CN113362170A

CN113362170A - Account selection method and electronic equipment

Info

Publication number: CN113362170A
Application number: CN202110522426.3A
Authority: CN
Inventors: 王为峰; 何元辉
Original assignee: Futuo Network Technology Shenzhen Co ltd
Current assignee: Futuo Network Technology Shenzhen Co ltd
Priority date: 2021-05-13
Filing date: 2021-05-13
Publication date: 2021-09-07

Abstract

The embodiment of the application provides an account selection method and electronic equipment. The method comprises the following steps: the method comprises the steps of responding to a triggering operation of a user, generating an account acquisition instruction, determining preferred information according to the account acquisition instruction, wherein the account acquisition instruction carries information of a user identifier and/or a target object, determining at least one screening condition according to the preferred information, and determining a target account from a plurality of accounts of the user according to the at least one screening condition, so that the data processing efficiency and the display effect are improved.

Description

Account selection method and electronic equipment

Technical Field

The embodiment of the application relates to the technical field of computers, in particular to an account selection method and an electronic device.

Background

Under the multi-dealer and multi-security business account system, a user opens a plurality of accounts at different dealers respectively so as to be convenient for the user to carry out different business operations aiming at different targets. However, when a user needs to change the currently associated account, the account needs to be manually switched, which causes a problem of low data processing efficiency and display effect.

Disclosure of Invention

The embodiment of the application provides an account selection method and electronic equipment, which can intelligently select a proper account for a user, facilitate subsequent operation of the user and improve processing efficiency and display effect.

In a first aspect, an account selection method is provided, including:

responding to the triggering operation of a user, and generating an account acquisition instruction, wherein the account acquisition instruction carries information of a user identifier and/or a target object; determining preference information based on the account acquisition instructions, the preference information including preferred markets and/or preferred redemption categories; determining at least one screening condition based on the preference information; and determining a target account from a plurality of accounts of the user according to the at least one screening condition.

In a second aspect, an electronic device is provided, comprising:

the instruction generating unit is used for responding to the triggering operation of the user and generating an account acquisition instruction, and the account acquisition instruction carries information of a user identifier and/or a target object; the instruction analysis unit is used for determining preferred information according to the account acquisition instruction, and the preferred information comprises a preferred market and/or a preferred exchange category; a condition determining unit for determining at least one screening condition based on the preference information; and the account determining unit is used for determining a target account from a plurality of accounts of the user according to the at least one screening condition.

In a third aspect, an electronic device is provided, including: a processor and a memory, the memory being configured to store a computer program, the processor being configured to invoke and execute the computer program stored in the memory to perform a method as in the first aspect or its implementations.

In a fourth aspect, there is provided a computer readable storage medium for storing a computer program for causing a computer to perform the method as in the first aspect or its implementations.

In a fifth aspect, there is provided a computer program product comprising computer program instructions to cause a computer to perform the method as in the first aspect or its implementations.

A sixth aspect provides a computer program for causing a computer to perform a method as in the first aspect or implementations thereof.

In the embodiment of the application, the electronic equipment generates an account acquisition instruction corresponding to the triggering operation of the user, determines the preferred market and/or preferred exchange category according to the user identification and/or the information of the target object in the account acquisition instruction, and determines at least one screening condition according to the preferred market and/or the transaction category so as to screen the target account meeting the user requirement from a plurality of accounts of the user, so that the subsequent operation of the user is facilitated, and the data processing efficiency and the display effect are improved.

Drawings

FIG. 1a is a schematic illustration of a stock page provided herein;

FIG. 1b is a schematic view of a transaction page provided herein;

FIG. 2a is a schematic view of a transaction note editing page provided herein;

FIG. 2b is a schematic diagram of a transaction record page provided herein;

FIG. 2c is a schematic diagram of an order record page provided by the present application;

FIG. 2d is a schematic view of a transaction statistics page provided herein;

fig. 3 is a schematic flowchart of an account selection method according to an embodiment of the present application;

fig. 4 is a schematic diagram of a redemption page of a target object according to an embodiment of the present application;

FIG. 5 is a schematic flowchart of another account selection method according to an embodiment of the present disclosure;

fig. 6 is an interaction flow diagram of an account selection method according to an embodiment of the present application;

FIG. 7 is a schematic diagram of another account selection method provided by an embodiment of the present application;

FIG. 8 is an interaction flow diagram of another account selection method according to an embodiment of the present disclosure;

FIG. 9 shows a schematic block diagram of an electronic device according to an embodiment of the present application;

fig. 10 is a schematic structural diagram of an electronic device 900 according to an embodiment of the present application.

Detailed Description

Technical solutions in the embodiments of the present application will be described below with reference to the drawings in the embodiments of the present application, and it is obvious that the described embodiments are some embodiments of the present application, but not all embodiments. All other embodiments obtained by a person of ordinary skill in the art without making any creative effort with respect to the embodiments in the present application belong to the protection scope of the present application.

The user may have multiple accounts bound in the same platform, and when the user needs to exchange the resource and the target object and check account information, the user is required to select an account providing the resource exchanged by the target object or an account to be checked from the multiple accounts. For example, in a security trading platform, there is an account system with multiple securities traders and multiple services, under which the target object may be stocks, options, etc., and the account information may be transaction records, order records, trade statistics, etc. in the account. At present, a proper account cannot be intelligently selected for a user, so that the problems of low data processing efficiency and poor display effect are caused.

In order to solve the technical problem, the inventive concept of the present application is: and intelligently selecting a proper account for the user according to the identification of the user and/or the information of the target object to be redeemed.

The technical solution of the embodiment of the present application is applicable to the following scenarios, but is not limited thereto:

scene one: a transaction operational scenario. For example, the user may enter the trading page 02 of stock A by clicking the trading control 11 on the individual stock page 01 of stock A as shown in FIG. 1a, or search the search bar 31 of the trading page 03 of FIG. 1b for the trading page 02 of stock A, both of which are trading operational scenarios.

Scene two: and (5) a transaction information query scene. For example, after the user clicks the deal log control 41 in the trade note editing page 04 shown in fig. 2a, the user enters the deal log page 05 shown in fig. 2b, for example, the deal log page 05 includes the stocks that are successfully bought or sold and the corresponding account; after the user clicks the order record control 42 in the user information interface shown in fig. 2a, the user enters an order record page 06 shown in fig. 2c, for example, the order record page 06 includes the purchased order information and the corresponding account; after the user clicks the transaction statistics control 43 in the user information interface shown in fig. 2a, the transaction statistics page 07 shown in fig. 2d is entered, for example, the transaction statistics page 07 includes the transaction statistics result, which are all transaction information query scenarios.

The execution subject of the application is an electronic device, and the electronic device may be any terminal device, for example, but not limited to, a smart phone, a tablet computer, a notebook computer, a desktop computer, a smart speaker, a smart watch, and the like. The electronic device may also be a server, which may be an independent physical server, a server cluster or a distributed system formed by a plurality of physical servers, or a cloud server providing cloud computing services. The terminal and the server may be directly or indirectly connected through a wired or wireless communication manner, and when the electronic device is a server, the electronic device may receive an operation of a user through the connected terminal and generate an instruction, and then the server performs data processing according to the instruction of the terminal, which is not limited herein.

The technical solution of the embodiment of the present application will be described in detail below:

fig. 3 is a flowchart illustrating an account selection method 300 according to an embodiment of the present disclosure. The execution subject of this embodiment may be the electronic device, as shown in fig. 3, the method includes:

s301: responding to the triggering operation of a user, and generating an account acquisition instruction, wherein the account acquisition instruction carries information of a user identifier and/or a target object;

s302: determining preference information according to the account acquisition instruction, wherein the preference information comprises a preferred market and/or a preferred exchange category;

s303: determining at least one screening condition based on the preference information;

s304: and determining a target account from a plurality of accounts of the user according to the at least one screening condition.

In this embodiment of the application, the triggering operation of the user may be an operation for switching from a currently displayed page to a redeeming page of the target object, and the operation is applied to the scenario one. The current display page may be a stock page in the first scenario, or a trading page with a search bar in the first scenario, and the conversion page of the target object may be a trading page of the target stock selected in the first scenario. Or, the user's triggering operation may be an operation for switching from the current display page to the redemption information display page, and the operation is applied to the above scenario two. The current display page may be any page of the security platform, and the exchange information display page may be a transaction record page, an order record page, a transaction statistics page, and the like in the above scenario two.

For example, before the user performs the trigger operation, the user may log in the platform first, and the electronic device acquires the user identifier of the user after logging in. When the electronic equipment generates an account acquisition instruction according to the triggering operation of the user, the identification of the user is carried in the account acquisition instruction so as to recommend a current appropriate account according to the characteristics of the user.

For example, the information of the target object may be a code of the target object or a name of the target object.

For example, when a user enters a conversion page of a target object through a trigger operation, the electronic device obtains information of the target object and carries the information of the target object in an account obtaining instruction.

In some embodiments, the S304 may include: the electronic equipment determines a first account from a plurality of accounts of a user according to at least one screening condition, wherein the first account meets the screening condition with the highest priority in the at least one screening condition; further, the electronic device determines the target account according to the first account, and for this, this embodiment provides two possible implementation manners, that is, a manner i determines the first account as the target account, and a manner ii determines the target account according to the usage prediction values respectively corresponding to the first account and the multiple accounts of the user.

The present embodiment gives the following exemplary description of mode two:

in this embodiment, the electronic device may determine a usage prediction value for each of a plurality of accounts of the user, and for example, the electronic device may determine a usage evaluation value for each account according to historical usage data of the account, and determine a service weight for the account according to whether the current time is in a service period of a market corresponding to the account. Finally, a usage prediction value of the account is determined based on the service weight and the usage evaluation value.

It should be noted that the historical usage data may include the frequency of usage and the duration of usage within a preset time period.

Specifically, in this embodiment, the process of determining the usage evaluation value of the account based on the historical usage data of each of the multiple accounts of the user may perform linear summation on the usage frequency and the usage duration to obtain a first parameter, and then perform logarithm-based operation on the first parameter to obtain the usage evaluation value of the account:

Ass＝log(i*fre+j*long+…+k*time)

the method includes the steps that i, j. Besides, the historical usage data in this embodiment may also include other data, such as the time of use, etc., which may be used in the formula of the above formula.

In the second manner, the electronic device may determine the service weight of the account according to whether the current time is in the service time period of the market corresponding to the account, and it should be understood that the weight value of the account corresponding to the market which is in the service time period at the current time is greater than the weight value of the account corresponding to the market which is not in the service time period at the current time. For example, assuming that the current time is the opening time period of the port stock market, the weight value of the port stock account corresponding to the port stock market is set to q, the weight value of the house stock account corresponding to the house stock market is set to p, and q > p. For example, in this embodiment, the service weight is set to 0.8 at the transaction time corresponding to each account of the transaction, and the service weight is set to 0.2 at the non-transaction time. This is by way of example only and not meant to be exhaustive.

In this embodiment, account ids of the respective accounts are represented by a, b, c, and d … …. Obtaining the service weight H corresponding to the account a at the current moment_aAnd use evaluation value Ass_aAnd then, weighting the use evaluation value of the account by the service weight to obtain a use predicted value of the account:

Pred_a＝H_a*Ass_a

similarly, the usage prediction values Pred corresponding to the accounts b, c, d … … are obtained in the above manner_b、Pred_c、Pred_d… … are provided. And comparing the usage predicted values corresponding to the accounts to determine a third account from the plurality of accounts of the user, for example, taking the account with the highest usage predicted value as the third account.

In some embodiments, the electronic device may have the third account as the target account.

In the second mode, as to how the electronic device determines the target account according to the usage prediction values corresponding to the first account and the multiple accounts of the user, the following exemplary descriptions are given:

the electronic equipment firstly determines whether the usage predicted value of the first account meets a preset condition, determines the first account as a target account under the condition that the usage predicted value of the first account meets the preset condition, and determines the third account as the target account under the condition that the usage predicted value of the first account does not meet the preset condition.

Alternatively, the third account may be an account with the highest usage prediction value among the plurality of accounts of the user.

Optionally, the electronic device may determine whether the usage predicted value of the first account meets a preset condition according to whether the usage predicted value of the first account is greater than a preset value, for example, when the usage predicted value of the first account is greater than the preset value, it is determined that the usage predicted value of the first account meets the preset condition, otherwise, the usage predicted value of the first account does not meet the preset condition.

Optionally, the preset value may be an average value of usage prediction values corresponding to a plurality of accounts of the user, respectively.

For clearly explaining the embodiments of the present application, how to determine the first account from the multiple accounts of the user according to at least one filtering condition is described below through two embodiments on the basis of the above-mentioned first mode or the second mode, and it should be understood that, if the embodiments are implemented on the basis of the first mode, the first account determined from the multiple accounts of the user according to at least one filtering condition in embodiments 1 and 2 is the target account, in embodiments 1 and 2, respectively, based on two different trigger operations.

Embodiment 1, the triggering operation is for switching from the currently displayed page to the redeemed page of the target item.

In some implementations, this embodiment 1, after receiving a trigger operation of a user, switches from a currently displayed page to a redemption page of a target object in response to the trigger operation.

As shown in connection with fig. 4, in some implementations, the redemption page 400 for the target item may include at least one of an identification 410 of the target account, a redemption information entry box 420, and a redemption control 430.

Optionally, the target account is an account selected from a plurality of accounts of the user to provide redemption resources for redeeming the target item, and the identification 410 of the target account of the redemption page for the target item is used to display the selected target account to the user.

Alternatively, the user may enter redemption information, such as a redemption amount and/or a redemption bid for the target item, etc., in the redemption information entry box 420. Optionally, the redemption information input box 420 may include a selection control for increasing or decreasing, such as by clicking on the selection control, selecting a bid to increase or decrease the redemption amount already targeted, and the like.

Optionally, redemption controls 430 may include, for example, buy controls 431 and/or sell controls 432.

Illustratively, after the user selects the exchange control 430 of the target object, the electronic device responds to the selection operation of the user on the exchange control 430, acquires the exchange information input by the user in the exchange information input box, and acquires the exchange resource from the resource pool of the target account according to the exchange information to exchange the target object.

Alternatively, the redemption resource obtained from the resource pool of the target account may be determined based on the redemption information, such as calculating the redemption resource required for redemption based on the redemption amount indicated by the redemption information and the bid for the target item.

It should be understood that in response to the operation of switching from the currently displayed page to the target object conversion page, the electronic device generates an account acquisition instruction for acquiring an account suitable for converting the target object. Further, the at least one screening condition determined in example 1 according to the account acquisition instruction should also be capable of selecting an account most suitable for performing the target item redemption from among the plurality of accounts of the user.

In embodiment 1, the electronic device may determine, according to the information of the target object carried in the account acquisition instruction, a preferred market and/or a preferred redemption category corresponding to the target object. For example, the electronic device may determine, according to the information of the target object, preferred information corresponding to the target object in a first corresponding relationship, where the first corresponding relationship is used to represent a corresponding relationship between the information of the target object and the preferred information, and optionally, the first corresponding relationship may be stored in a storage medium of the electronic device in advance. It should be understood that the electronic device may determine the market corresponding to the target object as a preferred market and determine the transaction category corresponding to the target object as a preferred redemption category according to the first corresponding relationship.

As shown in fig. 5, for example, the market may be divided into areas, such as an area 1 market, an area 2 market, and an area 3 market, and when the target object belongs to the area 1 market, the area 1 market is a preferred market. For another example, the transaction categories may be divided into option transactions and non-option transactions, or the non-option transactions may be divided more finely, and then when the target object is an option, the preferred redemption category is an option transaction (as in the first category below), and when the target object is not an option, the preferred redemption category is a non-option transaction (as in the second category below).

In example 1, the electronic device may determine at least one filtering condition according to the preferred market and the preferred redemption category, and determine a priority order of the at least one filtering condition.

As a possible implementation manner one of embodiment 1, when the preferred redemption category is the first category, the at least one filtering condition sequentially comprises at least one of the following items from high to low in the priority order:

the preset account in the preferred market is the account corresponding to the first category;

the last exchange account in the preferred market is an account corresponding to the first category, and the last exchange account is an account used by the user for exchanging the target object last time;

accounts corresponding to a first category in the preferred market;

an asset account in a preferred market;

accounts in the preferred market.

In some implementations, the at least one filtering condition in this embodiment 1 includes at least the last redeemed account in the preferred market and is an account corresponding to the first category. Then, determining the first account from the plurality of accounts through the at least one screening condition may include: determining whether a last exchange account in the preferred market exists in the multiple accounts of the user according to the exchange records corresponding to the multiple accounts of the user, and if so, determining the first account from the multiple accounts of the user according to whether the last exchange account is an account corresponding to the first category.

It should be understood that, by querying the exchange records corresponding to the plurality of accounts of the user, whether each account has performed target object exchange and the time when the exchange occurs can be known, and accordingly, the account used for performing target object exchange last time can be determined.

For example, when the last redemption account is an account corresponding to the first category, the last redemption account is determined as the first account.

For example, when the last redemption account is not an account corresponding to the first category, the first account may continue to be determined from the plurality of accounts of the user according to at least one screening condition having a lower priority than the current screening condition. For example, the at least one filtering condition having a lower priority than the current filtering condition may include: accounts corresponding to a first category in the preferred market; an asset account in a preferred market; accounts in the preferred market.

For example, when the last redemption account is not an account corresponding to the first category, determining whether at least one second account exists in the plurality of accounts of the user, where the second account is an account corresponding to the first category in the preferred market; if at least one second account exists, determining one of the at least one second account as the first account; if there is not at least one second account, determining if there is at least one owned account in the user's plurality of accounts in the preferred market; determining one of the at least one proprietary account as a first account if there is at least one proprietary account in the preferred market; if at least one of the property accounts in the preferred market does not exist, any account of the user in the preferred market is determined as the first account.

In other implementations, the at least one filtering condition in this embodiment 1 includes, in addition to the last redeemed account in the preferred market and being an account corresponding to the first category, a preset account in the preferred market and being an account corresponding to the first category. Then, before determining whether the last redemption account in the preferred market exists in the multiple accounts of the user according to the redemption records respectively corresponding to the multiple accounts of the user, it is required to determine whether a preset account in the preferred market exists in the multiple accounts of the user. Further, under the condition that a preset account in the preferred market does not exist, determining whether a last exchange account in the preferred market exists in a plurality of accounts of the user according to exchange records corresponding to the plurality of accounts of the user respectively; and if the preset account is not the account corresponding to the preferred exchange type, determining whether the last exchange account in the preferred market exists in the multiple accounts of the user according to exchange records respectively corresponding to the multiple accounts of the user.

In the first possible implementation manner, the determining the first account from the plurality of accounts through the at least one filtering condition may include an exemplary implementation manner as shown in fig. 5: determining whether an account more meeting the requirements of the user exists in a preferred market corresponding to the target object; referring to fig. 5, in a preferred market corresponding to a target object, determining whether a preset account exists in a plurality of accounts of a user, and if the preset account exists and is an account corresponding to a first category (e.g., a financing account), determining the account as a first account; if the preset account does not exist or is not the account corresponding to the first type, determining whether a last redeeming account exists in a plurality of accounts of the user, and if the last redeeming account exists and the last redeeming account is the account corresponding to the first type, determining the account as the first account; if the last exchange account does not exist or the last exchange account is not the account corresponding to the first category, determining whether an account corresponding to the first category exists in a plurality of accounts of the user, and if the account corresponding to the first category exists, determining the account as the first account; if the account corresponding to the first category does not exist, determining whether an asset account exists in a plurality of accounts of the user, and if the asset account exists, determining the account as the first account; if the asset account does not exist, determining whether an account in the preferred market exists in the plurality of accounts of the user, and determining the account in the preferred market as a first account.

As a second possible implementation manner of the embodiment 1, if the preferred redemption category is the second category, the at least one filtering condition sequentially includes at least one of the following items from high to low in the priority order:

a preset account in a preferred market;

a position-taking account in a preferred market;

last redemption account in the preferred market;

an asset account in a preferred market;

accounts in the preferred market.

In the second implementation manner, the at least one filtering condition includes at least a last redeemed account under the preferred market. Then, determining the first account from the plurality of accounts through the at least one screening condition may include: and determining whether a last exchange account in the preferred market exists in the plurality of accounts of the user according to the exchange records corresponding to the plurality of accounts of the user, and if so, determining the first account from the plurality of accounts of the user according to whether the last exchange account is an account corresponding to the second category.

For example, when the last redemption account is an account corresponding to the second category, the last redemption account is determined as the first account.

For example, when the last redemption account is not an account corresponding to the second category, the first account may continue to be determined from the plurality of accounts of the user according to at least one screening condition having a lower priority than the current screening condition. For example, the at least one filtering condition having a lower priority than the current filtering condition may include: an asset account in a preferred market; accounts in the preferred market.

For example, when the last redemption account is not an account corresponding to the second category, it is determined whether at least one asset account in the preferred market exists in the multiple accounts of the user, further, if there is at least one asset account in the preferred market, one asset account in the at least one asset account is determined as the first account, and if there is no at least one asset account in the preferred market, any account of the user in the preferred market is determined as the first account.

In other implementations, the at least one filtering condition in the second implementation further includes a position taken account in the preferred market in addition to the last redeemed account in the preferred market. Then, before determining whether there is a last redemption account in the preferred market among the multiple accounts of the user according to the redemption records respectively corresponding to the multiple accounts of the user, it is necessary to determine whether there is a position holding account in the preferred market among the multiple accounts of the user. Further, if there is a position-taking account in the preferred market, determining the position-taking account as the first account, or if there is at least one position-taking account in the preferred market, determining whether at least one position-taking account contains a last-time redemption account, if there is a last-time redemption account, determining the last-time redemption account as the first account, and if there is no last-time redemption account, determining one of the at least one position-taking account as the first account; and if the position taking account in the preferred market does not exist, determining whether the last exchange account in the preferred market exists in the plurality of accounts of the user according to the exchange records corresponding to the plurality of accounts of the user.

On the basis of the above implementation, the at least one screening condition further includes a preset account under the preferred market. Then, the electronic device needs to determine whether a preset account in the preferred market exists in the plurality of accounts of the user before determining whether a position taken account in the preferred market exists in the plurality of accounts of the user. Further, in the case that there is no preset account in the preferred market, determining whether there is a position-taking account in the preferred market among the plurality of accounts of the user; in the case where there is a preset account in the preferred market, the preset account is determined as the first account.

In the second possible implementation manner, the determining, by the embodiment, the first account from the multiple accounts through the at least one filtering condition may include an implementation manner as shown in fig. 5: determining whether an account more meeting the requirements of the user exists in a preferred market corresponding to the target object; referring to fig. 5, in a preferred market corresponding to a target object, determining whether a preset account exists in a plurality of accounts of a user, and if the preset account exists, determining the account as a first account; if the preset account does not exist, determining whether a position-taking account exists in a plurality of accounts of the user, if so, determining the position-taking account as a first account, and if the last converted account exists in the plurality of position-taking accounts, determining the last converted account in the position-taking accounts as the first account; if the position taking account does not exist, determining whether a last exchange account exists in a plurality of accounts of the user, and if the last exchange account exists, determining the account as a first account; if the last exchange account does not exist, determining whether an asset account exists in a plurality of accounts of the user, and if the asset account exists, determining the account as a first account; if the asset account does not exist, determining whether an account in the preferred market exists in the plurality of accounts of the user, and determining the account in the preferred market as a first account.

It should be noted that, if more than one account is obtained after any screening condition is screened, one of the accounts may be randomly selected as the first account, or the account created first may be selected as the first account, or the account screened first may be selected as the first account, which is not limited in this embodiment.

Optionally, in embodiment 1, if at least one of the plurality of accounts of the user does not satisfy the at least one filtering condition, the account in the other market among the plurality of accounts is used as the first account.

Fig. 6 is an interaction flow diagram of an account selection method according to an embodiment of the present application, and as shown in fig. 6, an electronic device receives an operation triggered by a user on a stock page for trading a stock, opens a corresponding trading page according to the operation, receives an account acquisition instruction through an account selection module, further determines a target account according to the account acquisition instruction through the account selection module, sends the target account to the trading page through the account selection module, and fills data of the target account in the trading page. Furthermore, after the user sets order information on the transaction page and performs the transaction ordering operation, the electronic device initiates a transaction request to the transaction background, and the electronic device receives the transaction result returned by the background and displays the transaction result in the transaction page.

Embodiment 2, the triggering operation is for switching from the current display page to the redemption information display page.

It should be understood that in response to the operation of switching from the current display page to the redemption information display page, the electronic device generates the account acquisition instruction for acquiring the account suitable for presenting the required redemption information to the user. It should be understood that each account corresponds to different exchange information, optionally, the exchange information display page includes an identifier of a target account and/or account information, optionally, the account information may include a transaction record, an order record, transaction statistics, and the like in the account, and in this embodiment 2, the account information displayed on the exchange information display page is the account information corresponding to the target account.

The target account determined in this embodiment 2 should be an account that the user needs to view. Further, the at least one filtering condition determined in embodiment 2 according to the account acquisition instruction should also be capable of selecting an account closest to the user's desire from among the plurality of accounts of the user.

In embodiment 2, the electronic device may determine, according to the user identifier carried in the account acquisition instruction, a preferred market corresponding to the user identifier. For example, the electronic device may determine, according to the user identifier, a main service party corresponding to the user, where the main service party is a predetermined most important service party providing the redemption service for the user, and may be, for example, a main dealer of the plurality of dealers, and further, the electronic device determines the preferred market according to a service time period of a market associated with the main service party.

For example, the electronic device may determine that the market corresponding to the primary service party is a preferred market if the current time is in the service time period of the market associated with the primary service party, and determine that the first market is a preferred market if the current time is not in the service time period of the market associated with the primary service party, the service time period of the first market including the current time.

For example, as shown in fig. 7, the dealer may be divided into regions, such as a region a dealer, a region c dealer 1, a region c dealer 2, and the like, if the lead dealer of the user is the region a dealer, the electronic device determines whether the current time is in the service time of the region a market associated with the region a dealer, if so, the region a market is the preferred market, otherwise, the region b market currently in the service time period is used as the preferred market; similarly, if the main dealer of the user is the regional c dealer 1 or the regional c dealer 2, the electronic device determines whether the current time is in the service time of the regional c market associated with the regional c dealer 1 or the regional c dealer 2, if so, the regional c market is the preferred market, otherwise, the regional b market currently in the service time period is taken as the preferred market. Alternatively, the service time of the regional a market and the regional c market shown in fig. 7 are the same.

In embodiment 2, the electronic device may determine at least one filtering condition according to the preferred market and determine a priority order of the at least one filtering condition.

As a possible implementation manner of embodiment 2, the at least one filtering condition comprises at least one of the following items in order from high to low in priority order:

an asset account in a preferred market;

no-asset accounts in the preferred market;

the account of the user.

In one implementation of embodiment 2, the electronic device may determine whether there is at least one of the plurality of accounts of the user under the preferred market, determine one of the at least one of the plurality of accounts under the preferred market as the first account if there is at least one of the plurality of accounts under the preferred market, determine whether there is at least one of the plurality of accounts of the user under the preferred market if there is no at least one of the plurality of accounts under the preferred market, further determine one of the plurality of accounts under the preferred market as the first account if there is at least one of the plurality of accounts under the preferred market, and determine any account of the user as the first account if there is no at least one of the plurality of accounts under the preferred market.

In other words, determining the first account from the plurality of accounts by the at least one filtering condition may include: first, it is determined whether an account more suitable for the user needs exists in the preferred market, and as shown in fig. 7, in the preferred market, it is determined whether an asset account exists in the multiple accounts of the user, if the asset account exists, the account is determined as a first account, if the asset account does not exist, it is determined whether an asset-free account exists in the multiple accounts of the user, if the asset-free account exists, the account is determined as the first account, if the asset-free account does not exist, the other accounts of the user are determined as the first account, and it should be noted that the other accounts of the user may include accounts in other markets.

Fig. 8 is an interaction flow diagram of another account selection method provided in the embodiment of the present application, and as shown in fig. 8, after receiving a trigger operation, an electronic device switches a current page to a redemption information display page, receives an account acquisition instruction through an account selection module, further determines a target account according to the account acquisition instruction through the account selection module, sends the target account to the redemption information display page through the account selection module, and fills data of the target account in the redemption information display page. Assuming that a user continues to trigger the statistic operation of transaction data on the exchange information display page, the statistic operation of the transaction data should carry a statistic time period, the electronic device initiates a transaction data statistic request to a transaction background according to the statistic operation, and the electronic device receives a statistic result returned by the transaction background and then displays the statistic result on the exchange information display page.

Therefore, in the embodiment of the application, the electronic device generates an account acquisition instruction corresponding to the trigger operation of the user, determines the preferred market and/or preferred exchange category according to the user identification and/or the information of the target object in the account acquisition instruction, and determines at least one screening condition according to the preferred market and/or the transaction category so as to screen the target account meeting the user requirement from a plurality of accounts of the user, so that the subsequent operation of the user is facilitated, and the data processing efficiency and the display effect are improved.

While method embodiments of the present application are described in detail above with reference to fig. 3-8, apparatus embodiments of the present application are described in detail below with reference to fig. 8-9, it being understood that apparatus embodiments correspond to method embodiments and that similar descriptions may be had with reference to method embodiments.

Fig. 9 shows a schematic block diagram of an electronic device 900 according to an embodiment of the application. As shown in fig. 8, the electronic device 900 includes:

an instruction generating unit 910, configured to generate an account obtaining instruction in response to a trigger operation of a user, where the account obtaining instruction carries information of a user identifier and/or a target object;

an instruction parsing unit 920, configured to obtain an instruction according to the account, and determine preference information, where the preference information includes a preferred market and/or a preferred exchange category;

a condition determining unit 930 configured to determine at least one filtering condition according to the preference information;

an account determining unit 940, configured to determine a target account from the plurality of accounts of the user according to the at least one filtering condition.

In some embodiments, the account determining unit 940 is specifically configured to: determining a first account from a plurality of accounts of the user according to the at least one screening condition, wherein the first account meets the screening condition with the highest priority in the at least one screening condition; determining the first account as the target account; or, determining the target account according to the usage prediction values corresponding to the first account and the plurality of accounts of the user respectively.

In some embodiments, the electronic device 900 further comprises: a page switching unit 950, configured to switch, in response to the triggering operation, from a currently displayed page to a redemption page of the target object, where the redemption page of the target object includes at least one of an identifier of the target account, a redemption information input box, and a redemption control.

In some embodiments, the electronic device 900 further comprises: the exchange processing unit 960 is configured to, in response to a selection operation of the user on the exchange control of the target object, obtain exchange information input by the user in the exchange information input box; and acquiring the exchange resources from the resource pool of the target account according to the exchange information, and exchanging the target object.

In some embodiments, the condition determining unit 930 is specifically configured to: determining whether a last exchange account in the preferred market exists in a plurality of accounts of the user according to exchange records corresponding to the plurality of accounts of the user respectively, wherein the last exchange account is an account used by the user for exchanging the target object at the latest time; and if the last exchange account in the preferred market exists, determining the first account from the plurality of accounts of the user according to whether the last exchange account is the account corresponding to the preferred exchange category.

In some embodiments, the condition determining unit 930 is specifically configured to: and when the last redemption account is the account corresponding to the preferred redemption category, determining the last redemption account as the first account.

In some embodiments, the condition determining unit 930 is specifically configured to: when the last converted account is not the account corresponding to the first category, determining whether at least one second account exists in the plurality of accounts of the user, wherein the second account is the account corresponding to the first category in the preferred market; if the at least one second account exists, determining one second account in the at least one second account as the first account; if the at least one second account does not exist, determining whether at least one asset account in the preferred market exists in the user's plurality of accounts; determining one of the at least one proprietary account as the first account if there is at least one proprietary account in the preferred market; if at least one of the asset accounts in the preferred market does not exist, determining any account of the user in the preferred market as the first account.

In some embodiments, the condition determining unit 930 is specifically configured to: and under the condition that the preset account in the preferred market does not exist in the plurality of accounts of the user, determining whether the last exchange account in the preferred market exists in the plurality of accounts of the user according to the exchange records corresponding to the plurality of accounts of the user respectively.

In some embodiments, the condition determining unit 930 is specifically configured to: determining whether the preset account is an account corresponding to the preferred exchange category or not when the preset account in the preferred market exists in the plurality of accounts of the user; if the preset account is the account corresponding to the preferred exchange type, determining the preset account as the first account; and if the preset account is not the account corresponding to the preferred exchange type, determining whether the last exchange account in the preferred market exists in the plurality of accounts of the user according to the exchange records corresponding to the plurality of accounts of the user respectively.

In some embodiments, the condition determining unit 930 is specifically configured to: when the last converted account is not the account corresponding to the second category, determining whether at least one asset account in the plurality of accounts of the user exists in the preferred market; determining one of the at least one proprietary account as the first account if there is at least one proprietary account in the preferred market; if at least one of the asset accounts in the preferred market does not exist, determining any account of the user in the preferred market as the first account.

In some embodiments, the condition determining unit 930 is specifically configured to: determining whether a position-taking account in the preferred market exists in the user's plurality of accounts; if the position taking account in the preferred market exists, determining the position taking account as the first account; and if the position-taking account in the preferred market does not exist, executing the step of determining whether the last exchange account in the preferred market exists in the plurality of accounts of the user according to the exchange records corresponding to the plurality of accounts of the user respectively.

In some embodiments, the condition determining unit 930 is specifically configured to: and determining whether a position taking account in the preferred market exists in the plurality of accounts of the user under the condition that the preset account in the preferred market does not exist in the plurality of accounts of the user.

In some embodiments, the page switching unit 950 is further configured to: and responding to the trigger operation, and switching to a conversion information display page from a current display page, wherein the conversion information display page comprises the identification and/or account information of the first account.

In some embodiments, the condition determining unit 930 is specifically configured to: determining whether there is at least one of the plurality of accounts of the user that is an asset account in the preferred market; if there is at least one existing account in the preferred market, determining one of the existing accounts in the at least one preferred market as the first account; if there is not at least one asset account in the preferred market, determining whether there is at least one non-asset account in the plurality of accounts of the user in the preferred market; if there is at least one non-asset account in the preferred market, determining one of the non-asset accounts in the at least one preferred market as the first account; if there is not at least one non-asset account in the preferred market, any account of the user is determined to be the first account.

In some embodiments, the instruction parsing unit 920 is specifically configured to: and determining the preferred information corresponding to the target object in the first corresponding relation according to the information of the target object in the account acquisition instruction, wherein the first corresponding relation is used for representing the corresponding relation between the information of the target object and the preferred information.

In some embodiments, the instruction parsing unit 920 is specifically configured to: determining a main service party corresponding to the user according to the user identification in the account acquisition instruction, wherein the main service party is the most main service party which is predetermined and provides the exchange service for the user; the preferred market is determined based on a service time period of a market associated with the primary service.

In some embodiments, the instruction parsing unit 920 is specifically configured to: under the condition that the current time is in the service time period of the market associated with the main service party, determining that the market corresponding to the main service party is the preferred market; in the event that the current time is not within the service time period of the market associated with the primary service, determining a first market as a preferred market, the service time period of the first market including the current time.

In some embodiments, the account determining unit 940 is specifically configured to: determining whether the usage prediction value of the first account meets a preset condition; determining the first account as the target account under the condition that the usage predicted value of the first account meets a preset condition; and determining a third account as the target account when the usage predicted value of the first account does not meet the preset condition, wherein the third account is the account with the highest usage predicted value in the plurality of accounts of the user.

In some embodiments, the account determining unit 940 is specifically configured to: and if the usage predicted value of the first account is larger than the average value of the usage predicted values corresponding to the plurality of accounts of the user, determining that the usage predicted value of the first account meets the preset condition.

In some embodiments, the account determination unit 940 is further configured to: and determining a usage prediction value of each account of the user according to historical usage data and service weight of the account, wherein the historical usage data comprises usage frequency and usage duration in a preset time period.

In some embodiments, the account determining unit 940 is specifically configured to: summing the use frequency and the use duration to obtain a use evaluation value of the account; and weighting the use evaluation value of the account through the service weight to obtain a use predicted value of the account.

In some embodiments, the account determination unit 940 is further configured to: and determining the service weight of the account according to whether the current time is in the service time period of the market corresponding to the account.

The electronic device provided by the above embodiment may execute the technical solution of the above method embodiment, and the implementation principle and the technical effect are similar, which are not described herein again.

Fig. 10 is a schematic structural diagram of an electronic device 1000 according to an embodiment of the present application. The terminal device shown in fig. 10 includes a processor 1010, and the processor 1010 can call and run a computer program from a memory to implement the method in the embodiment of the present application.

Optionally, as shown in fig. 10, the electronic device 1000 may further include a memory 1020. From the memory 1020, the processor 1010 may call and execute a computer program to implement the method in the embodiment of the present application.

The memory 1020 may be a separate device from the processor 1010 or may be integrated into the processor 1010.

Optionally, as shown in fig. 10, the electronic device 1000 may further include a transceiver 1030, and the processor 1010 may control the transceiver 1030 to communicate with other devices, and specifically, may transmit information or data to the other devices or receive information or data transmitted by the other devices.

The transceiver 1030 may include a transmitter and a receiver, among others. The transceiver 1030 may further include an antenna, and the number of antennas may be one or more.

Optionally, the electronic device 1000 may implement a corresponding process corresponding to the terminal device in each method of the embodiment of the present application, and for brevity, details are not described here again.

It should be understood that the processor of the embodiments of the present application may be an integrated circuit chip having signal processing capabilities. In implementation, the steps of the above method embodiments may be performed by integrated logic circuits of hardware in a processor or instructions in the form of software. The Processor may be a general purpose Processor, a Digital Signal Processor (DSP), an Application Specific Integrated Circuit (ASIC), an off-the-shelf Programmable Gate Array (FPGA) or other Programmable logic device, discrete Gate or transistor logic device, or discrete hardware components. The various methods, steps, and logic blocks disclosed in the embodiments of the present application may be implemented or performed. A general purpose processor may be a microprocessor or the processor may be any conventional processor or the like. The steps of the method disclosed in connection with the embodiments of the present application may be directly implemented by a hardware decoding processor, or implemented by a combination of hardware and software modules in the decoding processor. The software module may be located in ram, flash memory, rom, prom, or eprom, registers, etc. storage media as is well known in the art. The storage medium is located in a memory, and a processor reads information in the memory and completes the steps of the method in combination with hardware of the processor.

It will be appreciated that the memory in the embodiments of the subject application can be either volatile memory or nonvolatile memory, or can include both volatile and nonvolatile memory. The non-volatile Memory may be a Read-Only Memory (ROM), a Programmable ROM (PROM), an Erasable PROM (EPROM), an Electrically Erasable PROM (EEPROM), or a flash Memory. Volatile Memory can be Random Access Memory (RAM), which acts as external cache Memory. By way of example, but not limitation, many forms of RAM are available, such as Static random access memory (Static RAM, SRAM), Dynamic Random Access Memory (DRAM), Synchronous Dynamic random access memory (Synchronous DRAM, SDRAM), Double Data Rate Synchronous Dynamic random access memory (DDR SDRAM), Enhanced Synchronous SDRAM (ESDRAM), Synchronous link SDRAM (SLDRAM), and Direct Rambus RAM (DR RAM). It should be noted that the memory of the systems and methods described herein is intended to comprise, without being limited to, these and any other suitable types of memory.

It should be understood that the above memories are exemplary but not limiting illustrations, for example, the memories in the embodiments of the present application may also be Static Random Access Memory (SRAM), dynamic random access memory (dynamic RAM, DRAM), Synchronous Dynamic Random Access Memory (SDRAM), double data rate SDRAM (DDR SDRAM), enhanced SDRAM (enhanced SDRAM, ESDRAM), Synchronous Link DRAM (SLDRAM), Direct Rambus RAM (DR RAM), and the like. That is, the memory in the embodiments of the present application is intended to comprise, without being limited to, these and any other suitable types of memory.

The embodiment of the application also provides a computer readable storage medium for storing the computer program.

Optionally, the computer-readable storage medium may be applied to a terminal device or a server in the embodiment of the present application, and the computer program enables a computer to execute corresponding processes in each method in the embodiment of the present application, which is not described herein again for brevity.

Embodiments of the present application also provide a computer program product comprising computer program instructions.

Optionally, the computer program product may be applied to a terminal device or a server in the embodiment of the present application, and the computer program instructions enable a computer to execute corresponding processes in each method in the embodiment of the present application, which is not described herein again for brevity.

The embodiment of the application also provides a computer program.

Optionally, the computer program may be applied to the terminal device or the server in the embodiment of the present application, and when the computer program runs on a computer, the computer is enabled to execute corresponding processes in each method in the embodiment of the present application, and for brevity, details are not described here again.

Those of ordinary skill in the art will appreciate that the various illustrative elements and algorithm steps described in connection with the embodiments disclosed herein may be implemented as electronic hardware or combinations of computer software and electronic hardware. Whether such functionality is implemented as hardware or software depends upon the particular application and design constraints imposed on the implementation. Skilled artisans may implement the described functionality in varying ways for each particular application, but such implementation decisions should not be interpreted as causing a departure from the scope of the present application.

It is clear to those skilled in the art that, for convenience and brevity of description, the specific working processes of the above-described apparatuses, devices and units may refer to the corresponding processes in the foregoing method embodiments, and are not described herein again.

In the several embodiments provided in the present application, it should be understood that the disclosed apparatus, device and method may be implemented in other ways. For example, the above-described apparatus embodiments are merely illustrative, and for example, the division of the units is only one logical division, and other divisions may be realized in practice, for example, a plurality of units or components may be combined or integrated into another system, or some features may be omitted, or not executed. In addition, the shown or discussed mutual coupling or direct coupling or communication connection may be an indirect coupling or communication connection through some interfaces, devices or units, and may be in an electrical, mechanical or other form.

The units described as separate parts may or may not be physically separate, and parts displayed as units may or may not be physical units, may be located in one place, or may be distributed on a plurality of network units. Some or all of the units can be selected according to actual needs to achieve the purpose of the solution of the embodiment.

In addition, functional units in the embodiments of the present application may be integrated into one processing unit, or each unit may exist alone physically, or two or more units are integrated into one unit.

The functions, if implemented in the form of software functional units and sold or used as a stand-alone product, may be stored in a computer readable storage medium. With regard to such understanding, the technical solutions of the present application may be essentially implemented or contributed to by the prior art, or may be implemented in a software product stored in a storage medium and including instructions for causing a computer device (which may be a personal computer, a server, or a network device) to perform all or part of the steps of the method according to the embodiments of the present application. And the aforementioned storage medium includes: various media capable of storing program codes, such as a usb disk, a removable hard disk, a Read-Only Memory (ROM), a Random Access Memory (RAM), a magnetic disk, or an optical disk.

The above description is only for the specific embodiments of the present application, but the scope of the present application is not limited thereto, and any person skilled in the art can easily conceive of the changes or substitutions within the technical scope of the present application, and shall be covered by the scope of the present application. Therefore, the protection scope of the present application shall be subject to the protection scope of the claims.

Claims

1. An account selection method, comprising:

responding to a trigger operation of a user, and generating an account acquisition instruction, wherein the account acquisition instruction carries information of a user identifier and/or a target object;

determining preference information according to the account acquisition instruction, wherein the preference information comprises a preferred market and/or a preferred exchange category;

determining at least one screening condition according to the preference information;

and determining a target account from a plurality of accounts of the user according to the at least one screening condition.

2. The method of claim 1, wherein determining a target account from a plurality of accounts of the user based on the at least one screening criteria comprises:

determining a first account from a plurality of accounts of the user according to the at least one screening condition, wherein the first account meets the screening condition with the highest priority in the at least one screening condition;

determining the first account as the target account; or determining the target account according to the usage predicted values corresponding to the first account and the plurality of accounts of the user respectively.

3. The method of claim 2, further comprising:

responding to the triggering operation, and switching from a current display page to a conversion page of the target object, wherein the conversion page of the target object comprises at least one of identification of the target account, a conversion information input box and a conversion control;

responding to the selection operation of the user on the exchange control of the target object, and acquiring the exchange information input by the user in the exchange information input box;

and acquiring the exchange resources from the resource pool of the target account according to the exchange information, and exchanging the target object.

4. The method of claim 3, wherein determining the first account from the plurality of accounts of the user based on the at least one screening criteria comprises:

determining whether a last exchange account in the preferred market exists in the plurality of accounts of the user according to exchange records corresponding to the plurality of accounts of the user respectively, wherein the last exchange account is an account used by the user for exchanging the target object at the latest time;

if the last exchange account in the preferred market exists, determining the last exchange account as the first account when the last exchange account is the account corresponding to the preferred exchange category.

5. The method of claim 4, wherein the preferred redemption category includes a first category representing option transactions, the method further comprising:

when the last converted account is not the account corresponding to the first category, determining whether at least one second account exists in the plurality of accounts of the user, wherein the second account is the account corresponding to the first category in the preferred market;

if the at least one second account exists, determining one second account in the at least one second account as the first account;

if the at least one second account does not exist, determining whether at least one asset account in the preferred market exists in the user's plurality of accounts;

determining one of the at least one proprietary account as the first account if there is at least one proprietary account in the preferred market;

if at least one of the asset accounts in the preferred market does not exist, determining any account of the user in the preferred market as the first account.

6. The method of claim 4, further comprising:

determining whether the preset account is an account corresponding to the preferred exchange category or not when the preset account in the preferred market exists in a plurality of accounts of the user;

if the preset account is the account corresponding to the preferred exchange type, determining the preset account as the first account;

and if the preset account is not the account corresponding to the preferred exchange type, determining whether the last exchange account in the preferred market exists in the plurality of accounts of the user according to exchange records corresponding to the plurality of accounts of the user respectively.

7. The method of claim 4, wherein the preferred redemption category includes a second category indicative of non-option transactions being conducted, the method further comprising:

determining whether at least one asset account in the preferred market exists in the plurality of accounts of the user when the last redeemed account is not the account corresponding to the second category;

8. The method of claim 6, wherein before the determining whether the last redeemed account in the preferred market exists in the plurality of accounts of the user according to the redemption records corresponding to the plurality of accounts of the user, respectively, the method further comprises:

determining whether a position-taking account in the preferred market exists in a plurality of accounts of the user;

if the position taking account in the preferred market exists, determining the position taking account as the first account;

and if the position-taking account in the preferred market does not exist, executing the step of determining whether the last exchange account in the preferred market exists in the plurality of accounts of the user according to the exchange records corresponding to the plurality of accounts of the user respectively.

9. The method of claim 2, further comprising:

and responding to the trigger operation, and switching to a conversion information display page from a current display page, wherein the conversion information display page comprises the identification and/or account information of the target account.

10. The method of claim 9, wherein determining the first account from the plurality of accounts of the user based on the at least one screening criteria comprises:

determining whether there is at least one of the user's plurality of accounts that is an asset account in the preferred market;

if there is at least one existing account in the preferred market, determining one of the existing accounts in the at least one preferred market as the first account;

if there is not at least one of the asset accounts in the preferred market, determining if there is at least one of the non-asset accounts in the preferred market among the user's plurality of accounts;

if there is at least one non-asset account in the preferred market, determining one of the non-asset accounts in the at least one preferred market as the first account;

if there is not at least one non-asset account in the preferred market, determining any account of the user as the first account.

11. The method of claim 2, wherein determining preference information according to the account acquisition instruction comprises:

and determining the optimal information corresponding to the target object in a first corresponding relation according to the information of the target object in the account acquisition instruction, wherein the first corresponding relation is used for representing the corresponding relation between the information of the target object and the optimal information.

12. The method of claim 11, wherein determining preference information based on the account acquisition instruction comprises:

determining a main service party corresponding to the user according to the user identification in the account acquisition instruction, wherein the main service party is the most main service party which is predetermined and provides the exchange service for the user; determining a preferred market in the preferred information according to a service time period of a market associated with the main service party; or

Determining that the market corresponding to the main service party is the preferred market under the condition that the current time is in the service time period of the market associated with the main service party; determining a first market as the preferred market if the current time is not within a service period of a market associated with the primary service, the service period of the first market including the current time.

13. The method according to any one of claims 2 to 12, further comprising:

determining a usage assessment value for each of a plurality of accounts of the user based on historical usage data for the account;

determining the service weight of the account according to whether the current time is in the service time period of the market corresponding to the account;

and weighting the use evaluation value of the account through the service weight to obtain a use prediction value of the account.

14. The method of claim 13, wherein the historical usage data includes frequency and duration of usage over a preset period of time; the determining a usage assessment value for the account based on historical usage data for each of a plurality of accounts of the user includes:

based on the set weight, summing the use frequency and the use duration to obtain a first parameter;

and carrying out logarithm-based operation on the first parameter to obtain the use evaluation value of the account.

15. An electronic device, comprising:

the instruction generating unit is used for responding to the triggering operation of the user and generating an account acquisition instruction, and the account acquisition instruction carries information of a user identifier and/or a target object;

the instruction analysis unit is used for determining preferred information according to the account acquisition instruction, wherein the preferred information comprises a preferred market and/or a preferred exchange category;

a condition determining unit for determining at least one screening condition according to the preference information;

and the account determining unit is used for determining a target account from a plurality of accounts of the user according to the at least one screening condition.

16. An electronic device, comprising: a processor and a memory for storing a computer program, the processor being configured to invoke and execute the computer program stored in the memory to perform the method of any of claims 1 to 14.

17. A computer-readable storage medium for storing a computer program which causes a computer to perform the method of any one of claims 1 to 14.