CN112562839A - Construction method of unified payment platform for hospitals - Google Patents
Construction method of unified payment platform for hospitals Download PDFInfo
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- CN112562839A CN112562839A CN202011468569.2A CN202011468569A CN112562839A CN 112562839 A CN112562839 A CN 112562839A CN 202011468569 A CN202011468569 A CN 202011468569A CN 112562839 A CN112562839 A CN 112562839A
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- G—PHYSICS
- G16—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR SPECIFIC APPLICATION FIELDS
- G16H—HEALTHCARE INFORMATICS, i.e. INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR THE HANDLING OR PROCESSING OF MEDICAL OR HEALTHCARE DATA
- G16H40/00—ICT specially adapted for the management or administration of healthcare resources or facilities; ICT specially adapted for the management or operation of medical equipment or devices
- G16H40/40—ICT specially adapted for the management or administration of healthcare resources or facilities; ICT specially adapted for the management or operation of medical equipment or devices for the management of medical equipment or devices, e.g. scheduling maintenance or upgrades
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/085—Payment architectures involving remote charge determination or related payment systems
- G06Q20/0855—Payment architectures involving remote charge determination or related payment systems involving a third party
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
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Abstract
The invention discloses a construction method of a hospital unified payment platform, which relates to the technical field of payment platforms, and comprises the following steps: when the HIS system generates the cost and needs to pay, the patient scans the code actively or passively. According to the invention, a set of standard service interfaces with unified payment related data difference and interface change integration processes are provided for the hospital business system, so that the coupling degree between the hospital HIS and the payment service is greatly reduced, the development workload of the HIS on the payment service is reduced, the stability and the efficiency are improved, the payment mode adjustment and the payment function change are both performed by a platform, the HIS is not required to be changed and adjusted, the normal operation of the existing system of the hospital is ensured, the mobile payment related business of the hospital is managed in a centralized manner, and the logic encapsulation and unified management of the payment related business are realized. And optimizes the hospitalization procedure of the patient in the hospital to a certain extent.
Description
Technical Field
The invention relates to a construction method of a payment platform, relates to the technical field of payment platforms, and particularly relates to a construction method of a unified payment platform for hospitals.
Background
With the rise of internet and intelligent medical treatment, the vigorous development of internet mobile terminals and the development of self-service integrated full-flow medical service, patients increasingly use network platforms, mobile phone apps, payment instruments, WeChat, self-service machines and the like based on the mobile terminals, and diversified payment modes are suitable for the development of the era, provide good medical service for the patients and simultaneously bring challenges to financial management in a traditional mode.
The following problems exist in the prior art:
1. because the payment channels of various payment modes are different, the information flow and the cash flow have certain delay with the interface of the HIS charging system, and the data difference and the interface change related to the payment modes increase the coupling degree between the HIS system and the payment service, thereby being inconvenient for financial reconciliation, increasing the difficulty of the work of institutions and having poor efficiency.
Disclosure of Invention
The invention provides a construction method of a unified payment platform for hospitals, which aims to integrate the existing mobile payment channels such as WeChat, Paibao, Unionpay cloud flash payment and the like, and solve the problems of data difference and interface change related to a payment mode, increased coupling degree between an HIS (high-intensity induction system) system and payment service, inconvenience in financial reconciliation, increased difficulty in work of academists and poor efficiency.
In order to solve the technical problems, the technical scheme adopted by the invention is as follows:
the invention provides a construction method of a hospital unified payment platform, which comprises the following steps:
s1, when the HIS system generates a fee and needs to pay, the patient sends a payment request to a mobile payment platform component of the external application integration platform in an active or passive code scanning mode;
s2, completing payment transaction by the mobile payment platform assembly and a third party payment platform such as a Paibao or WeChat;
s3, the mobile payment platform feeds back the result of the payment transaction to the HIS system through the interface with the HIS, and the HIS system completes the charging operation;
and S4, the third party payment platform completes settlement of the payment transaction with the account paid by the patient, the issuer and the bank to the public account.
The technical scheme of the invention is further improved as follows: the S1 process includes the following ways:
s1.1, paying through a charging window, deploying a code scanner through the charging window, calling a platform code scanning interface, and completing payment by a patient only by opening a payment treasure or a WeChat payment code on a mobile phone and scanning the code scanner.
S1.2, self-service machine payment, wherein a patient can use the diagnosis and treatment card or the social security card to inquire the item to be paid on self-service machine equipment and finish payment operation.
S1.3, paying by using a two-dimensional code in a consulting room or a prescription.
S1.4, MISPOS payment, when a patient uses the Unionpay card for payment, the MISPOS calls a platform interface, and feeds back the real-time charging amount to the account balance of the cardholder, and the fee deduction can be finished without manually inputting the amount by a toll collector.
S1.5, face-brushing payment, and the current mode of supporting real-name authentication from a host computer comprises the following steps: identity card authentication, treatment card authentication, two-dimensional code authentication (electronic treatment card, electronic health card, guide order two-dimensional code), and face-swiping authentication.
The technical scheme of the invention is further improved as follows: the S1.2 process includes: the patient can directly carry out medical insurance settlement on the self-service machine by using the social insurance card, the self-fee part is returned after the medical insurance settlement is finished, and the patient only needs to scan the self-fee part through the mobile phone to pay the two-dimensional code of the self-service machine, so that final payment can be finished.
The technical scheme of the invention is further improved as follows: the S1.3 process includes: after the patient is in a doctor's position for a doctor, the patient can directly use the mobile phone to scan the two-dimensional code on the paper prescription slip to finish payment or the principal and the subordinate of the department can generate the amount of money to be paid by the patient on the computer according to the cost generated in the procedure of the doctor, the patient presents the payment code two-dimensional code on the mobile phone, the code is scanned on the code scanner, the payment between the doctors is finished, and then the next procedure of the doctor can be entered.
The invention also provides a construction method of the hospital unified payment platform, which also comprises a refund service, wherein the refund service comprises the following steps:
step one, when refund is needed, a charging operator initiates a refund request in an HIS system;
step two, the HIS system forwards the refund request to a mobile payment platform according to the order number recorded during charging, and the mobile payment platform initiates refund to a third party payment platform according to the charging order number of the fee;
and step three, the third party payment platform returns the refund to the payment account of the patient according to the original payment mode.
Due to the adoption of the technical scheme, compared with the prior art, the invention has the technical progress that:
1. the invention provides a construction method of a unified payment platform for hospitals, which provides a set of standard service interfaces with unified payment related data difference and interface change integration processes to an in-hospital business system to the maximum extent, further greatly reduces the coupling degree between the in-hospital HIS system and the payment service, reduces the development workload of the HIS system on the payment service, improves the stability and the efficiency, ensures the normal operation of the existing system of a hospital side without the change and adjustment of the HIS system, intensively manages the mobile payment related business of the hospital, and realizes the logic encapsulation and the unified management of the payment related business. And optimizes the hospitalization procedure of the patient in the hospital to a certain extent.
Drawings
FIG. 1 is a schematic diagram of a payment system module of the present invention;
FIG. 2 is a block diagram of a refund system according to the present invention.
Detailed Description
The present invention will be described in further detail with reference to the following examples:
example 1
As shown in fig. 1-2, the present invention provides a method for constructing a unified payment platform for hospitals, which comprises the following steps:
s1, when the HIS system generates a fee and needs to pay, the patient sends a payment request to a mobile payment platform component of the external application integration platform in an active or passive code scanning mode;
s2, completing payment transaction by the mobile payment platform assembly and a third party payment platform such as a Paibao or WeChat;
s3, the mobile payment platform feeds back the result of the payment transaction to the HIS system through the interface with the HIS, and the HIS system completes the charging operation;
and S4, the third party payment platform completes settlement of the payment transaction with the account paid by the patient, the issuer and the bank to the public account.
In the embodiment, a set of standard service interfaces with unified data difference and interface change integration processes related to payment are provided for the hospital business system, so that the coupling degree between the hospital HIS system and the payment service is greatly reduced, the development workload of the HIS system on the payment service is reduced, and the stability and the efficiency are improved.
Example 2
As shown in fig. 1-2, on the basis of embodiment 1, the present invention provides a technical solution: the S1 process includes the following ways:
s1.1, paying through a charging window, deploying a code scanner through the charging window, calling a platform code scanning interface, and completing payment by a patient only by opening a payment treasure or a WeChat payment code on a mobile phone and scanning the code scanner.
S1.2, self-service machine payment, wherein a patient can use the diagnosis and treatment card or the social security card to inquire the item to be paid on self-service machine equipment and finish payment operation.
S1.3, paying by using a two-dimensional code in a consulting room or a prescription.
S1.4, MISPOS payment, when a patient uses a union pay card for payment, the MISPOS calls a platform interface, and feeds back real-time charge amount to the account balance of a card holder, and the fee deduction can be completed without manually inputting the amount by a toll collector, so that the problem that in a traditional mode, a hospital HIS charging system network is directly connected with an MIS-POS system through adding a front-end system, the HIS interface is increased, the transaction account is easy to generate risks, financial affairs also need to manually check the MIS-POS, the workload is increased, and the working efficiency of hospital staff is improved.
S1.5, face-brushing payment, and the current mode of supporting real-name authentication from a host computer comprises the following steps: identity card authentication, treatment card authentication, two-dimensional code authentication (electronic treatment card, electronic health card, guide order two-dimensional code), and face-swiping authentication.
Wherein the S1.2 process comprises: the patient can directly carry out medical insurance settlement on the self-service machine by using the social insurance card, the self-fee part is returned after the medical insurance settlement is finished, and the patient only needs to scan the self-fee part through the mobile phone to pay the two-dimensional code of the self-service machine, so that final payment can be finished.
Wherein the S1.3 process comprises: after a patient visits a doctor, the patient can directly scan a two-dimensional code on a paper prescription sign by using a mobile phone to finish payment or a principal of a department can scan the two-dimensional code on the mobile phone to scan the code on a code scanner according to the cost generated in the visiting flow, the amount of money to be paid by the patient can be generated on a computer, the patient presents the two-dimensional code of the payment code on the mobile phone, the code scanner scans the code to finish inter-doctor payment, and then the next visiting flow can be entered, so that a medical payment service system with multiple payment modes coexisting, such as WeChat, Paibao, mobile phone App, bank card, citizen card, cash and the like, is integrated and reproduced for the financial account checking system of the hospital, and the operation quality and efficiency of the financial management.
The hospital finance can be checked in multiple ways only by using the data provided by the comprehensive payment platform, the checking of the platform can be basically completed automatically, the operation of financial staff is also very simple, the checking work can be completed rapidly in a short time, and the checking work efficiency is greatly improved. The hospital finance can realize real-time monitoring on the fund flow and the information flow of the hospital through the platform, and the fund safety of the hospital and the accuracy of the hospital accounting are ensured.
Example 3
As shown in fig. 1-2, on the basis of embodiment 1, the present invention provides a technical solution: a construction method of a hospital unified payment platform further comprises a refund service, wherein the refund service comprises the following steps:
step one, when refund is needed, a charging operator initiates a refund request in an HIS system;
step two, the HIS system forwards the refund request to a mobile payment platform according to the order number recorded during charging, and the mobile payment platform initiates refund to a third party payment platform according to the charging order number of the fee;
and step three, the third party payment platform returns the refund to the payment account of the patient according to the original payment mode.
According to the invention, a set of standard service interfaces with unified payment related data difference and interface change integration processes are provided for the hospital business system, so that the coupling degree between the hospital HIS and the payment service is greatly reduced, the development workload of the HIS on the payment service is reduced, the stability and the efficiency are improved, the payment mode adjustment and the payment function change are both performed by a platform, the HIS is not required to be changed and adjusted, the normal operation of the existing system of the hospital is ensured, the mobile payment related business of the hospital is managed in a centralized manner, and the logic encapsulation and unified management of the payment related business are realized. And optimizes the hospitalization procedure of the patient in the hospital to a certain extent.
The present invention has been described in general terms in the foregoing, but it will be apparent to those skilled in the art that modifications and improvements can be made thereto based on the present invention. Therefore, modifications or improvements are within the scope of the invention without departing from the spirit of the inventive concept.
Claims (5)
1. A construction method of a unified payment platform for hospitals is characterized by comprising the following steps: the construction method of the hospital unified payment platform comprises the following steps:
s1, when the HIS system generates a fee and needs to pay, the patient sends a payment request to a mobile payment platform component of the external application integration platform in an active or passive code scanning mode;
s2, completing payment transaction by the mobile payment platform assembly and a third party payment platform such as a Paibao or WeChat;
s3, the mobile payment platform feeds back the result of the payment transaction to the HIS system through the interface with the HIS, and the HIS system completes the charging operation;
and S4, the third party payment platform completes settlement of the payment transaction with the account paid by the patient, the issuer and the bank to the public account.
2. The construction method of the unified payment platform for hospitals according to claim 1, wherein: the S1 process includes the following ways:
s1.1, paying through a charging window, deploying a code scanner through the charging window, calling a platform code scanning interface, and completing payment by a patient only by opening a payment treasure or a WeChat payment code on a mobile phone and scanning the code scanner.
S1.2, self-service machine payment, wherein a patient can use the diagnosis and treatment card or the social security card to inquire the item to be paid on self-service machine equipment and finish payment operation.
S1.3, paying by using a two-dimensional code in a consulting room or a prescription.
S1.4, MISPOS payment, when a patient uses the Unionpay card for payment, the MISPOS calls a platform interface, and feeds back the real-time charging amount to the account balance of the cardholder, and the fee deduction can be finished without manually inputting the amount by a toll collector.
S1.5, face-brushing payment, and the current mode of supporting real-name authentication from a host computer comprises the following steps: identity card authentication, treatment card authentication, two-dimensional code authentication (electronic treatment card, electronic health card, guide order two-dimensional code), and face-swiping authentication.
3. The construction method of the unified payment platform for hospitals according to claim 2, wherein: the S1.2 process includes: the patient can directly carry out medical insurance settlement on the self-service machine by using the social insurance card, the self-fee part is returned after the medical insurance settlement is finished, and the patient only needs to scan the self-fee part through the mobile phone to pay the two-dimensional code of the self-service machine, so that final payment can be finished.
4. The construction method of the unified payment platform for hospitals according to claim 2, wherein: the S1.3 process includes: after the patient is in a doctor's position for a doctor, the patient can directly use the mobile phone to scan the two-dimensional code on the paper prescription slip to finish payment or the principal and the subordinate of the department can generate the amount of money to be paid by the patient on the computer according to the cost generated in the procedure of the doctor, the patient presents the payment code two-dimensional code on the mobile phone, the code is scanned on the code scanner, the payment between the doctors is finished, and then the next procedure of the doctor can be entered.
5. A construction method of a unified payment platform for hospitals is characterized by comprising the following steps: the construction method of the hospital unified payment platform further comprises a refund service, wherein the refund service comprises the following steps:
step one, when refund is needed, a charging operator initiates a refund request in an HIS system;
step two, the HIS system forwards the refund request to a mobile payment platform according to the order number recorded during charging, and the mobile payment platform initiates refund to a third party payment platform according to the charging order number of the fee;
and step three, the third party payment platform returns the refund to the payment account of the patient according to the original payment mode.
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| Application Number | Priority Date | Filing Date | Title |
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| CN202011468569.2A CN112562839A (en) | 2020-12-12 | 2020-12-12 | Construction method of unified payment platform for hospitals |
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| CN202011468569.2A CN112562839A (en) | 2020-12-12 | 2020-12-12 | Construction method of unified payment platform for hospitals |
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Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN113269551A (en) * | 2021-05-25 | 2021-08-17 | 北京金山云网络技术有限公司 | Medical payment method, device and system and electronic equipment |
| CN113409039A (en) * | 2021-07-14 | 2021-09-17 | 首约科技(北京)有限公司 | Capital flow management method and system for bringing up cash of network car booking driver |
| CN116308337A (en) * | 2023-03-21 | 2023-06-23 | 杭州中宝科技有限公司 | Method and system for realizing mobile payment and cashing through medical insurance private network of pharmacy based on two-dimensional code |
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