CN112308709B - Shunting method, system and storage medium for credit card customer-obtaining platform - Google Patents

Shunting method, system and storage medium for credit card customer-obtaining platform Download PDF

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CN112308709B
CN112308709B CN202011329186.7A CN202011329186A CN112308709B CN 112308709 B CN112308709 B CN 112308709B CN 202011329186 A CN202011329186 A CN 202011329186A CN 112308709 B CN112308709 B CN 112308709B
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shunting
platform
card
link
card handling
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CN112308709A (en
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李虎
曾毅峰
魏明丽
代丹丹
田飞飞
高景
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Shanghai Pudong Development Bank Co Ltd
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    • G06KGRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K17/00Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations
    • G06K17/0022Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations arrangements or provisions for transferring data to distant stations, e.g. from a sensing device
    • G06K17/0025Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations arrangements or provisions for transferring data to distant stations, e.g. from a sensing device the arrangement consisting of a wireless interrogation device in combination with a device for optically marking the record carrier
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
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Abstract

The invention relates to a shunting method, a system and a storage medium for a credit card customer-obtaining platform, wherein the system comprises a preprocessing module, a shunting weight memory, a first shunting module, a second shunting module and a third shunting module, and can preprocess card-transacting links of credit card-transacting customers and carry out direct customer-obtaining platform shunting and different weight shunting on the card-transacting links according to platform identification information, activity type information and service source labels. Compared with the prior art, the method and the device have the advantages that the card handling links of credit card handling customers are classified and shunted according to the platform identification information, the activity type information and the service source labels in the card handling links, the shunting weights of the card handling connections with different activity types and different service sources flowing into the first customer-obtaining platform and the second customer-obtaining platform can be defined and adjusted, the flexible shunting of the card handling links is realized, the excessive stability of the first customer-obtaining platform and the second customer-obtaining platform is improved, the user experience is further improved, and the pertinence and the effect of shunting are improved.

Description

Shunting method, system and storage medium for credit card customer-obtaining platform
Technical Field
The invention relates to the field of credit card customer-obtaining platform distribution, in particular to a distribution method, a system and a storage medium for a credit card customer-obtaining platform.
Background
The credit card customer-obtaining platform is an important platform for carrying a card center Internet channel customer-obtaining service, and the conventional credit card center unified customer-obtaining system comprises a customer-obtaining card-handling function and a plurality of functions of interest customization, insurance customization, commodity staging, insurance customization, card verification pushing and the like. The existing credit card customer service platform system has the defects of complex configuration, unclear functional boundary, high functional coupling degree, poor expandability and long development period, and in order to solve the problems, a new credit card customer service platform system is reconstructed. However, the functions and data of the new and old systems need to be migrated step by step, and if the functions and data are directly migrated to the new system, the stability problem of the new system is generated, and the comparison data needs to be acquired in the switching process of the new and old systems.
Disclosure of Invention
The present invention is directed to overcoming the above-mentioned drawbacks of the prior art and providing a distribution system for a credit card customer platform.
The purpose of the invention can be realized by the following technical scheme:
a method for offloading a card transaction link to one of a first and second capture platform, the method comprising:
s1: preprocessing a card handling link of a credit card handling client to obtain platform identification information, activity type information and a service source label in the card handling link;
s2: judging whether the card handling link is shunted to the first guest-obtaining platform or not according to the platform identification information, if so, routing the card handling link to the first guest-obtaining platform for processing, and otherwise, entering the step S3;
s3: judging whether the combination of the activity type information and the service source label in the card handling link has a corresponding primary shunting weight, if so, entering a step S4, otherwise, entering a step S5;
s4: acquiring a shunting result of the card handling link according to a primary shunting weight corresponding to the combination of the middle activity type information and the service source label of the card handling link, and routing the card handling link to a guest obtaining platform corresponding to the shunting result;
s5: and acquiring a secondary shunting weight corresponding to the activity type information in the card handling link, acquiring a shunting result of the card handling link according to the secondary shunting weight, and routing the card handling link to a guest obtaining platform corresponding to the shunting result.
Preferably, when the step S1 is to pre-process the card transaction link of the credit card transaction user, the two-dimensional code in the card transaction link is obtained first, and then the two-dimensional code is read to obtain the platform identification information, the activity type information and the service source tag in the card transaction link.
Preferably, the platform identification information in each card transaction link is one of a first guest-obtaining platform tag and a shunting tag, if the platform identification information is the first guest-obtaining platform tag, the card transaction link is routed to the first guest-obtaining platform for processing, and if the platform identification information is the shunting tag, the platform identification information is sent to step S3 for processing.
Preferably, the types of the service source tags include a PC-side source tag and a WAP-side source tag.
A shunting system for a credit card customer-obtaining platform is used for shunting a card transaction link to one of a first customer-obtaining platform and a second customer-obtaining platform and comprises a preprocessing module, a shunting weight memory, a first shunting module, a second shunting module and a third shunting module,
the preprocessing module is used for preprocessing the card handling link of the credit card handling client to obtain platform identification information, activity type information and a service source label in the card handling link,
the shunting weight memory is used for storing secondary shunting weights corresponding to all the activity type information and primary shunting weights corresponding to the combination of part of the activity type information and the service source label,
the first shunting module is used for judging whether the card transaction link is shunted to the first guest-obtaining platform or not according to the platform identification information, if so, the card transaction link is routed to the first guest-obtaining platform for processing, otherwise, the card transaction link is sent to the second shunting module for processing,
the second shunting module judges whether a first-level shunting weight corresponding to the combination of the middle activity type information and the service source label of the transacted card link is stored in the shunting weight memory, if so, the shunting result of the transacted card link is obtained according to the first-level shunting weight corresponding to the combination of the middle activity type information and the service source label of the transacted card link, the transacted card link is routed to the client obtaining platform corresponding to the shunting result, otherwise, the client obtaining module sends the client obtaining result to the third shunting module for processing,
and the third shunting module acquires a secondary shunting weight corresponding to the activity type information in the card handling link, acquires a shunting result of the card handling link according to the secondary shunting weight, and routes the card handling link to a guest-obtaining platform corresponding to the shunting result.
Preferably, when the preprocessing module preprocesses the card handling link, the two-dimensional code in the card handling link is obtained first, and then the two-dimensional code is read to obtain platform identification information, activity type information and a service source tag in the card handling link.
Preferably, the platform identification information in each card transaction link is one of a first customer-obtaining platform tag and a shunting tag, if the platform identification information is the first customer-obtaining platform tag, the first shunting module routes the card transaction link to the first customer-obtaining platform for processing, and if the platform identification information is the shunting tag, the first shunting module routes the card transaction link to the second customer-obtaining platform for processing.
Preferably, the types of the service source tags include a PC-side source tag and a WAP-side source tag.
Preferably, the system further comprises a splitting weight adjusting module for modifying the primary splitting weight and the secondary splitting weight stored in the splitting weight storage.
A computer-readable storage medium comprising a computer program executable by a processor to implement the offloading method.
Compared with the prior art, the method and the system have the advantages that the card handling links of credit card handling clients are classified and shunted according to the platform identification information, the activity type information and the service source labels in the card handling links, the shunting weight of the card handling links with different activity types and different service sources flowing into the first customer acquisition platform and the second customer acquisition platform can be defined and adjusted, the flexible shunting of the card handling links is realized, the transition stability of the first customer acquisition platform and the second customer acquisition platform is improved, the user experience is further improved, and the method and the system can classify and shunt two kinds of card handling link information of the combination of the activity types, the activity types and the service sources, and the pertinence and the effect of shunting are improved.
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FIG. 1 is a flow chart of the split stream method of the present invention;
fig. 2 is a schematic structural diagram of the shunt system of the present invention.
Detailed Description
The invention is described in detail below with reference to the figures and specific embodiments. Note that the following description of the embodiments is merely a substantial example, and the present invention is not intended to be limited to the application or the use thereof, and is not limited to the following embodiments.
Examples
In order to improve the configuration, the function and the expansibility of a credit card passenger-obtaining platform, a new credit card passenger-obtaining platform is developed to improve the user experience, but the customer data and the functions of the old credit card passenger-obtaining platform and the new credit card passenger-obtaining platform need to be switched in a gradually shunting way and cannot be switched directly. In this embodiment, as a clear object, the first guest-obtaining platform is a new credit card guest-obtaining platform, and the second guest-obtaining platform is an old credit card guest-obtaining platform. During card transaction operation, a credit card transaction user firstly generates a card transaction link.
The invention provides a shunting method for a credit card customer-obtaining platform, as shown in fig. 1, for shunting a card transaction link to one of a first customer-obtaining platform and a second customer-obtaining platform, the method comprises the following steps:
s1: and preprocessing the card handling link of the credit card handling client to obtain platform identification information, activity type information and a service source label in the card handling link.
Specifically, when the step S1 preprocesses the card transaction link of the credit card transaction user, the two-dimensional code in the card transaction link is obtained first, and then the two-dimensional code is read to obtain the platform identification information, the activity type information, and the service source tag in the card transaction link.
S2: and judging whether the card handling link is shunted to the first guest obtaining platform or not according to the platform identification information, if so, routing the card handling link to the first guest obtaining platform for processing, and otherwise, entering the step S3.
Specifically, the platform identification information in each card transaction link is one of a first customer-obtaining platform tag and a shunting tag, if the platform identification information is the first customer-obtaining platform tag, the card transaction link is routed to the first customer-obtaining platform for processing, and if the platform identification information is the shunting tag, the card transaction link is sent to step S3 for processing.
S3: judging whether the combination of the activity type information and the service source label in the card handling link has a corresponding primary shunting weight, if so, entering a step S4, otherwise, entering a step S5;
s4: acquiring a shunting result of the card handling link according to a primary shunting weight corresponding to the combination of the middle activity type information and the service source label of the card handling link, and routing the card handling link to a guest obtaining platform corresponding to the shunting result;
s5: and acquiring a secondary shunting weight corresponding to the activity type information in the card handling link, acquiring a shunting result of the card handling link according to the secondary shunting weight, and routing the card handling link to a guest obtaining platform corresponding to the shunting result.
The primary distribution weight and the secondary distribution weight both comprise the probability of distributing the card handling link to the first guest-obtaining platform and the probability of distributing the card handling link to the second guest-obtaining platform, and the sum of the probability of distributing the card handling link to the first guest-obtaining platform and the probability of distributing the card handling link to the second guest-obtaining platform in each distribution weight is 1. Specifically, when a card transaction link shunting result is obtained according to the primary shunting weight and the secondary shunting weight, the shunting result is randomly obtained according to the probability of the corresponding first customer acquisition platform and the probability of shunting to the second customer acquisition platform. And if the probability of shunting the card transaction link to the first customer acquisition platform is A, the probability of shunting to the second customer acquisition platform is 1-A, random probability distribution is carried out on the card transaction link, the probability of A is shunted to the first customer acquisition platform, and the probability of 1-A is shunted to the second customer acquisition platform, so that the shunting result of the card transaction link is obtained.
Specifically, the distribution weight comprises the probability of the corresponding card transaction link being distributed to the first guest-obtaining platform and the probability of the corresponding card transaction link being distributed to the second guest-obtaining platform,
obtaining the shunting result of the card transaction link as a first passenger obtaining platform or a second passenger obtaining platform according to the probability, routing the card transaction link to the passenger obtaining platform corresponding to the shunting result,
in this embodiment, the types of the service source tags include a PC source tag and a WAP source tag.
In another embodiment of the present invention, a shunting system for a credit card customer obtaining platform is provided, as shown in fig. 2, the system includes a preprocessing module, a shunting weight memory, a first shunting module, a second shunting module, and a third shunting module.
Further, the preprocessing module is used for preprocessing the card handling link of the credit card handling client to obtain platform identification information, activity type information and a service source label in the card handling link.
Specifically, when the preprocessing module preprocesses the card handling link, the two-dimension code in the card handling link is obtained first, and then the two-dimension code is read to obtain platform identification information, activity type information and a service source label in the card handling link.
The shunting weight memory is used for storing secondary shunting weights corresponding to all the activity type information and primary shunting weights corresponding to the combination of part of the activity type information and the service source labels.
The first shunting module is used for judging whether the card handling link is shunted to the first customer obtaining platform or not according to the platform identification information, if so, the card handling link is routed to the first customer obtaining platform for processing, and if not, the card handling link is sent to the second shunting module for processing.
Specifically, the platform identification information in each card transaction link is one of a first customer-obtaining platform tag and a shunting tag, if the platform identification information is the first customer-obtaining platform tag, the first shunting module routes the card transaction link to the first customer-obtaining platform for processing, and if the platform identification information is the shunting tag, the first shunting module routes the card transaction link to the second customer-obtaining platform for processing.
The second shunting module judges whether a first-level shunting weight corresponding to the combination of the middle activity type information and the service source label of the card handling link is stored in the shunting weight memory, if so, a shunting result of the card handling link is obtained according to the first-level shunting weight corresponding to the combination of the middle activity type information and the service source label of the card handling link, the card handling link is routed to a customer obtaining platform corresponding to the shunting result, and otherwise, the card handling link is sent to the third shunting module for processing.
And the third shunting module acquires a secondary shunting weight corresponding to the activity type information in the card handling link, acquires a shunting result of the card handling link according to the secondary shunting weight, and routes the card handling link to a guest-obtaining platform corresponding to the shunting result.
In this embodiment, the system further includes a splitting weight adjusting module, configured to modify the primary splitting weight and the secondary splitting weight stored in the splitting weight storage.
The types of the service source labels comprise a PC end source label and a WAP end source label.
In another embodiment, a computer-readable storage medium is provided, comprising a computer program executable by a processor to implement the shunting method.
The above embodiments are merely examples and do not limit the scope of the present invention. These embodiments may be implemented in other various manners, and various omissions, substitutions, and changes may be made without departing from the technical spirit of the present invention.

Claims (10)

1. A offloading method for a credit card capture platform, the method for offloading a transaction card link to one of a first capture platform and a second capture platform, the method comprising:
s1: preprocessing a card handling link of a credit card handling client to obtain platform identification information, activity type information and a service source label in the card handling link;
s2: judging whether the card handling link is shunted to the first guest-obtaining platform or not according to the platform identification information, if so, routing the card handling link to the first guest-obtaining platform for processing, and otherwise, entering the step S3;
s3: judging whether the combination of the activity type information and the service source label in the card handling link has a corresponding primary shunting weight, if so, entering a step S4, otherwise, entering a step S5;
s4: acquiring a shunting result of the card handling link according to a primary shunting weight corresponding to the combination of the middle activity type information and the service source label of the card handling link, and routing the card handling link to a guest obtaining platform corresponding to the shunting result;
s5: acquiring a secondary shunting weight corresponding to the activity type information in the card handling link, acquiring a shunting result of the card handling link according to the secondary shunting weight, and routing the card handling link to a guest obtaining platform corresponding to the shunting result;
the first-level distribution weight and the second-level distribution weight both comprise the probability of distributing the card handling link to the first customer-obtaining platform and the probability of distributing the card handling link to the second customer-obtaining platform.
2. The flow distribution method for the credit card customer acquiring platform according to claim 1, wherein when the step S1 is performed to preprocess the card handling link of the credit card user, the two-dimensional code in the card handling link is acquired first, and then the two-dimensional code is read to obtain the platform identification information, the activity type information and the service source tag in the card handling link.
3. The offloading method for a credit card platform of claim 1, wherein the platform identification information in each of the transaction card links is one of a first platform tag and an offloading tag, if the platform identification information is the first platform tag, the transaction card link is routed to the first platform for processing, and if the platform identification information is the offloading tag, the processing is performed in step S3.
4. The offloading method for a credit card client platform as claimed in claim 1, wherein the service source tag types include a PC-side source tag and a WAP-side source tag.
5. A shunting system for a credit card customer-obtaining platform is characterized in that the system is used for shunting a transaction card link to one of a first customer-obtaining platform and a second customer-obtaining platform and comprises a preprocessing module, a shunting weight memory, a first shunting module, a second shunting module and a third shunting module,
the preprocessing module is used for preprocessing the card handling link of the credit card handling client to obtain platform identification information, activity type information and a service source label in the card handling link,
the shunting weight memory is used for storing secondary shunting weights corresponding to all the activity type information and primary shunting weights corresponding to the combination of the service source labels and part of the activity type information,
the first shunting module is used for judging whether the card handling link is shunted to the first guest-obtaining platform or not according to the platform identification information, if so, the card handling link is routed to the first guest-obtaining platform for processing, otherwise, the card handling link is sent to the second shunting module for processing,
the second shunting module judges whether a first-level shunting weight corresponding to the combination of the middle activity type information and the service source label of the transacted card link is stored in the shunting weight memory, if so, the shunting result of the transacted card link is obtained according to the first-level shunting weight corresponding to the combination of the middle activity type information and the service source label of the transacted card link, the transacted card link is routed to the client obtaining platform corresponding to the shunting result, otherwise, the client obtaining module sends the client obtaining result to the third shunting module for processing,
the third shunting module acquires a secondary shunting weight corresponding to the activity type information in the card handling link, acquires a shunting result of the card handling link according to the secondary shunting weight, routes the card handling link to a guest-obtaining platform corresponding to the shunting result,
the first-level shunting weight and the second-level shunting weight respectively comprise the probability of shunting the card handling link to the first customer-obtaining platform and the probability of shunting the card handling link to the second customer-obtaining platform.
6. The system of claim 5, wherein the pre-processing module pre-processes the card link by acquiring a two-dimensional code in the card link and reading the two-dimensional code to obtain platform identification information, activity type information and a service source tag in the card link.
7. The system of claim 5, wherein the platform identification information of each of the card transaction links is one of a first platform tag and a shunting tag, and if the platform identification information is the first platform tag, the first shunting module routes the card transaction link to the first platform for processing, and if the platform identification information is the shunting tag, the first shunting module routes the card transaction link to the second platform for processing.
8. The offloading system for providing a credit card client platform of claim 5, wherein the service origin tag is of a type comprising a PC-side origin tag and a WAP-side origin tag.
9. The system of claim 5, further comprising a offloading weight adjusting module for modifying the primary offloading weight and the secondary offloading weight stored in the offloading weight storage.
10. A computer-readable storage medium, comprising a computer program executable by a processor to implement the offloading method of any of claims 1-4.
CN202011329186.7A 2020-11-24 2020-11-24 Shunting method, system and storage medium for credit card customer-obtaining platform Active CN112308709B (en)

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CN111930508A (en) * 2020-08-18 2020-11-13 上海浦东发展银行股份有限公司 User behavior analysis platform system, method and storage medium based on behavior data

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Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101365184A (en) * 2008-09-28 2009-02-11 中国网络通信集团公司 Implementing method for card service and service supporting platform at different location
CN109032801A (en) * 2018-07-26 2018-12-18 郑州云海信息技术有限公司 A kind of request scheduling method, system and electronic equipment and storage medium
CN109377321A (en) * 2018-11-16 2019-02-22 上海浦东发展银行股份有限公司信用卡中心 It is a kind of to customize credit card intelligence application system by all kinds of means
CN111862486A (en) * 2020-07-22 2020-10-30 中国工商银行股份有限公司 Card making method, device and system based on alliance chain
CN111930508A (en) * 2020-08-18 2020-11-13 上海浦东发展银行股份有限公司 User behavior analysis platform system, method and storage medium based on behavior data

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