CN113011879A - Associated transaction data processing method and device and server - Google Patents
Associated transaction data processing method and device and server Download PDFInfo
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- CN113011879A CN113011879A CN202110301787.5A CN202110301787A CN113011879A CN 113011879 A CN113011879 A CN 113011879A CN 202110301787 A CN202110301787 A CN 202110301787A CN 113011879 A CN113011879 A CN 113011879A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3821—Electronic credentials
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
- G06F16/20—Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
- G06F16/27—Replication, distribution or synchronisation of data between databases or within a distributed database system; Distributed database system architectures therefor
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F21/60—Protecting data
- G06F21/64—Protecting data integrity, e.g. using checksums, certificates or signatures
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/12—Accounting
Abstract
The invention provides a method, a device and a server for processing associated transaction data, wherein the method comprises the following steps: the account checking data sent by the terminal are received, the account checking data are sent to the alliance chain server, so that the alliance chain server stores the account checking data, and transaction data are generated according to the account checking data and a pre-stored transaction contract; receiving transaction data sent by the alliance link server, and generating an electronic bill according to the transaction data; and sending the electronic report bill to the alliance chain server and storing the electronic report bill so that the alliance chain server sends the electronic report bill to the report bill server for auditing, thereby achieving the purpose of improving the consistency and reliability of the associated transaction service data processing.
Description
Technical Field
The invention relates to the technical field of database processing, in particular to a method, a device and a server for processing associated transaction data.
Background
With the development of economic globalization, the acceleration of the external opening of China and the development of capital markets, various forms of international enterprise groups of China are increasingly established. The more frequent transactions between domestic and overseas branches lead to unprecedented development of associated transactions, resulting in exponential growth in the amount of associated transactions between domestic and overseas branches.
At present, the settlement of related transactions between domestic and overseas branches is generally realized by generating a settlement statement through a system and then completing approval and settlement in an offline or online reconciliation mode.
However, as the form of the associated transaction becomes more complex, the existing associated transaction settlement process cannot meet the requirements of consistency and reliability of data of the associated transaction service because the two-to-two connection between the upstream and downstream systems in the transaction process cannot be realized, and a reliable associated transaction data processing method is urgently needed.
Disclosure of Invention
The invention aims to provide a method, a device and a server for processing associated transaction data, so as to improve the consistency and reliability of associated transaction service data processing.
In a first aspect, the present invention provides an associated transaction data processing method, including:
the method comprises the steps that account checking data sent by a terminal are received, the account checking data are sent to a alliance chain server, so that the alliance chain server stores the account checking data, and transaction data are generated according to the account checking data and a pre-stored transaction contract;
receiving the transaction data sent by the alliance link server, and generating an electronic bill according to the transaction data;
and sending the electronic bill to a alliance chain server and storing the electronic bill so that the alliance chain server sends the electronic bill to the bill server for auditing.
In one possible design, after generating an electronic bill from the transaction data, the method further includes:
generating an account-reporting request according to the electronic account-reporting bill, sending the account-reporting request to an account-reporting server so that the account-reporting server generates approval data according to the electronic account-reporting bill sent by the alliance chain server, and sending the approval data to the alliance chain server for storage.
In one possible design, before the reconciliation data sent by the receiving terminal, the method further includes:
receiving the charge-off data sent by a terminal, determining a reconciliation bill according to the charge-off data, and sending the reconciliation bill to the terminal so that the terminal generates the reconciliation data and a reconciliation electronic signature according to the reconciliation bill;
and receiving the reconciliation electronic signature sent by the terminal, and sending the reconciliation electronic signature to a alliance chain server for storage.
In one possible design, before the charge-out data sent by the receiving terminal, the method further includes:
the method comprises the steps of receiving an account opening request sent by a terminal, generating account information and transaction authority information according to the account opening request, and sending the account information and the transaction authority information to the terminal so that the terminal sends account-out data according to the account information and the transaction authority information.
In one possible design, after the generating an electronic bill from the transaction data, the method further includes:
and generating a settlement certificate according to the transaction data, and sending the settlement certificate to a alliance chain server for storage.
In a second aspect, the present invention provides an associated transaction data processing method, applied to a federation link server, including:
receiving and storing reconciliation data sent by a transaction server, and generating transaction data according to the reconciliation data and a pre-stored transaction contract, wherein the reconciliation data is sent to the transaction server by a terminal;
sending the transaction data to a transaction server so that the transaction server generates an electronic bill according to the transaction data;
and receiving and storing the electronic bill sent by the transaction server, and sending the electronic bill to a bill server for auditing.
In a possible design, after the sending the electronic bill for posting to the posting server for posting, the method further includes:
and receiving and storing approval data sent by the posting server, wherein the approval data is generated by the posting server according to an electronic posting bill sent by the alliance chain server after receiving a posting request sent by the transaction server, and the posting request is generated by the transaction server according to the electronic posting bill.
In a possible design, after the receiving the approval data sent by the posting server, the method further includes:
sending the approval data and the electronic bill to a payment server so that the payment server can complete payment business according to the approval data and the electronic bill and generate a payment bill;
and receiving and storing the payment bill sent by the payment server.
In one possible design, before the receiving the reconciliation data sent by the transaction server, the method further includes:
and receiving and storing a reconciliation electronic signature sent by the transaction server, wherein the reconciliation electronic signature is sent to the transaction server by the terminal, the reconciliation electronic signature is generated by the terminal according to a reconciliation bill, and the reconciliation bill is generated by the transaction server according to the charge-out data sent by the terminal.
In one possible design, before receiving the electronic bill sent by the transaction server, the method further includes:
and receiving and storing a settlement certificate sent by the transaction server, wherein the settlement certificate is generated by the transaction server according to the transaction data.
In a third aspect, an embodiment of the present invention provides an associated transaction data processing apparatus, including:
the receiving module is used for receiving the reconciliation data sent by the terminal, sending the reconciliation data to the alliance chain server so as to enable the alliance chain server to store the reconciliation data and generate transaction data according to the reconciliation data and a pre-stored transaction contract;
the generation module is used for receiving the transaction data sent by the alliance link server and generating an electronic bill according to the transaction data;
and the sending module is used for sending the electronic report bill to a alliance chain server and storing the electronic report bill so that the alliance chain server sends the electronic report bill to the report server for auditing.
In a fourth aspect, an embodiment of the present invention provides an associated transaction data processing apparatus, including:
the generating module is used for receiving and storing reconciliation data sent by the transaction server and generating transaction data according to the reconciliation data and a pre-stored transaction contract, wherein the reconciliation data is sent to the transaction server by a terminal;
the sending module is used for sending the transaction data to a transaction server so that the transaction server generates an electronic bill according to the transaction data;
and the receiving module is used for receiving and storing the electronic bill sent by the transaction server and sending the electronic bill to the bill reporting server for auditing.
In a fifth aspect, an embodiment of the present invention provides a server, including a memory and at least one processor; the memory is used for storing computer execution instructions; at least one processor configured to execute computer-executable instructions stored by the memory to cause the at least one processor to perform a method of implementing an associated transaction data processing method according to any one of the first aspect and the first aspect or according to any one of the second aspect and the second aspect.
In a sixth aspect, the present invention provides a computer-readable storage medium, in which computer-executable instructions are stored, and when a processor executes the computer-executable instructions, the method for processing associated transaction data according to any one of the first aspect and the first aspect or according to any one of the second aspect and the second aspect is implemented.
In a seventh aspect, an embodiment of the present invention provides a computer program product, which includes a computer program, and when executed by a processor, the computer program implements the associated transaction data processing method according to any one of the first aspect and the first aspect or according to any one of the second aspect and the second aspect.
According to the associated transaction data processing method, the associated transaction data processing device and the associated transaction data processing server, account checking data and electronic bills in the associated transaction process are linked to the alliance chain for storage, the purposes of cross-domain and cross-inter-system data sharing and non-tampering of each transaction are achieved, and the consistency and reliability of associated transaction data management are improved.
Drawings
The accompanying drawings, which are incorporated in and constitute a part of this specification, illustrate embodiments consistent with the invention and together with the description, serve to explain the principles of the invention.
FIG. 1 is a schematic structural diagram of a related transaction system according to an embodiment of the present invention;
FIG. 2 is a first flowchart of a method for processing associated transaction data according to an embodiment of the present invention;
FIG. 3 is a flowchart of a related transaction data processing method according to an embodiment of the present invention;
FIG. 4 is a flow chart of a method for processing associated transaction data according to an embodiment of the present invention;
FIG. 5 is a first schematic structural diagram of a related transaction data processing apparatus according to an embodiment of the present invention;
fig. 6 is a schematic structural diagram of a related transaction data processing apparatus according to an embodiment of the present invention;
fig. 7 is a schematic hardware structure diagram of a transaction server according to an embodiment of the present invention;
fig. 8 is a schematic hardware structure diagram of a federation link server according to an embodiment of the present invention.
Detailed Description
With the above figures, certain embodiments of the invention have been illustrated and described in more detail below. The drawings and the description are not intended to limit the scope of the inventive concept in any way, but rather to illustrate it by those skilled in the art with reference to specific embodiments.
With the continuous development of the economic globalization, the business connection between the domestic company and the foreign company is increasingly close. In order to better realize and develop international business, more and more companies establish branches in overseas to expand and cooperate with overseas business, business settlement transaction amount between group companies and overseas branches is exponentially increased, and associated transaction reconciliation, hedging, approval, audit and the like are more and more complicated. The related transaction refers to a transaction between a company or an affiliated company and a related party which directly or indirectly possesses the rights and interests and has a relationship of interest and harm in the company. At present, the settlement of related transactions between domestic and overseas branches is generally realized by generating a settlement statement through a system and then completing approval and settlement in an offline or online reconciliation mode. However, in the existing transaction process, due to the fact that pairwise connection between an upstream system and a downstream system in a transaction process is achieved, data consistency and reliability of associated transactions are low, and data processing requirements of associated transaction services cannot be met.
In order to solve the technical problem, the embodiment of the invention provides a processing method for realizing the association transaction between the group and the branch office through the alliance chain in combination with the service characteristics of the association transaction, so that the purposes of cross-domain and cross-system data sharing and non-falsification of each transaction are realized, and the consistency and reliability of the data management of the association transaction are improved.
Fig. 1 is a schematic structural diagram of an associated transaction system according to an embodiment of the present invention. As shown in fig. 1, the associated transaction system includes a client terminal 100, a transaction server 200, an accounting server 300, a federation chain server 400, and a payment server 500. The client terminal 100 is configured to submit fund account information of an associated party participating in an associated transaction, and the transaction server 200 is configured to implement a core link of the associated transaction, where the core link of the associated transaction includes an account-out and an account-checking. The posting server 300 is used for approval and tracing according to the posting data of the associated transaction. The payment server 500 is used to implement the final funds billing stage of the associated transaction. The alliance-link server 400 is used for storing important associated transaction data and relevant transaction certificates in a core link of the associated transaction, and data traceability and reliability of the whole transaction link are ensured.
Existing federation chains are blockchains that are interposed between public and private chains, with participation by multiple organizations or institutions. Therefore, the alliance chain is a cluster formed by a plurality of private chains, a block chain which is managed by a plurality of organizations jointly, each organization or organization manages one or more nodes, data of the alliance chain only allows different organizations in the system to read, write and send, and the alliance chain has the characteristics of low cost and high efficiency and is suitable for B2B transactions such as transactions, settlement and the like among different entities. In addition, each node of the federation chain usually has a corresponding entity organization, and can join and leave the network only after authorization. Organizations form interest-related alliances that collectively maintain healthy operation of blockchains. Among them, the alliance chain has the following advantages: partial decentralization, strong controllability, no default disclosure of data and high transaction speed. In the embodiment of the invention, all nodes participating in the associated transaction can put sharable information on the block chain through the alliance chain, thereby avoiding the problems of data tampering and data inconsistency, reducing the procedures of transaction data confirmation and communication, and improving the reliability of the associated transaction and the data processing efficiency of the transaction flow.
Fig. 2 is a first flowchart of a method for processing associated transaction data according to an embodiment of the present invention. The execution subject of the embodiment may be the transaction server in fig. 1. As shown in fig. 2, the associated transaction data processing method includes the following steps:
s201: and receiving the account checking data sent by the terminal, sending the account checking data to the alliance chain server so that the alliance chain server stores the account checking data, and generating transaction data according to the account checking data and the pre-stored transaction contract.
In the embodiment of the invention, before the association transaction is carried out, the two parties participating in the association transaction carry out audit confirmation on the association transaction contract prestored in the alliance chain together, so that the transparent sharing of the rules is ensured. Specifically, after a federation chain owner agrees according to a trading rule achieved by each organization in a federation and codes of trading contracts are written, the trading contracts are uploaded to a federation chain platform provided by a federation chain server, and after each organization in the federation chain audits the trading contracts on the federation chain platform and passes the auditing, the federation chain platform deploys the trading contracts to a cloud computing resource pool in a container mode.
In the embodiment of the invention, the reconciliation data is obtained after the reconciliation is carried out by the two parties participating in the associated transaction according to the charge-out bills. And if both sides of the associated transaction confirm that the bill is not in question, setting the reconciliation data as the result of the reconciliation confirmation. And the transaction server sends the reconciliation data to the alliance chain server, so that the alliance chain server carries out point-to-point transaction according to a pre-stored transaction contract and generates transaction data. Specifically, asset hedging is carried out according to trading contracts confirmed by both parties of the associated trading, and trading data of the associated parties are respectively generated, wherein the trading data comprise net amount and account number of the trading.
S202: and receiving the transaction data sent by the alliance link server, and generating an electronic bill according to the transaction data.
In the embodiment of the invention, the transaction server receives the transaction data returned by the alliance-link server, wherein the transaction data comprises the net amount and the account number of the transaction. The transaction server generates an electronic bill for the associated transaction according to the transaction data. In the embodiment of the present invention, optionally, after the transaction server generates the electronic bill, a settlement credential is further generated according to the transaction data, and the settlement credential is sent to the alliance chain server. The settlement voucher can be used as an auditing voucher and is used for tracing and auditing the settlement link of the associated transaction. Illustratively, the international company is a federation organization in a federation chain, after the electronic bill is generated, the international company rechecks online to generate a settlement certificate, writes a Hash value of an electronic bill file, the key data of the bill and an electronic signature thereof in the settlement certificate into a block chain for storage, and completes settlement certificate storage. By storing the settlement certificate in the alliance chain server, data sharing of a plurality of alliances in an alliance chain and data non-falsification are achieved, and consistency and reliability of transaction data storage and processing are improved.
S203: and sending the electronic bill to the alliance chain server and storing the electronic bill so that the alliance chain server sends the electronic bill to the bill server for auditing.
In an embodiment of the invention, the transaction server sends the electronic bill to the alliance-link server. And after receiving the electronic bill, the alliance chain server sends the electronic bill to the bill server for auditing. In a possible implementation manner, after the transaction server generates the electronic statement bill, the transaction server generates a statement request according to the electronic statement bill, and sends the statement request to the statement server, so that the statement server generates approval data according to the electronic statement bill sent by the alliance chain server, and sends the approval data to the alliance chain server for storage. Specifically, the method comprises the following steps. And the transaction server generates a posting request according to the electronic posting list and sends the posting request to the posting server. And after receiving the posting request, the posting server acquires the electronic posting bill from the alliance chain server, and traces and audits the transaction data and the transaction certificate of the whole associated transaction according to the electronic posting bill, so that approval data are generated.
From the above embodiments, the processing method for realizing the association transaction between the group and the overseas branch office through the alliance chain links the account checking data and the electronic report in the association transaction process to the alliance chain for storage, so that the purpose of cross-domain and cross-system data sharing and non-tampering of each transaction is realized, and the consistency and reliability of the data management of the association transaction are improved.
Fig. 3 is a flowchart of a related transaction data processing method according to an embodiment of the present invention. As shown in fig. 3, before S201 receiving the reconciliation data sent by the terminal, the method further includes the following steps:
s301: the method comprises the steps of receiving an account opening request sent by a terminal, generating account information and transaction authority information according to the account opening request, and sending the account information and the transaction authority information to the terminal so that the terminal sends account-out data according to the account information and the transaction authority information.
In the embodiment of the invention, the associated party participating in the associated transaction sends an account opening request to the transaction server through the client on the terminal, namely, the associated party applies for a transaction account and authority on the transaction platform, so that the terminal sends the charge-off data to the transaction platform provided by the transaction server according to the account information and the transaction authority information. The transaction platform provided by the transaction server distributes transaction function authority for the associated party and applies for the alliance chain transaction digital certificate and the alliance chain read-write authority of the associated party to a CA authentication center of an alliance chain, so that when the associated party initiates business transaction, the associated party has the authority to initiate the transaction authority of data read-write to the block chain through the transaction platform and is the electronic signature of the user. In the process of the associated transaction, the associated transaction medium is the core of a alliance chain, all transactions are processed around transaction data stored in account information, a transaction server provides a transaction platform, and the financial data which is paid out by a business is used as digital assets to form 'communication coins' as the transaction medium. The data of the communication currency registered in the account information mainly indicates how many digital assets are generated by the monthly service of the association organization, and registration and electronic signature are performed in the alliance chain as the "communication currency" in association transaction, and all association transaction are performed based on the "communication currency".
S302: and receiving the charge-off data sent by the terminal, determining a reconciliation bill according to the charge-off data, and sending the reconciliation bill to the terminal so that the terminal generates the reconciliation data and the reconciliation electronic signature according to the reconciliation bill.
In the embodiment of the invention, the charge-out of the correlation party is to generate the bill amount according to the service, and the bill is receivable and payable to determine the account checking bill according to the charge-out data sent by the terminal. And the friend-making server sends the reconciliation bill to the terminal, and the correlation party participating in the transaction audits the accounting data on line and generates a reconciliation electronic signature according to the confirmation result of the accounting data.
S303: and receiving the reconciliation electronic signature sent by the terminal, and sending the reconciliation electronic signature to the alliance chain server for storage.
In the embodiment of the invention, the reconciliation data and the reconciliation electronic signature sent by the terminal are received, and the reconciliation data and the reconciliation electronic signature are linked to the alliance chain for storage, so that the non-falsification of the reconciliation transaction link voucher and the consistency of the shared data are ensured.
It can be known from the above embodiments that the reconciliation data and the reconciliation electronic signature in the reconciliation link are linked to the federation chain for storage, and can be used as an important transaction certificate, so as to prevent the related parties involved in the transaction from being repudiated and falsified, and improve the reliability and consistency of related transaction data management and processing.
Fig. 4 is a flow chart of a related transaction data processing method according to an embodiment of the present invention. The execution subject of this embodiment may be the federation link server in fig. 1. As shown in fig. 4, the associated transaction data processing method includes the steps of:
s401: and receiving and storing the account checking data sent by the transaction server, and generating transaction data according to the account checking data and the pre-stored transaction contract, wherein the account checking data is sent to the transaction server by the terminal.
S402: and sending the transaction data to a transaction server so that the transaction server generates an electronic bill according to the transaction data.
S403: and receiving and storing the electronic bill sent by the transaction server, and sending the electronic bill to the bill server for auditing.
The methods of S401 to S403 described in the above embodiment are the same as the methods described in S201 to S303 in the embodiment of fig. 2, and are not repeated here.
In a possible implementation manner, after receiving approval data sent by the posting server, the alliance link server sends the approval data and the electronic posting bill to the payment server, so that the payment server completes payment business according to the approval data and the electronic posting bill and generates a payment bill; and receiving and storing the payment bill sent by the payment server.
In the embodiment of the invention, the alliance-link server sends the approval data and the electronic bill to the payment server, so that the payment server completes payment business according to the approval data and the electronic bill. Specifically, the payment server obtains the electronic posting bill from the alliance link server and then carries out real-time payment, and meanwhile, the assets of the transaction medium in the account information participating in the associated transaction are updated to the latest balance. Specifically, a bank payment system provided by the reimbursement server obtains approval data and the electronic bill from the alliance chain server, and transfers funds according to the electronic bill.
As can be seen from the above embodiments, the payment server is configured to obtain the approval data and the electronic bill from the alliance-link server to complete the payment service, generate the payment bill, and uplink the payment bill to the alliance-link server, on one hand, since the approval data and the electronic bill stored in the alliance-link server cannot be tampered, the reliability of the payment link in the associated transaction is improved; on the other hand, the bill payment in the alliance chain server can be used for tracing and checking specific transaction data in the payment link, and subsequent transaction checking is facilitated.
Fig. 5 is a first schematic structural diagram of an associated transaction data processing apparatus according to an embodiment of the present invention. As shown in fig. 5, the associated transaction data processing device 50 includes: a receiving module 501, configured to receive reconciliation data sent by a terminal, send the reconciliation data to a alliance-link server, so that the alliance-link server stores the reconciliation data, and generates transaction data according to the reconciliation data and a pre-stored transaction contract; a generating module 502, configured to receive the transaction data sent by the alliance link server, and generate an electronic bill according to the transaction data; the sending module 503 is configured to send the electronic bill to a alliance chain server and store the electronic bill, so that the alliance chain server sends the electronic bill to the account server to perform auditing processing.
In this embodiment, the associated transaction data processing apparatus may adopt the method described in the above embodiments, and the technical solution and the technical effect thereof are similar to each other and are not described herein again.
In a possible implementation manner, the related transaction data processing apparatus 50 further includes an account-reporting module, configured to generate an account-reporting request according to the electronic account-reporting form, send the account-reporting request to an account-reporting server, so that the account-reporting server generates approval data according to the electronic account-reporting form sent by the alliance-chain server, and sends the approval data to the alliance-chain server for storage.
In a possible implementation manner, the related transaction data processing apparatus 50 further includes an account-out module, configured to receive account-out data sent by a terminal, determine an account-checking bill according to the account-out data, and send the account-checking bill to the terminal, so that the terminal generates account-checking data and an electronic account-checking signature according to the account-checking bill; and receiving the reconciliation electronic signature sent by the terminal, and sending the reconciliation electronic signature to a alliance chain server for storage.
In a possible implementation manner, the associated transaction data processing apparatus 50 further includes an account opening module, configured to receive an account opening request sent by a terminal, generate account information and transaction right information according to the account opening request, and send the account information and the transaction right information to the terminal, so that the terminal sends out account data according to the account information and the transaction right information.
In a possible implementation manner, the associated transaction data processing apparatus 50 further includes a settlement module, configured to generate a settlement credential according to the transaction data, and send the settlement credential to the alliance chain server for storage.
In this embodiment, the associated transaction data processing apparatus may adopt the method described in the above embodiments, and the technical solution and the technical effect thereof are similar to each other and are not described herein again.
Fig. 6 is a schematic structural diagram of a related transaction data processing apparatus according to an embodiment of the present invention. As shown in fig. 6, the associated transaction data processing device 60 includes: the generating module 601 is configured to receive and store reconciliation data sent by the transaction server, and generate transaction data according to the reconciliation data and a pre-stored transaction contract, where the reconciliation data is sent to the transaction server by a terminal; a sending module 602, configured to send the transaction data to a transaction server, so that the transaction server generates an electronic bill according to the transaction data; the receiving module 603 is configured to receive and store the electronic bill sent by the transaction server, and send the electronic bill to the bill server for auditing.
In this embodiment, the associated transaction data processing apparatus may adopt the method described in the above embodiments, and the technical solution and the technical effect thereof are similar to each other and are not described herein again.
In a possible implementation manner, the associated transaction data processing apparatus 60 further includes an approval module, configured to receive and store approval data sent by the posting server, where the approval data is generated by the posting server according to an electronic statement bill sent by the federation chain server after receiving a posting request sent by a transaction server, and the posting request is generated by the transaction server according to the electronic statement bill.
In a possible implementation manner, the associated transaction data processing apparatus 60 further includes a payment module, configured to send the approval data and the electronic bill to a payment server, so that the payment server completes a payment service according to the approval data and the electronic bill and generates a payment bill; and receiving and storing the payment bill sent by the payment server.
In a possible implementation manner, the associated transaction data processing apparatus 60 further includes a reconciliation module, configured to receive and store a reconciliation electronic signature sent by the transaction server, where the reconciliation electronic signature is sent by the terminal to the transaction server, the reconciliation electronic signature is generated by the terminal according to the reconciliation bill, and the reconciliation bill is generated by the transaction server according to the charge-out data sent by the terminal.
In a possible implementation manner, the associated transaction data processing apparatus 60 further includes a settlement module, configured to receive and store a settlement credential sent by the transaction server, where the settlement credential is generated by the transaction server according to the transaction data.
In this embodiment, the associated transaction data processing apparatus may adopt the method described in the above embodiments, and the technical solution and the technical effect thereof are similar to each other and are not described herein again.
Fig. 7 is a schematic hardware structure diagram of a transaction server according to an embodiment of the present invention. As shown in fig. 7, the transaction server of the present embodiment includes: a processor 701 and a memory 702; wherein
A memory 702 for storing computer-executable instructions;
a processor 701 for executing computer-executable instructions stored in the memory to implement the steps performed by the transaction server in the above embodiments. Reference may be made in particular to the description relating to the method embodiments described above.
Alternatively, the memory 702 may be separate or integrated with the processor 701.
When the memory 702 is separately provided, the transaction server further comprises a bus 703 for connecting the memory 702 and the processor 701.
Fig. 8 is a schematic hardware structure diagram of a federation link server according to an embodiment of the present invention. As shown in fig. 8, the federation link server of the present embodiment includes: a processor 801 and a memory 802; wherein
A memory 802 for storing computer-executable instructions;
the processor 801 is configured to execute the computer executable instructions stored in the memory to implement the steps performed by the federation link server in the above embodiment. Reference may be made in particular to the description relating to the method embodiments described above.
Alternatively, the memory 802 may be separate or integrated with the processor 801.
When the memory 802 is provided separately, the alliance-link server further comprises a bus 803 for connecting the memory 802 and the processor 801.
The embodiment of the present invention further provides a computer-readable storage medium, in which computer-executable instructions are stored, and when a processor executes the computer-executable instructions, the method for processing associated transaction data according to all the embodiments described above is implemented.
Embodiments of the present invention further provide a computer program product, which includes a computer program, and when the computer program is executed by a processor, the method for processing associated transaction data according to all the embodiments described above is implemented.
In the embodiments provided in the present invention, it should be understood that the disclosed apparatus and method may be implemented in other ways. For example, the above-described device embodiments are merely illustrative, and for example, the division of the modules is only one logical division, and other divisions may be realized in practice, for example, a plurality of modules may be combined or integrated into another system, or some features may be omitted, or not executed. In addition, the shown or discussed mutual coupling or direct coupling or communication connection may be an indirect coupling or communication connection through some interfaces, devices or modules, and may be in an electrical, mechanical or other form.
The modules described as separate parts may or may not be physically separate, and parts displayed as modules may or may not be physical units, may be located in one place, or may be distributed on a plurality of network units. Some or all of the modules may be selected according to actual needs to implement the solution of the present embodiment.
In addition, functional modules in the embodiments of the present invention may be integrated into one processing unit, or each module may exist alone physically, or two or more modules are integrated into one unit. The unit formed by the modules can be realized in a hardware form, and can also be realized in a form of hardware and a software functional unit.
The integrated module implemented in the form of a software functional module may be stored in a computer-readable storage medium. The software functional module is stored in a storage medium and includes several instructions for causing a computer device (which may be a personal computer, a server, or a network device) or a processor to execute some steps of the methods described in the embodiments of the present application.
It should be understood that the Processor may be a Central Processing Unit (CPU), other general purpose Processor, a Digital Signal Processor (DSP), an Application Specific Integrated Circuit (ASIC), etc. A general purpose processor may be a microprocessor or the processor may be any conventional processor or the like. The steps of a method disclosed in connection with the present invention may be embodied directly in a hardware processor, or in a combination of the hardware and software modules within the processor.
The memory may comprise a high-speed RAM memory, and may further comprise a non-volatile storage NVM, such as at least one disk memory, and may also be a usb disk, a removable hard disk, a read-only memory, a magnetic or optical disk, etc.
The bus may be an Industry Standard Architecture (ISA) bus, a Peripheral Component Interconnect (PCI) bus, an Extended ISA (Extended Industry Standard Architecture) bus, or the like. The bus may be divided into an address bus, a data bus, a control bus, etc. For ease of illustration, the buses in the figures of the present application are not limited to only one bus or one type of bus.
The storage medium may be implemented by any type or combination of volatile or non-volatile memory devices, such as Static Random Access Memory (SRAM), electrically erasable programmable read-only memory (EEPROM), erasable programmable read-only memory (EPROM), programmable read-only memory (PROM), read-only memory (ROM), magnetic memory, flash memory, magnetic or optical disks. A storage media may be any available media that can be accessed by a general purpose or special purpose computer.
An exemplary storage medium is coupled to the processor such the processor can read information from, and write information to, the storage medium. Of course, the storage medium may also be integral to the processor. The processor and the storage medium may reside in an Application Specific Integrated Circuits (ASIC). Of course, the processor and the storage medium may reside as discrete components in an electronic device or host device.
Those of ordinary skill in the art will understand that: all or a portion of the steps of implementing the above-described method embodiments may be performed by hardware associated with program instructions. The program may be stored in a computer-readable storage medium. When executed, the program performs steps comprising the method embodiments described above; and the aforementioned storage medium includes: various media that can store program codes, such as ROM, RAM, magnetic or optical disks.
Finally, it should be noted that: the above embodiments are only used to illustrate the technical solution of the present invention, and not to limit the same; while the invention has been described in detail and with reference to the foregoing embodiments, it will be understood by those skilled in the art that: the technical solutions described in the foregoing embodiments may still be modified, or some or all of the technical features may be equivalently replaced; and the modifications or the substitutions do not make the essence of the corresponding technical solutions depart from the scope of the technical solutions of the embodiments of the present invention.
Claims (15)
1. A method for processing associated transaction data is characterized by comprising a transaction server:
the method comprises the steps that account checking data sent by a terminal are received, the account checking data are sent to a alliance chain server, so that the alliance chain server stores the account checking data, and transaction data are generated according to the account checking data and a pre-stored transaction contract;
receiving the transaction data sent by the alliance link server, and generating an electronic bill according to the transaction data;
and sending the electronic bill to a alliance chain server and storing the electronic bill so that the alliance chain server sends the electronic bill to the bill server for auditing.
2. The method of claim 1, after generating an electronic bill from the transaction data, further comprising:
generating an account-reporting request according to the electronic account-reporting bill, sending the account-reporting request to an account-reporting server so that the account-reporting server generates approval data according to the electronic account-reporting bill sent by the alliance chain server, and sending the approval data to the alliance chain server for storage.
3. The method of claim 1, wherein before the receiving account reconciliation data sent by the terminal, further comprising:
receiving the charge-off data sent by a terminal, determining a reconciliation bill according to the charge-off data, and sending the reconciliation bill to the terminal so that the terminal generates the reconciliation data and a reconciliation electronic signature according to the reconciliation bill;
and receiving the reconciliation electronic signature sent by the terminal, and sending the reconciliation electronic signature to a alliance chain server for storage.
4. The method of claim 3, wherein before the receiving the outbound data sent by the terminal, further comprising:
the method comprises the steps of receiving an account opening request sent by a terminal, generating account information and transaction authority information according to the account opening request, and sending the account information and the transaction authority information to the terminal so that the terminal sends account-out data according to the account information and the transaction authority information.
5. The method of any of claims 1 to 4, further comprising, after said generating an electronic bill from said transaction data:
and generating a settlement certificate according to the transaction data, and sending the settlement certificate to a alliance chain server for storage.
6. A method for processing associated transaction data is applied to a alliance link server and comprises the following steps:
receiving and storing reconciliation data sent by a transaction server, and generating transaction data according to the reconciliation data and a pre-stored transaction contract, wherein the reconciliation data is sent to the transaction server by a terminal;
sending the transaction data to a transaction server so that the transaction server generates an electronic bill according to the transaction data;
and receiving and storing the electronic bill sent by the transaction server, and sending the electronic bill to a bill server for auditing.
7. The method of claim 6, further comprising, after said posting said electronic bill to posting server, further comprising:
and receiving and storing approval data sent by the posting server, wherein the approval data is generated by the posting server according to an electronic posting bill sent by the alliance chain server after receiving a posting request sent by the transaction server, and the posting request is generated by the transaction server according to the electronic posting bill.
8. The method of claim 7, further comprising, after the receiving approval data sent by the posting server:
sending the approval data and the electronic bill to a payment server so that the payment server can complete payment business according to the approval data and the electronic bill and generate a payment bill;
and receiving and storing the payment bill sent by the payment server.
9. The method of claim 6, prior to said receiving reconciliation data sent by the transaction server, further comprising:
and receiving and storing a reconciliation electronic signature sent by the transaction server, wherein the reconciliation electronic signature is sent to the transaction server by the terminal, the reconciliation electronic signature is generated by the terminal according to a reconciliation bill, and the reconciliation bill is generated by the transaction server according to the charge-out data sent by the terminal.
10. The method according to any one of claims 6 to 9, further comprising, before receiving the electronic bill sent by the transaction server:
and receiving and storing a settlement certificate sent by the transaction server, wherein the settlement certificate is generated by the transaction server according to the transaction data.
11. An associated transaction data processing apparatus, comprising:
the receiving module is used for receiving the reconciliation data sent by the terminal, sending the reconciliation data to the alliance chain server so as to enable the alliance chain server to store the reconciliation data and generate transaction data according to the reconciliation data and a pre-stored transaction contract;
the generation module is used for receiving the transaction data sent by the alliance link server and generating an electronic bill according to the transaction data;
and the sending module is used for sending the electronic report bill to a alliance chain server and storing the electronic report bill so that the alliance chain server sends the electronic report bill to the report server for auditing.
12. An associated transaction data processing apparatus, comprising:
the generating module is used for receiving and storing reconciliation data sent by the transaction server and generating transaction data according to the reconciliation data and a pre-stored transaction contract, wherein the reconciliation data is sent to the transaction server by a terminal;
the sending module is used for sending the transaction data to a transaction server so that the transaction server generates an electronic bill according to the transaction data;
and the receiving module is used for receiving and storing the electronic bill sent by the transaction server and sending the electronic bill to the bill reporting server for auditing.
13. A server, comprising a memory and at least one processor;
the memory is used for storing computer execution instructions;
at least one processor for executing computer-executable instructions stored by the memory to cause the at least one processor to perform the associated transaction data processing method of any of claims 1 to 5 or 6 to 10.
14. A computer-readable storage medium having stored thereon computer-executable instructions which, when executed by a processor, implement the associated transaction data processing method of any one of claims 1 to 5 or 6 to 10.
15. A computer program product comprising a computer program, wherein the computer program when executed by a processor implements the associated transaction data processing method of any of claims 1 to 5 or 6 to 10.
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