CN113222717A - Fund substitute management service method and system based on block chain and 5G message - Google Patents
Fund substitute management service method and system based on block chain and 5G message Download PDFInfo
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Abstract
The invention discloses a fund substituted management service method and a system based on a block chain and 5G messages, which relate to the field of block chain and mobile interconnection, and the system comprises the following steps: the personal client side: individual customers send 5G messages, connecting to the carrier 5G system. An enterprise client: the enterprise client sends a 5G message to connect with the carrier 5G system. Operator 5G system: and 5G messages sent by the personal/enterprise users are analyzed, decoded and recoded. And sending the data to a bank server by using a remote calling protocol to connect the block chain. A bank server: and processing the personal/enterprise transaction instructions, performing core business logic calculation related to fund supervision, and connecting the core business logic calculation with an operator server and a block chain. Block chains: and storing the fund escrow transaction information. The invention can solve the problems of downloading related applications and registering users through 5G messages and the problem of storing order information in a traditional database through a block chain.
Description
Technical Field
The invention relates to the technical field of block chains and mobile interconnection, in particular to a fund management service method and system based on block chains and 5G messages.
Background
This section is intended to provide a background or context to the embodiments of the invention that are recited in the claims. The description herein is not admitted to be prior art by inclusion in this section.
The fund escrow in the prior art has the following problems:
1. the prior art depends on mobile phone application, and is inconvenient in most cases. Customers (including individual users and enterprise users) must download the relevant applications and register users to use the relevant services.
2. In the prior art, order information is stored in a traditional database, so that risks of data loss and illegal data tampering exist.
Disclosure of Invention
The embodiment of the invention also provides a fund management service system based on the block chain and the 5G message, which is used for solving the problems that related applications need to be downloaded and registered users can only use related services, order information is stored in a traditional database, and the risks of data loss and illegal data tampering exist in the prior art, and the system comprises: the system comprises a personal client, an enterprise client, an operator 5G system, a bank server and a block chain;
the personal client is used for: sending the fund escrow service order application to an operator 5G system in a 5G message form, wherein the fund escrow service order application comprises personal information;
the operator 5G system is used to: analyzing the fund escrow service order application to obtain personal information, verifying the personal information, if the verification is passed, storing the personal information into a block chain to indicate that the operator passes the verification, and returning the verification result to the personal client; sending the fund escrow service order application to a bank server;
the bank server is used for: checking the personal information in the fund escrow service order application, and if the checking is passed, recording the fund escrow service order application into a block chain, wherein the order state is that the individual has applied; sending the operation information of the individual customer needing enterprise confirmation to an operator 5G system;
the carrier 5G system is also used to: sending the personal client operation information needing enterprise confirmation to an enterprise client in a 5G message form;
the enterprise client is used for: after clicking and confirming based on the operation information of the individual client needing enterprise confirmation, sending a confirmation message to an operator 5G system in a 5G message form;
the carrier 5G system is also used to: analyzing the confirmation message to obtain enterprise qualification information, verifying the enterprise qualification information, and sending the confirmation message to a bank server if the verification is passed;
the bank server is further configured to: verifying the enterprise qualification information in the confirmation message, and if the verification is passed, changing the order state into that the enterprise has confirmed; performing corresponding processing according to the fund escrow service order application, and returning a transaction processing result to an operator 5G system;
the carrier 5G system is also used to: and returning the transaction processing result to the personal client in a 5G message form.
The embodiment of the invention provides a fund management service method based on a block chain and 5G messages, which is used for solving the problems that related applications need to be downloaded and registered users can only use related services, order information is stored in a traditional database, and the risks of data loss and illegal data tampering exist, and comprises the following steps:
the method comprises the steps that a personal client sends a fund escrow service order application to an operator 5G system in a 5G message form, wherein the fund escrow service order application comprises personal information;
the operator 5G system analyzes the fund escrow service order application to obtain personal information, verifies the personal information, if the verification is passed, stores the personal information into the block chain to indicate that the operator passes the verification, and returns the verification result to the personal client; sending the fund escrow service order application to a bank server;
the bank server checks the personal information in the fund escrow service order application, if the check is passed, the fund escrow service order application is recorded into a block chain, and the order state is that the individual has applied; sending the operation information of the individual customer needing enterprise confirmation to an operator 5G system;
the operator 5G system sends the personal client operation information needing enterprise confirmation to the enterprise client in a 5G message form;
after the enterprise client clicks and confirms based on the operation information of the individual client needing enterprise confirmation, the enterprise client sends a confirmation message to an operator 5G system in a 5G message form;
the operator 5G system analyzes the confirmation message to obtain enterprise qualification information, verifies the enterprise qualification information, and sends the confirmation message to a bank server if the verification is passed;
the bank server checks the enterprise qualification information in the confirmation message, and if the checking is passed, the order state is changed to be confirmed by the enterprise; performing corresponding processing according to the fund escrow service order application, and returning a transaction processing result to an operator 5G system;
the operator 5G system returns the transaction processing results to the individual client in the form of a 5G message.
The embodiment of the invention also provides computer equipment which comprises a memory, a processor and a computer program which is stored on the memory and can run on the processor, wherein the processor executes the computer program to realize the fund management service method based on the block chain and the 5G message.
An embodiment of the present invention further provides a computer-readable storage medium, on which a computer program is stored, where the computer program, when executed by a processor, implements the steps of the above-mentioned fund escrow service method based on blockchain and 5G messages.
In the embodiment of the invention, compared with the technical scheme that related applications need to be downloaded and registered users can use related services and order information is stored in a traditional database in the prior art, a fund escrow service order application is sent to an operator 5G system in a 5G message form through a personal client, wherein the fund escrow service order application comprises personal information; the operator 5G system analyzes the fund escrow service order application to obtain personal information, verifies the personal information, if the verification is passed, stores the personal information into the block chain to indicate that the operator passes the verification, and returns the verification result to the personal client; sending the fund escrow service order application to a bank server; the bank server checks the personal information in the fund escrow service order application, if the check is passed, the fund escrow service order application is recorded into a block chain, and the order state is that the individual has applied; sending the operation information of the individual customer needing enterprise confirmation to an operator 5G system; the operator 5G system sends the personal client operation information needing enterprise confirmation to the enterprise client in a 5G message form; after the enterprise client clicks and confirms based on the operation information of the individual client needing enterprise confirmation, the enterprise client sends a confirmation message to an operator 5G system in a 5G message form; the operator 5G system analyzes the confirmation message to obtain enterprise qualification information, verifies the enterprise qualification information, and sends the confirmation message to a bank server if the verification is passed; the bank server checks the enterprise qualification information in the confirmation message, and if the checking is passed, the order state is changed to be confirmed by the enterprise; performing corresponding processing according to the fund escrow service order application, and returning a transaction processing result to an operator 5G system; the operator 5G system returns the transaction processing results to the individual client in the form of a 5G message. The problem that related applications need to be downloaded and users need to be registered can be solved through 5G messages, the problem that order information is stored in a traditional database is solved through a block chain, and a customer can use fund escrow service provided by a bank without downloading a client, and meanwhile, safety and reliability are guaranteed.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the drawings without creative efforts. In the drawings:
FIG. 1 is a block diagram of a fund proxy service system according to an embodiment of the present invention;
FIG. 2 is a first flowchart of a fund proxy service method based on blockchains and 5G messages according to an embodiment of the present invention;
FIG. 3 is a flow chart of a fund proxy service method based on blockchains and 5G messages according to an embodiment of the present invention;
FIG. 4 is a flowchart of the fund proxy service method based on blockchain and 5G message in the embodiment of the present invention;
fig. 5 is an overall structural diagram of a computer device in the embodiment of the present invention.
Detailed Description
In order to make the objects, technical solutions and advantages of the embodiments of the present invention more apparent, the embodiments of the present invention are further described in detail below with reference to the accompanying drawings. The exemplary embodiments and descriptions of the present invention are provided to explain the present invention, but not to limit the present invention.
Interpretation of terms:
block chains: a decentralized, non-falsifiable and credible distributed account book has the characteristics of non-falsification, whole-course trace keeping, traceability, public transparency, collective maintenance and the like.
5G message: the method is constructed based on GSMA RCS UP standard, achieves multimedia and light weight of the message, and achieves interaction of the industry message by introducing Maap technology.
Fund escrow: the bank accepts the entrustment of individual customer or enterprise customer, supervises the fund according to certain agreement, assists the individual or enterprise to carry out the transactions of freezing, unfreezing, deducting and the like to the fund of the appointed account.
FIG. 1 is a block diagram of a fund proxy service system according to an embodiment of the present invention; as shown in fig. 1, the system includes: personal clients, enterprise clients, carrier 5G systems (which may include carrier 5G hubs and carrier servers), bank servers, and blockchains.
Wherein, 1, the personal client: and the terminal for sending the 5G message by the individual client is connected with the operator server through the operator network.
2. An enterprise client: and the terminal for the enterprise client to send the 5G message is connected with the operator server through the operator network.
3. Operator 5G center: the personal client, the enterprise client, the operator server and the bank server are connected through the Internet, and the remote calling protocol is used for sending the information to the bank server.
4. An operator server: and 5G messages sent by the personal/enterprise users are analyzed, decoded and recoded. The information of the operator such as customer data and business transaction is stored. The block chain is connected via the internet.
5. A bank server: and processing the personal/enterprise transaction instructions, and performing core business logic calculation related to fund supervision. Connected to the operator and the blockchain via the internet.
6. Block chains: and storing the fund escrow transaction information. And the system is connected with a bank server and an operator server through the Internet.
Specifically, if the fund escrow service (such as freezing, withholding, and thawing) is implemented, the personal client, the enterprise client, the operator 5G system, the bank server, and the block chain each implement the following specific functions:
the personal client is used for: sending the fund escrow service order application to an operator 5G system in a 5G message form, wherein the fund escrow service order application comprises personal information; the personal information can comprise personal certificates, mobile phone numbers, bank card numbers and other information;
the operator 5G system is used to: analyzing the fund escrow service order application to obtain personal information, verifying the personal information, if the verification is passed, storing the personal information into a block chain to indicate that the operator passes the verification, and returning the verification result to the personal client; sending the fund escrow service order application to a bank server;
the bank server is used for: checking the personal information in the fund escrow service order application, and if the checking is passed, recording the fund escrow service order application into a block chain, wherein the order state is that the individual has applied; sending the operation information of the individual customer needing enterprise confirmation to an operator 5G system;
the carrier 5G system is also used to: sending the personal client operation information needing enterprise confirmation to an enterprise client in a 5G message form;
the enterprise client is used for: after clicking and confirming based on the operation information of the individual client needing enterprise confirmation, sending a confirmation message to an operator 5G system in a 5G message form;
the carrier 5G system is also used to: analyzing the confirmation message to obtain enterprise qualification information, verifying the enterprise qualification information, and sending the confirmation message to a bank server if the verification is passed;
the bank server is further configured to: verifying the enterprise qualification information in the confirmation message, and if the verification is passed, changing the order state into that the enterprise has confirmed; performing corresponding processing according to the fund escrow service order application, and returning a transaction processing result to an operator 5G system;
the carrier 5G system is also used to: and returning the transaction processing result to the personal client in a 5G message form.
In an embodiment of the present invention, if no user interaction is required, the personal client is further configured to: and displaying the transaction processing result. Requiring user interaction, the personal client is further operable to: and displaying the selection operation interface, and sending an operation result to the operator 5G system in a 5G message form to send a confirmation message after the user operates based on the selection operation interface.
In the embodiment of the invention, before business is officially transacted, enterprises need to submit qualification materials so as to be convenient for supervision departments such as banks, governments and the like to check and retain the qualification materials. Namely:
the enterprise client is further operable to: sending the fund escrow enterprise qualification audit registration application to an operator 5G system in a 5G message form, wherein the fund escrow enterprise qualification audit registration application comprises enterprise qualification information; the enterprise qualification information may include information such as the name of the enterprise to be submitted, a uniform social credit code, corporate legal, public accounts, a picture of certification material, etc.
The carrier 5G system is also used to: analyzing the capital escrow enterprise qualification audit registration application to obtain enterprise qualification information, verifying the enterprise qualification information, if the verification is passed, sending the capital escrow enterprise qualification audit registration application to a bank server, storing the enterprise qualification information in a block chain to indicate that the operator audit is passed, and returning a verification result to the enterprise client;
the bank server is further configured to: verifying the enterprise qualification information in the application for verifying and registering the qualification of the fund-escrow enterprise, if the verification is passed, storing the enterprise qualification information into a block chain, indicating that the operator and the bank verify are passed, generating a processing result, confirming that the enterprise has the qualification to perform the fund-escrow service by the processing result, and returning the verifying result and the processing result to an operator 5G system;
the carrier 5G system is also used to: and returning the verification result and the processing result to the enterprise client in a 5G message form.
Specifically, the operator 5G system is specifically configured to:
comparing the enterprise qualification information with enterprise qualification information stored in an operator 5G system, and if the enterprise qualification information is consistent with the enterprise qualification information stored in the operator 5G system, indicating that the verification is passed;
the bank server is specifically configured to:
and comparing the enterprise qualification information in the fund-escrow enterprise qualification audit registration application with the enterprise qualification information stored in the bank server, and if the enterprise qualification information is consistent with the enterprise qualification information stored in the bank server, indicating that the verification is passed.
The embodiment of the invention also provides a fund management service method based on the blockchain and the 5G message, which is described in the following embodiment. Because the principle of solving the problem of the method is similar to the fund replacement service system based on the blockchain and the 5G message, the implementation of the method can refer to the implementation of the fund replacement service system based on the blockchain and the 5G message, and repeated details are omitted.
Fig. 2 is a first flowchart of a fund brokering service method based on a blockchain and a 5G message in an embodiment of the present invention, as shown in fig. 2, the method includes:
step 201: the method comprises the steps that a personal client sends a fund escrow service order application to an operator 5G system in a 5G message form, wherein the fund escrow service order application comprises personal information;
step 202: the operator 5G system analyzes the fund escrow service order application to obtain personal information, verifies the personal information, if the verification is passed, stores the personal information into the block chain to indicate that the operator passes the verification, and returns the verification result to the personal client; sending the fund escrow service order application to a bank server;
step 203: the bank server checks the personal information in the fund escrow service order application, if the check is passed, the fund escrow service order application is recorded into a block chain, and the order state is that the individual has applied; sending the operation information of the individual customer needing enterprise confirmation to an operator 5G system;
step 204: the operator 5G system sends the personal client operation information needing enterprise confirmation to the enterprise client in a 5G message form;
step 205: after the enterprise client clicks and confirms based on the operation information of the individual client needing enterprise confirmation, the enterprise client sends a confirmation message to an operator 5G system in a 5G message form;
step 206: the operator 5G system analyzes the confirmation message to obtain enterprise qualification information, verifies the enterprise qualification information, and sends the confirmation message to a bank server if the verification is passed;
step 207: the bank server checks the enterprise qualification information in the confirmation message, and if the checking is passed, the order state is changed to be confirmed by the enterprise; performing corresponding processing according to the fund escrow service order application, and returning a transaction processing result to an operator 5G system;
step 208: the operator 5G system returns the transaction processing results to the individual client in the form of a 5G message.
In the embodiment of the present invention, the method further includes:
and if the user interaction is not needed, the personal client displays the transaction processing result.
In the embodiment of the present invention, the method further includes:
and if the user interaction is needed, the personal client displays the selection operation interface, and after the user operates based on the selection operation interface, the operation result is sent to the operator 5G system in a 5G message mode.
In the embodiment of the present invention, as shown in fig. 3, the method further includes:
step 301: the enterprise client sends the fund management enterprise qualification audit registration application to an operator 5G system in a 5G message form, wherein the fund management enterprise qualification audit registration application comprises enterprise qualification information;
step 302: the operator 5G system analyzes the fund management enterprise qualification audit registration application to obtain enterprise qualification information, verifies the enterprise qualification information, if the verification is passed, the fund management enterprise qualification audit registration application is sent to a bank server, the enterprise qualification information is stored in a block chain to indicate that the operator audit is passed, and a verification result is returned to the enterprise client;
step 303: the bank server checks the enterprise qualification information in the application for verifying and registering the qualification of the fund-escrow enterprise, if the verification is passed, the enterprise qualification information is stored in a block chain, the verification of an operator and the bank is passed, a processing result is generated, the processing result confirms that the enterprise has the qualification to perform the fund-escrow service, and the checking result and the processing result are returned to the operator 5G system;
step 304: the operator 5G system returns the verification results and the processing results to the enterprise client in the form of 5G messages.
In the embodiment of the present invention, the analyzing, by the operator 5G system, the request for checking and registering the qualification of the fund escrow enterprise includes:
comparing the enterprise qualification information with enterprise qualification information stored in an operator 5G system, and if the enterprise qualification information is consistent with the enterprise qualification information stored in the operator 5G system, indicating that the verification is passed;
the bank server checks the enterprise qualification information in the fund escrow enterprise qualification audit registration application, and the checking comprises the following steps:
and comparing the enterprise qualification information in the fund-escrow enterprise qualification audit registration application with the enterprise qualification information stored in the bank server, and if the enterprise qualification information is consistent with the enterprise qualification information stored in the bank server, indicating that the verification is passed.
Specifically, fig. 4 is an overall flow chart of a fund management service method based on a block chain and 5G messages in the embodiment of the present invention, and as shown in fig. 4, before business is officially handled, an enterprise needs to submit qualification materials so as to be convenient for supervision departments such as banks and governments to review and retain.
1. The enterprise client sends a 5G message to the operator server through the operator 5G center, and applies for fund escrow enterprise qualification audit registration.
And 2-4, the operator server analyzes the received 5G message, the operator database is used for inquiring the information of the enterprise when the operator registers, if the information exists and is consistent with the information sent, the operator checks and passes, the enterprise is recorded into the block chain, the operator checks and passes, and a check result is returned.
And 5-8, after the verification is successful, the bank server receives the enterprise user information, inquires the enterprise information provided when the enterprise opens an account in the bank database, if the enterprise information is consistent with the sent information, the verification is passed, the enterprise information is recorded into the block chain, the verification of the operator and the bank is passed, and the enterprise can formally carry out fund escrow business.
Capital escrow business process:
9. and the individual client sends a 5G message to the operator server through the operator 5G center to apply for the fund escrow service order.
10-12, the operator server receives the 5G message and then analyzes the message, the operator database is used for inquiring the information of the individual customer when the operator registers, if the information exists and is consistent with the sent information, the operator checks and passes, the individual is recorded into the block chain, the operator checks and passes, and a check result is returned.
13-14, the verification is successful, the bank receives the transaction message, inquires the personal customer information in the bank database, if the transaction message is consistent with the uploading information, the verification is passed, the fund escrow order is recorded into the block chain, and the order state is that the individual has applied.
15. According to the business process, the bank server returns to the 5G message center of the operator for processing, and under the general condition, the operation of the individual user can be effective by the confirmation party of the enterprise user.
16. And the enterprise client receives the 5G message, clicks to confirm and sends a confirmation message to the 5G message center of the operator.
17. The operator server checks the customer information as in 2-4.
18-19, the verification is successful, the bank verifies the uploading information, and if the verification is successful, the order state is changed to be confirmed by the enterprise.
20-21, returning the processing result to the personal client through the 5G message.
If no user interaction is required, the transaction results are presented.
And if user interaction is needed, displaying a selection operation interface. And after the user operates, sending the 5G message to the server again through the steps for processing.
An embodiment of the present invention further provides a computer device, as shown in fig. 5, including a memory 502, a processor 504, and a computer program stored in the memory and executable on the processor, where the processor implements the above fund escrow service method based on blockchains and 5G messages when executing the computer program.
In particular, the computer device may be a computer terminal, a server or a similar computing device.
An embodiment of the present invention further provides a computer-readable storage medium, on which a computer program is stored, where the computer program, when executed by a processor, implements the steps of the above-mentioned fund escrow service method based on blockchain and 5G messages.
In particular, computer-readable storage media, including both non-transitory and non-transitory, removable and non-removable media, may implement information storage by any method or technology. The information may be computer readable instructions, data structures, modules of a program, or other data. Examples of computer-readable storage media include, but are not limited to, phase change memory (PRAM), Static Random Access Memory (SRAM), Dynamic Random Access Memory (DRAM), other types of Random Access Memory (RAM), Read Only Memory (ROM), Electrically Erasable Programmable Read Only Memory (EEPROM), flash memory or other memory technology, compact disc read only memory (CD-ROM), Digital Versatile Discs (DVD) or other optical storage, magnetic cassettes, magnetic tape magnetic disk storage or other magnetic storage devices, or any other non-transmission medium that can be used to store information that can be accessed by a computing device. As defined herein, a computer readable storage medium does not include a transitory computer readable medium such as a modulated data signal and a carrier wave.
In the embodiment of the invention, compared with the technical scheme that related applications need to be downloaded and registered users can use related services and order information is stored in a traditional database in the prior art, a fund escrow service order application is sent to an operator 5G system in a 5G message form through a personal client, wherein the fund escrow service order application comprises personal information; the operator 5G system analyzes the fund escrow service order application to obtain personal information, verifies the personal information, if the verification is passed, stores the personal information into the block chain to indicate that the operator passes the verification, and returns the verification result to the personal client; sending the fund escrow service order application to a bank server; the bank server checks the personal information in the fund escrow service order application, if the check is passed, the fund escrow service order application is recorded into a block chain, and the order state is that the individual has applied; sending the operation information of the individual customer needing enterprise confirmation to an operator 5G system; the operator 5G system sends the personal client operation information needing enterprise confirmation to the enterprise client in a 5G message form; after the enterprise client clicks and confirms based on the operation information of the individual client needing enterprise confirmation, the enterprise client sends a confirmation message to an operator 5G system in a 5G message form; the operator 5G system analyzes the confirmation message to obtain enterprise qualification information, verifies the enterprise qualification information, and sends the confirmation message to a bank server if the verification is passed; the bank server checks the enterprise qualification information in the confirmation message, and if the checking is passed, the order state is changed to be confirmed by the enterprise; performing corresponding processing according to the fund escrow service order application, and returning a transaction processing result to an operator 5G system; the operator 5G system returns the transaction processing results to the individual client in the form of a 5G message. The problem that related applications need to be downloaded and users need to be registered can be solved through 5G messages, the problem that order information is stored in a traditional database is solved through a block chain, and a customer can use fund escrow service provided by a bank without downloading a client, and meanwhile, safety and reliability are guaranteed.
As will be appreciated by one skilled in the art, embodiments of the present invention may be provided as a method, system, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
The above-mentioned embodiments are intended to illustrate the objects, technical solutions and advantages of the present invention in further detail, and it should be understood that the above-mentioned embodiments are only exemplary embodiments of the present invention, and are not intended to limit the scope of the present invention, and any modifications, equivalent substitutions, improvements and the like made within the spirit and principle of the present invention should be included in the scope of the present invention.
Claims (12)
1. A fund-escrow service system based on blockchains and 5G messages, comprising: the system comprises a personal client, an enterprise client, an operator 5G system, a bank server and a block chain;
the personal client is used for: sending the fund escrow service order application to an operator 5G system in a 5G message form, wherein the fund escrow service order application comprises personal information;
the operator 5G system is used to: analyzing the fund escrow service order application to obtain personal information, verifying the personal information, if the verification is passed, storing the personal information into a block chain to indicate that the operator passes the verification, and returning the verification result to the personal client; sending the fund escrow service order application to a bank server;
the bank server is used for: checking the personal information in the fund escrow service order application, and if the checking is passed, recording the fund escrow service order application into a block chain, wherein the order state is that the individual has applied; sending the operation information of the individual customer needing enterprise confirmation to an operator 5G system;
the carrier 5G system is also used to: sending the personal client operation information needing enterprise confirmation to an enterprise client in a 5G message form;
the enterprise client is used for: after clicking and confirming based on the operation information of the individual client needing enterprise confirmation, sending a confirmation message to an operator 5G system in a 5G message form;
the carrier 5G system is also used to: analyzing the confirmation message to obtain enterprise qualification information, verifying the enterprise qualification information, and sending the confirmation message to a bank server if the verification is passed;
the bank server is further configured to: verifying the enterprise qualification information in the confirmation message, and if the verification is passed, changing the order state into that the enterprise has confirmed; performing corresponding processing according to the fund escrow service order application, and returning a transaction processing result to an operator 5G system;
the carrier 5G system is also used to: and returning the transaction processing result to the personal client in a 5G message form.
2. The blockchain and 5G message based funds management service system of claim 1, wherein the personal client is further configured to, without user interaction: and displaying the transaction processing result.
3. The blockchain and 5G message based funds management service system of claim 1, wherein the personal client is further configured to, in need of user interaction: and displaying the selection operation interface, and sending an operation result to the operator 5G system in a 5G message form to send a confirmation message after the user operates based on the selection operation interface.
4. The blockchain and 5G message based funds management service system of claim 1,
the enterprise client is further operable to: sending the fund escrow enterprise qualification audit registration application to an operator 5G system in a 5G message form, wherein the fund escrow enterprise qualification audit registration application comprises enterprise qualification information;
the carrier 5G system is also used to: analyzing the capital escrow enterprise qualification audit registration application to obtain enterprise qualification information, verifying the enterprise qualification information, if the verification is passed, sending the capital escrow enterprise qualification audit registration application to a bank server, storing the enterprise qualification information in a block chain to indicate that the operator audit is passed, and returning a verification result to the enterprise client;
the bank server is further configured to: verifying the enterprise qualification information in the application for verifying and registering the qualification of the fund-escrow enterprise, if the verification is passed, storing the enterprise qualification information into a block chain, indicating that the operator and the bank verify are passed, generating a processing result, confirming that the enterprise has the qualification to perform the fund-escrow service by the processing result, and returning the verifying result and the processing result to an operator 5G system;
the carrier 5G system is also used to: and returning the verification result and the processing result to the enterprise client in a 5G message form.
5. The blockchain and 5G message based funds escrow service system of claim 4, wherein the operator 5G system is specifically configured to:
comparing the enterprise qualification information with enterprise qualification information stored in an operator 5G system, and if the enterprise qualification information is consistent with the enterprise qualification information stored in the operator 5G system, indicating that the verification is passed;
the bank server is specifically configured to:
and comparing the enterprise qualification information in the fund-escrow enterprise qualification audit registration application with the enterprise qualification information stored in the bank server, and if the enterprise qualification information is consistent with the enterprise qualification information stored in the bank server, indicating that the verification is passed.
6. A fund management service method based on blockchain and 5G messages, comprising:
the method comprises the steps that a personal client sends a fund escrow service order application to an operator 5G system in a 5G message form, wherein the fund escrow service order application comprises personal information;
the operator 5G system analyzes the fund escrow service order application to obtain personal information, verifies the personal information, if the verification is passed, stores the personal information into the block chain to indicate that the operator passes the verification, and returns the verification result to the personal client; sending the fund escrow service order application to a bank server;
the bank server checks the personal information in the fund escrow service order application, if the check is passed, the fund escrow service order application is recorded into a block chain, and the order state is that the individual has applied; sending the operation information of the individual customer needing enterprise confirmation to an operator 5G system;
the operator 5G system sends the personal client operation information needing enterprise confirmation to the enterprise client in a 5G message form;
after the enterprise client clicks and confirms based on the operation information of the individual client needing enterprise confirmation, the enterprise client sends a confirmation message to an operator 5G system in a 5G message form;
the operator 5G system analyzes the confirmation message to obtain enterprise qualification information, verifies the enterprise qualification information, and sends the confirmation message to a bank server if the verification is passed;
the bank server checks the enterprise qualification information in the confirmation message, and if the checking is passed, the order state is changed to be confirmed by the enterprise; performing corresponding processing according to the fund escrow service order application, and returning a transaction processing result to an operator 5G system;
the operator 5G system returns the transaction processing results to the individual client in the form of a 5G message.
7. The blockchain and 5G message based funds management service method of claim 6, further comprising:
and if the user interaction is not needed, the personal client displays the transaction processing result.
8. The blockchain and 5G message based funds management service method of claim 6, further comprising:
and if the user interaction is needed, the personal client displays the selection operation interface, and after the user operates based on the selection operation interface, the operation result is sent to the operator 5G system in a 5G message mode.
9. The blockchain and 5G message based funds management service method of claim 6, further comprising:
the enterprise client sends the fund management enterprise qualification audit registration application to an operator 5G system in a 5G message form, wherein the fund management enterprise qualification audit registration application comprises enterprise qualification information;
the operator 5G system analyzes the fund management enterprise qualification audit registration application to obtain enterprise qualification information, verifies the enterprise qualification information, if the verification is passed, the fund management enterprise qualification audit registration application is sent to a bank server, the enterprise qualification information is stored in a block chain to indicate that the operator audit is passed, and a verification result is returned to the enterprise client;
the bank server checks the enterprise qualification information in the application for verifying and registering the qualification of the fund-escrow enterprise, if the verification is passed, the enterprise qualification information is stored in a block chain, the verification of an operator and the bank is passed, a processing result is generated, the processing result confirms that the enterprise has the qualification to perform the fund-escrow service, and the checking result and the processing result are returned to the operator 5G system;
the operator 5G system returns the verification results and the processing results to the enterprise client in the form of 5G messages.
10. The method of claim 9, wherein the operator 5G system parses the fund escrow enterprise qualification audit registration application, comprising:
comparing the enterprise qualification information with enterprise qualification information stored in an operator 5G system, and if the enterprise qualification information is consistent with the enterprise qualification information stored in the operator 5G system, indicating that the verification is passed;
the bank server checks the enterprise qualification information in the fund escrow enterprise qualification audit registration application, and the checking comprises the following steps:
and comparing the enterprise qualification information in the fund-escrow enterprise qualification audit registration application with the enterprise qualification information stored in the bank server, and if the enterprise qualification information is consistent with the enterprise qualification information stored in the bank server, indicating that the verification is passed.
11. A computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, wherein the processor implements the blockchain and 5G message based funding brokerage service method of any one of claims 6 to 10 when executing the computer program.
12. A computer-readable storage medium, on which a computer program is stored, which, when being executed by a processor, carries out the steps of the method for funding services over blockchains and 5G messages according to any one of claims 6 to 10.
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