CN112750258A

CN112750258A - Business charge management method and system

Info

Publication number: CN112750258A
Application number: CN202011490566.9A
Authority: CN
Inventors: 龙利民
Original assignee: Shenzhen Ziyu Jieen Technology Co ltd
Current assignee: Shenzhen Ziyu Jieen Technology Co ltd
Priority date: 2020-12-17
Filing date: 2020-12-17
Publication date: 2021-05-04

Abstract

The application provides a charging management method for commerce, which is applied to a payment terminal and comprises the following steps of; the payment terminal establishes the connection of the client terminal and sends a payment request to the client terminal; the payment terminal receives a payment response fed back by the client terminal, and the payment response comprises: the encrypted payment account number, and the encryption key is a face characteristic value; the payment terminal collects a face picture of a user, processes the face picture to obtain a characteristic value, decrypts the encrypted support account by using the characteristic value to obtain a payment account, and deducts money from the payment account. The technical scheme that this application provided has the high advantage of security.

Description

Business charge management method and system

Technical Field

The present application relates to the field of business technologies, and in particular, to a business charging management method and system.

Background

The charge of current commercial affairs generally carries out the charge based on the two-dimensional code, and the user uses inconveniently, though current payment is precious to have the face of brushing and pay, but when brushing face and paying, needs the user to carry out face payment in advance and binds, and inconvenient while can lead to revealing of face data, has influenced the security of paying.

Disclosure of Invention

The embodiment of the application provides a business charging management method and system, which can realize convenient payment of human faces and improve user experience without binding in advance.

In a first aspect, an embodiment of the present application provides a charging management method for commerce, where the method is applied to a payment terminal, and the method includes;

the payment terminal establishes the connection of the client terminal and sends a payment request to the client terminal;

the payment terminal receives a payment response fed back by the client terminal, and the payment response comprises: the encrypted payment account number, and the encryption key is a face characteristic value;

the payment terminal collects a face picture of a user, processes the face picture to obtain a characteristic value, decrypts the encrypted support account by using the characteristic value to obtain a payment account, and deducts money from the payment account.

In a second aspect, there is provided a charging management system for commerce, the system being applied to a payment terminal, the system comprising;

the communication unit is used for establishing the connection of the client terminal and sending a payment request to the client terminal; receiving a payment response fed back by the client terminal, wherein the payment response comprises: the encrypted payment account number, and the encryption key is a face characteristic value;

the acquisition unit is used for acquiring a face picture of a user;

and the processing unit is used for processing the face picture to obtain a characteristic value, decrypting the encrypted support account by using the characteristic value to obtain a payment account and deducting the payment account.

In a third aspect, a computer-readable storage medium is provided, which stores a program for electronic data exchange, wherein the program causes a terminal to execute the method provided in the first aspect.

In a fourth aspect, a terminal for performing the method steps provided in the first aspect is provided

The embodiment of the application has the following beneficial effects:

the payment terminal provided by the application establishes the connection of the client terminal and sends a payment request to the client terminal; the payment terminal receives a payment response fed back by the client terminal, and the payment response comprises: the encrypted payment account number, and the encryption key can be a face characteristic value; the payment terminal collects a face picture of a user, processes the face picture to obtain a characteristic value, decrypts the encrypted support account by using the characteristic value to obtain a payment account, and deducts money from the payment account. Therefore, the client terminal does not need to be bound in advance, the payment convenience is improved, the operation can be carried out in the payment terminal locally, the human face features and the processing do not need to be networked, therefore, the information of the human face features cannot be revealed, and the safety is improved.

Drawings

In order to more clearly illustrate the technical solutions in the embodiments of the present application, the drawings needed to be used in the description of the embodiments are briefly introduced below, and it is obvious that the drawings in the following description are some embodiments of the present application, and it is obvious for those skilled in the art to obtain other drawings based on these drawings without creative efforts.

Fig. 1 is a schematic structural diagram of a charging terminal.

Fig. 2 is a schematic structural diagram of a business charge management method.

Fig. 3 is a schematic structural diagram of a charging terminal according to an embodiment of the present application.

Fig. 4 is a cross-sectional view a-AA as shown in fig. 3 provided by an embodiment of the present application.

Fig. 5 is a schematic drawing of a mouth line of a human face.

Detailed Description

The technical solutions in the embodiments of the present application will be clearly and completely described below with reference to the drawings in the embodiments of the present application, and it is obvious that the described embodiments are some, but not all, embodiments of the present application. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present application.

The terms "first," "second," "third," and "fourth," etc. in the description and claims of this application and in the accompanying drawings are used for distinguishing between different objects and not for describing a particular order. Furthermore, the terms "include" and "have," as well as any variations thereof, are intended to cover non-exclusive inclusions. For example, a process, method, system, article, or apparatus that comprises a list of steps or elements is not limited to only those steps or elements listed, but may alternatively include other steps or elements not listed, or inherent to such process, method, article, or apparatus.

Reference herein to "an embodiment" means that a particular feature, result, or characteristic described in connection with the embodiment can be included in at least one embodiment of the application. The appearances of the phrase in various places in the specification are not necessarily all referring to the same embodiment, nor are separate or alternative embodiments mutually exclusive of other embodiments. It is explicitly and implicitly understood by one skilled in the art that the embodiments described herein can be combined with other embodiments.

Referring to fig. 1, fig. 1 provides a payment terminal, which may specifically include: the device comprises a processor, a memory, a camera and a display screen, wherein the components can be connected through a bus or in other ways, and the application is not limited to the specific way of the connection. In practical applications, the payment terminal may further add other components, such as an audio component (microphone) or a communication component (e.g. an antenna, etc.).

Referring to fig. 2, fig. 2 provides a charging management method for commerce, which may be performed by the payment terminal shown in fig. 1, and the structure of the payment terminal is shown in fig. 3 and 4.

Fig. 3 is a schematic structural diagram of the charging terminal 1 according to an embodiment of the present application, and fig. 4 is a sectional view a-a of the structure in fig. 3. The charging terminal 1 comprises an operation component 10, a sliding component 20, a guide 30 and a support component 40, wherein the operation component 10 is fixedly arranged at one end of the sliding component 20, the guide 30 is slidably arranged at the other end opposite to the sliding component 20, the support component 40 is arranged at the bottom of the guide 30, and the support component 40 and the guide 30 can rotate 360 degrees.

The operating assembly 10 includes a housing 100, a display screen 110, a camera module 120, an identification module 130, a charging module (not shown in the figure), a processor (not shown in the figure) and a memory (not shown in the figure), the display screen 110, the camera module 120 and the identification module 130 are arranged outside the housing 100 in parallel at a time, the charging module and the processor are located inside the housing 100, the display screen 110, the camera module 120, the identification module 130 and the charging module are all electrically connected to the processor, and the processor is used for controlling the display screen 110, the camera module 120, the identification module 130 and the charging module to work.

The sliding assembly 20 comprises a sleeve 210 and an extension rod 220, the sleeve 210 comprises a body 211 and an extension part 212 protruding from one side of the body 211, the body 211 is sleeved outside the guide 30 and can slide up and down relative to the guide 30, the extension part 212 is hollow and used for accommodating the extension rod 220, the extension rod 220 is in clearance fit with one end of the extension rod and the extension part 212, the clearance can be 0.01mm, and the other end of the extension rod 220 is fixedly connected with the operation assembly 10. The side wall of the extension part 212 is provided with a first threaded hole, the first threaded hole is provided with a first screw 230 in a matching manner, the relative position between the telescopic rod 220 and the extension part 212 can be adjusted by rotating the first screw 230, and then the distance between the operation component 10 and the sliding component 20 is adjusted, so that the flexibility of adjusting the charging terminal 1 in the horizontal direction is improved.

The surface of guide 30 has relative convex part 310 and concave part 320, convex part 310 is located the one side that deviates from operating element 10 on guide 30, body 211 cover is located on guide 30, and respectively in convex part 310 and concave part 320 looks adaptation, be clearance fit between body 211 and convex part 310 and the concave part 320, the clearance can be 0.005mm, the second screw hole has been seted up on the convex part 310, second screw hole cooperation is installed second screw 330, can adjust the relative position between subassembly 20 and the guide 30 that slides through rotatory second screw 330, and then adjust the upper and lower distance between subassembly 20 and the guide 30, so that improve the flexibility of toll terminal 1 direction of height regulation. Wherein, the second screw 330 is larger than the first screw 230 so as to better bear the common weight of the operating assembly 10 and the sliding assembly 20, which contributes to the improvement of the service life.

The support assembly 40 includes first casing 410 and second casing 420 of connection can dismantle, first casing 410 and second casing 420 enclose and establish and form the accommodation area, the one end that the subassembly 20 was kept away from to guide member 30 extends to in the accommodation area, support assembly 40 still includes main part 430, main part 430 is located the accommodation area, and connect in the boss position of guide member 30 through the screw, a plurality of roll portion 435 has evenly arranged respectively to the upper and lower both sides of main part 430, the quantity of roll portion 435 can be 12, upper and lower each 6, and upper and lower two sets of roll portion 435 misplaces respectively and arranges, namely in vertical direction, a roll portion 435 is located between two adjacent roll portions 435 in the upper row. Support pieces 440 are disposed on sides of the first case 410 and the second case 420 facing the main body 430, the second case 420 is a lower case, and the support pieces 440 disposed on the second case 420 have a hardness greater than that of the support pieces 440 disposed on the first case 410. When the guide 30 rotates relative to the first housing 410 and the second housing 420, the rolling portion 435 abuts against the surface of the support plate 440 to roll, a first bearing 445 is disposed between the first housing 410 and the guide 30, a second bearing 450 is disposed between the second housing 420 and the guide 30, the first bearing 445 includes a first inner ring and a first outer ring which can rotate relatively, the second bearing 450 includes a second inner ring and a second outer ring which can rotate relatively, the guide 30 is disposed outside the first housing 410 and is provided with a first snap spring 465, the first snap spring 465 abuts against the first inner ring and does not interfere with the relative movement of the first bearing 445, the guide 30 is disposed outside the second housing 420 and is provided with a second snap spring 470, and the second snap spring 470 abuts against the second inner ring and does not interfere with the relative movement of the second bearing 450. The supporting assembly 40 further includes an upper cover 475 and a lower cover 480, the upper cover 475 is covered outside the first housing 410, a third bearing 455 is disposed between the upper cover 475 and the guiding element 30, the lower cover 480 is covered outside the second housing 420, a fourth bearing 460 is disposed between the lower cover 480 and the guiding element 30, the fourth bearing 460 is a tapered roller bearing, the fourth bearing 460 partially abuts against the second snap spring 470, and the fourth bearing 460 is used for providing a vertical supporting force for the guiding element 30.

Step S201, the payment terminal establishes the connection of the client terminal and sends a payment request to the client terminal;

the connection may be a short range connection such as bluetooth, RF, WIFI, etc.

Step S202, the payment terminal receives a payment response fed back by the client terminal, and the payment response comprises: the encrypted payment account number, and the encryption key can be a face characteristic value;

the face feature value may specifically be a constant feature value in the face, for example, the number of moles in the face, and for example, an angle value between the face, the center point of the eyes, and the center point of the mouth, and the like.

Step S203, the payment terminal collects the face picture of the user, processes the face picture to obtain a characteristic value, decrypts the encrypted support account by using the characteristic value to obtain a payment account, and deducts money from the payment account.

In an optional scheme, if the face feature value is the number of moles, the processing the face picture to obtain the feature value may specifically include:

extracting RGB values of pixel points in the face picture, dividing the same RGB values into a sub-interval, extracting n sub-intervals of the number interval of the pixel points from the sub-interval corresponding to the black RGB values, and determining that n is the number of the black nevi, wherein the number interval can be a preset number interval, such as [ 500,2500 ]. This way, a specific number of moles can be treated.

In an alternative scheme, if the face feature value is an angle value between a center point of both eyes and a center point of a mouth (the angle value may be shown in fig. 5), the processing the face picture to obtain the feature value may specifically include:

identifying a face picture to determine a center point of two eyes, connecting the center points of the two eyes to obtain a line segment x, determining a vertical line y of the line segment x, wherein the y is vertical to the x, is intersected with the x and is a midpoint x1 of the x, setting w line segments parallel to the line segment x in a mouth area below the line segment x, obtaining RGB values of pixel points of the w line segments, obtaining w1 line segments containing RGB values of lips (namely RBG values corresponding to pink colors) in the w line segments from top to bottom, determining an alpha line segment of the uppermost line segment and a beta line segment of the lowermost line segment in the w1 line segments, obtaining an intersection point alpha 1 of the alpha line segment and the y and an intersection point beta 1 of the beta line segment and the y, determining a center point gamma between the intersection point alpha 1 and the intersection point beta 1 as the mouth center point, and determining an angle value of 2-acrtan (L)_x/2L_y) (ii) a Wherein L is_xIs the distance value of the line segment x, L_yIs the distance between the midpoint x1 and the center point γ.

The principle specifically includes that the application listens that w line segments parallel to x are arranged in a mouth region (the mouth region can be determined to be a rough range through classification and recognition), so that multiple line segments, namely w1 line segments, are intersected with lips of a mouth, a first line segment intersected with the lips and a last line segment intersected with the lips are obtained, then a central point between the two line segments is searched on y to determine the position of the mouth, and then a corresponding angle value can be calculated through a trigonometric function, so that decoding is achieved.

The application also provides a charging management system for commerce, which is applied to a payment terminal and comprises a charging management module, a charging management module and a charging management module;

the acquisition unit is used for acquiring a face picture of a user;

The processing unit of the present application is further configured to execute the method for obtaining the feature value shown in fig. 2, which is not described herein again, and the specific structure of the payment terminal may refer to the structure shown in fig. 3 or fig. 4.

Embodiments of the present application also provide a computer storage medium, wherein the computer storage medium stores a computer program for electronic data exchange, and the computer program enables a computer to execute part or all of the steps of any one of the methods as described in the above method embodiments.

Embodiments of the present application also provide a computer program product comprising a non-transitory computer readable storage medium storing a computer program operable to cause a computer to perform some or all of the steps of any one of the methods as recited in the above method embodiments.

It should be noted that, for simplicity of description, the above-mentioned method embodiments are described as a series of acts or combination of acts, but those skilled in the art will recognize that the present application is not limited by the order of acts described, as some steps may occur in other orders or concurrently depending on the application. Further, those skilled in the art should also appreciate that the embodiments described in the specification are exemplary embodiments and that the acts and modules referred to are not necessarily required in this application.

In the foregoing embodiments, the descriptions of the respective embodiments have respective emphasis, and for parts that are not described in detail in a certain embodiment, reference may be made to related descriptions of other embodiments.

The foregoing detailed description of the embodiments of the present application has been presented to illustrate the principles and implementations of the present application, and the above description of the embodiments is only provided to help understand the method and the core concept of the present application; meanwhile, for a person skilled in the art, according to the idea of the present application, there may be variations in the specific embodiments and the application scope, and in summary, the content of the present specification should not be construed as a limitation to the present application.

Claims

1. A charging management method for commerce is characterized in that the method is applied to a payment terminal and comprises the following steps;

2. The method of claim 1,

the face characteristic value is the number of moles or the angle value between the center point of the two eyes and the center point of the mouth.

3. The method of claim 2, wherein if the face feature value is the number of moles, the processing the face picture to obtain the feature value specifically comprises:

extracting RGB values of pixel points in the face picture, dividing the same RGB value into a sub-interval, extracting n sub-intervals of the pixel point number in the quantity interval from the sub-interval corresponding to the black RGB value, and determining that n is the number of black nevi.

4. The method according to claim 2, wherein if the face feature value is an angle value between a center point of both eyes and a center point of a mouth, the processing the face picture to obtain the feature value specifically comprises:

identifying a human face picture to determine central points of eyes, connecting the central points of the eyes to obtain a line segment x, determining a vertical line y of the line segment x, wherein the y is vertical to the x and is intersected with the x to form a midpoint x1 of the x, setting w line segments parallel to the line segment x in a mouth area below the line segment x, obtaining RGB values of pixel points of the w line segments, obtaining w1 line segments containing RGB values of lip colors in the w line segments from top to bottom, determining an alpha line segment of the uppermost line segment and a beta line segment of the lowermost line segment in the w1 line segments, obtaining an intersection point alpha 1 of the alpha line segment and the y and an intersection point beta 1 of the beta line segment and the y, and determining a central point gamma between the intersection point alpha 1 and the intersection point beta 1 as the mouth central point,

angle value 2 × acrtan (L)_x/2L_y)；

Wherein L is_xIs the distance value of the line segment x, L_yIs the distance between the midpoint x1 and the center point γ.

5. A charge management system for commerce, the system being applied to a payment terminal, the system comprising;

the acquisition unit is used for acquiring a face picture of a user;

6. A computer-readable storage medium storing a program for electronic data exchange, wherein the program causes a terminal to execute the method according to any one of claims 1 to 4.