CN112542009A - Cross-border payment system based on block chain technology - Google Patents
Cross-border payment system based on block chain technology Download PDFInfo
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- CN112542009A CN112542009A CN202011203950.6A CN202011203950A CN112542009A CN 112542009 A CN112542009 A CN 112542009A CN 202011203950 A CN202011203950 A CN 202011203950A CN 112542009 A CN112542009 A CN 112542009A
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- 239000011241 protective layer Substances 0.000 claims abstract description 9
- 238000000034 method Methods 0.000 claims description 3
- 230000000149 penetrating effect Effects 0.000 claims description 3
- 229910001220 stainless steel Inorganic materials 0.000 claims description 3
- 239000010935 stainless steel Substances 0.000 claims description 3
- 238000003466 welding Methods 0.000 claims description 3
- 238000004080 punching Methods 0.000 claims description 2
- 238000012795 verification Methods 0.000 abstract description 7
- 239000010410 layer Substances 0.000 abstract description 4
- 238000012790 confirmation Methods 0.000 description 6
- 238000010586 diagram Methods 0.000 description 3
- 238000009434 installation Methods 0.000 description 3
- 238000005299 abrasion Methods 0.000 description 1
- 230000009286 beneficial effect Effects 0.000 description 1
- 238000012423 maintenance Methods 0.000 description 1
- 239000000463 material Substances 0.000 description 1
- 239000007787 solid Substances 0.000 description 1
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
- G07G1/00—Cash registers
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
- G07G1/00—Cash registers
- G07G1/0036—Checkout procedures
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
- G07G1/00—Cash registers
- G07G1/12—Cash registers electronically operated
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Abstract
The invention relates to the technical field of cross-border payment, in particular to a cross-border payment system based on a block chain technology, which comprises an equipment cabinet, wherein a first articulated element is welded on the lower surface of the equipment cabinet, a second articulated element is rotatably installed on the outer surface of the first articulated element, a supporting plate is welded on the lower surface of the second articulated element, an anti-skid protective layer is arranged on the lower surface of the supporting plate, a card swiping machine is installed on the upper surface of the equipment cabinet, a display screen is installed on the upper end of the front surface of the equipment cabinet, a camera and a password input key position are installed at the lower end of the front surface of the equipment cabinet, and a power supply module, an iris recognition module, a control module, a network module and a GPS (global positioning system) locator are. The cross-border payment system is provided with an iris recognition function, the device completes financial payment in an iris card swiping double-layer verification mode, and the device is provided with a GPS positioning mode and a network address binding mode to limit the position of the device.
Description
Technical Field
The invention relates to the technical field of cross-border payment, in particular to a cross-border payment system based on a block chain technology.
Background
The block chain is a term in the technical field of information, and essentially speaking, the block chain is a shared database, data or information stored in the shared database has the characteristics of 'unforgeability', 'whole-course trace', 'traceability', 'public transparency', 'collective maintenance' and the like, based on the characteristics, the block chain technology establishes a solid 'trust' foundation, creates a reliable 'cooperation' mechanism, has a wide application prospect, and has the remarkable characteristics of global coverage of merchant resources, safe and convenient transaction payment, unified and standard business process and the like, and is deeply trusted by the holders of vast Unionpay cards, and the Unionpay Internet comprehensively integrates three resources of China Unionpay, domestic card issuing banks and overseas mainstream bank card acquiring service organizations.
However, the cross-border payment system in the market at present is generally an online payment, payment can be completed by inputting a password, or payment is paid by swiping a card through a POS machine, the payment mode has no safety verification function, although the payment system is simple and convenient to use, the payment system is not suitable for large-amount payment, although fingerprint payment is added in a credit-type payment mode, fingerprints can be simulated by biotechnology, the verification is unsafe, most payment devices are moved randomly, fixed-point payment setting is not provided, payment can be completed in a remote area, payment is completed by a held person under the condition of no reluctance under special conditions, and the risk of coercion exists. Accordingly, one skilled in the art provides a cross-border payment system based on blockchain technology to solve the problems set forth in the background art.
Disclosure of Invention
The present invention is directed to a cross-border payment system based on a blockchain technique, so as to solve the problems mentioned in the background art.
In order to achieve the purpose, the invention provides the following technical scheme: including the equipment rack, the lower surface welding of equipment rack has first articulated elements, the surface of first articulated elements rotates installs the second articulated elements, the lower skin weld of second articulated elements has the backup pad, the lower surface of backup pad is provided with the anti-skidding protective layer, the last surface mounting of equipment rack has the machine for punching the card, the display screen is installed to the front surface upper end of equipment rack, camera and password input key position are installed to the front surface lower extreme of equipment rack, power module, iris recognition module, control module, network module and GPS locator are installed by supreme down in proper order to the inside of equipment rack.
As a further scheme of the invention: first dead lever is installed with the junction of second articulated elements to first articulated elements, the adjustment tank has been seted up to one side surface of second articulated elements, the internally mounted of adjustment tank has the second dead lever.
As a still further scheme of the invention: the antiskid protective layer is the component of rubber material, the backup pad passes through the antiskid protective layer and places in the position of use, backup pad, equipment rack, first articulated elements and second articulated elements are stainless steel's component.
As a still further scheme of the invention: the upper surface of the supporting plate is provided with a screw hole, and the supporting plate is fixed at a use position through the screw hole of the upper surface of the supporting plate penetrated by a screw.
As a still further scheme of the invention: the equipment cabinet is rotatably installed on the upper surface of the supporting plate through the first hinge piece and the second hinge piece.
As a still further scheme of the invention: the output end electrode of the control module is connected with the network module and the input end of the GPS positioner, and the network module is wirelessly connected with the block chain transceiving point.
As a still further scheme of the invention: the output electrode of the power supply module is connected with the input end of the control module, and the output electrode of the control module is connected with the card swiping machine, the display screen, the camera, the password input key position and the input end of the iris recognition module.
As a still further scheme of the invention: the outer surfaces of two sides of the second hinged part are both provided with adjusting grooves, the outer diameter of the second fixing rod is matched with the width of the adjusting grooves in a set mode, and the second fixing rod is installed in the inner position of the adjusting grooves in a sliding mode.
As a still further scheme of the invention: the upper ends of the first articulated element and the second articulated element are rotatably connected through a first fixed rod, and the lower end of the first articulated element is slidably mounted on the inner surface of the second articulated element through a second fixed rod.
Compared with the prior art, the invention has the beneficial effects that: the cross-border payment system is a payment mode similar to a POS machine, and is provided with an iris recognition function relative to the POS machine, iris recognition is safer and more convenient than fingerprint verification, and does not exist, the problems of failed verification and money theft are caused by fingerprint abrasion and fingerprint imitation, the verification mode is safer, the device completes financial payment in an iris swiping card double-layer verification mode, and is provided with a GPS positioning and network address binding mode, the position of the device is limited, an account carrier is prevented from being brought to a remote place to forcibly withdraw money, and the use safety of the account carrier is ensured.
Drawings
FIG. 1 is a schematic diagram of a cross-border payment system based on blockchain technology;
FIG. 2 is a perspective view of a block chain technology based cross-border payment system;
fig. 3 is a schematic diagram illustrating an inner connection structure of a first hinge and a second hinge in a cross-border payment system based on a blockchain technology;
FIG. 4 is a diagram of electrode connections in a block-chain technology based cross-border payment system;
fig. 5 is a flow chart of a block chain technology-based cross-border payment system.
In the figure: 1. an equipment cabinet; 2. a support plate; 3. a first hinge member; 4. a second hinge member; 5. an anti-slip protective layer; 6. a card swiping machine; 7. a display screen; 8. a password input key position; 9. a camera; 10. a power supply module; 11. an iris recognition module; 12. a control module; 13. a network module; 14. a GPS locator; 15. a first fixing lever; 16. an adjustment groove; 17. and a second fixing rod.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
Referring to fig. 1 to 5, in the embodiment of the present invention, a cross-border payment system based on a block chain technology includes an equipment cabinet 1, a first hinge element 3 is welded on a lower surface of the equipment cabinet 1, a second hinge element 4 is rotatably installed on an outer surface of the first hinge element 3, a support plate 2 is welded on a lower surface of the second hinge element 4, an anti-skid protection layer 5 is disposed on a lower surface of the support plate 2, a card swiping machine 6 is installed on an upper surface of the equipment cabinet 1, a display screen 7 is installed on an upper end of a front surface of the equipment cabinet 1, a camera 9 and a password input key 8 are installed on a lower end of the front surface of the equipment cabinet 1, a power module 10, an iris recognition module 11, a control module 12, a network module 13 and a GPS locator 14 are sequentially installed inside the equipment cabinet 1 from bottom to top, the anti-skid protection layer 5 is a rubber member, the support plate, the support plate 2, the equipment cabinet 1, the first articulated element 3 and the second articulated element 4 are all stainless steel components, the upper surface of the support plate 2 is provided with screw holes, the support plate 2 is fixed at a use position by the screw holes penetrating through the upper surface of the support plate 2 through screws, the equipment cabinet 1 is rotatably installed at the upper surface position of the support plate 2 through the first articulated element 3 and the second articulated element 4, the output end electrode of the control module 12 is connected with the input end of the network module 13 and the GPS positioner 14, the network module 13 is wirelessly connected with the block chain receiving and transmitting point, the output end electrode of the power supply module 10 is connected with the input end of the control module 12, the output end electrode of the control module 12 is connected with the card swiping machine 6, the display screen 7, the camera 9, the password input key 8 and the input end of the iris identification module 11, the device is connected with a power supply, and the, setting a network connection address of a network module 13, setting the position of the device through a GPS (global positioning system) locator 14, binding the device with the network address and real-time position information, rotating the joint of a first articulated element 3 and a second articulated element 4 through a first fixed rod 15 according to the installation height of the device, sliding a second fixed rod 17 in an adjusting groove 16, adjusting the inclination of an equipment cabinet 1, starting to use, inserting the card into a card swiping machine 6, operating the card swiping machine 6 to read the information in the card and transmitting the information to the inside of a control module 12, carrying out password authentication through a password input key 8 or shooting the face through a camera 9, carrying out iris identification through an iris identification module 11, authenticating the identity through the control module 12 and the network module 13 after the iris is confirmed, displaying the information of the card inside the card swiping machine 6 through a display screen 7, and carrying out opening, closing and self-service of the financial business, when payment is needed, a payment page is called, payment is clicked, the camera 9 shoots the face, iris recognition is carried out through the iris recognition module 11, cash payment is completed through the control module 12 and the network module 13 after iris confirmation, large-amount cash payment can only be carried out after iris recognition, small-amount payment can be carried out by inputting a password through the password input key 8, a direct binding payment program is not used for recognition, and the device is in a locked state after network addresses and position information change.
In fig. 3: a first fixing rod 15 is arranged at the joint of the first articulated element 3 and the second articulated element 4, an adjusting groove 16 is arranged on the outer surface of one side of the second articulated element 4, a second fixing rod 17 is arranged in the adjusting groove 16, adjusting grooves 16 are arranged on the outer surfaces of two sides of the second articulated element 4, the outer diameter of the second fixing rod 17 is matched with the width of the adjusting groove 16, the second fixing rod 17 is slidably arranged at the inner position of the adjusting groove 16, the upper ends of the first articulated element 3 and the second articulated element 4 are rotatably connected through the first fixing rod 15, the lower end of the first articulated element 3 is slidably arranged at the inner surface position of the second articulated element 4 through the second fixing rod 17, according to the installation height of the device, the second fixing lever 17 slides inside the adjusting slot 16 by rotating the joint of the first hinge 3 and the second hinge 4 through the first fixing lever 15, so as to adjust the inclination of the equipment cabinet 1.
It should be noted that: the device comprises a camera 9 (the model is C4005), a card swiping machine 6 (the model is Z100-IC), a power module 10 (the model is YE2-132S-4), an iris recognition module 11 (the model is IRIBIO), a control module 12 (the model is SV1a-H3124P), a network module 13 (the model is LAN8720), and a GPS locator 14 (the model is UBX-G7020-KT).
The working principle of the invention is as follows: firstly, taking out the device, fixing the device to a using position through a fixing hole penetrating through the upper surface of a supporting plate 2 by a screw, enabling an anti-skid protective layer 5 to contact with a desktop, avoiding the desktop from being abraded, then connecting the device with a power supply, operating a control program of a control module 12 through a display screen 7, setting a network connection address of a network module 13, setting a device position through a GPS (global positioning system) positioner 14, binding the device with the network address and real-time position information, rotating a joint of a first articulated element 3 and a second articulated element 4 through a first fixing rod 15 according to the installation height of the device, sliding a second fixing rod 17 in an adjusting groove 16, adjusting the inclination of an equipment cabinet 1, starting to use, inserting the card into a card swiping machine 6, operating the card swiping machine 6 to read information in the card and transmitting the information to the inside of the control module 12, and carrying out password authentication through a password input key 8, or the face is shot through the camera 9, iris recognition is carried out through the iris recognition module 11, after the iris is confirmed, the identity is verified through the control module 12 and the network module 13, the information of the card in the card swiping machine 6 is displayed through the display screen 7, opening and closing and self-service of the financial business are carried out, when payment is needed, a payment page is called, payment is clicked, the face is shot through the camera 9, iris recognition is carried out through the iris recognition module 11, cash payment is completed through the control module 12 and the network module 13 after the iris is confirmed, the large-amount cash payment can only be paid after the iris recognition, the small-amount cash payment can be carried out by inputting a password through the password input key 8, a direct binding payment program is not used for recognition, and after the network address and the position information change, the device is in a locking state.
Example one
When the card is used, the card is inserted into the card swiping machine 6, the card swiping machine 6 operates to read information in the card and transmit the information to the inside of the control module 12, password authentication is carried out through the password input key position 8, or the face is shot through the camera 9, iris recognition is carried out through the iris recognition module 11, after iris confirmation, the identity is verified through the control module 12 and the network module 13, information of the card inside the card swiping machine 6 is displayed through the display screen 7, opening and closing and self-service of the financial business where the card is located are carried out, when payment is needed, a payment page is called, payment is clicked, when the network module 13 and the GPS locator 14 detect that the device is not at a default address, the card inside the card swiping machine 6 is automatically output, and a device system is automatically locked.
Example two
The card is inserted into the card swiping machine 6, the card swiping machine 6 operates to read information in the card and transmit the information to the inside of the control module 12, password authentication is carried out through the password input key position 8, or the face is shot through the camera 9, iris recognition is carried out through the iris recognition module 11, the identity is verified through the control module 12 and the network module 13 after iris confirmation, information of the card inside the card swiping machine 6 is displayed through the display screen 7, opening and closing and self-service of the financial business where the card is located are carried out, when payment is needed, a payment page is called, payment is clicked, the face is shot through the camera 9, iris recognition is carried out through the iris recognition module 11, cash payment is carried out through the control module 12 and the network module 13 after iris confirmation, the payment program is not finished directly through recognition, and cash payment with large amount can only be carried out after iris recognition.
EXAMPLE III
The card is inserted into the card swiping machine 6, the card swiping machine 6 operates to read information in the card and transmit the information to the inside of the control module 12, password authentication is carried out through the password input key position 8, or the face is shot through the camera 9, iris recognition is carried out through the iris recognition module 11, the identity is verified through the control module 12 and the network module 13 after iris confirmation, information of the card inside the card swiping machine 6 is displayed through the display screen 7, opening and closing and self-service of the financial business where the card is located are carried out, when payment is needed, a payment page is called, payment is clicked, the face is shot through the camera 9, iris recognition is carried out through the iris recognition module 11, cash payment is completed through the control module 12 and the network module 13 after iris confirmation, and the large-amount cash payment can only be paid after iris recognition.
It will be evident to those skilled in the art that the invention is not limited to the details of the foregoing illustrative embodiments, and that the present invention may be embodied in other specific forms without departing from the spirit or essential attributes thereof. The present embodiments are therefore to be considered in all respects as illustrative and not restrictive, the scope of the invention being indicated by the appended claims rather than by the foregoing description, and all changes which come within the meaning and range of equivalency of the claims are therefore intended to be embraced therein. Any reference sign in a claim should not be construed as limiting the claim concerned.
Furthermore, it should be understood that although the present description refers to embodiments, not every embodiment may contain only a single embodiment, and such description is for clarity only, and those skilled in the art should integrate the description, and the embodiments may be combined as appropriate to form other embodiments understood by those skilled in the art.
Claims (9)
1. The utility model provides a cross border payment system based on block chain technique, includes equipment rack (1), its characterized in that, the lower surface welding of equipment rack (1) has first articulated elements (3), the surface of first articulated elements (3) rotates and installs second articulated elements (4), the lower surface welding of second articulated elements (4) has backup pad (2), the lower surface of backup pad (2) is provided with anti-skidding protective layer (5), the last surface mounting of equipment rack (1) has machine for punching card (6), display screen (7) are installed to the front surface upper end of equipment rack (1), camera (9) and password input key position (8) are installed to the front surface lower extreme of equipment rack (1), power module (10), iris identification module (11) are installed by supreme down in proper order in the inside of equipment rack (1), A control module (12), a network module (13) and a GPS locator (14).
2. The cross-border payment system based on the blockchain technology as claimed in claim 1, wherein a first fixing rod (15) is installed at a joint of the first hinge (3) and the second hinge (4), an adjusting groove (16) is formed on an outer surface of one side of the second hinge (4), and a second fixing rod (17) is installed inside the adjusting groove (16).
3. The cross-border payment system based on block chain technology as claimed in claim 1, wherein the anti-slip protective layer (5) is a rubber component, the support plate (2) is placed at the using position through the anti-slip protective layer (5), and the support plate (2), the equipment cabinet (1), the first hinge member (3) and the second hinge member (4) are stainless steel components.
4. The block chain technology-based cross-border payment system of claim 1, wherein the upper surface of the support plate (2) is provided with a screw hole, and the support plate (2) is fixed at the using position by a screw penetrating through the screw hole of the upper surface of the support plate (2).
5. A block chain technology based cross border payment system according to claim 1, wherein the equipment cabinet (1) is rotatably mounted at the upper surface position of the support plate (2) by a first hinge (3) and a second hinge (4).
6. A trans-border payment system based on blockchain technology as claimed in claim 1, wherein the output terminal of the control module (12) is connected to the input terminal of the GPS locator (14) and the network module (13) is wirelessly connected to the blockchain transceiver.
7. The block chain technology-based cross-border payment system according to claim 1, wherein an output electrode of the power module (10) is connected with an input end of the control module (12), and an output electrode of the control module (12) is connected with an input end of the card swiping machine (6), the display screen (7), the camera (9), the password input key (8) and the iris recognition module (11).
8. The cross-border payment system based on blockchain technology as claimed in claim 3, wherein the outer surfaces of both sides of the second hinge (4) are respectively provided with an adjusting groove (16), the outer diameter of the second fixing rod (17) is adapted to the width of the adjusting groove (16), and the second fixing rod (17) is slidably mounted at the inner position of the adjusting groove (16).
9. A block chain technology-based cross-border payment system as claimed in claim 3, wherein the upper ends of the first and second hinge-connected members (3, 4) are rotatably connected by a first fixing rod (15), and the lower end of the first hinge-connected member (3) is slidably mounted at the inner surface position of the second hinge-connected member (4) by a second fixing rod (17).
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Application publication date: 20210323 |