CN113627943A - Payment system of industrial product transaction platform - Google Patents
Payment system of industrial product transaction platform Download PDFInfo
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- CN113627943A CN113627943A CN202110816337.XA CN202110816337A CN113627943A CN 113627943 A CN113627943 A CN 113627943A CN 202110816337 A CN202110816337 A CN 202110816337A CN 113627943 A CN113627943 A CN 113627943A
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- 230000001915 proofreading effect Effects 0.000 claims description 21
- 238000000034 method Methods 0.000 description 2
- 230000009286 beneficial effect Effects 0.000 description 1
- 230000007547 defect Effects 0.000 description 1
- 230000003111 delayed effect Effects 0.000 description 1
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/389—Keeping log of transactions for guaranteeing non-repudiation of a transaction
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
Abstract
A payment system of an industrial product transaction platform is used for realizing payment of money items in the industrial product transaction platform, belongs to the technical field of industrial product transaction systems, and comprises a payment request receiving module, the output end of the payment request receiving module is in signal connection with the input end of the collection module, the output end of the collection module is in signal connection with the input end of the information comparison module, the output end of the information comparison module is in signal connection with the instruction sending module, the input end of the information comparison module is also in signal connection with the output end of the online bank collection page content identification module, the output end of the instruction sending module is respectively connected with the order system and the prompt module of the industrial product transaction platform, the collection module is internally provided with a common payment interface and a payment certificate identification module, so that the problem that the conventional online shopping platform does not support offline payment and payment between a public account and a public account is solved.
Description
Technical Field
A payment system of an industrial product transaction platform is used for realizing payment of money items in the industrial product transaction platform, and belongs to the technical field of industrial product transaction systems.
Background
The industrial product transaction is carried out between individuals and between enterprises, more enterprises are carried out, most of the enterprises are in a public-to-public payment mode, and the network platform does not support the public-to-public payment mode and acceptance payment, so that after the enterprises purchase industrial products by using the network, the platform side needs to provide a public account number for a buyer, after the buyer pays the money, the platform side needs to manually check the account, the amount of orders on the platform is huge, time is wasted when each order is manually checked, the workload is also large, the error rate of checking is high, and any order checking is unrealistic, so that the development of the industrial product transaction platform for the transaction between the enterprises is delayed.
Disclosure of Invention
Aiming at the defects of the prior art, the invention designs an industrial product transaction platform payment forming system which can support offline payment and payment between a public account and a public account in a mode of combining a collection module formed by combining a common payment interface and a payment certificate identification module with an information comparison module, thereby supporting the selection of payment modes between enterprises and individuals and between enterprises and solving the problems that the existing online shopping platform does not support offline payment and payment between the public account and the public account.
In order to solve the technical problems, the technical scheme adopted by the invention is as follows:
the payment system of the industrial product transaction platform comprises a payment request receiving module, wherein the output end of the payment request receiving module is connected with the input end of a collection module in a signal mode, the output end of the collection module is connected with the input end of an information comparison module in a signal mode, the output end of the information comparison module is connected with an instruction sending module in a signal mode, the input end of the information comparison module is further connected with the output end of an online bank collection page content identification module in a signal mode, the output end of the instruction sending module is respectively connected with an order system and a prompt module of the industrial product transaction platform, and a common payment interface and a payment voucher identification module are arranged in the collection module.
In the invention, during work, an order system of an industrial product transaction platform transmits an order request needing to be paid to a payment request receiving module, the payment request receiving module transmits the order request needing to be paid to a payment module after receiving the request, if an enterprise or an individual (a person purchasing industrial products) pays through a personal bank card, WeChat, Paibao and balance, the payment amount is directly input on a payment page of the payment module, the payment is carried out through a common payment interface, if the enterprise needs to pay through a public account or a acceptance payment mode, a payment voucher identification is selected on the payment page of the payment module, then a voucher or an acceptance bill which finishes payment through the public account is uploaded, after the payment voucher identification module receives the paid bill or voucher, the content on the bill or voucher is identified, the payment time on the bill or the voucher is uploaded, The name of the payer, the payment amount and the payment item are abstracted and transmitted to the information comparison module, and meanwhile, the online banking collection page of the industrial product transaction platform is opened, the input end of the online-banking collection page content identification module is connected to the online-banking collection page of the industrial product transaction platform, the online-banking collection page content identification module transmits the identified information such as collection time, collection amount, name of a payer, collection items and the like to the information comparison module, the information comparison module compares the information input by the online-banking collection page content identification module with the information input by the collection module, then sending the comparison result to an instruction sending module, if the comparison result is the same, feeding back a successful payment instruction to an order system of the industrial transaction platform by the instruction sending module, and displaying that the order payment is completed by the order system of the industrial transaction platform; if the comparison results are different, the instruction sending module sends unpaid information to the prompting module, the prompting module can prompt the payer, the payment is convenient to select whether to continue payment or cancel the order or contact the manual assistance of the staff of the industrial transaction platform again according to the prompt, the invention adopts a mode that a collection module formed by combining a common payment interface and a payment voucher identification module is matched with the information comparison module, designs an industrial transaction platform payment system which can support online and offline payment of the public account to the public account, thereby supporting the selection of payment modes between enterprises and individuals and between enterprises and the selection of payment modes according to the actual conditions, and solving the problems that the existing online shopping platform does not support offline payment and does not support payment between the public account and the public account.
As a preferable mode, the output end of the payment voucher identification module is further in signal connection with a manual proofreading module a, the signal output end of the manual proofreading module a is connected with the input end of the instruction sending module, and the input end of the manual proofreading module a is further in signal connection with the output end of the online bank payment page content identification module.
Preferably, a manual correction module is arranged in the payment voucher identification module.
As a preferable mode, the system further comprises a manual proofreading module B, wherein the input end of the manual proofreading module B is in signal connection with the output end of the prompt module and the online bank payment page, and the output end of the manual proofreading module B is in signal connection with the instruction sending module.
Preferably, the input end of the information comparison module is also in signal connection with the output end of the payment request receiving module.
Preferably, the payment certificate recognition module is a character recognition module.
Compared with the prior art, the invention has the beneficial effects that:
(1) the invention designs an industrial product transaction platform payment system which can support online and offline payment and payment of public accounts to public accounts by adopting a mode that a collection module formed by combining a common payment interface and a payment certificate identification module is matched with an information comparison module, thereby supporting the selection of payment modes between enterprises and individuals and between enterprises and solving the problems that the existing online shopping platform does not support offline payment and payment between public accounts and public accounts.
(2) The invention supports personal account payment and public account payment, and in order to ensure the accuracy of the payment system of the invention, the input end of the information comparison module is also in signal connection with the output end of the payment request receiving module, so that the information comparison module adopts three groups of data for comparison when information is compared, the first group is order information provided by an order system of an industrial product transaction platform, the second group is payment voucher information provided by a payer, the third group is payer information received by an online banking collection page of the industrial product shopping platform, and the information comparison module sends successful payment information to the instruction sending module only if the three groups of information can correspond to each other, thereby ensuring the rigor and the accuracy of the payment system.
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FIG. 1 is a logic diagram of the present invention;
Detailed Description
Example 1
As shown in fig. 1, a payment system of an industrial product transaction platform includes a payment request receiving module, an output end of the payment request receiving module is in signal connection with an input end of a collection module, an output end of the collection module is in signal connection with an input end of an information comparison module, an output end of the information comparison module is in signal connection with an instruction sending module, an input end of the information comparison module is further in signal connection with an output end of an online bank collection page content identification module, an output end of the instruction sending module is respectively connected with an order system and a prompt module of the industrial product transaction platform, and a common payment interface and a payment voucher identification module are arranged in the collection module.
In this embodiment, in operation, the order system of the industrial product transaction platform transmits an order request to be paid to the payment request receiving module, the payment request receiving module receives the request and then transmits the order request to be paid to the payment module, if an enterprise or an individual (a person purchasing industrial products) pays through a personal bank card, a WeChat, a Paibao and a balance, the payment amount is directly input on a payment page of the payment module, the payment is performed through a common payment interface, if the enterprise needs to pay through a public account or a receipt payment mode, a payment voucher identification is selected on the payment page of the payment module, then a voucher or a receipt for paying the payment through the public account is uploaded, and after the payment voucher identification module receives the payment bill or voucher, the content on the bill or voucher is identified, the payment time on the bill or voucher is transmitted to the payment request receiving module, The name of the payer, the payment amount and the payment item are abstracted and transmitted to the information comparison module, and meanwhile, the online banking collection page of the industrial product transaction platform is opened, the input end of the online-banking collection page content identification module is connected to the online-banking collection page of the industrial product transaction platform, the online-banking collection page content identification module transmits the identified information such as collection time, collection amount, name of a payer, collection items and the like to the information comparison module, the information comparison module compares the information input by the online-banking collection page content identification module with the information input by the collection module, then sending the comparison result to an instruction sending module, if the comparison result is the same, feeding back a successful payment instruction to an order system of the industrial transaction platform by the instruction sending module, and displaying that the order payment is completed by the order system of the industrial transaction platform; if the comparison results are different, the instruction sending module sends unpaid information to the prompting module, the prompting module can prompt the payer, the payment is convenient to select whether to continue payment or cancel the order or contact the manual assistance of the staff of the industrial transaction platform again according to the prompt, the invention adopts a mode that a collection module formed by combining a common payment interface and a payment voucher identification module is matched with the information comparison module, designs an industrial transaction platform payment system which can support online and offline payment of the public account to the public account, thereby supporting the selection of payment modes between enterprises and individuals and between enterprises and the selection of payment modes according to the actual conditions, and solving the problems that the existing online shopping platform does not support offline payment and does not support payment between the public account and the public account.
Example 2
As shown in fig. 1, a payment system of an industrial product transaction platform includes a payment request receiving module, an output end of the payment request receiving module is in signal connection with an input end of a collection module, an output end of the collection module is in signal connection with an input end of an information comparison module, an output end of the information comparison module is in signal connection with an instruction sending module, an input end of the information comparison module is further in signal connection with an output end of an online bank collection page content identification module, an output end of the instruction sending module is respectively connected with an order system and a prompt module of the industrial product transaction platform, and a common payment interface and a payment voucher identification module are arranged in the collection module.
In the use process, in order to deal with the system accidents, such as bug reasons of the information comparison module, the output end of the payment certificate identification module is connected with the manual proofreading module A through signals, the output end of the manual proofreading module A is connected with the input end of the information comparison module, the input end of the manual proofreading module A is connected with the output end of the online bank payment page content identification module through signals, after the design, when the bug of the information comparison module is carried out, a payer requests manual help through a manual help window of a system page, then the staff of the industrial product transaction platform intervenes, and the manual proofreading module A replaces the information comparison module to carry out manual information comparison.
In the using process, the payment certificate provided by the payer usually has inaccurate information identified by the payment identification module due to the stains generated on the payment certificate or the folding of paper when the payment certificate is printed, so that the manual correction module is arranged in the payment certificate identification module, and when the above conditions occur, the payer can correct the information with wrong identification through the manual correction module.
In order to avoid the deviation of the comparison result of the information comparison module caused by the information identified by the content identification module end of the online bank cash receiving page, the online bank cash receiving system also comprises an artificial proofreading module B, wherein the input end of the artificial proofreading module B is in signal connection with the output end of the prompt module and the online bank cash receiving page, and the output end of the artificial proofreading module B is in signal connection with the instruction sending module, so that when the comparison module calculates that the information is not matched, a worker of the industrial product transaction platform compares and approves the information fed back by the prompt module and the online bank cash receiving page of the industrial product shopping platform through the artificial proofreading module B, and after the comparison, the artificial proofreading module B transmits the comparison result information to the instruction sending module.
In order to ensure the accuracy of the payment system, the input end of the information comparison module is also in signal connection with the output end of the payment request receiving module, so that the information comparison module adopts three groups of data for comparison when the information is compared, the first group is order information provided by an order system of an industrial product transaction platform, the second group is payment voucher information provided by a payer, the third group is the payer information received by an online bank collection page of an industrial product shopping platform, and the information comparison module sends successful payment information to the instruction sending module only when the three groups of information can correspond to each other, thereby ensuring the rigor and the accuracy of the payment system.
In the invention, the used payment voucher identification module is a character identification module and mainly identifies the payment time, the name of a payer, the payment amount, the payment item information and the like on the bill or voucher provided by the payer.
Claims (6)
1. The payment system of the industrial product transaction platform is characterized by comprising a payment request receiving module, wherein the output end of the payment request receiving module is in signal connection with the input end of a collection module, the output end of the collection module is in signal connection with the input end of an information comparison module, the output end of the information comparison module is in signal connection with an instruction sending module, the input end of the information comparison module is also in signal connection with the output end of an online bank collection page content identification module, the output end of the instruction sending module is respectively connected with an order system and a prompt module of the industrial product transaction platform, and a common payment interface and a payment voucher identification module are arranged in the collection module.
2. The payment system of the industrial transaction platform as claimed in claim 1, wherein the output terminal of the payment voucher identification module is further connected to the manual proofreading module a through a signal, the output terminal of the manual proofreading module a is connected to the input terminal of the instruction sending module, and the input terminal of the manual proofreading module a is further connected to the output terminal of the content identification module of the bank payment page through a signal.
3. The payment system of claim 1, wherein the payment document identification module is provided with a manual correction module.
4. The payment system of the industrial transaction platform as claimed in claim 1, further comprising a manual proofreading module B, wherein an input end of the manual proofreading module B is in signal connection with an output end of the prompting module and the online banking collection page, and an output end of the manual proofreading module B is in signal connection with the instruction sending module.
5. The payment system of claim 1, wherein the input of the information comparison module is further connected to the output of the payment request receiving module via a signal.
6. The payment system of claim 1, wherein the payment document recognition module is a text recognition module.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202110816337.XA CN113627943A (en) | 2021-07-19 | 2021-07-19 | Payment system of industrial product transaction platform |
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| Application Number | Priority Date | Filing Date | Title |
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| CN202110816337.XA CN113627943A (en) | 2021-07-19 | 2021-07-19 | Payment system of industrial product transaction platform |
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| CN113627943A true CN113627943A (en) | 2021-11-09 |
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Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103985037A (en) * | 2014-04-01 | 2014-08-13 | 寇锘 | Mobile payment system and method |
| CN104599122A (en) * | 2013-10-31 | 2015-05-06 | 腾讯科技（深圳）有限公司 | Quick payment method, related equipment and related system |
| CN110458557A (en) * | 2019-07-03 | 2019-11-15 | 杭州复杂美科技有限公司 | A kind of mode of payment, equipment and storage medium |
| CN112163847A (en) * | 2020-07-20 | 2021-01-01 | 上海安戈实业有限公司 | Online transaction platform and payment method for transaction funds without platform control |
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2021
- 2021-07-19 CN CN202110816337.XA patent/CN113627943A/en active Pending
Patent Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104599122A (en) * | 2013-10-31 | 2015-05-06 | 腾讯科技（深圳）有限公司 | Quick payment method, related equipment and related system |
| CN103985037A (en) * | 2014-04-01 | 2014-08-13 | 寇锘 | Mobile payment system and method |
| CN110458557A (en) * | 2019-07-03 | 2019-11-15 | 杭州复杂美科技有限公司 | A kind of mode of payment, equipment and storage medium |
| CN112163847A (en) * | 2020-07-20 | 2021-01-01 | 上海安戈实业有限公司 | Online transaction platform and payment method for transaction funds without platform control |
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