CN113065858A

CN113065858A - Electronic device, method and computer-readable recording medium for electronic transaction

Info

Publication number: CN113065858A
Application number: CN202010000631.9A
Authority: CN
Inventors: 廖立文; 魏煜娟; 胡倩玮; 孙韵如
Original assignee: Line Corp
Current assignee: Z Intermediate Global Corp
Priority date: 2020-01-02
Filing date: 2020-01-02
Publication date: 2021-07-02
Also published as: JP2021111395A; KR20210087385A

Abstract

The present invention relates to an electronic device, a method, and a computer-readable recording medium for electronic transaction. The electronic device is used for: displaying a first graphical representation of currency on a touch display; displaying a second graphical representation of the transfer of the money according to the touch display to detect a signal for operating the transfer of the money; determining a total amount based on the signal for transfer of money; and transmitting the total amount information to the information processing system for electronic transaction.

Description

Electronic device, method and computer-readable recording medium for electronic transaction

Technical Field

The present invention relates to an electronic device, a method and a computer-readable recording medium for electronic transaction, and more particularly, to an electronic device, a method and a computer-readable recording medium with payment sensing function.

Background

Electronic transactions using electronic devices are now a frequently used technique. Specifically, the user can complete electronic transactions (such as payment or money transfer) with the shop owner or the person through the mobile payment software installed on the electronic device, so that the use of cash can be avoided, and the convenience of the transactions is improved.

In the prior art, when confirming whether to perform an electronic transaction, there is no corresponding processing mechanism to buffer the electronic transaction or cancel the electronic transaction except for the interface for the user to finally confirm the information before completing the electronic transaction.

Disclosure of Invention

In view of the above, the present invention provides an electronic device, a method and a computer-readable recording medium with payment sensing function.

The invention provides an electronic transaction method for an electronic device, which comprises the following steps: displaying a first graphical representation of currency on a touch display; displaying a second graphical representation of the transfer of the money according to the signal for operating the transfer of the money detected by the touch display; determining a total amount based on the signal for transfer of money; and transmitting the total amount information to an information processing system for electronic transaction.

In some embodiments, displaying the first graphical representation of the currency further comprises: displaying at least one image of the banknote or coin in the corresponding currency.

In some embodiments, the signal for operating the transfer of money comprises a touch signal received by a touch display.

In some embodiments, the touch signal includes at least one of a click touch signal and a drag touch signal.

In some embodiments, displaying the second graphical representation of the transfer of money further comprises: displaying a dynamic image of the bill or coin of the corresponding currency.

In some embodiments, the electronic transaction method further comprises: a third graphical representation is displayed that converts the currency to a different unit.

In some embodiments, the electronic transaction method further comprises: outputting at least one of a sound generated by the speaker, a vibration generated by the vibrator, and a visual effect generated by the touch display when displaying the second graphical representation of the transfer of money.

In some embodiments, determining the total amount according to the signal further comprises: the total is calculated based on a value based on the signal for transfer of money.

In some embodiments, the first graphical representation of currency is associated with a balance of the electronic wallet.

In some embodiments, the electronic transaction method further comprises: receiving a message comprising an income value; wherein the first graphical representation of currency is associated with a revenue value for the information.

The present invention further provides an electronic device for performing an electronic transaction, comprising: the touch display device comprises a touch display, a communication module and at least one processor. The at least one processor is configured to execute computer readable instructions stored in the memory to: displaying a first graphical representation of currency on a touch display; displaying a second graphical representation of the transfer of the money according to the touch display to detect a signal for operating the transfer of the money; determining a total amount based on the signal for transfer of money; and transmitting the total amount information to the information processing system through the communication module to perform electronic transaction.

The present invention further provides a computer readable recording medium for electronic transaction, having a plurality of executable program instructions, which when loaded into an electronic device, cause the electronic device to perform the steps of the aforementioned method.

Drawings

The aspects of the present invention are best understood from the following detailed description when read with the accompanying drawing figures. It should be noted that the various features may not be drawn to scale. In fact, the dimensions of the various features may be arbitrarily increased or reduced for clarity of discussion.

FIG. 1 is a schematic diagram of a network environment in accordance with some embodiments of the invention.

Fig. 2 is a block diagram of an electronic device and a server according to some embodiments of the invention.

FIG. 3 is a block diagram of an electronic device in which a processor may include a junction element or module according to some embodiments of the invention.

FIG. 4 is a flow chart of a method that may be performed by an electronic device according to some embodiments of the invention.

FIGS. 5 and 6 are diagrams of transfer operations interfaces according to some embodiments of the invention.

FIG. 7 is a diagrammatic representation of automated transfers in accordance with some embodiments of the invention.

Fig. 8 and 9 are diagrammatic representations of manual transfers according to some embodiments of the invention.

FIGS. 10 and 11 are diagrams of transfer operations interfaces according to some embodiments of the invention.

FIG. 12 is a diagram of an automatic transfer graphical representation according to some embodiments of the invention.

Fig. 13 and 14 are schematic diagrams of graphical representations of manual transfers according to some embodiments of the invention.

Fig. 15 and 16 are schematic diagrams of graphical representations of some embodiments of the invention.

10. 11, 12 electronic device

20 information processing system

30 network

101. 201 memory

103. 203 processor

105. 205 communication module

107. 207 input/output interface

109 input/output device

103A transaction processing module

103B electronic wallet management module

400 method

500、510 GUI

501 paid information area

502 electronic wallet area

511 electronic wallet operating area

511A, 511B Currency

512 Payment operation area

600、610 GUI

601 charging information area

602 electronic wallet zone

611 electronic wallet operating area

611S finishing button

612 income operating area

612A, 612B Currency

S410 to S440

Detailed Description

In order to make the objects, technical solutions and advantages of the embodiments of the present invention clearer, the technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are some, but not all, embodiments of the present invention. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.

In the following detailed description, reference is made to the accompanying drawings that form a part hereof and in which is shown by way of illustration specific embodiments of the application. In the drawings, like numerals describe substantially similar components throughout the different views. Various specific embodiments of the present application are described in sufficient detail below to enable those skilled in the art to practice the teachings of the present application. It is to be understood that other embodiments may be utilized and structural, logical or electrical changes may be made to the embodiments of the present application.

Embodiments of the invention are discussed in more detail below. It should be appreciated, however, that the present invention provides many applicable concepts that can be embodied in a wide variety of specific contexts. The particular embodiments discussed are merely illustrative and do not limit the scope of the invention.

In the prior art, when the electronic transaction is confirmed, no corresponding processor is used for buffering the electronic transaction process or cancelling the electronic transaction under the condition that a user touches or judges the electronic transaction by mistake. Accordingly, the present invention provides an electronic device, method and computer readable recording medium with payment sensing function, which can prevent a User from erroneously completing an electronic transaction through a Graphical User Interface (GUI) buffering operation.

FIG. 1 is a schematic diagram of a network environment in accordance with some embodiments of the invention. In detail, the network environment shown in fig. 1 includes: a plurality of

electronic devices

10, 11, 12, at least one information processing system 20, and a network 30 connecting the

electronic devices

10, 11, 12 and the information processing system 20. It should be noted that fig. 1 is an illustration of a network environment according to the present invention, and the number of electronic devices or the number of information processing systems is not limited to the number illustrated in fig. 1.

The

electronic devices

10, 11, 12 may be implemented as fixed terminal devices or mobile terminal devices by means of a computer system. Specifically, the

electronic devices

10, 11, 12 may be smart phones (smart phones), mobile phones, navigation devices, computers, notebook computers, tablet computers, Personal Digital Assistants (PDAs), Portable Multimedia Players (PMPs), game machines (game consoles), wearable devices (wearable devices), Internet of Things (IoT) devices, Virtual Reality (VR) devices, Augmented Reality (AR) devices, and the like.

In some embodiments, as shown in fig. 1, the electronic device 10 is a smart phone, for example. In some embodiments, the electronic device 10 may be one of various computer systems that communicate with other electronic devices 11, 12 and/or the information processing system 20 via the network 30 by using a wireless communication method or a wired communication method.

In some embodiments, the network 30 may include: personal Area Network (PAN), Local Area Network (LAN), Campus Area Network (CAN), Metropolitan Area Network (MAN), Wide Area Network (WAN), Broadband Network (BBN), and the internet.

In some embodiments, the network topology of the network 30 may include: at least one of a bus network, a star network, a ring network, a mesh network, a star bus network, a tree or hierarchical (hierarchical) network, although not limiting to the embodiments of the network 30. It should be noted that the communication method is not limited, and the electronic devices can communicate with each other by using the short-range wireless communication method, in addition to the network 30.

The information processing system 20 may be implemented by at least one computer device (e.g., a web server) and may communicate with the

electronic devices

10, 11, 12 via the network 30 to provide services such as instructions, program codes, files, contents, and the like. For example, the information processing system 20 may be a system providing a network service, and may provide the network service to the connected

electronic devices

10, 11, 12 through the network 30. More specifically, the

electronic devices

10, 11, 12 may be installed with applications (e.g., applications with instant messaging, electronic transaction function, electronic wallet management function, etc.) associated with the network services provided by the information processing system 20, so that the information processing system 20 can provide the network services to the

electronic devices

10, 11, 12 through the applications running on the

electronic devices

10, 11, 12.

FIG. 2 is a block diagram of the internal structure of an electronic device and an information processing system according to some embodiments of the present invention. It should be noted that although fig. 2 only shows the internal structures of the electronic device 10 and the information processing system 20, the other electronic devices 11 and 12 may have the same or similar internal structures as the electronic device 10.

In some embodiments, electronic device 10 and information handling system 20 may each include:

memory

101, 201,

processor

103, 203,

communication module

105, 205 and input/

output interface

107, 207. In some embodiments, the

memories

101 and 201 may be computer-readable recording media including: a permanent mass storage device (permanent mass storage device) such as a Random Access Memory (RAM), a Read Only Memory (ROM), a disk Drive, a Solid State Drive (SSD), and a flash Memory (flash Memory).

In some embodiments, the permanent mass storage device such as ROM, SSD, flash memory, disk drive, etc. may be an additional permanent storage device different from the

memory

101, 201 and additionally installed in the electronic device 10 or the information processing system 20. In some embodiments, the

memory

101, 201 may store an Operating System (OS) and at least one program code (e.g., program code for executing applications installed on the browser of the electronic device 10 or installed on the electronic device 10 to perform certain services, etc.).

In some embodiments, the aforementioned software-related elements (elements) may be loaded from a computer-readable recording medium that is independent of the

memory

101, 201. Such computer-readable recording media may include: a computer-readable recording medium such as a floppy disk drive, a magnetic disk, a magnetic tape, a DVD/CD-ROM drive, a memory card, and a USB device. In some embodiments, the software related components may be received and loaded into the

memory

101, 201 via the

communication module

105, 205. For example, the software-related components may be provided to the electronic device 10 via the network 30 by a developer or a distribution system that distributes software, and the electronic device 10 receives the software-related components via the communication module 105 and then loads and executes the software-related components by the processor 103 in cooperation with the memory 101.

In some embodiments, the

processor

103, 203 may process instructions of a computer program by performing basic arithmetic, logic, and input-output calculations. The instructions may be provided to the

processor

103, 203 by the

memory

101, 201 or the

communication module

105, 205. For example, the

processor

103, 203 may execute instructions of the recording device program code stored in the

memory

101, 201, and may also execute instructions of the

communication module

105, 205 to receive the program code.

In some embodiments, the

communication modules

105 and 205 can perform the function of the electronic device 10 communicating with the information processing system 20 via the network 30, and can also perform the function of the electronic device 10 communicating with other electronic devices (e.g., the electronic device 11). For example, the processor 103 of the electronic device 10 may transmit a request generated when the program code stored in the memory 101 is executed to the information processing system 20 through the network 30 by using the communication module 105.

On the other hand, the processor 203 of the information processing system 20 may execute the control signal, command, content, or file generated by the program code and transmit the control signal, command, content, or file to the electronic device 10 via the network 30 by using the communication module 205. In some embodiments, the control signals, instructions, contents, or files received by the electronic device 10 from the information processing system 20 via the communication module 105 can be transmitted to the processor 103 or the memory 101 for processing, and the contents or files can be stored in a storage medium (such as the aforementioned persistent storage) of the electronic device 10.

In some embodiments, the input/output interface 107 may be an interface unit for connecting with the input/output device 109. For example, the input devices of the input/output device 109 may include: keyboard, mouse, microphone, camera, etc. The output devices of the output-input device 109 may include: a display, a speaker, a vibrator, a haptic feedback device (haptic feedback device), and the like.

In some embodiments, the input/output device 109 may be a touch display having both input and output functions, and the input/output interface 107 may be an interface unit between the touch display and the electronic device 10, in which case, the input/output device 109 and the electronic device 10 can be formed as one device. Similarly, the input/output interface 207 of the information processing system 20 can be an interface unit for connecting the information processing system 20 with an external input/output device (not shown), or can be an interface unit for connecting with an input/output device (not shown) included in the information processing system 20.

In some embodiments, the processor 103 of the electronic device 10 may configure the data provided by the information processing system 20 or the electronic device 11 into a service frame or content during the processing of the computer program instructions loaded into the memory 101, and display the service frame or content on the display through the input/output interface 107.

In some embodiments, electronic device 10 and information handling system 20 may include more structural elements than those of FIG. 2, although most prior art structural elements need not be explicitly shown. For example, the electronic device 10 may include at least a portion of the input-output device 109 as described above, or may include: transceiver (transceiver), Global Positioning System (GPS) module, camera lens, various sensors, and database.

More specifically, where the electronic device 10 is a smartphone, the electronic device 10 may include a smartphone, typically having: various structural elements such as an acceleration sensor, a gyro sensor, a photographing lens module, various physical buttons, a button using a touch panel, an input/output terminal, a vibrator for vibration, and a speaker for emitting sound.

In some embodiments, the processor 103 of the electronic device 10 may be implemented as a structural element or module, and the structural element or module of the processor 103 may be considered as a different function (function) of the processor 103 after executing the program code instructions stored in the memory 101. In some embodiments, structural elements or modules of the processor 103 may be selectively included within the processor 103 or excluded from the processor 103. In some embodiments, structural elements or modules of the processor 103 may separate or combine functions based on different situations.

In some embodiments, the electronic device 10 may comprise a computer-implemented electronic transaction system. For example, the electronic transaction system can be implemented as an application program executed independently, or can be implemented as an in-app (in-app) of a specific application program, and operates based on the specific application program. In some embodiments, the electronic device 10 may provide electronic transaction services by interfacing with the information processing system 20.

Based on the technology of the invention, the user can perform the relevant operation of the transaction by the buffering of the graphical interface through the electronic device and the method with the payment sensing function, thus avoiding the user from completing the electronic transaction by mistake. It should be noted that the following drawings illustrate the GUI for electronic transaction only for exemplary purposes, and are not intended to limit the present invention to the illustrated aspects, as long as the GUI can be applied to the operation interface of the electronic transaction service linked with the backend network (e.g., the information processing system 20). The following describes specific embodiments of the electronic device and method with payment sensing function.

FIG. 3 is a block diagram of structural elements or modules included in a processor of an electronic device according to some embodiments of the present invention. Specifically, as shown in fig. 3, the processor 103 of the electronic device 10 may include at least a transaction processing module 103A and an electronic wallet management module 103B. The transaction processing module 103A can perform the electronic transaction function after the processor 103 executes the program code instructions stored in the memory 101, and the electronic wallet management module 103B can perform the electronic wallet management function after the processor 103 executes the program code instructions stored in the memory 101.

Fig. 4 is a flowchart of an electronic transaction method executed by an electronic device according to some embodiments of the invention. In some embodiments, the electronic transaction method shown in fig. 4 may be implemented in the electronic device 10 by implementing the electronic transaction system in the electronic device 10 based on instructions provided by executing an application installed in the electronic device 10. In detail, after the processor 103 executes the OS and the related program code instructions stored in the memory 101, the transaction processing element 103A and the electronic wallet managing element 103B may execute the steps S410, S420, S430, and S440 included in the electronic transaction method 400 of fig. 4.

In other words, at the beginning of the method 400, the processor 103 may read from the memory 101 the corresponding program code instructions loaded into the memory 101, and these program code instructions include program code instructions that cause the transaction processing element 103A and the wallet management element 103B to perform steps S410, S420, S430, and S440.

In some embodiments, when a user wants to perform an electronic transaction using the electronic device 10 installed with the electronic transaction application, the user operates the related function through the electronic device 10. Specifically, when the user operates the electronic transaction application through the electronic device 10 and proceeds to the transfer function, the electronic wallet managing module 103B of the processor 103 performs step S410 to display a first graphical representation of money on the touch display of the electronic device 10. In some embodiments, the first graphical representation of the currency may include an image of at least one of a banknote or a coin corresponding to the currency.

In some embodiments, where the transfer function is payment by the user, the first graphical representation of the currency is associated with a balance of an electronic purse, in other words, the first graphical representation of the currency represents the balance of the electronic purse. In some embodiments, when the transfer function is that the user uses the electronic device 10 to receive payment information from the information processing system 20 that other users use other electronic devices (e.g., the electronic device 11), the first graphical representation of the currency is associated with an income value of the payment information, i.e., the first graphical representation of the currency is an income value representing the payment information.

Next, when the user operates the money transfer operation through the touch display of the electronic device 10, in other words, when the touch display detects a signal of transferring the operation money, the electronic wallet managing module 103B of the processor 103 performs step S420 to display a second graphic representation of the money transfer on the touch display according to the signal of transferring the operation money. In some embodiments, the user touches the first graphical representation of the money displayed on the touch display to operate the transfer of money, and the signal indicating the transfer of money detected by the touch display is a touch signal.

In some embodiments, the user may click a button of a specific GUI on the touch display to operate the money transfer, and when the touch signal detected by the touch display to operate the money transfer is a click touch signal, the electronic wallet management module 103B of the processor 103 automatically displays a second graphical representation of the money transfer. Wherein the second graphical representation of the transfer of currency may include a dynamic image of at least one of a banknote or a coin corresponding to the currency. For example, the second graphical representation of the transfer of money may include a dynamic image of a banknote or coin moving from a first region to a second region of the touch-sensitive display corresponding to the money.

In some embodiments, the user may drag the first graphical representation of the money displayed on the touch display to operate the transfer of money, and when the touch signal indicating the transfer of money is detected by the touch display as a drag touch signal, the electronic wallet management module 103B of the processor 103 displays a second graphical representation of the transfer of money for the drag operation. Wherein the second graphical representation of the transfer of currency may include a dynamic image of at least one of a banknote or a coin corresponding to the currency. For example, the second graphical representation of the transfer of money may include a dynamic image of a banknote or coin corresponding to the money moving from the first area to the second area of the touch-sensitive display based on a drag operation by the user.

In some embodiments, the user can click another button on the GUI on the touch display, and when the touch display detects a corresponding click touch signal, the wallet management module 103B of the processor 103 displays a third graphical representation that converts the currency into different units. The third graphical representation of currency conversion may include converting a banknote or coin corresponding to the currency into a dynamic image of a different unit. For example, the third graphical representation of the currency conversion may include a dynamic image of a banknote or coin corresponding to the currency divided into a plurality of sub-units (e.g., a banknote of one thousand denomination divided into ten banknotes of one hundred denomination), or a dynamic image of a plurality of banknotes or coins corresponding to the currency combined into a single unit (e.g., a coin of ten one denomination combined into a coin of ten one denomination).

In some embodiments, when the wallet managing module 103B of the processor 103 displays the second graphical representation of the transfer of money, a sound may be generated through a speaker of the electronic device 10, a vibration may be generated through a vibrator of the electronic device 10, or a visual effect may be generated through a touch display. In some embodiments, at least one of the aforementioned generated sound, vibration, and visual effects may be simultaneously output when the electronic wallet management module 103B of the processor 103 displays the second graphical representation of the transfer of money.

Next, the electronic wallet managing module 103B of the processor 103 performs step S430 to calculate a total amount of electronic transactions to be performed based on the value of the money denomination according to the signal for transferring the operation money. In some embodiments, in the case where the transfer function is for payment of the user, the first graphical representation of the currency represents the balance of the wallet, and therefore, when the action of manipulating the currency corresponds to the action of removing the currency from the wallet, the wallet managing module 103B of the processor 103 adds the value corresponding to the currency to the amount of payment according to the signal of transferring the manipulated currency. On the other hand, when the action of operating money is an action corresponding to the movement of money into the electronic wallet, the electronic wallet managing module 103B of the processor 103 subtracts the amount of money to be paid by a value corresponding to the money, according to a signal of transfer of the operating money.

For example, when the user moves a first graphical representation of the currency in the wallet area (e.g., a thousand banknote image of the wallet area) out of the wallet area, the user is paying using the currency in the wallet, and thus the amount paid is added to the amount corresponding to the currency (e.g., the amount paid is one thousand) to pay the amount corresponding to the currency.

In addition, when the user moves the first graphical representation of the money outside the wallet area (e.g., the image of a five hundred dollar banknote outside the wallet area) into the wallet area, the user is returning the money outside the wallet to the wallet, and the amount paid is decremented by the amount corresponding to the money (e.g., the amount paid minus five hundred dollars) to return the amount originally paid to the wallet.

In some embodiments, in the case where the transfer function is that the user uses the electronic device 10 to receive payment information from the information processing system 20 for other users using other electronic devices, the first graphic of the money represents an income value representing the payment information, and therefore, when the action of manipulating the money corresponds to an action of moving the money into the electronic wallet, the electronic wallet managing module 103B of the processor 103 subtracts a value corresponding to the money from an amount of money received according to a signal of transferring the manipulated money. On the other hand, when the action of operating the money corresponds to the action of removing the money from the electronic wallet, the electronic wallet managing module 103B of the processor 103 adds a value corresponding to the money to the amount of money to be received according to the signal of transferring the operating money.

For example, when the user moves a first graphical representation of money located outside the wallet area (e.g., a thousand banknote image of the wallet area) to the wallet area, the user is performing a collection action, and therefore the amount of money to be collected is reduced by a value corresponding to the money (e.g., the amount of money to be collected is reduced by one thousand) to represent that the user has collected the amount corresponding to the value of the money.

In addition, when the user moves the first graphical representation of the money in the wallet area (e.g., the image of a five hundred dollar banknote in the wallet area) out of the wallet area, indicating that the user is returning the money in the wallet, the amount of money to be collected is added back to the value corresponding to the money (e.g., the amount to be collected plus five hundred dollars) to indicate that the user has returned the amount of money to be collected in the wallet.

In some embodiments, after processing all the signals of transferring money and determining the total amount, the electronic transaction module 103A of the processor 103 performs step S440 to transmit the total amount information to the information processing system 20 by using the communication module 105 for performing the electronic transaction. In some embodiments, in the case that the transfer function is for the user to pay, the electronic transaction module 103A of the processor 103 uses the communication module 105 to transmit information for the payment sum to the information processing system 20 to complete the electronic transaction for payment. In some embodiments, in the case that the transfer function is for the user to collect money, the electronic transaction module 103A of the processor 103 uses the communication module 105 to transmit the total amount information for collecting money to the information processing system 20 to complete the collected electronic transaction.

In some embodiments, the electronic transaction software installed by the electronic device 10 has a GUI for operating electronic transactions. FIG. 5 is a diagram of a GUI 500 of electronic transaction software according to some embodiments of the invention. In detail, after the user uses the electronic transaction software installed in the electronic device 10 to perform online shopping in the online Store LINE Store, the electronic device 10 displays the GUI 500 for notifying payment on the touch display. Among other things, GUI 500 includes: a payment information area 501 and an electronic wallet area 502.

In some embodiments, the wallet area 502 may display at least one wallet that the user has been legally registered with. Specifically, as shown, in such embodiments, the user-usable electronic wallet includes: LINE payment, e-wallet a, e-wallet B, and credit card C. The unit of the balance paid by the LINE and the unit of the balance of the electronic wallet A are new table money, the unit of the balance of the electronic wallet B is Hanyuan, and the unit of the credit card C is a credit card issued by VISA.

Subsequently, since the payment information area 501 displays that the amount of the name of the required payment is in units of new taiwan currency, the user can click on the wallet a touching the wallet area 502 to enter a GUI 510 shown in fig. 6. In detail, after clicking the electronic wallet a, the electronic device 10 displays the GUI 510 on the touch display. In some embodiments, GUI 510 includes a wallet a operations area 511 and a payment operations area 512, wallet a operations area 511 displaying a balance of wallet a and payment operations area 512 displaying an amount of payment. Wherein the e-wallet management module 103B further displays a first graphical representation of a new currency 3,523 in the e-wallet a operating area 511. In some embodiments, the first graphical representation of currency may include: banknote images 511A and/or coin images 511B corresponding to various denominations of money of the electronic wallet a.

In some embodiments, the user may directly click a payment button under the touch GUI 510 to perform the transfer operation. Referring to fig. 7, when the touch display detects that the payment button of the GUI 510 is clicked, i.e., the touch display detects a touch signal at the payment button of the GUI 510, the electronic wallet management module 103B displays a second graphical representation of the automated money transfer on the touch display. More specifically, the second graphical representation of the transfer of money comprises: moving the money of the electronic wallet a operation area 511 to the moving picture of the payment operation area 512. In other words, the second graphical representation of the transfer of money comprises: the moving image of the bill 511A and/or coin 511B of the electronic wallet a operation area 511 is moved to the payment operation area 512.

In some embodiments, the electronic wallet managing module 103B may automatically transfer the amount of money corresponding to the payment operation area 512 according to a signal for operating the transfer of money detected by the touch display, i.e., a click touch signal of the payment button, and jump out the final confirmation message after the automatic transfer is completed to inquire the user whether to confirm the payment. When the user clicks the confirmation message, the transaction processing module 103A can transmit the total amount information to the information processing system 20 through the communication module 105 for performing the electronic transaction. In other words, the payment operation is completed to the information processing system 20.

More specifically, the electronic wallet managing module 103B may automatically display a second graphic representation of the money transfer according to the click touch signal of the payment button detected by the touch display, and automatically display a moving image of the money moving from the electronic wallet a operation area 511 to the payment operation area 512, and jump out the final confirmation information after the amount of money to be paid by the money moving to the payment operation area 512 to inquire whether the user confirms the payment. When the user clicks the confirmation message, the transaction processing module 103A can transmit the total amount information to the information processing system 20 through the communication module 105 for performing the electronic transaction. In other words, the payment operation is completed to the information processing system 20.

For example, when the payment required to be paid is five hundred and ten yuan for a new platform coin, by directly clicking the payment button of the GUI 510, the electronic wallet managing module 103B automatically moves the money corresponding to five hundred and ten yuan from the operating area 511 of the electronic wallet a to the payment operating area 512, and displays a dynamic image of the movement of the money, and the transaction processing module 103A completes the payment operation.

In some embodiments, the user may move the first graphical representation of currency, i.e., move bill image 511A and/or coin image 511B, to perform a money transfer operation. Referring to fig. 8, when the touch display detects that the first graphical representation of money is dragged, i.e., the touch display detects a dragging signal at the bill image 511A, the electronic wallet management module 103B will display a second graphical representation of the transfer of money on the touch display. More specifically, the second graphical representation of the transfer of money comprises: moving the money of the electronic wallet a operation area 511 to the moving picture of the payment operation area 512. In other words, the second graphical representation of the transfer of money comprises: the bill 511A of the electronic wallet a operation area 511 is moved to the moving image of the payment operation area 512 based on the drag operation.

Further, referring to fig. 9, when the user drags enough money, i.e., drags the fee corresponding to the money to be paid, to the payment operation area 512, the electronic wallet managing module 103B determines the amount of money to be paid according to the signal for transferring money detected by the touch display, i.e., the dragging touch signal of the first graphic representation of money, and displays the determined amount of money in the payment operation area 512. When the user further clicks the payment button, the user is asked whether to confirm the payment by jumping out the final confirmation message. When the user clicks the confirmation message, the transaction processing module 103A can transmit the total amount information to the information processing system 20 through the communication module 105 for performing the electronic transaction. In other words, the payment operation is completed to the information processing system 20.

For example, when the required payment is five hundred and ten dollars for a new station currency, the user can drag the money corresponding to the five hundred and ten dollars from the operation area 511 of the electronic wallet a into the payment operation area 512, so that the electronic wallet management module 103B can display the dynamic image of the money movement accordingly, and the transaction processing module 103A completes the payment operation.

In some embodiments, when the user drags the first graphical representation of the currency from the wallet a operation area 511 to the payment operation area 512, the wallet management module 103B may add a value corresponding to the first graphical representation of the currency to the amount of payment according to the dragging touch signal. For example, when the user drags bills 511A of five hundred dollar denomination from the electronic wallet a operation region 511 to the payment operation region 512, the electronic wallet management module 103B adds five hundred dollars to the payment amount according to this operation.

In some embodiments, when the user drags the first graphical representation of the currency from the payment operation area 512 to the wallet a operation area 511, the wallet management module 103B subtracts a value corresponding to the first graphical representation of the currency from the payment amount according to the dragging touch signal. For example, when the user drags ten-denomination coins 511B from the payment operation area 512 to the wallet a operation area 511, the wallet management module 103B subtracts ten from the payment amount according to this operation.

In some embodiments, the electronic transaction software installed by the electronic device 10 has another GUI for operating electronic transactions. FIG. 10 is a GUI 600 of electronic transaction software according to some embodiments of the present invention. In particular, when another user wants to pay for the user, the other user can send payment information to the information processing system 20 through another electronic device to perform an electronic transaction of payment transfer to the user. Accordingly, after receiving payment information from another user device to the user via another electronic device, the information processing system 20 can further send a message including an income value to the electronic device 10 owned by the user. Wherein the income value represents the amount of money to be paid to the user by another user.

Then, when the communication module 105 of the electronic device 10 receives the information including the income value from the information processing system 20, the electronic device 10 can display the GUI 600 for notifying the charge on the touch display through the installed electronic transaction software. Among other things, GUI 600 includes: a charging information area 601 and an electronic wallet area 602.

In some embodiments, the wallet area 602 may display at least one wallet that the user has been legally registered with. Specifically, as shown, in such embodiments, the user-usable electronic wallet includes: LINE payment, e-wallet a, e-wallet B, and credit card C. The unit of the balance paid by the LINE and the unit of the balance of the electronic wallet A are new table money, the unit of the balance of the electronic wallet B is Hanyuan, and the unit of the credit card C is a credit card issued by VISA.

Subsequently, since the charging information area 601 displays the amount of money to be paid in won, the user can click on wallet B in the wallet area 602 to enter a GUI 610 shown in fig. 11. In detail, after clicking the electronic wallet B, the electronic device 10 displays the GUI 610 on the touch display. In some embodiments, GUI 610 includes a wallet B operations area 611 and a revenue operations area 612, wallet B operations area 611 displaying a balance of wallet B and revenue operations area 612 displaying an amount of revenue. The e-wallet managing module 103B may further display a first graphical representation of currency 6,500 won in the revenue operation area 612. In some embodiments, the first graphical representation of currency may include: banknote images 612A and coin images 612B corresponding to various denominations of currency.

In some embodiments, the user may directly click a collection button under the touch GUI 610 to perform the transfer operation. Referring to fig. 12, when the touch display detects that the cash register button of the GUI 610 is clicked, that is, the touch display detects a touch signal at the cash register button of the GUI 610, the electronic wallet management module 103B displays a second graphical representation of the automated money transfer on the touch display. More specifically, the second graphical representation of the transfer of money comprises: money received in the operation area 612 is moved to the moving image of the operation area 611 of the electronic wallet B. In other words, the second graphical representation of the transfer of money comprises: the bills 612A and/or coins 612B received in the operation area 612 are moved to the moving image of the operation area 611 of the electronic wallet B.

In some embodiments, the electronic wallet managing module 103B may automatically transfer the amount of all the income to the electronic wallet B operation area 611 according to a signal for transferring money detected by the touch display, i.e., a click touch signal of a payment button, and jump out the final confirmation message after the automatic transfer to inquire the user whether to confirm the money transfer. When the user clicks the confirmation message, the transaction processing module 103A can transmit the total amount information to the information processing system 20 through the communication module 105 for performing the electronic transaction. In other words, the collection operation is completed to the information processing system 20.

More specifically, the electronic wallet managing module 103B may automatically display a second graphic representation of money transfer according to the touch signal of the money-receiving button detected by the touch display, automatically display a dynamic image of money moving from the receiving operation area 612 to the electronic wallet B operation area 611, and jump out the final confirmation message to inquire the user whether to confirm the money-receiving operation after the total amount of money in the receiving operation area 612 moves to the electronic wallet B operation area 611. When the user clicks the confirmation message, the transaction processing module 103A can transmit the total amount information to the information processing system 20 through the communication module 105 for performing the electronic transaction. In other words, the collection operation is completed to the information processing system 20.

For example, when the required payment amount is sixty-five-hundred yuan, the user directly clicks the payment button of the GUI 610, the electronic wallet managing module 103B moves all the money in the receiving operation area 612 to the electronic wallet B operation area 611, and displays a dynamic image of the movement of the money, and the transaction processing module 103A completes the payment operation.

In some embodiments, the user may move the first graphical representation of currency, i.e., move banknote image 612A and/or coin image 612B, to perform a money transfer operation. Referring to fig. 13, when the touch display detects that the first graphical representation of the money is dragged, i.e., the touch display detects a drag signal at the bill image 612A, the electronic wallet management module 103B displays a second graphical representation of the money drag transfer on the touch display. More specifically, the second graphical representation of the transfer of money comprises: money received in the operation area 612 is moved to the moving image of the operation area 611 of the electronic wallet B. In other words, the second graphical representation of the transfer of money comprises: the bills 612A received in the operation area 612 are moved to the movie image of the operation area 611 of the electronic wallet B based on the drag operation.

Further, referring to fig. 14, after the user drags all the money in the income operation area 612 to the operation area 611 of the electronic wallet B, the electronic wallet management module 103B determines the amount of income according to the signal for transferring the operation money detected by the touch display, i.e., the dragging touch signal indicated by the first graphic of money, and accumulates the amount to the balance in the operation area 611 of the electronic wallet B. When the user further clicks the collection button, the final confirmation information will be skipped to inquire whether the user confirms collection. When the user clicks the confirmation message, the transaction processing module 103A can transmit the total amount information to the information processing system 20 through the communication module 105 for performing the electronic transaction. In other words, the collection operation is completed to the information processing system 20.

For example, when the required payment amount is sixty-five hundred yuan, the user can drag money corresponding to sixty-five hundred yuan from the payment operation area 612 to the electronic wallet B operation area 611 by himself, so that the electronic wallet management module 103B can display a dynamic image of the movement of money and the transaction processing module 103A completes the payment operation.

In some embodiments, when the user drags the first graphical representation of the currency from the income operation area 612 to the e-wallet B operation area 611, the e-wallet management module 103B subtracts a value corresponding to the first graphical representation of the currency from the income amount according to the dragging touch signal. For example, when the user drags a coin 612B of five-hundred denomination from the income operation region 612 to the electronic wallet B operation region 611, the electronic wallet management module 103B subtracts five hundred from the income amount according to the operation.

In some embodiments, when the user drags the first graphical representation of the money from the wallet B operation area 611 to the income operation area 612, the wallet management module 103B may add a value corresponding to the first graphical representation of the money to the income amount according to the dragging touch signal. For example, when the user drags one thousand denomination of bills 612A from the electronic wallet B operation region 611 to the income operation region 612, the electronic wallet management module 103B may increase the income amount by one thousand according to the operation.

Referring to fig. 15, in some embodiments, the wallet B operation area 611 of the GUI 610 may further include a sorting button 611S, and when the user clicks the sorting button 611S, and the touch display detects a corresponding click touch signal, the wallet management module 103B of the processor 103 displays a third graphical representation for converting the money into different units. The third graphical representation of currency conversion may include converting a banknote or coin corresponding to the currency into a dynamic image of a different unit. As shown, the third graphical representation of the currency conversion may include a dynamic image of a plurality of banknotes or coins combined into a single unit (e.g., five banknotes of one thousand denomination combined into one banknote of five thousand denomination) corresponding to the currency.

Referring to fig. 16, in some embodiments, when the user double-clicks (double-click) the first graphical representation of the currency, and the touch display detects a corresponding double-click touch signal, the electronic wallet management module 103B of the processor 103 displays a third graphical representation that converts the currency into a different unit. The third graphical representation of currency conversion may include converting a banknote or coin corresponding to the currency into a dynamic image of a different unit. As shown, the third graphical representation of the currency conversion may include a dynamic image of a single banknote or a plurality of coins divided into a plurality of sub-units (e.g., a five thousand denomination banknote divided into five one thousand denominations of banknotes) corresponding to the currency.

In some embodiments, the electronic wallet management module 103B may cause the electronic device 10 to output at least one of a sound generated by a speaker, a vibration generated by a vibrator, and a visual effect generated by a touch display when displaying the second graphical representation of the transfer of money. For example, when displaying a dynamic image of the bill 511A, the electronic wallet managing module 103B may enable the speaker of the electronic device 10 to output a bill movement sound, or may enable the vibrator of the electronic device 10 to output a vibration effect, or may enable the touch display of the electronic device 10 to output a visual effect.

As described above, according to the embodiments of the present invention, the user can sense the operation process of the money transfer through the graphical representation of the money transfer before the user finally confirms the money transfer, and the electronic transaction completed by the user's misjudgment or mistouch can be greatly reduced through the operation of the graphical representation with the buffering property.

The apparatus described in the foregoing may be implemented by hardware structural elements, software structural elements, and/or a combination of hardware structural elements and software structural elements. For example, the devices and components described in the embodiments may be implemented using one or more general purpose or special purpose computers, such as a processor, a controller, an Arithmetic Logic Unit (ALU), a digital signal processor (digital signal processor), a microcomputer, a Field Programmable Array (FPGA), a Programmable Logic Unit (PLU), a microprocessor, or any device that executes and responds to instructions (instruction). The processing device may execute an OS and one or more application programs executed on the OS. Also, the processing device may access, store, manipulate, process, and generate data in response to execution of the software. For ease of understanding, the description will be made using one processing device, and a processing device may include a plurality of processing elements (processing elements) and/or a plurality of types of processing elements, as those skilled in the art can easily understand. For example, the processing device may include multiple processors or a processor and a controller. Also, other processing configurations like parallel processors (parallel processors) may be included.

The software may comprise a computer program (computer program), code, instructions (instructions) or a combination of one or more of them, which may constitute or communicate instructions to the processing means in a standalone or combined (collectively) manner, operating in a desired manner. The software and/or data may be embodied in any type of machine, component, physical device, computer storage medium or device for interpreting by the processing device or providing instructions or data to the processing device. The software may be distributed over network coupled computer systems for storage and execution in a distributed fashion. The software and data may be stored on one or more computer readable recording media.

The methods of the embodiments are implemented in program instructions that can be executed by various computer units and recorded in computer-readable media. In this case, the medium may continuously store the computer-executable program or temporarily store the computer-executable program for execution or download. The medium may be various recording units or storage units combined with one or more hardware, and is not limited to a medium directly connected to any computer system, and may be distributed over a network. Examples of the medium include magnetic media such as hard disks, floppy disks, and magnetic tapes, optical recording media such as CD-ROMs and DVDs, magneto-optical media such as floppy disks (floppy disks), ROMs, RAMs, and flash memories, etc., to store the program instructions. Examples of the other media include an application store that distributes application programs, a web page that supplies or distributes other various types of software, and a recording medium or a storage medium managed by a server or the like.

As described above, the embodiments are described with reference to the limited embodiments and the drawings, and various modifications and variations can be easily made by those skilled in the art in light of the above description. For example, the techniques described may be performed in a different order than the illustrated methods and/or structural elements of systems, structures, devices, circuits, etc., described may be combined or combined in a different manner than the illustrated methods or may achieve suitable results, even if replaced or substituted by other structural elements or equivalents.

Therefore, other examples, other embodiments, and arrangements within the scope and range of equivalents of the claimed invention are also within the claimed invention.

The above embodiments are provided only for illustrating the technology of the present invention and not for limiting the present invention, and those skilled in the art can make various changes and modifications without departing from the scope of the present invention, and therefore, all equivalent technical solutions should also fall within the scope of the present disclosure.

Claims

1. An electronic transaction method for an electronic device, comprising:

displaying a first graphical representation of a currency on a touch display;

displaying a second graphical representation of a transfer of the currency according to a signal for operating the transfer of the currency detected by the touch display;

determining a total amount based on the signal operating the transfer of money; and

transmitting the total amount information to an information processing system for an electronic transaction.

2. The electronic transaction method of claim 1, wherein displaying the first graphical representation of the currency further comprises:

displaying at least one image of the banknote or coin corresponding to the currency.

3. The electronic transaction method of claim 1, wherein the signal for manipulating the transfer of the currency comprises a touch signal received by the touch display.

4. The electronic transaction method of claim 3, wherein the touch signal comprises at least one of a click touch signal and a drag touch signal.

5. The electronic transaction method of claim 1, wherein displaying the second graphical representation of the transfer of the currency further comprises:

a dynamic image of the banknote or coin corresponding to the currency is displayed.

6. The electronic transaction method of claim 1, further comprising:

a third graphical representation is displayed that converts the currency to a different unit.

7. The electronic transaction method of claim 1, further comprising:

when the second graphical representation of the transfer of the currency is displayed, at least one of a sound generated by a speaker, a vibration generated by a vibrator, and a visual effect generated by the touch display is output.

8. The method of claim 1, wherein determining the total amount based on the signal further comprises:

calculating the total based on a value based on the signal for the transfer of the currency.

9. The electronic transaction method of claim 1, wherein the first graphical representation of the currency is associated with a balance of an electronic money package.

10. The electronic transaction method of claim 1, further comprising:

receiving a message comprising an income value;

wherein the first graphical representation of the currency is associated with the revenue value of the message.

11. An electronic device for performing an electronic transaction, comprising:

a touch display;

a communication module; and

at least one processor configured to execute computer readable instructions stored in a memory to:

displaying a first graphical representation of a currency on the touch display;

determining a total amount based on the signal for the transfer of the currency; and

the total amount information is transmitted to an information processing system through the communication module so as to carry out electronic transaction.

12. The electronic device of claim 11, wherein displaying the first graphical representation of the currency further comprises:

13. The electronic device of claim 11, wherein the signal for manipulating the transfer of money comprises a touch signal received by the touch display.

14. The electronic device of claim 13, wherein the touch signal comprises at least one of a click touch signal and a drag touch signal.

15. The electronic device of claim 11, wherein displaying the second graphical representation of the transfer of the currency further comprises:

16. The electronic device of claim 11, wherein the at least one processor further executes computer readable instructions stored in the memory to:

17. The electronic device of claim 11, further comprising:

a speaker;

wherein the at least one processor further executes computer readable instructions stored in the memory to:

outputting a sound using the speaker while displaying the second graphical representation of the transfer of the currency.

18. The electronic device of claim 11, further comprising:

a vibrator;

outputting a vibration with the vibrator while displaying the second graphical representation of the transfer of the currency.

19. The electronic device of claim 11, wherein the at least one processor further executes computer readable instructions stored in the memory to:

displaying a visual effect using the touch display while displaying the second graphical representation of the transfer of the currency.

20. The electronic device of claim 11, wherein the at least one processor further executes computer readable instructions stored in the memory to:

21. The electronic device of claim 11, wherein the first graphical representation of the currency is associated with a balance of an electronic money package.

22. The electronic device of claim 11, wherein the at least one processor further executes computer readable instructions stored in the memory to:

receiving a message including an income value through the communication module;

23. A computer-readable recording medium for electronic transactions, having executable program instructions which, when loaded into an electronic device, cause the electronic device to perform the method of any one of claims 1 to 10.