CN113673990B - Account state monitoring method and device, computer equipment and storage medium - Google Patents
Account state monitoring method and device, computer equipment and storage medium Download PDFInfo
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- 238000000034 method Methods 0.000 title claims abstract description 27
- 238000012544 monitoring process Methods 0.000 title claims abstract description 19
- 238000013475 authorization Methods 0.000 claims abstract description 113
- 230000000903 blocking effect Effects 0.000 claims abstract description 39
- 238000012806 monitoring device Methods 0.000 claims abstract description 9
- 238000004590 computer program Methods 0.000 claims description 5
- 238000007726 management method Methods 0.000 description 57
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- 230000010365 information processing Effects 0.000 description 1
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
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Abstract
The invention relates to an account state monitoring method, an account state monitoring device, computer equipment and a storage medium, wherein the method comprises the following steps: after a target merchant sends a payment authorization request of a payment platform through a preset management platform, receiving an authorization receipt page returned by the payment platform through the preset management platform; the authorization receipt page comprises an authorization rule and an authorization jump interface of a preset management platform; the target merchant jumps to an authorization receipt page through an authorization jump port of a preset management platform, performs authorization account registration, and authorizes the payment platform to pay rights according to authorization rules under the registration account; the method comprises the steps that a preset management platform sets a network hook event in authorized registered account information; the network hook event is started when the payment platform is subjected to payment blocking; and after receiving the network hook event, the preset management platform sends a blocking notification message to the target merchant. The aim of timely notifying the user of the real-time monitoring account blocking event is fulfilled.
Description
Technical Field
The embodiment of the invention relates to the technical field of information processing, in particular to a method and a device for monitoring account states, computer equipment and a storage medium.
Background
In the e-commerce transaction scenario, particularly the cross-border e-commerce transaction scenario, strip is a globally widely used payment company, and is a number of non-two options involving cross-border transaction platforms or systems. In establishing connections with these payment channels, the convenience and security of the connection is particularly important because of the issues related to the payment account number.
Currently, there are several ways for a strip to Connect to its system, with the connection for the SaaS system using the strip's Connect sub-account being most appropriate. The Connect sub-account function of the strip is to authorize the collection function of the strip to the platform, which does not actually have the right to use the payment accounts, and the transaction amount is in a mode from the consumer to the merchant directly. However, the rule of strip is complex, and many merchants can be blinded to account numbers in actual use, which can result in a failure to collect the payment account numbers being put into use.
Therefore, it is necessary to monitor account connection status in real time to make adjustments to the account payment method in time.
Disclosure of Invention
The embodiment of the invention provides an account state monitoring method, an account state monitoring device, computer equipment and a storage medium, which are used for solving the problem that after a strip is connected with an account, a merchant cannot know in time that payment cannot be performed if the account is blocked.
In a first aspect, an embodiment of the present invention provides a method for monitoring an account status, including:
After a target merchant sends a payment authorization request of a payment platform through a preset management platform, receiving an authorization receipt page returned by the payment platform through the preset management platform; the authorization receipt page comprises an authorization rule and an authorization jump interface of the preset management platform;
The target merchant jumps to the authorization receipt page through an authorization jump port of the preset management platform, performs authorization account registration, and authorizes the payment platform to pay rights according to the authorization rule under the registration account;
The preset management platform sets a network hook event in the authorized registered account information; the network hook event is started when the payment platform is subjected to payment blocking;
and after receiving the network hook event, the preset management platform sends a blocking notification message to the target merchant.
In a second aspect, an embodiment of the present invention further provides an account status monitoring device, which is characterized in that the device includes:
The authorization request module is used for receiving an authorization receipt page returned by the payment platform through the preset management platform after the target merchant sends a payment authorization request of the payment platform through the preset management platform; the authorization receipt page comprises an authorization rule and an authorization jump interface of the preset management platform;
The authorization module is used for the target merchant to jump to the authorization receipt page through an authorization jump port of the preset management platform, register an authorization account, and authorize the payment platform to pay rights according to the authorization rule under the registered account;
The event setting module is used for setting a network hook event in the authorized registered account information by the preset management platform; the network hook event is started when the payment platform is subjected to payment blocking;
And the blocking message sending module is used for sending a blocking notification message to the target merchant after the preset management platform receives the network hook event.
In a third aspect, an embodiment of the present invention further provides a computer apparatus, including:
one or more processors;
A memory for storing one or more programs,
The one or more programs, when executed by the one or more processors, cause the one or more processors to implement the account status monitoring method of any of the first aspects.
In a fourth aspect, embodiments of the present invention also provide a computer readable storage medium having stored thereon a computer program which, when executed by a processor, implements the account status monitoring method of any of the first aspects.
In this embodiment, after a target merchant sends a payment authorization request of a payment platform through a preset management platform, an authorization receipt page returned by the payment platform through the preset management platform is received; the authorization receipt page comprises an authorization rule and an authorization jump interface of the preset management platform; the target merchant jumps to the authorization receipt page through an authorization jump port of the preset management platform, performs authorization account registration, and authorizes the payment platform to pay rights according to the authorization rule under the registration account; the preset management platform sets a network hook event in the authorized registered account information; the network hook event is started when the payment platform is subjected to payment blocking; and after receiving the network hook event, the preset management platform sends a blocking notification message to the target merchant. The method and the system achieve the purposes of simplifying the flow and security guarantee of connecting the payment platform to build the channel, and monitoring account blocking events to reduce the use condition of account blocking.
Drawings
FIG. 1 is a flowchart of an account status monitoring method according to a first embodiment of the present invention;
fig. 2 is a diagram illustrating an account authorization timing sequence according to a first embodiment of the present invention;
fig. 3 is a diagram illustrating an account blocking sequence according to an embodiment of the present invention;
Fig. 4 is a schematic structural diagram of an account status monitoring device according to a second embodiment of the present invention;
fig. 5 is a schematic structural diagram of a computer device according to a third embodiment of the present invention.
Detailed Description
The invention is described in further detail below with reference to the drawings and examples. It is to be understood that the specific embodiments described herein are merely illustrative of the invention and are not limiting thereof. It should be further noted that, for convenience of description, only some, but not all of the structures related to the present invention are shown in the drawings.
Noun interpretation:
SaaS platform
A platform for operating saas software. The SaaS provider builds all network infrastructure, software and hardware operation platforms required by informatization for enterprises and is responsible for a series of services such as implementation in the early stage, maintenance in the later stage and the like, and the enterprises can use the information system through the Internet without purchasing software and hardware, building a machine room and recruiting IT personnel. SaaS is a software layout model, and the application of the software layout model is specially designed for network delivery, so that users can conveniently host, deploy and access through the Internet.
Stripe
A science and technology company. The software allows individuals and businesses to receive payments via the internet. The strip provides the technology required to operate the online payment system, fraud prevention and banking infrastructure. Irish corporation John and Patrick Collison created strip in 2010.
Example 1
Fig. 1 is a flowchart of a method for monitoring account status, which may be implemented by an account status monitoring device, and the account status monitoring device may be implemented by software and/or hardware, and may be configured in a computer device, for example, a server, a workstation, a personal computer, etc., and specifically includes the following steps:
Step 101, after a target merchant sends a payment authorization request of a payment platform through a preset management platform, receiving an authorization receipt page returned by the payment platform through the preset management platform; the authorization receipt page comprises an authorization rule and an authorization jump interface of the preset management platform.
In the embodiment of the invention, a merchant uses a strip payment channel to collect a store, and the strip payment channel is generally authorized through a preset management platform, wherein the preset management platform is a SaaS platform.
As shown in fig. 2, when the merchant performs the authorization strip payment in the SaaS background, a payment authorization request message is sent through the SaaS background, and after the SaaS background receives the message, the merchant information in an unauthorized state is saved, that is, the system returns to the authorization receipt page after data initialization.
It will be appreciated that the authorization receipt page includes an authorization jump interface of the preset management platform, i.e. the jump link of the strip platform, which contains authorization rules.
Step 102, the target merchant jumps to the authorization receipt page through an authorization jump port of the preset management platform, performs authorization account registration, and authorizes the payment platform to pay rights according to the authorization rules under the registration account.
In the embodiment of the invention, as shown in fig. 2, when a target merchant jumps to a strip platform authorization page through the returned authorization jump interface, the merchant can browse the strip authorization page, the strip authorization page is provided with the configured platform related information and authorization rules, and after registering in the strip authorization link and logging in the strip account, the merchant agrees to the authorization operation according to the specific authorization rules.
Step 103, the preset management platform sets a network hook event in the authorized registered account information; the network hook event is initiated when a payment seal occurs at the paymate.
In the embodiment of the present invention, as shown in fig. 3, after a merchant performs payment authorization on a strip through a SaaS background, a network hook event, that is, a webhook event, is set in the registered account information for the current user, so as to acquire the dynamic state of the strip.service end at any time, and when the strip platform has payment blocking, a webhook event is enabled.
Step 104, after receiving the network hook event, the preset management platform sends a blocking notification message to the target merchant.
In the embodiment of the invention, when the strip platform generates payment blocking to a certain merchant, the SaaS background starts a network hook event and sends a blocking notification message to the merchant.
Preferably, in another embodiment of the present invention, further comprising:
And A1, connecting the preset management platform to the payment platform through a preset account information acquisition interface, acquiring the corresponding relation between the registered account information and the target merchant, and storing the corresponding relation in a preset payment jump interface.
In the embodiment of the present invention, as shown in fig. 2, after authorization is completed, a 302 jump is performed to the SaaS background interface, that is, the account information obtaining interface, and the state and the code are carried.
The SaaS background account information acquisition interface accesses the strip page through the code to acquire basic account information, acquires basic information of a merchant account, such as an account unique identifier account_id and the like, and adds the information into a database so as to facilitate subsequent payment.
It will be appreciated that the database has a certain association with the preset account information acquisition interface, and that when the preset account information acquisition interface is enabled, the account information in the database may be invoked.
And step A2, when the preset management platform receives a payment request of a client for the target merchant, acquiring registration account information of the target merchant in the payment request.
Specifically, when the SaaS platform receives a payment request initiated by a client to a target merchant, the payment object information in the payment request, that is, the basic information of the target merchant, is obtained, and the basic information is mainly the registered account information of the target merchant.
And step A3, the preset management platform sends the preset payment jump interface to the client.
Specifically, as shown in step 7 in fig. 2, the SaaS platform queries the corresponding registered account information (payment information) of the target merchant in the preset payment jump interface according to the basic information of the target merchant, and returns to the client.
And step A4, the client is connected with the payment platform through the preset payment jump interface, and performs payment operation under the registered account information corresponding to the target merchant.
Specifically, the client connects with the strip payment page through a preset payment jump interface in the SaaS platform to complete the payment operation.
Preferably, in another embodiment of the present invention, step 104 specifically comprises, according to steps A1-A4:
And B1, if the customer fails to pay under the registered account information and the payment times exceed a preset threshold, the payment platform is subjected to payment blocking, and the preset management platform is arranged on the payment platform and is started by the network hook event.
Specifically, when the customer fails to pay on the strip payment page and the payment times exceed a preset threshold, the registered account corresponding to the merchant is proved to be blocked on the strip platform, and then the SaaS platform is started through webhook events set in advance.
And B2, the preset management platform acquires the registered account information corresponding to the network hook event.
Specifically, as shown in fig. 3, the webhook event and the receiving address are configured in "receive event from Connect application endpoint" in webhook on the strip account of the SaaS platform.
After the merchant configures the payment mode of the strip channel, the merchant can collect money on the platform by using the account number of the merchant, and when the account number of the merchant is blocked, the strip sends one webhook.
And B3, the preset management platform acquires a message receiving channel of the target merchant corresponding to the registered account information.
Specifically, after receiving the event notification, the system queries which merchant account is blocked and finds the contact way of the merchant, i.e. the message receiving channel.
And a sub-step B4, wherein the preset management platform sends a blocking notification message to the message receiving channel of the target merchant.
Specifically, the SaaS platform sends a block notification message to the merchant. The message receiving channels can be multiple, namely, the notification is carried out through different contact ways, and the notification ways can be common message channels such as enterprise WeChat, telephone, short message and the like.
Preferably, in another embodiment of the present invention, further comprising:
And step C1, the preset management platform displays a list of the target merchants with successful payment authorization on a preset display page.
Specifically, after the SaaS platform acquires authorization success data of a plurality of target merchants, information of authorization success of each target merchant is displayed in a target merchant list, namely after basic information acquisition of merchant account numbers is completed, the information is returned to a SaaS background page to display the authorization success. So that the target merchant managed by the SaaS platform can track the self authorization status in real time.
It can be understood that, in the embodiment of the present invention, the preset management platform is a SaaS platform, and of course, may also be another system management authorization platform capable of implementing this function, which is not limited to the embodiment of the present invention.
In this embodiment, after a target merchant sends a payment authorization request of a payment platform through a preset management platform, an authorization receipt page returned by the payment platform through the preset management platform is received; the authorization receipt page comprises an authorization rule and an authorization jump interface of the preset management platform; the target merchant jumps to the authorization receipt page through an authorization jump port of the preset management platform, performs authorization account registration, and authorizes the payment platform to pay rights according to the authorization rule under the registration account; the preset management platform sets a network hook event in the authorized registered account information; the network hook event is started when the payment platform is subjected to payment blocking; and after receiving the network hook event, the preset management platform sends a blocking notification message to the target merchant. The method and the system achieve the purposes of simplifying the flow and security guarantee of connecting the payment platform to build the channel, and monitoring account blocking events to reduce the use condition of account blocking.
It should be noted that, for simplicity of description, the method embodiments are shown as a series of acts, but it should be understood by those skilled in the art that the embodiments are not limited by the order of acts, as some steps may occur in other orders or concurrently in accordance with the embodiments. Further, those skilled in the art will appreciate that the embodiments described in the specification are presently preferred embodiments, and that the acts are not necessarily required by the embodiments of the invention.
Example two
Fig. 4 is a block diagram of an account status monitoring device according to a second embodiment of the present invention, which may specifically include the following modules:
The authorization request module 201 is configured to receive an authorization receipt page returned by the payment platform through the preset management platform after the target merchant sends a payment authorization request of the payment platform through the preset management platform; the authorization receipt page comprises an authorization rule and an authorization jump interface of the preset management platform;
The authorization module 202 is configured to skip to the authorization receipt page through an authorization skip interface of the preset management platform by the target merchant, register an authorization account, and authorize the payment platform to pay rights according to the authorization rule under the registered account;
The event setting module 203 is configured to set a network hook event in the authorized registered account information by using the preset management platform; the network hook event is started when the payment platform is subjected to payment blocking;
And the blocking message sending module 204 is configured to send a blocking notification message to the target merchant after the preset management platform receives the network hook event.
Preferably, in another embodiment of the apparatus of the present invention, further comprising:
The registration information acquisition module is used for connecting the preset management platform to the payment platform through a preset account information acquisition interface, acquiring the corresponding relation between the registration account information and the target merchant and storing the corresponding relation in a preset payment jump interface;
The payment request receiving module is used for acquiring registration account information of the target merchant in the payment request when the preset management platform receives the payment request of the client for the target merchant;
The interface sending module is used for sending the preset payment jump interface to the client by the preset management platform;
and the payment module is used for connecting the client with the payment platform through the preset payment jump interface and performing payment operation under the registered account information corresponding to the target merchant.
Preferably, in another embodiment of the apparatus of the present invention, the blocking message sending module 204 specifically includes:
The judging sub-module is used for judging whether the payment operation of the client fails under the registered account information and the payment times exceed a preset threshold value or not, wherein the payment platform is subjected to payment blocking, and the preset management platform is arranged on the payment platform and is started by the network hook event;
the registration information acquisition sub-module is used for acquiring the registration account information corresponding to the network hook event by the preset management platform;
The message receiving channel acquisition sub-module is used for acquiring a message receiving channel of the target merchant corresponding to the registered account information by the preset management platform;
and the message sending sub-module is used for sending a blocking notification message to the message receiving channel of the target merchant by the preset management platform.
Preferably, in another embodiment of the apparatus of the present invention, further comprising:
the list display module is used for displaying the list of the target merchants with successful payment authorization on a preset display page by the preset management platform.
The account state monitoring device provided by the embodiment of the invention can execute the account state monitoring method provided by any embodiment of the invention, and has the corresponding functional modules and beneficial effects of the execution method.
Example III
Fig. 5 is a schematic structural diagram of a computer device according to a third embodiment of the present invention. Fig. 5 illustrates a block diagram of an exemplary computer device 12 suitable for use in implementing embodiments of the present invention. The computer device 12 shown in fig. 5 is merely an example and should not be construed as limiting the functionality and scope of use of embodiments of the present invention.
As shown in FIG. 5, the computer device 12 is in the form of a general purpose computing device. Components of computer device 12 may include, but are not limited to: one or more processors or processing units 16, a system memory 28, a bus 18 that connects the various system components, including the system memory 28 and the processing units 16.
Bus 18 represents one or more of several types of bus structures, including a memory bus or memory controller, a peripheral bus, an accelerated graphics port, a processor, and a local bus using any of a variety of bus architectures. By way of example, and not limitation, such architectures include Industry Standard Architecture (ISA) bus, micro channel architecture (MAC) bus, enhanced ISA bus, video Electronics Standards Association (VESA) local bus, and Peripheral Component Interconnect (PCI) bus.
Computer device 12 typically includes a variety of computer system readable media. Such media can be any available media that is accessible by computer device 12 and includes both volatile and nonvolatile media, removable and non-removable media.
The system memory 28 may include computer system readable media in the form of volatile memory, such as Random Access Memory (RAM) 30 and/or cache memory 32. The computer device 12 may further include other removable/non-removable, volatile/nonvolatile computer system storage media. By way of example only, storage system 34 may be used to read from or write to non-removable, nonvolatile magnetic media (not shown in FIG. 5, commonly referred to as a "hard disk drive"). Although not shown in fig. 5, a magnetic disk drive for reading from and writing to a removable non-volatile magnetic disk (e.g., a "floppy disk"), and an optical disk drive for reading from or writing to a removable non-volatile optical disk (e.g., a CD-ROM, DVD-ROM, or other optical media) may be provided. In such cases, each drive may be coupled to bus 18 through one or more data medium interfaces. Memory 28 may include at least one program product having a set (e.g., at least one) of program modules configured to carry out the functions of embodiments of the invention.
A program/utility 40 having a set (at least one) of program modules 42 may be stored in, for example, memory 28, such program modules 42 including, but not limited to, an operating system, one or more application programs, other program modules, and program data, each or some combination of which may include an implementation of a network environment. Program modules 42 generally perform the functions and/or methods of the embodiments described herein.
The computer device 12 may also communicate with one or more external devices 14 (e.g., keyboard, pointing device, display 24, etc.), one or more devices that enable a user to interact with the computer device 12, and/or any devices (e.g., network card, modem, etc.) that enable the computer device 12 to communicate with one or more other computing devices. Such communication may occur through an input/output (I/O) interface 22. Moreover, computer device 12 may also communicate with one or more networks such as a Local Area Network (LAN), a Wide Area Network (WAN) and/or a public network, such as the Internet, through network adapter 20. As shown, network adapter 20 communicates with other modules of computer device 12 via bus 18. It should be appreciated that although not shown, other hardware and/or software modules may be used in connection with computer device 12, including, but not limited to: microcode, device drivers, redundant processing units, external disk drive arrays, RAID systems, tape drives, data backup storage systems, and the like.
The processing unit 16 executes various functional applications and data processing by running programs stored in the system memory 28, for example, implementing the account status monitoring method provided by the embodiment of the present invention.
Example IV
The fourth embodiment of the present invention further provides a computer readable storage medium, on which a computer program is stored, where the computer program when executed by a processor implements each process of the account status monitoring method, and the same technical effects can be achieved, and for avoiding repetition, a detailed description is omitted herein.
The computer readable storage medium may include, for example, but is not limited to, an electronic, magnetic, optical, electromagnetic, infrared, or semiconductor system, apparatus, or device, or a combination of any of the foregoing. More specific examples (a non-exhaustive list) of the computer-readable storage medium would include the following: an electrical connection having one or more wires, a portable computer diskette, a hard disk, a Random Access Memory (RAM), a read-only memory (ROM), an erasable programmable read-only memory (EPROM or flash memory), an optical fiber, a portable compact disc read-only memory (CD-ROM), an optical storage device, a magnetic storage device, or any suitable combination of the foregoing. In this document, a computer readable storage medium may be any tangible medium that can contain, or store a program for use by or in connection with an instruction execution system, apparatus, or device.
Note that the above is only a preferred embodiment of the present invention and the technical principle applied. It will be understood by those skilled in the art that the present invention is not limited to the particular embodiments described herein, but is capable of various obvious changes, rearrangements and substitutions as will now become apparent to those skilled in the art without departing from the scope of the invention. Therefore, while the invention has been described in connection with the above embodiments, the invention is not limited to the embodiments, but may be embodied in many other equivalent forms without departing from the spirit or scope of the invention, which is set forth in the following claims.
Claims (6)
1. An account status monitoring method, comprising:
After a target merchant sends a payment authorization request of a payment platform through a preset management platform, receiving an authorization receipt page returned by the payment platform through the preset management platform; the authorization receipt page comprises an authorization rule and an authorization jump interface of the preset management platform;
The target merchant jumps to the authorization receipt page through an authorization jump port of the preset management platform, performs authorization account registration, and authorizes the payment platform to pay rights according to the authorization rule under the registration account;
the preset management platform sets a network hook event in the authorized registered account information; the network hook event is started when the payment platform is subjected to payment blocking;
after receiving the network hook event, the preset management platform sends a blocking notification message to the target merchant;
the method further comprises the steps of: the preset management platform is connected to the payment platform through a preset account information acquisition interface, acquires the corresponding relation between the registered account information and the target merchant and stores the corresponding relation in a preset payment jump interface;
When receiving a payment request of a client for the target merchant, the preset management platform acquires registration account information of the target merchant in the payment request;
the preset management platform sends the preset payment jump interface to the client;
The client is connected with the payment platform through the preset payment jump interface, and performs payment operation under the registered account information corresponding to the target merchant;
after receiving the network hook event, the preset management platform sends a blocking notification message to the target merchant, including:
If the client fails to pay under the registered account information and the payment times exceed a preset threshold, the payment platform is subjected to payment blocking, and the preset management platform is set on the payment platform and started by the network hook event;
The preset management platform obtains the registered account information corresponding to the network hook event;
The preset management platform obtains a message receiving channel of the target merchant corresponding to the registered account information;
and the preset management platform sends a blocking notification message to the message receiving channel of the target merchant.
2. The method as recited in claim 1, further comprising:
and the preset management platform displays a list of the target merchants with successful payment authorization on a preset display page.
3. An account status monitoring device, comprising:
The authorization request module is used for receiving an authorization receipt page returned by the payment platform through the preset management platform after the target merchant sends a payment authorization request of the payment platform through the preset management platform; the authorization receipt page comprises an authorization rule and an authorization jump interface of the preset management platform;
the authorization module is used for the target merchant to jump to the authorization receipt page through an authorization jump port of the preset management platform, register an authorization account, and authorize the payment platform to pay rights according to the authorization rule under the registered account;
the event setting module is used for setting a network hook event in the authorized registered account information by the preset management platform; the network hook event is started when the payment platform is subjected to payment blocking;
The blocking message sending module is used for sending a blocking notification message to the target merchant after the preset management platform receives the network hook event;
The registration information acquisition module is used for connecting the preset management platform to the payment platform through a preset account information acquisition interface, acquiring the corresponding relation between the registration account information and the target merchant and storing the corresponding relation in a preset payment jump interface;
The payment request receiving module is used for acquiring registration account information of the target merchant in the payment request when the preset management platform receives the payment request of the client for the target merchant;
The interface sending module is used for sending the preset payment jump interface to the client by the preset management platform;
the payment module is used for the client to connect with the payment platform through the preset payment jump interface and carry out payment operation under the registered account information corresponding to the target merchant;
The seal message sending module comprises:
The judging sub-module is used for judging whether the payment operation of the client fails under the registered account information and the payment times exceed a preset threshold value or not, wherein the payment platform is subjected to payment blocking, and the preset management platform is arranged on the payment platform and is started by the network hook event;
the registration information acquisition sub-module is used for acquiring the registration account information corresponding to the network hook event by the preset management platform;
The message receiving channel acquisition sub-module is used for acquiring a message receiving channel of the target merchant corresponding to the registered account information by the preset management platform;
and the message sending sub-module is used for sending a blocking notification message to the message receiving channel of the target merchant by the preset management platform.
4. A device according to claim 3, further comprising:
the list display module is used for displaying the list of the target merchants with successful payment authorization on a preset display page by the preset management platform.
5. A computer device, the computer device comprising:
one or more processors;
A memory for storing one or more programs,
The one or more programs, when executed by the one or more processors, cause the one or more processors to implement the account status monitoring method of any of claims 1-2.
6. A computer readable storage medium, wherein a computer program is stored on the computer readable storage medium, which computer program, when executed by a processor, implements the account status monitoring method of any of claims 1-2.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202110976009.6A CN113673990B (en) | 2021-08-24 | 2021-08-24 | Account state monitoring method and device, computer equipment and storage medium |
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