CN113487294B - On-line business noninductive verification method based on list mechanism - Google Patents

On-line business noninductive verification method based on list mechanism Download PDF

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CN113487294B
CN113487294B CN202110839268.4A CN202110839268A CN113487294B CN 113487294 B CN113487294 B CN 113487294B CN 202110839268 A CN202110839268 A CN 202110839268A CN 113487294 B CN113487294 B CN 113487294B
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client information
client
verification
list
business
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CN113487294A (en
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谢长江
刘晓霞
周康毅
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Chongqing Fumin Bank Co Ltd
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Chongqing Fumin Bank Co Ltd
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00Administration; Management
    • G06Q10/10Office automation; Time management
    • G06Q10/103Workflow collaboration or project management
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/20Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
    • G06F16/24Querying
    • G06F16/245Query processing
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00Administration; Management
    • G06Q10/06Resources, workflows, human or project management; Enterprise or organisation planning; Enterprise or organisation modelling
    • G06Q10/063Operations research, analysis or management
    • G06Q10/0635Risk analysis of enterprise or organisation activities
    • YGENERAL TAGGING OF NEW TECHNOLOGICAL DEVELOPMENTS; GENERAL TAGGING OF CROSS-SECTIONAL TECHNOLOGIES SPANNING OVER SEVERAL SECTIONS OF THE IPC; TECHNICAL SUBJECTS COVERED BY FORMER USPC CROSS-REFERENCE ART COLLECTIONS [XRACs] AND DIGESTS
    • Y02TECHNOLOGIES OR APPLICATIONS FOR MITIGATION OR ADAPTATION AGAINST CLIMATE CHANGE
    • Y02PCLIMATE CHANGE MITIGATION TECHNOLOGIES IN THE PRODUCTION OR PROCESSING OF GOODS
    • Y02P90/00Enabling technologies with a potential contribution to greenhouse gas [GHG] emissions mitigation
    • Y02P90/30Computing systems specially adapted for manufacturing

Abstract

The invention relates to the technical field of service management, in particular to an online service noninductive verification method based on a list mechanism, which comprises the following steps: acquiring client information of a client; business auditing is carried out according to the client information; judging whether to perform simulation of the incoming call according to the client information and a preset verification list, and starting a new service mode when the judgment result is that the simulation of the incoming call is performed, and performing service audit according to the client information simulation of the incoming call. By adopting the scheme, the new service mode can be verified under the condition that the original service mode is not influenced.

Description

On-line business noninductive verification method based on list mechanism
Technical Field
The invention relates to the technical field of service management, in particular to an online service noninductive verification method based on a list mechanism.
Background
The on-line of a pneumatic control product typically comprises three steps: 1. business review is responsible for early-stage review of risks, compliance, operation and the like of products; 2. the automatic approval system is on line and is responsible for controlling the related flow of the product, processing and calculating variables and decision approval; 3. service flow verification, which is also a key step for verifying correct torsion of the project and correct processing of the index; the process and results of verification can reflect problems at the system construction level. The business process of the product can be changed at will because the business development is affected by factors such as company normal, market, operation and the like. For example, a product may need to be accessed by a joint funding party for joint wind control after a period of operation. Two cases need to be considered based on this example:
1. the original business mode continues to run normally, how to verify the production business based on the original mode;
2. and in the verification process, the user and the platform are not felt, and the cut flow data is unchanged.
The two cases have development and change on the system level, firstly, the combined wind control mode needs the sponsor to make a risk decision, and the I/M makes a final decision according to the corresponding configuration; and in the second case, relevant information of the sponsor is embedded in the flow data. In the service verification process, the original service mode needs to be stopped, a new service mode flow is verified, and if an abnormal condition occurs in the middle, the original service is in a pause state, so that service loss is caused.
Disclosure of Invention
The invention aims to provide an online service noninductive verification method based on a list mechanism, which can verify a new service mode without affecting an original service mode.
The invention provides the following basic scheme:
the online business noninductive verification method based on the list mechanism comprises the following steps:
acquiring client information of a client;
business auditing is carried out according to the client information;
the method also comprises the following steps:
and matching is carried out according to the client information and a preset verification list, when a matching item exists, a new service mode is started, and service auditing is carried out according to the client information simulation package.
The basic scheme has the beneficial effects that: in the prior art, when business auditing is carried out, the client information of the incoming client is acquired, and the business auditing is carried out according to the client information. When the original business process is carried out, whether the corresponding client is the client corresponding to the new business mode or not is judged according to the client information and the verification list, if so, the client information is used as verification data, and a new business mode simulation part is started for business verification. The new business model is a business model corresponding to the new business product, and the new business product is verified by starting the new business model to carry out business audit, and can be the updated original business product. The service verification is carried out on the new service mode by adopting the actually submitted client information, which is equivalent to actually measuring the new service mode, so that the possible problems of the new service mode in the actual use process can be found in time, and the adjustment and the improvement can be carried out in time.
By adopting the scheme, when the clients in the verification list carry out service audit under the condition of keeping the original service flow, the client information is used as verification data to carry out simulation entry, so that service verification is carried out on the new service mode, the verification of the new service mode is realized under the condition that the original service mode is not influenced, and service loss is avoided.
Further, the method also comprises the following steps: and importing a verification list to be verified and configuring the verification list. The beneficial effects are that: the verification list is provided by a third party, such as a sponsor, is imported into the verification list provided by the third party, and is configured, so that the condition of each client can be conveniently known through the verification list.
Further, the validation list includes an enablement status field and a product number field, and configuring the validation list includes: and configuring an enabling state field and a product number field in the verification list. The beneficial effects are that: the enabling state field is used for marking whether to enable the corresponding client in the verification list, and the product number field is used for marking the new service mode of the auxiliary verification of the corresponding client in the verification list. By configuring the enabling state field and the product number field, the method decides to select different clients to simulate the business audit under different business modes, and selects the most suitable clients for the new business mode to simulate the business audit.
Further, the verification list includes an enabling status field, and judges whether to perform simulation of the incoming call according to the client information and a preset verification list, including the following contents: and matching is carried out according to the client information and a preset verification list, when a matching item exists, whether an enabling state field of the matching item is enabled is judged, and when the enabling state field is enabled, a judgment result of simulating the incoming part is generated. The beneficial effects are that: for the client, whether the client records in the verification list is judged first, if so, whether the enabling state field corresponding to the client is enabled is further judged, and accordingly whether the client simulates the client is judged. By adopting the mode, through configuring the enabling state field, proper clients are selected for different service modes to verify, and verification accuracy and verification efficiency are improved.
Further, the method also comprises the following steps: and when the matching item exists between the client information and the preset verification list, marking the matching item. The beneficial effects are that: the matching item is marked, so that the simulation client is distinguished from the rest clients, the analysis and the data extraction of the simulation client are facilitated, and the analysis, the data extraction and the configuration of the enabling state field of the simulation client are facilitated.
Further, the method also comprises the following steps: judging whether the client information meets the requirements according to the preset information configuration, and preprocessing the client information according to the judging result. The beneficial effects are that: the preset information is configured as information requirements required for new traffic pattern verification, such as which customer information is required. Judging whether the client information meets the requirements or not according to the information configuration, namely judging whether the client information contains all information required by the service mode or not, preprocessing the client information according to the judging result, and removing repeated client information or supplementing missing client information through preprocessing.
Further, the judging result generated according to the information configuration and the client information includes meeting the requirements, and the client information is preprocessed according to the judging result, specifically including the following contents: and when the judgment result is in accordance with the requirement, analyzing the similarity of the client information, counting the client information with the same similarity, screening the similarity with the quantity smaller than the preset value according to the statistical result, and screening the client information corresponding to the similarity as the client information of the simulation package. The beneficial effects are that: when the client information corresponding to a certain similarity or a certain range of similarity is less, the corresponding client information is represented to have a difference from most of the client information, so that the client information is taken as the client information of the simulation. By adopting the scheme, the special and unusual customer information is screened as the customer information of the simulation feed, the new service mode is comprehensively verified, and the accuracy and the comprehensiveness of the service auditing of the service mode are improved.
Further, the judging result generated according to the information configuration and the client information includes meeting the requirements, and the client information is preprocessed according to the judging result, specifically including the following contents: and when the judging result is in accordance with the requirement, analyzing the similarity of the client information, counting the client information with the same similarity, and randomly screening one client information from the client information with the same similarity as the client information of the simulation progress piece. The beneficial effects are that: when the customer information corresponding to a certain similarity or a certain range of similarity is more, the representative part of the customer information is more similar, so that a customer information is randomly screened from the similar customer information to be taken as a sample, and simulation is carried out. And (3) carrying out simulation feeding aiming at the random screening of the more similar client information, and reducing the verification times of repeated information in the current verification process.
Further, the judging result generated according to the information configuration and the client information includes that the judging result does not meet the requirements, and the client information is preprocessed according to the judging result, and the judging result comprises the following contents: and when the judging result is that the client information does not meet the requirements, analyzing the meeting items and the non-meeting items in the client information, screening other client information with high similarity to supplement the non-meeting items in the client information according to the similarity of the meeting items and the client information, and taking the client information after supplement as the client information of the simulation package. The beneficial effects are that: when the judgment result is that the service mode is not satisfactory, the representative customer information may have a defect, and the new service mode cannot be verified by using the defect customer information, or the verification accuracy is reduced, so that the scheme supplements the inconsistent item. During the supplementation, other client information with higher similarity with the client information is screened, the non-conforming items of the client information are supplemented according to the other client information, the other client information with higher similarity is screened, and the screened other client information is more matched with the client information, so that the client information is supplemented according to the other client information, and the client information is supplemented as far as possible in accordance with the real situation, thereby verifying the service mode.
Drawings
Fig. 1 is a flowchart of an embodiment of an online service non-inductive verification method based on a list mechanism.
Detailed Description
The following is a further detailed description of the embodiments:
example 1
The online business noninductive verification method based on the list mechanism, as shown in figure 1, comprises the following steps:
and importing a verification list to be verified and configuring the verification list. The validation list is provided by a third party, for example, a sponsor, and includes an enablement status field for marking whether to enable the corresponding customer in the validation list, a customer ID field for marking the business model of the corresponding customer in the validation list that assists in validation, a customer name field for characterizing customer information and facilitating screening of the corresponding customer, a product number field for marking different business scenarios, for example, loans, and a scenario number field.
The configuration verification list specifically comprises the following contents: and configuring an enabling state field and a product number field in the verification list, for example, configuring the enabling state field of a client verifying the service mode A in the verification list as enabling and configuring the product number field as the service mode A when verifying the service mode A.
Acquiring client information of a client; and carrying out business audit according to the client information. And processing business audit of the client by using the original business process or the original business mode.
Judging whether to perform simulation of the incoming call according to the client information and a preset verification list, and starting a new service mode when the judgment result is that the simulation of the incoming call is performed, and performing service audit according to the client information simulation of the incoming call. Judging whether to simulate the feeding according to the client information and a preset verification list, wherein the simulation feeding comprises the following contents: and matching is carried out according to the client information and a preset verification list, when a matching item exists, whether an enabling state field of the matching item is enabled is judged, and when the enabling state field is enabled, a judgment result of simulating the incoming part is generated. And in the original service mode, simulating the client started in the verification list to enter and verify the new service mode.
And when the matching item exists between the client information and the preset verification list, marking the matching item. By means of the matching item marking, the client of the simulated client is distinguished from the rest, so that analysis, data extraction and configuration of the enabling state field of the client of the simulated client are facilitated.
And simulating the business audit according to the client information, generating a gray result of the new business process, and simultaneously returning the result of the original business process.
By adopting the scheme, when the clients in the verification list carry out service audit under the condition of keeping the original service flow, the client information is used as verification data to carry out simulation entry, so that service verification is carried out on the new service mode, the verification of the new service mode is realized under the condition of not influencing the original service mode, and service loss is avoided.
Example two
The present embodiment is different from the first embodiment in that: the online business noninductive verification method based on the list mechanism further comprises the following steps:
judging whether the client information meets the requirements according to the preset information configuration, and preprocessing the client information according to the judging result. The preset information is configured as information requirements required for service mode verification, such as which customer information is required.
The judging result generated according to the information configuration and the client information comprises meeting requirements and not meeting requirements, and the client information is preprocessed according to the judging result, and specifically comprises the following contents:
and when the judgment result is in accordance with the requirement, analyzing the similarity of the client information, counting the client information with the same similarity, screening the similarity with the quantity smaller than the preset value according to the statistical result, and screening the client information corresponding to the similarity as the client information of the simulation package. When the client information corresponding to a certain similarity or a certain range of similarity is less, the corresponding client information is represented to have a difference from most of the client information, so that the client information is taken as the client information of the simulation. By adopting the scheme, the special and unusual customer information is screened as the customer information of the simulation feed, the new service mode is comprehensively verified, and the accuracy and the comprehensiveness of the service auditing of the service mode are improved.
In other embodiments, a piece of customer information is randomly selected from the customer information with the same similarity as the customer information of the simulation run. When the customer information corresponding to a certain similarity or a certain range of similarity is more, the representative part of the customer information is more similar, so that a customer information is randomly screened from the similar customer information to be taken as a sample, and simulation is carried out. And (3) carrying out simulation feeding aiming at the random screening of the more similar client information, and reducing the verification times of repeated information in the current verification process.
And when the judging result is that the client information does not meet the requirements, analyzing the meeting items and the non-meeting items in the client information, screening other client information with high similarity to supplement the non-meeting items in the client information according to the similarity of the meeting items and the client information, and taking the client information after supplement as the client information of the simulation package. When the judgment result is that the service mode is not satisfactory, the representative customer information may have a defect, and the service mode cannot be verified by using the missing customer information, or the verification accuracy is reduced. According to the method and the device, other client information with higher similarity is screened, and the screened other client information is more matched with the client information, so that the client information is supplemented according to the other client information as far as possible, and the client information is supplemented under the real condition, so that the service mode is verified.
And simulating the package according to the client information to conduct business auditing, and simulating the package according to the preprocessed client information to conduct business auditing.
The foregoing is merely an embodiment of the present invention, and a specific structure and characteristics of common knowledge in the art, which are well known in the scheme, are not described herein, so that a person of ordinary skill in the art knows all the prior art in the application day or before the priority date of the present invention, and can know all the prior art in the field, and have the capability of applying the conventional experimental means before the date, so that a person of ordinary skill in the art can complete and implement the present embodiment in combination with his own capability in the light of the present application, and some typical known structures or known methods should not be an obstacle for a person of ordinary skill in the art to implement the present application. It should be noted that modifications and improvements can be made by those skilled in the art without departing from the structure of the present invention, and these should also be considered as the scope of the present invention, which does not affect the effect of the implementation of the present invention and the utility of the patent. The protection scope of the present application shall be subject to the content of the claims, and the description of the specific embodiments and the like in the specification can be used for explaining the content of the claims.

Claims (5)

1. The online business noninductive verification method based on the list mechanism comprises the following steps:
acquiring client information of a client;
business auditing is carried out according to the client information, and business auditing of the incoming client is processed by using an original business process or an original business mode;
the method is characterized by also comprising the following steps:
judging whether to perform simulation of the incoming call according to the client information and a preset verification list, and starting a new service mode when the judgment result is that the simulation of the incoming call is performed, and performing service audit according to the simulation of the incoming call of the client information; after business audit is carried out on the simulation package according to the client information, a gray result of a new business process is generated, and meanwhile, the result of the original business process is returned;
judging whether the client information meets the requirements according to preset information configuration, preprocessing the client information according to a judging result, and simulating the client to perform business audit according to the preprocessed client information when simulating the client to perform business audit according to the client information;
the judging result generated according to the information configuration and the client information meets the requirements, and the client information is preprocessed according to the judging result, and specifically comprises the following contents:
when the judgment result is in accordance with the requirement, analyzing the similarity of the client information, counting the client information with the same similarity, screening the similarity with the quantity smaller than a preset value according to the statistical result, and screening the client information corresponding to the similarity as the client information of the simulation part;
or when the judging result is in accordance with the requirement, analyzing the similarity of the client information, counting the client information with the same similarity, and randomly screening one client information from the client information with the same similarity as the client information of the simulation progress piece;
or when the judging result is that the client information does not meet the requirements, analyzing the meeting item and the non-meeting item in the client information, analyzing the similarity of the client information and other client information according to the meeting item, screening other client information with high similarity to supplement the non-meeting item in the client information, and taking the client information after supplement as the client information of the simulation part.
2. The on-line business noninductive verification method based on a list mechanism according to claim 1, further comprising the following contents:
and importing a verification list to be verified and configuring the verification list.
3. The on-line service non-inductive verification method based on a list mechanism according to claim 2, wherein the verification list includes an enable status field and a product number field, and the configuring the verification list includes:
and configuring an enabling state field and a product number field in the verification list.
4. The online business non-inductive verification method based on the list mechanism according to claim 1, wherein: the verification list comprises an enabling state field, judges whether to simulate the entering part according to the client information and a preset verification list, and comprises the following contents:
and matching is carried out according to the client information and a preset verification list, when a matching item exists, whether an enabling state field of the matching item is enabled is judged, and when the enabling state field is enabled, a judgment result of simulating the incoming part is generated.
5. The on-line business noninductive verification method based on a list mechanism according to claim 4, further comprising the following contents:
and when the matching item exists between the client information and the preset verification list, marking the matching item.
CN202110839268.4A 2021-07-23 2021-07-23 On-line business noninductive verification method based on list mechanism Active CN113487294B (en)

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