CN113283984A - Personal loan information input method and device - Google Patents
Personal loan information input method and device Download PDFInfo
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/03—Credit; Loans; Processing thereof
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F18/00—Pattern recognition
- G06F18/20—Analysing
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
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- G06V20/63—Scene text, e.g. street names
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Abstract
The invention provides a personal loan information input method and a personal loan information input device, and relates to the technical field of artificial intelligence. The method comprises the following steps: acquiring an electronic file of personal loan application materials; obtaining information to be input based on the electronic file of the personal loan application material; the information to be input comprises a loan application type; logging in a loan information system, and applying for new loan service based on the loan application type; and carrying out information input and submission on the newly added loan service application page based on the information to be input. The device is used for executing the method. The personal loan information input method and the personal loan information input device provided by the embodiment of the invention improve the information input efficiency.
Description
Technical Field
The invention relates to the technical field of artificial intelligence, in particular to a method and a device for inputting personal loan information.
Background
A personal loan is a loan provided by a borrower (usually a financial institution) to a consumer person or a resident family for personal consumption, production and management, and specifies interest of the loan and makes an agreement to pay the loan on an installment basis.
At present, the personal loan application business of a bank tends to be processed intensively, business personnel need to manually input paper personal loan application materials into a bank personal loan information system one by one, and meanwhile, the personal loan application materials need to be scanned into electronic documents, such as documents in a picture format, and manually classified to form complete personal loan electronic application information. Because the information that the personal loan application material needs to be input is more, the operation is repeated and various, and the workload is huge, the input efficiency of the personal loan information is low, and the timeliness is poor.
Disclosure of Invention
In view of the problems in the prior art, embodiments of the present invention provide a method and an apparatus for entering personal loan information, which can at least partially solve the problems in the prior art.
In one aspect, the present invention provides a method for inputting personal loan information, including:
acquiring an electronic file of personal loan application materials;
obtaining information to be input based on the electronic file of the personal loan application material; the information to be input comprises a loan application type;
logging in a loan information system, and applying for new loan service based on the loan application type;
and carrying out information input and submission on the newly added loan service application page based on the information to be input.
In another aspect, the present invention provides a personal loan information entry device, including:
the acquisition module is used for acquiring an electronic file of the personal loan application material;
the obtaining module is used for obtaining information to be input based on the electronic file of the personal loan application material; the information to be input comprises a loan application type;
the login module is used for logging in the individual loan information system and applying for newly adding loan services based on the loan application type;
and the input module is used for inputting and submitting information in the newly added loan service application page based on the information to be input.
In another aspect, the present invention provides an electronic device, including a memory, a processor, and a computer program stored in the memory and executable on the processor, where the processor executes the computer program to implement the steps of the method for entering personal loan information as described in any one of the above embodiments.
In yet another aspect, the present invention provides a computer-readable storage medium, on which a computer program is stored, the computer program, when being executed by a processor, implementing the steps of the method for entering personal loan information as described in any one of the above embodiments.
The personal loan information input method and the personal loan information input device can acquire the electronic document of the personal loan application material, acquire the information to be input based on the electronic document of the personal loan application material, log in the personal loan information system, apply for the new loan service based on the loan application type, and input and submit the information on the application page of the new loan service based on the information to be input, so that the automatic input of the personal loan information is realized, and the information input efficiency is improved.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the drawings without creative efforts. In the drawings:
fig. 1 is a schematic flow chart of a method for entering personal loan information according to a first embodiment of the present invention.
Fig. 2 is a flowchart illustrating a method for entering personal loan information according to a second embodiment of the present invention.
Fig. 3 is a flowchart illustrating a method for entering personal loan information according to a third embodiment of the present invention.
Fig. 4 is a flowchart illustrating a method for entering personal loan information according to a fourth embodiment of the present invention.
Fig. 5 is a flowchart illustrating a method for entering personal loan information according to a fifth embodiment of the present invention.
Fig. 6 is a schematic structural diagram of a personal loan information entry device according to a sixth embodiment of the present invention.
Fig. 7 is a schematic structural diagram of a personal loan information entry device according to a seventh embodiment of the invention.
Fig. 8 is a schematic structural diagram of a personal loan information entry device according to an eighth embodiment of the invention.
Fig. 9 is a schematic structural diagram of a personal loan information entry device according to a ninth embodiment of the invention.
Fig. 10 is a schematic physical structure diagram of an electronic device according to a tenth embodiment of the present invention.
Detailed Description
In order to make the objects, technical solutions and advantages of the embodiments of the present invention more apparent, the embodiments of the present invention are further described in detail below with reference to the accompanying drawings. The exemplary embodiments and descriptions of the present invention are provided to explain the present invention, but not to limit the present invention. It should be noted that the embodiments and features of the embodiments in the present application may be arbitrarily combined with each other without conflict.
In order to facilitate understanding of the technical solutions provided in the present application, the following first describes relevant contents of the technical solutions in the present application. Robot Process Automation (RPA) is a Process that simulates human operations on a computer through specific robot software, and can replace a human to complete a large amount of repetitive work in practical application. The method for inputting the personal loan information provided by the embodiment of the invention uses the RPA process automation technology to realize the automatic input of the related data of the personal loan in the personal loan information system, and has high efficiency and high accuracy compared with a manual input mode.
The method for inputting the personal loan information provided by the embodiment of the invention can be executed by an RPA robot, the RPA robot can be realized in a software and/or hardware mode, the RPA robot can be configured in a computer or a server, and the configuration can be carried out according to actual needs, and the embodiment of the invention is not limited.
Fig. 1 is a schematic flow chart of a method for entering personal loan information according to a first embodiment of the present invention, and as shown in fig. 1, the method for entering personal loan information according to the embodiment of the present invention includes:
s101, obtaining an electronic file of personal loan application materials;
specifically, the personal loan application material includes various materials such as an application form, an identity card, a family account book, a marital certificate, an income certificate, a conversation record and the like, and is set according to actual needs, and the embodiment of the invention is not limited. The electronic documents of the above-mentioned various materials can be obtained by scanning or the like as the electronic documents of the personal loan application materials. The RPA robot may obtain an electronic document of the personal loan application material. The electronic file can be in a picture format.
S102, obtaining information to be input based on the electronic file of the personal loan application material; the information to be input comprises a loan application type;
specifically, the RPA robot may perform text recognition on the electronic document of the personal loan application material, and extract information to be written in the personal loan information system as information to be entered. The loan application types can include individual one-hand house purchase loans, individual two-hand house purchase loans, commodity house loans, consumption and operation combined loans and the like, and are set according to actual needs, and the embodiment of the invention is not limited.
The information to be entered may include information such as loan application type, applicant name, gender, contact information, age, identification number, contact address, location of the household, work unit, unit address, interest rate information, basic information of the house, information of security collateral deposit, and the like, and is set according to actual needs, which is not limited in the embodiments of the present invention. The interest rate information may include loan terms, benchmark interest rates, loan types, etc.; the information of the guarantee collateral can include the name of the collateral (generally, the address of the house), the floor, whether the parking space exists, and the like.
S103, logging in a loan information system, and applying for new loan service based on the loan application type;
specifically, after obtaining the information to be input, the RPA robot may log in a loan information system, add a new loan application according to the loan application type, and enter a new loan application page. The individual loan information system is configured in advance, and can be used for inputting and applying individual loan information.
For example, the RPA robot opens a login page of the personal credit information system according to a preset website, inputs a user account and a login password on the login page through a simulated keyboard operation, simulates mouse click login, and enters the personal credit information system. And simulating a mouse to click the corresponding service application according to the loan application type, and entering a newly added loan service application page.
And S104, performing information entry on the newly added loan service application page based on the information to be entered and submitting the newly added loan service application page.
Specifically, the RPA robot carries out personal loan information input according to the information to be input on the application page of the newly added loan service, and submits the information to a loan information system for storage after the input is completed. The entered personal loan information may include, but is not limited to, basic information of the applicant client, basic information of the associated applicant client, basic information of the loan, interest rate information, house supplement information, security information of the security mortgage, and the like, and is set according to actual needs, which is not limited in the embodiments of the present invention. The personal loan information entered may vary for different loan application types.
For example, the RPA robot obtains a web page field tag element of the newly added loan service application page, and fills corresponding field content in an input frame corresponding to the web page according to fields such as applicant name, gender, contact way, identification number and the like included in the information to be entered. Information for interest rates, borrowers, etc. may be preset or entered according to a default configuration. For the age of the client, the age can be obtained by calculation according to the birth date and the current date of the client to be input into the information packet; the annual income of the client can be calculated and obtained according to the monthly income of the client included by the information to be entered. Wherein, the calculation mode of the age and the annual income can be set firstly.
The personal loan information input method provided by the embodiment of the invention can acquire the electronic document of the personal loan application material, acquire the information to be input based on the electronic document of the personal loan application material, log in the personal loan information system, apply for the new loan service based on the loan application type, and input and submit the information on the application page of the new loan service based on the information to be input, thereby realizing the automatic input of the personal loan information and improving the input efficiency of the information.
Fig. 2 is a schematic flow chart of a method for entering personal loan information according to a second embodiment of the present invention, and as shown in fig. 2, on the basis of the foregoing embodiments, further, the obtaining information to be entered based on the electronic document of the personal loan application material includes:
s201, performing character recognition on the electronic document of the personal loan application material to obtain a character recognition result of the personal loan application material;
specifically, the RPA robot may perform text Recognition on the electronic document of the personal loan application material through an Optical Character Recognition (OCR) technology to obtain a text Recognition result of the personal loan application material, where the text Recognition result of the personal loan application material may include text Recognition results of various materials. The character recognition result may include chinese characters, arabic numerals, characters, punctuation marks, and the like.
S202, obtaining each field key value pair as the information to be input from the character recognition result of the personal loan application material according to the preset keywords.
Specifically, the RPA robot searches the preset keywords and the corresponding fields from the character recognition result of the personal loan application material according to the preset keywords, if the preset keywords and the corresponding fields are searched, the searched preset keywords and the corresponding fields are used as field key value pairs, and the obtained field value pairs are used as the information to be input. The preset keyword is set according to actual needs, and the embodiment of the invention is not limited. The field key pair may be divided into a predetermined key and a field by a delimiter.
For example, the preset keywords include the name, sex, contact address, identification number, contact address, place of residence, work unit, unit address, and the like of the applicant. After a preset keyword is searched from the character recognition result, the content after the preset keyword can be used as a field corresponding to the preset keyword. For the identification of the name and the identification number, in order to improve the identification accuracy, the electronic file of the identification card can be identified first, and the field key value pair of the name and the field key value pair of the identification number are obtained from the character identification result of the electronic file of the identification card. And inputting the electronic file of the personal loan application material into a basic directory classification model to identify the electronic file of the identity card.
For example, the colon is used as a separator to divide the preset key words and fields in the field key value pairs, and the fields in the field key value pairs can be input into the input boxes corresponding to the new loan service application pages as the input content.
On the basis of the foregoing embodiments, further, the performing text recognition on the electronic document of the personal loan application material includes:
and carrying out image enhancement processing on the electronic file of the personal loan application material.
Specifically, in order to improve the accuracy of character recognition, image enhancement processing may be performed on the electronic document of the personal loan application material. The algorithm used for image enhancement processing is set according to actual needs, and the embodiment of the invention is not limited.
Fig. 3 is a schematic flow chart of a method for entering personal loan information according to a third embodiment of the present invention, and as shown in fig. 3, on the basis of the foregoing embodiments, the method for entering personal loan information according to the embodiment of the present invention further includes:
s301, inputting the electronic file of the personal loan application material into a basic directory classification model to obtain a classification result of the electronic file of the personal loan application material; wherein the classification result comprises other classes; the basic directory classification model is obtained based on an electronic file classification training sample and corresponding classification label training;
specifically, the RPA robot inputs the electronic document of the personal loan application material into a basic catalog classification model, which classifies each electronic document of the electronic documents of the personal loan application material to obtain a classification result of the electronic document of the personal loan application material, that is, a classification result of each electronic document. The classification result comprises other classes, and the electronic files of the other classes need to be further classified; for electronic files that are not of other classes, the classification has been completed. The classification result may include an identification card class, a marriage certificate class, a conversation record class, a contract class, other classes, and the like, and is set according to actual needs. The basic catalog classification model is obtained by training based on an electronic file classification training sample and a corresponding classification label, and the classification label is preset.
S302, performing character recognition on the electronic files of other classes to obtain a character recognition result of each electronic file of the other classes;
specifically, for the electronic files of other types, the RPA robot performs character recognition on the electronic files of other types to obtain a character recognition result of each electronic file in the electronic files of other types.
S303, obtaining the classification result of each electronic file in other classes according to the character recognition result and the classification keywords of each electronic file in other classes.
Specifically, the RPA robot queries whether a classification keyword exists in the text recognition result of each electronic document in the other classes, and if a certain classification keyword exists, the electronic document having the certain classification keyword exists, and the classification result corresponding to the certain classification keyword is used as the classification result of the electronic document. And if any classification keyword cannot be inquired in the character recognition result of the electronic file, continuously classifying the electronic file into other classes. And the RPA robot carries out classified keyword query on the character recognition result of each electronic file in other classes so as to finally determine the classification result of each electronic file. The classification keywords are preset and are set according to actual needs, and the embodiment of the invention is not limited; each classification keyword corresponds to a classification result.
For example, the classification keywords include income certification and value-added tax invoice, the income certification corresponds to income certification class, and the value-added tax invoice corresponds to invoice class.
S304, classifying and sorting the electronic files of the personal loan application materials based on the classification result of each electronic file to obtain each classification catalogue and the electronic files under each classification catalogue;
specifically, the RPA robot classifies and sorts the electronic documents of the personal loan application material based on the classification result of each electronic document, and stores the electronic documents of the same classification result in the same classification directory, so as to obtain each classification directory and the electronic documents in each classification directory.
S305, uploading the electronic files in the classification directories to the loan information system.
Specifically, after finishing sorting, the RPA robot may upload the individual classification directories and the electronic files under the individual classification directories to the individual loan information system.
For example, a document uploading option is provided on the new loan application page, the RPA robot may simulate a mouse click operation to click the document uploading option, select each classification directory for uploading, and upload each classification directory and the electronic documents in each classification directory to the loan information system.
The personal loan information input method provided by the embodiment of the invention can classify the electronic documents of the personal loan application materials and automatically upload the electronic documents to the personal loan information system, thereby improving the processing efficiency of the personal loan application materials.
Fig. 4 is a schematic flow chart of a method for entering personal loan information according to a fourth embodiment of the present invention, and as shown in fig. 4, on the basis of the foregoing embodiments, further, the step of training the basic catalog classification model based on the electronic document classification training samples and the corresponding classification labels includes:
401. acquiring the electronic file classification training sample and a corresponding classification label;
specifically, historical personal loan application materials may be collected, and electronic documents of the historical personal loan application materials may be obtained by scanning or the like as the electronic document classification training samples. Each electronic document of the electronic documents of the historical personal loan application materials can be classified in a manual mode to obtain a corresponding classification label. The RPA robot can obtain the electronic file classification training sample and the corresponding classification label. The specific number of the electronic file classification training samples is set according to actual needs, and the embodiment of the invention is not limited. The classification labels may include identification cards, marriage certificates, conversation notes, contracts, and other types, which are set according to actual needs, and the embodiments of the present invention are not limited.
402. And training to obtain the basic catalog classification model based on the electronic file classification training sample, the corresponding classification label and the original model.
Specifically, the RPA robot trains an original model based on the electronic file classification training sample and the corresponding classification label, and may train to obtain the basic directory classification model. The original model may adopt a convolutional neural network model, and is set according to actual needs, which is not limited in the embodiments of the present invention. The specific process of model training is the prior art, and is not described herein.
On the basis of the foregoing embodiments, further, the obtaining the electronic document classification training sample includes:
and preprocessing the original electronic document of the personal loan application material and unifying the resolution to obtain the electronic document classification training sample.
Specifically, the RPA robot may pre-process the original electronic document of the personal loan application material to improve image quality of the electronic document, and may unify resolution of the pre-processed original electronic document after the pre-processing to facilitate model training, thereby obtaining the electronic document classification training sample. The pretreatment is set according to actual needs, and the embodiment of the invention is not limited.
For example, the pre-processing may include grayscale processing and/or image enhancement processing.
On the basis of the foregoing embodiments, further, the method for entering personal loan information according to the embodiment of the present invention further includes:
acquiring a system input result and sending input completion prompt information; wherein the input finishing prompt information comprises the input result of the system.
Specifically, after the RPA robot submits the application page of the new loan service, a system entry result fed back by the loan information system may be obtained, and the system entry result may be entry success or entry failure. The RPA robot can send input completion prompt information to the service personnel in a mode of mail, system message and the like for the service personnel to check and verify. Wherein the input finishing prompt information comprises the input result of the system. And if the system entry result is entry failure, the entry completion prompt message can also carry the reason of the entry failure.
Fig. 5 is a schematic flow chart of a method for entering personal loan information according to a fifth embodiment of the present invention, and as shown in fig. 5, the method for entering personal loan information according to the embodiment of the present invention includes the following steps:
the method comprises the steps of firstly, obtaining an electronic file of personal loan application materials. The business personnel scans the personal loan application materials through a scanner to obtain the electronic documents of the personal loan application materials. The RPA robot obtains an electronic document of personal loan application material.
And secondly, obtaining information to be recorded. And the RPA robot carries out character recognition on the electronic document of the personal loan application material by calling an OCR interface to obtain a character recognition result of the personal loan application material, and then obtains each field key value pair as information to be input from the character recognition result of the personal loan application material.
And thirdly, logging in an individual loan information system. And the RPA robot logs in the personal loan information system through a user name and a login password.
And fourthly, inputting personal loan information. And the RPA robot enters a new loan application page through the loan application type and new loan application included by the information to be input, and then matches the input frame of the field corresponding to the preset keyword of the field key pair on the new loan application page according to the field key pair to input each field one by one.
And fifthly, classifying the electronic files. Inputting the electronic file of the personal loan application material into a basic directory classification model by the RPA robot to obtain a classification result of the electronic file of the personal loan application material; the classification result comprises other classes, and the electronic files in the other classes are subjected to character recognition to obtain a character recognition result of each electronic file in the other classes; and obtaining the classification result of each electronic file in other classes according to the character recognition result and the classification keywords of each electronic file in other classes, classifying and sorting the electronic files of the personal loan application material based on the classification result of each electronic file, and obtaining each classification directory and the electronic files under each classification directory.
And sixthly, uploading the electronic file. And the RPA robot uploads the classification directories and the electronic files under the classification directories to the loan information system.
And step seven, sending the result. And the RPA robot obtains a system input result fed back by the individual credit information system, and then sends the system input result to a service staff in a mail mode.
The embodiment of the invention provides a personal loan information input method, which automatically completes the input of personal loan information through an RPA technology to replace the traditional manual input mode of business personnel, can be stably executed in all weather, releases a large amount of manpower, and simultaneously improves the efficiency, timeliness and accuracy of loan information input. Under the era background that digitalization is extremely revolutionary, the business operation processing efficiency can be effectively improved, and enterprise employees can liberate both hands so as to concentrate on more valuable decision and innovative work.
Fig. 6 is a schematic structural diagram of a personal loan information entry device according to a sixth embodiment of the present invention, and as shown in fig. 6, the personal loan information entry device according to the embodiment of the present invention includes an obtaining module 601, an obtaining module 602, a login module 603, and an entry module 604, where:
the obtaining module 601 is used for obtaining an electronic file of personal loan application materials; the obtaining module 602 is configured to obtain information to be entered based on the electronic document of the personal loan application material; the information to be input comprises a loan application type; the login module 603 is used for logging in a loan information system and applying for new loan service based on the loan application type; the entry module 604 is configured to perform information entry on the new loan service application page based on the information to be entered and submit the information.
Specifically, the personal loan application material includes various materials such as an application form, an identity card, a family account book, a marital certificate, an income certificate, a conversation record and the like, and is set according to actual needs, and the embodiment of the invention is not limited. The electronic documents of the above-mentioned various materials can be obtained by scanning or the like as the electronic documents of the personal loan application materials. The acquisition module 601 may acquire an electronic file of personal loan application material. The electronic file can be in a picture format.
The obtaining module 602 may perform text recognition on the electronic document of the personal loan application material, and extract information to be written in the personal loan information system as information to be entered. The information to be entered includes information such as loan application type, applicant name, gender, contact information, identification number, contact address, place of residence, work unit, unit address, and the like, and is set according to actual needs, which is not limited in the embodiments of the present invention. The loan application types can include individual one-hand house purchase loans, individual two-hand house purchase loans, commodity house loans, consumption and operation combined loans and the like, and are set according to actual needs, and the embodiment of the invention is not limited.
After the information to be entered is obtained, the login module 603 may log in a loan information system, and enter a new loan application page according to the loan application type. The individual loan information system is configured in advance, and can be used for inputting and applying individual loan information.
And in the newly added loan service application page, the entry module 604 enters the personal loan information according to the information to be entered, and submits the personal loan information to the personal loan information system for storage after the entry is completed. The entered personal loan information may include, but is not limited to, basic information of the applicant client, basic information of the associated applicant client, basic information of the loan, interest rate information, house supplement information, security information of the security mortgage, and the like, and is set according to actual needs, which is not limited in the embodiments of the present invention. The personal loan information entered may vary for different loan application types.
The personal loan information input device provided by the embodiment of the invention can acquire the electronic document of the personal loan application material, acquire the information to be input based on the electronic document of the personal loan application material, log in the personal loan information system, apply for the new loan service based on the loan application type, and input and submit the information on the application page of the new loan service based on the information to be input, thereby realizing the automatic input of the personal loan information and improving the input efficiency of the information.
Fig. 7 is a schematic structural diagram of an apparatus for entering personal loan information according to a seventh embodiment of the present invention, and as shown in fig. 7, on the basis of the foregoing embodiments, the obtaining module 602 further includes a character recognition unit 6021 and an obtaining unit 6022, where:
the character recognition unit 6021 is used for performing character recognition on the electronic file of the personal loan application material to obtain a character recognition result of the personal loan application material; the obtaining unit 6022 is configured to obtain each field key value pair as information to be entered from the text recognition result of the personal loan application material according to the preset keyword and the preset segmentation symbol.
On the basis of the foregoing embodiments, further, the character recognition unit 6021 is specifically configured to:
and carrying out image enhancement processing on the electronic file of the personal loan application material.
Fig. 8 is a schematic structural diagram of a personal loan information entry device according to an eighth embodiment of the present invention, and as shown in fig. 8, on the basis of the foregoing embodiments, the personal loan information entry device according to the embodiment of the present invention further includes a first classification module 605, an identification module 606, a second classification module 607, an arrangement module 608, and an upload module 609, where:
the first classification module 605 is configured to input the electronic document of the personal loan application material into a basic directory classification model, and obtain a classification result of the electronic document of the personal loan application material; wherein the classification result comprises other classes; the basic directory classification model is obtained based on an electronic file classification training sample and corresponding classification label training; the recognition module 606 is configured to perform character recognition on the electronic files in the other classes to obtain a character recognition result of each electronic file in the other classes; the second classification module 607 obtains the classification result of each electronic document in the other classes according to the character recognition result and the classification keyword of each electronic document in the other classes. The sorting module 608 is configured to sort and sort the electronic documents of the personal loan application material based on the classification result of each electronic document, and obtain each classification directory and the electronic documents in each classification directory; the uploading module 609 is configured to upload the classification directories and the electronic files in the classification directories to the loan information system.
Specifically, the first classification module 605 inputs the electronic documents of the personal loan application materials into a basic catalog classification model, which classifies each electronic document of the electronic documents of the personal loan application materials to obtain a classification result of the electronic documents of the personal loan application materials, that is, a classification result of each electronic document. The classification result comprises other classes, and the electronic files of the other classes need to be further classified; for electronic files that are not of other classes, the classification has been completed. The classification result may include an identification card class, a marriage certificate class, a conversation record class, a contract class, other classes, and the like, and is set according to actual needs. The basic catalog classification model is obtained by training based on an electronic file classification training sample and a corresponding classification label, and the classification label is preset.
For the electronic files of other types, the recognition module 606 performs text recognition on the electronic files of other types to obtain a text recognition result of each electronic file in the electronic files of other types.
The second classification module 607 queries whether a classification keyword exists in the text recognition result of each electronic document in the other classes, and if a certain classification keyword exists, the electronic document having the certain classification keyword is used, and the classification result corresponding to the certain classification keyword is used as the classification result of the electronic document. And if any classification keyword cannot be inquired in the character recognition result of the electronic file, continuously classifying the electronic file into other classes. And the RPA robot carries out classified keyword query on the character recognition result of each electronic file in other classes so as to finally determine the classification result of each electronic file. The classification keywords are preset and are set according to actual needs, and the embodiment of the invention is not limited; each classification keyword corresponds to a classification result.
The sorting module 608 may sort and sort the electronic documents of the personal loan application material based on the classification result of each electronic document, and store the electronic documents of the same classification result in the same classification directory, so as to obtain each classification directory and the electronic documents in each classification directory.
After finishing sorting, the upload module 609 may upload the classification directories and the electronic files under the classification directories to the loan information system.
Fig. 9 is a schematic structural diagram of a device for entering personal loan information according to a ninth embodiment of the present invention, and as shown in fig. 9, on the basis of the foregoing embodiments, the device for entering personal loan information according to the embodiment of the present invention further includes a training data obtaining module 610 and a training module 611, where:
the training data obtaining module 610 is configured to obtain the electronic file classification training sample and a corresponding classification label; the training module 611 is configured to train to obtain the basic directory classification model based on the electronic file classification training sample, the corresponding classification label, and the original model.
On the basis of the foregoing embodiments, further, the training data obtaining module 610 is specifically configured to:
and preprocessing the original electronic document of the personal loan application material and unifying the resolution to obtain the electronic document classification training sample.
On the basis of the foregoing embodiments, further, the device for entering personal loan information provided in the embodiment of the present invention further includes a sending module, where:
the sending module is used for acquiring a system input result and sending input completion prompt information; wherein the input finishing prompt information comprises the input result of the system.
The embodiment of the apparatus provided in the embodiment of the present invention may be specifically configured to execute the processing flows of the above method embodiments, and the functions of the apparatus are not described herein again, and refer to the detailed description of the above method embodiments.
Fig. 10 is a schematic physical structure diagram of an electronic device according to a tenth embodiment of the present invention, and as shown in fig. 10, the electronic device may include: a processor (processor)1001, a communication Interface (communication Interface)1002, a memory (memory)1003 and a communication bus 1004, wherein the processor 1001, the communication Interface 1002 and the memory 1003 complete communication with each other through the communication bus 1004. Processor 1001 may call logic instructions in memory 1003 to perform the following method: acquiring an electronic file of personal loan application materials; obtaining information to be input based on the electronic file of the personal loan application material; the information to be input comprises a loan application type; logging in a loan information system, and applying for new loan service based on the loan application type; and carrying out information input and submission on the newly added loan service application page based on the information to be input.
In addition, the logic instructions in the memory 1003 may be implemented in the form of software functional units and may be stored in a computer readable storage medium when the logic instructions are sold or used as independent products. Based on such understanding, the technical solution of the present invention may be embodied in the form of a software product, which is stored in a storage medium and includes instructions for causing a computer device (which may be a personal computer, a server, or a network device) to execute all or part of the steps of the method according to the embodiments of the present invention. And the aforementioned storage medium includes: a U-disk, a removable hard disk, a Read-Only Memory (ROM), a Random Access Memory (RAM), a magnetic disk or an optical disk, and other various media capable of storing program codes.
The present embodiment discloses a computer program product comprising a computer program stored on a non-transitory computer readable storage medium, the computer program comprising program instructions which, when executed by a computer, enable the computer to perform the method provided by the above-mentioned method embodiments, for example, comprising: acquiring an electronic file of personal loan application materials; obtaining information to be input based on the electronic file of the personal loan application material; the information to be input comprises a loan application type; logging in a loan information system, and applying for new loan service based on the loan application type; and carrying out information input and submission on the newly added loan service application page based on the information to be input.
The present embodiment provides a computer-readable storage medium, which stores a computer program, where the computer program causes the computer to execute the method provided by the above method embodiments, for example, the method includes: acquiring an electronic file of personal loan application materials; obtaining information to be input based on the electronic file of the personal loan application material; the information to be input comprises a loan application type; logging in a loan information system, and applying for new loan service based on the loan application type; and carrying out information input and submission on the newly added loan service application page based on the information to be input.
As will be appreciated by one skilled in the art, embodiments of the present invention may be provided as a method, system, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
In the description herein, reference to the description of the terms "one embodiment," "a particular embodiment," "some embodiments," "for example," "an example," "a particular example," or "some examples," etc., means that a particular feature, structure, material, or characteristic described in connection with the embodiment or example is included in at least one embodiment or example of the invention. In this specification, the schematic representations of the terms used above do not necessarily refer to the same embodiment or example. Furthermore, the particular features, structures, materials, or characteristics described may be combined in any suitable manner in any one or more embodiments or examples.
The above-mentioned embodiments are intended to illustrate the objects, technical solutions and advantages of the present invention in further detail, and it should be understood that the above-mentioned embodiments are only exemplary embodiments of the present invention, and are not intended to limit the scope of the present invention, and any modifications, equivalent substitutions, improvements and the like made within the spirit and principle of the present invention should be included in the scope of the present invention.
Claims (11)
1. A method for inputting personal loan information is characterized by comprising the following steps:
acquiring an electronic file of personal loan application materials;
obtaining information to be input based on the electronic file of the personal loan application material; the information to be input comprises a loan application type;
logging in a loan information system, and applying for new loan service based on the loan application type;
and carrying out information input and submission on the newly added loan service application page based on the information to be input.
2. The method of claim 1, wherein obtaining information to be entered based on the electronic file of the personal loan application material comprises:
performing character recognition on the electronic document of the personal loan application material to obtain a character recognition result of the personal loan application material;
and obtaining each field key value pair as information to be input from the character recognition result of the personal loan application material according to preset keywords.
3. The method of claim 2, wherein said text recognition of the electronic document of the personal loan application material comprises:
and carrying out image enhancement processing on the electronic file of the personal loan application material.
4. The method of claim 1, further comprising:
inputting the electronic file of the personal loan application material into a basic directory classification model to obtain a classification result of the electronic file of the personal loan application material; wherein the classification result comprises other classes; the basic directory classification model is obtained based on an electronic file classification training sample and corresponding classification label training;
performing character recognition on the electronic files in the other classes to obtain a character recognition result of each electronic file in the other classes;
obtaining the classification result of each electronic file in the other classes according to the character recognition result and the classification keywords of each electronic file in the other classes;
classifying and sorting the electronic files of the personal loan application materials based on the classification result of each electronic file to obtain each classification catalogue and the electronic files under each classification catalogue;
and uploading each classification directory and the electronic files under each classification directory to the loan information system.
5. The method of claim 4, wherein the step of training the base catalog classification model based on electronic document classification training samples and corresponding classification labels comprises:
acquiring the electronic file classification training sample and a corresponding classification label;
and training to obtain the basic catalog classification model based on the electronic file classification training sample, the corresponding classification label and the original model.
6. The method of claim 5, wherein the obtaining the electronic document classification training sample comprises:
and preprocessing the original electronic document of the personal loan application material and unifying the resolution to obtain the electronic document classification training sample.
7. The method of any of claims 1 to 6, further comprising:
acquiring a system input result and sending input completion prompt information; wherein the input finishing prompt information comprises the input result of the system.
8. An apparatus for inputting personal loan information, comprising:
the acquisition module is used for acquiring an electronic file of the personal loan application material;
the obtaining module is used for obtaining information to be input based on the electronic file of the personal loan application material; the information to be input comprises a loan application type;
the login module is used for logging in the individual loan information system and applying for newly adding loan services based on the loan application type;
and the input module is used for inputting and submitting information in the newly added loan service application page based on the information to be input.
9. The apparatus of claim 8, further comprising:
the first classification module is used for inputting the electronic document of the personal loan application material into a basic directory classification model to obtain a classification result of the electronic document of the personal loan application material; wherein the classification result comprises other classes; the basic directory classification model is obtained based on an electronic file classification training sample and corresponding classification label training;
the recognition module is used for carrying out character recognition on the electronic files in the other classes to obtain a character recognition result of each electronic file in the other classes;
the second classification module is used for obtaining the classification result of each electronic file in other classes according to the character recognition result and the classification keywords of each electronic file in other classes;
the arrangement module is used for classifying and arranging the electronic files of the personal loan application materials based on the classification result of each electronic file to obtain each classification catalogue and the electronic files under each classification catalogue;
and the uploading module is used for uploading the classification directories and the electronic files under the classification directories to the loan information system.
10. An electronic device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, characterized in that the steps of the method of any of claims 1 to 7 are implemented when the computer program is executed by the processor.
11. A computer-readable storage medium, on which a computer program is stored, which, when being executed by a processor, carries out the steps of the method of any one of claims 1 to 7.
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| CN202110743200.6A CN113283984A (en) | 2021-06-30 | 2021-06-30 | Personal loan information input method and device |
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