CN112966940A - Transaction wind control processing system, method, computing device and storage medium - Google Patents
Transaction wind control processing system, method, computing device and storage medium Download PDFInfo
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Abstract
The invention discloses a transaction wind control processing system, a method, a computing device and a storage medium, wherein the system comprises: the system comprises a beacon resource pool used for storing data, a micro-service wind control server used for carrying out initial wind control verification according to beacon data generated in corresponding micro-service, storing the initial wind control verification result, the beacon data and a transaction number in the beacon resource pool in an associated mode, a wind control central processing unit used for obtaining the beacon data to be verified and the initial wind control verification result to be verified from the beacon resource pool according to transaction key information according to a call request to a payment gateway, filtering the initial wind control verification result to be verified which shows that the wind control verification passes and the associated beacon data to be verified if the initial wind control verification result to be verified does not accord with a wind control rejection condition, and carrying out wind control verification processing according to the remaining beacon data to be verified and the remaining initial wind control verification result to be verified. The mode reduces the response time of the calculation and transaction links of the wind control central processing unit.
Description
Technical Field
The invention relates to the technical field of data processing, in particular to a transaction wind control processing system, a transaction wind control processing method, computing equipment and a storage medium.
Background
At present, the internet products need to verify or audit the key data in the transaction link, namely, the wind control verification operation is executed. The existing product adopts a terminal wind control mode, namely wind control verification is carried out before a bank gateway is called to execute a payment step.
However, the inventor finds out in the process of implementing the invention that: on one hand, the execution and deduction links of the transaction are limited by the wind control verification time length in a terminal wind control mode, the waiting time length of the transaction payment link is long, the use experience of a user on a product is seriously reduced, and even an order is cancelled midway, so that the data is disordered; on the other hand, a large amount of service data needs to be processed in the wind control link, the load pressure of the terminal wind control server is too large, a large amount of server resources and personnel configuration need to be invested, and the maintenance difficulty and the cost are high.
Disclosure of Invention
In view of the above, the present invention has been developed to provide a transaction wind processing system, method, computing device and storage medium that overcome or at least partially address the above-identified problems.
According to an aspect of the invention, there is provided a transaction wind control processing system comprising: the system comprises at least one micro service, a micro service wind control server corresponding to each micro service, a beacon resource pool and a wind control central processing unit;
the micro-service wind control server is used for carrying out initial wind control verification according to the beacon data generated in the corresponding micro-service to obtain an initial wind control verification result, and storing the initial wind control verification result, the beacon data and the transaction number in a beacon resource pool in an associated manner;
the wind control central processing unit is used for acquiring each beacon data to be verified and each initial wind control verification result to be verified from the beacon resource pool according to the calling request of the payment gateway and the transaction key information, and judging whether the wind control rejection condition is met or not according to each initial wind control verification result to be verified; and if not, filtering the to-be-verified initial wind control verification result which shows that the wind control verification passes and the associated to-be-verified beacon data, and performing wind control verification processing according to the remaining to-be-verified beacon data and the remaining to-be-verified initial wind control verification result to obtain a target wind control verification result.
Optionally, the at least one microservice comprises: commodity microservice, order microservice, shopping cart microservice.
Optionally, the wind-control central processor is further configured to: and if the condition of rejecting the wind control is judged to be met according to each initial wind control verification result to be verified, rejecting the call request of the payment gateway.
Optionally, the wind-control central processor is further configured to: carrying out wind control verification processing on the remaining beacon data to be verified to obtain an intermediate wind control verification result; and determining the number of the wind control verification results which represent the wind control verification failure in the intermediate wind control verification result and the residual initial wind control verification results to be verified, judging whether the number of the wind control verification results which represent the wind control verification failure meets a preset index, and determining a target wind control verification result according to the judgment result.
Optionally, the wind-control central processor is further configured to: if the target wind control verification result shows that the wind control verification is passed, calling a payment gateway to complete order payment processing; and if the target wind control verification result indicates that the wind control verification fails, rejecting the call request to the payment gateway.
Optionally, the wind-control central processor is further configured to: and acquiring wind control verification auxiliary data from external public resources, and performing wind control verification processing according to the wind control verification auxiliary data.
Optionally, the wind-control central processor is further configured to: and determining at least two associated beacon data to be verified according to the attribute information, and performing mutual verification according to the at least two associated beacon data to be verified.
Optionally, the transaction key information comprises one or more of: user account information, bank card information, order number and user identity information.
According to another aspect of the invention, a transaction wind control processing method is provided, the method is applied to a wind control central processing unit, and the method comprises the following steps:
acquiring beacon data to be verified and initial wind control verification results to be verified from a beacon resource pool according to a calling request of the payment gateway and transaction key information;
judging whether the wind control rejection conditions are met or not according to the initial wind control verification results to be verified;
if not, filtering the to-be-verified initial wind control verification result which shows that the wind control verification passes and the associated to-be-verified beacon data, and performing wind control verification processing according to the remaining to-be-verified beacon data and the remaining to-be-verified initial wind control verification result to obtain a target wind control verification result;
the beacon data to be verified and the initial wind control verification result to be verified are stored in a beacon resource pool in a correlated mode with a transaction number, and are uploaded to the beacon resource pool by at least one micro-service wind control server corresponding to at least one micro-service respectively, and the initial wind control verification result to be verified is obtained by performing initial wind control verification on the beacon data generated in the micro-service by the micro-service wind control server.
Optionally, the at least one microservice comprises: commodity microservice, order microservice, shopping cart microservice.
Optionally, the method further comprises: and if the condition of rejecting the wind control is judged to be met according to each initial wind control verification result to be verified, rejecting the call request of the payment gateway.
Optionally, the method further comprises: carrying out wind control verification processing on the remaining beacon data to be verified to obtain an intermediate wind control verification result; and determining the number of the wind control verification results which represent the wind control verification failure in the intermediate wind control verification result and the residual initial wind control verification results to be verified, judging whether the number of the wind control verification results which represent the wind control verification failure meets a preset index, and determining a target wind control verification result according to the judgment result.
Optionally, the method further comprises: if the target wind control verification result shows that the wind control verification is passed, calling a payment gateway to complete order payment processing; and if the target wind control verification result indicates that the wind control verification fails, rejecting the call request to the payment gateway.
Optionally, the method further comprises: and acquiring wind control verification auxiliary data from external public resources, and performing wind control verification processing according to the wind control verification auxiliary data.
Optionally, the method further comprises: and determining at least two associated beacon data to be verified according to the attribute information, and performing mutual verification according to the at least two associated beacon data to be verified.
Optionally, the transaction key information comprises one or more of: user account information, bank card information, order number and user identity information.
According to yet another aspect of the present invention, there is provided a computing device comprising: the system comprises a processor, a memory, a communication interface and a communication bus, wherein the processor, the memory and the communication interface complete mutual communication through the communication bus;
the memory is used for storing at least one executable instruction, and the executable instruction enables the processor to execute the operation corresponding to the transaction wind control processing method.
According to a further aspect of the present invention, there is provided a computer storage medium having at least one executable instruction stored therein, the executable instruction causing a processor to perform operations corresponding to the transaction wind control processing method.
The transaction wind control processing system, the transaction wind control processing method, the computing equipment and the storage medium provided by the invention comprise the following steps: the system comprises at least one micro service, a micro service wind control server corresponding to each micro service, a beacon resource pool and a wind control central processing unit; the micro-service wind control server is used for carrying out initial wind control verification according to the beacon data generated in the corresponding micro-service to obtain an initial wind control verification result, and storing the initial wind control verification result, the beacon data and the transaction number in a beacon resource pool in an associated manner; the wind control central processing unit is used for acquiring each beacon data to be verified and each initial wind control verification result to be verified from the beacon resource pool according to the calling request of the payment gateway and the transaction key information, and judging whether the wind control rejection condition is met or not according to each initial wind control verification result to be verified; and if not, filtering the to-be-verified initial wind control verification result which shows that the wind control verification passes and the associated to-be-verified beacon data, and performing wind control verification processing according to the remaining to-be-verified beacon data and the remaining to-be-verified initial wind control verification result to obtain a target wind control verification result. By means of the method, calculation and processing logics of the wind control central processing unit are greatly reduced, reading and writing operations on the database are reduced, processing efficiency of the wind control central processing unit is improved, response time of a transaction link is shortened, and user experience can be improved.
The foregoing description is only an overview of the technical solutions of the present invention, and the embodiments of the present invention are described below in order to make the technical means of the present invention more clearly understood and to make the above and other objects, features, and advantages of the present invention more clearly understandable.
Drawings
Various other advantages and benefits will become apparent to those of ordinary skill in the art upon reading the following detailed description of the preferred embodiments. The drawings are only for purposes of illustrating the preferred embodiments and are not to be construed as limiting the invention. Also, like reference numerals are used to refer to like parts throughout the drawings. In the drawings:
fig. 1 is a schematic structural diagram illustrating a transaction wind control processing system according to an embodiment of the present invention;
FIG. 2 is a schematic structural diagram of a transaction wind control processing system according to another embodiment of the present invention;
FIG. 3 is a flow chart of a transaction wind control processing method according to an embodiment of the invention;
fig. 4 is a schematic structural diagram of a computing device provided in an embodiment of the present invention.
Detailed Description
Exemplary embodiments of the present invention will be described in more detail below with reference to the accompanying drawings. While exemplary embodiments of the invention are shown in the drawings, it should be understood that the invention can be embodied in various forms and should not be limited to the embodiments set forth herein. Rather, these embodiments are provided so that this disclosure will be thorough and complete, and will fully convey the scope of the invention to those skilled in the art.
Fig. 1 shows a schematic structural diagram of a transaction wind control processing system provided by an embodiment of the present invention, and as shown in fig. 1, the system includes: the micro-service 11 and the corresponding micro-service wind control server 12, the beacon resource pool 13 and the wind control central processor 14. In this embodiment, the transaction wind control processing system includes a micro-service and a corresponding micro-service wind control server, and in practical application, the micro-service includes micro-services of multiple links involved in a transaction process, such as a commodity micro-service, an order micro-service, a shopping cart micro-service, and the like.
And the micro-service wind control server 12 is configured to perform initial wind control verification according to the beacon data generated in the corresponding micro-service 11 to obtain an initial wind control verification result, and store the initial wind control verification result, the beacon data, and the transaction number in the beacon resource pool 13 in an associated manner.
In the mode of this embodiment, a wind control anchor point is deployed for each micro service through a distributed architecture, that is, a special interface wind control server is deployed for each link of the micro service, and is used for performing initial wind control verification on beacon data of the micro service. The micro service generates a series of beacon data when processing the service, the micro service wind control server performs initial wind control verification on the beacon data generated in the micro service, whether the service beacon data meets the wind control standard is verified, if yes, the initial wind control verification result is that the wind control verification is passed, and otherwise, the initial wind control verification result is that the wind control verification fails. For example, the user identity information is subjected to wind control verification, and the user is determined to be a blacklist user by querying the blacklist, so that the initial wind control verification result of the user identity information is 'failure'.
And then, the initial wind control verification result, the beacon data and the transaction number are stored in a beacon resource pool in an associated mode. The transaction number may refer to an order id, a payment id, a user id, a commodity id, and the like.
In a specific implementation, a flag bit may be carried in the data structure to indicate an initial wind control verification result, for example, "1" or "coincidence" is carried in the data to indicate that the wind control verification passes, and "0" or "non-coincidence" is carried in the data to indicate that the wind control verification fails. Of course, the present invention is not limited thereto.
The wind control central processing unit 14 is configured to obtain, according to the call request to the payment gateway, each beacon data to be verified and each initial wind control verification result to be verified from the beacon resource pool according to the transaction key information, and determine whether a wind control rejection condition is met according to each initial wind control verification result to be verified; and if not, filtering the to-be-verified initial wind control verification result which shows that the wind control verification passes and the associated to-be-verified beacon data, and performing wind control verification processing according to the remaining to-be-verified beacon data and the remaining to-be-verified initial wind control verification result to obtain a target wind control verification result.
When the transaction is processed to a payment link, the payment gateway is called to complete payment, and before this, the wind control central processing unit obtains beacon data to be verified and an initial wind control verification result to be verified from the beacon resource pool according to a call request to the payment gateway and transaction key information, wherein the transaction key information comprises: user account information, bank card information, order number and/or user identity information, etc., and transaction key information is obtained after user authorization.
And then, judging whether the obtained initial wind control results to be verified meet a preset wind control rejection condition or not according to the obtained initial wind control results to be verified, for example, judging that the number of the initial wind control results to be verified, which show that the wind control verification fails, exceeds a preset index value, and then judging that the wind control rejection condition is met, indicating that the current transaction wind control verification fails only through the preliminary wind control verification of the micro-service wind control server, and directly rejecting the call request of the payment gateway. If the condition does not meet the wind control rejection condition, the preliminary judgment shows that whether the verification of the current transaction wind control fails or not cannot be determined, and then the next wind control verification is carried out.
Specifically, the initial wind control verification result to be verified is not subjected to specific wind control verification processing, but is checked to indicate that the wind control verification passes or fails, and the initial wind control verification result indicating that the wind control verification passes and associated beacon data do not affect the final wind control verification result and can be filtered. And carrying out comprehensive verification according to the residual beacon data to be verified after filtering and the initial wind control verification result to be verified. The target wind control verification result is a wind control verification result for finally determining whether to allow the call request of the payment gateway, if the target wind control verification result indicates that the wind control verification is passed, the payment gateway is allowed to be called to complete the payment, and if the target wind control verification result indicates that the wind control verification is failed, the call request of the payment gateway is refused.
In specific implementation, the existing system architecture of the terminal wind control can be modified to realize the transaction wind control processing system of the embodiment, and specifically, the existing terminal wind control server is split into server resources to serve as an interface wind control server for each micro-service, so that a dedicated wind control server is set for each link of a transaction.
Therefore, in the mode of the embodiment, the interface wind control server is arranged for each micro-service, and before the micro-service enters an actual wind control link, the wind control server of each micro-service performs initial wind control verification on corresponding beacon data, so that each micro-service wind control server can perform logic judgment on user information which is good at the micro-service, and the subjective activity of the micro-service of each link is fully exerted. After entering an actual wind control link, the wind control central server firstly judges whether the transaction is rejected sufficiently according to an existing wind control verification result, if not, further wind control verification is continued, and therefore the wind control central server does not need to carry out wind control verification on all wind control data like terminal wind control in the prior art, but obtains the existing wind control result and other wind control information from a beacon resource pool for verification, calculation and processing logics of the wind control central processor are greatly reduced, reading and writing operations on a database are reduced, processing efficiency of the wind control central processor is improved, response time of the transaction link is shortened, and user experience can be improved.
Briefly, the concept of this embodiment mode is: and distributing the wind control task to each distributed micro-service wind control server, and reporting the preliminary wind control verification result to a wind control central processing unit by each micro-service wind control server for further wind control judgment, thereby reducing the load and calculation of the wind control central processing unit.
Fig. 2 is a schematic structural diagram of a transaction wind control processing system according to another embodiment of the present invention, and as shown in fig. 2, the system includes: commodity microservice 21 and commodity microservice wind control server 22, order microservice 23 and order microservice wind control server 24, shopping cart microservice 25 and shopping cart microservice wind control server 26, beacon resource pool 27 and wind control central processor 28.
The commodity microservice wind control server 22 is configured to perform initial wind control verification on the beacon data generated in the commodity microservice 21 to obtain an initial wind control verification result, and store the initial wind control verification result, the beacon data, and the transaction number in the beacon resource pool 27 in an associated manner. The method mainly includes that the wind control verification processing is mainly used for judging whether transaction related data are in compliance, for example, whether an identity card number is a blacklist identity card number is firstly inquired, whether received information is matched with each other is verified, and if the age of Zhang III is not matched with the identity card number, a wind control verification result of failed wind control verification is obtained.
The data stored by the commodity microserver wind control server 22 into the beacon resource pool is as follows:
itemcode commodity number 20111122 basic information: accordance (coincidence is the wind control verification passes)
Itemcode item number 20111122 price information: conform to
Itemcode item number 20111122 quantity information: conform to
The order microservice wind control server 24 is configured to perform initial wind control verification on the beacon data generated in the order microservice 23 to obtain an initial wind control verification result, and store the initial wind control verification result, the beacon data, and the transaction number in the beacon resource pool 27 in an associated manner. The data stored by the order microservice wind control server 24 into the beacon resource pool is as follows:
ordercode order number 20111122 basic information: conform to
Ordercode order number 20111122 whether the total amount of orders exceeds: conform to
Ordercode order number 20111122 order price is normal: conform to
The shopping cart micro-service wind control server 26 is configured to perform initial wind control verification on the beacon data generated in the shopping cart micro-service 25 to obtain an initial wind control verification result, and store the initial wind control verification result, the beacon data, and the transaction number in the beacon resource pool 27 in an associated manner. The data stored by the shopping cart microservice wind control server 26 into the beacon resource pool is as follows:
whether the number of shopping cart buyer id goods is compliant: conform to
Whether the total price of the shopping cart buyer id goods is in compliance: conform to
In an optional manner, the beacon resource pool is a cache server, and is configured to store data uploaded by each microservice wind control server, where the cache may be a redis, a memcache, or a session information.
And the wind control central processor 28 is configured to obtain each beacon data to be verified and each initial wind control verification result to be verified from the beacon resource pool according to the call request to the payment gateway and according to the transaction key information, and determine whether a wind control rejection condition is met according to each initial wind control verification result to be verified.
And if the condition of wind control rejection is judged to be met according to each initial wind control verification result to be verified, rejecting the call request of the payment gateway and feeding back a response of failure of wind control verification to the transaction system. That is, if the wind control verification failure can be determined according to the initial wind control result obtained by processing of each existing micro-service wind control server, the call request of the payment gateway is directly rejected, and the response of the wind control verification failure is fed back.
And if the wind control rejection condition is judged not to be met according to each to-be-verified initial wind control verification result, filtering the to-be-verified initial wind control verification result and the associated to-be-verified beacon data which show that the wind control verification passes, and performing wind control verification processing according to the remaining to-be-verified beacon data and the remaining to-be-verified initial wind control verification result to obtain a target wind control verification result. That is, if the wind control verification fails according to the initial wind control result of each existing micro-service wind control server, the initial wind control verification result to be verified and the associated beacon data representing the passing of the wind control verification are filtered, and the remaining data are further wind control verified to obtain the target wind control verification result.
Specifically, wind control verification processing is carried out on the remaining beacon data to be verified to obtain an intermediate wind control verification result; and determining the number of the wind control verification results which represent the wind control verification failure in the intermediate wind control verification result and the residual initial wind control verification results to be verified, judging whether the number of the wind control verification results which represent the wind control verification failure meets a preset index, and determining a target wind control verification result according to the judgment result.
Specifically, the number of the wind control verification results representing the failure of the wind control verification is counted, if the number exceeds a preset index value, the failure of the risk verification is judged, and the call request of the payment gateway is rejected. And if the number does not exceed the preset index value, judging that the risk verification is passed, and calling a payment gateway to finish payment.
In specific implementation, the processing modes of the wind control verification are various, one mode is simple one-time judgment, if the bank card number is a blacklist, the judgment can be completed only by searching a blacklist of the bank card in the platform, and the wind control verification can be completed through one-time judgment by the user identity card number and the user account number.
The other is mutual check between information, which in turn includes mutual check of associated information and mutual check by means of an external common resource. Specifically, the wind-control central processing unit is further configured to: the method includes the steps of obtaining wind control verification auxiliary data from external public resources, conducting wind control verification processing according to the wind control verification auxiliary data, for example, obtaining wind control verification auxiliary data from some public information disclosure platforms, for example, obtaining blacklists from fraud disclosure platforms, and if user identity information contained in beacon data is judged to belong to the blacklists, confirming that wind control verification fails, namely mutual verification of external public resources is used. The wind control central processing unit is also used for: determining at least two associated beacon data to be verified according to the attribute information, and performing mutual verification according to the at least two associated beacon data to be verified, for example, if the identification number contains a birth date, and the age can be deduced according to the birth date, the identification number and the age belong to the associated beacon data, and if the acquired beacon data to be verified contains the age and the identification number of the user, the user age and the identification number are used for performing mutual verification, which is the mutual verification of the associated information. The accuracy of wind control verification can be improved by the mutual information verification mode.
In summary, in the embodiment, the subjective activity of the microservices in each link is fully exerted in a manner of distributing the wind control anchor points in the servers of the deployment architecture, the logic of unified calculation and processing of the original terminal wind control server is distributed to the wind control servers of each microservices, the waiting time of the time is distributed to the wind control servers of each microservices, and the calculation processing logic of the wind control verification is distributed to the wind control servers of other microservices, so that the final wind control processing time and the calculation amount are reduced, the server calculation pressure of the final wind control link is reduced, the waiting time of the order placing link or the order payment link of the client is reduced, and the user experience is improved.
Fig. 3 is a flowchart illustrating a transaction wind control processing method according to an embodiment of the present invention, where the method is applied to a wind control central processing unit, and as shown in fig. 3, the method includes:
step S301, obtaining each beacon data to be verified and each initial wind control verification result to be verified from the beacon resource pool according to the call request to the payment gateway and the transaction key information.
And step S302, judging whether the wind control rejection conditions are met according to the initial wind control verification results to be verified.
Step S303, if the wind control rejection condition is not met, filtering the to-be-verified initial wind control verification result and the associated to-be-verified beacon data which show that the wind control verification passes, and performing wind control verification processing according to the remaining to-be-verified beacon data and the remaining to-be-verified initial wind control verification result to obtain a target wind control verification result.
The beacon data to be verified and the initial wind control verification result to be verified are stored in a beacon resource pool in a correlated mode with a transaction number, the micro-service wind control servers corresponding to at least one micro-service respectively upload the micro-service wind control data to the beacon resource pool, and the initial wind control verification result to be verified is obtained by performing initial wind control verification on the beacon data generated in the micro-service by the micro-service wind control servers.
In an alternative approach, the at least one microservice includes: commodity microservice, order microservice, shopping cart microservice.
In an optional manner, the method further comprises: and if the condition of rejecting the wind control is judged to be met according to each initial wind control verification result to be verified, rejecting the call request of the payment gateway.
In an optional manner, the method further comprises: carrying out wind control verification processing on the remaining beacon data to be verified to obtain an intermediate wind control verification result; and determining the number of the wind control verification results which represent the wind control verification failure in the intermediate wind control verification result and the residual initial wind control verification results to be verified, judging whether the number of the wind control verification results which represent the wind control verification failure meets a preset index, and determining a target wind control verification result according to the judgment result.
In an optional manner, the method further comprises: if the target wind control verification result shows that the wind control verification is passed, calling a payment gateway to complete order payment processing;
and if the target wind control verification result indicates that the wind control verification fails, rejecting the call request to the payment gateway.
In an optional manner, the method further comprises: and acquiring wind control verification auxiliary data from external public resources, and performing wind control verification processing according to the wind control verification auxiliary data.
In an optional manner, the method further comprises: and determining at least two associated beacon data to be verified according to the attribute information, and performing mutual verification according to the at least two associated beacon data to be verified.
In an alternative approach, the transaction critical information includes one or more of the following:
user account information, bank card information, order number and user identity information.
An embodiment of the present invention provides a non-volatile computer storage medium, where at least one executable instruction is stored in the computer storage medium, and the computer executable instruction may execute the transaction wind control processing method in any method embodiment described above.
The executable instructions may be specifically configured to cause the processor to:
acquiring beacon data to be verified and initial wind control verification results to be verified from a beacon resource pool according to a calling request of the payment gateway and transaction key information;
judging whether the wind control rejection conditions are met or not according to the initial wind control verification results to be verified;
if not, filtering the to-be-verified initial wind control verification result which shows that the wind control verification passes and the associated to-be-verified beacon data, and performing wind control verification processing according to the remaining to-be-verified beacon data and the remaining to-be-verified initial wind control verification result to obtain a target wind control verification result;
the beacon data to be verified and the initial wind control verification result to be verified are stored in a beacon resource pool in a correlated mode with a transaction number, and are uploaded to the beacon resource pool by at least one micro-service wind control server corresponding to at least one micro-service respectively, and the initial wind control verification result to be verified is obtained by performing initial wind control verification on the beacon data generated in the micro-service by the micro-service wind control server.
In an alternative approach, the at least one microservice includes: commodity microservice, order microservice, shopping cart microservice.
In an alternative, the executable instructions cause the processor to:
and if the condition of rejecting the wind control is judged to be met according to each initial wind control verification result to be verified, rejecting the call request of the payment gateway.
In an alternative, the executable instructions cause the processor to:
carrying out wind control verification processing on the remaining beacon data to be verified to obtain an intermediate wind control verification result; and determining the number of the wind control verification results which represent the wind control verification failure in the intermediate wind control verification result and the residual initial wind control verification results to be verified, judging whether the number of the wind control verification results which represent the wind control verification failure meets a preset index, and determining a target wind control verification result according to the judgment result.
In an alternative, the executable instructions cause the processor to:
if the target wind control verification result shows that the wind control verification is passed, calling a payment gateway to complete order payment processing;
and if the target wind control verification result indicates that the wind control verification fails, rejecting the call request to the payment gateway.
In an alternative, the executable instructions cause the processor to:
and acquiring wind control verification auxiliary data from external public resources, and performing wind control verification processing according to the wind control verification auxiliary data.
In an alternative, the executable instructions cause the processor to:
and determining at least two associated beacon data to be verified according to the attribute information, and performing mutual verification according to the at least two associated beacon data to be verified.
In an alternative approach, the transaction critical information includes one or more of the following:
user account information, bank card information, order number and user identity information.
Therefore, in the mode, the wind control server with the interface is arranged for each micro-service, and before the micro-service enters an actual wind control link, the wind control server of each micro-service performs initial wind control verification on corresponding beacon data, so that each micro-service wind control server can perform logic judgment on user information which is good at the micro-service, and the subjective activity of the micro-service of each link is fully exerted. After entering an actual wind control link, whether the transaction is rejected sufficiently or not is judged according to an existing wind control verification result, if not, further wind control verification is continued, wherein the wind control central server does not need to carry out wind control verification on all wind control data like a terminal wind control in the prior art, but obtains the existing wind control result and other wind control information from a beacon resource pool for verification, calculation and processing logics of the wind control central processor are greatly reduced, read-write operation on a database is reduced, processing efficiency of the wind control central processor is improved, response time of the transaction link is reduced, and user experience can be improved.
Fig. 4 is a schematic structural diagram of an embodiment of a computing device according to the present invention, and the specific embodiment of the present invention does not limit the specific implementation of the computing device.
As shown in fig. 4, the computing device may include: a processor (processor)402, a Communications Interface 404, a memory 406, and a Communications bus 408.
Wherein: the processor 402, communication interface 404, and memory 406 communicate with each other via a communication bus 408. A communication interface 404 for communicating with network elements of other devices, such as clients or other servers. The processor 402, configured to execute the program 410, may specifically execute relevant steps in the above-described transaction wind control processing method embodiment for a computing device.
In particular, program 410 may include program code comprising computer operating instructions.
The processor 402 may be a central processing unit CPU or an application Specific Integrated circuit asic or one or more Integrated circuits configured to implement embodiments of the present invention. The computing device includes one or more processors, which may be the same type of processor, such as one or more CPUs; or may be different types of processors such as one or more CPUs and one or more ASICs.
And a memory 406 for storing a program 410. Memory 406 may comprise high-speed RAM memory, and may also include non-volatile memory (non-volatile memory), such as at least one disk memory.
The program 410 may specifically be configured to cause the processor 402 to perform the following operations:
acquiring beacon data to be verified and initial wind control verification results to be verified from a beacon resource pool according to a calling request of the payment gateway and transaction key information;
judging whether the wind control rejection conditions are met or not according to the initial wind control verification results to be verified;
if not, filtering the to-be-verified initial wind control verification result which shows that the wind control verification passes and the associated to-be-verified beacon data, and performing wind control verification processing according to the remaining to-be-verified beacon data and the remaining to-be-verified initial wind control verification result to obtain a target wind control verification result;
the beacon data to be verified and the initial wind control verification result to be verified are stored in a beacon resource pool in a correlated mode with a transaction number, and are uploaded to the beacon resource pool by at least one micro-service wind control server corresponding to at least one micro-service respectively, and the initial wind control verification result to be verified is obtained by performing initial wind control verification on the beacon data generated in the micro-service by the micro-service wind control server.
In an alternative approach, the at least one microservice includes: commodity microservice, order microservice, shopping cart microservice.
In an alternative, the program 410 causes the processor 402 to:
and if the condition of rejecting the wind control is judged to be met according to each initial wind control verification result to be verified, rejecting the call request of the payment gateway.
In an alternative, the program 410 causes the processor 402 to:
carrying out wind control verification processing on the remaining beacon data to be verified to obtain an intermediate wind control verification result; and determining the number of the wind control verification results which represent the wind control verification failure in the intermediate wind control verification result and the residual initial wind control verification results to be verified, judging whether the number of the wind control verification results which represent the wind control verification failure meets a preset index, and determining a target wind control verification result according to the judgment result.
In an alternative, the program 410 causes the processor 402 to:
if the target wind control verification result shows that the wind control verification is passed, calling a payment gateway to complete order payment processing;
and if the target wind control verification result indicates that the wind control verification fails, rejecting the call request to the payment gateway.
In an alternative, the program 410 causes the processor 402 to:
and acquiring wind control verification auxiliary data from external public resources, and performing wind control verification processing according to the wind control verification auxiliary data.
In an alternative, the program 410 causes the processor 402 to:
and determining at least two associated beacon data to be verified according to the attribute information, and performing mutual verification according to the at least two associated beacon data to be verified.
In an alternative approach, the transaction critical information includes one or more of the following:
user account information, bank card information, order number and user identity information.
Therefore, in the mode, the wind control server with the interface is arranged for each micro-service, and before the micro-service enters an actual wind control link, the wind control server of each micro-service performs initial wind control verification on corresponding beacon data, so that each micro-service wind control server can perform logic judgment on user information which is good at the micro-service, and the subjective activity of the micro-service of each link is fully exerted. After entering an actual wind control link, whether the transaction is rejected sufficiently or not is judged according to an existing wind control verification result, if not, further wind control verification is continued, wherein the wind control central server does not need to carry out wind control verification on all wind control data like a terminal wind control in the prior art, but obtains the existing wind control result and other wind control information from a beacon resource pool for verification, calculation and processing logics of the wind control central processor are greatly reduced, read-write operation on a database is reduced, processing efficiency of the wind control central processor is improved, response time of the transaction link is reduced, and user experience can be improved.
The algorithms or displays presented herein are not inherently related to any particular computer, virtual system, or other apparatus. Various general purpose systems may also be used with the teachings herein. The required structure for constructing such a system will be apparent from the description above. In addition, embodiments of the present invention are not directed to any particular programming language. It is appreciated that a variety of programming languages may be used to implement the teachings of the present invention as described herein, and any descriptions of specific languages are provided above to disclose the best mode of the invention.
In the description provided herein, numerous specific details are set forth. It is understood, however, that embodiments of the invention may be practiced without these specific details. In some instances, well-known methods, structures and techniques have not been shown in detail in order not to obscure an understanding of this description.
Similarly, it should be appreciated that in the foregoing description of exemplary embodiments of the invention, various features of the embodiments of the invention are sometimes grouped together in a single embodiment, figure, or description thereof for the purpose of streamlining the invention and aiding in the understanding of one or more of the various inventive aspects. However, the disclosed method should not be interpreted as reflecting an intention that: that the invention as claimed requires more features than are expressly recited in each claim. Rather, as the following claims reflect, inventive aspects lie in less than all features of a single foregoing disclosed embodiment. Thus, the claims following the detailed description are hereby expressly incorporated into this detailed description, with each claim standing on its own as a separate embodiment of this invention.
Those skilled in the art will appreciate that the modules in the device in an embodiment may be adaptively changed and disposed in one or more devices different from the embodiment. The modules or units or components of the embodiments may be combined into one module or unit or component, and furthermore they may be divided into a plurality of sub-modules or sub-units or sub-components. All of the features disclosed in this specification (including any accompanying claims, abstract and drawings), and all of the processes or elements of any method or apparatus so disclosed, may be combined in any combination, except combinations where at least some of such features and/or processes or elements are mutually exclusive. Each feature disclosed in this specification (including any accompanying claims, abstract and drawings) may be replaced by alternative features serving the same, equivalent or similar purpose, unless expressly stated otherwise.
Furthermore, those skilled in the art will appreciate that while some embodiments herein include some features included in other embodiments, rather than other features, combinations of features of different embodiments are meant to be within the scope of the invention and form different embodiments. For example, in the following claims, any of the claimed embodiments may be used in any combination.
The various component embodiments of the invention may be implemented in hardware, or in software modules running on one or more processors, or in a combination thereof. Those skilled in the art will appreciate that a microprocessor or Digital Signal Processor (DSP) may be used in practice to implement some or all of the functionality of some or all of the components according to embodiments of the present invention. The present invention may also be embodied as apparatus or device programs (e.g., computer programs and computer program products) for performing a portion or all of the methods described herein. Such programs implementing the present invention may be stored on computer-readable media or may be in the form of one or more signals. Such a signal may be downloaded from an internet website or provided on a carrier signal or in any other form.
It should be noted that the above-mentioned embodiments illustrate rather than limit the invention, and that those skilled in the art will be able to design alternative embodiments without departing from the scope of the appended claims. In the claims, any reference signs placed between parentheses shall not be construed as limiting the claim. The word "comprising" does not exclude the presence of elements or steps not listed in a claim. The word "a" or "an" preceding an element does not exclude the presence of a plurality of such elements. The invention may be implemented by means of hardware comprising several distinct elements, and by means of a suitably programmed computer. In the unit claims enumerating several means, several of these means may be embodied by one and the same item of hardware. The usage of the words first, second and third, etcetera do not indicate any ordering. These words may be interpreted as names. The steps in the above embodiments should not be construed as limiting the order of execution unless specified otherwise.
Claims (10)
1. A transaction wind processing system comprising: the system comprises at least one micro service, a micro service wind control server corresponding to each micro service, a beacon resource pool and a wind control central processing unit;
the micro-service wind control server is used for carrying out initial wind control verification according to beacon data generated in corresponding micro-services to obtain an initial wind control verification result, and storing the initial wind control verification result, the beacon data and the transaction number in the beacon resource pool in an associated manner;
the wind control central processing unit is used for acquiring each beacon data to be verified and each initial wind control verification result to be verified from the beacon resource pool according to the calling request of the payment gateway and the transaction key information, and judging whether the wind control rejection condition is met according to each initial wind control verification result to be verified; and if not, filtering the to-be-verified initial wind control verification result which shows that the wind control verification passes and the associated to-be-verified beacon data, and performing wind control verification processing according to the remaining to-be-verified beacon data and the remaining to-be-verified initial wind control verification result to obtain a target wind control verification result.
2. The system of claim 1, wherein the at least one microservice comprises: commodity microservice, order microservice, shopping cart microservice.
3. The system of claim 1, wherein the wind-controlled central processor is further configured to:
and if the condition of rejecting the wind control is judged to be met according to the initial wind control verification result to be verified, rejecting the call request of the payment gateway.
4. The system of claim 1, wherein the wind-controlled central processor is further configured to:
carrying out wind control verification processing on the remaining beacon data to be verified to obtain an intermediate wind control verification result; and determining the number of the wind control verification results which represent the wind control verification failure in the intermediate wind control verification result and the residual to-be-verified initial wind control verification results, judging whether the number of the wind control verification results which represent the wind control verification failure meets a preset index, and determining a target wind control verification result according to the judgment result.
5. The system of any of claims 1-4, wherein the wind-controlled central processor is further configured to:
if the target wind control verification result shows that the wind control verification is passed, calling a payment gateway to complete order payment processing;
and if the target wind control verification result shows that the wind control verification fails, rejecting the call request to the payment gateway.
6. The system of any of claims 1-4, wherein the wind-controlled central processor is further configured to: acquiring wind control verification auxiliary data from external public resources, and performing wind control verification processing according to the wind control verification auxiliary data;
and/or determining at least two associated beacon data to be verified according to the attribute information, and performing mutual verification according to the at least two associated beacon data to be verified.
7. The system of claim 1, wherein the transaction critical information comprises one or more of:
user account information, bank card information, order number and user identity information.
8. A transaction wind control processing method is applied to a wind control central processing unit and comprises the following steps:
acquiring beacon data to be verified and initial wind control verification results to be verified from a beacon resource pool according to a calling request of the payment gateway and transaction key information;
judging whether the wind control rejection conditions are met or not according to the initial wind control verification results to be verified;
if not, filtering the to-be-verified initial wind control verification result which shows that the wind control verification passes and the associated to-be-verified beacon data, and performing wind control verification processing according to the remaining to-be-verified beacon data and the remaining to-be-verified initial wind control verification result to obtain a target wind control verification result;
the beacon data to be verified and the initial wind control verification result to be verified are stored in a beacon resource pool in a correlated mode with a transaction number, and are uploaded to the beacon resource pool by at least one micro-service wind control server corresponding to at least one micro-service respectively, and the initial wind control verification result to be verified is obtained by performing initial wind control verification on the beacon data generated in the micro-service by the micro-service wind control server.
9. A computing device, comprising: the system comprises a processor, a memory, a communication interface and a communication bus, wherein the processor, the memory and the communication interface complete mutual communication through the communication bus;
the memory is used for storing at least one executable instruction, and the executable instruction causes the processor to execute the corresponding operation of the transaction wind control processing method according to claim 8.
10. A computer storage medium having stored therein at least one executable instruction that causes a processor to perform operations corresponding to the transaction pneumatic processing method of claim 8.
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