CN113554831A - Electric power business hall counter POS machine account automation application - Google Patents
Electric power business hall counter POS machine account automation application Download PDFInfo
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- CN113554831A CN113554831A CN202110877844.4A CN202110877844A CN113554831A CN 113554831 A CN113554831 A CN 113554831A CN 202110877844 A CN202110877844 A CN 202110877844A CN 113554831 A CN113554831 A CN 113554831A
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- 238000013475 authorization Methods 0.000 claims description 6
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- 238000012790 confirmation Methods 0.000 abstract description 3
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
- G07G1/00—Cash registers
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G06Q20/202—Interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network details, transfer of information from host to ECR or from ECR to ECR
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G06Q20/204—Point-of-sale [POS] network systems comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/227—Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3274—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/352—Contactless payments by cards
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q50/00—Information and communication technology [ICT] specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism
- G06Q50/06—Energy or water supply
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
- G07G1/00—Cash registers
- G07G1/12—Cash registers electronically operated
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Abstract
The invention discloses an automatic application of accounts of a POS machine of a cabinet face of an electric power business hall, which comprises the POS machine, wherein a CPU is arranged in the POS machine, the CPU is connected with a display module 12 for displaying data and images, the CPU is connected with a communication module for reading an identification code of a bank card or a credit card held by a consumer and sending the identification code to the CPU, an NFC read-write module is adopted as a card reading module, a code scanning module connected with the CPU is used for scanning a payment code of a mobile terminal of the consumer, and the invention has multiple payment modes and is more convenient and fast, the communication module connected with the CPU and a storage module of the CPU are used for storing transaction information, in the invention, after the POS machine of the cabinet face of the electric power business hall reads the bank card, the credit card or the payment code of the consumer, the identification code is sent to a server and is compared with image information, sound, fingerprints and photos of the consumer which are prestored in the server, the information of the consumer is matched with the prestored information, the on-site identity confirmation can be carried out on the consumer, so that the safety of the system is improved.
Description
Technical Field
The invention relates to the technical field of payment, in particular to an electric power business hall counter POS machine account automation application.
Background
The POS is a multifunctional terminal, and is installed in special commercial tenant and acceptance network of credit card, and connected with computer to form network, so that it can implement automatic electronic fund transfer, and has the functions of supporting consumption, preauthorization, balance inquiry and transfer, etc. and is safe, quick and reliable in use. Basic operation information in bulk transactions is difficult to obtain, and the POS system is mainly introduced to solve the information management blind spot of the retail industry. Important components in a chain store management information system.
The POS machine reads the magnetic stripe information of the card holder on the bank card through the card reader, the POS operator inputs the transaction amount, the card holder inputs the personal identification information (namely the password), the POS sends the information to the card sending bank system through the UnionPay center, the online transaction is completed, the information of success or failure is given, and the corresponding bill is printed. The application of the POS realizes the online consumption of bank cards such as credit cards, debit cards and the like, ensures the safety, rapidness and accuracy of transactions, avoids the complex labor of manually inquiring blacklists, pressing lists and the like, and improves the working efficiency.
The POS machine used for the counter of the existing electric power business hall can be used for consumption only by obtaining the chip card and the password of a consumer, and the payment safety is low. Therefore, those skilled in the art provide an electric power business counter POS machine accounting automation application to solve the problems mentioned in the background art.
Disclosure of Invention
The invention aims to provide the automatic financial application of a POS machine at the counter of an electric power business hall, so as to solve the problems in the background technology.
In order to achieve the purpose, the invention provides the following technical scheme:
electric power business office counter POS machine account automation is used, including the POS machine, be equipped with CPU in the POS machine, CPU connects and is used for connecting display module 12 that is used for showing data material and image, CPU connects the identification code that is used for reading bank card or credit card that the consumer held, and send the identification code to CPU, read card module and adopt NFC read-write module, CPU connects sweeps a yard module and is used for scanning consumer mobile terminal's payment code, multiple payment methods, it is more convenient, the communication module that CPU connects, CPU's storage module is used for storing transaction information.
As a further scheme of the invention: the communication module can adopt any one or more of a Bluetooth module, a USB communication module, a Wi-Fi module, a 3G module, a 4G module and a 5G module.
As a still further scheme of the invention: the CPU is also connected with a camera module, a sound module, a power module and a safety module, the camera module is matched with the sound module, can collect image information, sound and photos of consumers, transmits data to the system host through the communication module, and stores the data in the data server.
As a still further scheme of the invention: and the POS machine is connected with a system host of the electric power business hall through a network.
As a still further scheme of the invention: the system host is connected with the internet through the router and is connected with the monitoring server, the communication server, the mail server and the data server.
As a still further scheme of the invention: the safety module comprises a magnetic head card module, an IC card module, an NFC module, a fingerprint module and a printing module.
The application comprises the following steps:
step 1, reading card information pre-stored in a chip card transacting with a POS machine;
step 2, acquiring a transaction program matched with the current transaction according to the card information;
step 3, operating a transaction program to calculate and transmit transaction data;
step 4, the system host acquires the transaction data uploaded by the POS machine;
step 5; determining a transaction background server corresponding to the transaction data from the plurality of servers;
step 6, transmitting the transaction data to a transaction background server so that the transaction background server can carry out authorization operation on the transaction data;
and 7, receiving and forwarding authorization response information of the transaction background server responding to the transaction data to the POS machine for the consumer to inquire.
Compared with the prior art, the invention has the beneficial effects that:
1. in the POS machine account automatic application system, various safety measures are adopted, safety control is carried out from a plurality of layers of transmission channels, data integrity and terminal safety certification, the safety of data transmission is ensured, complete and legal data interaction is ensured, the transaction safety is improved, and the payment requirement is met.
2. In the invention, after the POS machine on the counter of the electric power business hall reads the bank card, the credit card or the payment code of the consumer, the identification code is sent to the server and is compared with the image information, the sound, the fingerprint and the picture of the consumer prestored in the server, and the identification information of the consumer is matched with the prestored information, so that the on-site identity confirmation can be carried out on the consumer, and the safety of the system is improved.
Drawings
Fig. 1 is a schematic structural diagram of an electric power business hall counter POS machine account automation application.
Fig. 2 is a schematic structural diagram of a POS machine in an electric power business hall counter POS machine account automation application.
Fig. 3 is a schematic structural diagram of a security module in an electric power business hall counter POS machine account automation application.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
Referring to fig. 1-3, in the embodiment of the present invention, the POS machine for the electric power business hall counter includes a POS machine, a CPU is disposed in the POS machine, the CPU is connected to a display module 12 for displaying data and images, the CPU is connected to a communication module for reading an identification code of a bank card or a credit card held by a consumer and sending the identification code to the CPU, the card reading module adopts an NFC reading and writing module, the code scanning module connected to the CPU is used for scanning a payment code of a mobile terminal of the consumer, and various payment methods are more convenient and faster, the communication module connected to the CPU may adopt any one or more of a bluetooth module, a USB communication module, a Wi-Fi module, a 3G module, a 4G module, and a 5G module, the communication module is connected to a system host, the storage module of the CPU is used for storing transaction information, and the CPU is further connected to a camera module, a sound module, a power supply module, and a security module, the camera module is matched with the sound module, can collect image information, sound and photos of consumers, transmits data to the system host through the communication module, and stores the data in the data server.
The POS machine is connected with a system host of the electric power business hall through a network, the system host is connected with the internet through a router, and the system host is connected with a monitoring server, a communication server, a mail server and a data server.
The safety module comprises a magnetic head card module, an IC card module, an NFC module, a fingerprint module and a printing module, after a POS machine on the counter of the electric power business hall reads a bank card, a credit card or a payment code of a consumer, the POS machine sends the identification code to the server, the identification code is compared with image information, sound, a fingerprint and a photo of the consumer prestored in the server, the information of the consumer is identified to be matched with the prestored information, the on-site identity confirmation can be carried out on the consumer, and therefore the safety of the system is improved.
The application comprises the following steps:
step 1, reading card information pre-stored in a chip card transacting with a POS machine;
step 2, acquiring a transaction program matched with the current transaction according to the card information;
step 3, operating a transaction program to calculate and transmit transaction data;
step 4, the system host acquires the transaction data uploaded by the POS machine;
step 5; determining a transaction background server corresponding to the transaction data from the plurality of servers;
step 6, transmitting the transaction data to a transaction background server so that the transaction background server can carry out authorization operation on the transaction data;
and 7, receiving and forwarding authorization response information of the transaction background server responding to the transaction data to the POS machine for the consumer to inquire.
The above description is only for the preferred embodiment of the present invention, but the scope of the present invention is not limited thereto, and any person skilled in the art should be considered to be within the technical scope of the present invention, and the technical solutions and the inventive concepts thereof according to the present invention should be equivalent or changed within the scope of the present invention.
Claims (7)
1. The automatic financial affair application of electric power business hall counter POS machine includes the POS machine, its characterized in that, be equipped with CPU in the POS machine, CPU connects and is used for connecting display module 12 that is used for showing data material and image, CPU connects the identification code that is used for reading bank card or credit card that the consumer held to send the identification code to CPU, read the card module and adopt NFC read-write module, CPU connects sweeps the sign indicating number module and is used for scanning consumer mobile terminal's payment code, multiple payment methods, it is more convenient, the communication module that CPU connects, CPU's storage module is used for storing transaction information.
2. The electric power business hall counter POS machine accounting automation application of claim 1, characterized in that: the communication module can adopt any one or more of a Bluetooth module, a USB communication module, a Wi-Fi module, a 3G module, a 4G module and a 5G module.
3. The electric power business hall counter POS machine account automation application of claim 1, wherein the CPU is further connected with a camera module, a sound module, a power module and a security module, the camera module and the sound module cooperate to collect image information, sound and photos of consumers, transmit data to the system host through the communication module, and store the data in the data server.
4. The electric power business hall counter POS machine account automation application of claim 1, wherein the POS machine is connected to a system host of the electric power business hall through a network.
5. The electric power business hall counter POS machine account automation application of claim 1, wherein the system host is connected to the internet through a router, and the system host is connected to a monitoring server, a communication server, a mail server and a data server.
6. The electric power business hall counter POS machine accounting automation application of claim 1, wherein the security module comprises a magnetic head card module, an IC card module, an NFC module, a fingerprint module, and a printing module.
7. The electric power business hall counter POS machine accounting automation application of claim 1, comprising the steps of:
step 1, reading card information pre-stored in a chip card transacting with a POS machine;
step 2, acquiring a transaction program matched with the current transaction according to the card information;
step 3, operating a transaction program to calculate and transmit transaction data;
step 4, the system host acquires the transaction data uploaded by the POS machine;
step 5; determining a transaction background server corresponding to the transaction data from the plurality of servers;
step 6, transmitting the transaction data to a transaction background server so that the transaction background server can carry out authorization operation on the transaction data;
and 7, receiving and forwarding authorization response information of the transaction background server responding to the transaction data to the POS machine for the consumer to inquire.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202110877844.4A CN113554831A (en) | 2021-07-29 | 2021-07-29 | Electric power business hall counter POS machine account automation application |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202110877844.4A CN113554831A (en) | 2021-07-29 | 2021-07-29 | Electric power business hall counter POS machine account automation application |
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| Publication Number | Publication Date |
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| CN113554831A true CN113554831A (en) | 2021-10-26 |
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| CN202110877844.4A Pending CN113554831A (en) | 2021-07-29 | 2021-07-29 | Electric power business hall counter POS machine account automation application |
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Citations (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN201927120U (en) * | 2010-12-30 | 2011-08-10 | 上海市电力公司 | Electric self-service terminal |
| CN204463320U (en) * | 2015-01-30 | 2015-07-08 | 深圳飞人移动媒体有限公司 | POS and payment system |
| CN105023150A (en) * | 2015-07-22 | 2015-11-04 | 天地融科技股份有限公司 | Data processing method and device for POS machine |
| CN105023374A (en) * | 2015-07-22 | 2015-11-04 | 天地融科技股份有限公司 | Transaction system of POS machine |
| CN204965621U (en) * | 2015-09-30 | 2016-01-13 | 国网山东巨野县供电公司 | Electric power device of collecting fee by oneself |
| CN105550942A (en) * | 2016-01-08 | 2016-05-04 | 国网山东省电力公司胶州市供电公司 | Automatic service device of power business office |
| CN210324446U (en) * | 2019-08-21 | 2020-04-14 | 天津津恒辉科技有限公司 | Intelligent POS terminal supporting multiple communication systems and having safety payment function |
-
2021
- 2021-07-29 CN CN202110877844.4A patent/CN113554831A/en active Pending
Patent Citations (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN201927120U (en) * | 2010-12-30 | 2011-08-10 | 上海市电力公司 | Electric self-service terminal |
| CN204463320U (en) * | 2015-01-30 | 2015-07-08 | 深圳飞人移动媒体有限公司 | POS and payment system |
| CN105023150A (en) * | 2015-07-22 | 2015-11-04 | 天地融科技股份有限公司 | Data processing method and device for POS machine |
| CN105023374A (en) * | 2015-07-22 | 2015-11-04 | 天地融科技股份有限公司 | Transaction system of POS machine |
| CN204965621U (en) * | 2015-09-30 | 2016-01-13 | 国网山东巨野县供电公司 | Electric power device of collecting fee by oneself |
| CN105550942A (en) * | 2016-01-08 | 2016-05-04 | 国网山东省电力公司胶州市供电公司 | Automatic service device of power business office |
| CN210324446U (en) * | 2019-08-21 | 2020-04-14 | 天津津恒辉科技有限公司 | Intelligent POS terminal supporting multiple communication systems and having safety payment function |
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