CN112396779A - Multifunctional safety payment device for internet financial business - Google Patents

Multifunctional safety payment device for internet financial business Download PDF

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Publication number
CN112396779A
CN112396779A CN202011232727.4A CN202011232727A CN112396779A CN 112396779 A CN112396779 A CN 112396779A CN 202011232727 A CN202011232727 A CN 202011232727A CN 112396779 A CN112396779 A CN 112396779A
Authority
CN
China
Prior art keywords
payment
card
outer side
chip
gear
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN202011232727.4A
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Chinese (zh)
Inventor
刘春芳
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Agricultural Bank of China Sichuan Branch
Original Assignee
Agricultural Bank of China Sichuan Branch
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Agricultural Bank of China Sichuan Branch filed Critical Agricultural Bank of China Sichuan Branch
Priority to CN202011232727.4A priority Critical patent/CN112396779A/en
Publication of CN112396779A publication Critical patent/CN112396779A/en
Pending legal-status Critical Current

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    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
    • G07G1/00—Cash registers
    • G07G1/0009—Details of the software in the checkout register, electronic cash register [ECR] or point of sale terminal [POS]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K7/00—Methods or arrangements for sensing record carriers, e.g. for reading patterns
    • G06K7/10—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
    • G07G1/00—Cash registers
    • G07G1/0018—Constructional details, e.g. of drawer, printing means, input means
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
    • G07G1/00—Cash registers
    • G07G1/0036—Checkout procedures
    • G07G1/0045—Checkout procedures with a code reader for reading of an identifying code of the article to be registered, e.g. barcode reader or radio-frequency identity [RFID] reader
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
    • G07G1/00—Cash registers
    • G07G1/12—Cash registers electronically operated
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
    • G07G1/00—Cash registers
    • G07G1/12—Cash registers electronically operated
    • G07G1/14—Systems including one or more distant stations co-operating with a central processing unit

Abstract

The invention discloses a multifunctional safe payment device for internet financial business, which relates to the technical field of safe payment and comprises payment information transmission and processing equipment, a sliding component and an information display screen, wherein a payment card is inserted into a payment card slot, a micro-motor drives a gear to rotate so as to drive a sliding track to rotate, so that the payment card can be automatically slid into a magnetic strip inductor, a magnetic strip protective layer is arranged on the outer side of the magnetic strip inductor, the frequent use of the magnetic strip of the payment card can be protected against damage caused by abrasion, a traditional device needs a manual button to design a payment password into a full-screen touch device, the payment can be carried out by carrying out facial recognition on a payer, the time for inputting the password is saved, and the payment can be carried out by a multifunctional card insertion port arranged at the bottom of the payment device, the chip can be effectively protected by arranging the chip protective layer on the outer side of the chip inductor, and the chip is prevented from being scratched and damaged.

Description

Multifunctional safety payment device for internet financial business
Technical Field
The invention relates to the field of internet finance, in particular to an intelligent payment and payment card protection system.
Background
The POS machine is a multifunctional terminal, and is installed in special commercial tenant of credit card and acceptance network point, and connected with computer to form network, so that it can implement automatic transfer of electronic fund, and has the functions of supporting consumption, preauthorization, balance inquiry and transfer, etc. Basic operation information in bulk transactions is difficult to obtain, and the POS system is mainly introduced to solve the information management blind spot of the retail industry. Important components in a chain store management information system.
POS machine among the prior art can lead to a large amount of payment card magnetic stripes and chip to produce certain damage because of the use of the frequent card swiping and the plug-in card of payment card in payment, can't pay with the POS machine, handles to trade the card and can waste time and waste resources relatively, and the time of extravagant button still does not have the security when the input password.
Disclosure of Invention
The invention aims to provide a multifunctional safe payment device for internet financial business, which can automatically slide a payment card into a magnetic stripe inductor by inserting the card to be paid into a payment card slot and driving the gear to rotate by a micro motor so as to drive the sliding track to rotate, can protect the magnetic stripe of the payment card from being damaged by abrasion by arranging a magnetic stripe protective layer on the outer side of the magnetic stripe inductor, can carry out payment by designing a payment password of a traditional device which needs a manual button into a full-screen touch control device and carrying out facial recognition on a payer, saves the time for inputting the password, can carry out multifunctional card-inserting payment by arranging a card inserting port at the bottom of the payment device, can effectively protect the chip by arranging a chip protective layer on the outer side of a chip inductor, the POS machine has the advantages that scratching is avoided, damage is caused, the problems that a large number of payment card magnetic stripes and chips are damaged to a certain extent due to frequent card swiping and inserting of the payment card when the POS machine in the prior art provided in the background technology is used for payment, the POS machine cannot be used for payment, time and resources are wasted when the payment card is transacted, and time for key replacement is wasted when passwords are input, and the safety is not achieved.
In order to achieve the purpose, the invention provides the following technical scheme: the utility model provides a many functional safety payment device for internet financial transaction, includes payment information transmission and processing equipment, sliding assembly and information display screen, the connecting plate is installed in payment device's the outside, the surface of connecting plate is provided with the payment card draw-in groove, the outside installation of connecting plate sliding assembly, sliding assembly's the outside is provided with the micromotor, payment device's outside installation information display screen, information display screen's the outside is provided with the peep-proof membrane, information display screen's top is provided with the camera, payment device's the bottom outside is provided with multiunit option button, outside top be provided with the receipt export, wherein:
preferably, the slip subassembly includes gear shaft, magnetic stripe protective layer, gear and slip track, the output of micromotor is connected the gear shaft, the outside installation of gear shaft the gear, the gear is provided with the multiunit, just the outside of gear is connected the slip track, the outside of slip track sets up the magnetic stripe protective layer.
Preferably, a power switch is installed at one end of the outer side face of the payment device, and the power switch is electrically connected with the micro motor.
Preferably, the outside of payment device is provided with the magnetic stripe inductor, the payment card draw-in groove with magnetic stripe protective layer interconnect, required payment card can be fixed in the payment card draw-in groove.
Preferably, a card inserting opening is formed in the bottom of the payment device, the chip inductor is installed inside the card inserting opening, and a chip protective layer is arranged on the outer side of the chip inductor.
Preferably, a wireless network card is arranged in the payment device and transmits the image information acquired by the camera (5) and the information acquired by the information display screen (6) to the terminal data server.
Compared with the prior art, the invention has the beneficial effects that:
1. the chip abrasion and damage prevention measures and the improvement of a payment method are added based on the traditional POS machine;
2. the payment card can be automatically conveyed into the magnetic stripe inductor in a sliding manner by inserting the card to be paid into the card slot of the payment card and driving the gear to rotate through the driving of the micro motor so as to drive the sliding track to rotate, and the magnetic stripe of the payment card can be protected from being worn and damaged due to frequent use by arranging a magnetic stripe protective layer on the outer side of the magnetic stripe inductor;
3. the traditional device needs manual buttons to carry out payment passwords and is designed to be full-screen touch, so that the problem that the traditional device needs manual operation by one button and is very complicated is solved, the other advantage is full-screen touch, the reaction is very fast, the time is saved, the payment can be carried out by carrying out facial recognition on a payer by installing a camera at the top of an information display screen, and the time for inputting the passwords is saved;
4. in the long-term frequent use, magnetism in the magnetic stripe of payment card disappears easily, is provided with the card slot through the bottom at payment device, can carry out multi-functional plug-in card and pay, just can pay through the butt joint of chip inductor and payment card chip, can protect the chip effectively through being provided with one deck chip inoxidizing coating in the outside of chip inductor, avoids the scratch, leads to damaging.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the structures shown in the drawings without creative efforts.
FIG. 1 is a perspective view of the present invention;
FIG. 2 is a plan view of the present invention;
FIG. 3 is a block diagram of the slide assembly of the present invention;
fig. 4 is an internal structure view of the card slot of the present invention.
In the figure: 1-payment information transmission and processing equipment, 2-sliding component, 4-receipt outlet, 5-camera, 6-information display screen, 7-selection button, 8-power switch, 9-peep-proof film, 10-micro motor, 11-payment card slot, 12-magnetic strip inductor, 13-connecting plate, 14-card slot, 15-chip inductor, 16-chip protective layer, 21-gear shaft, 22-magnetic strip protective layer, 23-gear and 24-sliding crawler.
Detailed Description
The technical solution in the embodiment of the present invention will be clearly and completely described on the original bank payment system with reference to the drawings in the embodiment of the present invention, and it is obvious that the described embodiment is only a part of the embodiment of the present invention, and not a whole embodiment. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
The existing POS machine can cause certain damage to a large number of payment card magnetic stripes and chips due to frequent card inserting and swiping in payment, cannot use the POS machine, wastes time and resources due to card replacement after re-handling, wastes time of keys in password inputting and does not have safety. The payment password is designed to be full-screen touch control by needing a manual button to transmit the traditional payment information and the traditional processing equipment, so that the problem that the operation is carried out by one button manually in the traditional way is solved, the operation is very complicated, the full-screen touch control is realized, the reaction is very fast, and the time is saved. The magnetic strip and the chip protective layer are added at the place where the magnetic strip and the chip are required to be inserted and slide, so that the damage to the bank card caused by frequent use of the bank card inserting and swiping can be reduced.
Referring to fig. 1-4, an embodiment of the present invention is shown: the utility model provides a many functional safety payment device for internet financial transaction, including payment information transmission and processing equipment 1, sliding component 2 and information display screen 6, connecting plate 13 is installed in payment information transmission and processing equipment 1's the outside, the surface of connecting plate 13 is provided with payment card draw-in groove 11, sliding component 2 is installed in the outside of connecting plate 13, sliding component 2's the outside is provided with micromotor 10, payment information transmission and processing equipment 1's the outside installation information display screen 6, the outside of information display screen 6 is provided with peep-proof membrane 9, the top of information display screen 6 is provided with camera 5, the bottom outside of payment information transmission and processing equipment 1 is provided with multiunit option button 7, the outside top of payment information transmission and processing equipment 1 is provided with receipt export 4.
In this embodiment, the sliding assembly 2 includes a gear shaft 21, a magnetic stripe protection layer 22, a gear 23 and a sliding track 24, the output end of the micro-motor 10 is connected to the gear shaft 21, the gear 23 is installed on the outer side of the gear shaft 21, the gear 23 is provided with a plurality of sets, the outer side of the gear 23 is connected to the sliding track 24, and the outer side of the sliding track 24 is provided with the magnetic stripe protection layer 22.
The payment card can be automatically slid into the magnetic stripe sensor 12 for payment by the rotation of the gear 23 driven by the micro motor 10 and thus the rotation of the sliding track 23.
In this embodiment, a power switch 8 is installed at one end of the outer side surface of the payment information transmission and processing device 1, and the power switch 8 is electrically connected with the micro-motor 10.
The rotation of the micromotor 10 and the operation of the information display screen 6 are controlled by the power switch 8.
In this embodiment, the magnetic stripe sensor 12 is disposed outside the payment information transmission and processing device 1, the payment card slot 11 is connected to the magnetic stripe protection layer 22, and the payment card slot 11 can fix the payment card to be used.
By inserting a card to be paid into the payment card slot 11, the frequent use of the magnetic strip of the payment card can be protected from being damaged by abrasion by providing a magnetic strip protection layer 22 on the outer side of the magnetic strip sensor 12.
In this embodiment, a card slot 14 is arranged at the bottom of the payment information transmission and processing device 1, a chip inductor 15 is installed inside the card slot 14, and a chip protection layer 16 is arranged outside the chip inductor 15.
The chip can be effectively protected from being scratched and damaged by arranging the chip protective layer 16 on the outer side of the chip inductor 15.
In this implementation, the inside of payment information transmission and processing equipment 1 is provided with data processing and transmission module (belongs to prior art), data processing and transmission module are connected with camera 5, information display screen 6, magnetic stripe inductor 12 and chip inductor 15 respectively, through data processing and transmission module handle and realize the magnetic stripe, the response of chip and the reading of information. The information display screen 6 outside is provided with one deck peep-proof membrane (9), can carry out facial recognition to the payer and pay, has saved the time that needs defeated password, can also protect personal information not revealed.
The working principle is as follows:
the payment card can be automatically conveyed to the magnetic stripe inductor 12 by inserting the card to be paid into the payment card slot 11 and driving the gear 23 to rotate by the micro motor 10 so as to drive the sliding track 24 to rotate, and the magnetic stripe of the payment card can be protected from being worn and damaged due to frequent use by arranging the magnetic stripe protective layer 22 on the outer side of the magnetic stripe inductor 12;
the traditional device needs manual buttons to design payment passwords to be full-screen touch, so that the problem that the traditional device needs manual operation by one button and is very complicated is solved, the other advantage is full-screen touch, the reaction is very fast, the time is saved, the face recognition of a payer can be realized by installing the camera 5 at the top of the information display screen 6, and the time for inputting the passwords is saved;
in the long-term frequent use, magnetism in the magnetic stripe of payment card easily disappears, is provided with card slot 14 through the bottom at payment information transmission and processing equipment 1, can carry out multi-functional plug-in card and pay, just can pay through the butt joint of chip inductor 15 and payment card chip, can protect the chip effectively through being provided with one deck chip inoxidizing coating 16 in the outside of chip inductor 15, avoids the scratch, leads to damaging.
It will be evident to those skilled in the art that the invention is not limited to the details of the foregoing illustrative embodiments, and that the present invention may be embodied in other specific forms without departing from the spirit or essential attributes thereof. The present embodiments are therefore to be considered in all respects as illustrative and not restrictive, the scope of the invention being indicated by the appended claims rather than by the foregoing description, and all changes which come within the meaning and range of equivalency of the claims are therefore intended to be embraced therein. Any reference sign in a claim should not be construed as limiting the claim concerned.

Claims (6)

1. A multifunctional safe payment device for internet financial business comprises a payment information transmission and processing device (1), a sliding assembly (2) and an information display screen (6), and is characterized in that a connecting plate (13) is installed on the outer side of the payment information transmission and processing device (1), a payment card clamping groove (11) is formed in the outer surface of the connecting plate (13), the sliding assembly (2) is installed on the outer side of the connecting plate (13), a micro motor (10) is arranged on the outer side of the sliding assembly (2), the information display screen (6) is installed on the outer side of the payment card information taking device (1), an anti-peeping film (9) is arranged on the outer side of the information display screen (6), a camera (5) is arranged at the top of the information display screen (6), and a plurality of groups of selection buttons (7) are arranged on the outer side of the bottom of the payment information transmission and processing device (1), the top of the outer side of the payment information transmission and processing equipment (1) is provided with a receipt outlet (4);
the sliding assembly drives the gear through the micro motor (10) to further drive the sliding track to rotate, so that the payment card is conveyed into the magnetic stripe sensor in a sliding mode to be automatically executed;
the information display screen (6) designs a payment mode to be full-screen touch, or carries out facial recognition on a payer to carry out payment;
the bottom of the payment device is provided with a card inserting port for providing card inserting payment service.
2. The multifunctional secure payment device for internet financial transaction as claimed in claim 1, wherein said sliding assembly (2) comprises a gear shaft (21), a magnetic stripe protection layer (22), a gear (23) and a sliding track (24), said micro-motor (10) is electrically connected with said gear shaft (21), said gear (23) is installed outside said gear shaft (21), said gear (23) is provided with a plurality of sets, and said gear track (24) is connected with the outside of said gear (23), said magnetic stripe protection layer (22) is installed outside said track (24) for protecting the magnetic stripe of the payment card from damage due to frequent use and abrasion.
3. The multifunctional safety payment device for internet financial transaction as claimed in claim 1, wherein a power switch (8) is installed at one end of the outer side surface of the payment information transmission and processing equipment (1), the power switch (8) is electrically connected with the micromotor (10), and the micromotor (10) is provided with an electric signal through the power switch (8) for the operation of the whole payment device.
4. The multifunctional secure payment device for internet financial transaction as claimed in claim 2, wherein the payment information transmission and processing equipment (1) is provided with a magnetic stripe sensor (12) at an outer side thereof, the payment card slot (11) is connected with the magnetic stripe protection layer (22), and the payment card slot (11) can fix the payment card to be used;
the payment card slot is used for fixing a payment card to be used, and the information stored in the payment card is sensed through the magnetic stripe sensor (12).
5. The multifunctional secure payment device for internet financial transaction as claimed in claim 1, wherein a card slot (14) is provided at the bottom of the payment information transmission and processing equipment (1), the chip inductor (15) is installed inside the card slot (14), and a chip protection layer (16) is provided at the outer side of the chip inductor (15), so as to effectively protect the chip from being scratched and damaged.
6. The multifunctional secure payment device for internet financial transaction as claimed in claim 1, wherein said payment information transmission and processing equipment (1) is internally provided with a wireless network card, said wireless network card transmits the image information collected by the camera (5) or the information collected by the information display screen (6) to the terminal data service.
CN202011232727.4A 2020-11-06 2020-11-06 Multifunctional safety payment device for internet financial business Pending CN112396779A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN202011232727.4A CN112396779A (en) 2020-11-06 2020-11-06 Multifunctional safety payment device for internet financial business

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN202011232727.4A CN112396779A (en) 2020-11-06 2020-11-06 Multifunctional safety payment device for internet financial business

Publications (1)

Publication Number Publication Date
CN112396779A true CN112396779A (en) 2021-02-23

Family

ID=74598930

Family Applications (1)

Application Number Title Priority Date Filing Date
CN202011232727.4A Pending CN112396779A (en) 2020-11-06 2020-11-06 Multifunctional safety payment device for internet financial business

Country Status (1)

Country Link
CN (1) CN112396779A (en)

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