CN112232467A - Account switching method and multi-frequency Internet of things card - Google Patents
Account switching method and multi-frequency Internet of things card Download PDFInfo
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- CN112232467A CN112232467A CN202011087604.6A CN202011087604A CN112232467A CN 112232467 A CN112232467 A CN 112232467A CN 202011087604 A CN202011087604 A CN 202011087604A CN 112232467 A CN112232467 A CN 112232467A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
- G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
- G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
- G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
- G06F21/31—User authentication
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
- G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
- G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
- G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
- G06K19/077—Constructional details, e.g. mounting of circuits in the carrier
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Abstract
The embodiment of the application provides an account switching method and a multi-frequency internet of things card, wherein the method comprises the following steps: when the current authentication information of the current user is collected, matching the current authentication information with at least one group of authentication information stored in the multi-frequency Internet of things card to authenticate the current user; when the current user passes identity authentication, determining target account associated data corresponding to the current identity authentication information from the multi-frequency internet card, wherein an account corresponding to the target account associated data is used as a current use account of the multi-frequency internet card; and when receiving an operation request for the multi-frequency internet card, performing operation corresponding to the operation request according to the target account associated data. Therefore, the problem that the existing Internet card cannot realize safe sharing can be solved.
Description
Technical Field
The application relates to the technical field of integrated circuit cards, in particular to an account switching method and a multi-frequency internet of things card.
Background
An IC Card (Integrated Circuit Card) is a Card-type product obtained by embedding a microelectronic chip into a Card substrate.
With the development of IC card technology, IC cards are widely used in various industries, for example, as an internet card. Operations such as recharging, consuming, authority configuration and the like can be realized based on the Internet of things card, and the method and the system are mainly used for payment and authority management.
However, the existing internet card only has one account number, most cards do not have an identity authentication function, and the lost card can be used by others at will by anyone who takes the internet card. Therefore, the prior art cannot realize the safe sharing of the Internet of things card.
Disclosure of Invention
The application aims to provide an account switching method and a multi-frequency internet of things card, which can solve the problem that the existing internet of things card cannot realize safe sharing.
In a first aspect, an embodiment of the present application provides an account switching method, where the method includes:
when the current authentication information of the current user is collected, matching the current authentication information with at least one group of authentication information stored in the multi-frequency Internet of things card to authenticate the current user;
when the current user passes identity authentication, determining target account associated data corresponding to the current identity authentication information from the multi-frequency internet card, wherein an account corresponding to the target account associated data is used as a current use account of the multi-frequency internet card;
and when receiving an operation request for the multi-frequency internet card, performing operation corresponding to the operation request according to the target account associated data.
In the method, at least one group of identity authentication information is stored in the multi-frequency internet of things card, when the current identity authentication information is acquired, the identity authentication of the current user can be carried out based on the at least one group of identity authentication information, and when the identity authentication is passed, the target account associated data is determined from the multi-frequency internet of things card. Therefore, the current using account of the multi-frequency internet of things card can be determined from the plurality of accounts, namely, the account corresponding to the target account association data is used as the current using account of the multi-frequency internet of things card, and account switching is achieved. On the basis, when the multi-frequency internet of things card is used, for example, when an operation request for the multi-frequency internet of things card is received, corresponding operation is carried out based on the target account associated data, so that misprocessing of data irrelevant to the current use account in the card can be avoided.
In an optional implementation manner, before performing an operation corresponding to the operation request according to the target account association data, the method further includes: writing the target account associated data into a designated storage space in the multi-frequency internet card;
the target account associated data includes an account balance, the designated storage space is an electronic wallet, and when an operation request for the multi-frequency internet-of-things card is received, performing an operation corresponding to the operation request according to the target account associated data includes:
updating the account balance stored in the electronic wallet in response to a card swiping consumption operation of the multi-frequency internet card.
Through the implementation mode, the target account associated data is written into the designated storage space, so that when a user adopts the multi-frequency internet of things card to pay for card swiping, the account balance related to the current use account of the multi-frequency internet of things card can be updated in a targeted manner, the data which is stored in the card and is not the current use account is prevented from being processed, and the safe sharing of the internet of things card can be realized.
In an optional implementation manner, before performing an operation corresponding to the operation request according to the target account association data, the method further includes: writing the target account associated data into a designated storage space in the multi-frequency internet card;
the target account associated data includes authority data, the designated storage space is an authority storage file, and when an operation request for the multi-frequency internet-of-things card is received, performing an operation corresponding to the operation request according to the target account associated data includes:
responding to a card swiping authorization request of the multi-frequency internet of things card, and executing authority management operation corresponding to the card swiping authorization request based on the authority data stored in the authority storage file.
Through the implementation mode, due to the fact that the target account associated data are written into the designated storage space, when a user conducts card swiping authorization operation by adopting the multi-frequency internet of things card, authority management operation can be conducted through the multi-frequency internet of things card based on authority data related to the current use account of the multi-frequency internet of things card in a targeted mode, wrong authority management operation can be avoided based on the authority data, stored in the card, of a non-current use account, and safe sharing of the internet of things card can be achieved.
In an optional embodiment, after writing the target account association data into the designated storage space in the multi-frequency internet card, the method further comprises:
when the identity authentication information is acquired again, judging whether the currently acquired identity authentication information is the identity authentication information corresponding to the currently used account of the multi-frequency internet of things card;
when the currently acquired authentication information is the authentication information corresponding to the currently used account of the multi-frequency internet-of-things card, writing the target account associated data currently stored in the designated storage space into a first storage space in the multi-frequency internet-of-things card, wherein the first storage space is used for storing the associated data of all accounts corresponding to the at least one group of authentication information;
deleting the target account associated data stored in the designated storage space.
Through the implementation mode, the card swiping authority of the current use account of the multi-frequency internet of things card on the card can be cancelled, user switching and account switching can be facilitated, and wrong data can be prevented from being processed when a person changes the card.
In an optional implementation manner, when an operation request for the multi-frequency internet card is received, performing an operation corresponding to the operation request according to the target account association data includes:
and responding to a wireless interaction request for the multi-frequency internet of things card, acquiring the target account associated data through a wireless communication module in the multi-frequency internet of things card, and updating the target account associated data, or executing authority management operation corresponding to the wireless interaction request through the wireless communication module.
Through the implementation mode, when a user uses the multi-frequency internet of things card to perform non-contact interaction with some equipment, the multi-frequency internet of things card can perform corresponding operation according to the target account associated data through the wireless communication module on the card, for example, the target account associated data can be updated through the wireless communication module, or the authority management operation corresponding to the wireless interaction request is executed through the wireless communication module. Therefore, under the card using scene of non-contact card swiping, corresponding operation can be performed on the basis of the target account associated data and the wireless interaction request, the data of the non-current using account of the card can be prevented from being processed, and the secure sharing of the internet of things card is facilitated.
In an optional embodiment, before matching the current authentication information with at least one set of authentication information stored in a multi-frequency internet card to authenticate the current user, the method further includes:
when an account registration request sent by a designated terminal is received, generating account associated data corresponding to the account registration request in a first storage space of the multi-frequency internet-of-things card;
acquiring identity authentication information corresponding to the account registration request according to the account registration request, wherein an association relationship exists between account association data corresponding to the account registration request and the identity authentication information corresponding to the account registration request;
and sending an account registration result to the appointed terminal.
Through the implementation mode, the account registration mode applicable to the Internet of things card is provided, in the account registration process, the multi-frequency Internet of things card can generate account associated data for the currently registered account and record identity verification information for the currently registered account, the association relation between the account associated data and the identity verification information of each account can be determined in the account registration process, after an account registration result is sent to the appointed terminal, the registration process of the next account is facilitated, and multi-account registration can be achieved.
In an optional embodiment, after sending the account registration result to the designated terminal, the method further includes:
acquiring a data editing request;
according to the data editing request, determining one or more accounts as editing objects from all registered accounts corresponding to the at least one group of identity verification information, and performing configuration operation on account associated data of the editing objects, wherein the content of the configuration operation comprises recharge and/or permission configuration;
when receiving an operation request for the multi-frequency internet card, performing an operation corresponding to the operation request according to the target account associated data, including: and when receiving an operation request for the multi-frequency internet card, performing operation corresponding to the operation request according to the target account associated data subjected to configuration operation.
Through the implementation mode, the implementation mode capable of configuring the account associated data of the multiple registered accounts of the IOT card is provided, one or more registered accounts can be determined from the card to be used as editing objects based on the data editing request and at least one group of identity verification information stored in the card, configuration operation is performed on the account associated data of the editing objects in a targeted manner, flexible configuration of the multiple accounts in the card is facilitated, and the use requirement of the IOT card can be met under the condition that the configuration operation is completed.
In an alternative embodiment, the authentication information is any one of fingerprint, password, and face information.
In a second aspect, an embodiment of the present application provides a multi-frequency internet of things card, including: the system comprises a collector, a processing unit, a first communication unit and a second communication unit;
the second communication unit is used as a wireless communication module and used for providing a wireless communication function;
the collector is used for collecting identity authentication information;
the processing unit is used for storing at least one group of identity authentication information and all account associated data corresponding to the at least one group of identity authentication information;
the first communication unit is used for providing a designated storage space;
the multi-frequency internet card is used for executing the method of the first aspect.
By the multi-frequency internet card, the method of the first aspect can be realized, and the secure sharing of the card can be realized.
In an optional embodiment, the multi-frequency internet of things card is an active card, and an indicator lamp is arranged on the multi-frequency internet of things card;
the indicating lamp is used for indicating the acquisition state of the multi-frequency internet-of-things card on the authentication information.
Drawings
In order to more clearly illustrate the technical solutions of the embodiments of the present application, the drawings that are required to be used in the embodiments of the present application will be briefly described below, it should be understood that the following drawings only illustrate some embodiments of the present application and therefore should not be considered as limiting the scope, and that those skilled in the art can also obtain other related drawings based on the drawings without inventive efforts.
Fig. 1 is a schematic diagram of a multi-frequency internet card according to an embodiment of the present disclosure.
Fig. 2 is a flowchart of an account switching method according to an embodiment of the present application.
Fig. 3 is a flowchart of another account switching method according to an embodiment of the present application.
Fig. 4 is a partial flowchart of an account switching method according to an embodiment of the present application.
Fig. 5 is a schematic diagram of multi-account management in an example provided by an embodiment of the present application.
Fig. 6 is a schematic diagram of multi-account management in another example provided by an embodiment of the present application.
Fig. 7 is a partial flowchart of an account switching method according to an embodiment of the present disclosure.
Fig. 8 is another partial flowchart of an account switching method according to an embodiment of the present application.
Fig. 9 is a schematic view of an account registration process in an example provided by the embodiment of the present application.
Fig. 10 is a flowchart of another part of an account switching method according to an embodiment of the present application.
Detailed Description
The technical solutions in the embodiments of the present application will be described below with reference to the drawings in the embodiments of the present application.
Referring to fig. 1, fig. 1 is a schematic view of a multi-frequency internet card according to an embodiment of the present disclosure.
As shown in fig. 1, the multi-frequency internet of things card includes: the collector 110, the processing unit 120, and the first and second communication units 130 and 140. The multi-frequency internet card is used for executing the method provided by the embodiment of the application.
The second communication unit 140 serves as a wireless communication module of the multi-frequency internet of things card, and is configured to provide a wireless communication function. The second Communication unit 140 may be a bluetooth module, a Near Field Communication (NFC) module, an infrared Communication module, or the like having a wireless Communication capability. The second communication unit 140 (wireless communication module) may obtain a wireless interaction request from an external device, and based on the wireless interaction request, invoke data in the multi-frequency internet card to perform wireless data interaction with the external device.
The collector 110 is used for collecting authentication information.
Optionally, the collector 110 may be a fingerprint collecting module for collecting fingerprint information, an image collecting module for collecting facial information, or a keyboard for collecting password characters. The collector 110 is disposed on a surface of the housing of the multi-frequency physical link card. The collector 110 is small in size for portability. The specific collector 110 configuration is not limited in this application.
The processing unit 120 is configured to store at least one set of authentication information and all account association data corresponding to the at least one set of authentication information. The first communication unit 130 is used to provide a designated storage space. The first communication unit 130 can satisfy the requirements of a contact card swiping operation or a non-contact card swiping operation.
The processing unit 120 may process the authentication information collected by the collector 110. The processing unit 120 may support data processing for multiple accounts.
Illustratively, the processing unit 120 may provide a first memory space. The processing unit 120 may store data (including the authentication information and the account association data) of each account successfully registered in the account registration process into the first storage space.
The processing unit 120 may implement an account registration function and an account associated data configuration function for the multi-frequency internet card. For example, the processing unit 120 may determine an editing target based on a data editing request of an external device (e.g., a mobile terminal such as a mobile phone), and perform a configuration operation on the data of the editing target, thereby performing configuration editing on the data of each account that has been registered.
The processing unit 120 may further match the current authentication information acquired by the acquirer 110 with at least one set of registered authentication information in the using process of the multi-frequency internet card, so as to perform authentication on the current user corresponding to the current authentication information. The processing unit 120 may further determine a current usage account of the multi-frequency internet card according to the current authentication information when it is determined that the authentication passes.
The first communication unit 130 may be configured to, when determining a current usage account of the multi-frequency internet card, store target account association data corresponding to the current usage account. The data stored in the first communication unit 130 may be regarded as data dedicated to calling when a card swipe is performed.
It can be understood that, since the multi-frequency internet of things card includes the first communication unit 130 and the second communication unit 140, when the current usage account of the multi-frequency internet of things card can be determined and the target account data corresponding to the current usage account can be determined through authentication, the user may use the multi-frequency internet of things card in a card swiping manner (based on the first communication unit 130), or may use the multi-frequency internet of things card in a non-card swiping wireless communication manner (based on the second communication unit 140). The multi-frequency internet of things card can execute the operation corresponding to the operation request based on the determined target account data corresponding to the current use account according to the specifically received operation request. For example, a consumption balance update operation, a rights management operation, and the like may be performed.
The multi-frequency internet card may be an active card, and the battery 150 may be disposed on the multi-frequency internet card.
The multi-frequency internet of things card can be provided with an indicator light 160, and the indicator light 160 can be used for indicating the acquisition state of the multi-frequency internet of things card on the authentication information.
In one example, the multi-frequency internet of things card comprises a Bluetooth module, a fingerprint acquisition module, a central processing unit, a card swiping interaction chip, a battery and an indicator light. Bluetooth module, fingerprint collection module, the mutual chip of punching the card, battery and pilot lamp all are connected with central processing unit.
The central processing unit is the processing unit 120, and the data of a plurality of accounts are stored in the central processing unit, and the central processing unit can input a plurality of groups of fingerprint information through the fingerprint acquisition module, and the number of the accounts corresponds to the number of the groups of the fingerprint information one to one. If the multi-frequency internet of things card is also provided with an image acquisition device, the central processor can also input a plurality of groups of facial information (such as human face information) through the image acquisition device, and the number of the accounts corresponds to the number of the groups of the human face information one by one. That is, each set of authentication information corresponds to one account, and each authentication method corresponds to one account.
The card swiping interaction chip is the first communication unit 130, and the card swiping interaction chip can be recorded as a CPU card module. The card swiping interaction chip provides a contact type or non-contact type card swiping function for the multi-frequency internet of things card.
The card swiping interaction chip can be provided with an electronic wallet as a designated storage space of the multi-frequency internet of things card, and can also be provided with an authority storage file as the designated storage space of the multi-frequency internet of things card. Initially, the balance in the e-wallet may be 0 or other invalid value. In the initial state, the authority storage file can default to no authority (no valid authority data exists in the file).
When the central processor determines the current usage account of the multi-frequency internet of things card, the target account associated data corresponding to the current usage account can be written into the card swiping interaction chip, for example, the account balance corresponding to the current usage account can be written into an electronic wallet, and the authority data corresponding to the current usage account can also be written into the authority storage file.
In practical applications, the card usage mode of the user may be random, for example, the card may be used in a contact card swiping mode, or may be used in a bluetooth interaction mode, and a specific possible usage scenario may have uncertainty, so that after the identity authentication is performed and the current usage account of the multi-frequency physical link card is determined, all target account association data corresponding to the current usage account may be written into the card swiping interaction chip in advance, so as to facilitate the use of the card by the user.
After the user uses the card, for example, after one or more times of card swiping, the multi-frequency internet of things card can be used for carrying out identity authentication again, the multi-frequency internet of things card can carry out identity authentication on the user using the card at present based on the identity authentication information acquired at this time, and if the fact that the acquired identity authentication information is matched with the account currently used by the card (corresponding to the same account) is determined, the data stored in the card swiping interaction chip can be written back to the central processing unit, and the card swiping interaction chip is recovered to the initial state.
It should be understood that the structure shown in fig. 1 is only an illustration, and should not be construed as a limitation to the present application, as long as the current usage account of the card can be determined according to the authentication condition, and the target account associated data corresponding to the current usage account is stored in a specific space, so that the card can be specifically invoked or read and written based on the data of the current usage account during the usage process.
In practical applications, the multi-frequency internet card may have more or fewer components than those shown in fig. 1, or may have a different configuration than the structure shown in fig. 1.
Referring to fig. 2, fig. 2 is a flowchart of an account switching method according to an embodiment of the present disclosure. The method can be applied to multi-frequency internet of things cards. The multi-frequency internet of things card can support the communication function of multiple frequency bands. For the specific structure of the multi-frequency internet card, reference may be made to the foregoing description, and details will not be described in the method steps.
As shown in fig. 2, the method includes steps S21, S23, S25.
S21: when the current authentication information of the current user is collected, the current authentication information is matched with at least one group of authentication information stored in the multi-frequency Internet of things card so as to authenticate the current user.
Optionally, the authentication information may be information that enables user authentication, such as a fingerprint, a password, and facial information. The identity authentication information can be collected through the collector arranged on the multi-frequency internet of things card.
At least one set of authentication information stored in the multi-frequency internet card is information obtained in an account registration process. Each group of information in the at least one group of authentication information corresponds to an account, and each account corresponding to the at least one group of authentication information is a registered account.
Each of the at least one set of authentication information corresponds to account association data for an account.
And when the current user corresponding to the current authentication information does not pass the authentication, determining that the current user is not allowed to use the multi-frequency internet-of-things card.
S23: and when the current user passes the identity authentication, determining target account associated data corresponding to the current identity authentication information from the multi-frequency Internet of things card, wherein an account corresponding to the target account associated data is used as a current use account of the multi-frequency Internet of things card.
And when the fact that the information matched with the current identity authentication information exists in the at least one group of identity authentication information is determined, determining target account associated data corresponding to the current identity authentication information from the multi-frequency Internet of things card.
Illustratively, when the information 2 matching with the current authentication information 1 exists in the at least one group of authentication information, the target account associated data corresponding to the actual information 2 may be determined from the multi-frequency internet of things card, and the mapping relationship between the information 2 and the target account associated data is pre-stored. The process of acquiring the identity verification information (e.g. the process of inputting a fingerprint) in S21 may be understood as finding information 2 matching the input current identity verification information (e.g. the input fingerprint) from the multi-frequency internet of things card, and if there is a match between information 2 and information 1, the account-related data corresponding to information 2 is the target account-related data corresponding to information 1. In this example, the information 1 and the information 2 both represent authentication information, and the information 1 and the information 2 may be authentication information obtained in the same data acquisition manner or authentication information obtained based on different data acquisition manners.
Of course, when there is account related data directly associated with the current authentication information 1 in the at least one set of authentication information (direct association means that matching is not performed by means of the information 2), the account related data associated with the information 1 may be used as the target account related data.
When determining the target account association data and determining the current usage account of the multi-frequency internet of things card, if the multi-frequency internet of things card receives an operation request for the multi-frequency internet of things card, S25 may be performed according to the received operation request.
S25: and when receiving an operation request for the multi-frequency internet card, performing operation corresponding to the operation request according to the target account associated data.
The multi-frequency internet of things card can obtain an operation request for the multi-frequency internet of things card based on the card swiping operation of a user, and can also receive the operation request for the multi-frequency internet of things card in a wireless communication mode when the multi-frequency internet of things card starts a wireless communication function.
The operation corresponding to the operation request may be an operation related to consumption, such as a fee deduction or a recharge, or an operation related to authority management, such as an operation of controlling a state update (unlocking, decryption, or the like) of a certain device.
In the method of S21-S25, since at least one set of authentication information is stored in the multi-frequency internet-of-things card, when the current authentication information is collected, the current user can be authenticated based on the at least one set of authentication information, and when the current user passes the authentication, the target account association data is determined from the multi-frequency internet-of-things card. Therefore, the current using account of the multi-frequency internet of things card can be determined from the plurality of accounts, namely, the account corresponding to the target account association data is used as the current using account of the multi-frequency internet of things card, and account switching is achieved. On the basis, when the multi-frequency internet-of-things card is used, the multi-frequency internet-of-things card receives an operation request for the multi-frequency internet-of-things card, and when the operation request for the multi-frequency internet-of-things card is received, operation corresponding to the operation request is carried out based on the determined target account associated data, so that data irrelevant to a currently used account in the card can be prevented from being processed by mistake.
Optionally, as shown in fig. 3, to facilitate implementing a secure shared card swipe for multiple account numbers (multiple accounts), before performing S25, the method may further include: and S24. S25 (including S251 or S252) may be performed after S24.
S24: and writing the target account associated data into a designated storage space in the multi-frequency internet card.
In one application scenario, the target account association data may include an account balance, the designated storage space may be an electronic wallet, and based on the S24, the S25 may include: and S251.
S251: and responding to the card swiping consumption operation of the multi-frequency internet card, and updating the account balance stored in the electronic wallet.
Through the implementation manners of S24 and S251, since the target account associated data is written in the designated storage space, when the user uses the multi-frequency internet of things card to swipe the card for consumption, the account balance related to the currently used account of the multi-frequency internet of things card can be updated in a targeted manner, so that the data stored in the card and not currently used account is prevented from being processed, and the secure sharing of the internet of things card can be realized.
In another application scenario, the target account association data may include authority data, the designated storage space may be an authority storage file, and based on the S24, the S25 may include: and S252.
S252: and responding to a card swiping authorization request of the multi-frequency internet of things card, and executing authority management operation corresponding to the card swiping authorization request based on the authority data stored in the authority storage file.
Through the implementation manners of the S24 and S252, since the target account associated data is written into the designated storage space, when the user performs the card swiping authorization operation by using the multi-frequency internet of things card, the authority management operation can be performed by the multi-frequency internet of things card based on the authority data related to the currently used account of the multi-frequency internet of things card, so that the wrong authority management operation can be avoided based on the authority data of the account which is not currently used and is stored in the card, and the secure sharing of the internet of things card can be realized.
As one implementation, as shown in fig. 4, after writing the target account association data into the designated storage space in the multi-frequency internet card based on S24, the method may further include S26-S28.
S26: and when the identity authentication information is acquired again, judging whether the currently acquired identity authentication information is the identity authentication information corresponding to the currently used account of the multi-frequency internet of things card.
Before S26, that is, before the authentication information is collected again, the authenticated user may use the multi-frequency internet card based on the target account association data determined after the authentication, for example, swipe the card for consumption, perform an authority association operation with the card, and the like. Taking the card swiping as an example, after one or more card swiping operations are performed, when the multi-frequency internet of things card acquires the authentication information again, S26 may be performed.
S27 may be performed based on S26.
S27: when the currently acquired authentication information is the authentication information corresponding to the currently used account of the multi-frequency internet-of-things card, writing the currently stored target account associated data in the designated storage space into a first storage space in the multi-frequency internet-of-things card, wherein the first storage space is used for storing the associated data of all accounts corresponding to at least one group of authentication information.
S28 is performed after S27.
S28: and deleting the target account associated data stored in the designated storage space.
After S28, S21 may be re-executed to personally authenticate the next user to determine a new current use account based on at least one set of authentication information stored in the card.
Of course, before S26, if the authenticated user does not have the requirement of using the card, the authentication information may be input to the multi-frequency internet of things card again, so that the multi-frequency internet of things card performs the processes of S26-S28 according to the authentication information obtained at this time.
Through the implementation mode of S26-S28, the card swiping authority of the current account of the multi-frequency internet of things card on the card can be cancelled, user switching and account switching can be facilitated, and processing of wrong data during card swiping of a person can be avoided.
The method of S21-S28 can be used as the operation process of the multi-frequency internet card.
To describe the principle of the method of S21-S28, in one example, before performing S24, at least one set of authentication information and account association data corresponding to each set of the at least one set of authentication information may be stored in the first storage space. Each set of information in the at least one set of authentication information may be obtained through an identification module (which may be the aforementioned collector) provided on the multi-frequency internet of things card.
Taking the authentication information as fingerprint information, as shown in fig. 5 or fig. 6, the first storage space may store data of n accounts, where the data of the n accounts may include: n fingerprints corresponding to the n accounts and account association data corresponding to each of the n fingerprints. The data for the n accounts shown in fig. 5 includes n fingerprints and account balances for the n accounts to which the n fingerprints correspond. The data of the n accounts shown in fig. 6 includes n fingerprints and authority data of n users corresponding to the n fingerprints. And the account balance and the authority data corresponding to the same fingerprint are regarded as account associated data related to the same account.
In the use process of the multi-frequency internet-of-things card, after the current identity authentication information of the current user is authenticated, under the condition that the authentication result indicates that the identity authentication is passed, target associated data corresponding to the current identity authentication information can be determined from the first storage space, for example, account balance 1 corresponding to fingerprint 1 and authority data of user 1 can be determined, then, the account balance 1 corresponding to the fingerprint 1 and the authority data of user 1 can be stored into a specified storage space as target associated data, the account balance 1 is written into an electronic wallet of the card, and the authority data of user 1 is written into an authority storage file of the card.
The user can effectively swipe the card based on the target account associated data written into the designated memory space. After the card swiping is finished (for example, after one or more card swiping times), when the fingerprint 1 is re-entered, the multi-frequency internet of things card writes the target account associated data updated by the card swiping back to the first storage space, and clears the target associated data in the specified storage space, for example, deletes the account balance stored in the electronic wallet and the authority data stored in the authority storage file, so that new data can be written into the specified storage space for a new account subjected to identity verification next time.
Optionally, as shown in fig. 7, in addition to implementing S25 in the card swiping manner in S251 or S252, as another implementation manner of S25, S25 may further include: and S253. Wherein, S253 may be performed independently of S24, and S253 may be performed after S24, or may be performed after S23.
S253: and responding to the wireless interaction request of the multi-frequency internet of things card, acquiring target account associated data through a wireless communication module in the multi-frequency internet of things card, and updating the target account associated data, or executing authority management operation corresponding to the wireless interaction request through the wireless communication module.
The wireless interaction request of the external mobile terminal may be received through a wireless communication module (the wireless communication module is the second communication unit, and may be the bluetooth module) on the multi-frequency internet of things card.
The operation specifically executed by the multi-frequency internet of things card is to execute the authority management operation corresponding to the wireless interaction request or update the target account associated data, and the operation depends on the content of the actual wireless interaction request.
If the wireless interactive request is a request about consumption, the multi-frequency internet of things card can acquire and update the target account associated data through the wireless communication module based on the wireless interactive request under the condition that the current use account of the card is determined and the target account associated data is determined through S23. For example, in the case that the target account associated data includes an account balance, the account balance update may be performed on the target account associated data of the currently used account in response to the wireless interaction request, so as to implement consumption in the wireless communication mode. It can be understood that the updating operation at this time is to update the data of the currently used account, and does not affect the account balance of other accounts stored in the card.
If the wireless interactive request is not a request for consumption, for example, a request for authorization processing, in the case that the current usage account of the card is determined and the target account associated data is determined through S23, the multi-frequency internet of things card may perform, through the wireless communication module, a rights management operation corresponding to the wireless interactive request based on the wireless interactive request. For example, in the case that the target account associated data includes rights data such as remote unlocking/locking rights for 3 specified locks, state switching rights (for example, states of opening, closing, sleeping, and the like) for a specified device, an interactive object may be determined according to specific content of the wireless interactive request received at this time, and interaction control may be performed on the interactive object in a wireless communication manner according to the rights data in the target account associated data at this time, or rights data related to the interactive object in the target account associated data at this time may be transmitted to the interactive object in a wireless communication manner, or rights data related to the interactive object in the target account associated data at this time may be transmitted to the initiator of the wireless interactive request in a wireless communication manner, so as to grant the initiator of control rights on the interactive object. The application does not limit the authority management operation specifically corresponding to the wireless interaction request.
A wireless consumption operation or a rights management operation (e.g., turning on or off a certain device through a card) may be implemented based on the principle of S253.
Through the implementation manner of the S253, when the user uses the multi-frequency internet of things card to perform non-contact interaction with some devices, the multi-frequency internet of things card can execute the operation corresponding to the received wireless interaction request according to the target account associated data through the wireless communication module on the card. Therefore, under the card using scene of non-contact card swiping, corresponding operation can be performed on the basis of the target account associated data and the wireless interaction request, the data of the non-current using account of the card can be prevented from being processed, and the secure sharing of the internet of things card is facilitated.
Optionally, as shown in fig. 8, before performing S21, the method may further include: an account registration process. The performing step of the account registration procedure may include S201-S203.
S201: when an account registration request sent by a designated terminal is received, account associated data corresponding to the account registration request is generated in a first storage space of the multi-frequency internet card.
The designated terminal is a terminal establishing a binding relationship with the multi-frequency Internet of things card.
S202: according to the account registration request, identity authentication information corresponding to the account registration request is collected, and an association relationship exists between account association data corresponding to the account registration request and the identity authentication information corresponding to the account registration request.
S203: and sending an account registration result to the specified terminal.
Take the example that a mobile phone logging in an administrator account registers an account.
As shown in fig. 9, the user may establish a bluetooth connection with the multi-frequency internet of things card through the mobile phone, and perform an account registration process while maintaining the bluetooth connection. The identification of the user 1 can be created through the mobile phone and sent to the multi-frequency internet of things card. The multi-frequency Internet of things card can use the identification of the user 1 to create an electronic account and a permission information storage space of the user 1 in a first storage space, and generates default account association data of the user 1. At this time, the multi-frequency internet of things card may change the state of the indicator light to prompt the user to register authentication information (e.g., a fingerprint) on the card. After the identity authentication information is registered, the multi-frequency internet card can send an account registration result to the mobile phone, so that the mobile phone is responded, and the account of the user 1 is successfully established. Based on this principle, a plurality of accounts may be registered, which may include accounts of user 2 through user n.
Through the implementation mode of S201-S203, the account registration mode applicable to the Internet of things card is provided, in the account registration process, the multi-frequency Internet of things card can generate account associated data for the currently registered account and record identity verification information for the currently registered account, in the account registration process, the association relationship between the account associated data and the identity verification information of each account can be determined, after an account registration result is sent to a designated terminal, the registration process of the next account is facilitated, and multi-account registration can be realized.
As an embodiment, after the account registration is completed, the multi-frequency internet card may be used based on data generated during the registration process. For example, default account association data may be generated for each registered account number in the account registration process, and if data that can be used in the usage process of the internet of things card is generated by default for each registered user in the account registration process, for example, some authority data is configured by default for each registered user, after the account registration process is finished, the method of 21-S25 may be directly performed based on the account association data generated in the registration process.
As another embodiment, the multi-frequency internet card is used only when the registration is completed and the configuration is completed for each account after the registration. If the default account association data generated for each registered account in the account registration process is not enough to meet the usage requirement of the internet of things card, for example, the default account balance generated for each registered account in the registration process is 0, the corresponding account needs to be recharged in a configuration manner, so that the consumption is performed based on the account balance of each account when the multi-frequency internet of things card is subsequently used. If the default permissions generated for each registered account during the registration process are null or invalid permissions, then some permissions need to be granted to the corresponding account by way of configuration. The configuration process can refer to the following contents of S204-S205, based on which the consumption configuration and the permission configuration can be implemented, and the data content of the specific configuration can be determined according to the actual requirement.
Optionally, as shown in fig. 10, after S203 and before performing S21, the method may further include: and (5) configuring. The execution step of the configuration process may include S204-S205. And configuring each account which is registered in the multi-frequency internet card through S204-S205.
S204: and acquiring a data editing request.
S205: according to the data editing request, one or more accounts are determined from all registered accounts corresponding to at least one group of identity verification information to be used as editing objects, configuration operation is carried out on account associated data of the editing objects, and the content of the configuration operation comprises charging and/or permission configuration.
And the account associated data subjected to the configuration operation is regarded as valid data.
The method of S21-S25 may be performed based on S205, and the implementation of S25 may include: and when receiving an operation request for the multi-frequency internet card, performing operation corresponding to the operation request according to the target account associated data subjected to the configuration operation.
Illustratively, similar to the account registration process, the multi-frequency internet card may establish and maintain a bluetooth connection relationship with an external mobile terminal bound to a mobile phone or the like, and upon receiving a data editing request sent by the mobile phone, the S204-S205 may be executed.
The data editing request can carry the identity of the requester.
The user as the requester can edit the account associated data of one or more accounts according to actual needs, and the multi-frequency internet card performs configuration operation on the corresponding account associated data according to the editing operation. For example, if the requestor is an administrator, all accounts corresponding to the at least one set of authentication information may be subject to editing by the requestor. The multi-frequency internet of things card can send data of all registered accounts in the multi-frequency internet of things card to initiating equipment of the data editing request according to the data editing request so that the initiating equipment can display all accounts registered in the multi-frequency internet of things card, a user can select an editing object needing configuration at this time through the initiating equipment, edit the selected editing object, and send an editing operation result to the multi-frequency internet of things card through the initiating equipment. The multi-frequency internet card can take the received editing operation result as a part of the content of the data editing request, and carries out configuration operation on the account associated data of the editing object according to the editing operation result. For example, the administrator may configure access rights for the registered account, or the administrator may recharge the registered account, etc.
If the requestor is not an administrator, but the requestor matches one of the at least one set of authentication information, an account associated with the requestor itself may be the subject of the edit. The user as the requester can edit the account associated data related to the user, and the multi-frequency internet card performs configuration operation on the corresponding account associated data according to the editing operation.
Through the implementation mode of S204-S205, an implementation mode capable of configuring multiple accounts of the Internet of things card is provided, based on the data editing request and at least one group of identity authentication information stored in the card, one or more registered accounts can be determined from the card to serve as editing objects, configuration operation is performed on account associated data of the editing objects in a targeted manner, flexible configuration of the multiple accounts in the card is facilitated, and the use requirement of the Internet of things card can be met under the condition that the configuration operation is completed.
In summary, by the method and the multi-frequency internet-of-things card provided by the embodiment of the application, the personal identity authentication can be performed before the card is used, and the target account associated data capable of effectively using the card can be obtained only when the authentication is passed, so that the user who takes the card has the corresponding electronic wallet and authority to swipe the card. By the method and the multi-frequency Internet of things card, the same card can be shared by multiple persons, the electronic wallet and the authority of each person can be concentrated on the same card, the identity authentication is carried out through the identity authentication information such as fingerprints, passwords and faces when each person uses the card, and the switching of different users and different accounts in the card is realized when the identity authentication passes, so that the safe sharing of the card is realized.
In the embodiments provided in the present application, it should be understood that the disclosed card and method may be implemented in other ways. The above-described embodiments are merely illustrative, and for example, a module may be divided into only one logical functional division, and an actual implementation may have another division, and for example, a plurality of units or components may be combined or integrated into another system. Some or all of the components can be selected according to actual needs to achieve the purpose of the scheme of the embodiment. In addition, the connections discussed above may be indirect couplings or communication connections between devices or units through some communication interfaces, and may be electrical, mechanical or other forms.
Furthermore, the functional modules in the embodiments of the present application may be integrated together to form an independent part, or each module may exist separately, or two or more modules may be integrated to form an independent part.
It should be noted that the functions in the above method, if implemented in the form of software functional modules and sold or used as independent products, may be stored in a computer readable storage medium. Based on such understanding, the technical solutions of the present application, or portions thereof, which substantially or substantially contribute to the prior art, may be embodied in the form of a software product stored in a storage medium and including instructions for causing a computer device to perform all or part of the steps of the methods of the embodiments of the present application.
In this document, relational terms such as first and second, and the like may be used solely to distinguish one entity or action from another entity or action without necessarily requiring or implying any actual such relationship or order between such entities or actions.
The above embodiments are merely examples of the present application and are not intended to limit the scope of the present application, and various modifications and changes may be made by those skilled in the art. Any modification, equivalent replacement, improvement and the like made within the spirit and principle of the present application shall be included in the protection scope of the present application.
Claims (10)
1. An account switching method, the method comprising:
when the current authentication information of the current user is collected, matching the current authentication information with at least one group of authentication information stored in the multi-frequency Internet of things card to authenticate the current user;
when the current user passes identity authentication, determining target account associated data corresponding to the current identity authentication information from the multi-frequency internet card, wherein an account corresponding to the target account associated data is used as a current use account of the multi-frequency internet card;
and when receiving an operation request for the multi-frequency internet card, performing operation corresponding to the operation request according to the target account associated data.
2. The method of claim 1, wherein prior to performing the operation corresponding to the operation request according to the target account association data, the method further comprises: writing the target account associated data into a designated storage space in the multi-frequency internet card;
the target account associated data includes an account balance, the designated storage space is an electronic wallet, and when an operation request for the multi-frequency internet-of-things card is received, performing an operation corresponding to the operation request according to the target account associated data includes:
updating the account balance stored in the electronic wallet in response to a card swiping consumption operation of the multi-frequency internet card.
3. The method of claim 1, wherein prior to performing the operation corresponding to the operation request according to the target account association data, the method further comprises: writing the target account associated data into a designated storage space in the multi-frequency internet card;
the target account associated data includes authority data, the designated storage space is an authority storage file, and when an operation request for the multi-frequency internet-of-things card is received, performing an operation corresponding to the operation request according to the target account associated data includes:
responding to a card swiping authorization request of the multi-frequency internet of things card, and executing authority management operation corresponding to the card swiping authorization request based on the authority data stored in the authority storage file.
4. The method according to claim 2 or 3, wherein after writing the target account association data to a designated memory space in the multi-frequency internet card, the method further comprises:
when the identity authentication information is acquired again, judging whether the currently acquired identity authentication information is the identity authentication information corresponding to the currently used account of the multi-frequency internet of things card;
when the currently acquired authentication information is the authentication information corresponding to the currently used account of the multi-frequency internet-of-things card, writing the target account associated data currently stored in the designated storage space into a first storage space in the multi-frequency internet-of-things card, wherein the first storage space is used for storing the associated data of all accounts corresponding to the at least one group of authentication information;
deleting the target account associated data stored in the designated storage space.
5. The method according to claim 1, wherein the performing, when receiving an operation request for the multi-frequency internet card, an operation corresponding to the operation request according to the target account association data comprises:
and responding to a wireless interaction request for the multi-frequency internet of things card, acquiring the target account associated data through a wireless communication module in the multi-frequency internet of things card, and updating the target account associated data, or executing authority management operation corresponding to the wireless interaction request through the wireless communication module.
6. The method of claim 1, wherein prior to matching the current authentication information with at least one set of authentication information stored in a multi-frequency internet of things card to authenticate the current user, the method further comprises:
when an account registration request sent by a designated terminal is received, generating account associated data corresponding to the account registration request in a first storage space of the multi-frequency internet-of-things card;
acquiring identity authentication information corresponding to the account registration request according to the account registration request, wherein an association relationship exists between account association data corresponding to the account registration request and the identity authentication information corresponding to the account registration request;
and sending an account registration result to the appointed terminal.
7. The method of claim 6, wherein after sending the account registration result to the designated terminal, the method further comprises:
acquiring a data editing request;
according to the data editing request, determining one or more accounts as editing objects from all registered accounts corresponding to the at least one group of identity verification information, and performing configuration operation on account associated data of the editing objects, wherein the content of the configuration operation comprises recharge and/or permission configuration;
when receiving an operation request for the multi-frequency internet card, performing an operation corresponding to the operation request according to the target account associated data, including: and when receiving an operation request for the multi-frequency internet card, performing operation corresponding to the operation request according to the target account associated data subjected to configuration operation.
8. The method according to claim 1, wherein the authentication information is any one of a fingerprint, a password, and face information.
9. A multi-frequency Internet of things card, comprising: the system comprises a collector, a processing unit, a first communication unit and a second communication unit;
the second communication unit is used as a wireless communication module and used for providing a wireless communication function;
the collector is used for collecting identity authentication information;
the processing unit is used for storing at least one group of identity authentication information and all account associated data corresponding to the at least one group of identity authentication information;
the first communication unit is used for providing a designated storage space;
the multi-frequency internet card is used for executing the method of any one of claims 1 to 8.
10. The multi-frequency internet of things card of claim 9, wherein the multi-frequency internet of things card is an active card, and an indicator light is disposed on the multi-frequency internet of things card;
the indicating lamp is used for indicating the acquisition state of the multi-frequency internet-of-things card on the authentication information.
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| CN202011087604.6A CN112232467A (en) | 2020-10-13 | 2020-10-13 | Account switching method and multi-frequency Internet of things card |
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