CN113673977A - Transaction method, system, computer device and storage medium - Google Patents

Transaction method, system, computer device and storage medium Download PDF

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CN113673977A
CN113673977A CN202110975194.7A CN202110975194A CN113673977A CN 113673977 A CN113673977 A CN 113673977A CN 202110975194 A CN202110975194 A CN 202110975194A CN 113673977 A CN113673977 A CN 113673977A
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transfer
service
overseas
message
feedback message
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CN113673977B (en
Inventor
徐立红
李云峰
孙艳军
唐斌斌
王逸馨
张庆
余力
伍洲
张宇
朱长风
刘雷
杨畅
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State Power Investment Hong Kong Treasury Management Co ltd
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State Power Investment Hong Kong Treasury Management Co ltd
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/20—Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
    • G06F16/22—Indexing; Data structures therefor; Storage structures
    • G06F16/2282—Tablespace storage structures; Management thereof
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/20—Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
    • G06F16/23—Updating
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3825—Use of electronic signatures
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L67/00—Network arrangements or protocols for supporting network services or applications
    • H04L67/01—Protocols
    • H04L67/02—Protocols based on web technology, e.g. hypertext transfer protocol [HTTP]

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Abstract

The present disclosure proposes a transaction method, system, computer device and storage medium, wherein the method comprises: generating a transfer message in an extensible markup language (XML) format by integrating the service information and sending the transfer message to the front-end processor; further sending the information to a bank system, acquiring a transfer feedback message from the bank system in an HTTPS mode, and sending the transfer feedback message to an overseas department store system; calling a general query interface to obtain a transfer feedback message in an HTTP mode, analyzing and translating to obtain the value of each field, storing the value into a corresponding file information database table, and updating a balance table and a detailed table of the overseas department system; and calling a service state inquiry interface, and determining the state of each service by inquiring the transfer feedback message. Therefore, direct connection of bank and enterprise can be realized, the processing state information of each payment service bank system in account balance information, transaction detail information and service information is acquired through the overseas vault system, and the operation and the use of a user are facilitated.

Description

Transaction method, system, computer device and storage medium
Technical Field
The present disclosure relates to the field of data interaction technologies, and in particular, to a transaction method, a transaction system, a computer device, and a storage medium.
Background
At present, with the continuous development of science and technology, more and more enterprise users apply systems such as overseas vault systems and the like to provide highly automated enterprise internal business data management for the enterprise users. However, in the business processing that the overseas vault system of the enterprise user needs to perform data interaction with the bank system, the enterprise user needs to log in the bank system (such as internet bank) again to operate, and the business data processing of the bank cannot be realized by directly performing interactive connection with the bank system through the overseas vault system.
Disclosure of Invention
The present disclosure is directed to solving, at least to some extent, one of the technical problems in the related art.
Therefore, the transaction method is provided, and the overseas department library system and the bank system of the enterprise user are interactively connected through the front-end processor, so that the bank-enterprise direct connection is realized.
In a first aspect, a method of trading is presented, the method comprising: integrating the service information to generate a transfer message in an extensible markup language (XML) format, and calling a transfer service interface to send the transfer message to a front-end processor in a hypertext transfer protocol (HTTP) mode; receiving the transfer message, sending the transfer message to a bank system in a hypertext transfer secure protocol (HTTPS) mode, acquiring a transfer feedback message from the bank system in the HTTPS mode, and sending the transfer feedback message to an overseas department store system; calling a general query interface to acquire the transfer feedback message in an HTTP mode, analyzing and translating to acquire the value of each field, and storing the value into a corresponding file information database table to update the balance table and the detail table of the overseas department system; and calling a service state inquiry interface, and determining the state of each service by inquiring the transfer feedback message.
In some embodiments, the method further comprises: at least one user logs in the overseas department library system through a portal system and uploads the service information of the overseas department library system; and the user logs in the overseas driver library system to create, log in or verify the user through the portal system.
In some embodiments, the service information includes: approving the service; the method further comprises the following steps: defining an approval flow in the overseas department library system, calling an approval mechanism arranged in the portal system, approving the approval business and acquiring an approval result; the approval mechanism in the portal system comprises at least one stage of approval process.
In some embodiments, the method further comprises: carrying out digital signature on payment sensitive data in the service information; and verifying the digital signature in the process of processing the payment sensitive data in the service information.
In some embodiments, the method further comprises: and integrating the service information to generate the transfer message in an XML format in a mode of exchanging the DMEE through a data medium.
In some embodiments, the method further comprises: and analyzing and translating the transfer feedback message in a Transformation mode to acquire the value of each field.
In a second aspect of the present disclosure, a transaction system is provided, the system comprising: the first message transmission unit is used for integrating the service information to generate a transfer message in an extensible markup language (XML) format, and calling a transfer service interface to send the transfer message to the front-end processor in a hypertext transfer protocol (HTTP) mode; the second message transmission unit is used for receiving the transfer message, sending the transfer message to a bank system in a hypertext transfer secure protocol (HTTPS) mode, acquiring a transfer feedback message from the bank system in an HTTPS mode, and sending the transfer feedback message to an overseas department system; the translation updating unit is used for calling a general query interface to acquire the transfer feedback message in an HTTP mode, analyzing and translating the transfer feedback message to acquire the value of each field, storing the value into a corresponding file information database table and updating a balance table and a detailed table of the overseas department store system; and the service state determining unit is used for calling a service state inquiring interface and determining the state of each service by inquiring the transfer feedback message.
In some embodiments, the system further comprises: the service information uploading unit is used for logging in the overseas department library system by at least one user through a portal system and uploading service information of the user; and the user logs in the overseas driver library system to create, log in or verify the user through the portal system.
In a third aspect of the present disclosure, a computer device is provided, including: a memory, a processor and a computer program stored on the memory and executable on the processor, when executing the program, implementing the transaction method of the first aspect.
A fourth aspect of the present disclosure is directed to a computer-readable storage medium, having a computer program stored thereon, which when executed by a processor, implements the transaction method of the first aspect.
The technical scheme provided by the embodiment of the disclosure can have the following beneficial effects:
generating a transfer message in an extensible markup language (XML) format by integrating service information, and calling a transfer service interface to send the transfer message to a front-end processor in a hypertext transfer protocol (HTTP) mode; receiving a transfer message, sending the transfer message to a bank system in a hypertext transfer secure protocol (HTTPS) mode, acquiring a transfer feedback message from the bank system in the HTTPS mode, and sending the transfer feedback message to an overseas department store system; calling a general query interface to obtain a transfer feedback message in an HTTP mode, analyzing and translating to obtain the value of each field, storing the value into a corresponding file information database table, and updating a balance table and a detailed table of the overseas department system; and calling a service state inquiry interface, and determining the state of each service by inquiring the transfer feedback message. Therefore, data interaction between the overseas department library system of the enterprise user and the bank system can be realized through the front-end processor, the enterprise user can directly realize business data processing on the corresponding account in the bank system through the overseas department library system, the enterprise user can use the system conveniently, direct connection between the bank and the enterprise can be realized, the overseas department library system can acquire the processing state information of each payment business bank system in account balance information, transaction detail information and business information, and the user can operate and use the system conveniently.
Drawings
The foregoing and/or additional aspects and advantages of the present disclosure will become apparent and readily appreciated from the following description of the embodiments, taken in conjunction with the accompanying drawings of which:
fig. 1 is a flow chart of a transaction method provided by an embodiment of the present disclosure;
FIG. 2 is a block diagram of a transaction system provided by an embodiment of the present disclosure;
FIG. 3 is a block diagram of another transaction system provided by embodiments of the present disclosure;
FIG. 4 is a block diagram of a computer device used to implement the transaction method of embodiments of the present disclosure.
Detailed Description
Reference will now be made in detail to the embodiments of the present disclosure, examples of which are illustrated in the accompanying drawings, wherein like or similar reference numerals refer to the same or similar elements or elements having the same or similar functions throughout. The embodiments described below with reference to the drawings are exemplary and intended to be illustrative of the present disclosure, and should not be construed as limiting the present disclosure.
The transaction methods, systems, computer devices, and storage media of embodiments of the present disclosure are described below with reference to the accompanying drawings.
Fig. 1 is a flowchart of a transaction method according to an embodiment of the disclosure.
The embodiment of the disclosure provides a transaction method, wherein an enterprise user overseas vault system interacts with a bank system through front-end processor client software provided by the bank system, and it can be understood that the front-end processor provides exchange information service for a bank financial institution, after receiving information, a bank transfers the information to a fund transfer system or a clearing system according to an instruction, then performs fund transfer processing, and feeds back a processing result to the front-end processor, and the overseas vault system acquires the processing result from the front-end processor, thereby realizing direct connection of a bank and an enterprise, and acquiring account balance information, transaction detail information and processing state information of each payment service bank system in service information through the overseas vault system.
Specifically, as shown in fig. 1, the transaction method provided by the embodiment of the present disclosure includes, but is not limited to, the following steps:
s1: and integrating the service information to generate a transfer message in an extensible markup language (XML) format, and calling a transfer service interface to send the transfer message to the front-end processor in a hypertext transfer protocol (HTTP) mode.
The enterprise user overseas department library system integrates the service information to generate the transfer message in the XML format. Illustratively, the traffic information includes: remittance data for enterprise users, and the like.
In an exemplary embodiment, the transfer service interface may be: YFM _ BKIF _ BANK _ TRANSFER _ API: an assembly/transfer service API (application programming interface). And receiving payment remittance information sent by overseas department system service, integrating the payment remittance information to generate a transfer message in an XML format, and sending the transfer message to the front-end processor in an HTTP (hyper text transfer protocol) mode.
It can be understood that the communication protocol for realizing interaction between the overseas vault system and the front-end processor in the embodiment of the disclosure is HTTP, so that the transfer message is sent to the front-end processor in an HTTP manner.
In the embodiment of the disclosure, the enterprise user oversea driver library system is directly connected with the bank system through the front-end processor, and the interactive data between the oversea driver library system and the front-end processor requires the requirements of the bank system, wherein the oversea driver library system performs data interaction with the front-end processor by using the transfer messages in the XML format, so that the requirements of the data transmission format of the bank system can be met.
S2: receiving a transfer message, sending the transfer message to a bank system in a hypertext transfer secure protocol (HTTPS) mode, acquiring a transfer feedback message from the bank system in the HTTPS mode, and sending the transfer feedback message to an overseas department store system.
It can be understood that, in the embodiment of the present disclosure, a communication protocol for realizing interaction between the front-end processor and the bank system is an HTTPS (hyper text transfer protocol over secure socket layer), so that the transfer message is sent to the bank system in an HTTPS manner, and the transfer feedback message is obtained from the bank system in an HTTPS manner.
In the embodiment of the disclosure, the interaction mode between the front-end processor and the bank system is that the front-end processor sends the received transfer message to the bank system in an HTTPS mode, and after receiving the transfer message, the bank system performs processing such as transfer or remittance to generate a transfer feedback message.
S3: and calling a general query interface to acquire a transfer feedback message in an HTTP mode, analyzing and translating to acquire the value of each field, and storing the value into a corresponding file information database table to update the balance table and the detail table of the overseas department library system.
In an exemplary embodiment, the generic query interface may be: YFM _ BKIF _ ACCOUNT _ inquiry _ API: the general inquiry API of the bank account realizes that the overseas department library system inquires the transaction details and the account balance of the bank account in the bank system.
In the embodiment of the disclosure, the overseas driver library system calls the general query interface to acquire the transfer feedback message in an HTTP mode, the communication protocol between the overseas driver library system and the front-end processor is HTTP, and the overseas driver library system acquires the transfer feedback message from the front-end processor in an HTTP mode.
It can be understood that, because the format of the obtained transfer feedback message is a file in an XML format, the overseas vault system cannot directly read the transfer feedback message, and the file in the XML format needs to be analyzed and translated into a file format which can be read by the overseas vault system.
S4: and calling a service state inquiry interface, and determining the state of each service by inquiring the transfer feedback message.
In an exemplary embodiment, the query service status interface may be: YFM _ BKIF _ BANK _ CHKPAYM _ API: the API for the state of the remittance/transfer service is queried. And inquiring the bank processing state of each remittance \ transfer service according to the payment list of the service data in the overseas department-store system.
It can be understood that the interface for inquiring the service state is not connected with the front-end processor, but executes a simulation process to inquire the transfer feedback message acquired by the overseas department system so as to determine the processing state of each payment list bank system in the service information.
According to the transaction method provided by the embodiment of the disclosure, the transfer message in an extensible markup language (XML) format is generated by integrating the service information, and the transfer service interface is called to send the transfer message to the front-end processor in a hypertext transfer protocol (HTTP) mode; receiving a transfer message, sending the transfer message to a bank system in a hypertext transfer secure protocol (HTTPS) mode, acquiring a transfer feedback message from the bank system in the HTTPS mode, and sending the transfer feedback message to an overseas department store system; calling a general query interface to obtain a transfer feedback message in an HTTP mode, analyzing and translating to obtain the value of each field, storing the value into a corresponding file information database table, and updating a balance table and a detailed table of the overseas department system; and calling a service state inquiry interface, and determining the state of each service by inquiring the transfer feedback message. Therefore, data interaction between the overseas department library system of the enterprise user and the bank system can be realized through the front-end processor, the enterprise user can directly realize business data processing on the corresponding account in the bank system through the overseas department library system, the enterprise user can use the system conveniently, direct connection between the bank and the enterprise can be realized, the overseas department library system can acquire the processing state information of each payment business bank system in account balance information, transaction detail information and business information, and the user can operate and use the system conveniently.
In some embodiments, at least one user logs in the overseas vault system through the portal system and uploads the service information of the overseas vault system; wherein, the user logs in the overseas driver library system to create, log in or verify the user through the portal system.
It will be appreciated that the user logging into the overseas vault system is via a portal system, and in particular, the portal system also provides user creation and authentication functions to manage the user accessing the overseas vault system.
In an exemplary embodiment, a user logs in a portal system and enters an overseas vault system by clicking a single sign-on button, wherein after clicking the single sign-on button, the user opens a verification interface of the overseas vault system, and calls a Central Authentication System (CAS) verification service of the portal system to verify whether a user name and a login password are valid or not by using the user name and the login password as parameters, and under the condition that the portal system is verified to be valid, the user can directly access the overseas vault system, and the user does not need to perform login password verification again on the overseas vault system, so that password login of the non-border vault system can be realized.
In an exemplary embodiment, the overseas vault system provides a URL (Uniform Resource Locator) to the portal system, so that a menu of the overseas vault system is embedded in the portal system, and a user logging in the portal system can enter the overseas vault system by clicking a single-point login button, wherein after clicking the single-point login button, the user opens a verification interface of the overseas vault system, and calls a CAS (central authentication system) verification service of the portal system to verify whether a user name and a login password are valid or not by using the user name and the login password as parameters to enter, and when the portal system is verified to be valid, the user can directly access the overseas vault system, and the user does not need to perform login password verification again on the overseas vault system, so that password logging in of the offsite vault system can be realized, and the overseas vault system provides the URL to the portal system, the portal system is embedded with the menu of the overseas department library system, so that the user can conveniently inquire the report.
In some embodiments, the traffic information includes: approving the service; the method further comprises the following steps: defining an approval flow in an overseas department library system, calling an approval mechanism arranged in a portal system, approving the approval business and acquiring an approval result; the approval mechanism in the portal system comprises at least one stage of approval process.
It can be understood that, at the present stage, the overseas vault system does not have a service approval function, and in the embodiment of the present disclosure, the overseas vault system invokes an approval mechanism set in the portal system to implement the service approval function.
Wherein, the approval flow is defined in the overseas department store system, for example: the flow of approval A101, account opening application; approval flow a102, account opening approval-counter business. Approval results, for example: the business state is approval or approval return.
Specifically, the overseas vault system calls an approval mechanism arranged in the portal system, initiates approval service, provides an approval service type, a service number, an approval flow type and a service URL to the portal system, and generates an instance ID (identity) of the approval flow in the portal system. The service URL can facilitate the user to check the service information during examination and approval.
In the embodiment of the disclosure, the approval mechanism in the portal system includes at least one stage of approval process, that is, when the overseas driver library system calls the portal system to perform service approval, the portal system may perform one stage or multistage approval, the portal system calls one overseas driver library system callback service at each stage of approval, the service state is changed into approval or approval return, the overseas driver library system is only related to the last stage of approval process under the condition of the existence of the multistage approval process, and the portal system feeds back the final approval result to the overseas driver library system after the multistage approval. The approval callback service is integrally filtered, and filtering of each approval flow is not needed.
The approval callback may be failed, under a general condition, the failure of the business operation of the overseas library system does not affect the approval action of the approval user, and the overseas library system can execute the callback action again or display an error reason if the callback action is not executed correctly.
In some embodiments, the transaction method provided by the embodiments of the present disclosure further includes: carrying out digital signature on payment sensitive data in the service information; and verifying the digital signature in the process of processing the payment sensitive data in the service information.
In the embodiment of the disclosure, the overseas vault system uses the digital signature to realize the retention of business processing traces and the prevention of the change of key information. Data sensitive to payment in the service information, such as: the data of the account of the payee, the payment amount, the currency and the like uses a digital signature.
The process of processing payment-sensitive data in the service information includes, for example: the method comprises the steps of storing business documents, submitting the business documents, storing payment application forms, storing the payment forms, calling a payment module and the like, and verifying the digital signature in the processes.
The digital signature can use a Webdynpro embedded JS code to call a related interface API of the overseas library system of the user, and the running environment is the user terminal. The digital signature verification can use an overseas library system to call the service of a Portal server, the Portal server calls a digital certificate server JAVA service verification mode, and the overseas library system cannot call a related interface API of JAVA and carries out one-time forwarding.
In some embodiments, the overseas vault system integrates the service information to generate the transfer message in the XML format by means of data medium exchange (DMEE).
In the embodiment of the disclosure, the overseas vault system integrates executed service information (such as remittance) into the transfer message in an XML format in a DMEE manner, so as to meet the requirement of file transmission interaction of a bank system, thereby realizing data interaction between the overseas vault system and the bank system, and further realizing direct connection between a bank and an enterprise by performing data interaction with the bank system through a front-end processor.
In some embodiments, the overseas vault system analyzes the transfer feedback messages respectively by converting the Transformation mode to obtain the value of each field.
Based on the fact that the overseas department system cannot directly read the transfer feedback message in the XML format, in the embodiment of the disclosure, the overseas department system respectively analyzes the transfer feedback message in a Transformation manner to obtain the value of each field, stores the value into the corresponding file information database table, updates the balance and the detail table, and can read the file in the database and obtain the updated balance information and the transaction detail information.
In some embodiments, the overseas driver library system of the enterprise user in the embodiments of the present disclosure interacts with the bank system through the front-end processor, wherein a communication protocol between the overseas driver library system and the front-end processor is in an HTTP manner, and the used remote connection is YBOCHK.
In some embodiments, the file of the file is stored in a file server set by a user without directly storing the attachment in the oversea library system, and the file relative path and the file name are stored in the oversea library system, so that the oversea library system can process service information carrying the attachment.
In order to realize the embodiment, the disclosure further provides a transaction system.
Fig. 2 is a block diagram of a transaction system according to an embodiment of the disclosure.
As shown in fig. 2, the system 10 includes: a first message transmission unit 11, a second message transmission unit 12, a translation updating unit 14 and a service status determination unit 14.
The first message transmission unit 11 is configured to integrate the service information to generate a transfer message in an extensible markup language XML format, and call a transfer service interface to send the transfer message to the front-end processor in a hypertext transfer protocol HTTP manner.
And the second message transmission unit 12 is configured to receive the transfer message, send the transfer message to the bank system in a hypertext transfer secure protocol HTTPS manner, acquire a transfer feedback message from the bank system in an HTTPS manner, and send the transfer feedback message to an overseas vault system.
And the translation updating unit 13 is used for calling the general query interface to acquire the transfer feedback message in an HTTP mode, analyzing and translating the transfer feedback message to acquire the value of each field, and storing the value into a corresponding file information database table to update the balance table and the detail table of the overseas department store system.
And the service state determining unit 14 is configured to invoke a service state query interface, and determine the state of each service by querying the transfer feedback message.
In the transaction system provided by the embodiment of the disclosure, the first message transmission unit 11 is configured to integrate service information to generate a transfer message in an extensible markup language XML format, and call a transfer service interface to send the transfer message to the front-end processor in a hypertext transfer protocol HTTP manner; the second message transmission unit 12 is configured to receive a transfer message, send the transfer message to a bank system in a hypertext transfer secure protocol HTTPS manner, acquire a transfer feedback message from the bank system in an HTTPS manner, and send the transfer feedback message to an overseas vault system; the translation updating unit 13 is used for calling a general query interface to acquire a transfer feedback message in an HTTP manner, analyzing and translating the transfer feedback message to acquire the value of each field, storing the value into a corresponding file information database table, and updating a balance table and a detail table of the overseas department store system; and the service state determining unit 14 is configured to invoke a service state query interface, and determine the state of each service by querying the transfer feedback message. Therefore, data interaction between the overseas department library system of the enterprise user and the bank system can be realized through the front-end processor, the enterprise user can directly realize business data processing on the corresponding account in the bank system through the overseas department library system, the enterprise user can use the system conveniently, direct connection between the bank and the enterprise can be realized, the overseas department library system can acquire the processing state information of each payment business bank system in account balance information, transaction detail information and business information, and the user can operate and use the system conveniently.
Based on the above embodiments, the embodiments of the present disclosure also provide another possible implementation manner of the transaction system.
Fig. 3 is a block diagram of another transaction system provided by an embodiment of the present disclosure.
As shown in fig. 3, on the basis of the system 10 disclosed in fig. 2, the transaction system 10 provided by the embodiment of the present disclosure further includes: and a service information uploading unit 15.
The service information uploading unit 15 is used for at least one user to log in an overseas department library system through a portal system and upload service information of the user; and the user logs in the overseas driver library system to create, log in or verify the user through the portal system.
The present disclosure also provides a computer device, a readable storage medium, and a computer program product according to embodiments of the present disclosure.
FIG. 4 is a block diagram of a computer device used to implement the transaction method of an embodiment of the present disclosure.
Computer devices are intended to represent various forms of digital computers, such as laptops, desktops, workstations, personal digital assistants, servers, blade servers, mainframes, and other appropriate computers. The computer device may also represent various forms of mobile devices, such as personal digital processing, cellular phones, smart phones, wearable devices, and other similar computing devices. The components shown herein, their connections and relationships, and their functions, are meant to be examples only, and are not meant to limit implementations of the disclosure described and/or claimed herein.
As shown in fig. 4, the computer device 500 includes a computing unit 501, which can perform various appropriate actions and processes according to a computer program stored in a Read Only Memory (ROM)502 or a computer program loaded from a storage unit 508 into a Random Access Memory (RAM) 503. In the RAM503, various programs and data required for the operation of the device 500 can also be stored. The calculation unit 501, the ROM502, and the RAM503 are connected to each other by a bus 504. An input/output (I/O) interface 505 is also connected to bus 504.
A number of components in the computer device 500 are connected to the I/O interface 505, including: an input unit 506 such as a keyboard, a mouse, or the like; an output unit 507 such as various types of displays, speakers, and the like; a storage unit 508, such as a magnetic disk, optical disk, or the like; and a communication unit 509 such as a network card, modem, wireless communication transceiver, etc. The communication unit 509 allows the device 500 to exchange information/data with other devices through a computer network such as the internet and/or various telecommunication networks.
The computing unit 501 may be a variety of general-purpose and/or special-purpose processing components having processing and computing capabilities. Some examples of the computing unit 501 include, but are not limited to, a Central Processing Unit (CPU), a Graphics Processing Unit (GPU), various dedicated Artificial Intelligence (AI) computing chips, various computing units running machine learning model algorithms, a Digital Signal Processor (DSP), and any suitable processor, controller, microcontroller, and so forth. The computing unit 501 performs the various methods and processes described above, such as a transaction method.
For example, in some embodiments, the transaction method may be implemented as a computer software program tangibly embodied in a machine-readable medium, such as storage unit 508. In some embodiments, part or all of the computer program may be loaded and/or installed onto the device 500 via the ROM502 and/or the communication unit 509. When the computer program is loaded into the RAM503 and executed by the computing unit 501, one or more steps of the transaction method described above may be performed. Alternatively, in other embodiments, the computing unit 501 may be configured to perform the transaction method by any other suitable means (e.g., by way of firmware).
Various implementations of the systems and techniques described here above may be implemented in digital electronic circuitry, integrated circuitry, Field Programmable Gate Arrays (FPGAs), Application Specific Integrated Circuits (ASICs), Application Specific Standard Products (ASSPs), system on a chip (SOCs), load programmable logic devices (CPLDs), computer hardware, firmware, software, and/or combinations thereof. These various embodiments may include: implemented in one or more computer programs that are executable and/or interpretable on a programmable system including at least one programmable processor, which may be special or general purpose, receiving data and instructions from, and transmitting data and instructions to, a storage system, at least one input device, and at least one output device.
Program code for implementing the transaction methods of the present disclosure may be written in any combination of one or more programming languages. These program codes may be provided to a processor or controller of a general purpose computer, special purpose computer, or other programmable data processing apparatus, such that the program codes, when executed by the processor or controller, cause the functions/operations specified in the flowchart and/or block diagram to be performed. The program code may execute entirely on the machine, partly on the machine, as a stand-alone software package partly on the machine and partly on a remote machine or entirely on the remote machine or server.
In the context of this disclosure, a machine-readable medium may be a tangible medium that can contain, or store a program for use by or in connection with an instruction execution system, apparatus, or device. The machine-readable medium may be a machine-readable signal medium or a machine-readable storage medium. A machine-readable medium may include, but is not limited to, an electronic, magnetic, optical, electromagnetic, infrared, or semiconductor system, apparatus, or device, or any suitable combination of the foregoing. More specific examples of a machine-readable storage medium would include an electrical connection based on one or more wires, a portable computer diskette, a hard disk, a Random Access Memory (RAM), a read-only memory (ROM), an erasable programmable read-only memory (EPROM or flash memory), an optical fiber, a portable compact disc read-only memory (CD-ROM), an optical storage device, a magnetic storage device, or any suitable combination of the foregoing.
To provide for interaction with a user, the systems and techniques described here can be implemented on a computer having: a display device (e.g., a CRT (cathode ray tube) or LCD (liquid crystal display) monitor) for displaying information to a user; and a keyboard and a pointing device (e.g., a mouse or a trackball) by which a user can provide input to the computer. Other kinds of devices may also be used to provide for interaction with a user; for example, feedback provided to the user can be any form of sensory feedback (e.g., visual feedback, auditory feedback, or tactile feedback); and input from the user may be received in any form, including acoustic, speech, or tactile input.
The systems and techniques described here can be implemented in a computing system that includes a back-end component (e.g., as a data server), or that includes a middleware component (e.g., an application server), or that includes a front-end component (e.g., a user computer having a graphical user interface or a web browser through which a user can interact with an implementation of the systems and techniques described here), or any combination of such back-end, middleware, or front-end components. The components of the system can be interconnected by any form or medium of digital data communication (e.g., a communication network). Examples of communication networks include: local Area Networks (LANs), Wide Area Networks (WANs), the internet, and blockchain networks.
The computer system may include clients and servers. A client and server are generally remote from each other and typically interact through a communication network. The relationship of client and server arises by virtue of computer programs running on the respective computers and having a client-server relationship to each other. The Server can be a cloud Server, also called a cloud computing Server or a cloud host, and is a host product in a cloud computing service system, so as to solve the defects of high management difficulty and weak service expansibility in the traditional physical host and VPS service ("Virtual Private Server", or simply "VPS"). The server may also be a server of a distributed system, or a server incorporating a blockchain.
It should be understood that various forms of the flows shown above may be used, with steps reordered, added, or deleted. For example, the steps described in the present application may be executed in parallel, sequentially, or in different orders, and are not limited herein as long as the desired results of the technical solutions disclosed in the present disclosure can be achieved.
The above detailed description should not be construed as limiting the scope of the disclosure. It should be understood by those skilled in the art that various modifications, combinations, sub-combinations and substitutions may be made in accordance with design requirements and other factors. Any modification, equivalent replacement, and improvement made within the spirit and principle of the present disclosure should be included in the scope of protection of the present disclosure.
In the description herein, references to the description of the terms "one embodiment," "some embodiments," "an example," "an exemplary embodiment," etc., mean that a particular feature, structure, material, or characteristic described in connection with the embodiment or example is included in at least one embodiment or example of the disclosure. In this specification, the schematic representations of the terms used above are not necessarily intended to refer to the same embodiment or example. Furthermore, the particular features, structures, materials, or characteristics described may be combined in any suitable manner in any one or more embodiments or examples. Furthermore, various embodiments or examples and features of different embodiments or examples described in this specification can be combined and combined by one skilled in the art without contradiction.
Furthermore, the terms "first", "second" and "first" are used for descriptive purposes only and are not to be construed as indicating or implying relative importance or implicitly indicating the number of technical features indicated. Thus, a feature defined as "first" or "second" may explicitly or implicitly include at least one such feature. In the description of the present disclosure, "a plurality" means at least two, e.g., two, three, etc., unless explicitly specifically limited otherwise.
Any process or method descriptions in flow charts or otherwise described herein may be understood as representing modules, segments, or portions of code which include one or more executable instructions for implementing steps of a custom logic function or process, and alternate implementations are included within the scope of the preferred embodiment of the present disclosure in which functions may be executed out of order from that shown or discussed, including substantially concurrently or in reverse order, depending on the functionality involved, as would be understood by those reasonably skilled in the art of the embodiments of the present disclosure.
The logic and/or steps represented in the flowcharts or otherwise described herein, e.g., an ordered listing of executable instructions that can be considered to implement logical functions, can be embodied in any computer-readable medium for use by or in connection with an instruction execution system, apparatus, or device, such as a computer-based system, processor-containing system, or other system that can fetch the instructions from the instruction execution system, apparatus, or device and execute the instructions. For the purposes of this description, a "computer-readable medium" can be any means that can contain, store, communicate, propagate, or transport the program for use by or in connection with the instruction execution system, apparatus, or device. More specific examples (a non-exhaustive list) of the computer-readable medium would include the following: an electrical connection (electronic device) having one or more wires, a portable computer diskette (magnetic device), a Random Access Memory (RAM), a read-only memory (ROM), an erasable programmable read-only memory (EPROM or flash memory), an optical fiber device, and a portable compact disc read-only memory (CDROM). Additionally, the computer-readable medium could even be paper or another suitable medium upon which the program is printed, as the program can be electronically captured, via for instance optical scanning of the paper or other medium, then compiled, interpreted or otherwise processed in a suitable manner if necessary, and then stored in a computer memory.
It should be understood that portions of the present disclosure may be implemented in hardware, software, firmware, or a combination thereof. In the above embodiments, the various steps or methods may be implemented in software or firmware stored in memory and executed by a suitable instruction execution system. If implemented in hardware, as in another embodiment, any one or combination of the following techniques, which are known in the art, may be used: a discrete logic circuit having a logic gate circuit for implementing a logic function on a data signal, an application specific integrated circuit having an appropriate combinational logic gate circuit, a Programmable Gate Array (PGA), a Field Programmable Gate Array (FPGA), or the like.
It will be understood by those skilled in the art that all or part of the steps carried by the method for implementing the above embodiments may be implemented by hardware related to instructions of a program, which may be stored in a computer readable storage medium, and when the program is executed, the program includes one or a combination of the steps of the method embodiments.
In addition, functional units in the embodiments of the present disclosure may be integrated into one processing module, or each unit may exist alone physically, or two or more units are integrated into one module. The integrated module can be realized in a hardware mode, and can also be realized in a software functional module mode. The integrated module, if implemented in the form of a software functional module and sold or used as a stand-alone product, may also be stored in a computer readable storage medium.
The storage medium mentioned above may be a read-only memory, a magnetic or optical disk, etc. Although embodiments of the present disclosure have been shown and described above, it is understood that the above embodiments are exemplary and should not be construed as limiting the present disclosure, and that changes, modifications, substitutions and alterations may be made to the above embodiments by those of ordinary skill in the art within the scope of the present disclosure.

Claims (10)

1. A method of trading, the method comprising:
integrating the service information to generate a transfer message in an extensible markup language (XML) format, and calling a transfer service interface to send the transfer message to a front-end processor in a hypertext transfer protocol (HTTP) mode;
receiving the transfer message, sending the transfer message to a bank system in a hypertext transfer secure protocol (HTTPS) mode, acquiring a transfer feedback message from the bank system in the HTTPS mode, and sending the transfer feedback message to an overseas department store system;
calling a general query interface to acquire the transfer feedback message in an HTTP mode, analyzing and translating to acquire the value of each field, and storing the value into a corresponding file information database table to update the balance table and the detail table of the overseas department system;
and calling a service state inquiry interface, and determining the state of each service by inquiring the transfer feedback message.
2. The method of claim 1, further comprising:
at least one user logs in the overseas department library system through a portal system and uploads the service information of the overseas department library system; and the user logs in the overseas driver library system to create, log in or verify the user through the portal system.
3. The method of claim 2, wherein the service information comprises: approving the service; the method further comprises the following steps:
defining an approval flow in the overseas department library system, calling an approval mechanism arranged in the portal system, approving the approval business and acquiring an approval result; the approval mechanism in the portal system comprises at least one stage of approval process.
4. The method of any one of claims 1 to 3, further comprising:
carrying out digital signature on payment sensitive data in the service information;
and verifying the digital signature in the process of processing the payment sensitive data in the service information.
5. The method of claim 1, further comprising
And integrating the service information to generate the transfer message in an XML format in a mode of exchanging the DMEE through a data medium.
6. The method of claim 1, further comprising:
and analyzing and translating the transfer feedback message in a Transformation mode to acquire the value of each field.
7. A transaction system, the system comprising:
the first message transmission unit is used for integrating the service information to generate a transfer message in an extensible markup language (XML) format, and calling a transfer service interface to send the transfer message to the front-end processor in a hypertext transfer protocol (HTTP) mode;
the second message transmission unit is used for receiving the transfer message, sending the transfer message to a bank system in a hypertext transfer secure protocol (HTTPS) mode, acquiring a transfer feedback message from the bank system in an HTTPS mode, and sending the transfer feedback message to an overseas department system;
the translation updating unit is used for calling a general query interface to acquire the transfer feedback message in an HTTP mode, analyzing and translating the transfer feedback message to acquire the value of each field, storing the value into a corresponding file information database table and updating a balance table and a detailed table of the overseas department store system;
and the service state determining unit is used for calling a service state inquiring interface and determining the state of each service by inquiring the transfer feedback message.
8. The system of claim 7, further comprising:
the service information uploading unit is used for logging in the overseas department library system by at least one user through a portal system and uploading service information of the user; and the user logs in the overseas driver library system to create, log in or verify the user through the portal system.
9. A computer device, comprising: memory, processor and computer program stored on the memory and executable on the processor, which when executed by the processor implements a transaction method as claimed in any one of claims 1 to 6.
10. A computer-readable storage medium, on which a computer program is stored, which program, when being executed by a processor, carries out a transaction method according to any one of claims 1 to 6.
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