CN113268347A - Virtual resource allocation method, device, storage medium and electronic device - Google Patents
Virtual resource allocation method, device, storage medium and electronic device Download PDFInfo
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- 238000000034 method Methods 0.000 title claims abstract description 52
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- 230000005540 biological transmission Effects 0.000 description 6
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F9/00—Arrangements for program control, e.g. control units
- G06F9/06—Arrangements for program control, e.g. control units using stored programs, i.e. using an internal store of processing equipment to receive or retain programs
- G06F9/46—Multiprogramming arrangements
- G06F9/50—Allocation of resources, e.g. of the central processing unit [CPU]
- G06F9/5061—Partitioning or combining of resources
- G06F9/5077—Logical partitioning of resources; Management or configuration of virtualized resources
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F9/00—Arrangements for program control, e.g. control units
- G06F9/06—Arrangements for program control, e.g. control units using stored programs, i.e. using an internal store of processing equipment to receive or retain programs
- G06F9/44—Arrangements for executing specific programs
- G06F9/455—Emulation; Interpretation; Software simulation, e.g. virtualisation or emulation of application or operating system execution engines
- G06F9/45533—Hypervisors; Virtual machine monitors
- G06F9/45558—Hypervisor-specific management and integration aspects
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
Abstract
The embodiment of the invention provides a virtual resource allocation method, a virtual resource allocation device, a storage medium and an electronic device, wherein the method comprises the following steps: after the first account is determined to execute the target operation on the first object, acquiring operation information corresponding to the target operation; determining target identification information of a second account for providing the first object based on the operation information, and determining a target resource allocation rule corresponding to the second account based on the target identification information; and sending the target identification information and the target resource allocation rule to a resource settlement system. The method and the device solve the problems of low virtual resource returning speed and low turnover rate caused by unreasonable virtual resource allocation in the related art, and improve the virtual resource returning speed and the turnover rate of the virtual resources.
Description
Technical Field
The embodiment of the invention relates to the field of communication, in particular to a virtual resource allocation method, a virtual resource allocation device, a storage medium and an electronic device.
Background
In the related art, when a user performs online transaction with another party through virtual resources, the user is usually required to extract the virtual resources after a predetermined time after determining that the transaction is completed, so that the virtual resources of the other party are slow to return and have a low turnover rate. The following description takes e-commerce transactions as an example:
each e-commerce platform usually performs merchant payment settlement after the user signs the receipt, so that the money of the merchant can be received only in T +15 days (T user confirms the receipt), and the fund turnover rate of the merchant is greatly influenced.
Therefore, the problems of slow virtual resource returning and low turnover rate caused by unreasonable virtual resource allocation exist in the related art.
In view of the above problems in the related art, no effective solution has been proposed.
Disclosure of Invention
The embodiment of the invention provides a virtual resource allocation method, a virtual resource allocation device, a storage medium and an electronic device, which are used for at least solving the problems of low virtual resource returning speed and low turnover rate caused by unreasonable virtual resource allocation in the related art.
According to an embodiment of the present invention, there is provided a virtual resource allocation method, including: after determining that the first account executes the target operation on the first object, acquiring operation information corresponding to the target operation; determining target identification information of a second account for providing the first object based on the operation information, and determining a target resource allocation rule corresponding to the second account based on the target identification information; sending the target identification information and the target resource allocation rule to a resource settlement system to instruct the resource settlement system to execute the following operations: and determining the allocation details of the target virtual resources corresponding to the target operation according to the target resource allocation rule based on the target identification information, and instructing a resource allocation platform to allocate the target virtual resources to the second account and other accounts associated with the second account based on the allocation details.
According to another embodiment of the present invention, there is also provided a virtual resource allocation method, including: receiving target identification information of a second account and a target resource allocation rule, wherein the target identification information is determined by operation information generated after a first object is executed to complete a target operation on the basis of the first account, the first object is provided by the second account, and the target resource allocation rule is a rule corresponding to the second account and determined on the basis of the target identification information; determining allocation details of target virtual resources corresponding to the target operation according to the target resource allocation rule based on the target identification information; sending the allocation details to a resource allocation platform to instruct the resource allocation platform to allocate the target virtual resource to the second account and other accounts associated with the second account based on the allocation details.
According to another embodiment of the present invention, there is provided a virtual resource allocation apparatus including: the acquisition module is used for acquiring operation information corresponding to a target operation after the first account is determined to execute the target operation on a first object; a first determining module, configured to determine, based on the operation information, target identification information of a second account for providing the first object, and determine, based on the target identification information, a target resource allocation rule corresponding to the second account; a first allocation module, configured to send the target identification information and the target resource allocation rule to a resource settlement system, so as to instruct the resource settlement system to perform the following operations: and determining the allocation details of the target virtual resources corresponding to the target operation according to the target resource allocation rule based on the target identification information, and instructing a resource allocation platform to allocate the target virtual resources to the second account and other accounts associated with the second account based on the allocation details.
According to another embodiment of the present invention, there is also provided a virtual resource allocation apparatus, including: a receiving module, configured to receive target identification information of a second account and a target resource allocation rule, where the target identification information is determined based on operation information generated after a first object performs a target operation on the first object in the first account, the first object is provided by the second account, and the target resource allocation rule is a rule corresponding to the second account and determined based on the target identification information; a second determining module, configured to determine, based on the target identification information and according to the target resource allocation rule, an allocation detail of a target virtual resource corresponding to the target operation; and the second allocation module is used for sending the allocation details to a resource allocation platform so as to instruct the resource allocation platform to allocate the target virtual resource to the second account and other accounts associated with the second account based on the allocation details.
According to yet another embodiment of the invention, there is also provided a computer-readable storage medium having a computer program stored therein, wherein the computer program, when executed by a processor, implements the steps of the method as set forth in any of the above.
According to yet another embodiment of the present invention, there is also provided an electronic device, including a memory in which a computer program is stored and a processor configured to execute the computer program to perform the steps in any of the above method embodiments.
According to the method and the device, after the first account executes the target operation on the first object, the operation information corresponding to the target operation is obtained, the target identification information of the second account for providing the first object is determined according to the operation information, the target resource distribution rule corresponding to the second account is determined according to the target identification information, the target resource distribution rule and the target identification information are sent to the resource settlement system, the resource settlement system is instructed to determine the distribution details of the target virtual resource corresponding to the target operation according to the target identification information and the target resource distribution rule, the distribution details are sent to the resource distribution platform, and the resource distribution platform is instructed to distribute the target virtual resource to the second account and other accounts related to the second account according to the distribution details. After the first object is executed and the target operation is completed by the first account, the target resource allocation rule can be determined, so that the problems of low virtual resource returning speed and low turnover rate caused by unreasonable virtual resource allocation in the related technology can be solved, and the virtual resource returning speed and the virtual resource turnover rate are improved.
Drawings
Fig. 1 is a block diagram of a hardware structure of a mobile terminal of a virtual resource allocation method according to an embodiment of the present invention;
FIG. 2 is a first flowchart of a virtual resource allocation method according to an embodiment of the present invention;
FIG. 3 is a flowchart of determining a target resource allocation rule corresponding to a second account based on target identification information according to an exemplary embodiment of the present invention;
FIG. 4 is a flowchart of a virtual resource allocation method according to an exemplary embodiment of the present invention;
FIG. 5 is a flowchart II of a virtual resource allocation method according to an embodiment of the present invention;
FIG. 6 is a flowchart illustrating the details of determining the allocation of target virtual resources corresponding to a target operation according to target resource allocation rules, according to an illustrative embodiment of the present invention;
fig. 7 is a flowchart of a virtual resource allocation method according to an exemplary embodiment of the present invention;
FIG. 8 is a flow chart of a virtual resource allocation method according to an embodiment of the invention;
FIG. 9 is a block diagram of a virtual resource allocation apparatus according to an embodiment of the present invention;
fig. 10 is a block diagram of a virtual resource allocation apparatus according to an embodiment of the present invention.
Detailed Description
Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings in conjunction with the embodiments.
It should be noted that the terms "first," "second," and the like in the description and claims of the present invention and in the drawings described above are used for distinguishing between similar elements and not necessarily for describing a particular sequential or chronological order.
The method embodiments provided in the embodiments of the present application may be executed in a mobile terminal, a computer terminal, or a similar computing device. Taking an example of the method running on a mobile terminal, fig. 1 is a block diagram of a hardware structure of the mobile terminal of the virtual resource allocation method according to the embodiment of the present invention. As shown in fig. 1, the mobile terminal may include one or more (only one shown in fig. 1) processors 102 (the processor 102 may include, but is not limited to, a processing device such as a microprocessor MCU or a programmable logic device FPGA), and a memory 104 for storing data, wherein the mobile terminal may further include a transmission device 106 for communication functions and an input-output device 108. It will be understood by those skilled in the art that the structure shown in fig. 1 is only an illustration, and does not limit the structure of the mobile terminal. For example, the mobile terminal may also include more or fewer components than shown in FIG. 1, or have a different configuration than shown in FIG. 1.
The memory 104 may be used to store computer programs, for example, software programs and modules of application software, such as computer programs corresponding to the virtual resource allocation method in the embodiment of the present invention, and the processor 102 executes various functional applications and data processing by running the computer programs stored in the memory 104, so as to implement the method described above. The memory 104 may include high speed random access memory, and may also include non-volatile memory, such as one or more magnetic storage devices, flash memory, or other non-volatile solid-state memory. In some examples, the memory 104 may further include memory located remotely from the processor 102, which may be connected to the mobile terminal over a network. Examples of such networks include, but are not limited to, the internet, intranets, local area networks, mobile communication networks, and combinations thereof.
The transmission device 106 is used to receive or transmit data via a network. Specific examples of the network described above may include a wireless network provided by a communication provider of the mobile terminal. In one example, the transmission device 106 includes a Network adapter (NIC) that can be connected to other Network devices through a base station to communicate with the internet. In one example, the transmission device 106 may be a Radio Frequency (RF) module, which is used to communicate with the internet in a wireless manner.
In this embodiment, a virtual resource allocation method is provided, and fig. 2 is a first flowchart of the virtual resource allocation method according to the embodiment of the present invention, as shown in fig. 2, the process includes the following steps:
step S202, after determining that the first account executes the target operation on the first object, acquiring operation information corresponding to the target operation;
step S204, determining target identification information of a second account for providing the first object based on the operation information, and determining a target resource allocation rule corresponding to the second account based on the target identification information;
step S206, sending the target identification information and the target resource allocation rule to a resource settlement system, so as to instruct the resource settlement system to perform the following operations: and determining the allocation details of the target virtual resources corresponding to the target operation according to the target resource allocation rule based on the target identification information, and instructing a resource allocation platform to allocate the target virtual resources to the second account and other accounts associated with the second account based on the allocation details.
In the above embodiments, the target virtual resource may be digital currency, virtual currency. The first account number, the second account number may be an account number registered on the transaction platform. The second account number may be information of the first object published on the trading platform. The user of the first account number can log in the trading platform through the first account number and browse the first object in the trading platform. When the user of the first account needs to exchange the first object through the virtual resource, a target operation may be performed through the first account, where the target operation may be an operation of confirming the exchange. When the exchange is confirmed, the first account needs to submit the target virtual resource through the transaction platform, after the exchange is confirmed, namely after the target operation is completed, the transaction platform can determine the target identification information of the second account according to the operation information corresponding to the target operation, and determine the resource allocation rule of the second account according to the target identification information. Because the resource allocation can be triggered after the exchange is confirmed, the target virtual resource is allocated according to the resource allocation rule, and the resource allocation operation does not need to be triggered after the transaction is determined to be completed and the preset time, the virtual resource returning speed and the virtual resource turnover rate are improved.
In the above embodiment, the transaction platform may include a transaction front end and a database, where a user of the first account may perform a target operation at the transaction front end, and after the front end performs the target operation, a provider of the first object, that is, a second account, and a resource allocation rule corresponding to the provider may be determined in the database. The resource allocation rule includes the platform resource corresponding to the second account, the commission of the first object, the logistics resource and other proportions. Other accounts associated with the second account may include platform accounts, commission accounts, logistics accounts, and the like. The resource allocation platform may be a bank or the like.
Optionally, the executing subject of the above steps may be a trading platform.
According to the method and the device, after the first account executes the target operation on the first object, the operation information corresponding to the target operation is obtained, the target identification information of the second account for providing the first object is determined according to the operation information, the target resource distribution rule corresponding to the second account is determined according to the target identification information, the target resource distribution rule and the target identification information are sent to the resource settlement system, the resource settlement system is instructed to determine the distribution details of the target virtual resource corresponding to the target operation according to the target identification information and the target resource distribution rule, the distribution details are sent to the resource distribution platform, and the resource distribution platform is instructed to distribute the target virtual resource to the second account and other accounts related to the second account according to the distribution details. After the first object is executed and the target operation is completed by the first account, the target resource allocation rule can be determined, so that the problems of low virtual resource returning speed and low turnover rate caused by unreasonable virtual resource allocation in the related technology can be solved, and the virtual resource returning speed and the virtual resource turnover rate are improved.
In an exemplary embodiment, a flowchart for determining the target resource allocation rule corresponding to the second account based on the target identification information may refer to fig. 3, as shown in fig. 3, where the flowchart includes:
step S302, acquiring a corresponding relation between pre-configured identification information and a resource allocation rule;
step S304, determining a resource allocation rule corresponding to the target identification information based on the corresponding relation;
step S306, determining the resource allocation rule corresponding to the target identification information as the target resource allocation rule corresponding to the second account.
In the above embodiment, when the account number is registered in the trading platform, the account number may be agreed with the trading platform to determine the resource allocation rule. The database of the trading platform can store the corresponding relation between the identification information of a plurality of accounts and the resource allocation rule. When the target resource allocation rule is determined, the target resource allocation rule can be determined according to the target identification information.
In the above embodiment, the transaction platform may determine a plurality of allocation rules in advance, where different allocation rules correspond to different types of account numbers, and the account numbers may be determined according to types of objects provided by the account numbers when the account numbers are registered. When the target resource allocation rule of the second account is determined, the type of the second account is determined according to the target identification information, and the target resource allocation rule corresponding to the type of the second account can be determined. It should be noted that the type of the account may be determined by the type of the object provided by the account, or may be determined according to the registration information of the account.
In the above embodiment, when the transaction platform is an e-commerce platform and the second account is a merchant account, the user can invoke the target resource allocation rule in the database after placing an order on the transaction platform for payment. The database stores platform fees and commission proportions of goods of specified merchants. When a user places an order, the corresponding merchant and the corresponding platform fee can be searched from the database, and meanwhile, the commission ratio of the commodity, namely the resource allocation rule, can also be searched. And then the resource allocation rule is sent to a resource settlement system, and the resource settlement system can calculate the commission amount of the order and the platform fee amount. The e-commerce platform sends an instruction to a settlement intermediate station (corresponding to the resource settlement system) according to the returned strategy, wherein the instruction comprises a bill number, commodity information, unit price, quantity, commission amount, platform fee amount, total price amount and a corresponding merchant number to be settled. The resource settlement system may divide the merchant system into: a guarantee account, a cash account, a commission account, a platform fee account, etc. The settlement center receives the instruction and then carries out clearing, divides the amount of money paid by the user into an instruction of a guarantee deposit account (fixed amount), a payment account, a commission account and a platform fee account and sends the instruction to a bank; after receiving the instruction, the bank transfers the actual amount of money to a designated account deposit account (fixed amount of money), a payment account, a commission account and a platform fee account.
In an exemplary embodiment, a flowchart of a virtual resource allocation method can be seen in fig. 4, as shown in fig. 4, the method includes, in addition to the steps shown in fig. 2:
step S402, receiving the allocation result of the target virtual resource sent by the resource settlement system;
step S404, updating the account information of the second account to indicate the second account to extract the target virtual resource when the allocation result indicates that the target virtual resource is successfully allocated.
In the above embodiment, after the target identification information and the target resource allocation rule are sent to the resource settlement system, the resource settlement system may determine a resource allocation detail according to the target resource allocation rule, and send the resource allocation detail to the resource allocation platform, the resource allocation platform allocates the target virtual resource according to the allocation detail, and sends an allocation result to the resource settlement system, the resource settlement system may send the allocation result to the transaction platform, and the transaction platform may update the account information of the second account number when it is determined that the target virtual resource is successfully allocated, so that the user of the second account number can extract the target virtual resource.
In the above embodiment, when the transaction platform is an e-commerce platform and the second account is a merchant account, the account center in the resource settlement system receives a successful settlement message of the payment of the settlement center, and then the payment account of the merchant is reduced, so that the merchant can add the account to the account. And according to the success message returned by the bank, the settlement center returns the settlement result of the goods money of the merchant to the transaction platform. The merchant can check the state of the payment and can manually cash up through the APP foreground.
Fig. 5 is a second flowchart of a virtual resource allocation method according to an embodiment of the present invention, and as shown in fig. 5, the process includes the following steps:
step S502, receiving target identification information of a second account and a target resource allocation rule, wherein the target identification information is determined by operation information generated after a first object is executed to complete a target operation on the basis of a first account, the first object is provided by the second account, and the target resource allocation rule is a rule corresponding to the second account and determined on the basis of the target identification information;
step S504, determining the allocation details of the target virtual resources corresponding to the target operation according to the target resource allocation rule based on the target identification information;
step S506, sending the allocation details to a resource allocation platform, so as to instruct the resource allocation platform to allocate the target virtual resource to the second account and other accounts associated with the second account based on the allocation details.
In the above embodiments, the target virtual resource may be digital currency, virtual currency. The first account number, the second account number may be an account number registered on the transaction platform. The second account number may be information of the first object published on the trading platform. The user of the first account number can log in the trading platform through the first account number and browse the first object in the trading platform. When the user of the first account needs to exchange the first object through the virtual resource, a target operation may be performed through the first account, where the target operation may be an operation of confirming the exchange. When the exchange is confirmed, the first account needs to submit the target virtual resource through the transaction platform, after the exchange is confirmed, namely after the target operation is completed, the transaction platform can determine the target identification information of the second account according to the operation information corresponding to the target operation, and determine the resource allocation rule of the second account according to the target identification information. Because the resource allocation can be triggered after the exchange is confirmed, the target virtual resource is allocated according to the resource allocation rule, and the resource allocation operation does not need to be triggered after the transaction is determined to be completed and the preset time, the virtual resource returning speed and the virtual resource turnover rate are improved.
In the above embodiment, the transaction platform may include a transaction front end and a database, where a user of the first account may perform a target operation at the transaction front end, and after the front end performs the target operation, a provider of the first object, that is, a second account, and a resource allocation rule corresponding to the provider may be determined in the database. The resource allocation rule includes the platform resource corresponding to the second account, the commission of the first object, the logistics resource and other proportions. Other accounts associated with the second account may include platform accounts, commission accounts, logistics accounts, and the like. The resource allocation platform may be a bank or the like.
Optionally, the executing subject of the above steps may be a resource settlement system.
According to the method and the device, after the first account executes the target operation on the first object, the operation information corresponding to the target operation is obtained, the target identification information of the second account for providing the first object is determined according to the operation information, the target resource distribution rule corresponding to the second account is determined according to the target identification information, the target resource distribution rule and the target identification information are sent to the resource settlement system, the resource settlement system is instructed to determine the distribution details of the target virtual resource corresponding to the target operation according to the target identification information and the target resource distribution rule, the distribution details are sent to the resource distribution platform, and the resource distribution platform is instructed to distribute the target virtual resource to the second account and other accounts related to the second account according to the distribution details. After the first object is executed and the target operation is completed by the first account, the target resource allocation rule can be determined, so that the problems of low virtual resource returning speed and low turnover rate caused by unreasonable virtual resource allocation in the related technology can be solved, and the virtual resource returning speed and the virtual resource turnover rate are improved.
In an exemplary embodiment, a detailed flowchart for determining allocation details of a target virtual resource corresponding to the target operation according to the target resource allocation rule may refer to fig. 6, as shown in fig. 6, where the flowchart includes:
step S602, determining a proportional relationship between each virtual resource corresponding to the second account and the target virtual resource based on the target resource allocation rule;
step S604, determining the allocation details based on the proportional relationship.
In the above embodiment, when the account number is registered in the trading platform, the account number may be agreed with the trading platform to determine the resource allocation rule. The database of the trading platform can store the corresponding relation between the identification information of a plurality of accounts and the resource allocation rule. When the target resource allocation rule is determined, the target resource allocation rule can be determined according to the target identification information.
In the above embodiment, the transaction platform may determine a plurality of allocation rules in advance, where different allocation rules correspond to different types of account numbers, and the account numbers may be determined according to types of objects provided by the account numbers when the account numbers are registered. When the target resource allocation rule of the second account is determined, the type of the second account is determined according to the target identification information, and the target resource allocation rule corresponding to the type of the second account can be determined. It should be noted that the type of the account may be determined by the type of the object provided by the account, or may be determined according to the registration information of the account.
In the above embodiment, when the transaction platform is an e-commerce platform and the second account is a merchant account, the user can invoke the target resource allocation rule in the database after placing an order on the transaction platform for payment. The database stores platform fees and commission proportions of goods of specified merchants. When a user places an order, the corresponding merchant and the corresponding platform fee can be searched from the database, and meanwhile, the commission ratio of the commodity, namely the resource allocation rule, can also be searched. And then the resource allocation rule is sent to a resource settlement system, and the resource settlement system can calculate the commission amount of the order and the platform fee amount. The e-commerce platform sends an instruction to a settlement intermediate station (corresponding to the resource settlement system) according to the returned strategy, wherein the instruction comprises a bill number, commodity information, unit price, quantity, commission amount, platform fee amount, total price amount and a corresponding merchant number to be settled. The resource settlement system may divide the merchant system into: a guarantee account, a cash account, a commission account, a platform fee account, etc. The settlement center receives the instruction and then carries out clearing, divides the amount of money paid by the user into an instruction of a guarantee deposit account (fixed amount), a payment account, a commission account and a platform fee account and sends the instruction to a bank; after receiving the instruction, the bank transfers the actual amount of money to a designated account deposit account (fixed amount of money), a payment account, a commission account and a platform fee account.
In an exemplary embodiment, a flow chart of a virtual resource allocation method may refer to fig. 7, as shown in fig. 7, the method includes, in addition to the steps shown in fig. 5:
step S702, receiving the allocation result of the target virtual resource sent by the resource allocation platform;
step S704, updating the account information of the second account if the allocation result indicates that the allocation of the target virtual resource is successful.
In the above embodiment, after the transaction platform sends the target identification information and the target resource allocation rule to the resource settlement system, the resource settlement system may determine a resource allocation detail according to the target resource allocation rule, and send the resource allocation detail to the resource allocation platform, the resource allocation platform allocates the target virtual resource according to the allocation detail, and sends an allocation result to the resource settlement system, the resource settlement system may send the allocation result to the transaction platform, the transaction platform may update the account information of the second account number when it is determined that the target virtual resource is successfully allocated, and a user of the second account number may extract the target virtual resource.
In the above embodiment, when the transaction platform is an e-commerce platform and the second account is a merchant account, the account center in the resource settlement system receives a successful settlement message of the payment of the settlement center, and then the payment account of the merchant is reduced, so that the merchant can add the account to the account. And according to the success message returned by the bank, the settlement center returns the settlement result of the goods money of the merchant to the transaction platform. The merchant can check the state of the payment and can manually cash up through the APP foreground.
The following describes a virtual resource allocation method with reference to a specific embodiment:
fig. 8 is a flowchart of a virtual resource allocation method according to an embodiment of the present invention, and as shown in fig. 8, the flowchart includes:
and step S802, the user places an order for payment in the wisdom family APP.
And step S804, the strategy of D +1 is that platform fees and commission proportions of commodities of the appointed merchants are stored in the database. When the user places an order, the corresponding merchant and the corresponding platform fee are searched from the database, and the commission proportion of the commodity can be searched. And the intelligent APP initiates an instruction to the settlement central station according to the returned strategy, wherein the instruction comprises a bill number, commodity information, unit price, quantity, commission amount, platform fee amount, total price amount and a corresponding merchant number to be settled.
Step S806, the merchant system of the settlement system is divided into: a guarantee account, a cash account, a commission account, a platform fee account. The settlement center receives the instruction and then carries out clearing, divides the amount of money paid by the user into an instruction of a guarantee account (fixed amount of money), a payment account, a commission account and a platform fee account and sends the instruction to the bank.
Step S808, after receiving the instruction, the bank transfers the actual amount of money to a designated account deposit account (fixed amount of money), a payment account, a commission account and a platform fee account.
Step S810, after the account center in the settlement system receives the successful settlement information of the payment of the settlement center, the payment account of the merchant is deducted, and the merchant can withdraw the account and add the account.
Step S812, settlement data storage.
Step S814, based on the success message returned by the worker, the settlement center returns the settlement result of the goods payment of the merchant to the wisdom owner.
And step S816, the merchant can check the payment state through the APP foreground and can manually cash up the payment.
Through the above description of the embodiments, those skilled in the art can clearly understand that the method according to the above embodiments can be implemented by software plus a necessary general hardware platform, and certainly can also be implemented by hardware, but the former is a better implementation mode in many cases. Based on such understanding, the technical solutions of the present invention may be embodied in the form of a software product, which is stored in a storage medium (e.g., ROM/RAM, magnetic disk, optical disk) and includes instructions for enabling a terminal device (e.g., a mobile phone, a computer, a server, or a network device) to execute the method according to the embodiments of the present invention.
In this embodiment, a virtual resource allocation apparatus is further provided, and the apparatus is used to implement the foregoing embodiments and preferred embodiments, and details of which have been already described are omitted. As used below, the term "module" may be a combination of software and/or hardware that implements a predetermined function. Although the means described in the embodiments below are preferably implemented in software, an implementation in hardware, or a combination of software and hardware is also possible and contemplated.
Fig. 9 is a block diagram of a virtual resource allocation apparatus according to an embodiment of the present invention, as shown in fig. 9, the apparatus includes:
the obtaining module 92 is configured to obtain operation information corresponding to a target operation after it is determined that the target operation is completed on a first object by a first account;
a first determining module 94, configured to determine, based on the operation information, target identification information of a second account for providing the first object, and determine, based on the target identification information, a target resource allocation rule corresponding to the second account;
a first allocation module 96, configured to send the target identification information and the target resource allocation rule to a resource settlement system, so as to instruct the resource settlement system to perform the following operations: and determining the allocation details of the target virtual resources corresponding to the target operation according to the target resource allocation rule based on the target identification information, and instructing a resource allocation platform to allocate the target virtual resources to the second account and other accounts associated with the second account based on the allocation details.
In an exemplary embodiment, the first determining module 94 may determine the target resource allocation rule corresponding to the second account based on the target identification information by: acquiring a corresponding relation between pre-configured identification information and a resource allocation rule; determining a resource allocation rule corresponding to the target identification information based on the corresponding relation; and determining a resource allocation rule corresponding to the target identification information as a target resource allocation rule corresponding to the second account.
In an exemplary embodiment, the apparatus may be configured to receive an allocation result of the target virtual resource sent by a resource settlement system after sending the target identification information and the target resource allocation rule to the resource settlement system; and under the condition that the allocation result indicates that the target virtual resources are successfully allocated, updating account information of the second account to indicate the second account to extract the target virtual resources.
Fig. 10 is a block diagram of a virtual resource allocation apparatus according to an embodiment of the present invention, and as shown in fig. 10, the apparatus includes:
a receiving module 1002, configured to receive target identification information of a second account and a target resource allocation rule, where the target identification information is determined based on operation information generated after a first object performs a target operation on the first object in the first account, the first object is provided by the second account, and the target resource allocation rule is a rule corresponding to the second account and determined based on the target identification information;
a second determining module 1004, configured to determine, according to the target resource allocation rule, allocation details of a target virtual resource corresponding to the target operation based on the target identification information;
a second allocating module 1006, configured to send the allocation details to a resource allocation platform, so as to instruct the resource allocation platform to allocate the target virtual resource to the second account and other accounts associated with the second account based on the allocation details.
In an exemplary embodiment, the determining module 1004 may determine the allocation details of the target virtual resource corresponding to the target operation according to the target resource allocation rule by: determining the proportional relation between each item of virtual resource corresponding to the second account and the target virtual resource based on the target resource allocation rule; determining the allocation details based on the proportional relationship.
In an exemplary embodiment, the apparatus may be configured to receive an allocation result of the target virtual resource sent by a resource allocation platform after sending the allocation details to the resource allocation platform; and updating the account information of the second account under the condition that the allocation result indicates that the target virtual resource is successfully allocated.
It should be noted that, the above modules may be implemented by software or hardware, and for the latter, the following may be implemented, but not limited to: the modules are all positioned in the same processor; alternatively, the modules are respectively located in different processors in any combination.
Embodiments of the present invention also provide a computer-readable storage medium having a computer program stored thereon, wherein the computer program, when executed by a processor, implements the steps of the method as set forth in any of the above.
In an exemplary embodiment, the computer-readable storage medium may include, but is not limited to: various media capable of storing computer programs, such as a usb disk, a Read-Only Memory (ROM), a Random Access Memory (RAM), a removable hard disk, a magnetic disk, or an optical disk.
Embodiments of the present invention also provide an electronic device comprising a memory having a computer program stored therein and a processor arranged to run the computer program to perform the steps of any of the above method embodiments.
In an exemplary embodiment, the electronic apparatus may further include a transmission device and an input/output device, wherein the transmission device is connected to the processor, and the input/output device is connected to the processor.
For specific examples in this embodiment, reference may be made to the examples described in the above embodiments and exemplary embodiments, and details of this embodiment are not repeated herein.
It will be apparent to those skilled in the art that the various modules or steps of the invention described above may be implemented using a general purpose computing device, they may be centralized on a single computing device or distributed across a network of computing devices, and they may be implemented using program code executable by the computing devices, such that they may be stored in a memory device and executed by the computing device, and in some cases, the steps shown or described may be performed in an order different than that described herein, or they may be separately fabricated into various integrated circuit modules, or multiple ones of them may be fabricated into a single integrated circuit module. Thus, the present invention is not limited to any specific combination of hardware and software.
The above description is only a preferred embodiment of the present invention and is not intended to limit the present invention, and various modifications and changes may be made by those skilled in the art. Any modification, equivalent replacement, or improvement made within the principle of the present invention should be included in the protection scope of the present invention.
Claims (10)
1. A method for allocating virtual resources, comprising:
after determining that the first account executes the target operation on the first object, acquiring operation information corresponding to the target operation;
determining target identification information of a second account for providing the first object based on the operation information, and determining a target resource allocation rule corresponding to the second account based on the target identification information;
sending the target identification information and the target resource allocation rule to a resource settlement system to instruct the resource settlement system to execute the following operations: and determining the allocation details of the target virtual resources corresponding to the target operation according to the target resource allocation rule based on the target identification information, and instructing a resource allocation platform to allocate the target virtual resources to the second account and other accounts associated with the second account based on the allocation details.
2. The method of claim 1, wherein determining the target resource allocation rule corresponding to the second account based on the target identification information comprises:
acquiring a corresponding relation between pre-configured identification information and a resource allocation rule;
determining a resource allocation rule corresponding to the target identification information based on the corresponding relation;
and determining a resource allocation rule corresponding to the target identification information as a target resource allocation rule corresponding to the second account.
3. The method of claim 1, wherein after sending the target identification information and the target resource allocation rule to a resource accounting system, the method further comprises:
receiving the allocation result of the target virtual resource sent by the resource settlement system;
and under the condition that the allocation result indicates that the target virtual resources are successfully allocated, updating account information of the second account to indicate the second account to extract the target virtual resources.
4. A method for allocating virtual resources, comprising:
receiving target identification information of a second account and a target resource allocation rule, wherein the target identification information is determined by operation information generated after a first object is executed to complete a target operation on the basis of the first account, the first object is provided by the second account, and the target resource allocation rule is a rule corresponding to the second account and determined on the basis of the target identification information;
determining allocation details of target virtual resources corresponding to the target operation according to the target resource allocation rule based on the target identification information;
sending the allocation details to a resource allocation platform to instruct the resource allocation platform to allocate the target virtual resource to the second account and other accounts associated with the second account based on the allocation details.
5. The method of claim 4, wherein determining allocation details of the target virtual resource corresponding to the target operation according to the target resource allocation rule comprises:
determining the proportional relation between each item of virtual resource corresponding to the second account and the target virtual resource based on the target resource allocation rule;
determining the allocation details based on the proportional relationship.
6. The method of claim 4, wherein after sending the allocation details to a resource allocation platform, the method further comprises:
receiving the allocation result of the target virtual resource sent by the resource allocation platform;
and updating the account information of the second account under the condition that the allocation result indicates that the target virtual resource is successfully allocated.
7. A virtual resource allocation apparatus, comprising:
the acquisition module is used for acquiring operation information corresponding to a target operation after the first account is determined to execute the target operation on a first object;
a first determining module, configured to determine, based on the operation information, target identification information of a second account for providing the first object, and determine, based on the target identification information, a target resource allocation rule corresponding to the second account;
a first allocation module, configured to send the target identification information and the target resource allocation rule to a resource settlement system, so as to instruct the resource settlement system to perform the following operations: and determining the allocation details of the target virtual resources corresponding to the target operation according to the target resource allocation rule based on the target identification information, and instructing a resource allocation platform to allocate the target virtual resources to the second account and other accounts associated with the second account based on the allocation details.
8. A virtual resource allocation apparatus, comprising:
a receiving module, configured to receive target identification information of a second account and a target resource allocation rule, where the target identification information is determined based on operation information generated after a first object performs a target operation on the first object in the first account, the first object is provided by the second account, and the target resource allocation rule is a rule corresponding to the second account and determined based on the target identification information;
a second determining module, configured to determine, based on the target identification information and according to the target resource allocation rule, an allocation detail of a target virtual resource corresponding to the target operation;
and the second allocation module is used for sending the allocation details to a resource allocation platform so as to instruct the resource allocation platform to allocate the target virtual resource to the second account and other accounts associated with the second account based on the allocation details.
9. A computer-readable storage medium, in which a computer program is stored which, when being executed by a processor, carries out the steps of the method of any one of claims 1 to 3 or carries out the steps of the method of any one of claims 4 to 6.
10. An electronic device comprising a memory and a processor, wherein the memory has stored therein a computer program, and wherein the processor is arranged to execute the computer program to perform the method of any of claims 1 to 3, or to perform the method of any of claims 4 to 6.
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