CN112347110A - Data difference determination method, device, equipment and storage medium - Google Patents

Data difference determination method, device, equipment and storage medium Download PDF

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Publication number
CN112347110A
CN112347110A CN201910726006.XA CN201910726006A CN112347110A CN 112347110 A CN112347110 A CN 112347110A CN 201910726006 A CN201910726006 A CN 201910726006A CN 112347110 A CN112347110 A CN 112347110A
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data
server
difference
transaction
record information
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CN201910726006.XA
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CN112347110B (en
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刘小念
赖宾宾
郭华
方乐
王一凡
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Tencent Technology Shenzhen Co Ltd
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Tencent Technology Shenzhen Co Ltd
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/20Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
    • G06F16/23Updating
    • G06F16/2365Ensuring data consistency and integrity
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/20Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
    • G06F16/27Replication, distribution or synchronisation of data between databases or within a distributed database system; Distributed database system architectures therefor
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/02Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G06Q20/023Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP] the neutral party being a clearing house
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102Bill distribution or payments
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange

Abstract

The application provides a data difference determination method, a device, equipment and a storage medium, wherein the method comprises the following steps: acquiring first transaction record information and first resource transfer information of a first server; acquiring second transaction record information and second resource transfer information of a second server; checking the first transaction record information and the first resource transfer information to obtain a first data checking result of the first server; checking the second transaction record information and the second resource transfer information to obtain a second data checking result of the second server; checking the first transaction record information and the second transaction record information to obtain a third data checking result between the first server and the second server; and determining data difference details between the first server and the second server based on the first data checking result, the second data checking result and the third data checking result. The method and the device can refine the difference, shorten the time for finding and eliminating the difference, and avoid the hidden danger of large fund difference.

Description

Data difference determination method, device, equipment and storage medium
Technical Field
The application belongs to the technical field of internet, and particularly relates to a data difference determination method, device, equipment and storage medium.
Background
With the development of internet technology, third-party payment institutions are in the process of transportation for the convenience of daily fund transaction requirements of people. The third-party payment mechanism is an intermediate platform which has certain strength and credit guarantee and provides fund transaction in a mode of signing a contract with each big bank. When the fund transaction is completed, the third-party payment mechanism retrieves the transaction result from the signing bank, performs transaction accounting processing based on the transaction result to generate a transaction record, and then informs the transaction result to both transaction parties.
Since the third-party payment institution needs to perform a large amount of fund transactions, the third-party payment institution and the contracted bank are periodically checked in order to ensure the consistency and accuracy of data between the third-party payment institution and the contracted bank. However, in the current checking mode, the total amount paid by the third party and the total amount of the signed bank are summarized, and the total amount of the third party payment mechanism and the total amount of the signed bank are checked to generate difference summary, but the difference cannot be refined in the checking mode, that is, it cannot be determined which detail causes the difference between the third payment mechanism and the signed bank, and the detail needs to be checked one by subsequent manual work, so that the difference positioning is difficult, the finding time of the difference is long, the difference cannot be eliminated in time, and the hidden danger of large fund difference is caused.
Disclosure of Invention
In order to refine the difference, rapidly and accurately position the difference between a third-party payment mechanism and a signing bank, shorten the time for finding and eliminating the difference and avoid causing larger fund difference hidden danger, the application provides a data difference determining method, a device, equipment and a storage medium.
In one aspect, the present application provides a data difference determining method, including:
acquiring first transaction record information and first resource transfer information of a first server;
acquiring second transaction record information and second resource transfer information of a second server;
checking the first transaction record information and the first resource transfer information to obtain a first data checking result of the first server;
checking the second transaction record information and the second resource transfer information to obtain a second data checking result of the second server;
checking the first transaction record information and the second transaction record information to obtain a third data checking result between the first server and the second server;
determining data difference details between the first server and the second server based on the first data collation result, the second data collation result, and the third data collation result.
In another aspect, the present application provides a data discrepancy determining apparatus, comprising:
the first acquisition module is used for acquiring first transaction record information and first resource transfer information of the first server;
the second acquisition module is used for acquiring second transaction record information and second resource transfer information of a second server;
the first checking module is used for checking the first transaction record information and the first resource transfer information to obtain a first data checking result of the first server;
the second checking module is used for checking the second transaction record information and the second resource transfer information to obtain a second data checking result of the second server;
the third checking module is used for checking the first transaction record information and the second transaction record information to obtain a third data checking result between the first server and the second server;
a determining module, configured to determine a data difference detail between the first server and the second server based on the first data collation result, the second data collation result, and the third data collation result.
In another aspect, the present application provides an apparatus comprising: a processor and a memory, the memory having stored therein at least one instruction, at least one program, set of codes, or set of instructions, which is loaded and executed by the processor to implement the data discrepancy determining method as described above.
In another aspect, the present application proposes a computer-readable storage medium having stored therein at least one instruction, at least one program, a set of codes, or a set of instructions, which is loaded and executed by a processor to implement the data variance determination method as described above.
The data difference determining method, the device, the equipment and the storage medium provided by the application firstly acquire first transaction record information and first resource transfer information in a first server and second transaction record information and second resource transfer information of a second server, then carry out internal comparison between the first transaction record information and the first resource transfer information, external comparison between the second transaction record information and the second resource transfer information and internal and external comparison between the first transaction record information and the second transaction record information, and can refine the difference between the first server and the second server through the three comparisons, thereby rapidly positioning the difference between the first server and the second server, shortening the discovery and elimination time of the difference, avoiding causing larger fund difference, and being beneficial to automatically process the difference by a system, saving the manual investigation and processing cost.
Drawings
In order to more clearly illustrate the technical solutions and advantages of the embodiments of the present application or the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments of the present application, and other drawings can be obtained by those skilled in the art without creative efforts.
Fig. 1 is a schematic structural diagram of a data difference determination system according to an embodiment of the present application.
Fig. 2 is a schematic flowchart of a data difference determining method according to an embodiment of the present application.
Fig. 3 is a schematic flow chart of another data difference determination method according to an embodiment of the present application.
Fig. 4 is a schematic flowchart of another data difference determination method provided in the embodiment of the present application.
FIG. 5 is a diagram illustrating a relationship between a balance of a reserve payment account, a balance of a customer's funds account, and a difference, as provided by an embodiment of the present application.
Fig. 6 is a logic framework diagram of a data difference determination method in a scenario according to an embodiment of the present application.
FIG. 7 is a diagram of a relationship between a reserve account balance, a customer funds account balance, a core system, an order system, a voucher system, a flow system, and differences as provided by an embodiment of the present application.
Fig. 8 is a timing diagram of a data anomaly determination method applied to the scenario of fig. 6 according to an embodiment of the present application.
Fig. 9 is a schematic structural diagram of a data difference determining apparatus according to an embodiment of the present application.
Fig. 10 is a schematic structural diagram of another data difference determination apparatus according to an embodiment of the present application.
Fig. 11 is a schematic structural diagram of a server according to an embodiment of the present application.
Detailed Description
In order to make the technical solutions better understood by those skilled in the art, the technical solutions in the embodiments of the present application will be clearly and completely described below with reference to the drawings in the embodiments of the present application, and it is obvious that the described embodiments are only partial embodiments of the present application, but not all embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present application.
It should be noted that the terms "first," "second," and the like in the description and claims of this application and in the drawings described above are used for distinguishing between similar elements and not necessarily for describing a particular sequential or chronological order. It is to be understood that the data so used is interchangeable under appropriate circumstances such that the embodiments of the application described herein are capable of operation in sequences other than those illustrated or described herein. Furthermore, the terms "comprises," "comprising," and "having," and any variations thereof, are intended to cover a non-exclusive inclusion, such that a process, method, system, article, or server that comprises a list of steps or elements is not necessarily limited to those steps or elements expressly listed, but may include other steps or elements not expressly listed or inherent to such process, method, article, or apparatus.
Fig. 1 is a schematic structural diagram of a data difference determination system provided in an embodiment of the present application, where the system may be an implementation environment of a data difference determination method. As shown in fig. 1, the system may include at least a first server 01, a second server 02, and a data difference determining apparatus 03.
Specifically, the first server 01 may include a server running independently, or a distributed server, or a server cluster composed of a plurality of servers. The first server 01 may have a contract with at least one second server 02, and the first server 01 may be an intermediate server providing a fund transaction service to both parties who are to perform fund transfer through the second server 02. The first server 01 may comprise a network communication unit, a processor and a memory, etc.
Specifically, the second server 02 may include a server that operates independently, or a distributed server, or a server cluster composed of a plurality of servers. The second server 02 may provide a medium for storing funds for the user, and may perform funds transfer according to an instruction issued by the user based on the first server 01. The second server 02 may comprise a network communication unit, a processor and a memory, etc.
Specifically, the data difference determination device 03 may be a device for collating recorded data between the first server 01 and the second server 02. There may be a data connection between the data difference determining device 03 and both the first server 01 and the second server 02. Since the data in the first server 01 and the data in the second server 02 are in one-to-one correspondence under normal conditions, in order to ensure the consistency and accuracy of the data in the first server 01 and the second server 02, the data difference determining device 03 may periodically acquire the recorded data in the first server 01 and the second server 02 and perform data check. In an actual application process, the data difference determining device 03 may be deployed in the first server 01 or the second server 02, or may be an independent device, which is not specifically limited in this embodiment of the present application.
In the following, a data difference determination method according to an embodiment of the present application is described, which may be implemented in the data difference determination system, fig. 2 is a schematic flow chart of a data difference determination method according to an embodiment of the present application, and the present specification provides the method operation steps according to the embodiment or the flow chart, but may include more or less operation steps based on conventional or non-inventive labor. The order of steps recited in the embodiments is merely one manner of performing the steps in a multitude of orders and does not represent the only order of execution. In practice, the system or server product may be implemented in a sequential or parallel manner (e.g., parallel processor or multi-threaded environment) according to the embodiments or methods shown in the figures. Specifically, as shown in fig. 2, the method may include:
s201, first transaction record information and first resource transfer information of a first server are obtained.
S203, second transaction record information and second resource transfer information of the second server are obtained.
In this embodiment, the first server may be a third party payment mechanism. In practical application, the third party payment mechanism can be an independent mechanism which has certain strength and credit guarantee, obtains a payment license plate and is monitored by a central bank in a unified way. The network payment mode of the transaction payment platform is a fund 'middle platform' of a buyer and a seller in the transaction process, and provides an interface with a bank payment settlement system by adopting a mode of signing a contract with each big bank.
In particular, the third party payment authority may further include a payment platform core system and a payment platform order system. The payment platform core system can be a balance accounting core system in the payment platform, and records the balance of a customer fund account and the change streamline thereof, which is called the core system for short. The payment platform order system can be a business system for completing customer transaction for a payment platform, records customer payment business information and comprises a receipt, a payment sheet and a refund sheet. When a customer executes quick payment, cash withdrawal to a bank card and returns an order to the bank card, the change of a bank account and a customer fund account for reimbursement can be influenced, and the change is called an order system for short. The customer fund account can be an account which is opened for the customer by the third-party payment mechanism in the self business system and is used for recording the fund receipt and payment settlement information of the customer.
Accordingly, the second server may be a banking system that is signed up with the third party payment authority. In practical applications, the second server may further include a bank voucher system and a bank pipelining system. The bank voucher system can provide a system for clearing organizations, banks or other external funds parties with relevant documents of transaction confirmation vouchers, and reflects the final state of a transaction, including bank statement, payment statement, refund statement and the like, which are called voucher systems for short. The bank flow system refers to a system for providing records of actual occurrence of the back-up fund and change of related balance by a clearing organization, a bank or an external fund party, and is called as a flow system for short. The reserve payment can be the money fund to be paid which is actually received by the third-party payment mechanism for handling the payment service entrusted by the client, and various bank accounts which are set up by the payment mechanism in the people's bank or each bank paying the money and used for storing the reserve payment of the client can be accounts of the bank paying the money.
In the embodiment of the present specification, before the data is collated, the data difference determination device needs to acquire the data in the first server and the data in the second server.
Specifically, the data in the first server may include first transaction record information and first resource transfer information, the first transaction record information may include a receipt, a payment order, a refund order and the like in the order system, and the first resource transfer information may include a balance of a customer fund account and a change flow record thereof in the core system.
Specifically, the data in the second server may include second transaction record information and second resource transfer information, the second transaction record information may include bank statements, payment statements, refund statements, and the like in the voucher system, and the second resource transfer information may include balances and change pipelines of the prepaid bank accounts in the pipelining system.
In practical applications, in order to ensure consistency and accuracy of data in the first server and data in the second server, the data difference determining device needs to check the data in the first server and the data in the second server periodically. And the data in the first server and the data in the second server acquired by the data difference determination device are data in the same time period.
In one possible embodiment, the data difference determination device may be installed in the server in the form of an application program, and if the data difference determination device is installed in the server in the form of an application program, the data that needs to be checked by the data difference determination device may be set by a terminal connected to the server, and the terminal may provide a setting entry for setting an acquisition time period of the data difference determination device, and when it is detected that a user triggers the setting entry, the terminal displays a time setting page, which may include a start date input box and an end date input box. The data difference determination means acquires the start date and the end date input by the user when it is detected that the user has finished inputting the date in the start date input box and the end date input box, and acquires the data of the first server within the period and the data of the second server within the period based on the start date and the date.
In this embodiment of the application, before the obtaining of the first transaction record information and the first resource transfer information of the first server, the method may further include a step S200 of obtaining a data source within a first preset time, and performing data screening on data in the data source, specifically, as shown in fig. 3, S200 may further include:
s2001, acquiring a first data source of the first server in a first preset time.
And S2003, acquiring a second data source of the second server within the first preset time.
In this embodiment, the first data source may include a core order pulled from a core system and an order pulled from an order system, and the second data source may include a voucher pulled from a voucher system and a flow sheet pulled from a flow system, where the voucher may include a collection bill, a payment bill, a refund bill, and the like.
In practical applications, the data source is pulled according to a preset time, for example, the preset time is 1 day, and data is pulled once every day.
In practical applications, the data difference determining apparatus extracts the original data from the first server and the second server, and after the original data source is extracted, the data in the data source needs to be subjected to the data screening process in S2005-S20013, and the type of the data in the data source and the subject to which the data belongs are determined, for example, whether the data belongs to the first transaction record information, the first resource transfer information, the second transaction record information, or the second resource transfer information is determined.
S2005, a first identification rule corresponding to the first transaction record information, a second identification rule corresponding to the first resource transfer information, a third identification rule corresponding to the second transaction record information and a fourth identification rule corresponding to the second resource transfer information are searched from an information identification library.
S2007, identifying the data in the first data source based on the first identification rule, and obtaining first transaction record information of the first server in the first preset time.
And S2009, identifying the data in the first data source based on the second identification rule to obtain first resource transfer information of the first server in the first preset time.
S20011, identifying the data in the second data source based on the third identification rule to obtain second transaction record information of the second server in the first preset time.
S20013, identifying the data in the second data source based on the fourth identification rule to obtain second resource transfer information of the second server in the first preset time.
The second server is a server corresponding to the identification information of the first server, and the information identification library comprises a first mapping relation between transaction record information and identification rules and a second mapping relation between resource record information and identification rules.
In the embodiment of the application, the data difference determination device is provided with an information identification library, the information identification library may include a first mapping relationship between the transaction record information and the identification rule and a second mapping relationship between the resource record information and the identification rule, and when the data in the data source is screened, the identification rule may be sequentially matched with the data in the data source, so that the first transaction record information, the first resource transfer information, the second transaction record information and the second resource transfer information are screened from the data source.
In a possible embodiment, the identification rule may be an identification rule based on a data format, and when identifying data in the data source, the data format in the data source, such as a separator, a vertical line, a comma, etc., may be extracted, and the extracted data format is matched with the identification rule based on the data format, so as to obtain the data type. In particular, the identification rule may be a regular expression.
S205, the first transaction record information and the first resource transfer information are checked to obtain a first data checking result of the first server.
In this embodiment, as shown in fig. 4, the checking the first transaction record information and the first resource transfer information to obtain a first data checking result of the first server may include:
s2051, first transaction data are obtained from the first transaction record information.
S2053, acquiring first resource data from the first resource transfer information; wherein the first transaction data is associated with the first resource data.
S2055, content contained in the first transaction data and content contained in the first resource data are checked.
S2057, the first transaction data and the first resource data with the content verification difference are determined to be first difference data.
In the embodiment of the application, after the data is screened, the data needs to be checked, and S2051 to S2057 are internal comparison processes in the first server.
In practical applications, after the data is screened, each piece of data has unique identification information, such as an Identity identification number (ID), the data difference determining device can find two pieces of first transaction data and first resource data associated with each other from the first transaction record information and the first resource transfer information through the data ID, check the content included in the associated first transaction data and the content included in the first resource data, and determine the first transaction data and the first resource data having the difference as the first difference data if the difference exists. After the internal comparison process, an internal comparison summary table is generated and used for summarizing all data used in the internal comparison process.
S207, the second transaction record information and the second resource transfer information are checked to obtain a second data checking result of the second server.
In this embodiment, as shown in fig. 4, the checking the second transaction record information and the second resource transfer information to obtain a second data checking result of the second server may include:
and S2071, acquiring second transaction data from the second transaction record information.
S2073, acquiring second resource data from the second resource transfer information; wherein the second transaction data is associated with the second resource data.
S2075, checking the content contained in the second transaction data and the content contained in the second resource data.
And S2077, determining the second transaction data and the second resource data with the difference in the content check as second difference data. After the external comparison process, an external comparison summary table is generated and used for summarizing all data used in the external comparison process.
In the embodiment of the present application, S2071-S2077 are external alignment processes in the second server. In practical applications, similar to S2051-S2057, the data difference determining device may find the two second transaction data and the second resource data associated with each other from the second transaction record information and the second resource transfer information by the ID of the data, check the content included in the second transaction data and the content included in the second resource data, and determine the second transaction data and the second resource data having the difference as the second difference data if the difference exists.
S209, checking the first transaction record information and the second transaction record information to obtain a third data checking result between the first server and the second server.
In practical applications, the difference between the first server and the second server is mainly reflected in the internal-external comparison between the first transaction record information and the second transaction record information. If the data acquired within the first preset time (for example, 1 day) is compared centrally in a conventional manner, a large stress is applied to the system of the data difference determination apparatus. In order to alleviate the system stress, an embodiment of the present application proposes a pre-verification mechanism, and in particular, as shown in fig. 4, before the verifying the first transaction record information and the second transaction record information to obtain a third data verification result between the first server and the second server, the method further includes:
s208, pre-checking the first transaction record information and the second transaction record information.
Specifically, the pre-checking the first transaction record information and the second transaction record information may include:
s2081, dividing the first preset time into at least one second preset time interval.
S2083, the first transaction record information and the second transaction record information in each second preset time interval are checked, and pre-check pair difference information corresponding to the second preset time interval is obtained.
In a possible embodiment, taking the first preset time as one day as an example, the pre-check pair mechanism may be: splitting at least one second preset time interval in one day, for example, splitting the second preset time interval into 24 hours, wherein each second preset time interval is 1h, pre-checking the first transaction record information and the second transaction record information obtained in each hour by taking each hour as a unit, summarizing checked data, and determining the data which is not checked as pre-check pair difference information in each hour. Therefore, when internal and external comparison is carried out subsequently, only the data in the difference information needs to be compared and checked, and the system pressure of the data difference determining device can be greatly reduced.
In this embodiment, as shown in fig. 4, the checking the first transaction record information and the second transaction record information to obtain a third data checking result between the first server and the second server may include:
s2091, summarizing difference information of each pre-check corresponding to the second preset time interval to obtain transaction difference information in the first preset time.
S2093, third transaction data are obtained from the first transaction record information in the transaction difference information.
S2095, fourth transaction data are obtained from the second transaction record information in the transaction difference information; wherein the third transaction data is associated with the fourth transaction data.
S2097, the content included in the third transaction data is checked against the content included in the fourth transaction data.
S2099, determining the third transaction data and the fourth transaction data with the content check having a difference as third difference data.
In this embodiment of the application, each pre-check pair difference information corresponding to the second preset time interval obtained in S2083 may be summarized to obtain transaction difference information within the first preset time, then two groups of data associated with each other are found from the first transaction record information and the second transaction record information according to the data ID, and finally, contents in the two groups of data associated with each other are checked to obtain third difference data representing the inside-outside difference. For example, if the third transaction data in the first transaction record information is a receipt, the fourth transaction data associated with the receipt should be a receipt bill, and if the receipt bill does not match the content in the receipt bill, the receipt bill and the receipt bill may be determined as the third difference data.
In practical application, after the internal and external comparison, the data difference determining device generates an internal and external comparison summary table and a comparison result table, wherein the external comparison summary table is used for summarizing all data used in the internal and external comparison process. Since the difference between the internal and external comparison is relatively large, but most of the difference is not real difference and may be in-transit funds, in order to avoid misjudgment of the difference, the third difference may be buffered in the comparison result table, and after a period of time, if the difference is not automatically eliminated, the difference is considered to be not in-transit caused, and at this time, the difference may be stored in the difference table. As shown in fig. 5, the funds in transit may include that the third-party payment mechanism has received, the contracted bank has not received, the contracted bank has paid, the third-party payment mechanism has not paid, the contracted bank has received, the third-party payment mechanism has not received, the third-party payment mechanism has paid, the contracted bank has not paid, and the like.
In the embodiment of the application, the pre-checking step is performed in advance before the internal and external comparison, so that the data volume required to be compared in the internal and external comparison process of the data difference determination device is greatly reduced, hundreds of thousands of comparisons can be reduced from hundreds of millions of comparisons without pre-checking, even thousands of comparisons can be performed, and the system pressure of the data difference determination device is effectively reduced.
S2011, determining a data difference detail between the first server and the second server based on the first data check result, the second data check result, and the third data check result.
In this embodiment, continuing as shown in fig. 4, the determining the data difference detail between the first server and the second server based on the first data checking result, the second data checking result, and the third data checking result may include:
s20111, a first difference list is generated based on the corresponding relation between the first transaction data and the first resource data in the first difference data.
And S20113, generating a second difference list based on the corresponding relation between the second transaction data and the second resource data in the second difference data.
And S20115, generating a third difference list based on the corresponding relation between the third transaction difference data and the fourth transaction difference data in the third difference data.
And S20117, summarizing the first difference list, the second difference list and the third difference list to obtain a data difference list between the first server and the second server.
In the embodiment of the application, after the first difference data, the second difference data, the third difference data and the third difference data are obtained, corresponding difference lists can be generated according to the corresponding relationship among the data with differences in each difference data, and finally, the difference lists are summarized to obtain the data difference list between the first server and the second server.
In the embodiment of the application, after three comparisons, a summary table and a difference list can be obtained, and since the differences are refined at this time, the differences caused by which fund or pipelining can be determined. After the difference details are obtained, each difference detail has a unique identifier, when the difference is processed, the data difference determining device can automatically find two related data causing the difference according to the identifiers, and then the system automatically performs operations such as bookkeeping, posting, reimbursement, capital difference calculation, rollback and the like on the two data.
Fig. 6 is a logic framework diagram of a data difference determination method in a scenario, and as can be seen from fig. 6, the data difference determination method in the embodiment of the present application may include four major steps of data source pulling, data screening, data checking, and difference processing, and completes credential acquisition of a third-party payment mechanism service condition by extracting, cleaning, and analyzing data of a core system and an order system, and completes basic accounting preparation after obtaining a service credential of an actual fund source and performing a processing on a prepaid account through an external bank credential system and a pipelining system. And then, the generation of the bookkeeping voucher is completed through three comparisons. And finally, the system completes accounting and cancel verification processing through operations such as accounting posting, cancellation, technical fund difference and the like according to the accounting voucher. The relationship between the balance of the deposit account, the balance of the customer fund account, the core system, the ordering system, the voucher system, the pipelining system and the difference can be as shown in fig. 7, and as can be seen from fig. 7, the balance of the customer fund account + ' system difference + ' bank difference in-transit fund + ' is the balance of the deposit account.
Fig. 8 is a timing diagram of a data anomaly determination method applied to the scenario in fig. 6 according to an embodiment of the present application, where the timing diagram may include the following steps:
and S301, an analyst makes an account in a signing bank, establishes a bank account of the reserve payment, and informs the bank account of the reserve payment to the data abnormity determining device.
And S303, setting allocation of the entry rule by an analyst, and informing the set allocation of the entry rule to the data abnormity determining device.
S305, the unified data server prepares data.
S307, the data abnormity determining device sends a data checking request to the unified data server.
S309, the unified data server feeds back a data checking result, such as a data confirmation result, to the data abnormality determination device based on the data checking request.
S3011, the data abnormality determination device sends an entry/exit identification flag, a voucher identification flag, and a flow order identification flag request to the contracted bank based on the data confirmation result in S309.
S3013, the contracting bank feeds back a data confirmation result to the data abnormality determination device based on the request in S3011.
And S3015, the data abnormity determining device performs internal comparison, external comparison and internal and external comparison on data between the third-party payment mechanism and the signing bank based on the data confirmation result in S3013, and after the three comparisons are finished, the system automatically eliminates the difference. Of course, in addition to the automatic elimination of the system, for some differences that do not occur every day or have a large risk, the elimination of the differences may be assisted by an analyst, and if the elimination of the differences needs to be assisted by the analyst, the comparison result may be sent to the analyst and the process proceeds to S3017.
And S3017, the analyst checks the abnormity based on the comparison result, manually positions and tracks the abnormity difference detail, feeds the check result back to the data abnormity determining device, and triggers an accounting posting operation request.
S3019, the data abnormity determining device sends a batch accounting and posting request to the signed bank based on the accounting and posting operation request, and receives an accounting and posting result fed back by the signed bank.
S3021. the data abnormality determination means feeds back the entry completion result to the analyst so that the analyst can view and confirm the processing of the abnormality details based on the entry completion result.
S3023, after the analyst confirms that the data is complete, sending the abnormal details of the adjustment table, the pedestrian table and the unachieved items to the data abnormality determination device. The unacknowledged account may be: for a payment service, one party of the third-party payment institution or the reimbursement bank reflects that the other party does not reflect, for example, the payment institution increases (decreases) the amount of the customer fund account residue, each signing bank does not increase (decreases) the amount of the accounts of the banks paid with the gold and silver, each signing bank increases (decreases) the amount of the accounts of the banks paid with the gold and silver, and the payment institution does not increase (decreases) the amount of the customer fund account residue.
S3025, the data abnormality determination device sends the supervision data, such as an abnormality list, to the signing bank.
As can be seen from fig. 5, 6, and 7, in the data difference determining method provided in the embodiment of the present application, on one hand, in the data source pulling process, due to the introduction of the data in the core system, the order system, the voucher system, and the streaming system, the data division is more detailed, so that the situation that a third-party payment mechanism can only perform a total amount comparison with a signing bank is avoided, and once the total amount is inconsistent, the reason for the difference is difficult to locate is avoided; on the other hand, in the data discrimination process, the data in the data source is discriminated through the preset matching rule, so that more accurate and real data are provided for subsequent data checking, the accuracy of data difference determination is improved, and the capital risk is reduced; on the other hand, in the data checking process, three comparison principles, namely internal comparison between the core order and the order, external comparison between the voucher and the flow sheet and internal and external comparison between the order and the voucher are adopted, and through the three comparison principles, the difference can be refined, namely, the difference caused by which data or flow can be judged; on the other hand, before the internal and external comparison, a pre-check mechanism is designed, and the data volume checked by the system can be greatly reduced through the pre-check mechanism, so that the system pressure is effectively reduced; on the other hand, after the difference data are obtained through three comparisons, the difference data can be summarized to form a data difference table, the system can automatically find specific data causing the difference according to the data ID, and automatically carry out processing such as cancellation and the like on the data causing the difference, so that the problems that finance can only be manually cancelled and cancelled, and the operation risk is high are solved. After the system is on line, the problem of fund difference is found to be faster, more accurate and clearer, and the account calculation of the subject is more accurate, so that the automatic punching and selling of the system are realized, the workload of manual operation is reduced, and the punching and selling risk is reduced.
As shown in fig. 9, an embodiment of the present application further provides a data difference determining apparatus, where the data difference determining apparatus may include:
the first obtaining module 401 may be configured to obtain first transaction record information and first resource transfer information of the first server.
The second obtaining module 403 may be configured to obtain second transaction record information and second resource transfer information of the second server.
The first checking module 405 may be configured to check the first transaction record information and the first resource transfer information to obtain a first data checking result of the first server.
The second checking module 407 may be configured to check the second transaction record information and the second resource transfer information to obtain a second data checking result of the second server.
The third checking module 409 may be configured to check the first transaction record information and the second transaction record information to obtain a third data checking result between the first server and the second server.
The determining module 4011 may be configured to determine a data difference detail between the first server and the second server based on the first data checking result, the second data checking result, and the third data checking result.
In one possible embodiment, the apparatus may further include:
the first data source obtaining module may be configured to obtain a first data source of the first server within a first preset time.
The second data source obtaining module may be configured to obtain a second data source of the second server within the first preset time.
The identification rule searching module may be configured to search an information identification library for a first identification rule corresponding to the first transaction record information, a second identification rule corresponding to the first resource transfer information, a third identification rule corresponding to the second transaction record information, and a fourth identification rule corresponding to the second resource transfer information.
The first transaction record information identification module may be configured to identify data in the first data source based on the first identification rule, so as to obtain first transaction record information of the first server within the first preset time.
The first resource transfer information identification module may be configured to identify data in the first data source based on the second identification rule, so as to obtain first resource transfer information of the first server within the first preset time.
The second transaction record information identification module may be configured to identify data in the second data source based on the third identification rule, so as to obtain second transaction record information of the second server within the first preset time.
The second resource transfer information identification module may be configured to identify data in the second data source based on the fourth identification rule, so as to obtain second resource transfer information of the second server within the first preset time;
the second server is a server corresponding to the identification information of the first server, and the information identification library comprises a first mapping relation between transaction record information and identification rules and a second mapping relation between resource record information and identification rules.
In one possible embodiment, the first verification module 405 may include:
the first transaction data acquisition unit may be configured to acquire first transaction data from the first transaction record information.
A first resource data obtaining unit, configured to obtain first resource data from the first resource transfer information; wherein the first transaction data is associated with the first resource data.
The first content collating means may be configured to collate the content included in the first transaction data and the content included in the first resource data.
The first difference data determining unit may be configured to determine the first transaction data and the first resource data, which are different in the content collation, as the first difference data.
In one possible embodiment, the second verification module 407 may include:
the second transaction data obtaining unit may be configured to obtain second transaction data from the second transaction record information.
A second resource data obtaining unit, configured to obtain second resource data from the second resource transfer information; wherein the second transaction data is associated with the second resource data.
The second content checking means may be configured to check a content included in the second transaction data and a content included in the second resource data.
The second difference data determination unit may be configured to determine, as the second difference data, the second transaction data and the second resource data that are different in the content collation.
In one possible embodiment, the apparatus may further include a pre-verification module, and the pre-verification module may further include:
the second preset time interval dividing unit may be configured to divide the first preset time into at least one second preset time interval.
The pre-verification difference information determining unit may be configured to verify the first transaction record information and the second transaction record information in each second preset time interval to obtain pre-verification difference information corresponding to the second preset time interval.
In a possible embodiment, the third checking module 409 may further include:
the transaction difference information determining unit may be configured to collect difference information of each pre-check corresponding to the second preset time interval, so as to obtain the transaction difference information within the first preset time.
The third transaction data obtaining unit may be configured to obtain third transaction data from the first transaction record information in the transaction difference information.
The fourth transaction data acquisition unit may be configured to acquire fourth transaction data from the second transaction record information in the transaction difference information; wherein the third transaction data is associated with the fourth transaction data.
The third content collating means may be configured to collate content included in the third transaction data with content included in the fourth transaction data.
The third difference data determining unit may be configured to determine the third transaction data and the fourth transaction data having a difference in content collation as the third difference data.
In one possible embodiment, the determining module 4011 may further comprise:
the first difference list determining unit may be configured to generate a first difference list based on a correspondence between first transaction data and first resource data in the first difference data.
The second difference list determining unit may be configured to generate a second difference list based on a correspondence between second transaction data and second resource data in the second difference data.
The third difference list determining unit may be configured to generate a third difference list based on a correspondence relationship between third transaction difference data and fourth transaction difference data in the third difference data.
The data difference list determining unit may be configured to summarize the first difference list, the second difference list, and the third difference list to obtain a data difference list between the first server and the second server.
It should be noted that the data difference determination device may be a platform for checking the consistency between the customer's fund account and the reimbursement bank account of the payment institution and managing the reimbursement. The third-party payment mechanism checks whether the daily customer deposit outlet and inlet records of the payment mechanism are consistent with the records of a deposit bank in combination with a reserve payment bank account current list aiming at the fund circulation of a business, confirms the unreachable account of the customer deposit, and reimburses and monitors the unreachable fund, the device shown in fig. 9 is a virtual module in the data difference determination device, and in the actual application process, referring to fig. 10, the data difference determination device can comprise a background system and a front-end management system. Further, the background system can also comprise a first management server, a second management server, a checking server and a clearing server.
Specifically, the first management server is configured to execute the process in the first obtaining module, and obtain and store the first transaction record information and the first resource transfer information from the first server.
Specifically, the second management server is configured to execute a process in the second management server, and acquire and store the second transaction record information and the second resource transfer information from the second server.
Specifically, the checking server is configured to execute the processes in the first checking module, the second checking module, the third checking module and the determining module, that is, to perform three processes of inner checking, outer checking and inner and outer checking, and determine the detail of data difference between the first server and the second server based on the checking result.
Specifically, the clearing server presents the difference detail uploaded by the checking server, pushes the supervision report outwards, and carries out processing such as cancellation, bookkeeping and posting on the difference detail so as to eliminate the difference detail.
Specifically, the front-end management system provides modules for account management, water flow management, financial statement management (balance statement, adjustment table, fund comparison table, account unextended table, fund difference table), configuration management (subject management, screening rule configuration, calendar configuration, account age configuration) and the like.
Specifically, the data difference determination device and the method embodiment described in the embodiments of the present application are all based on the same inventive concept.
The present application further provides an apparatus for data difference determination, where the apparatus includes a processor and a memory, where the memory stores at least one instruction, at least one program, a set of codes, or a set of instructions, and the at least one instruction, the at least one program, the set of codes, or the set of instructions is loaded and executed by the processor to implement the data difference determination method provided in the foregoing method embodiments.
Embodiments of the present application further provide a storage medium that may store at least one instruction, at least one program, a code set, or a set of instructions related to implementing the data difference determination method in the method embodiment, where the at least one instruction, the at least one program, the code set, or the set of instructions are loaded and executed by the processor to implement the data difference determination method provided in the above method embodiment.
Alternatively, in the present specification embodiment, the storage medium may be located at least one network server among a plurality of network servers of a computer network. Optionally, in this embodiment, the storage medium may include, but is not limited to: various media capable of storing program codes, such as a usb disk, a Read-Only Memory (ROM), a Random Access Memory (RAM), a removable hard disk, a magnetic disk, or an optical disk.
The memory according to the embodiments of the present disclosure may be used to store software programs and modules, and the processor may execute various functional applications and data processing by operating the software programs and modules stored in the memory. The memory can mainly comprise a program storage area and a data storage area, wherein the program storage area can store an operating system, application programs needed by functions and the like; the storage data area may store data created according to use of the apparatus, and the like. Further, the memory may include high speed random access memory, and may also include non-volatile memory, such as at least one magnetic disk storage device, flash memory device, or other volatile solid state storage device. Accordingly, the memory may also include a memory controller to provide the processor access to the memory.
The data difference determining method provided by the embodiment of the application can be executed in a mobile terminal, a computer terminal, a server or a similar arithmetic device. Taking the example of the application running on a server, fig. 11 is a hardware structure block diagram of the server of the data difference determination method provided in the embodiment of the present application. As shown in fig. 11, the server 500 may have a relatively large difference due to different configurations or performances, and may include one or more Central Processing Units (CPUs) 510 (the processor 510 may include but is not limited to a Processing device such as a microprocessor MCU or a programmable logic device FPGA), a memory 530 for storing data, and one or more storage media 520 (e.g., one or more mass storage devices) for storing application programs 523 or data 522. Memory 530 and storage medium 520 may be, among other things, transient storage or persistent storage. The program stored on the storage medium 520 may include one or more modules, each of which may include a series of instruction operations for the server. Still further, the central processor 510 may be configured to communicate with the storage medium 520 to execute a series of instruction operations in the storage medium 520 on the server 500. The server 500 may also include one or more power supplies 560, one or more wired or wireless network interfaces 550, one or more input-output interfaces 540, and/or one or more operating systems 521, such as Windows Server, Mac OS XTM, UnixTM, LinuxTM, FreeBSDTM, and the like.
The input/output interface 540 may be used to receive or transmit data via a network. Specific examples of the network described above may include a wireless network provided by a communication provider of the server 500. In one example, the input/output Interface 540 includes a Network adapter (NIC) that can be connected to other Network devices through a base station to communicate with the internet. In one example, the input/output interface 540 may be a Radio Frequency (RF) module, which is used for communicating with the internet in a wireless manner.
It will be understood by those skilled in the art that the structure shown in fig. 11 is only an illustration and is not intended to limit the structure of the electronic device. For example, server 500 may also include more or fewer components than shown in FIG. 11, or have a different configuration than shown in FIG. 11.
It should be noted that: the sequence of the embodiments of the present application is only for description, and does not represent the advantages and disadvantages of the embodiments. And specific embodiments thereof have been described above. Other embodiments are within the scope of the following claims. In some cases, the actions or steps recited in the claims may be performed in a different order than in the embodiments and still achieve desirable results. In addition, the processes depicted in the accompanying figures do not necessarily require the particular order shown, or sequential order, to achieve desirable results. In some embodiments, multitasking and parallel processing may also be possible or may be advantageous.
The embodiments in the present specification are described in a progressive manner, and the same and similar parts among the embodiments are referred to each other, and each embodiment focuses on the differences from the other embodiments. In particular, as for the device and server embodiments, since they are substantially similar to the method embodiments, the description is simple, and the relevant points can be referred to the partial description of the method embodiments.
It will be understood by those skilled in the art that all or part of the steps for implementing the above embodiments may be implemented by hardware, or may be implemented by a program instructing relevant hardware, where the program may be stored in a computer-readable storage medium, and the above-mentioned storage medium may be a read-only memory, a magnetic disk or an optical disk, etc.
The above description is only exemplary of the present application and should not be taken as limiting the present application, as any modification, equivalent replacement, or improvement made within the spirit and principle of the present application should be included in the protection scope of the present application.

Claims (10)

1. A method for data discrepancy determination, the method comprising:
acquiring first transaction record information and first resource transfer information of a first server;
acquiring second transaction record information and second resource transfer information of a second server;
checking the first transaction record information and the first resource transfer information to obtain a first data checking result of the first server;
checking the second transaction record information and the second resource transfer information to obtain a second data checking result of the second server;
checking the first transaction record information and the second transaction record information to obtain a third data checking result between the first server and the second server;
determining data difference details between the first server and the second server based on the first data collation result, the second data collation result, and the third data collation result.
2. The method of claim 1, wherein prior to said obtaining the first transaction record information and the first resource transfer information for the first server, the method further comprises:
acquiring a first data source of the first server within a first preset time;
acquiring a second data source of the second server within the first preset time;
searching a first identification rule corresponding to the first transaction record information, a second identification rule corresponding to the first resource transfer information, a third identification rule corresponding to the second transaction record information and a fourth identification rule corresponding to the second resource transfer information from an information identification library;
identifying data in the first data source based on the first identification rule to obtain first transaction record information of the first server in the first preset time;
identifying data in the first data source based on the second identification rule to obtain first resource transfer information of the first server within the first preset time;
identifying data in the second data source based on the third identification rule to obtain second transaction record information of the second server within the first preset time;
identifying data in the second data source based on the fourth identification rule to obtain second resource transfer information of the second server within the first preset time;
the second server is a server corresponding to the identification information of the first server, and the information identification library comprises a first mapping relation between transaction record information and identification rules and a second mapping relation between resource record information and identification rules.
3. The method of claim 1, wherein said matching said first transaction record information with said first resource transfer information to obtain a first data match result of said first server comprises:
acquiring first transaction data from the first transaction record information;
acquiring first resource data from the first resource transfer information; wherein the first transaction data is associated with the first resource data;
checking the content included in the first transaction data and the content included in the first resource data;
the first transaction data and the first resource data having a difference in content collation are determined as first difference data.
4. The method of claim 1, wherein said reconciling said second transaction record information with said second resource transfer information yields a second data reconciliation result for said second server, comprising:
acquiring second transaction data from the second transaction record information;
acquiring second resource data from the second resource transfer information; wherein the second transaction data is associated with the second resource data;
checking the content included in the second transaction data with the content included in the second resource data;
the second transaction data and the second resource data having a difference in the content collation are determined as second difference data.
5. The method of claim 2, wherein prior to said reconciling said first transaction record information with said second transaction record information to obtain a third data reconciliation result between said first server and said second server, said method further comprises the step of pre-reconciling said first transaction record information with said second transaction record information, said pre-reconciling said first transaction record information with said second transaction record information comprising:
dividing the first preset time into at least one second preset time interval;
and checking the first transaction record information and the second transaction record information in each second preset time interval to obtain pre-checking pair difference information corresponding to the second preset time interval.
6. The method of claim 5, wherein said matching said first transaction record information with said second transaction record information to obtain a third data match between said first server and said second server comprises:
summarizing the difference information of each pre-check corresponding to the second preset time interval to obtain the transaction difference information in the first preset time;
acquiring third transaction data from the first transaction record information in the transaction difference information;
acquiring fourth transaction data from second transaction record information in the transaction difference information; wherein the third transaction data is associated with the fourth transaction data;
checking the content included in the third transaction data with the content included in the fourth transaction data;
and determining the third transaction data and the fourth transaction data with the difference in the content verification as third difference data.
7. The method of claim 1, wherein determining a data difference detail between the first server and the second server based on the first data collation result, the second data collation result, and the third data collation result comprises:
generating a first difference list based on the corresponding relation between the first transaction data and the first resource data in the first difference data;
generating a second difference list based on the corresponding relation between the second transaction data and the second resource data in the second difference data;
generating a third difference list based on a corresponding relation between third transaction difference data and fourth transaction difference data in the third difference data;
summarizing the first difference list, the second difference list and the third difference list to obtain a data difference list between the first server and the second server.
8. A data discrepancy determining device, characterized in that said device comprises:
the first acquisition module is used for acquiring first transaction record information and first resource transfer information of the first server;
the second acquisition module is used for acquiring second transaction record information and second resource transfer information of a second server;
the first checking module is used for checking the first transaction record information and the first resource transfer information to obtain a first data checking result of the first server;
the second checking module is used for checking the second transaction record information and the second resource transfer information to obtain a second data checking result of the second server;
the third checking module is used for checking the first transaction record information and the second transaction record information to obtain a third data checking result between the first server and the second server;
a determining module, configured to determine a data difference detail between the first server and the second server based on the first data collation result, the second data collation result, and the third data collation result.
9. An apparatus comprising a processor and a memory, the memory having stored therein at least one instruction, at least one program, a set of codes, or a set of instructions, the at least one instruction, the at least one program, the set of codes, or the set of instructions being loaded and executed by the processor to implement the data discrepancy determining method as claimed in any one of claims 1-7.
10. A computer readable storage medium having stored therein at least one instruction, at least one program, a set of codes, or a set of instructions, which is loaded and executed by a processor to implement the data discrepancy determining method as claimed in any one of claims 1-7.
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