CN112308549A - System for docking payment background of bank - Google Patents

System for docking payment background of bank Download PDF

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Publication number
CN112308549A
CN112308549A CN202011147387.5A CN202011147387A CN112308549A CN 112308549 A CN112308549 A CN 112308549A CN 202011147387 A CN202011147387 A CN 202011147387A CN 112308549 A CN112308549 A CN 112308549A
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China
Prior art keywords
order
local server
interface
bank payment
background
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Granted
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CN202011147387.5A
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Chinese (zh)
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CN112308549B (en
Inventor
高强
赵焱
孙浩亮
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Inspur Financial Information Technology Co Ltd
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Inspur Financial Information Technology Co Ltd
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/085Payment architectures involving remote charge determination or related payment systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/20Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
    • G06F16/22Indexing; Data structures therefor; Storage structures
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/20Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
    • G06F16/25Integrating or interfacing systems involving database management systems
    • G06F16/252Integrating or interfacing systems involving database management systems between a Database Management System and a front-end application
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/90Details of database functions independent of the retrieved data types
    • G06F16/95Retrieval from the web
    • G06F16/955Retrieval from the web using information identifiers, e.g. uniform resource locators [URL]
    • G06F16/9554Retrieval from the web using information identifiers, e.g. uniform resource locators [URL] by using bar codes
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F9/00Arrangements for program control, e.g. control units
    • G06F9/06Arrangements for program control, e.g. control units using stored programs, i.e. using an internal store of processing equipment to receive or retain programs
    • G06F9/46Multiprogramming arrangements
    • G06F9/54Interprogram communication
    • G06F9/544Buffers; Shared memory; Pipes
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F9/00Arrangements for program control, e.g. control units
    • G06F9/06Arrangements for program control, e.g. control units using stored programs, i.e. using an internal store of processing equipment to receive or retain programs
    • G06F9/46Multiprogramming arrangements
    • G06F9/54Interprogram communication
    • G06F9/547Remote procedure calls [RPC]; Web services
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/389Keeping log of transactions for guaranteeing non-repudiation of a transaction
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/407Cancellation of a transaction

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  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Databases & Information Systems (AREA)
  • General Engineering & Computer Science (AREA)
  • Software Systems (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Finance (AREA)
  • Data Mining & Analysis (AREA)
  • Computer Security & Cryptography (AREA)
  • Medical Treatment And Welfare Office Work (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention discloses a system for docking a bank payment background, wherein a local server sends an order number to the bank payment background, and the bank payment background generates a two-dimensional code address and sends the two-dimensional code address to the local server; the local server sends the order number to a bank payment background, the bank payment background sends the transaction result to the local server, and the local server displays and stores the transaction result in a database; the local server inquires a local transaction result through a database; the local server sends the refund request to a bank payment background, and the bank payment background returns the transaction amount; the local server sends a statement downloading request to the bank payment background, the bank payment background sends the statement to the local server, and the local server stores the statement to the database. Through the mode, the system can be in butt joint with a bank payment background, and the code scanning payment function of hospital self-service equipment and manual window equipment is realized.

Description

System for docking payment background of bank
Technical Field
The invention relates to the field of payment systems, in particular to a system for docking a bank payment background.
Background
Under the background that the intelligent degree of a silver medical project is continuously improved and a mobile phone is used as an indispensable tool in daily life, a hospital requires functional departments such as self-service equipment and manual windows and equipment to support code scanning payment for improving service attitude and quality.
Disclosure of Invention
The invention mainly solves the technical problem of providing a system for docking a bank payment background, which can solve the problem of code scanning payment of hospital self-service equipment and manual window equipment.
In order to solve the technical problems, the invention adopts a technical scheme that: there is provided a system for docking a bank payment back office, comprising: the system comprises a local server, an interface service module, a database, an account checking and refunding module and a bill management background;
the interface service module provides an order payment interface, an order online inquiry interface, an order local inquiry interface, an order refund interface, an order closing interface and a statement download interface;
the local server generates an order number and sends the order number to a bank payment background through the order payment interface, the bank payment background generates a two-dimensional code address corresponding to the order number, and the two-dimensional code address is sent to the local server through the order payment interface;
the local server sends the order number to a bank payment background through the order online query interface, the bank payment background sends a transaction result of the order number to the local server through the order online query interface, and the local server displays and stores the transaction result in a database;
the local server sends the order number to the database through the order local query interface, and the database feeds back the transaction result corresponding to the order number to the local server through the order local query interface;
the local server sends the order number to a bank payment background through the order refund interface, and the bank payment background inquires the transaction amount according to the order number and returns the transaction amount;
the local server sends the order number to a database through the order closing interface, and the database updates the order state corresponding to the order number into a closing state;
the local server sends a statement downloading request to the bank payment background through the statement downloading interface, the bank payment background sends the statement to the local server, and the local server stores the statement in a database;
the local server is provided with a timing download timer and a timing reconciliation timer; when the timing downloading timer is triggered, the local server calls the statement of account downloading interface to download the statement of account; when the timing reconciliation timer is triggered, the local server inquires an order number with closed order state in the database, the local server inquires a refund state corresponding to the order number, and if the refund is not finished, the local server sends a refund request to a bank payment background through the order refund interface to finish the refund;
the bill management background can call an order online query interface, an order local query interface and an order refund interface.
Further, the local server sends the order number to a bank payment background through the order payment interface in a POST mode.
Further, the local server sends the order number to a bank payment background in a SOCKET mode through the order online query interface.
Further, an AgPayBill table and an AgPayLog table are provided in the database, the AgPayBill table stores account statement data, and the AgPayLog table stores real-time transaction data.
Further, when the timing reconciliation timer is triggered, the local server inquires an order number with closed order state in an AgPayLog table in a database.
The invention has the beneficial effects that: the invention can be in butt joint with a bank payment background, and realizes the code scanning payment function of hospital self-service equipment and manual window equipment.
Detailed Description
The following detailed description of the preferred embodiments of the present invention is provided to enable those skilled in the art to more readily understand the advantages and features of the present invention, and to clearly and unequivocally define the scope of the present invention.
The embodiment of the invention comprises the following steps:
a system for interfacing a bank payment back office, comprising: the system comprises a local server, an interface service module, a database, an account checking and refunding module and a bill management background; the interface service module provides an order payment interface, an order online inquiry interface, an order local inquiry interface, an order refund interface, an order closing interface and a statement download interface;
the local server generates an order number and transmits the order number to the bank payment background in a POST mode, and the bank payment background returns a two-dimensional code address.
When the order payment state is inquired on line, the local server transmits the order number to the bank payment background in an SOCKET mode, and the bank payment background returns the transaction result of the order.
When the order payment state is inquired locally, after the patient pays successfully, the bank payment background can actively push the transaction result to the local server, the local server receives the transaction result through the service and stores the result in the local database, and the interface inquires the transaction result of the order by inquiring the order transaction information stored in the local database.
When the order refunds, the local server transmits the order number and the amount of money to be refunded to a bank payment background in a POST mode;
when the order is closed, the local server sends the order number to the database through the order closing interface, and the database updates the order state corresponding to the order number into a closed state;
and (4) downloading the statement of account, downloading the statement of account by the local server according to the day, and analyzing and recording the statement of account to a local database.
The database provides AgPayBill and AgPayLog tables for storing aggregated payment statement data and real-time transaction data, respectively.
AgPayBill table: recording transaction time, bill date, bank serial number, merchant order number, payment state, customer card number, customer name, order amount, payment amount, counter number, payment mode and payment card type.
AgPayLog table: and recording the order number of the merchant, the number of the customer card, the name of the customer, the payment amount, the payment state, the payment mode, the counter number and the transaction time.
The reconciliation and refund module provides two functions: the bill is automatically downloaded, and the bill is automatically refunded on one side.
Automatic bill downloading: the local server calls the statement bill downloading interface regularly to download the statement bill according to the configuration time every day.
Single-side automatic refund: the local server polls the transaction of closing the order in the AgPayLog table within 15 minutes at regular time according to the configured time, calls the interface for inquiring the payment state to inquire the actual state of the transaction, if the transaction is paid, the service calls the interface for refunding the order to refund the transaction automatically, wherein the service represents that the order is a payment single side.
The bill inquiry management background provides two functions of real-time transaction inquiry and manual refund.
Real-time transaction query: the manager can inquire the transaction condition of the user through the background according to one or more conditions in the user name, the card number, the amount of money and the order number of the merchant.
Manual refund: the manager can check all the transactions of the device through the background, and can search and select any one of the transactions for refund.
The invention can be in butt joint with a bank payment background, and realizes the code scanning payment function of hospital self-service equipment and manual window equipment.
The above description is only an embodiment of the present invention, and not intended to limit the scope of the present invention, and all modifications of equivalent structures and equivalent processes, which are made by the present specification, or directly or indirectly applied to other related technical fields, are included in the scope of the present invention.

Claims (5)

1. A system for docking a bank payment back office, comprising: the system comprises a local server, an interface service module, a database, an account checking and refunding module and a bill management background;
the interface service module provides an order payment interface, an order online inquiry interface, an order local inquiry interface, an order refund interface, an order closing interface and a statement download interface;
the local server generates an order number and sends the order number to a bank payment background through the order payment interface, the bank payment background generates a two-dimensional code address corresponding to the order number, and the two-dimensional code address is sent to the local server through the order payment interface;
the local server sends the order number to a bank payment background through the order online query interface, the bank payment background sends a transaction result of the order number to the local server through the order online query interface, and the local server displays and stores the transaction result in a database;
the local server sends the order number to the database through the order local query interface, and the database feeds back the transaction result corresponding to the order number to the local server through the order local query interface;
the local server sends the order number to a bank payment background through the order refund interface, and the bank payment background inquires the transaction amount according to the order number and returns the transaction amount;
the local server sends the order number to a database through the order closing interface, and the database updates the order state corresponding to the order number into a closing state;
the local server sends a statement downloading request to the bank payment background through the statement downloading interface, the bank payment background sends the statement to the local server, and the local server stores the statement in a database;
the local server is provided with a timing download timer and a timing reconciliation timer; when the timing downloading timer is triggered, the local server calls the statement of account downloading interface to download the statement of account; when the timing reconciliation timer is triggered, the local server inquires an order number with closed order state in the database, the local server inquires a refund state corresponding to the order number, and if the refund is not finished, the local server sends a refund request to a bank payment background through the order refund interface to finish the refund;
the bill management background can call an order online query interface, an order local query interface and an order refund interface.
2. The system for docking a bank payment background of claim 1, wherein: and the local server sends the order number to a bank payment background in a POST mode through the order payment interface.
3. The system for docking a bank payment background of claim 1, wherein: and the local server sends the order number to a bank payment background in an SOCKET mode through the order online query interface.
4. The system for docking a bank payment background of claim 1, wherein: an AgPayBill table and an AgPayLog table are provided in the database, the AgPayBill table stores account statement data, and the AgPayLog table stores real-time transaction data.
5. The system for docking a bank payment background of claim 4, wherein: and when the timing reconciliation timer is triggered, the local server inquires an order number with closed order state in an AgPayLog table in the database.
CN202011147387.5A 2020-10-23 2020-10-23 System for docking bank payment background Active CN112308549B (en)

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Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101976403A (en) * 2010-10-29 2011-02-16 北京拉卡拉网络技术有限公司 Phone number payment platform, payment trading system and method thereof
CN103390210A (en) * 2013-06-19 2013-11-13 华夏银行股份有限公司 Fund payment management system
CN103778531A (en) * 2014-02-23 2014-05-07 王恩惠 Method and system for implementing electronic bank card payment on basis of two-dimensional code
WO2019196231A1 (en) * 2018-04-10 2019-10-17 平安科技(深圳)有限公司 Daily payment method and system based on fund share redemption-to-payment transfer

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101976403A (en) * 2010-10-29 2011-02-16 北京拉卡拉网络技术有限公司 Phone number payment platform, payment trading system and method thereof
CN103390210A (en) * 2013-06-19 2013-11-13 华夏银行股份有限公司 Fund payment management system
CN103778531A (en) * 2014-02-23 2014-05-07 王恩惠 Method and system for implementing electronic bank card payment on basis of two-dimensional code
WO2019196231A1 (en) * 2018-04-10 2019-10-17 平安科技(深圳)有限公司 Daily payment method and system based on fund share redemption-to-payment transfer

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