CN202110824761.9A CN202110824761A CN113689280A CN 113689280 A CN113689280 A CN 113689280A CN 202110824761 A CN202110824761 A CN 202110824761A CN 113689280 A CN113689280 A CN 113689280A
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Prior art keywords
information
platform
delivery
supplier
block chain
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CN202110824761.9A
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Chinese (zh)
Inventor
叶昕
刘晓斌
杨欣
雷丕贵
赵培
黄和文
李欢
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Sichuan Gangtou Yungang Technology Co ltd
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Sichuan Gangtou Yungang Technology Co ltd
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Priority to CN202110824761.9A priority Critical patent/CN113689280A/en
Publication of CN113689280A publication Critical patent/CN113689280A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/03Credit; Loans; Processing thereof
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4016Transaction verification involving fraud or risk level assessment in transaction processing
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/018Certifying business or products

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Development Economics (AREA)
  • Marketing (AREA)
  • Economics (AREA)
  • Technology Law (AREA)
  • Computer Security & Cryptography (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

The invention discloses a supply chain finance realization method based on a block chain, which comprises the following steps: a block chain platform for a supply chain is established, platform nodes comprise circulation commodities, banks, suppliers and distributors, the production and operation conditions of the suppliers and the distributors are acquired and recorded in the platform, acquiring the information of suppliers and distributors of the circulated commodities, associating the information, inputting the information into a platform, determining the delivery mode of the circulation goods according to the production and operation conditions of the suppliers and the distributors and the associated information and inputting the delivery mode into the platform, the supplier and the distributor submit the deposit in the bank and record in the platform, the bank determines the payment information of the distributor for the contemporaneous payment corresponding to the delivery, and the payment information is recorded into the platform, the bank pays the received payment to the supplier, receives the delivery information sent by the supplier, and records the payment information and the delivery information into the platform, the whole process can be monitored and inquired at any time, and the stability and controllability of the supply chain are improved.

Description

Supply chain finance implementation method based on block chain
Technical Field
The invention relates to the field of supply chains, in particular to a block chain-based supply chain finance implementation method.
Background
The supply chain is an integration of key business processes and relationships of enterprises in the whole chain from an initial material supplier to an end user for supplying goods, services or information to the end user, the supply chain comprises a core enterprise and downstream distributors, under the condition of no core enterprise endorsement, the financial risk control of the supply chain is difficult, a bank cannot accurately evaluate the risk condition of the upstream enterprise and the downstream enterprise, so that the stability and the reliability of the downstream supply chain cannot be ensured, and the stable development of the whole supply chain is not facilitated.
Disclosure of Invention
In view of the above problems, the present invention provides a method for implementing block chain-based supply chain finance, which has the advantages of associating upstream and downstream suppliers and distributors, increasing reliability of supply chain management, and improving stability and safety of supply chain development.
The technical scheme of the invention is as follows:
the method for realizing supply chain finance based on the block chain comprises the following steps:
s1, establishing a block chain platform for a supply chain, wherein nodes of the block chain platform comprise circulation commodities, banks, suppliers and distributors;
s2, acquiring the production operation conditions of the supplier and the distributor, and recording the production operation conditions into a block chain platform;
s3, acquiring the information of the suppliers and distributors of the circulated commodities, and recording the information into the blockchain platform;
s4, associating the corresponding suppliers and distributors according to the circulation commodities, and recording the associated information into the blockchain platform;
s5, determining the delivery mode of the circulation commodity according to the production and operation conditions of the supplier and the distributor and the associated information, and recording the delivery mode into the blockchain platform;
s6, the supplier and the distributor submit the deposit in the bank and record the submitted information into the block chain platform;
s7, the bank determines payment information of the dealer for the contemporaneous payment corresponding to the delivery, and records the payment information into the blockchain platform;
s8, the bank pays the received payment to the supplier, receives the delivery information sent by the supplier, and records the payment information and the delivery information into the blockchain platform.
The delivery modes comprise virtual delivery and physical delivery.
The physical delivery information comprises logistics information and sign-in information, and the virtual delivery comprises confirmation information and sending information.
An intelligent contract is generated between the supplier and the dealer, the intelligent contract being recorded in the blockchain platform.
The blockchain platform generates digital object unique identifiers for the provider and distributor that facilitate other nodes querying the provider and distributor.
The invention has the beneficial effects that:
because the data in the block chain platform is public, a bank can inquire the information of the suppliers and the distributors through the block chain platform at any time, a consumer can also inquire the relevant conditions of the suppliers and the distributors of the commodities through circulating commodities through the platform, the transparency of the supply chain can be improved, the delivery condition, the deposit condition and the like can be effectively supervised through the block chain platform, the stability and the reliability of the supply chain are improved, and the convenience of supply is improved.
Detailed Description
The following examples further illustrate the invention.
Example (b):
the method for realizing supply chain finance based on the block chain comprises the following steps:
s1, establishing a block chain platform for a supply chain, wherein nodes of the block chain platform comprise circulation commodities, banks, suppliers and distributors;
the block chain is a novel application mode of computer technologies such as distributed data storage, point-to-point transmission, a consensus mechanism, an encryption algorithm and the like, and is essentially a decentralized database, commodities always circulate in a supply chain, the commodities circulate through the distribution of a provider and a distributor, and capital exchange is realized between the provider and the distributor for the commodities to circulate, so that bank distribution intervention is needed, circulating commodities, banks, the provider and the distributor need to be arranged in a block chain platform as nodes, the monitoring and management of the process are facilitated, and the controllability of the circulation process and the accuracy of the circulation are improved;
s2, acquiring the production operation conditions of the supplier and the distributor, and recording the production operation conditions into a block chain platform;
the production operation conditions of the supplier and the dealer are input on the platform, so that a bank can conveniently give credit to the supplier and the dealer and provide loan services and the like according to the production operation conditions, and the safety and controllability of capital flow are provided;
s3, acquiring the information of the suppliers and distributors of the circulated commodities, and recording the information into the blockchain platform;
the information of the suppliers and the distributors of the circulated commodities is input into the platform, so that the information of the suppliers and the distributors can be traced conveniently according to the commodities, and the traceability of the commodity circulation process is facilitated;
s4, associating the corresponding suppliers and distributors according to the circulation commodities, and recording the associated information into the blockchain platform;
the supplier and the distributor are associated through the circulating commodities, the relationship among the circulating commodities, the distributor and the supplier can be associated through any information, each link in the commodity circulating process is convenient to be in a controllable and traceable condition, and the stability and the safety of a supply chain can be improved;
s5, determining the delivery mode of the circulation commodity according to the production and operation conditions of the supplier and the distributor and the associated information, and recording the delivery mode into the blockchain platform;
the delivery mode comprises the quantity of products sent each time and the delivery times, and a batch of products are sent for multiple times, so that a dealer can be ensured to have relatively sufficient funds to carry out production and operation, and a supplier can correspondingly carry out more and faster goods supply, the benefits of the supplier and the dealer are improved, the benign development of a supply chain can be improved, and the sustainable development of the supply chain is further improved;
s6, the supplier and the distributor submit the deposit in the bank and record the submitted information into the block chain platform;
the supplier and the distributor submit the deposit in the bank and guarantee mutually, so that the management of the bank can be facilitated, and the safety of the supply chain process is improved;
s7, the bank determines payment information of the dealer for the contemporaneous payment corresponding to the delivery, and records the payment information into the blockchain platform;
s8, the bank pays the received payment to the supplier, receives delivery information sent by the supplier, and records the payment information and the delivery information into the block chain platform;
after the delivery mode is determined, the dealer needs to pay correspondingly, delivery can be carried out after the supplier receives the payment, and the good can be achieved, wherein the amount paid by the dealer includes interest of the corresponding contemporaneous goods or the goods money of the delivery, the goods money can be partial or all goods money, if the fund is sufficient, all the goods money can be paid, loan does not need to be carried out, if the fund is insufficient, loan can be carried out from a bank, at the moment, corresponding loan interest can be paid firstly, after the bank receives loan information or transfer information, the information is recorded into a block chain platform, and the controllability and the stability of the whole flow of a supply chain can be improved.
The delivery mode comprises virtual delivery and entity delivery, the entity delivery information comprises logistics information and signing information, the virtual delivery comprises confirmation information and sending information, the virtual delivery is used for sending the virtual goods on line, the logistics information does not need to be provided, the entity delivery needs to submit specific logistics express information, and a dealer can conveniently conduct real-time query.
And generating an intelligent contract between the provider and the distributor, wherein the intelligent contract is recorded in the blockchain platform, and the provider and the distributor are subjected to contract constraint through the contract, so that convenient right confirmation and dispute handling are performed when disputes occur.
The blockchain platform generates a digital object unique identifier for the provider and distributor that facilitates other nodes querying the provider and distributor.
The above-mentioned embodiments only express the specific embodiments of the present invention, and the description thereof is more specific and detailed, but not construed as limiting the scope of the present invention. It should be noted that, for a person skilled in the art, several variations and modifications can be made without departing from the inventive concept, which falls within the scope of the present invention.

Claims (5)

1. The method for realizing supply chain finance based on the block chain is characterized by comprising the following steps:
s1, establishing a block chain platform for a supply chain, wherein nodes of the block chain platform comprise circulation commodities, banks, suppliers and distributors;
s2, acquiring the production operation conditions of the supplier and the distributor, and recording the production operation conditions into a block chain platform;
s3, acquiring the information of the suppliers and distributors of the circulated commodities, and recording the information into the blockchain platform;
s4, associating the corresponding suppliers and distributors according to the circulation commodities, and recording the associated information into the blockchain platform;
s5, determining the delivery mode of the circulation commodity according to the production and operation conditions of the supplier and the distributor and the associated information, and recording the delivery mode into the blockchain platform;
s6, the supplier and the distributor submit the deposit in the bank and record the submitted information into the block chain platform;
s7, the bank determines payment information of the dealer for the contemporaneous payment corresponding to the delivery, and records the payment information into the blockchain platform;
s8, the bank pays the received payment to the supplier, receives the delivery information sent by the supplier, and records the payment information and the delivery information into the blockchain platform.
2. The method for implementing block chain based supply chain finance according to claim 1, wherein the delivery modes comprise virtual delivery and physical delivery.
3. The method of claim 2, wherein the physical shipment information comprises logistics information and receipt information, and the virtual shipment information comprises confirmation information and delivery information.
4. The method of claim 1, wherein an intelligent contract is generated between the supplier and the dealer, the intelligent contract being recorded in a blockchain platform.
5. The method of claim 1, wherein the blockchain platform generates a digital object unique identifier for the supplier and the dealer that facilitates other nodes querying the supplier and the dealer.
CN202110824761.9A 2021-07-21 2021-07-21 Supply chain finance implementation method based on block chain Withdrawn CN113689280A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN202110824761.9A CN113689280A (en) 2021-07-21 2021-07-21 Supply chain finance implementation method based on block chain

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN202110824761.9A CN113689280A (en) 2021-07-21 2021-07-21 Supply chain finance implementation method based on block chain

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Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN117314903A (en) * 2023-11-28 2023-12-29 四川港投云港科技有限公司 3D point cloud data processing method for bulk commodity indoor warehouse laser radar

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN117314903A (en) * 2023-11-28 2023-12-29 四川港投云港科技有限公司 3D point cloud data processing method for bulk commodity indoor warehouse laser radar
CN117314903B (en) * 2023-11-28 2024-03-15 四川港投云港科技有限公司 3D point cloud data processing method for bulk commodity indoor warehouse laser radar

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