CN112508569A - Payment environment monitoring method and system - Google Patents
Payment environment monitoring method and system Download PDFInfo
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- CN112508569A CN112508569A CN202011480456.4A CN202011480456A CN112508569A CN 112508569 A CN112508569 A CN 112508569A CN 202011480456 A CN202011480456 A CN 202011480456A CN 112508569 A CN112508569 A CN 112508569A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
Abstract
The invention relates to the technical field of payment, and discloses a payment environment monitoring method and a system, wherein the method comprises the following steps: when a payment request is detected, popping up and locking a payment input interface; carrying out security detection on a payment object corresponding to the payment request; if the payment object passes the safety detection, acquiring current payment environment parameters; the payment input interface is unlocked and adjusted according to the current payment environment parameters, so that the payment input interface is unlocked when the payment object is subjected to safety detection, property loss of the user caused by the payment object with potential safety hazards is avoided, the payment input interface is adjusted according to the payment environment parameters, the leakage of a payment password is avoided, and the payment safety is improved.
Description
Technical Field
The invention relates to the technical field of payment, in particular to a payment environment monitoring method and system.
Background
With the development of the internet, a user can perform various operations on line, such as performing payment transactions on line, however, at present, when the user performs the payment transactions on line, certain security risks usually exist, for example, when some malicious viruses or phishing websites are used, the user steals the internet banking account and the password of the user from the online banking account when the user performs the payment transactions on line, so as to steal the property of the user.
Disclosure of Invention
The invention provides a payment environment monitoring method and system, and aims to solve the technical problem that the existing online payment transaction is unsafe.
In order to achieve the above object, the present invention provides a payment environment monitoring method, including:
when a payment request is detected, popping up and locking a payment input interface;
carrying out security detection on a payment object corresponding to the payment request;
if the payment object passes the safety detection, acquiring current payment environment parameters;
and unlocking the payment input interface, and adjusting the payment input interface according to the payment current environment parameters.
Preferably, the step of performing security detection on the payment object corresponding to the payment request includes:
determining the object type of a payment object corresponding to the payment request;
and carrying out security detection on the payment object according to the object type of the payment object.
Preferably, the step of performing security detection on the payment object according to the object type of the payment object includes:
and if the object type of the payment object is a local payment application program, performing virus scanning on the local payment application program so as to perform security detection on the local payment application program.
Preferably, the step of performing security detection on the payment object according to the object type of the payment object includes:
and if the object type of the payment object is a foreign payment type website, acquiring the characteristic information of the website so as to perform security detection on the foreign payment type website through the characteristic information.
Preferably, the step of performing security detection on the payment object according to the object type of the payment object includes:
if the object type of the payment object is a third-party user account, obtaining historical transaction information corresponding to the third-party user account, and carrying out security detection on the third-party user account through the historical transaction information.
Preferably, the payment environment parameters include light intensity of a payment environment and crowd density of the payment environment, and the step of adjusting the payment input interface according to the current payment environment parameters includes:
and adjusting the interface brightness of the payment input interface according to the light intensity of the current payment environment and/or adjusting the payment password input sub-interface of the payment input interface according to the crowd intensity of the current payment environment.
Preferably, after the step of adjusting the payment input interface according to the payment current environment parameter, the method further includes:
and if the payment behavior corresponding to the payment request is detected to be completed, generating a request log corresponding to the payment request, and storing the request log.
In addition, to achieve the above object, the present invention also provides a payment environment monitoring system, including:
the receiving module is used for popping up and locking the payment input interface when the payment request is detected;
the detection module is used for carrying out security detection on the payment object corresponding to the payment request;
the collection module is used for collecting current payment environment parameters if the payment object passes the safety detection;
and the adjusting module is used for unlocking the payment input interface and adjusting the payment input interface according to the payment current environment parameters.
Preferably, the detection module comprises:
the determining unit is used for determining the object type of the payment object corresponding to the payment request;
and the detection unit is used for carrying out security detection on the payment object according to the object type of the payment object.
Preferably, the adjusting module comprises:
and the adjusting unit is used for adjusting the interface brightness of the payment input interface according to the light intensity of the current payment environment and/or adjusting the payment password input sub-interface of the payment input interface according to the crowd intensity of the current payment environment.
In addition, in order to achieve the above object, the present invention further provides a payment environment monitoring device, where the payment environment monitoring device includes a processor, a memory, and a control program of the payment environment monitoring device stored in the memory, and when the control program of the payment environment monitoring device is executed by the processor, the steps of the payment environment monitoring method are implemented.
In addition, to achieve the above object, the present invention also provides a computer storage medium, where a control program of a payment environment monitoring device is stored, and when the control program of the payment environment monitoring device is executed by a processor, the steps of the payment environment monitoring method are implemented.
The invention provides a payment environment monitoring method, which comprises the steps of popping up and locking a payment input interface when a payment request is detected; carrying out security detection on a payment object corresponding to the payment request; if the payment object passes the safety detection, acquiring current payment environment parameters; the payment input interface is unlocked and adjusted according to the current payment environment parameters, so that the payment input interface is unlocked when the payment object is subjected to safety detection, property loss of the user caused by the payment object with potential safety hazards is avoided, the payment input interface is adjusted according to the payment environment parameters, the leakage of a payment password is avoided, and the payment safety is improved.
Drawings
FIG. 1 is a schematic diagram of a hardware architecture of a payment environment monitoring device according to embodiments of the present invention;
FIG. 2 is a schematic flow chart diagram of a payment environment monitoring method according to a first embodiment of the present invention;
FIG. 3 is a schematic flow chart diagram of a payment environment monitoring method according to a second embodiment of the present invention;
fig. 4 is a functional block diagram of an embodiment of the payment environment monitoring system of the present invention.
The implementation, functional features and advantages of the objects of the present invention will be further explained with reference to the accompanying drawings.
Detailed Description
It should be understood that the specific embodiments described herein are merely illustrative of the invention and are not intended to limit the invention.
Referring to fig. 1, fig. 1 is a schematic diagram of a hardware structure of a payment environment monitoring apparatus according to embodiments of the present invention. In this embodiment of the present invention, the payment environment monitoring device may include a processor 1001 (e.g., a Central Processing Unit, CPU), a communication bus 1002, an input port 1003, an output port 1004, and a memory 1005. The communication bus 1002 is used for realizing connection communication among the components; the input port 1003 is used for data input; the output port 1004 is used for data output, the memory 1005 may be a high-speed RAM memory, or a non-volatile memory (non-volatile memory), such as a magnetic disk memory, and the memory 1005 may optionally be a storage device independent of the processor 1001. Those skilled in the art will appreciate that the hardware configuration depicted in FIG. 1 is not intended to be limiting of the present invention, and may include more or less components than those shown, or some components in combination, or a different arrangement of components.
With continued reference to fig. 1, the memory 1005 of fig. 1, which is one type of readable storage medium, may include an operating system, a network communication module, an application program module, and a payment environment monitoring program. In the terminal shown in fig. 1, the network interface 1004 is mainly used for connecting to a backend server and performing data communication with the backend server; the user interface 1003 is mainly used for connecting a client (user side) and performing data communication with the client; and the processor 1001 may be used to invoke a payment environment monitoring control program stored in the memory 1005.
In this embodiment, the payment environment monitoring apparatus includes: a memory 1005, a processor 1001 and a payment environment monitoring program stored on the memory 1005 and operable on the processor 1001, wherein when the processor 1001 calls the payment environment monitoring program stored in the memory 1005, the following operations are performed:
when a payment request is detected, popping up and locking a payment input interface;
carrying out security detection on a payment object corresponding to the payment request;
if the payment object passes the safety detection, acquiring current payment environment parameters;
and unlocking the payment input interface, and adjusting the payment input interface according to the current payment environment parameters.
Further, the processor 1001 may call the payment environment monitoring program stored in the memory 1005, and also perform the following operations:
determining the object type of a payment object corresponding to the payment request;
and carrying out security detection on the payment object according to the object type of the payment object.
Further, the processor 1001 may call the payment environment monitoring program stored in the memory 1005, and also perform the following operations:
and if the object type of the payment object is a local payment application program, performing virus scanning on the local payment application program so as to perform security detection on the local payment application program.
Further, the processor 1001 may call the payment environment monitoring program stored in the memory 1005, and also perform the following operations:
and if the object type of the payment object is a foreign payment type website, acquiring the characteristic information of the website so as to perform security detection on the foreign payment type website through the characteristic information.
Further, the processor 1001 may call the payment environment monitoring program stored in the memory 1005, and also perform the following operations:
if the object type of the payment object is a third-party user account, obtaining historical transaction information corresponding to the third-party user account, and carrying out security detection on the third-party user account through the historical transaction information.
Further, the processor 1001 may call the payment environment monitoring program stored in the memory 1005, and also perform the following operations:
and adjusting the interface brightness of the payment input interface according to the light intensity of the current payment environment and/or adjusting the payment password input sub-interface of the payment input interface according to the crowd intensity of the current payment environment.
Further, the processor 1001 may call the payment environment monitoring program stored in the memory 1005, and also perform the following operations:
and if the payment behavior corresponding to the payment request is detected to be completed, generating a request log corresponding to the payment request, and storing the request log.
Based on the hardware structure shown in fig. 1, a payment environment monitoring method is provided in a first embodiment of the present invention.
Referring to fig. 2, fig. 2 is a flowchart illustrating a payment environment monitoring method according to a first embodiment of the present invention.
While a logical order is shown in the flow chart, in some cases, the steps shown or described may be performed in an order different than that shown or described herein. Specifically, the payment environment monitoring method of the embodiment includes:
step S10: when a payment request is detected, popping up and locking a payment input interface;
it should be noted that, the payment environment monitoring method provided by the present invention is applied to an intelligent terminal capable of being used for payment, such as an intelligent terminal of a mobile phone, a computer, a tablet, and the like, and it is easy to understand that with the development of the internet, a user can perform various operations on line, such as performing payment transactions on line, however, when performing online payment transactions by a user at present, there is a certain potential safety hazard, for example, when some malicious viruses or phishing websites are in use, the user steals an internet banking account and a password of the user from the online payment transactions, thereby stealing the property of the user, and therefore, in order to improve the security of the transactions, the following payment environment monitoring method is provided in this embodiment.
Specifically, the payment request refers to a request instruction carrying payment object information, where the payment object information includes payment account information, such as a pay bank account number, a bank account number, and the like, and it should be noted that the payment request may be locally generated, for example, the smart terminal actively triggers a payment control in a third party payment program locally installed in the smart terminal to generate a corresponding payment request, for example, in the pay bank program locally installed in the smart terminal, a user touch transfer key is monitored, and a corresponding third party pay bank account number is input in a transfer interface and then a determination key is touched, it is determined that the payment request is detected, and in addition, the payment request may be sent by a terminal corresponding to the payment object, which is not limited in this embodiment.
In this embodiment, when a payment request is detected, a payment input interface is popped up, where the payment input interface is an interface associated with a payment object corresponding to the payment request, and the interface includes a payment amount input sub-interface, a payment password input sub-interface, and a payment confirmation sub-interface.
In addition, it should be noted that, because there is usually a certain potential safety hazard when the user performs online payment transaction at present, in this embodiment, after popping up the payment input interface, the payment input interface is locked, that is, the user cannot input the payment amount in the payment amount input sub-interface, the payment password in the payment password input sub-interface, or the confirmation request in the payment confirmation sub-interface, or after the user inputs the payment amount in the payment amount input sub-interface and the payment password in the payment password input sub-interface, the confirmation request cannot be input in the payment confirmation sub-interface, so that locking the payment input interface in this embodiment includes locking the payment amount input sub-interface, the payment password input sub-interface, and/or the payment confirmation sub-interface.
Step S20: carrying out security detection on a payment object corresponding to the payment request;
the payment object may be a specific payment account, such as a payer account, a bank account, for example, transferring payment to the payment account XXX, or may also be a specific third party application or website with a payment function, for example, a third party game application installed on the smart terminal, for example, a user makes a charging payment to the third party game application.
In this step, in order to improve the security of the transaction, security detection is performed on the payment object, for example, when the payment object is a specific payment account, it may be detected whether the payment object belongs to a payment blacklist, where the payment blacklist may be based on a blacklist recorded in a local historical transaction record, or may also be a blacklist counted by a third party, such as a blacklist counted by an police according to a historical fraud case, or when the payment object is a specific third party application or a website with a payment function, virus detection is started on the payment object to detect whether the payment object carries a trojan virus or a phishing link, so as to improve the security of the transaction, and when the payment object is detected to be unsafe, the payment transaction is immediately interrupted and corresponding alarm information is output.
Step S30: if the payment object passes the safety detection, acquiring current payment environment parameters;
step S40: and unlocking the payment input interface, and adjusting the payment input interface according to the current payment environment parameters.
Specifically, the payment environment parameters refer to environment parameters of an environment in which the intelligent terminal is located, such as light intensity, crowd density, and the like of the environment in which the intelligent terminal is located.
After the payment object passes through the safety detection, in order to avoid unsafe payment due to factors of the environment where the intelligent terminal is located, if a target user pays, and a plurality of other users exist around the target user, the other users may steal payment information of the target user during payment of the target user, in the embodiment, current payment environment parameters are collected, for example, a front camera is called at the background to collect portrait photos in front of the intelligent terminal, light intensity is collected, or a recording module is called at the background to collect audio of the environment where the intelligent terminal is located, for example, image analysis is performed on the portrait photos to obtain crowd density of the environment where the intelligent terminal is located, voice analysis is performed on the audio to obtain crowd density of the environment where the intelligent terminal is located, and the like.
Therefore, after the current payment environment parameters are obtained, the payment input interface can be unlocked and adjusted according to the current payment environment parameters, so that unsafe payment due to the factors of the environment where the intelligent terminal is located is avoided, if the current light intensity is collected, the display brightness of the payment input interface is adjusted, the display brightness of the payment input interface is enabled to be consistent with the current light intensity, and therefore the payment information is prevented from being leaked due to the fact that the display brightness of the payment input interface is too strong.
In addition, for convenience of understanding, the steps of adjusting the payment input interface according to the current payment environment parameter in this embodiment are specifically described as follows:
and adjusting the interface brightness of the payment input interface according to the light intensity of the current payment environment and/or adjusting the payment password input sub-interface of the payment input interface according to the crowd intensity of the current payment environment.
Specifically, the payment environment parameters include the light intensity of the payment environment and the crowd density of the payment environment, and after the current light intensity is collected, the display brightness of the payment input interface is adjusted, so that the display brightness of the payment input interface is consistent with the current light intensity, or the display brightness of the payment input interface is lower than the current light intensity.
In addition, after the crowd density of the current payment environment is collected, if the crowd density of the current payment environment exceeds the preset safety density, optionally, the size of the payment password input sub-interface of the payment input interface is reduced, or the digital password arrangement of the payment password input sub-interface of the payment input interface is disturbed, for example, after each input is detected, then the digital password arrangement of the payment password input sub-interface is disturbed again until the input is finished, or the payment password input sub-interface of the payment input interface is switched into a ciphertext payment password input sub-interface, for example, the current payment password input sub-interface is a plaintext digital password interface, then the plain text numeric code interface is switched to the cipher interface of the dark text character for the dark text input, the mapping relation between the plaintext digital password and the ciphertext character password is preset by a user in a self-defined mode.
Further, in some embodiments, after the step of adjusting the payment input interface according to the payment current environment parameter, the method further comprises:
and if the payment behavior corresponding to the payment request is detected to be completed, generating a request log corresponding to the payment request, and storing the request log.
Specifically, the request log includes security detection result information of the payment object corresponding to the payment request, payment environment parameters, and adjustment information of the payment input interface, so that reference information is provided for a subsequent payment request by storing the request log, and payment security is improved.
It should be understood that the above is only an example, and the technical solution of the present invention is not limited in any way, and those skilled in the art can make settings based on needs in practical applications, and the settings are not listed here.
According to the scheme, when the payment request is detected, the payment input interface is popped up and locked; carrying out security detection on a payment object corresponding to the payment request; if the payment object passes the safety detection, acquiring current payment environment parameters; the payment input interface is unlocked and adjusted according to the current payment environment parameters, so that the payment input interface is unlocked when the payment object is subjected to safety detection, property loss of the user caused by the payment object with potential safety hazards is avoided, the payment input interface is adjusted according to the payment environment parameters, the leakage of a payment password is avoided, and the payment safety is improved.
Further, based on the first embodiment of the payment environment monitoring method of the present invention, a second embodiment of the payment environment monitoring method of the present invention is proposed.
Referring to fig. 3, fig. 3 is a schematic flow chart of a payment environment monitoring method according to a second embodiment of the present invention;
the second embodiment of the payment environment monitoring method is different from the first embodiment of the payment environment monitoring method in that the step of performing security detection on the payment object corresponding to the payment request includes:
step S201: determining the object type of a payment object corresponding to the payment request;
step S202: and carrying out security detection on the payment object according to the object type of the payment object.
In this embodiment, security detection is performed on the payment object by using a corresponding detection policy according to an object type of the payment object, where the object type refers to a payment object type, for example, the payment object is a specific payment account or a specific third party application or website with a payment function, so as to improve accuracy of a security detection result.
Specifically, for convenience of understanding, in this embodiment, the steps of performing security detection on the payment object according to the object type of the payment object are specifically described as follows:
and if the object type of the payment object is a local payment application program, performing virus scanning on the local payment application program so as to perform security detection on the local payment application program.
Specifically, the local payment application is an application having a payment function installed locally in the smart terminal, such as a wechat application, a pay pal application, a third-party online banking application, a third-party game application, and the like, and it is easily understood that since such a local payment application has other functions in addition to the payment function, a trojan virus or a phishing virus may be embedded during the use of other functions, or in some cases, a download channel of the local payment application is not secure, such as pirated software downloaded from an unofficial website or a fishing website.
And if the object type of the payment object is a foreign payment type website, acquiring the characteristic information of the website so as to perform security detection on the foreign payment type website through the characteristic information.
Specifically, the remote payment website refers to a website which is not stored locally in the intelligent terminal, wherein the characteristic information of the website includes a referrer chain of the website, for example, a local database includes a referrer chain blacklist, the remote payment website is subjected to security detection through the referrer chain blacklist, the local database may further include a URL blacklist, specifically, if the referrer chain of the website is not located in the referrer chain blacklist, the URL in the referrer chain is extracted, and the remote payment website is further subjected to security detection through the URL blacklist.
In addition, in an embodiment, in order to further improve the accuracy of the security detection, the feature information of the website further includes webpage feature information corresponding to the website, such as ID, text information, picture information, video information, animation information, audio information, and the like of each element in the webpage, and the accuracy of the security detection is improved by further performing the security detection on the webpage feature information.
If the object type of the payment object is a third-party user account, obtaining historical transaction information corresponding to the third-party user account, and carrying out security detection on the third-party user account through the historical transaction information.
Specifically, the historical transaction information includes historical transaction information between the third-party user account and the intelligent terminal, and also includes historical transaction information between the third-party user account and other accounts or terminals, and further, the transaction information includes transaction result information, such as transaction success or transaction failure.
The embodiment determines the object type of the payment object corresponding to the payment request through the scheme; and carrying out safety detection on the payment object according to the object type of the payment object, thereby improving the accuracy of the safety detection.
In addition, the embodiment also provides a payment environment monitoring system. Referring to fig. 4, fig. 4 is a functional module schematic diagram of a payment environment monitoring system according to an embodiment of the present invention.
In this embodiment, the payment environment monitoring system is stored in the memory 1005 of the payment environment monitoring device shown in fig. 1, so as to implement all functions of the payment environment monitoring program: the payment input interface is popped up and locked when the payment request is detected; the system is used for carrying out security detection on a payment object corresponding to the payment request; the payment system is used for acquiring current payment environment parameters if the payment object passes through safety detection; and the payment input interface is unlocked and adjusted according to the current payment environment parameters.
Specifically, referring to fig. 4, the payment environment monitoring system includes:
the receiving module 10 is used for popping up and locking the payment input interface when a payment request is detected;
the detection module 20 is configured to perform security detection on a payment object corresponding to the payment request;
the collection module 30 is configured to collect current payment environment parameters if the payment object passes the security detection;
and the adjusting module 40 is used for unlocking the payment input interface and adjusting the payment input interface according to the payment current environment parameters.
Preferably, the detection module 20 comprises:
the determining unit is used for determining the object type of the payment object corresponding to the payment request;
and the detection unit is used for carrying out security detection on the payment object according to the object type of the payment object.
Preferably, the detection unit is further configured to:
and if the object type of the payment object is a local payment application program, performing virus scanning on the local payment application program so as to perform security detection on the local payment application program.
Preferably, the detection unit is further configured to:
and if the object type of the payment object is a foreign payment type website, acquiring the characteristic information of the website so as to perform security detection on the foreign payment type website through the characteristic information.
Preferably, the detection unit is further configured to:
if the object type of the payment object is a third-party user account, obtaining historical transaction information corresponding to the third-party user account, and carrying out security detection on the third-party user account through the historical transaction information.
Preferably, the adjusting module 40 includes:
and the adjusting unit is used for adjusting the interface brightness of the payment input interface according to the light intensity of the current payment environment and/or adjusting the payment password input sub-interface of the payment input interface according to the crowd intensity of the current payment environment.
Preferably, the payment environment monitoring system further includes:
and if the payment behavior corresponding to the payment request is detected to be completed, generating a request log corresponding to the payment request, and storing the request log.
In addition, an embodiment of the present invention further provides a computer storage medium, where a payment environment monitoring program is stored on the computer storage medium, and when the payment environment monitoring program is executed by a processor, the steps of the payment environment monitoring method are implemented, which are not described herein again.
It should be noted that, in this document, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or system that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or system. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of other like elements in a process, method, article, or system that comprises the element.
The above-mentioned serial numbers of the embodiments of the present invention are merely for description and do not represent the merits of the embodiments.
Through the above description of the embodiments, those skilled in the art will clearly understand that the method of the above embodiments can be implemented by software plus a necessary general hardware platform, and certainly can also be implemented by hardware, but in many cases, the former is a better implementation manner. Based on such understanding, the technical solution of the present invention may be embodied in the form of a software product, which is stored in a storage medium (e.g., ROM/RAM, magnetic disk, optical disk) as described above and includes instructions for causing a terminal device to execute the method according to the embodiments of the present invention.
The above description is only for the preferred embodiment of the present invention and is not intended to limit the scope of the present invention, and all equivalent structures or flow transformations made by the present specification and drawings, or applied directly or indirectly to other related arts, are included in the scope of the present invention.
Claims (10)
1. A payment environment monitoring method, the method comprising:
when a payment request is detected, popping up and locking a payment input interface;
carrying out security detection on a payment object corresponding to the payment request;
if the payment object passes the safety detection, acquiring current payment environment parameters;
and unlocking the payment input interface, and adjusting the payment input interface according to the current payment environment parameters.
2. The payment environment monitoring method of claim 1, wherein the step of performing security detection on the payment object corresponding to the payment request comprises:
determining the object type of a payment object corresponding to the payment request;
and carrying out security detection on the payment object according to the object type of the payment object.
3. The payment environment monitoring method of claim 2, wherein the step of security-detecting the payment object according to the object type of the payment object comprises:
and if the object type of the payment object is a local payment application program, performing virus scanning on the local payment application program so as to perform security detection on the local payment application program.
4. The payment environment monitoring method of claim 2, wherein the step of security-detecting the payment object according to the object type of the payment object comprises:
and if the object type of the payment object is a foreign payment type website, acquiring the characteristic information of the website so as to perform security detection on the foreign payment type website through the characteristic information.
5. The payment environment monitoring method of claim 2, wherein the step of security-detecting the payment object according to the object type of the payment object comprises:
if the object type of the payment object is a third-party user account, obtaining historical transaction information corresponding to the third-party user account, and carrying out security detection on the third-party user account through the historical transaction information.
6. The payment environment monitoring method of claim 1, wherein the payment environment parameters include light intensity of a payment environment and crowd density of the payment environment, and the step of adjusting the payment input interface according to the current payment environment parameters comprises:
and adjusting the interface brightness of the payment input interface according to the light intensity of the current payment environment and/or adjusting the payment password input sub-interface of the payment input interface according to the crowd intensity of the current payment environment.
7. The payment environment monitoring method of any one of claims 1 to 6, wherein after the step of adjusting the payment input interface according to the payment current environment parameters, further comprising:
and if the payment behavior corresponding to the payment request is detected to be completed, generating a request log corresponding to the payment request, and storing the request log.
8. A payment environment monitoring system, comprising:
the receiving module is used for popping up and locking the payment input interface when the payment request is detected;
the detection module is used for carrying out security detection on the payment object corresponding to the payment request;
the collection module is used for collecting current payment environment parameters if the payment object passes the safety detection;
and the adjusting module is used for unlocking the payment input interface and adjusting the payment input interface according to the payment current environment parameters.
9. The payment environment monitoring system of claim 8, wherein the detection module comprises:
the determining unit is used for determining the object type of the payment object corresponding to the payment request;
and the detection unit is used for carrying out security detection on the payment object according to the object type of the payment object.
10. The payment environment monitoring system of claim 8, wherein the adjustment module comprises:
and the adjusting unit is used for adjusting the interface brightness of the payment input interface according to the light intensity of the current payment environment and/or adjusting the payment password input sub-interface of the payment input interface according to the crowd intensity of the current payment environment.
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| CN202011480456.4A CN112508569B (en) | 2020-12-14 | 2020-12-14 | Payment environment monitoring method and system |
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| CN202011480456.4A CN112508569B (en) | 2020-12-14 | 2020-12-14 | Payment environment monitoring method and system |
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