CN112330502A - Contract auditing method and device, electronic equipment and storage medium - Google Patents

Contract auditing method and device, electronic equipment and storage medium Download PDF

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CN112330502A
CN112330502A CN202011205860.0A CN202011205860A CN112330502A CN 112330502 A CN112330502 A CN 112330502A CN 202011205860 A CN202011205860 A CN 202011205860A CN 112330502 A CN112330502 A CN 112330502A
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auditing
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contract
responsibility
party
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CN112330502B (en
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王海涛
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Taikang Insurance Group Co Ltd
Taikang Online Property Insurance Co Ltd
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Taikang Insurance Group Co Ltd
Taikang Online Property Insurance Co Ltd
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    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
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    • G06Q40/08Insurance

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Abstract

The disclosure provides a contract auditing method and device, electronic equipment and a storage medium, and relates to the technical field of computers. The contract auditing method comprises the following steps: acquiring contract data to be checked, and determining a plurality of responsibility clause data contained in the contract data; extracting keywords in the responsibility clause data to determine a third-party auditing system for auditing the responsibility clause data according to the keywords; based on the determined multiple third-party auditing systems, constructing and storing a target auditing model corresponding to the contract data; and auditing the filled contract data according to the stored target auditing model so as to determine the auditing result of the contract data. The technical scheme of the embodiment of the disclosure can improve the efficiency and accuracy of configuration of the auditing system and improve the efficiency of contract data auditing.

Description

Contract auditing method and device, electronic equipment and storage medium
Technical Field
The present disclosure relates to the field of computer technologies, and in particular, to a contract auditing method, a contract auditing apparatus, an electronic device, and a computer-readable storage medium.
Background
With the rapid development of internet technology, the way of signing a contract is becoming more and more the main way of establishing, changing and terminating the civil legal relationship among people in the current life, for example, an insurance product provided by an insurance company to a user is a contract relationship.
At present, when checking the responsibility clauses in a formulated contract, the checking system is configured one by one in a manual mode, and if a new contract is formulated or the responsibility clauses in the contract are changed, the checking system of the contract needs to be reconfigured in a manual mode. On the one hand, on the premise that the orders of magnitude of the contracts in related enterprises are large, the efficiency of configuring the auditing system corresponding to the contracts in a manual mode is low, the workload is large, and meanwhile, the auditing system is configured in a manual mode, so that errors or omissions are easily led out, and the auditing result of the contracts is inaccurate; on the other hand, when there are many obligations in the contract, the configuration is performed manually, and the same auditing system may be called many times, resulting in low auditing efficiency.
It is to be noted that the information disclosed in the above background section is only for enhancement of understanding of the background of the present disclosure, and thus may include information that does not constitute prior art known to those of ordinary skill in the art.
Disclosure of Invention
The embodiment of the disclosure aims to provide a contract auditing method, a contract auditing device, an electronic device and a computer readable storage medium, so that the problems of low efficiency, low accuracy and low auditing efficiency in a scheme of configuring an auditing system corresponding to a contract in a manual mode are overcome at least to a certain extent.
Additional features and advantages of the disclosure will be set forth in the detailed description which follows, or in part will be obvious from the description, or may be learned by practice of the disclosure.
According to a first aspect of the embodiments of the present disclosure, there is provided a contract auditing method, including:
acquiring contract data to be checked, and determining a plurality of responsibility clause data contained in the contract data;
determining a third-party auditing system for auditing the responsibility clause data according to the characteristic data in the responsibility clause data;
merging the determined calling conditions of the third-party auditing system through the responsibility clause data;
based on the multiple third-party auditing systems after the calling conditions are combined, constructing and storing a target auditing model corresponding to the contract data;
and auditing the filled contract data according to the stored target auditing model so as to determine the auditing result of the contract data.
In some example embodiments of the present disclosure, based on the foregoing scheme, before acquiring the contract data to be reviewed and determining the plurality of responsibility clause data included in the contract data, the method further includes:
constructing a responsibility clause configuration table based on responsibility clause data contained in all kinds of contract data; the responsibility clause configuration table comprises a responsibility identification, a responsibility name, a responsibility classification and a third party auditing system calling condition;
the determining a plurality of responsibility clause data contained in the contract data includes:
and matching a plurality of responsibility clause data corresponding to the contract data in the responsibility clause configuration table according to the content in the contract data.
In some example embodiments of the present disclosure, based on the foregoing scheme, determining a third-party auditing system for auditing the responsibility clause data according to the feature data in the responsibility clause data includes:
extracting feature data in the responsibility clause data based on a preset distributed search engine, wherein the feature data comprise responsibility name keywords;
and matching in the responsibility configuration table according to the responsibility name keyword, and determining a third-party auditing system for auditing the responsibility clause data.
In some example embodiments of the present disclosure, based on the foregoing solution, the third party auditing system invocation condition includes a basic invocation condition and a special invocation condition;
the merging the determined calling conditions of the third-party auditing system through the responsibility clause data comprises the following steps:
determining a basic configuration table according to the basic calling condition corresponding to the responsibility clause data;
determining a special configuration table according to a special calling condition corresponding to the responsibility clause data;
and combining the determined calling conditions of the third-party auditing system by combining the basic configuration table and the special configuration table.
In some example embodiments of the present disclosure, based on the foregoing scheme, the determining a basic configuration table according to a basic calling condition corresponding to the responsibility clause data includes:
when at least one responsibility data in the responsibility clause data calls a third party auditing system, determining that the responsibility clause data calls the third party auditing system; and
and when all responsibility data in the responsibility clause data do not call a third party auditing system, determining that the responsibility clause data do not call the third party auditing system so as to complete the configuration of a basic configuration table.
In some example embodiments of the present disclosure, based on the foregoing solution, combining the determined third-party auditing systems with the basic configuration table and the special configuration table includes:
determining to call a target third party auditing system in the basic configuration table, and detecting attribute data corresponding to the target third party auditing system when the target third party auditing system is determined to be excluded in the special configuration table, wherein the attribute data comprise free or charged;
when detecting that the attribute data of the target third-party auditing system is free from time, determining that the calling condition of the target third-party auditing system is calling and not blocking;
and when detecting that the attribute data of the target third party auditing system is charged, determining that the calling condition of the target third party auditing system is not called.
In some example embodiments of the present disclosure, based on the foregoing solution, the auditing the filled contract data according to the stored target auditing model to determine an auditing result of the contract data includes:
performing parallel auditing on the filled contract data by a plurality of third-party auditing systems in the target auditing model to determine an auditing result of the contract data;
after determining the review result of the contract data, the method further comprises:
and visually displaying the auditing result.
According to a second aspect of the embodiments of the present disclosure, there is provided a contract auditing apparatus including:
the system comprises a responsibility clause data determining module, a checking module and a data processing module, wherein the responsibility clause data determining module is used for acquiring contract data to be checked and determining a plurality of responsibility clause data contained in the contract data;
the auditing system determining module is used for determining a third-party auditing system for auditing the responsibility clause data according to the characteristic data in the responsibility clause data;
the calling and merging module is used for merging the determined calling conditions of the third-party auditing system through the responsibility clause data;
the auditing model building module is used for building and storing a target auditing model corresponding to the contract data based on a plurality of third-party auditing systems after the calling conditions are combined;
and the contract data auditing module is used for auditing the filled contract data according to the stored target auditing model so as to determine the auditing result of the contract data.
In an exemplary embodiment of the present disclosure, based on the foregoing scheme, the contract auditing apparatus further includes a responsibility provision configuration table configuration unit configured to:
constructing a responsibility clause configuration table based on responsibility clause data contained in all kinds of contract data; the responsibility clause configuration table comprises a responsibility identification, a responsibility name, a responsibility classification and a third party auditing system calling condition;
the responsibility clause data determination module is configured to:
and matching a plurality of responsibility clause data corresponding to the contract data in the responsibility clause configuration table according to the content in the contract data.
In an exemplary embodiment of the disclosure, based on the foregoing, the auditing system determination module is further configured to:
extracting feature data in the responsibility clause data based on a preset distributed search engine, wherein the feature data comprise responsibility name keywords;
and matching in the responsibility configuration table according to the responsibility name keyword, and determining a third-party auditing system for auditing the responsibility clause data.
In an exemplary embodiment of the present disclosure, based on the foregoing solution, the call merging module further includes:
the basic configuration table determining unit is used for determining a basic configuration table according to the basic calling condition corresponding to the responsibility clause data;
the special configuration table determining unit is used for determining a special configuration table according to a special calling condition corresponding to the responsibility clause data;
and the calling condition merging unit is used for merging the determined calling conditions of the third-party auditing system by combining the basic configuration table and the special configuration table.
In an exemplary embodiment of the present disclosure, based on the foregoing scheme, the basic configuration table determining unit is further configured to:
when at least one responsibility data in the responsibility clause data calls a third party auditing system, determining that the responsibility clause data calls the third party auditing system; and
and when all responsibility data in the responsibility clause data do not call a third party auditing system, determining that the responsibility clause data do not call the third party auditing system so as to complete the configuration of a basic configuration table.
In an exemplary embodiment of the present disclosure, based on the foregoing scheme, the call condition merging unit is further configured to:
determining to call a target third party auditing system in the basic configuration table, and detecting attribute data corresponding to the target third party auditing system when the target third party auditing system is determined to be excluded in the special configuration table, wherein the attribute data comprise free or charged;
when detecting that the attribute data of the target third-party auditing system is free from time, determining that the calling condition of the target third-party auditing system is calling and not blocking;
and when detecting that the attribute data of the target third party auditing system is charged, determining that the calling condition of the target third party auditing system is not called.
In an exemplary embodiment of the disclosure, based on the foregoing, the contract data auditing module is further configured to:
performing parallel auditing on the filled contract data by a plurality of third-party auditing systems in the target auditing model to determine an auditing result of the contract data;
the contract auditing apparatus further includes an auditing result display unit configured to:
and visually displaying the auditing result.
According to a third aspect of the embodiments of the present disclosure, there is provided a contract auditing system, including:
the auditing model production device is used for constructing a target auditing model corresponding to the contract data and storing the target auditing model;
the auditing system calling device is in asynchronous communication connection with the auditing model production device and is used for calling a corresponding third-party auditing system to audit the contract data according to the target auditing model stored in the auditing model production device and counting auditing results and auditing consumption data corresponding to the contract data;
the auditing result display device is in communication connection with the auditing system calling device and is used for displaying the auditing result and the auditing consumption data which are generated by the contract auditing device in a statistical manner;
the auditing model production device constructs a target auditing model corresponding to contract data through the following steps:
acquiring contract data to be checked, and determining a plurality of responsibility clause data contained in the contract data;
determining a third-party auditing system for auditing the responsibility clause data according to the characteristic data in the responsibility clause data;
merging the determined calling conditions of the third-party auditing system through the responsibility clause data;
and constructing a target auditing model corresponding to the contract data based on the plurality of third-party auditing systems after the calling conditions are combined.
According to a fourth aspect of the embodiments of the present disclosure, there is provided an electronic apparatus including: a processor; and a memory having computer readable instructions stored thereon which, when executed by the processor, implement any of the contract auditing methods described above.
According to a fifth aspect of embodiments of the present disclosure, there is provided a computer-readable storage medium having stored thereon a computer program which, when executed by a processor, implements a contract auditing method according to any one of the above.
The technical scheme provided by the embodiment of the disclosure can have the following beneficial effects:
in the contract auditing method in the exemplary embodiment of the disclosure, a plurality of responsibility clause data contained in the contract data to be audited are determined; determining a third party auditing system according to the characteristic data in the responsibility clause data; merging the calling situations of the third-party auditing systems, and constructing and storing a target auditing model corresponding to contract data based on the plurality of third-party auditing systems after merging the calling situations; and auditing the filled contract data according to the stored target auditing model so as to determine the auditing result of the contract data. On one hand, the third-party auditing system is determined according to the characteristic data corresponding to the responsibility clause data in the contract data, and the third-party auditing system corresponding to the contract data can be automatically determined according to the extracted characteristic data, so that the configuration efficiency of the auditing system is improved, and the accuracy of the configured auditing system is improved; on the other hand, the calling conditions of the third-party auditing systems are combined, so that the problem that the same auditing system is repeatedly called for many times when the responsibility clause data in the contract data is audited can be avoided, and the auditing efficiency of the auditing model when the contract data is audited is effectively improved; on the other hand, a target auditing model is constructed for the same type of contract data, and when the type of contract data is audited, an auditing system corresponding to the contract data is directly called through the stored target auditing model for auditing, so that the configuration is not required to be reconfigured every time, and the auditing efficiency of the contract data is further improved.
It is to be understood that both the foregoing general description and the following detailed description are exemplary and explanatory only and are not restrictive of the disclosure.
Drawings
The accompanying drawings, which are incorporated in and constitute a part of this specification, illustrate embodiments consistent with the present disclosure and together with the description, serve to explain the principles of the disclosure. It is to be understood that the drawings in the following description are merely exemplary of the disclosure, and that other drawings may be derived from those drawings by one of ordinary skill in the art without the exercise of inventive faculty. In the drawings:
FIG. 1 schematically illustrates a schematic diagram of a contract auditing method, according to some embodiments of the present disclosure;
FIG. 2 schematically illustrates a flow diagram of a third party review system that determines review liability clause data, in accordance with some embodiments of the present disclosure;
FIG. 3 schematically illustrates a flow diagram of a consolidated third party audit system according to some embodiments of the present disclosure;
FIG. 4 schematically illustrates a schematic diagram of a contract auditing apparatus, according to some embodiments of the present disclosure;
FIG. 5 schematically illustrates a schematic diagram of a contract auditing system, according to some embodiments of the present disclosure;
FIG. 6 schematically illustrates a structural schematic of a computer system of an electronic device, in accordance with some embodiments of the present disclosure;
fig. 7 schematically illustrates a schematic diagram of a computer-readable storage medium, according to some embodiments of the present disclosure.
In the drawings, the same or corresponding reference numerals indicate the same or corresponding parts.
Detailed Description
Example embodiments will now be described more fully with reference to the accompanying drawings. Example embodiments may, however, be embodied in many different forms and should not be construed as limited to the examples set forth herein; rather, these embodiments are provided so that this disclosure will be thorough and complete, and will fully convey the concept of example embodiments to those skilled in the art.
Furthermore, the described features, structures, or characteristics may be combined in any suitable manner in one or more embodiments. In the following description, numerous specific details are provided to give a thorough understanding of embodiments of the disclosure. One skilled in the relevant art will recognize, however, that the subject matter of the present disclosure can be practiced without one or more of the specific details, or with other methods, components, devices, steps, and so forth. In other instances, well-known methods, devices, implementations, or operations have not been shown or described in detail to avoid obscuring aspects of the disclosure.
Furthermore, the drawings are merely schematic illustrations and are not necessarily drawn to scale. The block diagrams shown in the figures are functional entities only and do not necessarily correspond to physically separate entities. I.e. these functional entities may be implemented in the form of software, or in one or more hardware modules or integrated circuits, or in different networks and/or processor means and/or microcontroller means.
The contract auditing method provided by the embodiment of the disclosure is generally executed by a server, and correspondingly, the contract auditing device is generally arranged in the server. However, it is easily understood by those skilled in the art that the contract auditing method provided in the embodiment of the present disclosure may also be executed by the terminal device, and accordingly, the contract auditing apparatus may also be disposed in the terminal device, which is not particularly limited in this exemplary embodiment. For example, in an exemplary embodiment, the user may also upload the contract data to the server through the terminal device, and the server transmits the audit result to the terminal device for display through the contract audit method provided in the embodiment of the present disclosure, which is not limited in this exemplary embodiment.
In the present exemplary embodiment, a contract auditing method is first provided, and fig. 1 schematically illustrates a schematic diagram of a flow of the contract auditing method according to some embodiments of the present disclosure, which is described below by taking a server as an example for performing the method. Referring to fig. 1, the contract auditing method may include the following steps:
step S110, acquiring contract data to be checked, and determining a plurality of responsibility clause data contained in the contract data;
step S120, determining a third party auditing system for auditing the responsibility clause data according to the characteristic data in the responsibility clause data;
step S130, merging the determined calling conditions of the third-party auditing system through the responsibility clause data;
step S140, based on the multiple third-party auditing systems after the calling conditions are combined, constructing and storing a target auditing model corresponding to the contract data;
and S150, auditing the filled contract data according to the stored target auditing model so as to determine the auditing result of the contract data.
According to the contract auditing method in the embodiment, on one hand, the third-party auditing system is determined according to the characteristic data corresponding to the responsibility clause data in the contract data, and the third-party auditing system corresponding to the contract data can be automatically determined according to the extracted characteristic data, so that the configuration efficiency of the auditing system is improved, and the accuracy of the configured auditing system is improved; on the other hand, the calling conditions of the third-party auditing systems are combined, so that the problem that the same auditing system is repeatedly called for many times when the responsibility clause data in the contract data is audited can be avoided, and the auditing efficiency of the auditing model when the contract data is audited is effectively improved; on the other hand, a target auditing model is constructed for the same type of contract data, and when the type of contract data is audited, an auditing system corresponding to the contract data is directly called through the stored target auditing model for auditing, so that the configuration is not required to be reconfigured every time, and the auditing efficiency of the contract data is further improved.
Next, the contract auditing method in the present exemplary embodiment will be further described.
In step S110, contract data to be reviewed is acquired, and a plurality of pieces of responsibility clause data included in the contract data are determined.
In an example embodiment of the present disclosure, the contract data to be checked may refer to written legal agreements or form data with legal agreements that are not signed, for example, the contract data to be checked may be insurance products that are written by insurance companies but not yet filled in, or rental agreements that are written by related rental companies but not yet signed in, of course, the contract data to be checked may also be other written legal agreements or form data with legal agreements that are not signed in, which is not particularly limited in this example embodiment.
The responsibility clause data may refer to a text agreement clause compiled in the contract data, which is subject to the compliance of both parties who need to sign the contract data and is responsible for the corresponding responsibility, for example, the responsibility clause data may be that the party a undertakes a certain responsibility when the party b meets a preset condition, of course, the specific responsibility clause data may be set in a user-defined manner according to the difference of the contract data, and this is not particularly limited in this exemplary embodiment.
The responsibility clause data may include one or more responsibility data, for example, the responsibility clause data may include "a party a is in a fixed time period in an insurance product, and in the absence of chronic physical diseases, when sudden diseases occur, a party b is required to pay treatment fees, if the treatment time exceeds a predetermined time, supplementary benefits are required to be paid, the responsibility data in the responsibility clause data may include" major disease compensation "and" major disease compensation ", and the like, and for each responsibility data, a corresponding auditing system needs to be invoked for auditing, so as to ensure that the probability of each responsibility data in the responsibility clause data is within a controllable range, and avoid a large loss.
In step S120, a third-party auditing system for auditing the responsibility clause data is determined according to the characteristic data in the responsibility clause data.
In an example embodiment of the present disclosure, the characteristic data in the liability term data may refer to data capable of identifying the liability data, for example, the liability term data may identify the identification of liability data such as "first party pays for treatment in a fixed time period and is required to pay second party for emergency when emergency occurs without chronic physical illness, and if the treatment time exceeds a predetermined time, the reimbursement is required, wherein the characteristic data may be" second party pays for treatment when emergency occurs "," reimbursement ", and the like, and the corresponding liability data may be" major illness reimbursement "and" major illness reimbursement "according to the characteristic data, which is merely an example, and the present example embodiment is not limited thereto.
The third-party auditing system may be an external system that analyzes a probability of auditing responsibility data in the assumed contract data, for example, the third-party auditing system may include external systems such as an International Classification of Diseases (ICD) ICD-10 and a credit system, or may be a system that is pre-constructed by an enterprise and is used for auditing responsibility data, which is not particularly limited in this example embodiment.
In step S130, the determined calling situations of the third-party auditing system are merged through the responsibility clause data.
In an exemplary embodiment of the disclosure, the calling condition of the third-party auditing system may refer to the third-party auditing system that needs to be called when auditing the responsibility clause data, for example, for the first responsibility clause data, ICD-10 and the personal credit investigation system need to be called, for the tenth responsibility clause data, the personal credit investigation system need to be called, for the fifteenth responsibility clause data, ICD-10 needs to be called, so that for both the first and tenth responsibility clause data, the personal credit investigation system need to be called, and for both the first and fifteenth responsibility clause data, ICD-10 needs to be called, which results in that ICD-10 and the personal credit investigation system are called repeatedly, and such repeatedly called conditions need to be combined, so that one time of calling the third-party auditing system can realize auditing of the responsibility clause data calling the third-party auditing system in the same data, and the auditing efficiency is improved.
In step S140, based on the merged call situation of the multiple third-party auditing systems, a target auditing model corresponding to the contract data is constructed and stored.
In an example embodiment of the present disclosure, the target audit model may refer to an encapsulation model that integrates a call interface of a third-party audit system, each target audit model corresponds to one type of contract data, and when some type of contract data is audited, the target audit model corresponding to the contract data is directly matched, so that the target audit model calls the corresponding third-party audit system through the call interface of the third-party audit system to audit the contract data. Of course, if the target auditing model corresponding to the contract data is not matched, the target auditing model corresponding to the type of contract data is constructed according to the steps.
In step S150, the filled contract data is audited according to the stored target audit model to determine an audit result of the contract data.
In an example embodiment of the present disclosure, the filled-in contract data may refer to contract data obtained after both parties who have signed a contract sign a contract that has been edited and constructed with the target audit model. The auditing result may be data obtained by counting the output result of each third-party auditing system after auditing the filled contract data through the stored target auditing model.
Next, the contract auditing method in steps S110 to S150 will be described in detail.
In one example embodiment of the present disclosure, before determining the plurality of pieces of responsibility clause data included in the contract data, the responsibility clause configuration table may be constructed based on the responsibility clause data included in all kinds of contract data. The responsibility provision configuration table may be a configuration table including responsibility data in all kinds of contract data, and the responsibility provision configuration table may include a responsibility identifier (for example, a code for uniquely identifying the responsibility data, which is not limited in this exemplary embodiment), a responsibility name (for example, the responsibility name may be "major illness compensation", and the like), a responsibility classification (for example, health insurance, vehicle insurance, and the like, which is not limited in this exemplary embodiment) and a third party auditing system calling situation (for example, may be configured to call, not block, and the like), and of course, the responsibility provision configuration table may further include other data related to the responsibility provision data, which is not particularly limited in this exemplary embodiment.
Specifically, when a plurality of pieces of responsibility provision data included in the contract data are determined, the plurality of pieces of responsibility provision data corresponding to the contract data may be matched in the responsibility provision configuration table according to the content in the contract data.
Specifically, a plurality of responsibility clause data corresponding to the contract data can be matched in the responsibility clause configuration table through the steps in fig. 2:
referring to fig. 2, in step S210, extracting feature data in the responsibility clause data based on a preset distributed search engine, where the feature data includes a responsibility name keyword;
and step S220, matching in the responsibility configuration table according to the responsibility name keyword, and determining a third-party auditing system for auditing the responsibility clause data.
The distributed search engine may be a search engine with a distributed multi-user function, for example, the distributed search engine may be a distributed search engine es (elastic search), or a distributed search engine Whoosh, or of course, or another distributed search engine, which is not particularly limited in this example embodiment. The feature data in the responsibility clause data may be a responsibility name keyword, for example, the responsibility name keyword may be "major illness" (corresponding responsibility data "major illness indemnification"), or "complementary indemnification" (corresponding responsibility data "major illness indemnification"); the feature data in the responsibility provision data may also be a statement containing a responsibility name keyword, and of course, the feature data in the responsibility provision data may also be other data capable of identifying the responsibility data, which is not particularly limited in this exemplary embodiment.
In an example embodiment of the present disclosure, the determined calling situations of the third-party auditing system may be merged by the steps in fig. 3:
referring to fig. 3, in step S310, a basic configuration table is determined according to a basic calling condition corresponding to the responsibility clause data;
step S320, determining a special configuration table according to the special calling condition corresponding to the responsibility clause data;
and step S330, combining the determined calling conditions of the third-party auditing system by combining the basic configuration table and the special configuration table.
The third party audits the system calling condition, wherein the system calling condition comprises a basic calling condition and a special calling condition; the basic calling condition can be responsibility data calling or not calling a third party auditing system for auditing, the special calling condition can be except for the responsibility data auditing or not except for the third party auditing system, and the basic calling condition and the special calling condition can be uniformly configured through a responsibility clause configuration table.
Specifically, when at least one piece of responsibility data in the responsibility clause data calls a third-party auditing system, the responsibility clause data is determined to call the third-party auditing system, and when all responsibility data in the responsibility clause data does not call the third-party auditing system, the responsibility clause data is determined not to call the third-party auditing system, so as to complete the configuration of the basic configuration table.
In an example embodiment of the present disclosure, the target third party auditing system may be determined to be invoked in the base configuration table, and attribute data corresponding to the target third party auditing system may be detected when the exception target third party auditing system is determined in the special configuration table. The auditing system except the target third party can refer to the invoking condition that the responsibility data needs to invoke the target third party auditing system when auditing the contract data, which is configured according to the user actually oriented to the contract data in the responsibility clause configuration table, but does not actually use the target third party auditing system for auditing, so that the target third party auditing system is forbidden to be used when auditing the contract data. The attribute data may be data associated with the target third-party auditing system, for example, the attribute data may be free of charge, may be charged for a fee, or may be used only when multiple conditions are met, which is not particularly limited in this exemplary embodiment.
Furthermore, when detecting that the attribute data of the target third-party auditing system is free, determining that the calling condition of the target third-party auditing system is calling without blocking; and determining that the calling condition of the target third party auditing system is not called when detecting that the attribute data of the target third party auditing system is charged. The non-blocking of the call may refer to that when the call condition of the target third-party auditing system is determined to be excluded, but the target third-party auditing system is a free system, the target third-party auditing system is still called to audit the responsibility clause data in the contract data, but the output result of the target third-party auditing system does not participate in final evaluation of the contract data, and is only displayed.
In an example embodiment of the present disclosure, a plurality of third-party auditing systems in the target auditing model may perform auditing on the filled-in contract data in parallel to determine an auditing result of the contract data; after the review result of the contract data is determined, the review result is visually displayed, for example, the review result of the contract data may be visually displayed through a polyline statistical graph, or the review result of the contract data may be visually displayed through a pie statistical graph, which is not particularly limited in this example embodiment. The output results of the third-party auditing systems, the successful signing quantity of the contract data, the failed signing quantity of the contract data, the high-quality users, the whole calling condition of the third-party auditing systems, the cost for calling the third-party auditing systems and the like can be visually displayed, and the embodiment of the example is not specially limited for this.
It should be noted that although the various steps of the methods of the present disclosure are depicted in the drawings in a particular order, this does not require or imply that these steps must be performed in this particular order, or that all of the depicted steps must be performed, to achieve desirable results. Additionally or alternatively, certain steps may be omitted, multiple steps combined into one step execution, and/or one step broken down into multiple step executions, etc.
In addition, in the present exemplary embodiment, a contract auditing apparatus is also provided. Referring to fig. 4, the contract auditing apparatus 400 includes: a responsibility clause data determination module 410, a review system determination module 420, a call merging module 430, a review model construction module 440, and a contract data review module 450. Wherein:
the responsibility clause data determining module 410 is configured to obtain contract data to be checked, and determine a plurality of responsibility clause data included in the contract data;
the auditing system determining module 420 is used for determining a third-party auditing system for auditing the responsibility clause data according to the characteristic data in the responsibility clause data;
the call merging module 430 is configured to merge the determined call situations of the third-party auditing system through the responsibility clause data;
the audit model construction module 440 is configured to construct and store a target audit model corresponding to the contract data based on the multiple third-party audit systems after the calling conditions are combined;
the contract data auditing module 450 is configured to audit the filled contract data according to the stored target auditing model to determine an auditing result of the contract data.
In an exemplary embodiment of the present disclosure, based on the foregoing scheme, the contract auditing apparatus 400 further includes a responsibility provision configuration table configuration unit configured to:
constructing a responsibility clause configuration table based on responsibility clause data contained in all kinds of contract data; the responsibility clause configuration table comprises a responsibility identification, a responsibility name, a responsibility classification and a third party auditing system calling condition;
the responsibility clause data determination module 410 is configured to:
and matching a plurality of responsibility clause data corresponding to the contract data in the responsibility clause configuration table according to the content in the contract data.
In an exemplary embodiment of the disclosure, based on the foregoing, the auditing system determination module 420 is further configured to:
extracting feature data in the responsibility clause data based on a preset distributed search engine, wherein the feature data comprise responsibility name keywords;
and matching in the responsibility configuration table according to the responsibility name keyword, and determining a third-party auditing system for auditing the responsibility clause data.
In an exemplary embodiment of the present disclosure, based on the foregoing solution, the call merging module 430 further includes:
the basic configuration table determining unit is used for determining a basic configuration table according to the basic calling condition corresponding to the responsibility clause data;
the special configuration table determining unit is used for determining a special configuration table according to a special calling condition corresponding to the responsibility clause data;
and the calling condition merging unit is used for merging the determined calling conditions of the third-party auditing system by combining the basic configuration table and the special configuration table.
In an exemplary embodiment of the present disclosure, based on the foregoing scheme, the basic configuration table determining unit is further configured to:
when at least one responsibility data in the responsibility clause data calls a third party auditing system, determining that the responsibility clause data calls the third party auditing system; and
and when all responsibility data in the responsibility clause data do not call a third party auditing system, determining that the responsibility clause data do not call the third party auditing system so as to complete the configuration of a basic configuration table.
In an exemplary embodiment of the present disclosure, based on the foregoing scheme, the call condition merging unit is further configured to:
determining to call a target third party auditing system in the basic configuration table, and detecting attribute data corresponding to the target third party auditing system when the target third party auditing system is determined to be excluded in the special configuration table, wherein the attribute data comprise free or charged;
when detecting that the attribute data of the target third-party auditing system is free from time, determining that the calling condition of the target third-party auditing system is calling and not blocking;
and when detecting that the attribute data of the target third party auditing system is charged, determining that the calling condition of the target third party auditing system is not called.
In an exemplary embodiment of the disclosure, based on the foregoing, the contract data auditing module 450 is further configured to:
performing parallel auditing on the filled contract data by a plurality of third-party auditing systems in the target auditing model to determine an auditing result of the contract data;
the contract auditing apparatus 400 also includes an auditing result display unit configured to:
and visually displaying the auditing result.
The specific details of each module of the contract auditing apparatus have been described in detail in the corresponding contract auditing method, and therefore are not described herein again.
It should be noted that although several modules or units of the contract auditing apparatus are mentioned in the above detailed description, such division is not mandatory. Indeed, the features and functionality of two or more modules or units described above may be embodied in one module or unit, according to embodiments of the present disclosure. Conversely, the features and functions of one module or unit described above may be further divided into embodiments by a plurality of modules or units.
In an exemplary embodiment of the disclosure, a contract auditing system applying the contract auditing device is also provided. Fig. 5 schematically illustrates a schematic diagram of a contract auditing system, according to some embodiments of the present disclosure, the contract auditing system 500 includes an auditing model production apparatus 510, an auditing system invocation apparatus 520, and an auditing result presentation apparatus 530, where:
the audit model production device 510 is configured to construct a target audit model corresponding to the contract data, and store the target audit model. The audit model production device 510 may construct a target audit model corresponding to the contract data by: acquiring contract data to be checked, and determining a plurality of responsibility clause data contained in the contract data; determining a third-party auditing system for auditing the responsibility clause data according to the characteristic data in the responsibility clause data; merging the determined calling conditions of the third-party auditing system through the responsibility clause data; and constructing a target auditing model corresponding to the contract data based on the plurality of third-party auditing systems after the calling conditions are combined.
And the auditing system calling device 520 is in asynchronous communication connection with the auditing model production device 510 and is used for calling a corresponding third-party auditing system to audit the contract data according to the target auditing model stored in the auditing model production device and counting auditing results and auditing consumption data corresponding to the contract data. The audit consumption data may refer to resource consumption for auditing the contract data by the third party auditing system, for example, the audit consumption data may be amount data paid by the third party auditing system calling charging, or may also be time consumption data for auditing the contract data, which is not particularly limited in this example embodiment.
And the auditing result display device 530 is in communication connection with the auditing system calling device 520 and is used for displaying the auditing result and the auditing consumption data which are generated by the contract auditing device in a statistical manner.
In addition, in an exemplary embodiment of the present disclosure, an electronic device capable of implementing the contract auditing method is also provided.
As will be appreciated by one skilled in the art, aspects of the present disclosure may be embodied as a system, method or program product. Accordingly, various aspects of the present disclosure may be embodied in the form of: an entirely hardware embodiment, an entirely software embodiment (including firmware, microcode, etc.) or an embodiment combining hardware and software aspects that may all generally be referred to herein as a "circuit," module "or" system.
An electronic device 600 according to such an embodiment of the present disclosure is described below with reference to fig. 6. The electronic device 600 shown in fig. 6 is only an example and should not bring any limitations to the function and scope of use of the embodiments of the present disclosure.
As shown in fig. 6, the electronic device 600 is embodied in the form of a general purpose computing device. The components of the electronic device 600 may include, but are not limited to: the at least one processing unit 610, the at least one memory unit 620, a bus 630 connecting different system components (including the memory unit 620 and the processing unit 610), and a display unit 640.
Wherein the storage unit stores program code that is executable by the processing unit 610 to cause the processing unit 610 to perform steps according to various exemplary embodiments of the present disclosure as described in the above section "exemplary methods" of this specification. For example, the processing unit 610 may perform the following as shown in fig. 1:
step S110, acquiring contract data to be checked, and determining a plurality of responsibility clause data contained in the contract data;
step S120, determining a third party auditing system for auditing the responsibility clause data according to the characteristic data in the responsibility clause data;
step S130, merging the determined calling conditions of the third-party auditing system through the responsibility clause data;
step S140, based on the multiple third-party auditing systems after the calling conditions are combined, constructing and storing a target auditing model corresponding to the contract data;
and S150, auditing the filled contract data according to the stored target auditing model so as to determine the auditing result of the contract data.
The storage unit 620 may include readable media in the form of volatile memory units, such as a random access memory unit (RAM)621 and/or a cache memory unit 622, and may further include a read only memory unit (ROM) 623.
The storage unit 620 may also include a program/utility 624 having a set (at least one) of program modules 625, such program modules 625 including, but not limited to: an operating system, one or more application programs, other program modules, and program data, each of which, or some combination thereof, may comprise an implementation of a network environment.
Bus 630 may be one or more of several types of bus structures, including a memory unit bus or memory unit controller, a peripheral bus, an accelerated graphics port, a processing unit, or a local bus using any of a variety of bus architectures.
The electronic device 600 may also communicate with one or more external devices 670 (e.g., keyboard, pointing device, bluetooth device, etc.), with one or more devices that enable a user to interact with the electronic device 600, and/or with any devices (e.g., router, modem, etc.) that enable the electronic device 600 to communicate with one or more other computing devices. Such communication may occur via an input/output (I/O) interface 650. Also, the electronic device 600 may communicate with one or more networks (e.g., a Local Area Network (LAN), a Wide Area Network (WAN), and/or a public network such as the Internet) via the network adapter 660. As shown, the network adapter 660 communicates with the other modules of the electronic device 600 over the bus 630. It should be appreciated that although not shown in the figures, other hardware and/or software modules may be used in conjunction with the electronic device 600, including but not limited to: microcode, device drivers, redundant processing units, external disk drive arrays, RAID systems, tape drives, and data backup storage systems, among others.
Through the above description of the embodiments, those skilled in the art will readily understand that the exemplary embodiments described herein may be implemented by software, or by software in combination with necessary hardware. Therefore, the technical solution according to the embodiments of the present disclosure may be embodied in the form of a software product, which may be stored in a non-volatile storage medium (which may be a CD-ROM, a usb disk, a removable hard disk, etc.) or on a network, and includes several instructions to enable a computing device (which may be a personal computer, a server, a terminal device, or a network device, etc.) to execute the method according to the embodiments of the present disclosure.
In an exemplary embodiment of the present disclosure, there is also provided a computer-readable storage medium having stored thereon a program product capable of implementing the above-described method of the present specification. In some possible embodiments, aspects of the present disclosure may also be implemented in the form of a program product comprising program code for causing a terminal device to perform the steps according to various exemplary embodiments of the present disclosure described in the "exemplary methods" section above of this specification, when the program product is run on the terminal device.
Referring to fig. 7, a program product 700 for implementing the contract auditing method described above is described, which may employ a portable compact disc read only memory (CD-ROM) and include program code, and may be run on a terminal device, such as a personal computer, according to an embodiment of the present disclosure. However, the program product of the present disclosure is not limited thereto, and in this document, a readable storage medium may be any tangible medium that can contain, or store a program for use by or in connection with an instruction execution system, apparatus, or device.
The program product may employ any combination of one or more readable media. The readable medium may be a readable signal medium or a readable storage medium. A readable storage medium may be, for example, but not limited to, an electronic, magnetic, optical, electromagnetic, infrared, or semiconductor system, apparatus, or device, or any combination of the foregoing. More specific examples (a non-exhaustive list) of the readable storage medium include: an electrical connection having one or more wires, a portable disk, a hard disk, a Random Access Memory (RAM), a read-only memory (ROM), an erasable programmable read-only memory (EPROM or flash memory), an optical fiber, a portable compact disc read-only memory (CD-ROM), an optical storage device, a magnetic storage device, or any suitable combination of the foregoing.
A computer readable signal medium may include a propagated data signal with readable program code embodied therein, for example, in baseband or as part of a carrier wave. Such a propagated data signal may take many forms, including, but not limited to, electro-magnetic, optical, or any suitable combination thereof. A readable signal medium may also be any readable medium that is not a readable storage medium and that can communicate, propagate, or transport a program for use by or in connection with an instruction execution system, apparatus, or device.
Program code embodied on a readable medium may be transmitted using any appropriate medium, including but not limited to wireless, wireline, optical fiber cable, RF, etc., or any suitable combination of the foregoing.
Program code for carrying out operations for the present disclosure may be written in any combination of one or more programming languages, including an object oriented programming language such as Java, C + + or the like and conventional procedural programming languages, such as the "C" programming language or similar programming languages. The program code may execute entirely on the user's computing device, partly on the user's device, as a stand-alone software package, partly on the user's computing device and partly on a remote computing device, or entirely on the remote computing device or server. In the case of a remote computing device, the remote computing device may be connected to the user computing device through any kind of network, including a Local Area Network (LAN) or a Wide Area Network (WAN), or may be connected to an external computing device (e.g., through the internet using an internet service provider).
Furthermore, the above-described figures are merely schematic illustrations of processes included in methods according to exemplary embodiments of the present disclosure, and are not intended to be limiting. It will be readily understood that the processes shown in the above figures are not intended to indicate or limit the chronological order of the processes. In addition, it is also readily understood that these processes may be performed synchronously or asynchronously, e.g., in multiple modules.
Through the above description of the embodiments, those skilled in the art will readily understand that the exemplary embodiments described herein may be implemented by software, or by software in combination with necessary hardware. Therefore, the technical solution according to the embodiments of the present disclosure may be embodied in the form of a software product, which may be stored in a non-volatile storage medium (which may be a CD-ROM, a usb disk, a removable hard disk, etc.) or on a network, and includes several instructions to enable a computing device (which may be a personal computer, a server, a touch terminal, or a network device, etc.) to execute the method according to the embodiments of the present disclosure.
Other embodiments of the disclosure will be apparent to those skilled in the art from consideration of the specification and practice of the disclosure disclosed herein. This application is intended to cover any variations, uses, or adaptations of the disclosure following, in general, the principles of the disclosure and including such departures from the present disclosure as come within known or customary practice within the art to which the disclosure pertains. It is intended that the specification and examples be considered as exemplary only, with a true scope and spirit of the disclosure being indicated by the following claims.
It will be understood that the present disclosure is not limited to the precise arrangements described above and shown in the drawings and that various modifications and changes may be made without departing from the scope thereof. The scope of the present disclosure is limited only by the appended claims.

Claims (10)

1. A contract auditing method is characterized by comprising the following steps:
acquiring contract data to be checked, and determining a plurality of responsibility clause data contained in the contract data;
determining a third-party auditing system for auditing the responsibility clause data according to the characteristic data in the responsibility clause data;
merging the determined calling conditions of the third-party auditing system through the responsibility clause data;
based on the multiple third-party auditing systems after the calling conditions are combined, constructing and storing a target auditing model corresponding to the contract data;
and auditing the filled contract data according to the stored target auditing model so as to determine the auditing result of the contract data.
2. The contract auditing method of claim 1, before acquiring contract data to be audited and determining a plurality of terms of responsibility data contained in the contract data, the method further comprising:
constructing a responsibility clause configuration table based on responsibility clause data contained in all kinds of contract data; the responsibility clause configuration table comprises a responsibility identification, a responsibility name, a responsibility classification and a third party auditing system calling condition;
the determining a plurality of responsibility clause data contained in the contract data includes:
and matching a plurality of responsibility clause data corresponding to the contract data in the responsibility clause configuration table according to the content in the contract data.
3. The contract auditing method of claim 2, where determining a third party auditing system for auditing the terms of responsibility data from the characteristic data in the terms of responsibility data comprises:
extracting feature data in the responsibility clause data based on a preset distributed search engine, wherein the feature data comprise responsibility name keywords;
and matching in the responsibility configuration table according to the responsibility name keyword, and determining a third-party auditing system for auditing the responsibility clause data.
4. The contract auditing method of any one of claims 1 to 3 where the third party auditing system invocation conditions include a base invocation condition and a special invocation condition;
the merging the determined calling conditions of the third-party auditing system through the responsibility clause data comprises the following steps:
determining a basic configuration table according to the basic calling condition corresponding to the responsibility clause data;
determining a special configuration table according to a special calling condition corresponding to the responsibility clause data;
and combining the determined calling conditions of the third-party auditing system by combining the basic configuration table and the special configuration table.
5. The contract auditing method of claim 4, wherein determining a base configuration table according to the base invocation condition corresponding to the responsibility clause data comprises:
when at least one responsibility data in the responsibility clause data calls a third party auditing system, determining that the responsibility clause data calls the third party auditing system; and
and when all responsibility data in the responsibility clause data do not call a third party auditing system, determining that the responsibility clause data do not call the third party auditing system so as to complete the configuration of a basic configuration table.
6. The contract auditing method of claim 5, wherein merging the determined third party auditing systems in conjunction with the base configuration table and the special configuration table comprises:
determining to call a target third party auditing system in the basic configuration table, and detecting attribute data corresponding to the target third party auditing system when the target third party auditing system is determined to be excluded in the special configuration table, wherein the attribute data comprise free or charged;
when detecting that the attribute data of the target third-party auditing system is free from time, determining that the calling condition of the target third-party auditing system is calling and not blocking;
and when detecting that the attribute data of the target third party auditing system is charged, determining that the calling condition of the target third party auditing system is not called.
7. A contract auditing apparatus, comprising:
the system comprises a responsibility clause data determining module, a checking module and a data processing module, wherein the responsibility clause data determining module is used for acquiring contract data to be checked and determining a plurality of responsibility clause data contained in the contract data;
the auditing system determining module is used for determining a third-party auditing system for auditing the responsibility clause data according to the characteristic data in the responsibility clause data;
the calling and merging module is used for merging the determined calling conditions of the third-party auditing system through the responsibility clause data;
the auditing model building module is used for building and storing a target auditing model corresponding to the contract data based on a plurality of third-party auditing systems after the calling conditions are combined;
and the contract data auditing module is used for auditing the filled contract data according to the stored target auditing model so as to determine the auditing result of the contract data.
8. A contract auditing system, comprising:
the auditing model production device is used for constructing a target auditing model corresponding to the contract data and storing the target auditing model;
the auditing system calling device is in asynchronous communication connection with the auditing model production device and is used for calling a corresponding third-party auditing system to audit the contract data according to the target auditing model stored in the auditing model production device and counting auditing results and auditing consumption data corresponding to the contract data;
the auditing result display device is in communication connection with the auditing system calling device and is used for displaying the auditing result and the auditing consumption data which are generated by the contract auditing device in a statistical manner;
the auditing model production device constructs a target auditing model corresponding to contract data through the following steps:
acquiring contract data to be checked, and determining a plurality of responsibility clause data contained in the contract data;
determining a third-party auditing system for auditing the responsibility clause data according to the characteristic data in the responsibility clause data;
merging the determined calling conditions of the third-party auditing system through the responsibility clause data;
and constructing a target auditing model corresponding to the contract data based on the plurality of third-party auditing systems after the calling conditions are combined.
9. An electronic device, comprising:
a processor; and
a memory having stored thereon computer readable instructions which, when executed by the processor, implement the contract auditing method of any one of claims 1-6.
10. A computer-readable storage medium, on which a computer program is stored which, when being executed by a processor, carries out a contract auditing method according to any one of claims 1 to 6.
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