CN113129135A - Block chain-based payroll data processing method, system and related nodes - Google Patents

Block chain-based payroll data processing method, system and related nodes Download PDF

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CN113129135A
CN113129135A CN202110540763.5A CN202110540763A CN113129135A CN 113129135 A CN113129135 A CN 113129135A CN 202110540763 A CN202110540763 A CN 202110540763A CN 113129135 A CN113129135 A CN 113129135A
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payroll
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栾英英
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Bank of China Ltd
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Abstract

The invention discloses a block chain-based payroll flow data processing method, a system and related nodes, relating to the technical field of block chains, wherein the method comprises the following steps: the financial institution node sends the payroll data of the client to the blockchain network from the account of the client side of the financial institution; a client side node receives a payroll data query instruction and a loan request submitted by a client and sends the query instruction and the loan request to a block chain network; the loan server node acquires payroll flow data corresponding to the query instruction from the blockchain network according to the query instruction sent by the client node through the blockchain network; and determining whether the loan request of the customer passes according to the payroll flow data corresponding to the query instruction. The invention can realize the salary flow data processing based on the block chain, reduce the paying risk and the bad account risk of the bank, effectively protect the privacy and the safety of the client and improve the salary flow data processing efficiency.

Description

Block chain-based payroll data processing method, system and related nodes
Technical Field
The present invention relates to the field of block chain technology, and in particular, to a block chain-based payroll data processing method, system and related nodes.
Background
This section is intended to provide a background or context to the embodiments of the invention that are recited in the claims. The description herein is not admitted to be prior art by inclusion in this section.
When a loan bank processes a loan request of a customer, the loan bank generally needs to authenticate the payroll data of the customer to confirm whether the customer has good repayment capability.
The method for verifying the payroll data of the client commonly used by the bank at present comprises the following steps: the bank of the client sends out the paper-based payroll data, and after the bank of the client prints the paper-based payroll data and adds the official seal, the client carries the data and gives the data to the bank of the loan.
However, the payroll certification method has the following problems:
1. the bank of the loan party cannot verify the authenticity of the paper payroll certificate provided by the customer because the paper payroll certificate is easy to counterfeit, so that the risk of putting money in the bank is increased, and the risk of bad accounts in the bank is also increased;
2. the privacy of the client is easy to be revealed because the paper salary flow certificate is easy to lose;
3. because the printing and stamping of the paper payroll certificate consumes time of customers and banks, the efficiency of payroll data processing is reduced.
In view of the above problems, no effective solution has been proposed.
Disclosure of Invention
The embodiment of the invention provides a block chain-based payroll flow data processing method, relating to the technical field of block chains.A block chain network is formed by nodes of payroll flow data processing participants; the payroll data participant node comprises: a customer side node, a financial institution node and a loan service side node; the block chain-based payroll flow data processing method is used for improving the payroll flow data processing efficiency, reducing the risk of paying out of a bank and protecting the privacy and safety of a customer; the block chain-based payroll flow data processing method comprises the following steps:
the financial institution node sends the payroll data of the client to the blockchain network from the account of the client side of the financial institution;
a client side node receives a payroll data query instruction and a loan request submitted by a client and sends the query instruction and the loan request to a block chain network;
the loan server node acquires payroll flow data corresponding to the query instruction from the blockchain network according to the query instruction sent by the client node through the blockchain network; and determining whether the loan request of the customer passes according to the payroll flow data corresponding to the query instruction.
The embodiment of the invention also provides a block chain-based payroll flow data processing method, which is applied to client side nodes and relates to the technical field of block chains, wherein payroll flow data processing participant nodes form a block chain network; the payroll data participant node comprises: a customer side node, a financial institution node and a loan service side node; the block chain-based payroll flow data processing method is used for improving the payroll flow data processing efficiency, reducing the risk of paying out of a bank and protecting the privacy and safety of a customer; the block chain-based payroll flow data processing method comprises the following steps:
receiving a payroll data query instruction and a loan request submitted by a client;
sending the query instruction and the loan request to a block chain network; the payroll data query instruction and the loan request are used for the loan service party node to obtain from the block chain network; the loan server node acquires payroll data corresponding to the query instruction from the block chain network according to the query instruction received by the block chain network; determining whether the loan request of the customer passes according to the payroll flow data corresponding to the query instruction; and the payroll data is obtained by sending the payroll data in the customer side account of the financial institution to the block chain network for the financial institution node.
The embodiment of the invention also provides a block chain-based payroll flow data processing method, which is applied to the financial institution nodes and relates to the technical field of block chains, wherein payroll flow data processing participant nodes form a block chain network; the payroll data participant node comprises: a customer side node, a financial institution node and a loan service side node; the block chain-based payroll flow data processing method is used for improving the payroll flow data processing efficiency, reducing the risk of paying out of a bank and protecting the privacy and safety of a customer; the block chain-based payroll flow data processing method comprises the following steps:
aiming at each financial institution node, acquiring payroll data of a customer from a customer account of the financial institution;
sending the payroll data of the client to a block chain network; the payroll data of the client is used for the loan service side node to obtain from the block chain; the loan server node acquires payroll flow data corresponding to the query instruction from the blockchain network according to the query instruction received by the blockchain network; determining whether the loan request of the customer passes according to the payroll data corresponding to the query instruction; and the query instruction and the loan request are obtained by sending the received payroll flow data query instruction and loan request submitted by the client to the block chain network for the client side node.
The embodiment of the invention also provides a block chain-based payroll data processing method, which is applied to loan service party nodes and relates to the technical field of block chains, wherein payroll data processing participant nodes form a block chain network; the payroll data participant node comprises: a customer side node, a financial institution node and a loan service side node; the block chain-based payroll flow data processing method is used for improving the payroll flow data processing efficiency, reducing the risk of paying out of a bank and protecting the privacy and safety of a customer; the block chain-based payroll flow data processing method comprises the following steps:
acquiring salary flow data corresponding to the query instruction from the blockchain network according to the query instruction sent by the client side node through the blockchain network;
determining whether the loan request of the customer passes according to the payroll flow data corresponding to the query instruction; the client side node receives a payroll data query instruction and a loan request submitted by a client and sends the query instruction and the loan request to the block chain network; and the payroll data is obtained by sending the payroll data in the customer side account of the financial institution to the block chain network for the financial institution node.
The embodiment of the invention also provides a block chain-based payroll flow data processing system, which relates to the technical field of block chains, wherein payroll flow data processing participant nodes form a block chain network; the payroll pipeline data processing participant node comprises: a customer side node, a financial institution node and a loan service side node; the block chain-based payroll flow data processing system is used for improving the payroll flow data processing efficiency, reducing the risk of paying money of a bank and protecting the privacy and safety of a customer; the block chain-based payroll data processing system comprises:
the financial institution node is used for sending the payroll data of the client to the block chain network from the client side account of the financial institution;
the client side node is used for receiving a payroll data query instruction and a loan request submitted by a client and sending the query instruction and the loan request to the block chain network;
the loan service side node is used for acquiring payroll flow data corresponding to the query instruction from the block chain network according to the query instruction sent by the client side node through the block chain network; and determining whether the loan request of the customer passes according to the payroll flow data corresponding to the query instruction.
The embodiment of the invention also provides a block chain-based payroll data processing client side node, which relates to the technical field of block chains, and payroll data processing participant nodes form a block chain network; the payroll pipeline data processing participant node comprises: a customer side node, a financial institution node and a service provider side node; the client side node is used for improving the efficiency of processing payroll line data, reducing the risk of paying out of a bank and protecting the privacy security of a client; the client-side node includes:
the query instruction and loan request receiving module is used for receiving a payroll data query instruction and a loan request submitted by a customer;
the query instruction and loan request sending module is used for sending the query instruction and the loan request to the block chain network; the payroll data query instruction and the loan request are used for the loan service party node to obtain from the block chain network; the loan server node acquires payroll data corresponding to the query instruction from the block chain network according to the query instruction received by the block chain network; determining whether the loan request of the customer passes according to the payroll flow data corresponding to the query instruction; and the payroll data is obtained by sending the payroll data in the customer side account of the financial institution to the block chain network for the financial institution node.
The embodiment of the invention also provides a block chain-based payroll-off flow data processing financial institution node, relating to the technical field of block chains, wherein payroll-off flow data processing participant nodes form a block chain network; the payroll data participant node comprises: a customer side node, a financial institution node and a loan service side node; the financial institution node is used for improving the efficiency of processing payroll line data, reducing the risk of paying out of a bank and protecting the privacy security of a customer; the financial institution node includes:
the system comprises a payroll data acquisition module, a payroll data acquisition module and a payroll data acquisition module, wherein the payroll data acquisition module is used for acquiring payroll data of a client from a client account of each financial institution;
the system comprises a payroll flow data sending module, a block chain network and a block chain network, wherein the payroll flow data sending module is used for sending payroll flow data of a client to the block chain network; the payroll data of the client is used for the loan service side node to obtain from the block chain; the loan server node acquires payroll flow data corresponding to the query instruction from the blockchain network according to the query instruction received by the blockchain network; determining whether the loan request of the customer passes according to the payroll data corresponding to the query instruction; and the query instruction and the loan request are obtained by sending the received payroll flow data query instruction and loan request submitted by the client to the block chain network for the client side node.
The embodiment of the invention also provides a payroll data processing loan service side node based on the block chain, which relates to the technical field of the block chain, and the payroll data processing participant nodes form a block chain network; the payroll data participant node comprises: a customer side node, a financial institution node and a loan service side node; the loan server node is used for improving the efficiency of processing payroll flow data, reducing the risk of paying by a bank and protecting the privacy security of a customer; the loan facilitator node includes:
the system comprises a payroll flow data query module, a payroll flow data query module and a block chain network, wherein the payroll flow data query module is used for acquiring payroll flow data corresponding to a query instruction from the block chain network according to the query instruction sent by a client side node through the block chain network;
the loan request approving module is used for determining whether the loan request of the customer passes or not according to the payroll flow data corresponding to the query instruction; the client side node receives a payroll data query instruction and a loan request submitted by a client and sends the query instruction and the loan request to the block chain network; and the payroll data is obtained by sending the payroll data in the customer side account of the financial institution to the block chain network for the financial institution node.
The embodiment of the invention also provides computer equipment which comprises a memory, a processor and a computer program which is stored on the memory and can run on the processor, wherein when the processor executes the computer program, the block chain-based payroll data processing method is realized.
An embodiment of the present invention further provides a computer-readable storage medium, where a computer program for executing the block chain-based payroll data processing method is stored in the computer-readable storage medium.
In the technical scheme provided by the embodiment of the invention, nodes of payroll flow data processing participants form a block chain network; the payroll data participant node comprises: a customer side node, a financial institution node and a loan service side node; the technical scheme is as follows: the financial institution node sends the payroll data of the client to the blockchain network from the account of the client side of the financial institution; a client side node receives a payroll data query instruction and a loan request submitted by a client and sends the query instruction and the loan request to a block chain network; the loan server node acquires payroll flow data corresponding to the query instruction from the blockchain network according to the query instruction sent by the client node through the blockchain network; determining whether the loan request of the client passes or not according to the payroll flow data corresponding to the query instruction, realizing payroll flow data processing based on the block chain, uploading the payroll flow data to the block chain through the financial institution node, so that the loan server node can acquire real payroll flow data, avoiding the occurrence of the condition that a bank cannot accurately identify due to the fact that a paper payroll flow certificate is easy to forge in the prior art, and reducing the paying risk and bad account risk of the bank; the problem that privacy of a client is revealed due to the fact that paper salary flow certificates are easy to lose in the prior art is solved, and privacy safety of the client is effectively protected; meanwhile, paper files do not need to be printed and stamped, so that the situation that time of customers and banks needs to be consumed due to the fact that the paper files need to be printed and stamped in the prior art is avoided, and the efficiency of salary flow data processing is improved.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the drawings without creative efforts. In the drawings:
fig. 1 is a schematic flow chart of a block chain-based payroll pipeline data processing method according to an embodiment of the present invention;
fig. 2 is a schematic flow chart of a block chain-based payroll pipeline data processing method according to an embodiment of the present invention;
fig. 3 is a schematic flow chart of a block chain-based payroll pipeline data processing method according to an embodiment of the present invention;
fig. 4 is a schematic flowchart of a block chain-based payroll pipeline data processing method according to an embodiment of the present invention;
FIG. 5 is a block chain based payroll data processing system according to an embodiment of the present invention;
fig. 6 is a schematic structural diagram of a block chain-based payroll pipeline data processing client node according to an embodiment of the present invention;
FIG. 7 is a block chain based payroll data processing financial institution node in accordance with an embodiment of the present invention;
fig. 8 is a schematic structural diagram of a payroll data processing loan service side node based on a block chain according to an embodiment of the present invention.
Detailed Description
In order to make the objects, technical solutions and advantages of the embodiments of the present invention more apparent, the embodiments of the present invention are further described in detail below with reference to the accompanying drawings. The exemplary embodiments and descriptions of the present invention are provided to explain the present invention, but not to limit the present invention.
At present, the traditional payroll certification method has the following problems:
1. the bank of the loan party cannot verify the authenticity of the paper payroll certificate provided by the customer because the paper payroll certificate is easy to counterfeit, so that the risk of putting money in the bank is increased, and the risk of bad accounts in the bank is also increased;
2. the privacy of the client is easy to be revealed because the paper salary flow certificate is easy to lose;
3. because the printing and stamping of the paper payroll certificate consumes time of customers and banks, the efficiency of payroll data processing is reduced.
In order to solve the above problems, an embodiment of the present invention provides a block chain-based payroll pipeline data processing method, which relates to the technical field of block chains, and payroll pipeline data processing participant nodes form a block chain network; the payroll data participant node comprises: a customer side node, a financial institution node and a loan service side node; the block chain-based payroll flow data processing method is used for improving the payroll flow data processing efficiency, reducing the risk of paying out of a bank and protecting the privacy and safety of a customer; the block chain-based payroll data processing method, as shown in fig. 1, may include:
step 101: the financial institution node sends the payroll data of the client to the blockchain network from the account of the client side of the financial institution;
step 102: a client side node receives a payroll data query instruction and a loan request submitted by a client and sends the query instruction and the loan request to a block chain network;
step 103: the loan server node acquires payroll flow data corresponding to the query instruction from the blockchain network according to the query instruction sent by the client node through the blockchain network; and determining whether the loan request of the customer passes according to the payroll flow data corresponding to the query instruction.
In the technical scheme provided by the embodiment of the invention, nodes of payroll flow data processing participants form a block chain network; the payroll data participant node comprises: a customer side node, a financial institution node and a loan service side node; the technical scheme is as follows: the financial institution node sends the payroll data of the client to the blockchain network from the account of the client side of the financial institution; a client side node receives a payroll data query instruction and a loan request submitted by a client and sends the query instruction and the loan request to a block chain network; the loan server node acquires payroll flow data corresponding to the query instruction from the blockchain network according to the query instruction sent by the client node through the blockchain network; determining whether the loan request of the client passes or not according to the payroll flow data corresponding to the query instruction, realizing payroll flow data processing based on the block chain, uploading the payroll flow data to the block chain through the financial institution node, so that the loan server node can acquire real payroll flow data, avoiding the occurrence of the condition that a bank cannot accurately identify due to the fact that a paper payroll flow certificate is easy to forge in the prior art, and reducing the paying risk and bad account risk of the bank; the problem that privacy of a client is revealed due to the fact that paper salary flow certificates are easy to lose in the prior art is solved, and privacy safety of the client is effectively protected; meanwhile, paper files do not need to be printed and stamped, so that the situation that time of customers and banks needs to be consumed due to the fact that the paper files need to be printed and stamped in the prior art is avoided, and the efficiency of salary flow data processing is improved.
In specific implementation, the financial institution node firstly sends the payroll data of the client to the blockchain network from the account of the client side of the financial institution.
In an embodiment, the blockchain network may comprise a federation chain network. The information on the alliance chain has non-tamper property, each node has a private key belonging to the node, and if information exchange and data exchange are needed between the nodes, the private key of the other node needs to be known. The payroll running water certification is linked up through the financial institution nodes, so that the problem of revealing the privacy of the client income is avoided while the real payroll running water certification information is guaranteed to be uploaded.
In an embodiment, the financial institution node may be a customer's brokerage paybank.
In specific implementation, after the financial institution node sends the payroll data of the client to the blockchain network from the client account of the financial institution, the client node receives a payroll data query instruction and a loan request submitted by the client and sends the query instruction and the loan request to the blockchain network.
In the embodiment, the client side node receives the salary flow data query instruction and the loan request submitted by the client, and sends the query instruction and the loan request to the block chain network, so that the uplink operation of the client side node on information submitted by the client can be realized, and the block chain-based salary flow data processing can be realized.
During specific implementation, after a client side node receives a salary flow data query instruction and a loan request submitted by a client and sends the query instruction and the loan request to a block chain network, a loan server side node obtains the salary flow data corresponding to the query instruction from the block chain network according to the query instruction sent by the client side node through the block chain network; and determining whether the loan request of the customer passes according to the payroll flow data corresponding to the query instruction.
In an embodiment, the loan servicing party node may be a bank that provides loan services to the customer.
In the embodiment, the loan server node can acquire payroll flow data corresponding to the query instruction from the blockchain network according to the query instruction sent by the client node through the blockchain network; and determining whether the loan request of the customer passes according to the payroll flow data corresponding to the query instruction.
In the above embodiment, since the information on the federation chain has non-tamper-ability, and each node has its own private key, if information exchange and data exchange between nodes are required, the private key of the other node must be known. And the payroll certification is linked up, so that the problem of revealing the privacy of the client income can be avoided while the real payroll certification information is ensured to be obtained.
In specific implementation, the node of the party involved in processing payroll data further includes: a supervisory authority node; the block chain-based payroll data processing method provided by the embodiment of the invention can further comprise the following steps:
the monitoring organization node determines whether the financial organization node sends the payroll data of the client to the block chain network;
when determining that the financial institution node does not send the client's payroll data to the blockchain network, generating alarm information that the financial institution node does not upload the client's payroll data; sending the alarm information to a block chain network;
when determining that the financial institution node sends the client's payroll data to the blockchain network, generating confirmation information that the financial institution node has uploaded the client's payroll data; the acknowledgement information is sent to the blockchain network.
In an embodiment, the regulatory agency node may be a block link point designated by a user, and the regulatory agency node may be configured to determine whether payroll information recorded by a salary payment bank is linked; and adding the confirmed payroll certification information into the alliance chain. By passing
In the above embodiment, the monitoring node may monitor the action of uploading the payroll data of the customer by the financial institution node.
In specific implementation, the financial institution node sends the payroll data of the customer to the blockchain network from the customer account of the financial institution, and the method comprises the following steps:
and the financial institution node sends the payroll data of the client to the blockchain network according to the preset blockchain permission certification information corresponding to the financial institution node.
In an embodiment, the financial institution node may obtain in advance the blockchain license information corresponding to the financial institution node, such as the blockchain login username and password corresponding to the financial institution node.
In the above embodiment, the financial institution node may send the payroll data of the customer to the blockchain network through the held blockchain license certification information, thereby effectively ensuring the security of the blockchain.
In specific implementation, the method for processing payroll pipeline data based on a block chain according to the embodiment of the present invention may further include:
the node of the loan server sends out the information of whether the loan request of the client passes or not according to the result of determining whether the loan request of the client passes or not;
and after receiving the notification information of whether the loan request of the client submitted by the loan server node passes or not, the client side node sends the notification information to the user.
In the embodiment, after receiving the notification information of whether the client's loan request submitted by the loan server node passes or not, the client side node sends the notification information to the user, so that the user can be helped to learn whether the client's loan request passes or not and further process whether the loan is passed or not.
A specific embodiment is given below to illustrate a specific application of the method of the present invention, and in this embodiment, the following steps may be included:
1. the alliance chain license can be issued for each bank and financial institution (namely different financial institution nodes) through the uplink license issuing node, and the operation authority of each bank and financial institution is managed;
2. the module is used by the issuing agent bank (i.e. the financial institution node) to record the payroll information of the client.
3. A coalition chain consensus participant (namely a supervision agency node) confirms whether the salary information recorded by a salary bank is uplink or not;
4. and (3) the coalition chain consensus participants (namely supervision agency nodes) add the confirmed payroll certification information into the coalition chain.
5. The bank providing loan service (i.e. the loan server node) checks the loan request of the user, determines whether the loan request of the client passes or not, and can inquire and visually display the payroll data.
Of course, it is understood that other variations of the above detailed flow can be made, and all such variations are intended to fall within the scope of the present invention.
In the technical scheme provided by the embodiment of the invention, nodes of payroll flow data processing participants form a block chain network; the payroll data participant node comprises: a customer side node, a financial institution node and a loan service side node; the technical scheme is as follows: the financial institution node sends the payroll data of the client to the blockchain network from the account of the client side of the financial institution; a client side node receives a payroll data query instruction and a loan request submitted by a client and sends the query instruction and the loan request to a block chain network; the loan server node acquires payroll flow data corresponding to the query instruction from the blockchain network according to the query instruction sent by the client node through the blockchain network; determining whether the loan request of the client passes or not according to the payroll flow data corresponding to the query instruction, realizing payroll flow data processing based on the block chain, uploading the payroll flow data to the block chain through the financial institution node, so that the loan server node can acquire real payroll flow data, avoiding the occurrence of the condition that a bank cannot accurately identify due to the fact that a paper payroll flow certificate is easy to forge in the prior art, and reducing the paying risk and bad account risk of the bank; the problem that privacy of a client is revealed due to the fact that paper salary flow certificates are easy to lose in the prior art is solved, and privacy safety of the client is effectively protected; meanwhile, paper files do not need to be printed and stamped, so that the situation that time of customers and banks needs to be consumed due to the fact that the paper files need to be printed and stamped in the prior art is avoided, and the efficiency of salary flow data processing is improved.
As described above, the technical scheme provided by the embodiment of the invention ensures the authenticity of the payroll line by utilizing the non-tamper property of the alliance chain, and reduces the risk of bank payment and the capability of identifying bad customers; meanwhile, a private key mechanism of the alliance chain ensures that payroll information of a client can only be accessed in the alliance chain, and privacy disclosure of the client is avoided.
The embodiment of the invention also provides a block chain-based payroll flow data processing method, which is applied to client side nodes and relates to the technical field of block chains, wherein payroll flow data processing participant nodes form a block chain network; the payroll data participant node comprises: a customer side node, a financial institution node and a loan service side node; the block chain-based payroll flow data processing method is used for improving the payroll flow data processing efficiency, reducing the risk of paying out of a bank and protecting the privacy and safety of a customer; as shown in fig. 2, the block chain-based payroll pipeline data processing method includes:
step 201: receiving a payroll data query instruction and a loan request submitted by a client;
step 202: sending the query instruction and the loan request to a block chain network; the payroll data query instruction and the loan request are used for the loan service party node to obtain from the block chain network; the loan server node acquires payroll data corresponding to the query instruction from the blockchain network according to the query instruction received by the blockchain network; determining whether the loan request of the customer passes according to the payroll flow data corresponding to the query instruction; the payroll data is obtained by the financial institution node sending the payroll data in the customer account of the financial institution to the block chain network.
In the technical scheme provided by the embodiment of the invention, nodes of payroll flow data processing participants form a block chain network; the payroll data participant node comprises: a customer side node, a financial institution node and a loan service side node; the technical scheme is as follows: the financial institution node sends the payroll data of the client to the blockchain network from the account of the client side of the financial institution; a client side node receives a payroll data query instruction and a loan request submitted by a client and sends the query instruction and the loan request to a block chain network; the loan server node acquires payroll flow data corresponding to the query instruction from the blockchain network according to the query instruction sent by the client node through the blockchain network; determining whether the loan request of the client passes or not according to the payroll flow data corresponding to the query instruction, realizing payroll flow data processing based on the block chain, uploading the payroll flow data to the block chain through the financial institution node, so that the loan server node can acquire real payroll flow data, avoiding the occurrence of the condition that a bank cannot accurately identify due to the fact that a paper payroll flow certificate is easy to forge in the prior art, and reducing the paying risk and bad account risk of the bank; the problem that privacy of a client is revealed due to the fact that paper salary flow certificates are easy to lose in the prior art is solved, and privacy safety of the client is effectively protected; meanwhile, paper files do not need to be printed and stamped, so that the situation that time of customers and banks needs to be consumed due to the fact that the paper files need to be printed and stamped in the prior art is avoided, and the efficiency of salary flow data processing is improved.
In one embodiment, the block chain-based payroll pipeline data processing method may further include:
receiving notification information of whether the client's loan request passes or not sent by the loan server node according to a result of determining whether the client's loan request passes or not;
the notification information is sent to the client.
The embodiment of the invention also provides a block chain-based payroll flow data processing method, which is applied to the financial institution nodes and relates to the technical field of block chains, wherein payroll flow data processing participant nodes form a block chain network; the payroll data participant node comprises: a customer side node, a financial institution node and a loan service side node; the block chain-based payroll flow data processing method is used for improving the payroll flow data processing efficiency, reducing the risk of paying out of a bank and protecting the privacy and safety of a customer; as shown in fig. 3, the block chain-based payroll pipeline data processing method includes:
step 301: aiming at each financial institution node, acquiring payroll data of a customer from a customer account of the financial institution;
step 302: sending the payroll data of the client to a block chain network; the payroll data of the client is used for the loan service side node to obtain from the block chain; the loan server node acquires payroll flow data corresponding to the query instruction from the blockchain network according to the query instruction received by the blockchain network; determining whether the loan request of the customer passes according to the payroll data corresponding to the query instruction; the query instruction and the loan request are obtained by sending the received payroll stream data query instruction and loan request submitted by the client to the block chain network for the client side node.
In the technical scheme provided by the embodiment of the invention, nodes of payroll flow data processing participants form a block chain network; the payroll data participant node comprises: a customer side node, a financial institution node and a loan service side node; the technical scheme is as follows: the financial institution node sends the payroll data of the client to the blockchain network from the account of the client side of the financial institution; a client side node receives a payroll data query instruction and a loan request submitted by a client and sends the query instruction and the loan request to a block chain network; the loan server node acquires payroll flow data corresponding to the query instruction from the blockchain network according to the query instruction sent by the client node through the blockchain network; determining whether the loan request of the client passes or not according to the payroll flow data corresponding to the query instruction, realizing payroll flow data processing based on the block chain, uploading the payroll flow data to the block chain through the financial institution node, so that the loan server node can acquire real payroll flow data, avoiding the occurrence of the condition that a bank cannot accurately identify due to the fact that a paper payroll flow certificate is easy to forge in the prior art, and reducing the paying risk and bad account risk of the bank; the problem that privacy of a client is revealed due to the fact that paper salary flow certificates are easy to lose in the prior art is solved, and privacy safety of the client is effectively protected; meanwhile, paper files do not need to be printed and stamped, so that the situation that time of customers and banks needs to be consumed due to the fact that the paper files need to be printed and stamped in the prior art is avoided, and the efficiency of salary flow data processing is improved.
In one embodiment, sending the payroll data of the customer to the blockchain network may include:
and sending the payroll data of the client to the blockchain network according to the preset blockchain permission certification information corresponding to the financial institution node.
The embodiment of the invention also provides a block chain-based payroll data processing method, which is applied to loan service party nodes and relates to the technical field of block chains, wherein payroll data processing participant nodes form a block chain network; the payroll data participant node comprises: a customer side node, a financial institution node and a loan service side node; the block chain-based payroll flow data processing method is used for improving the payroll flow data processing efficiency, reducing the risk of paying out of a bank and protecting the privacy and safety of a customer; as shown in fig. 4, the block chain-based payroll pipeline data processing method includes:
step 401: acquiring salary flow data corresponding to the query instruction from the blockchain network according to the query instruction sent by the client side node through the blockchain network;
step 402: determining whether the loan request of the customer passes according to the payroll flow data corresponding to the query instruction; the client side node receives a payroll data query instruction and a loan request submitted by a client and sends the query instruction and the loan request to the block chain network; the payroll data is obtained by the financial institution node sending the payroll data in the customer account of the financial institution to the block chain network.
In the technical scheme provided by the embodiment of the invention, nodes of payroll flow data processing participants form a block chain network; the payroll data participant node comprises: a customer side node, a financial institution node and a loan service side node; the technical scheme is as follows: the financial institution node sends the payroll data of the client to the blockchain network from the account of the client side of the financial institution; a client side node receives a payroll data query instruction and a loan request submitted by a client and sends the query instruction and the loan request to a block chain network; the loan server node acquires payroll flow data corresponding to the query instruction from the blockchain network according to the query instruction sent by the client node through the blockchain network; determining whether the loan request of the client passes or not according to the payroll flow data corresponding to the query instruction, realizing payroll flow data processing based on the block chain, uploading the payroll flow data to the block chain through the financial institution node, so that the loan server node can acquire real payroll flow data, avoiding the occurrence of the condition that a bank cannot accurately identify due to the fact that a paper payroll flow certificate is easy to forge in the prior art, and reducing the paying risk and bad account risk of the bank; the problem that privacy of a client is revealed due to the fact that paper salary flow certificates are easy to lose in the prior art is solved, and privacy safety of the client is effectively protected; meanwhile, paper files do not need to be printed and stamped, so that the situation that time of customers and banks needs to be consumed due to the fact that the paper files need to be printed and stamped in the prior art is avoided, and the efficiency of salary flow data processing is improved.
In one embodiment, the block chain-based payroll pipeline data processing method may further include:
sending out the information of whether the loan request of the client passes or not according to the result of determining whether the loan request of the client passes or not;
and after receiving the notification information of whether the loan request of the client submitted by the loan server node passes or not, the client side node sends the notification information to the user.
The embodiment of the invention also provides a block chain-based payroll flow data processing system, which relates to the technical field of block chains, wherein payroll flow data processing participant nodes form a block chain network; the payroll pipeline data processing participant node comprises: a customer side node, a financial institution node and a loan service side node; the block chain-based payroll flow data processing system is used for improving the payroll flow data processing efficiency, reducing the risk of paying money of a bank and protecting the privacy and safety of a customer; as shown in fig. 5, the block chain-based payroll data processing system includes:
the financial institution node 501 is used for sending the payroll data of the customer to the blockchain network from the customer account of the financial institution;
the client side node 502 is used for receiving a payroll data query instruction and a loan request submitted by a client and sending the query instruction and the loan request to the block chain network;
the loan server node 503 is configured to obtain payroll data corresponding to the query instruction from the blockchain network according to the query instruction sent by the client node through the blockchain network; and determining whether the loan request of the customer passes according to the payroll flow data corresponding to the query instruction.
In the technical scheme provided by the embodiment of the invention, nodes of payroll flow data processing participants form a block chain network; the payroll data participant node comprises: a customer side node, a financial institution node and a loan service side node; the technical scheme is as follows: the financial institution node sends the payroll data of the client to the blockchain network from the account of the client side of the financial institution; a client side node receives a payroll data query instruction and a loan request submitted by a client and sends the query instruction and the loan request to a block chain network; the loan server node acquires payroll flow data corresponding to the query instruction from the blockchain network according to the query instruction sent by the client node through the blockchain network; determining whether the loan request of the client passes or not according to the payroll flow data corresponding to the query instruction, realizing payroll flow data processing based on the block chain, uploading the payroll flow data to the block chain through the financial institution node, so that the loan server node can acquire real payroll flow data, avoiding the occurrence of the condition that a bank cannot accurately identify due to the fact that a paper payroll flow certificate is easy to forge in the prior art, and reducing the paying risk and bad account risk of the bank; the problem that privacy of a client is revealed due to the fact that paper salary flow certificates are easy to lose in the prior art is solved, and privacy safety of the client is effectively protected; meanwhile, paper files do not need to be printed and stamped, so that the situation that time of customers and banks needs to be consumed due to the fact that the paper files need to be printed and stamped in the prior art is avoided, and the efficiency of salary flow data processing is improved.
In one embodiment, the payroll data processing participant node further comprises a supervisor node;
the block chain-based payroll data processing system further includes: a supervisor node for:
determining whether the financial institution node sends the payroll data of the client to a blockchain network;
when determining that the financial institution node does not send the client's payroll data to the blockchain network, generating alarm information that the financial institution node does not upload the client's payroll data; sending the alarm information to a block chain network;
when determining that the financial institution node sends the client's payroll data to the blockchain network, generating confirmation information that the financial institution node has uploaded the client's payroll data; the acknowledgement information is sent to the blockchain network.
In one embodiment, the financial institution node is specifically configured to:
and sending the payroll data of the client to the blockchain network according to the preset blockchain permission certification information corresponding to the financial institution node.
In one embodiment, the loan server node is further configured to:
sending out the information of whether the loan request of the client passes or not according to the result of determining whether the loan request of the client passes or not;
a client node further configured to:
and after receiving the notification information of whether the client's loan request submitted by the loan server node passes or not, sending the notification information to the user.
The embodiment of the invention also provides a block chain-based payroll data processing client side node, which relates to the technical field of block chains, and payroll data processing participant nodes form a block chain network; the payroll pipeline data processing participant node comprises: a customer side node, a financial institution node and a service provider side node; the client side node is used for improving the efficiency of processing payroll line data, reducing the risk of paying out of a bank and protecting the privacy security of a client; as shown in fig. 6, the client-side node includes:
the query instruction and loan request receiving module 601 is used for receiving a payroll data query instruction and a loan request submitted by a customer;
a query instruction and loan request sending module 602, configured to send a query instruction and a loan request to a blockchain network; the payroll data query instruction and the loan request are used for the loan service party node to obtain from the block chain network; the loan server node acquires payroll data corresponding to the query instruction from the blockchain network according to the query instruction received by the blockchain network; determining whether the loan request of the customer passes according to the payroll flow data corresponding to the query instruction; the payroll data is obtained by the financial institution node sending the payroll data in the customer account of the financial institution to the block chain network.
In the technical scheme provided by the embodiment of the invention, nodes of payroll flow data processing participants form a block chain network; the payroll data participant node comprises: a customer side node, a financial institution node and a loan service side node; the technical scheme is as follows: the financial institution node sends the payroll data of the client to the blockchain network from the account of the client side of the financial institution; a client side node receives a payroll data query instruction and a loan request submitted by a client and sends the query instruction and the loan request to a block chain network; the loan server node acquires payroll flow data corresponding to the query instruction from the blockchain network according to the query instruction sent by the client node through the blockchain network; determining whether the loan request of the client passes or not according to the payroll flow data corresponding to the query instruction, realizing payroll flow data processing based on the block chain, uploading the payroll flow data to the block chain through the financial institution node, so that the loan server node can acquire real payroll flow data, avoiding the occurrence of the condition that a bank cannot accurately identify due to the fact that a paper payroll flow certificate is easy to forge in the prior art, and reducing the paying risk and bad account risk of the bank; the problem that privacy of a client is revealed due to the fact that paper salary flow certificates are easy to lose in the prior art is solved, and privacy safety of the client is effectively protected; meanwhile, paper files do not need to be printed and stamped, so that the situation that time of customers and banks needs to be consumed due to the fact that the paper files need to be printed and stamped in the prior art is avoided, and the efficiency of salary flow data processing is improved.
In one embodiment, the client node may further include:
the notification information receiving module is used for receiving notification information of whether the loan request of the client passes or not sent by the loan server node according to the result of determining whether the loan request of the client passes or not;
and the notification information sending module is used for sending the notification information to the client.
The embodiment of the invention also provides a block chain-based payroll-off flow data processing financial institution node, relating to the technical field of block chains, wherein payroll-off flow data processing participant nodes form a block chain network; the payroll data participant node comprises: a customer side node, a financial institution node and a loan service side node; the financial institution node is used for improving the efficiency of processing payroll line data, reducing the risk of paying out of a bank and protecting the privacy security of a customer; as shown in fig. 7, the financial institution node includes:
a payroll data acquisition module 701, configured to acquire payroll data of a client from a client account of each financial institution for each financial institution node;
a payroll flow data sending module 702, configured to send the payroll flow data of the client to the blockchain network; the payroll data of the client is used for the loan service side node to obtain from the block chain; the loan server node acquires payroll flow data corresponding to the query instruction from the blockchain network according to the query instruction received by the blockchain network; determining whether the loan request of the customer passes according to the payroll data corresponding to the query instruction; the query instruction and the loan request are obtained by sending the received payroll stream data query instruction and loan request submitted by the client to the block chain network for the client side node.
In the technical scheme provided by the embodiment of the invention, nodes of payroll flow data processing participants form a block chain network; the payroll data participant node comprises: a customer side node, a financial institution node and a loan service side node; the technical scheme is as follows: the financial institution node sends the payroll data of the client to the blockchain network from the account of the client side of the financial institution; a client side node receives a payroll data query instruction and a loan request submitted by a client and sends the query instruction and the loan request to a block chain network; the loan server node acquires payroll flow data corresponding to the query instruction from the blockchain network according to the query instruction sent by the client node through the blockchain network; determining whether the loan request of the client passes or not according to the payroll flow data corresponding to the query instruction, realizing payroll flow data processing based on the block chain, uploading the payroll flow data to the block chain through the financial institution node, so that the loan server node can acquire real payroll flow data, avoiding the occurrence of the condition that a bank cannot accurately identify due to the fact that a paper payroll flow certificate is easy to forge in the prior art, and reducing the paying risk and bad account risk of the bank; the problem that privacy of a client is revealed due to the fact that paper salary flow certificates are easy to lose in the prior art is solved, and privacy safety of the client is effectively protected; meanwhile, paper files do not need to be printed and stamped, so that the situation that time of customers and banks needs to be consumed due to the fact that the paper files need to be printed and stamped in the prior art is avoided, and the efficiency of salary flow data processing is improved.
In one embodiment, the payroll streaming data sending module is specifically configured to:
and sending the payroll data of the client to the blockchain network according to the preset blockchain permission certification information corresponding to the financial institution node.
The embodiment of the invention also provides a payroll data processing loan service side node based on the block chain, which relates to the technical field of the block chain, and the payroll data processing participant nodes form a block chain network; the payroll data participant node comprises: a customer side node, a financial institution node and a loan service side node; the loan server node is used for improving the efficiency of processing payroll flow data, reducing the risk of paying by a bank and protecting the privacy security of a customer; as shown in fig. 8, the loan server node includes:
a payroll flow data query module 801, configured to obtain payroll flow data corresponding to a query instruction from a blockchain network according to the query instruction sent by a client node through the blockchain network;
a loan request approving module 802, configured to determine whether the loan request of the customer passes according to payroll flow data corresponding to the query instruction; the client side node receives a payroll data query instruction and a loan request submitted by a client and sends the query instruction and the loan request to the block chain network; the payroll data is obtained by the financial institution node sending the payroll data in the customer account of the financial institution to the block chain network.
In the technical scheme provided by the embodiment of the invention, nodes of payroll flow data processing participants form a block chain network; the payroll data participant node comprises: a customer side node, a financial institution node and a loan service side node; the technical scheme is as follows: the financial institution node sends the payroll data of the client to the blockchain network from the account of the client side of the financial institution; a client side node receives a payroll data query instruction and a loan request submitted by a client and sends the query instruction and the loan request to a block chain network; the loan server node acquires payroll flow data corresponding to the query instruction from the blockchain network according to the query instruction sent by the client node through the blockchain network; determining whether the loan request of the client passes or not according to the payroll flow data corresponding to the query instruction, realizing payroll flow data processing based on the block chain, uploading the payroll flow data to the block chain through the financial institution node, so that the loan server node can acquire real payroll flow data, avoiding the occurrence of the condition that a bank cannot accurately identify due to the fact that a paper payroll flow certificate is easy to forge in the prior art, and reducing the paying risk and bad account risk of the bank; the problem that privacy of a client is revealed due to the fact that paper salary flow certificates are easy to lose in the prior art is solved, and privacy safety of the client is effectively protected; meanwhile, paper files do not need to be printed and stamped, so that the situation that time of customers and banks needs to be consumed due to the fact that the paper files need to be printed and stamped in the prior art is avoided, and the efficiency of salary flow data processing is improved.
In one embodiment, the loan server node may further include:
a notification information sending module, configured to:
sending out the information of whether the loan request of the client passes or not according to the result of determining whether the loan request of the client passes or not;
and after receiving the notification information of whether the loan request of the client submitted by the loan server node passes or not, the client side node sends the notification information to the user.
The embodiment of the invention also provides computer equipment which comprises a memory, a processor and a computer program which is stored on the memory and can run on the processor, wherein when the processor executes the computer program, the block chain-based payroll data processing method is realized.
An embodiment of the present invention further provides a computer-readable storage medium, where the computer-readable storage medium stores a computer program for executing the block chain-based payroll data processing method.
In the technical scheme provided by the embodiment of the invention, nodes of payroll flow data processing participants form a block chain network; the payroll data participant node comprises: a customer side node, a financial institution node and a loan service side node; the technical scheme is as follows: the financial institution node sends the payroll data of the client to the blockchain network from the account of the client side of the financial institution; a client side node receives a payroll data query instruction and a loan request submitted by a client and sends the query instruction and the loan request to a block chain network; the loan server node acquires payroll flow data corresponding to the query instruction from the blockchain network according to the query instruction sent by the client node through the blockchain network; determining whether the loan request of the client passes or not according to the payroll flow data corresponding to the query instruction, realizing payroll flow data processing based on the block chain, uploading the payroll flow data to the block chain through the financial institution node, so that the loan server node can acquire real payroll flow data, avoiding the occurrence of the condition that a bank cannot accurately identify due to the fact that a paper payroll flow certificate is easy to forge in the prior art, and reducing the paying risk and bad account risk of the bank; the problem that privacy of a client is revealed due to the fact that paper salary flow certificates are easy to lose in the prior art is solved, and privacy safety of the client is effectively protected; meanwhile, paper files do not need to be printed and stamped, so that the situation that time of customers and banks needs to be consumed due to the fact that the paper files need to be printed and stamped in the prior art is avoided, and the efficiency of salary flow data processing is improved.
As will be appreciated by one skilled in the art, embodiments of the present invention may be provided as a method, system, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
The above-mentioned embodiments are intended to illustrate the objects, technical solutions and advantages of the present invention in further detail, and it should be understood that the above-mentioned embodiments are only exemplary embodiments of the present invention, and are not intended to limit the scope of the present invention, and any modifications, equivalent substitutions, improvements and the like made within the spirit and principle of the present invention should be included in the scope of the present invention.

Claims (22)

1. A block chain-based payroll flow data processing method is characterized in that payroll flow data processing participant nodes form a block chain network; the payroll data participant node comprises: a customer side node, a financial institution node and a loan service side node; the block chain-based payroll data processing method comprises the following steps:
the financial institution node sends the payroll data of the client to the blockchain network from the account of the client side of the financial institution;
a client side node receives a payroll data query instruction and a loan request submitted by a client and sends the query instruction and the loan request to a block chain network;
the loan server node acquires payroll flow data corresponding to the query instruction from the blockchain network according to the query instruction sent by the client node through the blockchain network; and determining whether the loan request of the customer passes according to the payroll flow data corresponding to the query instruction.
2. The block chain-based payroll pipeline data processing method of claim 1, wherein the payroll pipeline data processing participant node further comprises: a supervisory authority node; the block chain-based payroll data processing method further comprises the following steps:
the monitoring organization node determines whether the financial organization node sends the payroll data of the client to the block chain network;
when determining that the financial institution node does not send the client's payroll data to the blockchain network, generating alarm information that the financial institution node does not upload the client's payroll data; sending the alarm information to a block chain network;
when determining that the financial institution node sends the client's payroll data to the blockchain network, generating confirmation information that the financial institution node has uploaded the client's payroll data; the acknowledgement information is sent to the blockchain network.
3. The blockchain-based payroll data processing method of claim 2, wherein the financial institution node transmits payroll data of the customer from a customer-side account of the financial institution to the blockchain network, comprising:
and the financial institution node sends the payroll data of the client to the blockchain network according to the preset blockchain permission certification information corresponding to the financial institution node.
4. The block chain-based payroll pipeline data processing method according to claim 2, further comprising:
the node of the loan server sends out the information of whether the loan request of the client passes or not according to the result of determining whether the loan request of the client passes or not;
and after receiving the notification information of whether the loan request of the client submitted by the loan server node passes or not, the client side node sends the notification information to the user.
5. A payroll flow data processing method based on block chains is applied to client side nodes and is characterized in that payroll flow data processing participant nodes form a block chain network; the payroll data participant node comprises: a customer side node, a financial institution node and a loan service side node; the block chain-based payroll data processing method comprises the following steps:
receiving a payroll data query instruction and a loan request submitted by a client;
sending the query instruction and the loan request to a block chain network; the payroll data query instruction and the loan request are used for the loan service party node to obtain from the block chain network; the loan server node acquires payroll data corresponding to the query instruction from the block chain network according to the query instruction received by the block chain network; determining whether the loan request of the customer passes according to the payroll flow data corresponding to the query instruction; and the payroll data is obtained by sending the payroll data in the customer side account of the financial institution to the block chain network for the financial institution node.
6. The block chain-based payroll pipeline data processing method according to claim 5, further comprising:
receiving notification information of whether the client's loan request passes or not sent by the loan server node according to a result of determining whether the client's loan request passes or not;
the notification information is sent to the client.
7. A payroll flow data processing method based on block chains is applied to financial institution nodes and is characterized in that payroll flow data processing participant nodes form a block chain network; the payroll data participant node comprises: a customer side node, a financial institution node and a loan service side node; the block chain-based payroll data processing method comprises the following steps:
aiming at each financial institution node, acquiring payroll data of a customer from a customer account of the financial institution;
sending the payroll data of the client to a block chain network; the payroll data of the client is used for the loan service side node to obtain from the block chain; the loan server node acquires payroll flow data corresponding to the query instruction from the blockchain network according to the query instruction received by the blockchain network; determining whether the loan request of the customer passes according to the payroll data corresponding to the query instruction; and the query instruction and the loan request are obtained by sending the received payroll flow data query instruction and loan request submitted by the client to the block chain network for the client side node.
8. The block chain based payroll data processing method according to claim 7, wherein sending payroll data of a client to a block chain network comprises:
and sending the payroll data of the client to the blockchain network according to the preset blockchain permission certification information corresponding to the financial institution node.
9. A pay-off line data processing method based on block chain is applied to loan service side nodes and is characterized in that the pay-off line data processing participant nodes form a block chain network; the payroll data participant node comprises: a customer side node, a financial institution node and a loan service side node; the block chain-based payroll data processing method comprises the following steps:
acquiring salary flow data corresponding to the query instruction from the blockchain network according to the query instruction sent by the client side node through the blockchain network;
determining whether the loan request of the customer passes according to the payroll flow data corresponding to the query instruction; the client side node receives a payroll data query instruction and a loan request submitted by a client and sends the query instruction and the loan request to the block chain network; and the payroll data is obtained by sending the payroll data in the customer side account of the financial institution to the block chain network for the financial institution node.
10. The block chain-based payroll pipeline data processing method according to claim 9, further comprising:
sending out the information of whether the loan request of the client passes or not according to the result of determining whether the loan request of the client passes or not;
and after receiving the notification information of whether the loan request of the client submitted by the loan server node passes or not, the client side node sends the notification information to the user.
11. A block chain-based payroll flow data processing system is characterized in that payroll flow data processing participant nodes form a block chain network; the payroll pipeline data processing participant node comprises: a customer side node, a financial institution node and a loan service side node; wherein:
the financial institution node is used for sending the payroll data of the client to the block chain network from the client side account of the financial institution;
the client side node is used for receiving a payroll data query instruction and a loan request submitted by a client and sending the query instruction and the loan request to the block chain network;
the loan service side node is used for acquiring payroll flow data corresponding to the query instruction from the block chain network according to the query instruction sent by the client side node through the block chain network; and determining whether the loan request of the customer passes according to the payroll flow data corresponding to the query instruction.
12. The block chain based payroll data processing system of claim 11 wherein said payroll data processing participant nodes further comprise a supervisor node;
the block chain-based payroll data processing system further comprises: a supervisor node for:
determining whether the financial institution node sends the payroll data of the client to a blockchain network;
when determining that the financial institution node does not send the client's payroll data to the blockchain network, generating alarm information that the financial institution node does not upload the client's payroll data; sending the alarm information to a block chain network;
when determining that the financial institution node sends the client's payroll data to the blockchain network, generating confirmation information that the financial institution node has uploaded the client's payroll data; the acknowledgement information is sent to the blockchain network.
13. The blockchain-based payroll data processing system of claim 12, wherein the financial institution node is specifically configured to:
and sending the payroll data of the client to the blockchain network according to the preset blockchain permission certification information corresponding to the financial institution node.
14. The blockchain-based payroll data processing system of claim 12, wherein the loan server node is further configured to:
sending out the information of whether the loan request of the client passes or not according to the result of determining whether the loan request of the client passes or not;
a client node further configured to:
and after receiving the notification information of whether the client's loan request submitted by the loan server node passes or not, sending the notification information to the user.
15. A pay-per-view data processing client side node based on a block chain is characterized in that a block chain network is formed by pay-per-view data processing participant nodes; the payroll pipeline data processing participant node comprises: a customer side node, a financial institution node and a service provider side node; the client-side node includes:
the query instruction and loan request receiving module is used for receiving a payroll data query instruction and a loan request submitted by a customer;
the query instruction and loan request sending module is used for sending the query instruction and the loan request to the block chain network; the payroll data query instruction and the loan request are used for the loan service party node to obtain from the block chain network; the loan server node acquires payroll data corresponding to the query instruction from the block chain network according to the query instruction received by the block chain network; determining whether the loan request of the customer passes according to the payroll flow data corresponding to the query instruction; and the payroll data is obtained by sending the payroll data in the customer side account of the financial institution to the block chain network for the financial institution node.
16. The blockchain-based payroll data processing client node of claim 15 further comprising:
the notification information receiving module is used for receiving notification information of whether the loan request of the client passes or not sent by the loan server node according to the result of determining whether the loan request of the client passes or not;
and the notification information sending module is used for sending the notification information to the client.
17. A block chain-based payroll data processing financial institution node is characterized in that payroll data processing participant nodes form a block chain network; the payroll data participant node comprises: a customer side node, a financial institution node and a loan service side node; the financial institution node includes:
the system comprises a payroll data acquisition module, a payroll data acquisition module and a payroll data acquisition module, wherein the payroll data acquisition module is used for acquiring payroll data of a client from a client account of each financial institution;
the system comprises a payroll flow data sending module, a block chain network and a block chain network, wherein the payroll flow data sending module is used for sending payroll flow data of a client to the block chain network; the payroll data of the client is used for the loan service side node to obtain from the block chain; the loan server node acquires payroll flow data corresponding to the query instruction from the blockchain network according to the query instruction received by the blockchain network; determining whether the loan request of the customer passes according to the payroll data corresponding to the query instruction; and the query instruction and the loan request are obtained by sending the received payroll flow data query instruction and loan request submitted by the client to the block chain network for the client side node.
18. The block chain-based payroll pipeline data processing financial institution node of claim 17, wherein the payroll pipeline data sending module is specifically configured to:
and sending the payroll data of the client to the blockchain network according to the preset blockchain permission certification information corresponding to the financial institution node.
19. A block chain-based payroll data processing loan service side node is characterized in that a payroll data processing participant node forms a block chain network; the payroll data participant node comprises: a customer side node, a financial institution node and a loan service side node; the loan facilitator node comprises:
the system comprises a payroll flow data query module, a payroll flow data query module and a block chain network, wherein the payroll flow data query module is used for acquiring payroll flow data corresponding to a query instruction from the block chain network according to the query instruction sent by a client side node through the block chain network;
the loan request approving module is used for determining whether the loan request of the customer passes or not according to the payroll flow data corresponding to the query instruction; the client side node receives a payroll data query instruction and a loan request submitted by a client and sends the query instruction and the loan request to the block chain network; and the payroll data is obtained by sending the payroll data in the customer side account of the financial institution to the block chain network for the financial institution node.
20. The block chain based payroll data processing loan server node of claim 19, further comprising:
a notification information sending module, configured to:
sending out the information of whether the loan request of the client passes or not according to the result of determining whether the loan request of the client passes or not;
and after receiving the notification information of whether the loan request of the client submitted by the loan server node passes or not, the client side node sends the notification information to the user.
21. A computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, wherein the processor implements the method of any one of claims 1 to 10 when executing the computer program.
22. A computer-readable storage medium, characterized in that the computer-readable storage medium stores a computer program for executing the method of any one of claims 1 to 10.
CN202110540763.5A 2021-05-18 2021-05-18 Block chain-based payroll data processing method, system and related nodes Pending CN113129135A (en)

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Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN113672983A (en) * 2021-08-25 2021-11-19 山大地纬软件股份有限公司 Service handling data privacy protection system and method based on block chain

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN113672983A (en) * 2021-08-25 2021-11-19 山大地纬软件股份有限公司 Service handling data privacy protection system and method based on block chain

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