CN112883689A - Processing method of credit investigation second generation credit report finger derivative variable - Google Patents
Processing method of credit investigation second generation credit report finger derivative variable Download PDFInfo
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- CN112883689A CN112883689A CN202011353272.1A CN202011353272A CN112883689A CN 112883689 A CN112883689 A CN 112883689A CN 202011353272 A CN202011353272 A CN 202011353272A CN 112883689 A CN112883689 A CN 112883689A
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- 238000003672 processing method Methods 0.000 title claims abstract description 9
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Abstract
The invention discloses a processing method of credit investigation second generation credit report finger derivative variables, which comprises the following steps of 1, analyzing and classifying the use scene of credit investigation report derivative variables in combination with the existing credit process based on a credit investigation report; step 2, combining the technology in the stack, defining a common computational logic fixed telephone as a standard computational expression; and 3, configuring the processing logic of the derived variables based on the standard calculation expression. Code development is reduced, developers only need to pay attention to implementation of business logic, if the requirements change, the general logic only needs to modify the configuration of the expression of the xml, accuracy and rigor of index calculation are guaranteed, operation risks are avoided, if variables with more complex logics cannot be output through configuration, the expression can be calculated in a self-defined mode, an existing expression library is expanded, and subsequent derivative variable processing is facilitated.
Description
Technical Field
The invention belongs to the technical field of credit investigation data processing, and particularly relates to a processing method of credit investigation second generation credit report finger derivative variables.
Background
The existing method for processing the derivative variables of the human bank credit investigation report is mainly realized manually or in a hard-coded calculation mode, and due to the fact that credit investigation information is numerous, the calculation logic of the derivative variables is complex, the manual or hard-coded mode is quite difficult to process and is prone to errors, and the calculation errors of the key derivative variables can cause great risks in credit approval.
Disclosure of Invention
The technical problem to be solved by the invention is to provide a processing method of credit investigation second generation credit report finger derivative variables, aiming at the defects of the prior art.
In order to achieve the technical purpose, the technical scheme adopted by the invention is as follows:
a credit investigation second generation credit report finger derivative variable processing method is characterized by comprising the following steps:
step 1, analyzing and classifying the use scene of credit investigation report derivative variables in the existing credit process based on the credit investigation report;
step 2, combining the technology in the stack, defining a common computational logic fixed telephone as a standard computational expression;
and 3, configuring the processing logic of the derived variables based on the standard calculation expression.
In order to optimize the technical scheme, the specific measures adopted further comprise:
the above-described configuration of modifying the expression of xml by general logic realizes the change of the demand.
The processing logic is configured in xml in the form of expression, each node in xml corresponds to an index, wherein each node comprises a plurality of elements: the metrics encapsulate key, default, outlier, and threshold intervals for map.
The back end sequentially analyzes the elements of each node by reading xml, and the analyzed expression is automatically called by utilizing the spel expression and returns a result;
spring expression language (SpEl) is a powerful expression language supporting query and operation of runtime object navigation graph functions.
Encapsulating maps in sequence by the analyzed key values;
and (3) completing a method of the computational logic, configuring the method name in the xml expression, and automatically calling the spel.
The methods for calculating the logic include a method for processing the time difference and a method for calculating addition, subtraction, multiplication and division.
For methods that need to complete computational logic, multiple methods can be applied in the xml expression.
In each method needing to complete calculation logic, exception is captured, and if the exception exists, a default value is given to the spel outer layer.
And encapsulating the map by the calculated index result through a common method.
The invention has the following beneficial effects:
the method is based on the credit investigation report, combines the existing credit investigation process to analyze and classify the use scenes of credit investigation report derived variables, combines the technology in the stack, defines the common calculation logic fixed line as a standard calculation expression, flexibly configures the processing logic of each derived variable by using the existing expression, reduces code development, and developers only need to pay attention to the realization of the logic of the business.
Drawings
FIG. 1 is a schematic flow diagram of the present invention;
FIG. 2 is a diagram of the architecture for use with the present invention;
FIG. 3 is a diagram of an embodiment of the present invention;
fig. 4 is a configuration illustration of an embodiment of the present invention.
Detailed Description
Embodiments of the present invention are described in further detail below with reference to the accompanying drawings.
Referring to fig. 1, the credit investigation second generation credit report finger derivative variable processing method of the invention comprises:
step 1, analyzing and classifying the use scene of credit investigation report derivative variables in the existing credit process based on the credit investigation report;
step 2, combining the technology in the stack, defining a common computational logic fixed telephone as a standard computational expression;
and 3, configuring the processing logic of the derived variables based on the standard calculation expression.
In an embodiment, the method further comprises: and modifying the configuration of the expression of the xml through general logic to realize the requirement change.
In an embodiment, the processing logic is configured in xml in the form of an expression, and each node in xml corresponds to an index, where each node includes a plurality of elements: the index encapsulates elements such as key, default, outlier, and threshold intervals for map.
Referring to fig. 2-4, in the embodiment, the back end sequentially parses the elements of each node by reading xml, and the parsed expression is automatically called by using the spel expression and returns a result;
encapsulating maps in sequence by the analyzed key values;
and (3) methods for calculating logic, such as a method for processing time difference and a method for calculating addition, subtraction, multiplication and division, wherein the name of the method is configured in the xml expression, and the spel is automatically called.
In an embodiment, for a method that needs to complete computational logic, multiple methods can be applied in an xml expression.
In the embodiment, each method needing to complete the computation logic needs to capture an exception, and if the exception exists, a default value is assigned to the spel outer layer.
In the examples, the calculated index results encapsulate maps by a common method.
The invention has stable operation, high index accuracy, reduced normal development manpower input and great reduction of development and maintenance cost of developers.
The above is only a preferred embodiment of the present invention, and the protection scope of the present invention is not limited to the above-mentioned embodiments, and all technical solutions belonging to the idea of the present invention belong to the protection scope of the present invention. It should be noted that modifications and embellishments within the scope of the invention may be made by those skilled in the art without departing from the principle of the invention.
Claims (8)
1. A credit investigation second generation credit report finger derivative variable processing method is characterized by comprising the following steps:
step 1, analyzing and classifying the use scene of credit investigation report derivative variables in the existing credit process based on the credit investigation report;
step 2, combining the technology in the stack, defining a common computational logic fixed telephone as a standard computational expression;
and 3, configuring the processing logic of the derived variables based on the standard calculation expression.
2. The method of claim 1, further comprising the steps of: and modifying the configuration of the expression of the xml through general logic to realize the requirement change.
3. The method of claim 1, wherein the processing logic is configured in xml in the form of expression, each node in xml corresponds to one index, and each node comprises a plurality of elements: the metrics encapsulate key, default, outlier, and threshold intervals for map.
4. The credit investigation second generation credit report finger derivative variable processing method according to claim 3, characterized in that the back end sequentially analyzes the elements of each node by reading xml, and the analyzed expression is automatically called and returns the result by using a spel expression;
encapsulating maps in sequence by the analyzed key values;
and (3) completing a method of the computational logic, configuring the method name in the xml expression, and automatically calling the spel.
5. The method of claim 4, wherein the method for calculating logic to be completed comprises a method for processing time difference and a method for calculating addition, subtraction, multiplication and division.
6. The method of claim 4, wherein a plurality of methods can be applied in an xml expression for the method to complete the calculation logic.
7. The method of claim 4, wherein the exception is captured in each method for which computation logic is to be performed, and a default value is assigned to the spel layer if the exception is detected.
8. The method of any one of claims 1-7, wherein the calculated indicator result encapsulates the map by a common method.
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| CN202011353272.1A CN112883689A (en) | 2020-11-27 | 2020-11-27 | Processing method of credit investigation second generation credit report finger derivative variable |
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Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN113485694A (en) * | 2021-07-06 | 2021-10-08 | 算话信息科技(上海)有限公司 | Variable data intelligent middle station system of algorithm |
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| WO2017202006A1 (en) * | 2016-05-25 | 2017-11-30 | 腾讯科技（深圳）有限公司 | Data processing method and device, and computer storage medium |
| CN109447787A (en) * | 2018-10-26 | 2019-03-08 | 平安科技（深圳）有限公司 | Reference report automatically parses method, apparatus, computer equipment and storage medium |
| CN111833177A (en) * | 2020-07-08 | 2020-10-27 | 融慧金科金融服务外包（北京）有限公司 | Method and device for selecting variable processing logic |
| CN111858693A (en) * | 2020-08-04 | 2020-10-30 | 武汉众邦银行股份有限公司 | Feedback information analysis visualization method based on credit investigation report |
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Patent Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2017202006A1 (en) * | 2016-05-25 | 2017-11-30 | 腾讯科技（深圳）有限公司 | Data processing method and device, and computer storage medium |
| CN109447787A (en) * | 2018-10-26 | 2019-03-08 | 平安科技（深圳）有限公司 | Reference report automatically parses method, apparatus, computer equipment and storage medium |
| CN111833177A (en) * | 2020-07-08 | 2020-10-27 | 融慧金科金融服务外包（北京）有限公司 | Method and device for selecting variable processing logic |
| CN111858693A (en) * | 2020-08-04 | 2020-10-30 | 武汉众邦银行股份有限公司 | Feedback information analysis visualization method based on credit investigation report |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN113485694A (en) * | 2021-07-06 | 2021-10-08 | 算话信息科技(上海)有限公司 | Variable data intelligent middle station system of algorithm |
| CN113485694B (en) * | 2021-07-06 | 2023-04-28 | 算话信息科技(上海)有限公司 | Variable data intelligent middle platform system of algorithm |
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