CN112529694B

CN112529694B - Credit granting processing method, device, equipment and system

Info

Publication number: CN112529694B
Application number: CN202011511250.3A
Authority: CN
Inventors: 曲正云; 朱永春; 陈锐发; 张文强; 杨振宇; 刘屹东
Original assignee: Alipay Hangzhou Information Technology Co Ltd
Current assignee: Alipay Hangzhou Information Technology Co Ltd
Priority date: 2020-05-29
Filing date: 2020-05-29
Publication date: 2022-10-25
Anticipated expiration: 2040-05-29
Also published as: WO2021239090A1; CN112529694A; CN111383106B; CN111383106A

Abstract

The embodiment of the specification provides a credit granting processing method, device, equipment and system, wherein the method comprises the following steps: a first block chain link point of a first block chain receives an information acquisition request sent by a second block chain node of a second block chain corresponding to a resource management mechanism; the information acquisition request is sent through a chain-crossing transmission channel of a first block chain and a second block chain based on a credit granting request sent by a logistics platform; acquiring logistics information of the logistics platform from the first block chain according to the digital identity information of the logistics platform included in the information acquisition request; and sending the acquired logistics information to a second block chain node based on the cross-chain transmission channel so that the second block chain node performs credit granting processing according to the logistics information, and storing the acquired credit granting result information into a second block chain.

Description

Credit granting processing method, device, equipment and system

This patent application is application number: 202010478339.8, filing date: on 29/5/2020, the invention relates to a divisional application of the Chinese patent application entitled "Credit processing method, device, equipment and system".

Technical Field

The present disclosure relates to the field of data processing technologies, and in particular, to a method, an apparatus, a device, and a system for processing credit.

Background

The credit granting is that the bank directly provides funds for the enterprise after evaluating the enterprise. The data on which the evaluation is based is usually credit records of the enterprise, and information such as operation conditions provided by the enterprise. In order to ensure objectivity and justice, a bank has a long time to verify the validity of information provided by an enterprise, and the problems of low efficiency and influence on user experience exist. Moreover, because an enterprise usually maintains the operation information in a centralized manner, the operation information has a risk of loss, so that a bank is difficult to trace in the verification process, and an evaluation result is influenced.

Disclosure of Invention

One or more embodiments of the present specification provide a credit processing method. The method is applied to a first blockchain node of a first blockchain. The method comprises the step of receiving an information acquisition request sent by a second block chain node of a second block chain corresponding to a resource management mechanism. The information acquisition request is sent through a chain-crossing transmission channel of the first block chain and the second block chain based on a credit granting request sent by a logistics platform. The information acquisition request comprises digital identity information of the logistics platform. And acquiring logistics information of the logistics platform from the first block chain according to the digital identity information, wherein the logistics information comprises service data, and the service data comprises receivable resources of the logistics platform about shipping cost. And sending the acquired logistics information to the second block chain node based on the cross-chain transmission channel. And the second block link point performs credit granting processing according to the logistics information, and stores the obtained credit granting result information into the second block chain.

One or more embodiments of the present specification provide a credit processing method. The method is applied to a first blockchain node of a first blockchain. The method comprises the step of receiving an information acquisition request sent by a resource management mechanism. The information acquisition request is sent based on a credit granting request sent by a logistics platform. The information acquisition request comprises digital identity information of the logistics platform. And acquiring logistics information of the logistics platform from the first block chain according to the digital identity information, wherein the logistics information comprises service data, and the service data comprises receivable resources of the logistics platform about shipping cost. And sending the acquired logistics information to the resource management mechanism. And the resource management mechanism carries out credit granting processing according to the logistics information and stores the obtained credit granting result information into the corresponding second block chain.

One or more embodiments of the present specification provide a credit processing method. The method is applied to a second blockchain node of a second blockchain. The method comprises the step of receiving a credit granting request sent by a logistics platform. And the trust request comprises the digital identity information of the logistics platform. And sending an information acquisition request to a first block chain link point of the first block chain based on a chain-crossing transmission channel of the first block chain and the second block chain according to the digital identity information. And the first block chain link point acquires logistics information of the logistics platform from the first block chain according to the digital identity information, wherein the logistics information comprises service data, and the service data comprises receivable resources of the logistics platform about consignment cost. And receiving the logistics information sent by the first blockchain node based on the cross-chain transmission channel. And carrying out credit granting processing according to the logistics information to obtain credit granting result information. And storing the credit granting result information into the second block chain, and sending the credit granting result information to the logistics platform.

One or more embodiments of the present specification provide a credit processing device. The apparatus is applied to a first blockchain node of a first blockchain. The device comprises a receiving module, which receives an information acquisition request sent by a second block chain node of a second block chain corresponding to a resource management mechanism. The information acquisition request is sent through a chain-crossing transmission channel of the first block chain and the second block chain based on a credit granting request sent by a logistics platform. The information acquisition request comprises digital identity information of the logistics platform. The device also comprises an acquisition module which acquires logistics information of the logistics platform from the first block chain according to the digital identity information, wherein the logistics information comprises service data, and the service data comprises receivable resources of the logistics platform about the consignment cost. The device further comprises a sending module, which sends the acquired logistics information to the second block link node based on the cross-link transmission channel. And the second block chain link point performs credit granting processing according to the logistics information, and stores the obtained credit granting result information into the second block chain.

One or more embodiments of the present specification provide a credit granting processing apparatus. The apparatus is applied to a first blockchain node of a first blockchain. The device comprises a receiving module, wherein the receiving module receives an information acquisition request sent by a resource management mechanism. The information acquisition request is sent based on a credit granting request sent by a logistics platform. The information acquisition request comprises digital identity information of the logistics platform. The device also comprises an acquisition module for acquiring the logistics information of the logistics platform from the first block chain according to the digital identity information, wherein the logistics information comprises service data, and the service data comprises receivable resources of the logistics platform about the consignment cost. The device also comprises a sending module which sends the acquired logistics information to the resource management mechanism. And the resource management mechanism carries out credit granting processing according to the logistics information and stores the obtained credit granting result information into the corresponding second block chain.

One or more embodiments of the present specification provide a credit granting processing apparatus. The apparatus is applied to a second blockchain node of a second blockchain. The device comprises a receiving module, wherein the receiving module is used for receiving a credit granting request sent by a logistics platform. And the trust request comprises the digital identity information of the logistics platform. The device further comprises a first sending module, which sends an information acquisition request to a first block link point of the first block chain based on a chain-crossing transmission channel of the first block chain and the second block chain according to the digital identity information. And the first block chain link point acquires logistics information of the logistics platform from the first block chain according to the digital identity information, wherein the logistics information comprises service data, and the service data comprises receivable resources of the logistics platform about consignment cost. The device also comprises a processing module which receives the logistics information sent by the first blockchain node based on the cross-chain transmission channel. And performing credit granting processing according to the logistics information to obtain credit granting result information. The device also comprises a storage module which stores the credit granting result information into the second block chain. The device also comprises a second sending module which sends the credit granting result information to the logistics platform.

One or more embodiments of the present specification provide a credit processing system. The system comprises a logistics platform, a first block chain and a second block chain corresponding to a resource management mechanism. And the logistics platform sends a credit granting request to a second block chain link point of the second block chain. And receiving the credit granting result information sent by the second block link node. And the trust request comprises the digital identity information of the logistics platform. And the second block chain node of the second block chain receives the credit granting request sent by the logistics platform. And sending an information acquisition request to a first block link point of the first block chain based on a chain-crossing transmission channel of the first block chain and the second block chain according to the digital identity information. And receiving logistics information sent by the first blockchain node based on the cross-chain transmission channel, wherein the logistics information comprises business data, and the business data comprises receivable resources of the logistics platform about the consignment cost. And carrying out credit granting processing according to the logistics information to obtain credit granting result information. And storing the credit granting result information into a corresponding second block chain, and sending the credit granting result information to the logistics platform. And the first block chain node of the first block chain receives the information acquisition request sent by the second block chain node based on the cross-chain transmission channel. And acquiring logistics information of the logistics platform from the first block chain according to the digital identity information, wherein the logistics information comprises service data, and the service data comprises receivable resources of the logistics platform about shipping cost. And sending the acquired logistics information to the second block chain node based on the cross-chain transmission channel.

One or more embodiments of the present specification provide a credit processing system. The system comprises a logistics platform, a resource management mechanism, a first block chain and a second block chain. And the logistics platform sends a credit granting request to the resource management mechanism. And receiving the credit granting result information sent by the resource management mechanism. And the trust request comprises the digital identity information of the logistics platform. And the resource management mechanism receives the credit granting request sent by the logistics platform. And sending an information acquisition request to a first block chain node of the first block chain according to the digital identity information. And receiving logistics information sent by the first block chain node, wherein the logistics information comprises service data, and the service data comprises receivable resources of the logistics platform about the consignment cost. And carrying out credit granting processing according to the logistics information to obtain credit granting result information. And storing the message of the credit result into a corresponding second block chain. And sending the credit granting result information to the logistics platform. And the first block chain node of the first block chain receives the information acquisition request sent by the resource management mechanism. And acquiring logistics information of the logistics platform from the first block chain according to the digital identity information. And sending the acquired logistics information to the resource management mechanism.

One or more embodiments of the present specification provide a credit processing device. The apparatus includes a processor. The apparatus also comprises a memory arranged to store computer executable instructions. The computer executable instructions, when executed, cause the processor to receive an information acquisition request sent by a second blockchain node of a second blockchain corresponding to a resource management mechanism. The information acquisition request is sent through a chain-crossing transmission channel of the first block chain and the second block chain based on a credit granting request sent by a logistics platform. The information acquisition request comprises digital identity information of the logistics platform. And acquiring logistics information of the logistics platform from the first block chain according to the digital identity information, wherein the logistics information comprises service data, and the service data comprises receivable resources of the logistics platform about the consignment cost. And sending the acquired logistics information to the second block chain node based on the cross-chain transmission channel. And the second block chain link point performs credit granting processing according to the logistics information, and stores the obtained credit granting result information into the second block chain.

One or more embodiments of the present specification provide a credit processing device. The apparatus includes a processor. The apparatus also comprises a memory arranged to store computer executable instructions. The computer-executable instructions, when executed, cause the processor to receive an information acquisition request sent by a resource management authority. The information acquisition request is sent based on a credit granting request sent by a logistics platform. The information acquisition request comprises digital identity information of the logistics platform. And acquiring logistics information of the logistics platform from the first block chain according to the digital identity information, wherein the logistics information comprises service data, and the service data comprises receivable resources of the logistics platform about the consignment cost. And sending the acquired logistics information to the resource management mechanism. And the resource management mechanism carries out credit granting processing according to the logistics information and stores the obtained credit granting result information into the corresponding second block chain.

One or more embodiments of the present specification provide a trust processing apparatus. The apparatus includes a processor. The apparatus also comprises a memory arranged to store computer executable instructions. The computer executable instructions, when executed, cause the processor to receive a trust request sent by a logistics platform. And the credit granting request comprises digital identity information of the logistics platform. And sending an information acquisition request to a first block chain link point of the first block chain based on a chain-crossing transmission channel of the first block chain and the second block chain according to the digital identity information. And the first block chain link point acquires logistics information of the logistics platform from the first block chain according to the digital identity information, wherein the logistics information comprises service data, and the service data comprises receivable resources of the logistics platform about consignment cost. And receiving the logistics information sent by the first blockchain node based on the cross-chain transmission channel. And performing credit granting processing according to the logistics information to obtain credit granting result information. And storing the credit granting result information into the second block chain, and sending the credit granting result information to the logistics platform.

One or more embodiments of the present specification provide a storage medium. The storage medium is used to store computer-executable instructions. The computer executable instruction receives an information acquisition request sent by a second block chain node of a second block chain corresponding to the resource management mechanism when being executed by the processor. The information acquisition request is sent through a chain-crossing transmission channel of the first block chain and the second block chain based on a credit granting request sent by a logistics platform. The information acquisition request comprises digital identity information of the logistics platform. And acquiring logistics information of the logistics platform from the first block chain according to the digital identity information, wherein the logistics information comprises service data, and the service data comprises receivable resources of the logistics platform about the consignment cost. And sending the acquired logistics information to the second block chain node based on the cross-chain transmission channel. And the second block link point performs credit granting processing according to the logistics information, and stores the obtained credit granting result information into the second block chain.

One or more embodiments of the present specification provide a storage medium. The storage medium is used to store computer-executable instructions. The computer-executable instructions, when executed by a processor, receive an information acquisition request sent by a resource management authority. The information acquisition request is sent based on a credit granting request sent by a logistics platform. The information acquisition request comprises digital identity information of the logistics platform. And acquiring logistics information of the logistics platform from the first block chain according to the digital identity information, wherein the logistics information comprises service data, and the service data comprises receivable resources of the logistics platform about shipping cost. And sending the acquired logistics information to the resource management mechanism. And the resource management mechanism carries out credit granting processing according to the logistics information and stores the obtained credit granting result information into the corresponding second block chain.

One or more embodiments of the present specification provide a storage medium. The storage medium is used to store computer-executable instructions. The computer executable instructions receive a trust request sent by the logistics platform when being executed by the processor. And the trust request comprises the digital identity information of the logistics platform. And sending an information acquisition request to a first block chain link point of a first block chain based on a cross-chain transmission channel of the first block chain and the second block chain according to the digital identity information. And the first block chain link point acquires logistics information of the logistics platform from the first block chain according to the digital identity information, wherein the logistics information comprises service data, and the service data comprises receivable resources of the logistics platform about consignment cost. And receiving the logistics information sent by the first blockchain node based on the cross-chain transmission channel. And performing credit granting processing according to the logistics information to obtain credit granting result information. And storing the credit granting result information into the second block chain, and sending the credit granting result information to the logistics platform.

Drawings

In order to more clearly illustrate one or more embodiments or prior art solutions of the present specification, the drawings that are needed in the description of the embodiments or prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments described in the present specification, and that other drawings can be obtained by those skilled in the art without inventive exercise.

Fig. 1 is a schematic diagram of a first scenario of a credit granting processing method according to one or more embodiments of the present specification;

fig. 2 is a first flowchart of a credit granting processing method according to one or more embodiments of the present disclosure;

fig. 3 is a second flowchart of a credit granting processing method according to one or more embodiments of the present disclosure;

fig. 4 is a third flowchart illustrating a credit granting processing method according to one or more embodiments of the present disclosure;

fig. 5 is a fourth flowchart illustrating a credit granting processing method according to one or more embodiments of the present disclosure;

fig. 6 is a fifth flowchart illustrating a credit granting processing method according to one or more embodiments of the present disclosure;

fig. 7 is a sixth flowchart illustrating a credit granting processing method according to one or more embodiments of the present specification;

fig. 8 is a schematic diagram of a second scenario of a credit granting processing method according to one or more embodiments of the present specification;

fig. 9 is a seventh flowchart of a method for processing a credit according to one or more embodiments of the present disclosure;

fig. 10 is an eighth flowchart illustrating a credit granting processing method according to one or more embodiments of the present disclosure;

fig. 11 is a ninth flowchart illustrating a credit granting processing method according to one or more embodiments of the present disclosure;

fig. 12 is a tenth flowchart illustrating a method for processing a credit according to one or more embodiments of the present disclosure;

fig. 13 is an eleventh flowchart of a credit granting processing method according to one or more embodiments of the present disclosure;

fig. 14 is a twelfth flowchart illustrating a credit granting processing method according to one or more embodiments of the present disclosure;

fig. 15 is a thirteenth flowchart illustrating a credit granting processing method according to one or more embodiments of the present specification;

fig. 16 is a schematic diagram illustrating a first module composition of a credit granting processing apparatus according to one or more embodiments of the present disclosure;

fig. 17 is a schematic diagram illustrating a second module composition of a credit granting processing apparatus according to one or more embodiments of the present disclosure;

fig. 18 is a schematic diagram illustrating a third module composition of a credit granting processing apparatus according to one or more embodiments of the present specification;

fig. 19 is a schematic diagram illustrating a first component of a credit processing system according to one or more embodiments of the present disclosure;

fig. 20 is a schematic diagram of a second component of a credit processing system according to one or more embodiments of the present disclosure;

fig. 21 is a schematic structural diagram of a credit granting processing device according to one or more embodiments of the present specification.

Detailed Description

In order to make those skilled in the art better understand the technical solutions in one or more embodiments of the present specification, the technical solutions in one or more embodiments of the present specification will be clearly and completely described below with reference to the drawings in one or more embodiments of the present specification, and it is obvious that the described embodiments are only a part of the embodiments of the present specification, and not all embodiments. All other embodiments that can be derived by a person skilled in the art from one or more of the embodiments described herein without making any inventive step shall fall within the scope of protection of this document.

Fig. 1 is a schematic view of an application scenario of a method for processing a credit in one or more embodiments of the present specification, as shown in fig. 1, the scenario includes: the system comprises a logistics platform, a first block chain node accessed to a first block chain and a second block chain node accessed to a second block chain. And logistics information of the logistics platform is stored in the first block chain. The resource management mechanism is provided with node equipment, and the node equipment is accessed to a second block chain, namely a second block chain node; that is, the resource management mechanism, as a node accessing the second block chain, performs a process related to the signaling on the chain, and stores the process result information into the second block chain.

Specifically, the logistics platform sends a credit granting request to a second block link point of the second block chain. And the second block link point sends an information acquisition request to the first block link point of the first block chain based on the chain-crossing transmission channel of the first block chain and the second block chain according to the digital identity information of the logistics platform included in the credit granting request. The first block chain link point acquires logistics information of the logistics platform from the first block chain according to the digital identity information included in the information acquisition request; and sending the acquired logistics information to a second block chain node based on the cross-chain transmission channel. And the second block link point performs credit granting processing according to the received logistics information, stores the obtained credit granting result information into a second block chain, and sends the credit granting result information to the logistics platform. The digital identity information is, for example, DID (full english name: decentralized identities, full chinese name: distributed identity). Therefore, the logistics information of the logistics platform is stored in the first block chain, authenticity, effectiveness and traceability of the logistics information are guaranteed, the risk of information loss is avoided, effective basis is provided for credit granting processing, manual verification is not needed, and credit granting efficiency is greatly improved; by storing the credit granting result information into the second block chain, the traceability of the credit granting is ensured; moreover, through cross-chain transmission of logistics information, a data island is broken, interconnection and intercommunication of data are achieved, and the information value of the logistics information is brought into full play.

Based on the application scenario architecture, one or more embodiments of the present specification provide a transaction processing method; fig. 2 is a schematic flow diagram of a transaction processing method according to one or more embodiments of the present disclosure, where the method in fig. 2 can be executed by the first block link point in fig. 1, as shown in fig. 2, and the method includes the following steps:

step S102, receiving an information acquisition request sent by a second block chain node of a second block chain corresponding to a resource management mechanism; the information acquisition request is sent through a chain-crossing transmission channel of a first block chain and a second block chain based on a credit granting request sent by a logistics platform; the information acquisition request comprises digital identity information of the logistics platform;

specifically, when the logistics platform has a credit granting requirement, a credit granting request is sent to a second block link point of a second block chain according to the digital identity information of the logistics platform; and the second block link point sends an information acquisition request to the first block link point of the first block chain based on the chain-crossing transmission channel of the first block chain and the second block chain according to the digital identity information of the logistics platform included in the credit granting request. The cross-chain transmission channel is a communication link constructed according to a relevant protocol, and a relevant interface is defined at the same time, and cross-chain transmission of data can be realized by calling the interface.

Step S104, acquiring logistics information of the logistics platform from the first block chain according to the digital identity information;

the logistics information comprises information of the waybill generated by the logistics platform based on the shipping request of each shipper in each logistics stage, such as user information, waybill identification information, shipping information and the like of the shipper in the waybill generation stage, user information of the carrier in the waybill distribution stage, identification information of transportation tools of the carrier and the like, shipment starting place information, shipment starting time information and the like in the shipment starting stage, delivery place information, delivery time information and the like in the delivery stage, resource transfer result information and the like in the resource transfer stage; the logistics information also comprises business data generated by the logistics platform based on the related information of at least one freight bill which is in a transportation termination state and the consignor does not provide the resources required by the transportation. When the carrier transports the goods to be consigned in the consignment information from the starting place to the delivery place, the freight sheet is in the transportation ending state.

And step S106, sending the acquired logistics information to a second block link node based on the chain-crossing transmission channel, so that the second block link node performs credit granting processing according to the logistics information, and storing the acquired credit granting result information into a second block chain.

The credit granting result information comprises credit granting quantity, credit granting starting time, credit granting expiration time, digital identity information of the logistics platform and the like.

In one or more embodiments of the present specification, a first block link point receives an information acquisition request sent by a second block link node, and acquires logistics information of a logistics platform from a first block link according to digital identity information of the logistics platform included in the information acquisition request; and sending the logistics information to a second block chain node based on the cross-chain transmission channel, so that the second block chain node performs credit granting processing according to the logistics information, and storing credit granting result information into a second block chain. Therefore, the logistics information of the logistics platform is stored in the first block chain, authenticity, effectiveness and traceability of the logistics information are guaranteed, the risk of information loss is avoided, effective basis is provided for credit granting processing, manual verification is not needed, and credit granting efficiency is greatly improved; by storing the credit granting result information into the second block chain, the traceability of the credit granting is ensured; moreover, through the cross-chain transmission of the logistics information, a data island is broken through, the interconnection and intercommunication of data are realized, and the information value of the logistics information is brought into full play.

In order to enable the second block link point to acquire real and effective logistics information of the logistics platform after the logistics platform sends the credit granting request to the second block link point, in one or more embodiments of the present specification, the logistics platform sends logistics information of the waybill to the first block link node, so that the first block link point stores the logistics information into the first block link. Specifically, as shown in fig. 3, step S102 further includes, before:

step S102-2, receiving logistics information of the waybill sent by the logistics platform, wherein the waybill is generated by the logistics platform based on a shipping request of a shipper;

and S102-4, correlating and storing the logistics information and the digital identity information of the logistics platform into a first block chain.

The logistics information of the logistics platform is stored in the first block chain, authenticity, effectiveness and traceability of the logistics information are guaranteed, the risk that the logistics information is lost is avoided, effective basis is provided for credit granting processing, manual verification is not needed, and credit granting efficiency is greatly improved.

After the second block link point successfully performs credit granting processing, the logistics platform can borrow resources from the second block link point. In order to avoid subsequent troubles caused by an accident occurring in the resource flow of the logistics platform, in one or more embodiments of the present description, the second block link point sends the trust result information to the first block link node, so that the first block link point determines the first number of the resources that can be borrowed by the logistics platform based on the logistics information of the logistics platform. Correspondingly, as shown in fig. 4, step S106 is followed by:

step S108, receiving the credit granting result information sent by the second block chain node based on the cross-chain transmission channel, and storing the credit granting result information into the first block chain;

step S110, calling a first intelligent contract in the first block chain, and determining a first quantity of resources which can be borrowed by the logistics platform according to the logistics information of the logistics platform stored in the first block chain based on the first intelligent contract;

and step S112, sending the determined first quantity to the logistics platform, so that the logistics platform sends a resource borrowing request to the second block link point according to the first quantity.

Further, in order to ensure that the resources can be effectively circulated, and the logistics platform has the capability of returning the resources within a specified time limit after borrowing the resources. In one or more embodiments of the present specification, the first block link point determines the first amount of resources that can be borrowed by the logistics platform based on the trust result information and the business data of the logistics platform. Specifically, as shown in fig. 5, step S110 includes:

step S110-2, a first intelligent contract in the first block chain is called, and the associated target service data in the first state is obtained from the first block chain based on the first intelligent contract according to the digital identity information in the credit granting result information; the first state represents that the target service data is pushed to the second block chain node and the consignor does not provide resources required by transportation;

specifically, in order to borrow resources from second block link points, the logistics platform generates service data to be pushed based on relevant information of at least one waybill which is in a transportation termination state and does not provide resources required by transportation for a consignor before a first number is determined by a first block link point, and sends a service data pushing request to the first block link point according to the service data; correspondingly, the first block chain node receives a service push data request sent by the logistics platform, stores service data in the service push data request into the first block chain, pushes the service data to the second block chain node based on the cross-chain transmission channel, so that the second block chain node stores the service data into the second block chain, and performs resource collection processing according to the service data based on a second intelligent contract in the second block chain. The relevant information of the waybill comprises waybill identification information, the quantity of resources needed for transporting the consignment and the like. The business data comprises first identification information, associated waybill identification information of each waybill, the quantity of resources required by transportation of each waybill, digital identity information of a consignor of each waybill, digital identity information of a logistics platform and the like.

As an example, the business data is bill data, the first identification information included in the business data is bill identification information, and the resource required for transportation, which is not provided by the consignor, is a consignment fee, then each consignment fee in the bill data is a receivable of the logistics platform, and the logistics platform pushes the receivable of the logistics platform to the second block chain node through the first block chain node, so that the second block chain node performs financing processing, and the freight platform can borrow a certain amount of financing money from the second block chain node.

Further, acquiring the associated target service data in the first state from the first blockchain includes: acquiring associated push success record information from the first block chain according to the digital identity information of the logistics platform, and determining service data corresponding to the push success record information as candidate service data; and determining whether the associated resource transfer information is inquired from the block chain according to the first identification information in each candidate service data, and if not, determining the corresponding candidate service data as the target service data. The successful pushing record information is information generated when the first block link point determines that the business data is successfully pushed to the second block link point; the resource transfer information provides information generated when determining that the shipper has provided the resources needed for the shipment.

Step S110-4, determining the total amount of resources required for transportation, which are not provided by a consignor, according to the target service data;

step S110-6, comparing the determined total amount with the credit granting amount in the credit granting result information, and if the total amount is less than the credit granting amount, determining the total amount as a first amount of resources which can be borrowed by the logistics platform; and if the total quantity is not less than the credit granting quantity, determining the credit granting quantity as a first quantity of resources which can be borrowed by the logistics platform.

Therefore, the first block chain link point pushes the service data of the logistics platform to the second block chain link point based on the cross-chain transmission channel, so that the second block chain link point performs resource collection processing, and through cross-chain transmission of the service data, a data isolated island is broken, interconnection and intercommunication of the data are achieved, and the value of the service data can be fully played. The first quantity of the resources which can be borrowed by the logistics platform is determined based on the target service data in the first state and the credit granting result information, and the orderly circulation of the resources can be guaranteed.

After receiving the first quantity sent by the first block chain node, the logistics platform can send a resource borrowing request to the second block chain node according to the first quantity. In view of that a logistics platform may perform multiple resource borrowing requests, in order to ensure that the total amount of borrowed resources does not exceed a credit granting amount, in one or more embodiments of the present specification, after a second block chain node performs resource transfer processing based on a resource borrowing request, the second block chain node determines a remaining credit granting amount according to a second amount of borrowed resources, and sends a credit granting amount update request to a first block chain node according to the remaining credit granting amount. Correspondingly, as shown in fig. 6, after step S112, the method further includes:

step S114, receiving a credit number updating request sent by a second block chain node based on a cross-chain transmission channel; the credit granting quantity updating request is sent after the collected resources are issued to the specified resource account of the logistics platform based on the resource borrowing request sent by the logistics platform;

and step S116, determining the residual credit granting quantity of the logistics platform according to the credit granting quantity updating request, and storing the residual credit granting quantity and the digital identity information of the logistics platform into a first block chain in a correlated manner.

Specifically, the credit granting quantity updating request comprises the remaining credit granting quantity and the digital identity information of the logistics platform, the first block chain node obtains the remaining credit granting quantity and the digital identity information of the logistics platform from the credit granting quantity updating request, and stores the obtained remaining credit granting quantity and the digital identity information in the first block chain in a correlation manner.

Further, after the logistics platform borrows the resources successfully, corresponding resource transfer processing can be performed on the basis of the borrowed resources, for example, resources obtained by transportation are transferred to a carrier; in order to ensure that the complete information of the logistics platform is stored in the first blockchain, so as to facilitate subsequent related trace-back processing, in one or more embodiments of the present specification, after the second blockchain node performs resource transfer processing based on a resource transfer request sent by the logistics platform, the resource transfer result information is also sent to the first blockchain node. Accordingly, as shown in fig. 7, step S112 may be followed by:

step S118, receiving resource transfer result information sent by the second block chain node based on the cross-chain transmission channel, and storing the resource transfer result information into the first block chain; the resource transfer result information is information generated after the second block link point performs resource transfer processing based on resources in the specified resource account according to the resource transfer request sent by the logistics platform.

In one or more embodiments of the present disclosure, when a first block link node receives an information acquisition request sent by a second block link node, acquiring logistics information of a logistics platform from a first block link according to digital identity information of the logistics platform included in the information acquisition request; and sending the logistics information to a second block chain node based on the cross-chain transmission channel, so that the second block chain node performs credit granting processing according to the logistics information, and storing credit granting result information into a second block chain. Therefore, the logistics information of the logistics platform is stored in the first block chain, authenticity, effectiveness and traceability of the logistics information are guaranteed, the risk of information loss is avoided, effective basis is provided for credit granting processing, manual verification is not needed, and credit granting efficiency is greatly improved; by storing the credit granting result information into the second block chain, the traceability of the credit granting is ensured; moreover, through the cross-chain transmission of the logistics information, a data island is broken through, the interconnection and intercommunication of data are realized, and the information value of the logistics information is brought into full play.

The above is a process in which the resource management mechanism is used as a second block chain node of the second block chain, and performs related processing on the chain based on the received trust request sent by the logistics platform. In one or more embodiments of the present specification, the resource management mechanism is used as a second block chain node of the second block chain, and may further perform, when acquiring logistics information of the logistics platform from the first block chain link point based on a trust request, processing such as trust under the chain, and store processing result information in the second block chain. Further, in one or more embodiments of the present specification, the resource management mechanism may not be a node in the second block chain, and accordingly, as shown in fig. 8, an application scenario of the credit granting processing method includes: the system comprises a logistics platform, a resource management mechanism, a first block chain node accessed to a first block chain and a second block chain node accessed to a second block chain. Specifically, when the resource management structure receives a credit granting request sent by a logistics platform, an information acquisition request is sent to a first block link point; the first block chain link point acquires logistics information of the logistics platform from the first block chain according to the information acquisition request and sends the logistics information to the resource management mechanism; and the resource management mechanism carries out credit granting processing according to the received logistics information, sends the obtained credit granting result information to the first block chain node and the credit granting platform, and sends the credit granting result information to the second block chain node, and the second block chain node stores the credit granting result information into the second block chain. Therefore, the logistics information of the logistics platform is stored in the first block chain, authenticity, effectiveness and traceability of the logistics information are guaranteed, the risk of information loss is avoided, effective basis is provided for credit granting processing, manual verification is not needed, and credit granting efficiency is greatly improved; by storing the credit granting result information into the second block chain, the traceability of the credit granting is ensured; moreover, the resource management mechanism is used as a transfer to carry out cross-link transmission of credit granting result information and the like, so that a data island is broken, interconnection and intercommunication of data are realized, and the information value of logistics information is brought into full play.

Based on the application scenario architecture shown in fig. 8, one or more embodiments of the present specification further provide another credit granting processing method. Fig. 9 is a flowchart illustrating another credit granting processing method according to one or more embodiments of the present disclosure, where the method in fig. 9 can be executed by the first block link point in fig. 8, as shown in fig. 9, and the method includes the following steps:

step S202, receiving an information acquisition request sent by a resource management mechanism; the logistics platform comprises an information acquisition request, a trust request and a trust management server, wherein the information acquisition request is sent based on the trust request sent by the logistics platform and comprises digital identity information of the logistics platform;

step S204, acquiring logistics information of the logistics platform from the first block chain according to the digital identity information;

and step S206, sending the acquired logistics information to a resource management mechanism so that the resource management mechanism can perform credit granting processing according to the logistics information, and storing the obtained credit granting result information into a corresponding second block chain.

The implementation process of step S202 to step S206 is similar to the implementation process of step S102 to step S106, and reference may be made to the related description. The difference is that in the steps S102 to S106, the first block link point and the second block link point perform data interaction based on the inter-chain transmission channel; in steps S202 to S206, the first partition node performs data interaction with the resource management mechanism.

Further, as shown in fig. 10, after step S206, the method further includes:

step S208, receiving the credit granting result information sent by the resource management mechanism, and storing the credit granting result information into the first block chain;

step S210, calling a first intelligent contract in the first block chain, and determining a first quantity of resources which can be borrowed from a resource management mechanism by the logistics platform according to logistics information in the first block chain based on the first intelligent contract;

step S212, the determined first quantity is sent to the logistics platform, so that the logistics platform sends a resource borrowing request to the resource management mechanism according to the first quantity.

Further, step S212 may be followed by: receiving the credit granting quantity update request and the resource transfer result information sent by the resource management structure, and the like, the specific implementation process may refer to the foregoing process of receiving the credit granting quantity update request and the resource transfer result information sent by the second block link node, and details are not described here. It should be noted that, when the resource management structure receives the service data pushed by the first block link node, the service data is sent to the second block link node, so that the second block link node stores the service data in the second block link.

In one or more embodiments of the present disclosure, when a first block link point receives an information acquisition request sent by a resource management mechanism, acquiring logistics information of a logistics platform from a first block chain according to digital identity information of the logistics platform included in the information acquisition request; and sending the logistics information to a resource management mechanism so that the resource management mechanism can perform credit granting processing according to the logistics information, and storing credit granting result information into a second block chain through a second block chain link. Therefore, the logistics information of the logistics platform is stored in the first block chain, authenticity, effectiveness and traceability of the logistics information are guaranteed, the risk of information loss is avoided, effective basis is provided for credit granting processing, manual verification is not needed, and credit granting efficiency is greatly improved; by storing the credit granting result information into the second block chain, the traceability of the credit granting is ensured; moreover, the resource management mechanism is used as a transfer station to perform cross-chain transmission of credit granting result information and the like, so that a data island is broken, interconnection and intercommunication of data are realized, and the information value of logistics information is brought into full play.

On the basis of the same technical concept, corresponding to the credit granting processing method described above, one or more embodiments of the present specification further provide another credit granting processing method; fig. 11 is a flowchart illustrating another credit handling method according to one or more embodiments of the present disclosure, where the method in fig. 11 can be performed by the second block link point in fig. 1; as shown in fig. 11, the method comprises the steps of:

step S302, receiving a trust request sent by a logistics platform; the credit granting request comprises digital identity information of the logistics platform;

step S304, according to the digital identity information, sending an information acquisition request to a first block chain link point of a first block chain based on a chain-crossing transmission channel of the first block chain and a second block chain, so that the first block chain link point acquires logistics information of a logistics platform from the first block chain according to the digital identity information;

step S306, receiving logistics information sent by the first block link node based on the cross-link transmission channel, and performing credit granting processing according to the logistics information to obtain credit granting result information;

and step S308, storing the credit granting result information into a second block chain, and sending the credit granting result information to the logistics platform.

In one or more embodiments of the present disclosure, when a second block link point receives a trust granting request sent by a logistics platform, an information obtaining request is sent to a first block link point of a first block chain based on a chain-crossing transmission channel of the first block chain and a second block chain, and a trust granting process is performed according to logistics information sent by the first block chain node, and trust granting result information is stored in the second block chain. Therefore, the logistics information of the logistics platform is stored in the first block chain, authenticity, effectiveness and traceability of the logistics information are guaranteed, the risk of information loss is avoided, effective basis is provided for credit granting processing, manual verification is not needed, and credit granting efficiency is greatly improved; by storing the credit granting result information into the second block chain, the traceability of the credit granting is ensured; moreover, through cross-chain transmission of the trust related information, a data island is broken, interconnection and intercommunication of data are realized, and the information value of logistics information is brought into full play.

In order for the first block link point to determine the first amount of resources that the logistics platform can borrow from the second block link node, in one or more embodiments of the present specification, as shown in fig. 12, step S308 further includes:

step S310, the trust result information is sent to the first block chain node based on the chain-crossing transmission channel, so that the first block chain node stores the trust result information into the first block chain, a first quantity of resources which can be borrowed by the logistics platform is determined, and the determined first quantity is sent to the logistics platform.

In order to provide corresponding resources to the logistics platform when the logistics platform sends the resource borrowing request, in one or more embodiments of the present specification, the method further includes: receiving service data pushed by a first block chain link point based on a cross-chain transmission channel; calling a second intelligent contract in the second block chain, and performing resource collection processing according to service data based on the second intelligent contract; the service data is generated based on at least one piece of information related to the freight note which is in a transport termination state and the consignor does not provide the resources required by the transport.

Correspondingly, as shown in fig. 13, after step S310, the method may further include:

step S312, receiving a resource borrowing request sent by the logistics platform; the resource borrowing request is sent based on the received first quantity, and the resource borrowing request comprises a second quantity of resources to be borrowed; the second number is not greater than the first number;

step S314, if the second quantity is determined not to exceed the credit granting quantity in the credit granting result information, account information of the specified resource account of the logistics platform is obtained; and issuing a second amount of resources to the specified resource account according to the acquired account information and the pre-collected resources.

In view of the fact that the logistics platform may make multiple resource borrowing requests, in order to ensure that the total amount of borrowed resources does not exceed the credit amount in the credit result information, in one or more embodiments of the present specification, as shown in fig. 14, after step S314, the method further includes:

step S316, determining the residual credit granting quantity of the logistics platform according to the second quantity, and storing the residual credit granting quantity into a second block chain;

step S318, according to the residual credit amount, a credit amount updating request is sent to the first block chain link point based on the chain-crossing transmission channel, so that the first block chain link point stores the residual credit amount into the first block chain.

Further, after the logistics platform sends the resource borrowing request, the resource transfer may be performed based on the applied resource, and as shown in fig. 15, step S314 may further include:

step S320, receiving a resource transfer request sent by the logistics platform, and performing resource transfer processing based on resources in the specified resource account according to the resource transfer request;

the resource transfer information comprises account information of resource transfer to an account, resource transfer quantity and the like.

Step S322, saving the resource transfer information of the resource transfer process in the second block chain, and sending the resource transfer information to the first block chain node based on the inter-chain transmission channel, so that the first block chain node saves the resource transfer information in the first block chain.

It should be noted that, when the resource management mechanism is not the second blockchain node in the second blockchain, the data interaction between the first blockchain node and the second blockchain node may be the data interaction between the first blockchain node and the resource management mechanism, and details are not described in this specification.

Corresponding to the credit granting processing method described in fig. 2 to fig. 7, based on the same technical concept, one or more embodiments of the present specification further provide a credit granting processing apparatus, which is applied to a first block chain node of a first block chain. Fig. 16 is a schematic diagram illustrating a module composition of a credit granting processing apparatus according to one or more embodiments of the present disclosure, where the apparatus is configured to execute the credit granting processing method described in fig. 2 to fig. 7, and as shown in fig. 16, the apparatus includes:

a receiving module 401, configured to receive an information acquisition request sent by a second blockchain node of a second blockchain corresponding to a resource management mechanism; the information acquisition request is sent through a chain-crossing transmission channel of the first block chain and the second block chain based on a credit granting request sent by a logistics platform; the information acquisition request comprises digital identity information of the logistics platform;

an obtaining module 402, configured to obtain logistics information of the logistics platform from the first block chain according to the digital identity information;

a sending module 403, configured to send the acquired logistics information to the second block link node based on the inter-chain transmission channel, so that the second block link node performs credit granting processing according to the logistics information, and stores the obtained credit granting result information in the second block chain.

In the cross-border payment device provided in one or more embodiments of the present specification, when an information acquisition request sent by a second blockchain node is received, logistics information of a logistics platform is acquired from a first blockchain according to digital identity information of the logistics platform included in the information acquisition request; and sending the logistics information to a second block chain node based on the cross-chain transmission channel, so that the second block chain node performs credit granting processing according to the logistics information, and storing credit granting result information into a second block chain. Therefore, the logistics information of the logistics platform is stored in the first block chain, authenticity, effectiveness and traceability of the logistics information are guaranteed, the risk of information loss is avoided, effective basis is provided for credit granting processing, manual verification is not needed, and credit granting efficiency is greatly improved; by storing the credit granting result information into the second block chain, the traceability of the credit granting is ensured; moreover, through cross-chain transmission of logistics information, a data island is broken, interconnection and intercommunication of data are achieved, and the information value of the logistics information is brought into full play.

Optionally, the apparatus further comprises: a determination module;

the receiving module 401, after the sending module 403 sends the acquired logistics information to the second block link point based on the cross-chain transmission channel, receives the credit granting result information sent by the second block link point based on the cross-chain transmission channel, and stores the credit granting result information into the first block chain;

the determining module is used for calling a first intelligent contract in the first block chain and determining a first quantity of resources which can be borrowed by the logistics platform according to the logistics information in the first block chain based on the first intelligent contract;

the sending module 403 is configured to send the determined first quantity to the logistics platform, so that the logistics platform sends a resource borrowing request to the second block link point according to the first quantity.

Optionally, the logistics information includes service data, where the service data is data generated by the logistics platform based on information about at least one waybill that is in a transportation termination state and that the consignor does not provide resources required for transportation;

the determining module is used for acquiring associated target service data in a first state from the first block chain according to the digital identity information in the credit granting result information based on the first intelligent contract; wherein the first state characterizes that the target traffic data has been pushed to the second blockchain node and that the shipper has not provided the resources required for the shipment; and (c) a second step of,

determining the total amount of resources required for the transportation, which are not provided by the shipper, according to the target business data;

if the total number is smaller than the credit granting number in the credit granting result information, determining the total number as a first number of resources that can be borrowed by the logistics platform;

and if the total number is not less than the credit granting number in the credit granting result information, determining the credit granting number as a first number of resources which can be borrowed by the logistics platform.

Optionally, the receiving module 401 further receives a service data push request sent by the logistics platform before the determining module determines the first amount of resources that can be borrowed by the logistics platform; the service data pushing request comprises service data to be pushed; storing the service data into the first block chain;

the sending module 403 pushes the service data to the second blockchain node based on the inter-chain transmission channel, so that the second blockchain node stores the service data into the second blockchain, and performs resource collection processing according to the service data based on a second intelligent contract in the second blockchain.

Optionally, the apparatus further comprises: a storage module;

the receiving module 401, after the sending module 403 sends the determined first quantity to the logistics platform, receives, based on the cross-chain transmission channel, a trust quantity update request sent by the second block chain node; the credit granting quantity updating request is sent after the collected resources are issued to the specified resource account of the logistics platform based on the resource borrowing request sent by the logistics platform;

the storage module is used for determining the residual credit granting quantity of the logistics platform according to the credit granting quantity updating request; and the number of the first and second groups,

and storing the residual credit amount and the digital identity information into the first block chain in a correlated manner.

Optionally, the receiving module 401, after the sending module 403 sends the determined first quantity to the logistics platform, further receives resource transfer result information sent by the second blockchain node based on the cross-chain transmission channel; the resource transfer result information is information generated after the second block link node performs resource transfer processing based on the resources in the specified resource account according to the resource transfer request sent by the logistics platform;

and the storage module is used for storing the resource transfer information into the first block chain.

Optionally, the receiving module 401 further receives logistics information of an invoice sent by the logistics platform, where the invoice is generated by the logistics platform based on a shipping request of a shipper;

the storage module stores the logistics information and the digital identity information of the logistics platform in the first block chain in an associated manner.

In the credit granting processing apparatus provided in one or more embodiments of the present specification, when receiving an information acquisition request sent by a second block chain node, according to digital identity information of a logistics platform included in the information acquisition request, logistics information of the logistics platform is acquired from a first block chain; and sending the logistics information to a second block chain node based on the cross-chain transmission channel so that the second block chain node can perform credit granting processing according to the logistics information and store credit granting result information into the second block chain. Therefore, the logistics information of the logistics platform is stored in the first block chain, authenticity, effectiveness and traceability of the logistics information are guaranteed, the risk of information loss is avoided, effective basis is provided for credit granting processing, manual verification is not needed, and credit granting efficiency is greatly improved; by storing the credit granting result information into the second block chain, the traceability of the credit granting is ensured; moreover, through the cross-chain transmission of the logistics information, a data island is broken through, the interconnection and intercommunication of data are realized, and the information value of the logistics information is brought into full play.

It should be noted that, the embodiment of the credit granting processing apparatus in this specification and the embodiment of the credit granting processing method in this specification are based on the same inventive concept, and therefore, for specific implementation of this embodiment, reference may be made to implementation of the corresponding credit granting processing method, and repeated descriptions are omitted.

Further, based on the same technical concept, the credit granting processing method described with reference to fig. 9 and fig. 10 is further provided in one or more embodiments of the present specification, and is applied to a first block chain node of a first block chain. Fig. 17 is a schematic block diagram illustrating another credit granting processing apparatus according to one or more embodiments of the present specification, where the apparatus is configured to execute the credit granting processing method described in fig. 9 and fig. 10, and as shown in fig. 17, the apparatus includes:

a receiving module 501, configured to receive an information acquisition request sent by a resource management mechanism; the information acquisition request is sent based on a credit granting request sent by a logistics platform, and the information acquisition request comprises digital identity information of the logistics platform;

an obtaining module 502, configured to obtain logistics information of the logistics platform from the first block chain according to the digital identity information;

the sending module 503 is configured to send the acquired logistics information to the resource management mechanism, so that the resource management mechanism performs credit granting processing according to the logistics information, and stores the obtained credit granting result information in a corresponding second block chain.

When receiving an information acquisition request sent by a resource management mechanism, a credit granting processing device provided in one or more embodiments of the present specification acquires logistics information of a logistics platform from a first block chain according to digital identity information of the logistics platform included in the information acquisition request; and sending the logistics information to a resource management mechanism so that the resource management mechanism can perform credit granting processing according to the logistics information, and storing credit granting result information into a second block chain through a second block chain link. Therefore, the logistics information of the logistics platform is stored in the first block chain, authenticity, effectiveness and traceability of the logistics information are guaranteed, the risk of information loss is avoided, effective basis is provided for credit granting processing, manual verification is not needed, and credit granting efficiency is greatly improved; by storing the credit granting result information into the second block chain, the traceability of the credit granting is ensured; moreover, the resource management mechanism is used as a transfer to carry out cross-link transmission of credit granting result information and the like, so that a data island is broken, interconnection and intercommunication of data are realized, and the information value of logistics information is brought into full play.

Optionally, the apparatus further comprises: a determination module;

the receiving module 501 receives the credit granting result information sent by the resource management mechanism after the sending module 503 sends the acquired logistics information to the resource management mechanism, and stores the credit granting result information into the first block chain;

the sending module 503 sends the determined first quantity to the logistics platform, so that the logistics platform sends a resource borrowing request to the resource management mechanism according to the first quantity.

the determining module is used for acquiring associated target service data in a first state from the first block chain according to the digital identity information in the credit granting result information based on the first intelligent contract; wherein the first state characterizes that the target traffic data has been pushed to the resource management authority and that the shipper has not provided the resources needed for the shipment; and (c) a second step of,

Optionally, the receiving module 501 further receives a service data push request sent by the logistics platform before the determining module determines the first amount of resources that can be borrowed by the logistics platform; the service data pushing request comprises service data to be pushed; storing the service data into the first block chain;

the sending module 503 is configured to push the service data to the resource management mechanism, so that the resource management mechanism stores the service data in the second block chain, and performs resource collection processing according to the service data.

Optionally, the apparatus further comprises: a storage module;

the receiving module 501, after the sending module 503 sends the determined first quantity to the logistics platform, receives a credit granting quantity update request sent by the resource management mechanism; the credit granting quantity updating request is sent after the collected resources are issued to the specified resource account of the logistics platform based on the resource borrowing request sent by the logistics platform;

Optionally, the receiving module 501 further receives resource transfer result information sent by the resource management mechanism after the sending module 503 sends the determined first quantity to the logistics platform; the resource transfer result information is information generated after the resource management mechanism performs resource transfer processing on the basis of the resources in the specified resource account according to the resource transfer request sent by the logistics platform;

the storage module stores the resource transfer information into the first block chain.

Optionally, the receiving module 501 further receives logistics information of a waybill sent by the logistics platform, where the waybill is generated by the logistics platform based on a shipping request of a shipper;

When receiving an information acquisition request sent by a resource management mechanism, a credit granting processing device provided in one or more embodiments of the present specification acquires logistics information of a logistics platform from a first block chain according to digital identity information of the logistics platform included in the information acquisition request; and sending the logistics information to a resource management mechanism so that the resource management mechanism can perform credit granting processing according to the logistics information, and storing credit granting result information into a second block chain through a second block chain link point. Therefore, the logistics information of the logistics platform is stored in the first block chain, authenticity, effectiveness and traceability of the logistics information are guaranteed, the risk of information loss is avoided, effective basis is provided for credit granting processing, manual verification is not needed, and credit granting efficiency is greatly improved; by storing the credit granting result information into the second block chain, the traceability of the credit granting is ensured; moreover, the resource management mechanism is used as a transfer to carry out cross-link transmission of credit granting result information and the like, so that a data island is broken, interconnection and intercommunication of data are realized, and the information value of logistics information is brought into full play.

It should be noted that, the embodiment of the credit granting processing apparatus in this specification and the embodiment of the credit granting processing method in this specification are based on the same inventive concept, so that specific implementation of this embodiment may refer to implementation of the corresponding credit granting processing method, and repeated details are not repeated.

Further, based on the same technical concept, the credit granting processing method described with reference to fig. 11 and fig. 15 is further provided in one or more embodiments of the present specification, and is applied to a second block chain node of a second block chain. Fig. 18 is a schematic block diagram illustrating another credit granting processing apparatus according to one or more embodiments of the present disclosure, where the apparatus is configured to execute the credit granting processing method described in fig. 11 and fig. 15, and as shown in fig. 18, the apparatus includes:

the receiving module 601 is used for receiving a credit granting request sent by a logistics platform; the credit granting request comprises digital identity information of the logistics platform;

a first sending module 602, configured to send an information obtaining request to a first block link point of a first block chain based on a chain crossing transmission channel of the first block chain and the second block chain according to the digital identity information, so that the first block link point obtains logistics information of the logistics platform from the first block chain according to the digital identity information;

the processing module 603 is configured to receive, based on the inter-link transmission channel, the logistics information sent by the first block link node, and perform credit granting processing according to the logistics information to obtain credit granting result information;

a storage module 604, configured to store the information of the trust granting result in the second block chain;

the second sending module 605 sends the credit granting result information to the logistics platform.

In the credit granting processing apparatus provided in one or more embodiments of the present specification, when receiving a credit granting request sent by a logistics platform, an information acquisition request is sent to a first block link point of a first block chain based on a chain-crossing transmission channel of the first block chain and a second block chain, and the credit granting processing apparatus performs credit granting processing according to logistics information sent by the first block link point, and stores credit granting result information in the second block chain. Therefore, the logistics information of the logistics platform is stored in the first block chain, authenticity, effectiveness and traceability of the logistics information are guaranteed, the risk of information loss is avoided, effective basis is provided for credit granting processing, manual verification is not needed, and credit granting efficiency is greatly improved; by storing the credit granting result information into the second block chain, the traceability of the credit granting is ensured; moreover, through cross-chain transmission of the trust related information, a data island is broken, interconnection and intercommunication of data are realized, and the information value of logistics information is brought into full play.

Optionally, the first sending module 602 sends the credit granting result information to the first block chain node based on the inter-chain transmission channel, so that the first block chain node stores the credit granting result information into the first block chain, determines a first number of resources that can be borrowed by the logistics platform, and sends the determined first number to the logistics platform.

Optionally, the apparatus further comprises: the system comprises a resource collection module and a first resource transfer module;

the receiving module 601 is configured to receive the service data pushed by the first block link node based on the inter-link transmission channel; the business data is generated based on at least one piece of relevant information of a waybill which is in a transportation termination state and does not provide resources required by transportation by a shipper;

the resource collection module calls a second intelligent contract in the second block chain and performs resource collection processing according to the service data based on the second intelligent contract;

the receiving module 601, after the first sending module 602 sends the authorization result information to the first block link point based on the inter-chain transmission channel, receives a resource borrowing request sent by the logistics platform; wherein the resource borrowing request is sent based on the received first quantity, the resource borrowing request comprising a second quantity of resources to be borrowed; the second number is not greater than the first number;

the first resource transfer module acquires account information of a specified resource account of the logistics platform if the second quantity is determined not to exceed the credit amount in the credit result information; and the number of the first and second groups,

and issuing the second amount of resources to the specified resource account according to the acquired account information and the collected resources.

Optionally, the apparatus further comprises: a determination module;

the determining module is used for determining the residual credit granting quantity of the logistics platform according to the second quantity after the first resource transferring module sends the second quantity of resources to the specified resource account; and the number of the first and second groups,

storing the residual credit amount into the second block chain;

the first sending module 602, according to the remaining amount of credit, sends a credit amount update request to the first block link point based on the inter-chain transmission channel, so that the first block link point stores the remaining amount of credit into the first block chain.

Optionally, the apparatus further comprises: a second resource transfer module;

the receiving module 601, after the first resource transfer module sends the second amount of resources to the specified resource account, receives a resource transfer request sent by the logistics platform;

the second resource transfer module is used for carrying out resource transfer processing based on the resources in the specified resource account according to the resource transfer request; and the number of the first and second groups,

saving the resource transfer information of the resource transfer processing to the second block chain;

the first sending module 602, sending the resource transfer information to the first blockchain node based on the inter-chain transmission channel, so that the first blockchain node saves the resource transfer information into the first blockchain.

Further, on the basis of the same technical concept, one or more embodiments of the present specification further provide a credit granting processing system corresponding to the above described credit granting processing method. Fig. 19 is a schematic diagram illustrating a composition of a credit granting processing system according to one or more embodiments of the present specification, and as shown in fig. 19, the system includes: the system comprises a logistics platform 701, a first block chain 702 and a second block chain 703 corresponding to a resource management mechanism;

the logistics platform 701 sends a credit granting request to a second block link node of the second block chain 703, and receives credit granting result information sent by the second block chain node; the credit granting request comprises digital identity information of the logistics platform;

the second block chain node of the second block chain 703 receives the credit granting request sent by the logistics platform 701, and sends an information acquisition request to the first block chain node of the first block chain 702 based on the cross-chain transmission channel of the first block chain 702 and the second block chain according to the digital identity information; receiving logistics information sent by the first block link node based on the cross-chain transmission channel, and performing credit granting processing according to the logistics information to obtain credit granting result information; storing the credit granting result information into a corresponding second block chain 703, and sending the credit granting result information to the logistics platform 701;

the first blockchain node of the first blockchain 702 receives the information acquisition request sent by the second blockchain node based on the cross-chain transmission channel, and acquires logistics information of the logistics platform 701 from the first blockchain 702 according to the digital identity information; and sending the acquired logistics information to the second block chain node based on the cross-chain transmission channel.

In the credit granting processing system provided in one or more embodiments of the present specification, when a first block link node receives an information acquisition request sent by a second block link node, according to digital identity information of a logistics platform included in the information acquisition request, logistics information of the logistics platform is acquired from the first block link; and sending the logistics information to a second block chain node based on the cross-chain transmission channel so that the second block chain node can perform credit granting processing according to the logistics information and store credit granting result information into the second block chain. Therefore, the logistics information of the logistics platform is stored in the first block chain, authenticity, effectiveness and traceability of the logistics information are guaranteed, the risk of information loss is avoided, effective basis is provided for credit granting processing, manual verification is not needed, and credit granting efficiency is greatly improved; by storing the credit granting result information into the second block chain, the traceability of the credit granting is ensured; moreover, through the cross-chain transmission of the logistics information, a data island is broken through, the interconnection and intercommunication of data are realized, and the information value of the logistics information is brought into full play.

It should be noted that, the embodiment of the credit granting processing system in this specification and the embodiment of the credit granting processing method in this specification are based on the same inventive concept, so that specific implementation of this embodiment may refer to implementation of the corresponding credit granting processing method, and repeated details are not repeated.

Further, on the basis of the same technical concept, one or more embodiments of the present specification further provide another credit granting processing system corresponding to the above described credit granting processing method. Fig. 20 is a schematic composition diagram of another credit granting processing system according to one or more embodiments of the present disclosure, and as shown in fig. 20, the system includes: a logistics platform 801, a resource management mechanism 802, a first block chain 803 and a second block chain 804;

the logistics platform 801 sends a credit granting request to the resource management mechanism 802, and receives credit granting result information sent by the resource management mechanism 802; wherein, the trust request includes the digital identity information of the logistics platform 801;

the resource management mechanism 802 receives the trust granting request sent by the logistics platform 801, and sends an information acquisition request to a first block link point of the first block chain 803 according to the digital identity information; receiving logistics information sent by the first block link node, and performing credit granting processing according to the logistics information to obtain credit granting result information; storing the credit granting result information into a corresponding second block chain 804, and sending the credit granting result information to the logistics platform 801;

the first block chain node of the first block chain 803 receives the information acquisition request sent by the resource management mechanism 802, and acquires the logistics information of the logistics platform 801 from the first block chain 803 according to the digital identity information; and sending the acquired logistics information to the resource management mechanism 803.

In the credit granting processing system provided in one or more embodiments of the present specification, when a first block link point receives an information acquisition request sent by a resource management mechanism, the first block link point acquires logistics information of a logistics platform from a first block chain according to digital identity information of the logistics platform included in the information acquisition request; and sending the logistics information to a resource management mechanism so that the resource management mechanism can perform credit granting processing according to the logistics information, and storing credit granting result information into a second block chain through a second block chain link. Therefore, the logistics information of the logistics platform is stored in the first block chain, authenticity, effectiveness and traceability of the logistics information are guaranteed, the risk of information loss is avoided, effective basis is provided for credit granting processing, manual verification is not needed, and credit granting efficiency is greatly improved; by storing the credit granting result information into the second block chain, the traceability of the credit granting is ensured; moreover, the resource management mechanism is used as a transfer to carry out cross-link transmission of credit granting result information and the like, so that a data island is broken, interconnection and intercommunication of data are realized, and the information value of logistics information is brought into full play.

Further, corresponding to the credit granting processing method described above, based on the same technical concept, one or more embodiments of the present specification further provide another credit granting processing device, where the device is configured to execute the credit granting processing method described above, and fig. 21 is a schematic structural diagram of the credit granting processing device provided in one or more embodiments of the present specification.

As shown in fig. 21, the trusted processing device may have a relatively large difference due to different configurations or performances, and may include one or more processors 901 and a memory 902, where the memory 902 may store one or more stored applications or data. Memory 902 may be, among other things, transient storage or persistent storage. The application program stored in memory 902 may include one or more modules (not shown), each of which may include a series of computer-executable instructions within the trusted processing device. Still further, the processor 901 may be configured to communicate with the memory 902 to execute a series of computer-executable instructions in the memory 902 on a trusted processing device. The trusted processing device may also include one or more power supplies 903, one or more wired or wireless network interfaces 904, one or more input-output interfaces 905, one or more keyboards 906, etc.

In a particular embodiment, the credit processing apparatus includes a memory, and one or more programs, wherein the one or more programs are stored in the memory, and the one or more programs may include one or more modules, and each module may include a series of computer-executable instructions for the credit processing apparatus, and the one or more programs configured to be executed by the one or more processors include computer-executable instructions for:

receiving an information acquisition request sent by a second block chain node of a second block chain corresponding to a resource management mechanism; the information acquisition request is sent through a chain-crossing transmission channel of the first block chain and the second block chain based on a credit granting request sent by a logistics platform; the information acquisition request comprises digital identity information of the logistics platform;

acquiring logistics information of the logistics platform from the first block chain according to the digital identity information;

and sending the acquired logistics information to the second block chain node based on the chain-crossing transmission channel so as to enable the second block chain node to perform credit granting processing according to the logistics information, and storing the acquired credit granting result information into the second block chain.

When receiving an information acquisition request sent by a second block chain node, the trust processing device provided in one or more embodiments of the present specification acquires logistics information of a logistics platform from a first block chain according to digital identity information of the logistics platform included in the information acquisition request; and sending the logistics information to a second block chain node based on the cross-chain transmission channel so that the second block chain node can perform credit granting processing according to the logistics information and store credit granting result information into the second block chain. Therefore, the logistics information of the logistics platform is stored in the first block chain, authenticity, effectiveness and traceability of the logistics information are guaranteed, the risk of information loss is avoided, effective basis is provided for credit granting processing, manual verification is not needed, and credit granting efficiency is greatly improved; by storing the credit granting result information into the second block chain, the traceability of the credit granting is ensured; moreover, through cross-chain transmission of logistics information, a data island is broken, interconnection and intercommunication of data are achieved, and the information value of the logistics information is brought into full play.

Optionally, when executed, the computer-executable instructions, after sending the acquired logistics information to the second block link point based on the inter-chain transport channel, further include:

receiving the credit granting result information sent by the second block chain node based on the cross-chain transmission channel, and storing the credit granting result information into the first block chain; and the number of the first and second groups,

calling a first intelligent contract in the first block chain, and determining a first quantity of resources which can be borrowed by the logistics platform according to the logistics information in the first block chain based on the first intelligent contract;

sending the determined first quantity to the logistics platform, so that the logistics platform sends a resource borrowing request to the second block link point according to the first quantity.

Optionally, when executed, the logistics information includes service data, the service data is data generated by the logistics platform based on at least one waybill which is in a transportation termination state and the consignor does not provide resources required by transportation;

the determining a first amount of resources that the logistics platform can borrow from the logistics information in the first block chain based on the first intelligent contract comprises:

acquiring associated target service data in a first state from the first block chain according to the digital identity information in the credit result information based on the first intelligent contract; wherein the first state characterizes that the target traffic data has been pushed to the second blockchain node and that the shipper has not provided the resources required for the shipment;

and if the total number is not less than the credit granting number in the credit granting result information, determining the credit granting number as a first number of resources that can be borrowed by the logistics platform.

Optionally, the computer executable instructions, when executed, further comprise, prior to said determining a first amount of resources borrowable by the logistics platform:

receiving a business data pushing request sent by the logistics platform; the service data pushing request comprises service data to be pushed;

storing the service data into the first block chain; and (c) a second step of,

and pushing the service data to the second block chain node based on the cross-chain transmission channel so as to enable the second block chain node to store the service data into the second block chain, and performing resource collection processing according to the service data based on a second intelligent contract in the second block chain.

Optionally, the computer-executable instructions, when executed, further comprise, after sending the determined first quantity to the logistics platform:

receiving a credit amount updating request sent by the second block chain node based on the cross-chain transmission channel; the credit granting quantity updating request is sent after the collected resources are issued to the specified resource account of the logistics platform based on the resource borrowing request sent by the logistics platform;

determining the residual credit granting quantity of the logistics platform according to the credit granting quantity updating request;

receiving resource transfer result information sent by the second blockchain node based on the cross-chain transmission channel; the resource transfer result information is information generated after the second block link point performs resource transfer processing based on resources in the specified resource account according to a resource transfer request sent by the logistics platform;

and saving the resource transfer information to the first block chain.

Optionally, the computer executable instructions, when executed, further comprise:

receiving logistics information of a waybill sent by the logistics platform, wherein the waybill is generated by the logistics platform based on a consignment request of a consignor;

and storing the logistics information and the digital identity information of the logistics platform into the first block chain in an associated manner.

When receiving an information acquisition request sent by a second block chain node, the trust processing device provided in one or more embodiments of the present specification acquires logistics information of a logistics platform from a first block chain according to digital identity information of the logistics platform included in the information acquisition request; and sending the logistics information to a second block chain node based on the cross-chain transmission channel, so that the second block chain node performs credit granting processing according to the logistics information, and storing credit granting result information into a second block chain. Therefore, the logistics information of the logistics platform is stored in the first block chain, authenticity, effectiveness and traceability of the logistics information are guaranteed, the risk of information loss is avoided, effective basis is provided for credit granting processing, manual verification is not needed, and credit granting efficiency is greatly improved; by storing the credit granting result information into the second block chain, the traceability of the credit granting is ensured; moreover, through the cross-chain transmission of the logistics information, a data island is broken through, the interconnection and intercommunication of data are realized, and the information value of the logistics information is brought into full play.

In another particular embodiment, the trusted processing device includes a memory, and one or more programs, wherein the one or more programs are stored in the memory, and the one or more programs may include one or more modules, and each module may include a series of computer-executable instructions for the trusted processing device, and the one or more programs configured to be executed by the one or more processors include computer-executable instructions for:

receiving an information acquisition request sent by a resource management mechanism; the information acquisition request is sent based on a credit granting request sent by a logistics platform, and the information acquisition request comprises digital identity information of the logistics platform;

and sending the acquired logistics information to the resource management mechanism so that the resource management mechanism can perform credit granting processing according to the logistics information, and storing the acquired credit granting result information into a corresponding second block chain.

Optionally, after the sending the acquired logistics information to the resource management entity, the computer-executable instructions further include:

receiving the credit granting result information sent by the resource management mechanism, and storing the credit granting result information into the first block chain; and the number of the first and second groups,

invoking a first intelligent contract in the first blockchain, and determining a first amount of resources that the logistics platform can borrow from the resource management mechanism according to the logistics information in the first blockchain based on the first intelligent contract;

sending the determined first quantity to the logistics platform, so that the logistics platform sends a resource borrowing request to the resource management mechanism according to the first quantity.

When receiving an information acquisition request sent by a resource management mechanism, the credit granting processing device provided in one or more embodiments of the present specification acquires logistics information of a logistics platform from a first block chain according to digital identity information of the logistics platform included in the information acquisition request; and sending the logistics information to a resource management mechanism so that the resource management mechanism can perform credit granting processing according to the logistics information, and storing credit granting result information into a second block chain through a second block chain link. Therefore, the logistics information of the logistics platform is stored in the first block chain, authenticity, effectiveness and traceability of the logistics information are guaranteed, the risk of information loss is avoided, effective basis is provided for credit granting processing, manual verification is not needed, and credit granting efficiency is greatly improved; by storing the credit granting result information into the second block chain, the traceability of the credit granting is ensured; moreover, the resource management mechanism is used as a transfer to carry out cross-link transmission of credit granting result information and the like, so that a data island is broken, interconnection and intercommunication of data are realized, and the information value of logistics information is brought into full play.

receiving a credit granting request sent by a logistics platform; the credit granting request comprises digital identity information of the logistics platform;

according to the digital identity information, sending an information acquisition request to a first block link point of a first block chain based on a chain-crossing transmission channel of the first block chain and a second block chain, so that the first block link point acquires logistics information of the logistics platform from the first block chain according to the digital identity information;

receiving the logistics information sent by the first block link node based on the cross-link transmission channel, and performing credit granting processing according to the logistics information to obtain credit granting result information;

and storing the credit granting result information into the second block chain, and sending the credit granting result information to the logistics platform.

When receiving a trust request sent by a logistics platform, the trust processing device provided in one or more embodiments of the present specification sends an information acquisition request to a first block link point of a first block chain based on a cross-chain transmission channel of the first block chain and a second block chain, performs trust processing according to logistics information sent by the first block chain node, and stores trust result information into the second block chain. Therefore, the logistics information of the logistics platform is stored in the first block chain, authenticity, effectiveness and traceability of the logistics information are guaranteed, the risk of information loss is avoided, effective basis is provided for credit granting processing, manual verification is not needed, and credit granting efficiency is greatly improved; by storing the credit granting result information into the second block chain, the traceability of the credit granting is ensured; moreover, through cross-chain transmission of the trust related information, a data island is broken, interconnection and intercommunication of data are realized, and the information value of logistics information is brought into full play.

Optionally, when executed, the computer-executable instructions, after obtaining the trust result information, further include:

and sending the credit granting result information to the first block chain node based on the cross-chain transmission channel, so that the first block chain node stores the credit granting result information into the first block chain, determines a first number of resources that can be borrowed by the logistics platform, and sends the determined first number to the logistics platform.

Optionally, the computer executable instructions, when executed, the method further comprises:

receiving the business data pushed by the first block chain link point based on the cross-chain transmission channel; the business data is generated based on at least one piece of relevant information of a waybill which is in a transportation termination state and a consignor does not provide resources required by transportation;

calling a second intelligent contract in the second block chain, and performing resource collection processing according to the service data based on the second intelligent contract;

after the sending the credit granting result information to the first block link point based on the cross-chain transmission channel, the method further includes:

receiving a resource borrowing request sent by the logistics platform; wherein the resource borrowing request is sent based on the received first quantity, the resource borrowing request comprising a second quantity of resources to be borrowed; the second number is not greater than the first number;

if the second quantity does not exceed the credit granting quantity in the credit granting result information, account information of the appointed resource account of the logistics platform is obtained;

Optionally, the computer-executable instructions, when executed, further comprise, after sending the second amount of resources into the designated resource account:

determining the residual credit granting quantity of the logistics platform according to the second quantity;

storing the residual credit amount into the second block chain; and (c) a second step of,

and sending a credit amount updating request to the first block link point based on the cross-chain transmission channel according to the residual credit amount, so that the first block link point stores the residual credit amount into the first block chain.

Optionally, the computer executable instructions, when executed, further comprise, after sending the second amount of resources into the designated resource account:

receiving a resource transfer request sent by the logistics platform;

according to the resource transfer request, performing resource transfer processing based on the resources in the specified resource account;

saving the resource transfer information of the resource transfer processing to the second block chain; and the number of the first and second groups,

sending the resource transfer information to the first blockchain node based on the inter-chain transmission channel, so that the first blockchain node saves the resource transfer information into the first blockchain.

In the credit granting processing device provided in one or more embodiments of the present specification, when receiving a credit granting request sent by a logistics platform, an information acquisition request is sent to a first block link point of a first block chain based on a chain-crossing transmission channel of the first block chain and a second block chain, and the credit granting processing device performs credit granting processing according to logistics information sent by the first block link point, and stores credit granting result information in the second block chain. Therefore, the logistics information of the logistics platform is stored in the first block chain, authenticity, effectiveness and traceability of the logistics information are guaranteed, the risk of information loss is avoided, effective basis is provided for credit granting processing, manual verification is not needed, and credit granting efficiency is greatly improved; by storing the credit granting result information into the second block chain, the traceability of the credit granting is ensured; moreover, through cross-chain transmission of the trust related information, a data island is broken, interconnection and intercommunication of data are realized, and the information value of logistics information is brought into full play.

It should be noted that, the embodiment of the credit granting processing device in this specification and the embodiment of the credit granting processing method in this specification are based on the same inventive concept, so that specific implementation of this embodiment may refer to implementation of the corresponding credit granting processing method, and repeated details are not repeated.

Further, based on the same technical concept, one or more embodiments of the present specification further provide a storage medium for storing computer-executable instructions, where in a specific embodiment, the storage medium may be a usb disk, an optical disk, a hard disk, and the like, and when the computer-executable instructions stored in the storage medium are executed by a processor, the following process can be implemented:

and sending the acquired logistics information to the second block link node based on the cross-chain transmission channel, so that the second block link node performs credit granting processing according to the logistics information, and storing the acquired credit granting result information into the second block chain.

One or more embodiments of the present specification provide a storage medium storing computer executable instructions, which when executed by a processor, receive an information acquisition request sent by a second blockchain node, and acquire logistics information of a logistics platform from a first blockchain according to digital identity information of the logistics platform included in the information acquisition request; and sending the logistics information to a second block chain node based on the cross-chain transmission channel so that the second block chain node can perform credit granting processing according to the logistics information and store credit granting result information into the second block chain. Therefore, the logistics information of the logistics platform is stored in the first block chain, authenticity, effectiveness and traceability of the logistics information are guaranteed, the risk of information loss is avoided, effective basis is provided for credit granting processing, manual verification is not needed, and credit granting efficiency is greatly improved; by storing the credit granting result information into the second block chain, the traceability of the credit granting is ensured; moreover, through the cross-chain transmission of the logistics information, a data island is broken through, the interconnection and intercommunication of data are realized, and the information value of the logistics information is brought into full play.

Optionally, the storage medium stores computer executable instructions, which when executed by the processor, further includes, after sending the obtained logistics information to the second block link point based on the inter-chain transmission channel:

calling a first intelligent contract in the first block chain, and determining a first amount of resources which can be borrowed by the logistics platform according to the logistics information in the first block chain based on the first intelligent contract;

Optionally, the storage medium stores computer executable instructions, when executed by the processor, the logistics information includes service data, the service data is data generated by the logistics platform based on at least one waybill related information which is in a transportation termination state and a consignor does not provide resources required for transportation;

the determining a first amount of resources that the logistics platform can borrow from the logistics information in the first blockchain based on the first intelligent contract comprises:

acquiring associated target service data in a first state from the first block chain according to the digital identity information in the credit granting result information based on the first intelligent contract; wherein the first state characterizes that the target traffic data has been pushed to the second blockchain node and that the shipper has not provided the resources required for the shipment;

Optionally, the computer-executable instructions stored in the storage medium, when executed by the processor, further comprise, before the determining the first amount of resources borrowable by the logistics platform:

storing the service data into the first block chain; and the number of the first and second groups,

Optionally, the storage medium stores computer-executable instructions that, when executed by the processor, further comprise, after sending the determined first quantity to the logistics platform:

receiving a credit authorization quantity updating request sent by the second block chain node based on the cross-chain transmission channel; the credit granting quantity updating request is sent after the collected resources are issued to the specified resource account of the logistics platform based on the resource borrowing request sent by the logistics platform;

and saving the resource transfer information to the first block chain.

Optionally, the storage medium stores computer executable instructions that, when executed by the processor, further comprise:

and storing the logistics information and the digital identity information of the logistics platform in a correlation manner into the first block chain.

One or more embodiments of the present specification provide a storage medium storing computer executable instructions, which when executed by a processor, receive an information acquisition request sent by a second blockchain node, and acquire logistics information of a logistics platform from a first blockchain according to digital identity information of the logistics platform included in the information acquisition request; and sending the logistics information to a second block chain node based on the cross-chain transmission channel, so that the second block chain node performs credit granting processing according to the logistics information, and storing credit granting result information into a second block chain. Therefore, the logistics information of the logistics platform is stored in the first block chain, authenticity, effectiveness and traceability of the logistics information are guaranteed, the risk of information loss is avoided, effective basis is provided for credit granting processing, manual verification is not needed, and credit granting efficiency is greatly improved; by storing the credit granting result information into the second block chain, the traceability of the credit granting is ensured; moreover, through the cross-chain transmission of the logistics information, a data island is broken through, the interconnection and intercommunication of data are realized, and the information value of the logistics information is brought into full play.

In another specific embodiment, the storage medium may be a usb disk, an optical disk, a hard disk, or the like, and the storage medium stores computer-executable instructions that, when executed by the processor, implement the following process:

Optionally, the storage medium stores computer-executable instructions, which when executed by the processor, further includes, after sending the acquired logistics information to the resource management authority:

receiving the credit granting result information sent by the resource management mechanism, and storing the credit granting result information into the first block chain; and (c) a second step of,

The storage medium stores computer-executable instructions, which when executed by a processor, receive an information acquisition request sent by a resource management mechanism, and acquire logistics information of a logistics platform from a first blockchain according to digital identity information of the logistics platform included in the information acquisition request; and sending the logistics information to a resource management mechanism so that the resource management mechanism can perform credit granting processing according to the logistics information, and storing credit granting result information into a second block chain through a second block chain link. Therefore, the logistics information of the logistics platform is stored in the first block chain, authenticity, effectiveness and traceability of the logistics information are guaranteed, the risk of information loss is avoided, effective basis is provided for credit granting processing, manual verification is not needed, and credit granting efficiency is greatly improved; by storing the credit granting result information into the second block chain, the traceability of the credit granting is ensured; moreover, the resource management mechanism is used as a transfer to carry out cross-link transmission of credit granting result information and the like, so that a data island is broken, interconnection and intercommunication of data are realized, and the information value of logistics information is brought into full play.

according to the digital identity information, sending an information acquisition request to a first block chain link point of a first block chain based on a chain crossing transmission channel of the first block chain and a second block chain, so that the first block chain link point acquires logistics information of the logistics platform from the first block chain according to the digital identity information;

receiving the logistics information sent by the first block link node based on the cross-chain transmission channel, and performing credit granting processing according to the logistics information to obtain credit granting result information;

When executed by a processor, a computer-executable instruction stored in a storage medium provided in one or more embodiments of the present specification receives a trust granting request sent by a logistics platform, sends an information acquisition request to a first block link point of a first block chain based on a cross-chain transmission channel of the first block chain and a second block chain, performs trust granting processing according to logistics information sent by the first block link point, and stores trust granting result information into the second block chain. Therefore, the logistics information of the logistics platform is stored in the first block chain, authenticity, effectiveness and traceability of the logistics information are guaranteed, the risk of information loss is avoided, effective basis is provided for credit granting processing, manual verification is not needed, and credit granting efficiency is greatly improved; by storing the credit granting result information into the second block chain, the traceability of the credit granting is ensured; moreover, through cross-chain transmission of the trust related information, a data island is broken, interconnection and intercommunication of data are realized, and the information value of logistics information is brought into full play.

Optionally, the storage medium stores computer-executable instructions, which when executed by the processor, further include, after obtaining the trust result information:

if the second quantity is determined not to exceed the credit granting quantity in the credit granting result information, acquiring account information of the appointed resource account of the logistics platform;

Optionally, the storage medium stores computer-executable instructions that, when executed by the processor, further comprise, after sending the second amount of resources into the designated resource account:

storing the residual credit amount into the second block chain; and the number of the first and second groups,

and sending a credit quantity updating request to the first block link point based on the chain-crossing transmission channel according to the residual credit quantity, so that the first block link point stores the residual credit quantity into the first block chain.

receiving a resource transfer request sent by the logistics platform;

sending the resource transfer information to the first blockchain node based on the cross-chain transmission channel to cause the first blockchain node to save the resource transfer information into the first blockchain.

When executed by a processor, a computer-executable instruction stored in a storage medium provided in one or more embodiments of the present specification sends an information acquisition request to a first block link point of a first block chain based on a chain-crossing transmission channel of the first block chain and a second block chain when receiving a trust granting request sent by a logistics platform, performs trust granting processing according to logistics information sent by the first block link point, and stores trust granting result information in the second block chain. Therefore, the logistics information of the logistics platform is stored in the first block chain, authenticity, effectiveness and traceability of the logistics information are guaranteed, the risk of information loss is avoided, effective basis is provided for credit granting processing, manual verification is not needed, and credit granting efficiency is greatly improved; by storing the credit granting result information into the second block chain, the traceability of the credit granting is ensured; moreover, through cross-chain transmission of the trust related information, a data island is broken, interconnection and intercommunication of data are realized, and the information value of logistics information is brought into full play.

It should be noted that the embodiment of the storage medium in this specification and the embodiment of the credit granting processing method in this specification are based on the same inventive concept, and therefore, for specific implementation of this embodiment, reference may be made to implementation of the corresponding credit granting processing method, and repeated details are not described again.

The foregoing description has been directed to specific embodiments of this disclosure. Other embodiments are within the scope of the following claims. In some cases, the actions or steps recited in the claims can be performed in a different order than in the embodiments and still achieve desirable results. In addition, the processes depicted in the accompanying figures do not necessarily require the particular order shown, or sequential order, to achieve desirable results. In some embodiments, multitasking and parallel processing may also be possible or may be advantageous.

In the 90 s of the 20 th century, improvements in a technology could clearly distinguish between improvements in hardware (e.g., improvements in circuit structures such as diodes, transistors, switches, etc.) and improvements in software (improvements in process flow). However, as technology advances, many of today's process flow improvements have been seen as direct improvements in hardware circuit architecture. Designers almost always obtain a corresponding hardware circuit structure by programming an improved method flow into the hardware circuit. Thus, it cannot be said that an improvement in the process flow cannot be realized by hardware physical blocks. For example, a Programmable Logic Device (PLD), such as a Field Programmable Gate Array (FPGA), is an integrated circuit whose Logic functions are determined by programming the Device by a user. A digital system is "integrated" on a PLD by the designer's own programming without requiring the chip manufacturer to design and fabricate application-specific integrated circuit chips. Furthermore, nowadays, instead of manually manufacturing an Integrated Circuit chip, such Programming is often implemented by "logic compiler" software, which is similar to a software compiler used in program development and writing, but the original code before compiling is also written by a specific Programming Language, which is called Hardware Description Language (HDL), and HDL is not only one but many, such as ABEL (Advanced Boolean Expression Language), AHDL (alternate Hardware Description Language), traffic, CUPL (core universal Programming Language), HDCal, jhddl (Java Hardware Description Language), lava, lola, HDL, PALASM, rhyd (Hardware Description Language), and vhigh-Language (Hardware Description Language), which is currently used in most popular applications. It will also be apparent to those skilled in the art that hardware circuitry for implementing the logical method flows can be readily obtained by a mere need to program the method flows with some of the hardware description languages described above and into an integrated circuit.

The controller may be implemented in any suitable manner, for example, the controller may take the form of, for example, a microprocessor or processor and a computer-readable medium storing computer-readable program code (e.g., software or firmware) executable by the (micro) processor, logic gates, switches, an Application Specific Integrated Circuit (ASIC), a programmable logic controller, and an embedded microcontroller, examples of which include, but are not limited to, the following microcontrollers: ARC 625D, atmel AT91SAM, microchip PIC18F26K20, and Silicone Labs C8051F320, the memory controller may also be implemented as part of the control logic for the memory. Those skilled in the art will also appreciate that, in addition to implementing the controller as pure computer readable program code, the same functionality can be implemented by logically programming method steps such that the controller is in the form of logic gates, switches, application specific integrated circuits, programmable logic controllers, embedded microcontrollers and the like. Such a controller may thus be considered a hardware component, and the means included therein for performing the various functions may also be considered as a structure within the hardware component. Or even means for performing the functions may be conceived to be both a software module implementing the method and a structure within a hardware component.

The systems, apparatuses, modules or units described in the above embodiments may be specifically implemented by a computer chip or an entity, or implemented by a product with certain functions. One typical implementation device is a computer. In particular, the computer may be, for example, a personal computer, a laptop computer, a cellular telephone, a camera phone, a smartphone, a personal digital assistant, a media player, a navigation device, an email device, a game console, a tablet computer, a wearable device, or a combination of any of these devices.

For convenience of description, the above devices are described as being divided into various units by function, and are described separately. Of course, the functions of the units may be implemented in the same software and/or hardware or in multiple software and/or hardware when implementing the embodiments of the present description.

One skilled in the art will appreciate that one or more embodiments of the present description may be provided as a method, system, or computer program product. Accordingly, one or more embodiments of the present description may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the description may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.

The description has been described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the description. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.

These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.

These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.

In a typical configuration, a computing device includes one or more processors (CPUs), input/output interfaces, network interfaces, and memory.

The memory may include forms of volatile memory in a computer readable medium, random Access Memory (RAM) and/or non-volatile memory, such as Read Only Memory (ROM) or flash memory (flash RAM). Memory is an example of a computer-readable medium.

Computer-readable media, including both permanent and non-permanent, removable and non-removable media, may implement the information storage by any method or technology. The information may be computer readable instructions, data structures, modules of a program, or other data. Examples of computer storage media include, but are not limited to, phase change memory (PRAM), static Random Access Memory (SRAM), dynamic Random Access Memory (DRAM), other types of Random Access Memory (RAM), read Only Memory (ROM), electrically Erasable Programmable Read Only Memory (EEPROM), flash memory or other memory technology, compact disc read only memory (CD-ROM), digital Versatile Discs (DVD) or other optical storage, magnetic cassettes, magnetic tape, magnetic disk storage or other magnetic storage devices, or any other non-transmission medium that can be used to store information that can be accessed by a computing device. As defined herein, a computer readable medium does not include a transitory computer readable medium such as a modulated data signal and a carrier wave.

It should also be noted that the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrases "comprising a," "8230," "8230," or "comprising" does not exclude the presence of other like elements in a process, method, article, or apparatus comprising the element.

One or more embodiments of the present description may be described in the general context of computer-executable instructions, such as program modules, being executed by a computer. Generally, program modules include routines, programs, objects, components, data structures, etc. that perform particular tasks or implement particular abstract data types. One or more embodiments of the specification may also be practiced in distributed computing environments where tasks are performed by remote processing devices that are linked through a communications network. In a distributed computing environment, program modules may be located in both local and remote computer storage media including memory storage devices.

The embodiments in the present specification are described in a progressive manner, and the same and similar parts among the embodiments are referred to each other, and each embodiment focuses on the differences from the other embodiments. In particular, for the system embodiment, since it is substantially similar to the method embodiment, the description is simple, and for the relevant points, reference may be made to the partial description of the method embodiment.

The above description is only an example of this document and is not intended to limit this document. Various modifications and changes may occur to those skilled in the art from this document. Any modifications, equivalents, improvements, etc. which come within the spirit and principle of the disclosure are intended to be included within the scope of the claims of this document.

Claims

1. A credit granting processing method is applied to a first block chain node of a first block chain, and comprises the following steps:

acquiring logistics information of the logistics platform from the first block chain according to the digital identity information, wherein the logistics information comprises service data, and the service data comprises receivable resources of the logistics platform about shipping cost;

sending the acquired logistics information to the second block chain node based on the chain-crossing transmission channel, so that the second block chain node performs credit granting processing according to the logistics information, and storing the acquired credit granting result information into the second block chain;

receiving the credit granting result information sent by the second block chain node based on the cross-chain transmission channel, and storing the credit granting result information into the first block chain;

calling a first intelligent contract in the first block chain, and determining a first quantity of resources which can be borrowed by the logistics platform according to the logistics information and the credit granting result information in the first block chain based on the first intelligent contract;

2. The method of claim 1, wherein the logistics information comprises business data, the business data is data generated by the logistics platform based on at least one waybill related information which is in a transportation termination state and a consignor does not provide resources required for transportation;

the determining a first quantity of resources that can be borrowed by the logistics platform according to the logistics information and the credit granting result information in the first block chain based on the first intelligent contract includes:

acquiring associated target service data in a first state from the first block chain according to the digital identity information in the credit result information based on the first intelligent contract; wherein the first state indicates that the target traffic data has been pushed to the second blockchain node and that the shipper has not provided the resources required for the shipment;

3. The method of claim 2, prior to determining the first amount of resources that the logistics platform can borrow, further comprising:

pushing the service data to the second block chain node based on the cross-chain transmission channel so that the second block chain node stores the service data into the second block chain, and performing resource collection processing according to the service data based on a second intelligent contract in the second block chain.

4. The method of claim 3, after sending the determined first quantity to the logistics platform, further comprising:

5. The method of claim 4, after sending the determined first quantity to the logistics platform, further comprising:

receiving resource transfer result information sent by the second blockchain node based on the cross-chain transmission channel; the resource transfer result information is information generated after the second block link node performs resource transfer processing based on the resources in the specified resource account according to the resource transfer request sent by the logistics platform;

and saving the resource transfer information to the first block chain.

6. The method of claim 1, further comprising:

7. A credit granting processing method is applied to a first block chain node of a first block chain, and comprises the following steps:

acquiring logistics information of the logistics platform from the first block chain according to the digital identity information, wherein the logistics information comprises service data, and the service data comprises receivable resources of the logistics platform about consignment cost;

sending the acquired logistics information to the resource management mechanism so that the resource management mechanism can perform credit granting processing according to the logistics information and store the acquired credit granting result information into a corresponding second block chain;

receiving the credit granting result information sent by the resource management mechanism, and storing the credit granting result information into the first block chain;

calling a first intelligent contract in the first block chain, and determining a first quantity of resources which can be borrowed by the logistics platform from the resource management mechanism according to the logistics information and the credit granting result information in the first block chain based on the first intelligent contract;

8. A credit granting processing method is applied to a second block chain node of a second block chain, and comprises the following steps:

according to the digital identity information, sending an information acquisition request to a first block chain link point of a first block chain based on a chain-crossing transmission channel of the first block chain and a second block chain, so that the first block chain link point acquires logistics information of the logistics platform from the first block chain according to the digital identity information, wherein the logistics information comprises service data, and the service data comprises receivable resources of the logistics platform about shipping cost;

storing the credit granting result information into the second block chain, and sending the credit granting result information to the logistics platform; and the number of the first and second groups,

and sending the credit granting result information to the first block chain node based on the cross-chain transmission channel, so that the first block chain node stores the credit granting result information into the first block chain, determining a first quantity of resources which can be borrowed by the logistics platform based on a first intelligent contract in the first block chain according to the logistics information and the credit granting result information in the first block chain, and sending the determined first quantity to the logistics platform, so that the logistics platform performs resource borrowing processing according to the first quantity.

9. The method of claim 8, further comprising:

after the transmitting the credit result information to the first block link point based on the inter-chain transmission channel, the method further includes:

10. The method of claim 9, further comprising, after the sending the second amount of resources into the designated resource account:

11. The method of claim 9, further comprising, after the sending the second amount of resources into the designated resource account:

receiving a resource transfer request sent by the logistics platform;

storing the resource transfer information of the resource transfer processing into the second block chain; and the number of the first and second groups,

12. A credit granting processing device is applied to a first block chain node of a first block chain, and comprises:

the receiving module is used for receiving an information acquisition request sent by a second block chain node of a second block chain corresponding to the resource management mechanism; the information acquisition request is sent through a chain-crossing transmission channel of the first block chain and the second block chain based on a credit granting request sent by a logistics platform; the information acquisition request comprises digital identity information of the logistics platform;

the acquisition module is used for acquiring logistics information of the logistics platform from the first block chain according to the digital identity information, wherein the logistics information comprises service data, and the service data comprises receivable resources of the logistics platform about consignment cost;

the sending module is used for sending the acquired logistics information to the second block link node based on the chain-crossing transmission channel so as to enable the second block link node to carry out credit granting processing according to the logistics information and store the acquired credit granting result information into the second block chain;

the receiving module receives the credit granting result information sent by the second block chain node based on the cross-chain transmission channel, and stores the credit granting result information into the first block chain;

a determining module, configured to invoke a first intelligent contract in the first block chain after the receiving module stores the trust granting result information in the first block chain, and determine, based on the first intelligent contract, a first number of resources that can be borrowed by the logistics platform according to the logistics information and the trust granting result information in the first block chain;

the sending module sends the determined first quantity to the logistics platform, so that the logistics platform sends a resource borrowing request to the second block link point according to the first quantity.

13. The apparatus of claim 12, wherein the logistics information comprises business data generated by the logistics platform based on information related to at least one waybill that is in a transportation termination state and that a shipper does not provide resources required for transportation;

the determining module is used for acquiring associated target service data in a first state from the first block chain according to the digital identity information in the credit granting result information based on the first intelligent contract; wherein the first state indicates that the target traffic data has been pushed to the second blockchain node and that the shipper has not provided the resources required for the shipment; and the number of the first and second groups,

determining the total amount of resources required for the transportation which are not provided by the shipper according to the target business data;

and if the first quantity is not less than the credit granting quantity in the credit granting result information, determining the credit granting quantity as the first quantity of the resources which can be borrowed by the logistics platform.

14. A credit granting processing device is applied to a first block chain node of a first block chain, and comprises:

the receiving module is used for receiving an information acquisition request sent by a resource management mechanism; the information acquisition request is sent based on a credit granting request sent by a logistics platform, and the information acquisition request comprises digital identity information of the logistics platform;

the acquisition module acquires logistics information of the logistics platform from the first block chain according to the digital identity information, wherein the logistics information comprises service data, and the service data comprises receivable resources of the logistics platform about consignment cost;

the sending module is used for sending the acquired logistics information to the resource management mechanism so that the resource management mechanism can perform credit granting processing according to the logistics information and store the acquired credit granting result information into a corresponding second block chain;

the receiving module is used for receiving the credit granting result information sent by the resource management mechanism and storing the credit granting result information into the first block chain;

a determining module, configured to invoke a first intelligent contract in the first block chain after the receiving module stores the trust granting result information in the first block chain, and determine, based on the first intelligent contract, a first number of resources that the logistics platform can borrow from the resource management mechanism according to the logistics information and the trust granting result information in the first block chain;

the sending module sends the determined first quantity to the logistics platform, so that the logistics platform sends a resource borrowing request to the resource management mechanism according to the first quantity.

15. A credit granting processing device applied to a second block chain node of a second block chain comprises:

the receiving module is used for receiving a credit granting request sent by the logistics platform; the credit granting request comprises digital identity information of the logistics platform;

a first sending module, configured to send an information acquisition request to a first block link point of a first block chain based on a chain crossing transmission channel of the first block chain and a second block chain according to the digital identity information, so that the first block link point acquires logistics information of the logistics platform from the first block chain according to the digital identity information, where the logistics information includes service data, and the service data includes receivable resources of the logistics platform for consignment cost;

the processing module receives the logistics information sent by the first block link node based on the cross-chain transmission channel, and performs credit granting processing according to the logistics information to obtain credit granting result information;

the storage module is used for storing the credit granting result information into the second block chain;

the second sending module is used for sending the credit granting result information to the logistics platform;

the first sending module sends the credit granting result information to the first block chain node based on the cross-chain transmission channel, so that the first block chain node stores the credit granting result information into the first block chain, determines a first number of resources that can be borrowed by the logistics platform based on a first intelligent contract in the first block chain according to the logistics information and the credit granting result information in the first block chain, and sends the determined first number to the logistics platform, so that the logistics platform performs resource borrowing processing according to the first number.

16. A trust processing system, comprising: the system comprises a logistics platform, a first block chain and a second block chain corresponding to a resource management mechanism;

the logistics platform sends a credit granting request to a second block link node of the second block chain and receives credit granting result information sent by the second block link node; the credit granting request comprises digital identity information of the logistics platform; receiving a first quantity sent by a first block chain node of the first block chain, and performing resource borrowing processing according to the first quantity;

a second block chain node of the second block chain receives the credit granting request sent by the logistics platform, and sends an information acquisition request to a first block chain node of the first block chain based on a chain-crossing transmission channel of the first block chain and the second block chain according to the digital identity information; receiving logistics information sent by the first block chain node based on the cross-chain transmission channel, and performing credit granting processing according to the logistics information to obtain credit granting result information; storing the credit granting result information into a corresponding second block chain, sending the credit granting result information to the logistics platform, and sending the credit granting result information to the first block chain node based on the chain-crossing transmission channel, wherein the logistics information comprises service data, and the service data comprises receivable resources of the logistics platform about consignment cost;

a first block chain node of the first block chain receives the information acquisition request sent by the second block chain node based on the cross-chain transmission channel, and acquires logistics information of the logistics platform from the first block chain according to the digital identity information; sending the acquired logistics information to the second block chain node based on the cross-chain transmission channel; receiving the credit granting result information sent by the second block chain node based on the cross-chain transmission channel, and storing the credit granting result information into the first block chain; calling a first intelligent contract in the first block chain, and determining a first quantity of resources which can be borrowed by the logistics platform according to the logistics information and the credit granting result information in the first block chain based on the first intelligent contract; sending the determined first quantity to the logistics platform.

17. A trust processing system, comprising: the system comprises a logistics platform, a resource management mechanism, a first block chain and a second block chain;

the logistics platform sends a credit granting request to the resource management mechanism and receives credit granting result information sent by the resource management mechanism; the credit granting request comprises digital identity information of the logistics platform; receiving a first quantity sent by a first block chain node of the first block chain, and performing resource borrowing processing according to the first quantity;

the resource management mechanism receives the credit granting request sent by the logistics platform, and sends an information acquisition request to a first block link point of the first block chain according to the digital identity information; receiving logistics information sent by the first block link node, and performing credit granting processing according to the logistics information to obtain credit granting result information; storing the credit granting result information into a corresponding second block chain, and sending the credit granting result information to the logistics platform and the first block chain link point, wherein the logistics information comprises service data, and the service data comprises receivable resources of the logistics platform about the consignment cost;

the first block chain node of the first block chain receives the information acquisition request sent by the resource management mechanism, and acquires the logistics information of the logistics platform from the first block chain according to the digital identity information; sending the acquired logistics information to the resource management mechanism; receiving the credit granting result information sent by the resource management mechanism, and storing the credit granting result information into the first block chain; calling a first intelligent contract in the first block chain, and determining a first quantity of resources which can be borrowed by the logistics platform according to the logistics information and the credit granting result information in the first block chain based on the first intelligent contract; sending the determined first quantity to the logistics platform.

18. A trust processing apparatus comprising:

a processor; and (c) a second step of,

a memory arranged to store computer executable instructions that, when executed, cause the processor to:

receiving an information acquisition request sent by a second block chain node of a second block chain corresponding to a resource management mechanism; the information acquisition request is sent through a chain-crossing transmission channel of a first block chain and a second block chain based on a credit granting request sent by a logistics platform; the information acquisition request comprises digital identity information of the logistics platform;

19. A trust processing apparatus comprising:

a processor; and the number of the first and second groups,

acquiring logistics information of the logistics platform from a first block chain according to the digital identity information, wherein the logistics information comprises service data, and the service data comprises receivable resources of the logistics platform about consignment cost;

20. A trust processing apparatus comprising:

a processor; and (c) a second step of,

according to the digital identity information, sending an information acquisition request to a first block link point of a first block chain based on a chain-crossing transmission channel of the first block chain and a second block chain, so that the first block link point acquires logistics information of the logistics platform from the first block chain according to the digital identity information, wherein the logistics information comprises service data, and the service data comprises receivable resources of the logistics platform about consignment cost;

and sending the credit granting result information to the first block chain node based on the cross-chain transmission channel so as to enable the first block chain node to store the credit granting result information into the first block chain, determining a first quantity of resources which can be borrowed by the logistics platform based on a first intelligent contract in the first block chain according to the logistics information and the credit granting result information in the first block chain, and sending the determined first quantity to the logistics platform so as to enable the logistics platform to perform resource borrowing processing according to the first quantity.

21. A storage medium storing computer-executable instructions that when executed by a processor implement the following:

22. A storage medium storing computer-executable instructions that when executed by a processor implement the following:

acquiring logistics information of the logistics platform from a first block chain according to the digital identity information, wherein the logistics information comprises service data, and the service data comprises receivable resources of the logistics platform about shipping cost;

23. A storage medium storing computer-executable instructions that when executed by a processor implement the following: