CN113421070A - Data processing method, device, equipment and storage medium - Google Patents
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Abstract
The application relates to a data processing method, a data processing device, data processing equipment and a storage medium. The method comprises the steps of obtaining at least two transaction bills aiming at the same user; determining conversion parameters corresponding to at least two transaction bills, wherein the conversion parameters comprise a first virtual resource, a bill identifier and a target category; sending a conversion request to a preset conversion platform, wherein the conversion request comprises conversion parameters; and acquiring a conversion result corresponding to the conversion request, wherein the conversion result indicates that the first virtual resource is converted into a second virtual resource corresponding to the target type, and the types of the first virtual resource and the second virtual resource are different. Therefore, the technical scheme provided by the embodiment realizes the automatic conversion of the virtual resources in the transaction bill, and improves the data processing efficiency.
Description
Technical Field
The present application relates to the field of finance, and in particular, to a data processing method, apparatus, device, and storage medium.
Background
With the development of the internet, cross-border e-commerce is becoming more and more popular, and the life style of people is being slowly influenced. Currently, after a cross-border e-commerce sells goods to a foreign user, the foreign user pays foreign money equivalent to the goods to the cross-border e-commerce. When the cross-border e-commerce wants to convert foreign currency into RMB, special business personnel need to go to the bank to handle the junction transaction, and the efficiency is low.
Disclosure of Invention
The application provides a data processing method, a data processing device, data processing equipment and a data processing storage medium, which are used for solving the problem of low efficiency caused by manual handling of a binding service.
In a first aspect, a data processing method is provided, including:
acquiring at least two transaction bills aiming at the same user;
determining conversion parameters corresponding to the at least two transaction bills, wherein the conversion parameters comprise a first virtual resource, a bill identification and a target category;
sending a conversion request to a preset conversion platform, wherein the conversion request comprises the conversion parameters;
obtaining a conversion result corresponding to the conversion request, wherein the conversion result indicates that the first virtual resource is converted into a second virtual resource corresponding to the target type, and the types of the first virtual resource and the second virtual resource are different.
Optionally, determining the conversion parameters corresponding to the at least two transaction bills comprises:
generating batch numbers corresponding to the at least two transaction bills, and counting respective virtual resources of the transaction bills to obtain the first virtual resources;
and taking the batch number and the first virtual resource as the conversion parameter.
Optionally, before obtaining the conversion result corresponding to the conversion request, the method further includes:
generating unique numbers corresponding to the at least two transaction bills, wherein the unique numbers comprise a clearing number, a settlement number and/or a cash withdrawal number corresponding to any one transaction bill, the clearing number is used for inquiring whether the conversion platform completes the distribution of the second virtual resource, the settlement number is used for inquiring whether the conversion platform completes the conversion operation of the first virtual resource, and the cash withdrawal number is used for inquiring a cash withdrawal result corresponding to any one transaction bill;
and sending the unique number to the conversion platform.
Optionally, before sending the conversion request to the preset conversion platform, the method further includes:
sending a legal verification request to the conversion platform, wherein the legal verification request comprises the bill information of the at least two bills and the user information of the user;
and determining that the received authentication response corresponding to the legal authentication request comprises information indicating that the authentication is passed.
Optionally, obtaining a conversion result corresponding to the conversion request includes:
sending a query request to the conversion platform, wherein the query request comprises a settlement number corresponding to the at least two transaction bills;
receiving a query response, and judging whether the query response comprises a junction record corresponding to the junction number;
and if so, taking the query response as the conversion result.
Optionally, after obtaining the conversion result corresponding to the conversion request, the method further includes:
sending a distribution request to the conversion platform, wherein the distribution request carries the user account of the user, and the distribution request is used for requesting the conversion platform to forward the second virtual resource to the user account;
and receiving a distribution response, wherein the distribution response carries a message indicating that the forwarding of the second virtual resource is completed.
Optionally, after receiving the distribution response, the method further includes:
and sending an reimbursement declaration request to the conversion platform, wherein the reimbursement declaration request is used for requesting to declare the conversion operation from the first virtual resource to the second virtual resource.
In a second aspect, a data processing apparatus is provided, including:
the first acquisition unit is used for acquiring at least two transaction bills aiming at the same user;
the determining unit is used for determining conversion parameters corresponding to the at least two transaction bills, and the conversion parameters comprise a first virtual resource, a bill identifier and a target category;
a sending unit, configured to send a conversion request to a preset conversion platform, where the conversion request includes the conversion parameter;
a second obtaining unit, configured to obtain a conversion result corresponding to the conversion request, where the conversion result indicates that the first virtual resource is converted into a second virtual resource corresponding to the target category, and the categories of the first virtual resource and the second virtual resource are different.
In a third aspect, an electronic device is provided, including: the system comprises a processor, a memory and a communication bus, wherein the processor and the memory are communicated with each other through the communication bus;
the memory for storing a computer program;
the processor is configured to execute the program stored in the memory, and implement the data processing method according to the first aspect.
In a fourth aspect, a computer-readable storage medium is provided, which stores a computer program, and the computer program realizes the data processing method of the first aspect when being executed by a processor.
Compared with the prior art, the technical scheme provided by the embodiment of the application has the following advantages: according to the technical scheme provided by the embodiment of the application, the first virtual resources corresponding to the at least two transaction bills are determined by obtaining the at least two transaction bills of the user, and the conversion request is sent to the conversion platform, so that the conversion platform converts the first virtual resources into the second virtual resources, and the conversion of the first virtual resources in the transaction bills is realized. Therefore, the technical scheme provided by the embodiment realizes the automatic conversion of the virtual resources in the transaction bill, and improves the data processing efficiency.
Drawings
The accompanying drawings, which are incorporated in and constitute a part of this specification, illustrate embodiments consistent with the invention and together with the description, serve to explain the principles of the invention.
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, and it is obvious for those skilled in the art that other drawings can be obtained according to the drawings without inventive exercise.
FIG. 1 is a schematic flow chart illustrating a data processing method according to an embodiment of the present application;
FIG. 2 is a schematic flow chart illustrating a data processing method according to an embodiment of the present application;
FIG. 3 is a schematic flow chart illustrating a data processing method according to an embodiment of the present application;
FIG. 4 is a schematic flow chart illustrating a data processing method according to an embodiment of the present application;
FIG. 5 is a flowchart illustrating a data processing method according to an embodiment of the present application;
FIG. 6 is a schematic structural diagram of a data processing apparatus according to an embodiment of the present application;
fig. 7 is a schematic structural diagram of an electronic device in an embodiment of the present application.
Detailed Description
In order to make the objects, technical solutions and advantages of the embodiments of the present application clearer, the technical solutions in the embodiments of the present application will be clearly and completely described below with reference to the drawings in the embodiments of the present application, and it is obvious that the described embodiments are some embodiments of the present application, but not all embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present application.
It should be noted that the terms "first," "second," and the like in the description and claims of this application and in the drawings described above are used for distinguishing between similar elements and not necessarily for describing a particular sequential or chronological order. It is to be understood that the data so used is interchangeable under appropriate circumstances such that the embodiments of the application described herein are capable of operation in sequences other than those illustrated or described herein. Furthermore, the terms "comprises," "comprising," and "having," and any variations thereof, are intended to cover a non-exclusive inclusion, such that a process, method, system, article, or apparatus that comprises a list of steps or elements is not necessarily limited to those steps or elements expressly listed, but may include other steps or elements not expressly listed or inherent to such process, method, article, or apparatus.
The embodiment of the application provides a data processing method, which can be applied to any electronic equipment;
the electronic device described in the embodiment of the present application may include a smart Phone (e.g., an Android Phone, an iOS Phone, a Windows Phone, etc.), a tablet computer, a palm computer, a notebook computer, a video matrix, a monitoring platform, a Mobile Internet device (MID, Mobile Internet Devices), or a wearable device, which are merely examples, but not exhaustive, and include but are not limited to the foregoing Devices, and of course, the electronic device may also be a server.
As shown in fig. 1, the method may include the steps of:
Wherein the at least two transaction bills may be a partial bill or a full bill belonging to the user.
In practical application, a user can be a trading party capable of participating in external trade, and in the trading process of the external trade for multiple times, a trading bill of the user exists in a trading platform, and the trading bill has transferred-in virtual resources. When a user wants to convert virtual resources in a transaction bill, the user logs in the transaction platform through the electronic device, and the transaction bill needing to be converted is selected from a display interface of the transaction platform. The electronic device obtains the transaction bill checked by the user, and takes the transaction bill checked by the user as the transaction bill in step 101.
The conversion parameters include the first virtual resource, the billing identification, and the target category.
In this embodiment, the billing identifier includes, but is not limited to, a user identifier of the user.
Optionally, each transaction bill includes a plurality of transaction fields, such as transaction time, type of transaction commodity, number of transaction commodity, information of both parties of the transaction, and virtual resources involved in the transaction. Therefore, when the first virtual resources corresponding to at least two transaction bills need to be determined, the respective virtual resources of the transaction bills are respectively extracted, and the first virtual resources are obtained by summing the respective virtual resources of the transaction bills.
The target type is the type of the virtual resource converted from the first virtual resource indicated by the user.
For example, the first virtual resource may be a foreign currency (e.g., U.S. dollars) and the target class may be RMB.
The conversion request is used for requesting the conversion platform to convert the first virtual resource into a second virtual resource corresponding to the target type.
And 104, acquiring a conversion result corresponding to the conversion request, wherein the conversion result indicates that the first virtual resource is converted into a second virtual resource corresponding to the target type, and the types of the first virtual resource and the second virtual resource are different.
Illustratively, the first virtual resource may be a foreign currency, the conversion operation on the first virtual resource may be a remittance operation on the first virtual resource, and the conversion platform may be a financial platform with a remittance service, such as a bank. The first virtual resource and the second virtual resource may be different kinds of currencies, and when the first virtual resource is a foreign currency, the second virtual resource may be a name currency.
Optionally, the conversion result may include a conversion message, and the conversion message may include a resource value of the first virtual resource and a resource value of the second virtual resource converted by the first virtual resource.
According to the technical scheme provided by the embodiment of the application, the first virtual resources corresponding to the at least two transaction bills are determined by obtaining the at least two transaction bills of the user, and the conversion request is sent to the conversion platform, so that the conversion platform converts the first virtual resources into the second virtual resources, and the conversion of the first virtual resources in the transaction bills is realized. Therefore, the technical scheme provided by the embodiment realizes the automatic conversion of the virtual resources in the transaction bill, and improves the data processing efficiency.
In another embodiment of the present application, in order to improve data processing efficiency, bill identification is set as a batch number corresponding to at least two transaction bills, so as to implement differentiated processing of bills of different batches of the same user.
Alternatively, on the basis of the foregoing embodiment of steps 101 to 104, as shown in fig. 2, step 102 may include the following steps:
step 201, generating batch numbers corresponding to at least two transaction bills, and counting respective virtual resources of the transaction bills to obtain first virtual resources.
In this embodiment, the batch number uniquely identifies the at least two transaction bills. Thus, when different transaction bills of the same user need to be processed in batches and in parallel, the batch number is used for distinguishing bills of different batches of the user.
For example, the user has bill a, bill b, bill c, and bill d, and when the user processes bill a and bill b as a batch of bills and bill c and bill d as a batch of bill requests, the electronic device generates batch number a corresponding to bill a and bill b, generates batch number b corresponding to bill c and bill d, and processes the bills in batch number a and batch number b, respectively.
Optionally, before generating the batch numbers corresponding to the at least two bills, the electronic device may obtain, from the conversion platform, a batch number format that can be recognized by the conversion platform, and generate the batch number based on the batch number format.
Optionally, when the virtual resources of each transaction bill are counted, the virtual resources of each transaction bill may be summed to obtain the first virtual resource.
In another embodiment of the present application, in order to query the conversion progress of at least two transaction bills, the present embodiment may further generate unique numbers corresponding to the at least two transaction bills and send the unique numbers to the conversion platform before obtaining the conversion result corresponding to the conversion request.
Optionally, the unique number may include a liquidation number, a settlement number, and/or a cash-out number corresponding to any one of the transaction bills.
The liquidation number is used for inquiring whether the conversion platform completes the distribution of the second virtual resource.
The step of distributing the second virtual resource by the conversion platform refers to transferring the second virtual resource to a user account of the user. For example, when the second virtual resource is renminbi, the distribution of the second virtual resource by the conversion platform refers to the renminbi being printed on the bank account of the user.
And when the conversion platform finishes the distribution of the second virtual resource, the conversion platform generates a distribution record based on the liquidation number, and the distribution record is used for identifying and finishing the distribution of the second virtual resource.
In practical application, the distribution record may include parameters such as a score number, distribution time, specific content to be distributed, and a user account.
The junction number is used for inquiring whether the conversion platform completes the conversion operation on the first virtual resource.
When the conversion platform converts the first virtual resource into the second virtual resource, the conversion platform generates a junction record based on the junction number, wherein the junction record is used for identifying the conversion of the first virtual resource into the second virtual resource.
In practical applications, the tie-out record may include parameters such as the first virtual resource, the second virtual resource, and the time for completing the conversion from the first virtual resource to the second virtual resource.
The cash withdrawal number is used for inquiring a cash withdrawal result corresponding to any one transaction bill.
The cash withdrawal record corresponding to the cash withdrawal number identifies parameters such as cash withdrawal time, cash withdrawal account and cash withdrawal quantity of the transaction bill.
The cash withdrawal time marks the time of converting the virtual resources in the transaction bill into the target type of virtual resources, the cash withdrawal account is a user account, and the cash withdrawal amount corresponds to the time of converting the virtual resources in the transaction bill into the target type of virtual resources.
In another embodiment of the present application, in order to meet the requirements of legal compliance of the conversion platform, the transaction bill also needs to be legally verified before sending the conversion request to the conversion platform.
Optionally, as shown in fig. 3, the following steps may be included:
the legal verification request comprises bill information of at least two bills and user information of the user.
The bill information comprises information such as the types of the transaction commodities and the number of the transaction commodities of each bill, and after the conversion platform acquires the bill information, whether the types of the transaction commodities are commodities related to terrorism or black and the like and/or whether the number of the transaction commodities is in a legal range can be verified by analyzing whether the types of the transaction commodities are commodities related to terrorism or black and the like and/or whether the number of the transaction commodities is in a legal range.
The user information can comprise portrait of the user, identity information and other information, and after the conversion platform acquires the user information, whether the user information is consistent with the portrait of the person involved in the black or terrorism is analyzed, so that whether the user is a legal user is verified.
Wherein the verification pass comprises that at least two transaction bills are legal bills and the user is a legal user. That is, when at least two transaction bills are legal bills and the user is a legal user, the verification is determined to be passed.
In another embodiment of the present application, the following two implementation manners for obtaining a conversion result corresponding to a conversion request are provided:
firstly, when the conversion platform completes the conversion from the first virtual resource to the second virtual resource, the conversion platform actively sends a conversion response to the electronic equipment, and a conversion result is obtained based on the conversion response.
In this case, the conversion response includes a message indicating that the first virtual resource is converted into the second virtual resource corresponding to the target class, and the message is used as the conversion result.
And secondly, the electronic equipment obtains a conversion result in an active query mode.
In this case, as shown in fig. 4, step 104 may include the following steps:
and when the inquiry response does not include the junction record corresponding to the junction number, determining that the conversion platform does not finish the conversion from the first virtual resource to the second virtual resource.
And step 403, taking the query response as a conversion result.
In another embodiment of the application, after determining that the conversion platform converts the first virtual resource into the second virtual resource, the electronic device may further request that the second virtual resource be distributed to the user account of the user.
Optionally, as shown in fig. 5, the process may specifically include the following steps:
the distribution request carries a user account of the user, and the distribution request is used for requesting the conversion platform to forward the second virtual resource to the user account.
In another embodiment of the present application, when the distribution of the second virtual resource of the user account of the user is completed, an reimbursement declaration request may be further sent to the conversion platform, where the reimbursement declaration request is used to request the conversion platform to declare the conversion operation from the first virtual resource to the second virtual resource.
Optionally, when the conversion operation is declared, the conversion platform may forward the declaration request of reimbursement to the declaration platform, so that the declaration platform finally completes declaration of the conversion operation.
Based on the same concept, embodiments of the present application provide a data processing apparatus, and specific implementation of the apparatus may refer to descriptions in the method embodiment section, and repeated descriptions are omitted, as shown in fig. 6, the apparatus mainly includes:
a first obtaining unit 601, configured to obtain at least two transaction bills for a same user;
a determining unit 602, configured to determine conversion parameters corresponding to at least two transaction bills, where the conversion parameters include a first virtual resource, a bill identifier, and a target category;
a sending unit 603, configured to send a conversion request to a preset conversion platform, where the conversion request includes a conversion parameter;
a second obtaining unit 604, configured to obtain a conversion result corresponding to the conversion request, where the conversion result indicates that the first virtual resource is converted into a second virtual resource corresponding to the target type, and the types of the first virtual resource and the second virtual resource are different.
Optionally, the determining unit 602 is configured to:
generating batch numbers corresponding to at least two transaction bills, and counting respective virtual resources of the transaction bills to obtain first virtual resources;
and taking the batch number and the first virtual resource as conversion parameters.
Optionally, further for:
before a conversion result corresponding to the conversion request is obtained, generating unique numbers corresponding to at least two transaction bills, wherein the unique numbers comprise a clearing number, a settlement number and/or a cash-out number corresponding to any one transaction bill, the clearing number is used for inquiring whether the conversion platform completes the distribution of the second virtual resource, the settlement number is used for inquiring whether the conversion platform completes the conversion operation of the first virtual resource, and the cash-out number is used for inquiring the cash-out result corresponding to any one transaction bill;
the unique number is sent to the translation platform.
Optionally, further for:
before sending a conversion request to a preset conversion platform, sending a legal verification request to the conversion platform, wherein the legal verification request comprises bill information of at least two bills and user information of a user;
and determining that the received authentication response corresponding to the legal authentication request comprises information indicating that the authentication is passed.
Optionally, the second obtaining unit 604 is configured to:
sending a query request to the conversion platform, wherein the query request comprises a settlement number corresponding to at least two transaction bills;
receiving a query response, and judging whether the query response comprises a junction record corresponding to the junction number;
if so, the query response is taken as the conversion result.
Optionally, further for:
after a conversion result corresponding to the conversion request is obtained, sending a distribution request to the conversion platform, wherein the distribution request carries a user account of the user, and the distribution request is used for requesting the conversion platform to forward the second virtual resource to the user account;
and receiving a distribution response, wherein the distribution response carries a message indicating that the second virtual resource is completely forwarded.
Optionally, further for:
and after receiving the distribution response, sending a receiving and issuing declaration request to the conversion platform, wherein the receiving and issuing declaration request is used for requesting to declare the conversion operation from the first virtual resource to the second virtual resource.
Based on the same concept, an embodiment of the present application further provides an electronic device, as shown in fig. 7, the electronic device mainly includes: a processor 701, a memory 702, and a communication bus 703, wherein the processor 701 and the memory 702 communicate with each other via the communication bus 703. The memory 702 stores a program executable by the processor 701, and the processor 701 executes the program stored in the memory 702 to implement the following steps:
acquiring at least two transaction bills aiming at the same user; determining conversion parameters corresponding to at least two transaction bills, wherein the conversion parameters comprise a first virtual resource, a bill identifier and a target category; sending a conversion request to a preset conversion platform, wherein the conversion request comprises conversion parameters; and acquiring a conversion result corresponding to the conversion request, wherein the conversion result indicates that the first virtual resource is converted into a second virtual resource corresponding to the target type, and the types of the first virtual resource and the second virtual resource are different.
Determining conversion parameters corresponding to at least two transaction bills, including: generating batch numbers corresponding to at least two transaction bills, and counting respective virtual resources of the transaction bills to obtain first virtual resources; and taking the batch number and the first virtual resource as conversion parameters.
Before obtaining a conversion result corresponding to the conversion request, the method further includes: generating unique numbers corresponding to at least two transaction bills, wherein the unique numbers comprise a clearing number, a settlement number and/or a cash-out number corresponding to any one transaction bill, the clearing number is used for inquiring whether the conversion platform completes the distribution of the second virtual resource, the settlement number is used for inquiring whether the conversion platform completes the conversion operation of the first virtual resource, and the cash-out number is used for inquiring a cash-out result corresponding to any one transaction bill;
the unique number is sent to the translation platform.
Before sending a conversion request to a preset conversion platform, the method further comprises: sending a legal verification request to the conversion platform, wherein the legal verification request comprises bill information of at least two bills and user information of a user; and determining that the received authentication response corresponding to the legal authentication request comprises information indicating that the authentication is passed.
Acquiring a conversion result corresponding to the conversion request, wherein the conversion result comprises the following steps: sending a query request to the conversion platform, wherein the query request comprises a settlement number corresponding to at least two transaction bills; receiving a query response, and judging whether the query response comprises a junction record corresponding to the junction number;
if so, the query response is taken as the conversion result.
After obtaining the conversion result corresponding to the conversion request, the method further comprises the following steps: sending a distribution request to the conversion platform, wherein the distribution request carries the user account of the user, and the distribution request is used for requesting the conversion platform to forward the second virtual resource to the user account; and receiving a distribution response, wherein the distribution response carries a message indicating that the second virtual resource is completely forwarded.
After receiving the distribution response, the method further comprises the following steps: and sending an acceptance and reimbursement request to the conversion platform, wherein the acceptance and reimbursement request is used for requesting the declaration of the conversion operation from the first virtual resource to the second virtual resource.
The communication bus 703 mentioned in the electronic device may be a Peripheral Component Interconnect (PCI) bus, an Extended Industry Standard Architecture (EISA) bus, or the like. The communication bus 703 may be divided into an address bus, a data bus, a control bus, etc. For ease of illustration, only one thick line is shown in FIG. 7, but this is not intended to represent only one bus or type of bus.
The Memory 702 may include a Random Access Memory (RAM) or a non-volatile Memory (non-volatile Memory), such as at least one disk Memory. Alternatively, the memory may be at least one memory device located remotely from the processor 701.
The Processor 701 may be a general-purpose Processor, including a Central Processing Unit (CPU), a Network Processor (NP), and the like, or may be a Digital Signal Processor (DSP), an Application Specific Integrated Circuit (ASIC), a Field Programmable Gate Array (FPGA) or other Programmable logic devices, discrete gates or transistor logic devices, and discrete hardware components.
In yet another embodiment of the present application, there is also provided a computer-readable storage medium having stored therein a computer program which, when run on a computer, causes the computer to execute the data processing method described in the above-described embodiment.
In the above embodiments, the implementation may be wholly or partially realized by software, hardware, firmware, or any combination thereof. When implemented in software, may be implemented in whole or in part in the form of a computer program product. The computer program product includes one or more computer instructions. When loaded and executed on a computer, cause the processes or functions described in accordance with the embodiments of the application to occur, in whole or in part. The computer may be a general purpose computer, a special purpose computer, a network of computers, or other programmable device. The computer instructions may be stored on a computer readable storage medium or transmitted from one computer readable storage medium to another, for example, from one website site, computer, server, or data center to another website site, computer, server, or data center via wire (e.g., coaxial cable, fiber optic, Digital Subscriber Line (DSL)) or wirelessly (e.g., infrared, microwave, etc.). The computer-readable storage medium can be any available medium that can be accessed by a computer or a data storage device, such as a server, a data center, etc., that includes one or more of the available media. The available media may be magnetic media (e.g., floppy disks, hard disks, tapes, etc.), optical media (e.g., DVDs), or semiconductor media (e.g., solid state drives), among others.
It is noted that, in this document, relational terms such as "first" and "second," and the like, may be used solely to distinguish one entity or action from another entity or action without necessarily requiring or implying any actual such relationship or order between such entities or actions. Also, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of other identical elements in a process, method, article, or apparatus that comprises the element.
The foregoing are merely exemplary embodiments of the present invention, which enable those skilled in the art to understand or practice the present invention. Various modifications to these embodiments will be readily apparent to those skilled in the art, and the generic principles defined herein may be applied to other embodiments without departing from the spirit or scope of the invention. Thus, the present invention is not intended to be limited to the embodiments shown herein but is to be accorded the widest scope consistent with the principles and novel features disclosed herein.
Claims (10)
1. A data processing method, comprising:
acquiring at least two transaction bills aiming at the same user;
determining conversion parameters corresponding to the at least two transaction bills, wherein the conversion parameters comprise a first virtual resource, a bill identification and a target category;
sending a conversion request to a preset conversion platform, wherein the conversion request comprises the conversion parameters;
obtaining a conversion result corresponding to the conversion request, wherein the conversion result indicates that the first virtual resource is converted into a second virtual resource corresponding to the target type, and the types of the first virtual resource and the second virtual resource are different.
2. The method of claim 1, wherein determining the conversion parameters corresponding to the at least two bills of transaction comprises:
generating batch numbers corresponding to the at least two transaction bills, and counting respective virtual resources of the transaction bills to obtain the first virtual resources;
and taking the batch number and the first virtual resource as the conversion parameter.
3. The method of claim 1, wherein before obtaining the translation result corresponding to the translation request, further comprising:
generating unique numbers corresponding to the at least two transaction bills, wherein the unique numbers comprise a clearing number, a settlement number and/or a cash withdrawal number corresponding to any one transaction bill, the clearing number is used for inquiring whether the conversion platform completes the distribution of the second virtual resource, the settlement number is used for inquiring whether the conversion platform completes the conversion operation of the first virtual resource, and the cash withdrawal number is used for inquiring a cash withdrawal result corresponding to any one transaction bill;
and sending the unique number to the conversion platform.
4. The method of claim 1, wherein before sending the translation request to the predetermined translation platform, further comprising:
sending a legal verification request to the conversion platform, wherein the legal verification request comprises the bill information of the at least two bills and the user information of the user;
and determining that the received authentication response corresponding to the legal authentication request comprises information indicating that the authentication is passed.
5. The method of claim 1, wherein obtaining the translation result corresponding to the translation request comprises:
sending a query request to the conversion platform, wherein the query request comprises a settlement number corresponding to the at least two transaction bills;
receiving a query response, and judging whether the query response comprises a junction record corresponding to the junction number;
and if so, taking the query response as the conversion result.
6. The method of claim 1, after obtaining the conversion result corresponding to the conversion request, further comprising:
sending a distribution request to the conversion platform, wherein the distribution request carries the user account of the user, and the distribution request is used for requesting the conversion platform to forward the second virtual resource to the user account;
and receiving a distribution response, wherein the distribution response carries a message indicating that the forwarding of the second virtual resource is completed.
7. The method of claim 6, after receiving the distribution response, further comprising:
and sending an reimbursement declaration request to the conversion platform, wherein the reimbursement declaration request is used for requesting to declare the conversion operation from the first virtual resource to the second virtual resource.
8. A data processing apparatus, comprising:
the first acquisition unit is used for acquiring at least two transaction bills aiming at the same user;
the determining unit is used for determining conversion parameters corresponding to the at least two transaction bills, and the conversion parameters comprise a first virtual resource, a bill identifier and a target category;
a sending unit, configured to send a conversion request to a preset conversion platform, where the conversion request includes the conversion parameter;
a second obtaining unit, configured to obtain a conversion result corresponding to the conversion request, where the conversion result indicates that the first virtual resource is converted into a second virtual resource corresponding to the target category, and the categories of the first virtual resource and the second virtual resource are different.
9. An electronic device, comprising: the system comprises a processor, a memory and a communication bus, wherein the processor and the memory are communicated with each other through the communication bus;
the memory for storing a computer program;
the processor, executing the program stored in the memory, implementing the data processing method of any one of claims 1-7.
10. A computer-readable storage medium, in which a computer program is stored which, when being executed by a processor, carries out the data processing method of any one of claims 1 to 7.
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|---|---|---|---|---|
| CN109509084A (en) * | 2018-11-19 | 2019-03-22 | 黄觅翰 | A kind of method of bank settlement in cross-border trade |
| CN111612447A (en) * | 2020-05-29 | 2020-09-01 | 远光软件股份有限公司 | Method and device for batch electronic payment, storage medium and electronic equipment |
| CN112181628A (en) * | 2020-11-02 | 2021-01-05 | 中国工商银行股份有限公司 | Resource transfer method, device and system and electronic equipment |
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| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109509084A (en) * | 2018-11-19 | 2019-03-22 | 黄觅翰 | A kind of method of bank settlement in cross-border trade |
| CN111612447A (en) * | 2020-05-29 | 2020-09-01 | 远光软件股份有限公司 | Method and device for batch electronic payment, storage medium and electronic equipment |
| CN112181628A (en) * | 2020-11-02 | 2021-01-05 | 中国工商银行股份有限公司 | Resource transfer method, device and system and electronic equipment |
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Application publication date: 20210921 |