CN113077338A - Bank exchequer cash deposit and withdrawal synchronous recording method, device and system - Google Patents
Bank exchequer cash deposit and withdrawal synchronous recording method, device and system Download PDFInfo
- Publication number
- CN113077338A CN113077338A CN202110484549.2A CN202110484549A CN113077338A CN 113077338 A CN113077338 A CN 113077338A CN 202110484549 A CN202110484549 A CN 202110484549A CN 113077338 A CN113077338 A CN 113077338A
- Authority
- CN
- China
- Prior art keywords
- cash
- bank
- risk
- vault
- block chain
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Granted
Links
- 238000000034 method Methods 0.000 title claims abstract description 42
- 230000001360 synchronised effect Effects 0.000 title claims description 16
- 238000012544 monitoring process Methods 0.000 claims abstract description 73
- 230000008859 change Effects 0.000 claims abstract description 35
- 238000013058 risk prediction model Methods 0.000 claims description 10
- 238000013500 data storage Methods 0.000 claims description 3
- 230000009471 action Effects 0.000 description 3
- 238000010801 machine learning Methods 0.000 description 3
- 230000008569 process Effects 0.000 description 3
- 230000005540 biological transmission Effects 0.000 description 2
- 238000004891 communication Methods 0.000 description 2
- 238000000151 deposition Methods 0.000 description 2
- 238000010586 diagram Methods 0.000 description 2
- 230000009286 beneficial effect Effects 0.000 description 1
- 230000007246 mechanism Effects 0.000 description 1
- 238000012986 modification Methods 0.000 description 1
- 230000004048 modification Effects 0.000 description 1
- 238000003062 neural network model Methods 0.000 description 1
- 238000005457 optimization Methods 0.000 description 1
- 230000000750 progressive effect Effects 0.000 description 1
- 238000012549 training Methods 0.000 description 1
Images
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F21/60—Protecting data
- G06F21/64—Protecting data integrity, e.g. using checksums, certificates or signatures
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q10/00—Administration; Management
- G06Q10/04—Forecasting or optimisation specially adapted for administrative or management purposes, e.g. linear programming or "cutting stock problem"
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q10/00—Administration; Management
- G06Q10/06—Resources, workflows, human or project management; Enterprise or organisation planning; Enterprise or organisation modelling
- G06Q10/063—Operations research, analysis or management
- G06Q10/0631—Resource planning, allocation, distributing or scheduling for enterprises or organisations
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q10/00—Administration; Management
- G06Q10/06—Resources, workflows, human or project management; Enterprise or organisation planning; Enterprise or organisation modelling
- G06Q10/063—Operations research, analysis or management
- G06Q10/0635—Risk analysis of enterprise or organisation activities
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Human Resources & Organizations (AREA)
- Strategic Management (AREA)
- Economics (AREA)
- Theoretical Computer Science (AREA)
- Entrepreneurship & Innovation (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Marketing (AREA)
- Development Economics (AREA)
- General Business, Economics & Management (AREA)
- Operations Research (AREA)
- Quality & Reliability (AREA)
- Game Theory and Decision Science (AREA)
- Tourism & Hospitality (AREA)
- Educational Administration (AREA)
- Finance (AREA)
- Accounting & Taxation (AREA)
- Computer Security & Cryptography (AREA)
- Technology Law (AREA)
- Health & Medical Sciences (AREA)
- Bioethics (AREA)
- General Health & Medical Sciences (AREA)
- Computer Hardware Design (AREA)
- Software Systems (AREA)
- General Engineering & Computer Science (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention provides a method, a device and a system for synchronously recording cash access of a bank vault, wherein a monitoring agent terminal is deployed in a cash recording system of each bank vault, so that the monitoring agent terminal monitors cash amount change information in the cash recording system in real time, nodes in a block chain can acquire cash amount change information sent by the monitoring agent terminal in a monitoring range in real time, cash access data of the bank vault, including bank vault identification, access time, access cash amount and cash allowance, are synchronously recorded in each node in the block chain, and the risk of tampering record in the cash recording system is reduced by utilizing the characteristics of non-tampering and traceability of the block chain, so that the record traceability in the cash recording system is realized. Meanwhile, based on the cash amount access data of each vault recorded in the block chain, whether the bank amount has risk or not is conveniently monitored in time by the block chain link points, and the security of the bank vaults is further improved.
Description
Technical Field
The invention relates to the technical field of block chains, in particular to a bank vault cash deposit and withdrawal synchronous recording method, device and system.
Background
The bank vault is a key mechanism of the bank and manages the dispatching and safety of cash.
Currently, a bank vault manages the vault through a cash recording system. However, because the cash recording system has the risk of being tampered, lawbreakers can steal cash in the vault by tampering the data in the cash recording system, and great safety risk is brought to banks.
Disclosure of Invention
In view of the above, the present invention provides a method, an apparatus, and a system for synchronously recording cash deposit and withdrawal in a bank vault, which utilize the characteristics of a blockchain that is not falsifiable and traceable, and utilize the cash deposit and withdrawal data of the vault recorded by the blockchain, so as to reduce the risk of falsification of records in a cash recording system, and realize the traceable records in the cash recording system.
In order to achieve the above purpose, the invention provides the following specific technical scheme:
a bank exchequer cash access synchronous recording method is applied to nodes in a block chain, each node is provided with a monitoring server, a cash recording system of each bank exchequer is provided with a monitoring agent terminal, and the method comprises the following steps:
receiving cash amount change information of the vault sent by a monitoring agent terminal within a preset monitoring range;
analyzing the cash amount change information of the cash box to obtain cash access data of the cash box, wherein the cash access data of the cash box comprises: bank exchequer identification, access time, cash amount and cash allowance;
and storing the cash access data of the cash bank in each node of the block chain.
Optionally, the method further includes:
after the cash deposit and withdrawal data of the cashbox are stored, determining whether the cashbox of the bank corresponding to the cash deposit and withdrawal data of the cashbox is a risk supervision target or not according to the corresponding relation between the prestored cash deposit and withdrawal data of the bank and a risk supervision range;
under the condition that a bank vault corresponding to the vault cash access data is a risk supervision target, acquiring the vault cash access data of the risk supervision target within a preset time period through an inquiry block chain;
inputting the cash deposit and withdrawal data of the cash deposit in the vault of the risk supervision target in a preset time period into a pre-constructed risk prediction model to obtain a risk prediction result of the risk supervision target;
and determining whether to send risk early warning prompt information to the risk supervision nodes in the block chain or not according to the risk prediction result of the risk supervision target.
Optionally, the method further includes:
storing a risk prediction result of the risk surveillance objective in each node of a blockchain.
Optionally, the method further includes:
under the condition that a cash dispatching requirement is received, analyzing the cash dispatching requirement, and determining the position of a user and the cash required quantity;
acquiring the cash surplus, the risk prediction result and the distance between the cash surplus and the user position of each bank vault within a preset range of the user position through a query block chain;
and determining a cash dispatching target corresponding to the cash dispatching requirement according to the cash demand, the cash allowance of each bank vault in a preset range of the user position, a risk prediction result and the distance between the user position and the cash dispatching target.
The utility model provides a synchronous recorder of bank exchequer cash access, is applied to the node in the block chain, and every node is deployed and is had monitoring server, and the cash recording system of every bank exchequer is deployed and is had monitoring agent terminal, the device includes:
the change information receiving unit is used for receiving cash change information of the cashbox sent by the monitoring agent terminal in a preset monitoring range;
the change information analysis unit is used for analyzing the cash amount change information of the cash box to obtain cash access data of the cash box, and the cash access data of the cash box comprises: bank exchequer identification, access time, cash amount and cash allowance;
and the access data storage unit is used for storing the cash access data of the cash box in each node of the block chain.
Optionally, the apparatus further comprises a risk prediction unit, specifically configured to:
after the cash deposit and withdrawal data of the cashbox are stored, determining whether the cashbox of the bank corresponding to the cash deposit and withdrawal data of the cashbox is a risk supervision target or not according to the corresponding relation between the prestored cash deposit and withdrawal data of the bank and a risk supervision range;
under the condition that a bank vault corresponding to the vault cash access data is a risk supervision target, acquiring the vault cash access data of the risk supervision target within a preset time period through an inquiry block chain;
inputting the cash deposit and withdrawal data of the cash deposit in the vault of the risk supervision target in a preset time period into a pre-constructed risk prediction model to obtain a risk prediction result of the risk supervision target;
and determining whether to send risk early warning prompt information to the risk supervision nodes in the block chain or not according to the risk prediction result of the risk supervision target.
Optionally, the apparatus further includes a risk prediction result storage unit, specifically configured to store a risk prediction result of the risk supervision target in each node of the blockchain.
Optionally, the apparatus further includes a cash scheduling unit, specifically configured to:
under the condition that a cash dispatching requirement is received, analyzing the cash dispatching requirement, and determining the position of a user and the cash required quantity;
acquiring the cash surplus, the risk prediction result and the distance between the cash surplus and the user position of each bank vault within a preset range of the user position through a query block chain;
and determining a cash dispatching target corresponding to the cash dispatching requirement according to the cash demand, the cash allowance of each bank vault in a preset range of the user position, a risk prediction result and the distance between the user position and the cash dispatching target.
A bank vault cash deposit and withdrawal synchronous recording system comprises: the block chain and at least one cash recording system of a bank vault;
each node in the block chain is provided with a monitoring server for executing the bank vault cash access synchronous recording method disclosed by the embodiment;
a cash recording system of a bank vault is provided with a monitoring agent terminal;
the monitoring server communicates with monitoring agent terminals within its monitoring range.
Compared with the prior art, the invention has the following beneficial effects:
the invention discloses a bank vault cash deposit and withdrawal synchronous recording method, which is characterized in that a monitoring agent terminal is deployed in a cash recording system of each bank vault, so that the monitoring agent terminal monitors cash amount change information in the cash recording system in real time, nodes in a block chain can acquire the cash amount change information sent by the monitoring agent terminal in a monitoring range in real time, cash deposit and withdrawal data of the bank vaus, including bank vault identifications, deposit and withdrawal time, cash deposit and withdrawal amount and cash surplus, are synchronously recorded in each node in the block chain, and the block chain has the characteristics of non-tampering and traceability, so that the risk of tampering the records in the cash recording system is reduced, and the record traceability in the cash recording system is realized. Meanwhile, based on the cash amount access data of each vault recorded in the block chain, whether the bank amount has risk or not is conveniently monitored in time by the block chain link points, and the security of the bank vaults is further improved.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the provided drawings without creative efforts.
Fig. 1 is a schematic flow chart of a method for synchronously recording cash deposit and withdrawal in a bank vault according to an embodiment of the present invention;
fig. 2 is a schematic flow chart of a bank vault risk early warning method disclosed in the embodiment of the invention;
fig. 3 is a schematic flow chart of a cash scheduling method for a bank vault according to an embodiment of the present invention;
fig. 4 is a schematic structural diagram of a bank vault cash deposit and withdrawal synchronous recording device disclosed in the embodiment of the invention;
fig. 5 is a schematic structural diagram of a system for synchronously recording cash deposit and withdrawal in a bank vault according to an embodiment of the present invention.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
The invention provides a bank vault cash deposit and withdrawal synchronous recording method based on the characteristics that a block chain can not be tampered and traced, which is applied to nodes in the block chain, each node is provided with a monitoring server, a cash recording system of each bank vault is provided with a monitoring agent terminal, each monitoring server corresponds to a monitoring range, namely, the monitoring range of each node at least comprises one monitoring agent terminal, and concretely, referring to fig. 1, the bank vault cash deposit and withdrawal synchronous recording method disclosed by the embodiment comprises the following steps:
s101: receiving cash amount change information of the vault sent by a monitoring agent terminal within a preset monitoring range;
the communication mode between the monitoring agent terminal and the monitoring server can be any one of the existing communication modes, in order to improve the security of data transmission, an encryption transmission mode can be adopted, the monitoring agent terminal sends the encrypted cash amount change information of the cashbox to the monitoring server, and the monitoring server decrypts the cash amount change information of the cashbox to obtain the cash amount change information of the cashbox.
S102: analyzing the cash amount change information of the cash box to obtain cash access data of the cash box, wherein the cash access data of the cash box comprises: bank exchequer identification, access time, cash amount and cash allowance;
the bank vault identification is used for distinguishing different bank vaults and is the only identification of the bank vault.
The cash surplus is the cash amount after the cash is stored and taken at this time.
S103: the cash deposit access data of the cash box is stored in each node of the block chain.
Specifically, cash deposit and withdrawal data of the cash box is stored in each node of the block chain in a consensus mode, and the same data are stored in each node.
The method for synchronously recording cash access of the bank vaults disclosed by the embodiment is characterized in that a monitoring agent terminal is deployed in a cash recording system of each bank vault, so that the monitoring agent terminal monitors cash amount change information in the cash recording system in real time, nodes in a block chain can acquire cash amount change information sent by the monitoring agent terminal in a monitoring range in real time, cash access data of the bank vaults, including bank vault identification, access time, cash access amount and cash allowance, are synchronously recorded in each node in the block chain, and the block chain has the characteristics of non-tampering and traceability, so that the risk of tampering of records in the cash recording system is reduced, and the records in the cash recording system can be traced. Meanwhile, based on the cash amount access data of each vault recorded in the block chain, whether the bank amount has risk or not is conveniently monitored in time by the block chain link points, and the security of the bank vaults is further improved.
Further, because the data stored in the blockchain is not falsifiable and is trusted, risk prediction can be performed on the bank vault based on the data stored in the blockchain. Specifically, referring to fig. 2, the embodiment discloses a bank vault risk early warning method, which includes the following steps:
s201: receiving cash amount change information of the vault sent by a monitoring agent terminal within a preset monitoring range;
s202: analyzing the cash amount change information of the cash box to obtain cash access data of the cash box, wherein the cash access data of the cash box comprises: bank exchequer identification, access time, cash amount and cash allowance;
s203: the cash deposit access data of the cash box is stored in each node of the block chain.
S204: determining whether the bank vault corresponding to the cash deposit and withdrawal data of the vault is a risk supervision target or not according to the corresponding relation between the prestored bank vault identification and the risk supervision range;
in practical application, risk early warning strategies in different areas may be different, and therefore, in order to improve accuracy and effectiveness of risk early warning, the risk early warning of the bank vaults is performed in different areas, specifically, each node corresponds to one risk supervision range, at least one bank vault is included in the risk supervision range, that is, the risk supervision range corresponds to at least one bank vault identifier, and the node performs risk early warning only on the bank vaults in the risk supervision range.
S205: under the condition that a bank vault corresponding to the vault cash access data is a risk supervision target, acquiring the vault cash access data of the risk supervision target in a preset time period through an inquiry block chain;
s206: inputting the cash deposit and withdrawal data of the cash deposit in the vault of the risk supervision target in a preset time period into a pre-constructed risk prediction model to obtain a risk prediction result of the risk supervision target;
the risk prediction model can be a model based on rule judgment and can also be a machine learning model.
The model judged based on the rule can be that: such as the condition of depositing and withdrawing frequency limit condition, depositing and withdrawing amount limit condition, and the like, when the cash deposit and withdrawal data of the cash deposit of the risk supervision target in the preset time period meets one or more limit conditions, the risk supervision target is judged to have risk.
The machine learning model needs to be trained in advance, specifically, a machine learning model such as a neural network model is trained by using a data sample marked with whether a risk exists, when a training result meets a preset condition, a risk prediction model is obtained, input data of the risk prediction model is cash deposit and withdrawal data of a cash deposit of a risk supervision target in a preset time period, and output data is whether the risk exists in the risk supervision target.
S207: and determining whether to send risk early warning prompt information to the risk supervision nodes in the block chain or not according to the risk prediction result of the risk supervision target.
It can be understood that when the risk prediction result of the risk supervision target indicates that the risk supervision target has a risk, the risk early warning prompt message is sent to the risk supervision nodes in the block chain.
Further, a risk prediction result of the risk supervision target may also be stored in each node of the blockchain.
Further, since the data stored in the block chain is not tampered and can be trusted, cash scheduling can be performed based on the data stored in the block chain. Referring to fig. 3, the present embodiment discloses a bank vault cash dispatching method, which specifically includes the following steps:
s301: under the condition that the cash dispatching requirement is received, analyzing the cash dispatching requirement, and determining the position of a user and the cash required quantity;
s302: acquiring the cash surplus, the risk prediction result and the distance between the cash surplus and the user position of each bank vault within a preset range of the user position through the query block chain;
in order to save the scheduling cost, the preset range is a physical distance range.
S303: and determining a cash dispatching target corresponding to the cash dispatching requirement according to the cash demand, the cash allowance of each bank vault in the preset range of the user position, the risk prediction result and the distance between the user position and the cash dispatching target.
The cash scheduling strategy can be a scheduling strategy based on multi-objective optimization, and the general principle of the scheduling strategy is that the cash allowance is the largest, no risk exists, and the distance between the cash allowance and the user position is the shortest, wherein the cash allowance and the weight of the distance between the cash allowance and the user position can be set, and the optimal cash scheduling objective is determined by a weighted summation method.
Based on the method for synchronously recording cash access of the bank vault disclosed by the above embodiment, the embodiment correspondingly discloses a device for synchronously recording cash access of the bank vault, which is applied to nodes in a block chain, each node is deployed with a monitoring server, a cash recording system of each bank vault is deployed with a monitoring agent terminal, please refer to fig. 4, and the device comprises:
a change information receiving unit 401, configured to receive change information of the cash amount of the vault sent by the monitoring agent terminal within a preset monitoring range;
a change information analysis unit 402, configured to analyze the change information of the cash amount of the vault to obtain cash access data of the vault, where the cash access data of the vault includes: bank exchequer identification, access time, cash amount and cash allowance;
an access data storage unit 403 for storing the cash deposit access data in each node of the block chain.
Optionally, the apparatus further comprises a risk prediction unit, specifically configured to:
after the cash deposit and withdrawal data of the cashbox are stored, determining whether the cashbox of the bank corresponding to the cash deposit and withdrawal data of the cashbox is a risk supervision target or not according to the corresponding relation between the prestored cash deposit and withdrawal data of the bank and a risk supervision range;
under the condition that a bank vault corresponding to the vault cash access data is a risk supervision target, acquiring the vault cash access data of the risk supervision target within a preset time period through an inquiry block chain;
inputting the cash deposit and withdrawal data of the cash deposit in the vault of the risk supervision target in a preset time period into a pre-constructed risk prediction model to obtain a risk prediction result of the risk supervision target;
and determining whether to send risk early warning prompt information to the risk supervision nodes in the block chain or not according to the risk prediction result of the risk supervision target.
Optionally, the apparatus further includes a risk prediction result storage unit, specifically configured to store a risk prediction result of the risk supervision target in each node of the blockchain.
Optionally, the apparatus further includes a cash scheduling unit, specifically configured to:
under the condition that a cash dispatching requirement is received, analyzing the cash dispatching requirement, and determining the position of a user and the cash required quantity;
acquiring the cash surplus, the risk prediction result and the distance between the cash surplus and the user position of each bank vault within a preset range of the user position through a query block chain;
and determining a cash dispatching target corresponding to the cash dispatching requirement according to the cash demand, the cash allowance of each bank vault in a preset range of the user position, a risk prediction result and the distance between the user position and the cash dispatching target.
Fig. 5 shows that fig. 5 is only an example of a system for synchronously recording cash deposit and withdrawal in a bank vault, and the system for synchronously recording cash deposit and withdrawal in a bank vault includes: the block chain and at least one cash recording system of a bank vault;
each node in the blockchain is deployed with a monitoring server.
A cash recording system of a bank vault is provided with a monitoring agent terminal.
Each node corresponds to a monitoring range respectively, the monitoring range comprises at least one monitoring agent terminal, and the monitoring server is communicated with the monitoring agent terminals in the monitoring range.
That is, each node in the block chain can receive the cash change information of the cash bank in the monitored cash record system sent by each monitoring agent terminal in the monitoring range.
The cash access data of the cash box received by each node is stored in each node in the block chain, so that each node can inquire the cash change information of the cash box in the cash recording system of all bank cash boxes.
Each node in the block chain is used for executing the following bank vault cash deposit and withdrawal synchronous recording method:
receiving cash amount change information of the vault sent by a monitoring agent terminal within a preset monitoring range;
analyzing the cash amount change information of the cash box to obtain cash access data of the cash box, wherein the cash access data of the cash box comprises: bank exchequer identification, access time, cash amount and cash allowance;
and storing the cash access data of the cash bank in each node of the block chain.
Further, the method further comprises:
after the cash deposit and withdrawal data of the cashbox are stored, determining whether the cashbox of the bank corresponding to the cash deposit and withdrawal data of the cashbox is a risk supervision target or not according to the corresponding relation between the prestored cash deposit and withdrawal data of the bank and a risk supervision range;
under the condition that a bank vault corresponding to the vault cash access data is a risk supervision target, acquiring the vault cash access data of the risk supervision target within a preset time period through an inquiry block chain;
inputting the cash deposit and withdrawal data of the cash deposit in the vault of the risk supervision target in a preset time period into a pre-constructed risk prediction model to obtain a risk prediction result of the risk supervision target;
and determining whether to send risk early warning prompt information to the risk supervision nodes in the block chain or not according to the risk prediction result of the risk supervision target.
Further, the method further comprises:
storing a risk prediction result of the risk surveillance objective in each node of a blockchain.
Further, the method further comprises:
under the condition that a cash dispatching requirement is received, analyzing the cash dispatching requirement, and determining the position of a user and the cash required quantity;
acquiring the cash surplus, the risk prediction result and the distance between the cash surplus and the user position of each bank vault within a preset range of the user position through a query block chain;
and determining a cash dispatching target corresponding to the cash dispatching requirement according to the cash demand, the cash allowance of each bank vault in a preset range of the user position, a risk prediction result and the distance between the user position and the cash dispatching target.
The invention discloses a bank vault cash deposit and withdrawal synchronous recording system, which is characterized in that a monitoring agent terminal is deployed in a cash recording system of each bank vault, so that the monitoring agent terminal monitors cash amount change information in the cash recording system in real time, nodes in a block chain can acquire the cash amount change information sent by the monitoring agent terminal in a monitoring range in real time, cash deposit and withdrawal data of the bank vaus, including bank vault identifications, deposit and withdrawal time, cash deposit and withdrawal amount and cash surplus, are synchronously recorded in each node in the block chain, and the risk of tampering and tracing of records in the cash recording system is reduced by using the characteristic that the block chain is not tampered and traceable, so that the records in the cash recording system can be traced. Meanwhile, based on the cash amount access data of each vault recorded in the block chain, whether the bank amount has risk or not is conveniently monitored in time by the block chain link points, and the security of the bank vaults is further improved.
The embodiments in the present description are described in a progressive manner, each embodiment focuses on differences from other embodiments, and the same and similar parts among the embodiments are referred to each other. The device disclosed by the embodiment corresponds to the method disclosed by the embodiment, so that the description is simple, and the relevant points can be referred to the method part for description.
It is further noted that, herein, relational terms such as first and second, and the like may be used solely to distinguish one entity or action from another entity or action without necessarily requiring or implying any actual such relationship or order between such entities or actions. Also, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of other identical elements in a process, method, article, or apparatus that comprises the element.
The steps of a method or algorithm described in connection with the embodiments disclosed herein may be embodied directly in hardware, in a software module executed by a processor, or in a combination of the two. A software module may reside in Random Access Memory (RAM), memory, Read Only Memory (ROM), electrically programmable ROM, electrically erasable programmable ROM, registers, hard disk, a removable disk, a CD-ROM, or any other form of storage medium known in the art.
The above embodiments can be combined arbitrarily, and the features described in the embodiments in the present specification can be replaced or combined with each other in the above description of the disclosed embodiments, so that those skilled in the art can implement or use the present application.
The previous description of the disclosed embodiments is provided to enable any person skilled in the art to make or use the present invention. Various modifications to these embodiments will be readily apparent to those skilled in the art, and the generic principles defined herein may be applied to other embodiments without departing from the spirit or scope of the invention. Thus, the present invention is not intended to be limited to the embodiments shown herein but is to be accorded the widest scope consistent with the principles and novel features disclosed herein.
Claims (9)
1. A bank vault cash deposit and withdrawal synchronous recording method is characterized in that the method is applied to nodes in a block chain, each node is provided with a monitoring server, and a cash recording system of each bank vault is provided with a monitoring agent terminal, and the method comprises the following steps:
receiving cash amount change information of the vault sent by a monitoring agent terminal within a preset monitoring range;
analyzing the cash amount change information of the cash box to obtain cash access data of the cash box, wherein the cash access data of the cash box comprises: bank exchequer identification, access time, cash amount and cash allowance;
and storing the cash access data of the cash bank in each node of the block chain.
2. The method of claim 1, further comprising:
after the cash deposit and withdrawal data of the cashbox are stored, determining whether the cashbox of the bank corresponding to the cash deposit and withdrawal data of the cashbox is a risk supervision target or not according to the corresponding relation between the prestored cash deposit and withdrawal data of the bank and a risk supervision range;
under the condition that a bank vault corresponding to the vault cash access data is a risk supervision target, acquiring the vault cash access data of the risk supervision target within a preset time period through an inquiry block chain;
inputting the cash deposit and withdrawal data of the cash deposit in the vault of the risk supervision target in a preset time period into a pre-constructed risk prediction model to obtain a risk prediction result of the risk supervision target;
and determining whether to send risk early warning prompt information to the risk supervision nodes in the block chain or not according to the risk prediction result of the risk supervision target.
3. The method of claim 2, further comprising:
storing a risk prediction result of the risk surveillance objective in each node of a blockchain.
4. The method of claim 3, further comprising:
under the condition that a cash dispatching requirement is received, analyzing the cash dispatching requirement, and determining the position of a user and the cash required quantity;
acquiring the cash surplus, the risk prediction result and the distance between the cash surplus and the user position of each bank vault within a preset range of the user position through a query block chain;
and determining a cash dispatching target corresponding to the cash dispatching requirement according to the cash demand, the cash allowance of each bank vault in a preset range of the user position, a risk prediction result and the distance between the user position and the cash dispatching target.
5. The utility model provides a synchronous recorder of bank exchequer cash access which characterized in that is applied to the node in the block chain, and every node is deployed and is had monitoring server, and the cash recording system of every bank exchequer is deployed and is had monitoring agent terminal, the device includes:
the change information receiving unit is used for receiving cash change information of the cashbox sent by the monitoring agent terminal in a preset monitoring range;
the change information analysis unit is used for analyzing the cash amount change information of the cash box to obtain cash access data of the cash box, and the cash access data of the cash box comprises: bank exchequer identification, access time, cash amount and cash allowance;
and the access data storage unit is used for storing the cash access data of the cash box in each node of the block chain.
6. The apparatus according to claim 5, further comprising a risk prediction unit, in particular for:
after the cash deposit and withdrawal data of the cashbox are stored, determining whether the cashbox of the bank corresponding to the cash deposit and withdrawal data of the cashbox is a risk supervision target or not according to the corresponding relation between the prestored cash deposit and withdrawal data of the bank and a risk supervision range;
under the condition that a bank vault corresponding to the vault cash access data is a risk supervision target, acquiring the vault cash access data of the risk supervision target within a preset time period through an inquiry block chain;
inputting the cash deposit and withdrawal data of the cash deposit in the vault of the risk supervision target in a preset time period into a pre-constructed risk prediction model to obtain a risk prediction result of the risk supervision target;
and determining whether to send risk early warning prompt information to the risk supervision nodes in the block chain or not according to the risk prediction result of the risk supervision target.
7. The apparatus according to claim 6, further comprising a risk prediction result storage unit, in particular for storing a risk prediction result of the risk supervision objective in each node of a blockchain.
8. The apparatus according to claim 7, further comprising a cash dispenser unit, in particular for:
under the condition that a cash dispatching requirement is received, analyzing the cash dispatching requirement, and determining the position of a user and the cash required quantity;
acquiring the cash surplus, the risk prediction result and the distance between the cash surplus and the user position of each bank vault within a preset range of the user position through a query block chain;
and determining a cash dispatching target corresponding to the cash dispatching requirement according to the cash demand, the cash allowance of each bank vault in a preset range of the user position, a risk prediction result and the distance between the user position and the cash dispatching target.
9. The utility model provides a bank's national treasury cash deposit and withdrawal synchronization record system which characterized in that includes: the block chain and at least one cash recording system of a bank vault;
each node in the block chain is provided with a monitoring server for executing the bank vault cash access synchronous recording method according to any one of claims 1 to 4;
a cash recording system of a bank vault is provided with a monitoring agent terminal;
the monitoring server communicates with monitoring agent terminals within its monitoring range.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202110484549.2A CN113077338B (en) | 2021-04-30 | 2021-04-30 | Synchronous recording method, device and system for bank vault cash access |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202110484549.2A CN113077338B (en) | 2021-04-30 | 2021-04-30 | Synchronous recording method, device and system for bank vault cash access |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN113077338A true CN113077338A (en) | 2021-07-06 |
| CN113077338B CN113077338B (en) | 2024-03-15 |
Family
ID=76616610
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN202110484549.2A Active CN113077338B (en) | 2021-04-30 | 2021-04-30 | Synchronous recording method, device and system for bank vault cash access |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN113077338B (en) |
Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105404701A (en) * | 2015-12-31 | 2016-03-16 | 浙江图讯科技股份有限公司 | Peer-to-peer network-based heterogeneous database synchronization method |
| CN109242486A (en) * | 2018-09-25 | 2019-01-18 | 中国银行股份有限公司 | A kind of currency monitoring method, apparatus and system |
| CN111179064A (en) * | 2019-12-31 | 2020-05-19 | 中国银行股份有限公司 | Method, device, equipment and storage medium for inquiring foreign currency cash inventory information |
| CN111754326A (en) * | 2020-06-24 | 2020-10-09 | 中国银行股份有限公司 | Risk early warning method and device |
-
2021
- 2021-04-30 CN CN202110484549.2A patent/CN113077338B/en active Active
Patent Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105404701A (en) * | 2015-12-31 | 2016-03-16 | 浙江图讯科技股份有限公司 | Peer-to-peer network-based heterogeneous database synchronization method |
| CN109242486A (en) * | 2018-09-25 | 2019-01-18 | 中国银行股份有限公司 | A kind of currency monitoring method, apparatus and system |
| CN111179064A (en) * | 2019-12-31 | 2020-05-19 | 中国银行股份有限公司 | Method, device, equipment and storage medium for inquiring foreign currency cash inventory information |
| CN111754326A (en) * | 2020-06-24 | 2020-10-09 | 中国银行股份有限公司 | Risk early warning method and device |
Also Published As
| Publication number | Publication date |
|---|---|
| CN113077338B (en) | 2024-03-15 |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| Yip et al. | Detection of energy theft and defective smart meters in smart grids using linear regression | |
| CN108648071B (en) | Resource value evaluation method and device based on block chain | |
| CN113344562B (en) | Method and device for detecting Etheng phishing accounts based on deep neural network | |
| CN107135661A (en) | Data processing method, device, system and information collecting device | |
| CN103268645A (en) | Polling system and polling method based on NFC (noise feedback coding) mobile terminal | |
| JP2004334526A (en) | Calculation program and method for illegal determination score value, and calculation system for illegal determination score value of credit card | |
| CN109191197A (en) | Video passenger flow statistical analysis based on block chain technology | |
| CN102456032B (en) | Database security protection method and device | |
| Yilmaz et al. | Privacy protection of grid users data with blockchain and adversarial machine learning | |
| CN110210243A (en) | A kind of monitor video evidence-obtaining system and its evidence collecting method based on block chain | |
| CN108665288B (en) | Method and system for verifying authenticity of article | |
| CN110568833A (en) | Smart home security monitoring system | |
| CN112837071A (en) | Storage battery traceability system based on block chain | |
| CN102915376A (en) | Method and equipment for detecting deviant behavior of database | |
| CN110244573A (en) | Storage system and intelligent appliance based on intelligent appliance | |
| CN104751566A (en) | Method for monitoring fake card risk and transaction processing system for achieving the method | |
| CN111915331A (en) | Enterprise credit investigation data management method and system based on block chain | |
| Shiode et al. | Microscale Prediction of Near‐Future Crime Concentrations with Street‐Level Geosurveillance | |
| CN114465938A (en) | Penetration testing method, system and storage medium of charging pile CAN protocol based on fuzzy testing | |
| CN113077338A (en) | Bank exchequer cash deposit and withdrawal synchronous recording method, device and system | |
| CN109242486A (en) | A kind of currency monitoring method, apparatus and system | |
| CN109255685A (en) | The sharing method and device of battery status data based on block chain | |
| CN112288566A (en) | Cross-chain transaction abnormity detection and early warning method and system based on deep neural network | |
| CN101944215A (en) | Method for cigarette identification and fake cigarette network analysis | |
| CN115510433B (en) | Data open security visual supervision system, method and storage medium |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| GR01 | Patent grant | ||
| GR01 | Patent grant |