CN112200985A - Biological identification intelligent mobile payment equipment and system - Google Patents
Biological identification intelligent mobile payment equipment and system Download PDFInfo
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- CN112200985A CN112200985A CN202011235752.8A CN202011235752A CN112200985A CN 112200985 A CN112200985 A CN 112200985A CN 202011235752 A CN202011235752 A CN 202011235752A CN 112200985 A CN112200985 A CN 112200985A
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
- G07G1/00—Cash registers
- G07G1/12—Cash registers electronically operated
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
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- Engineering & Computer Science (AREA)
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- General Physics & Mathematics (AREA)
- Accounting & Taxation (AREA)
- General Business, Economics & Management (AREA)
- Strategic Management (AREA)
- Theoretical Computer Science (AREA)
- Finance (AREA)
- Computer Security & Cryptography (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Computer Networks & Wireless Communication (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention relates to the technical field of mobile payment, and discloses a biological recognition intelligent mobile payment device and system. The intelligent mobile payment equipment for biological identification comprises an equipment main body, a bank card reading module and a printing module, wherein the equipment main body comprises a touch screen, a fingerprint module, a camera module, a wireless communication module and a microprocessor, the microprocessor controls the wireless communication module to send fingerprint images and face images of users acquired by the fingerprint module and the camera module and account information read by the bank card reading module to a mobile payment server, and generates payment document data and controls the printing module to print the payment document after the wireless communication module receives identity confirmation and electronic payment information from the mobile payment server. According to the invention, the user identity is verified through fingerprint identification and face identification, and the payment receipt is printed after the mobile electronic payment is completed, so that the safety, reliability and convenience of mobile payment of the mobile payment equipment are improved.
Description
Technical Field
The invention relates to the technical field of mobile payment, in particular to a biological recognition intelligent mobile payment device and system.
Background
With the rapid development of intelligent device technology, more and more intelligent hardware is entering the mobile payment field. The existing mobile payment equipment such as a POS machine can only simply read the card number of a bank card or a credit card of a user to carry out electronic payment, cannot verify the real identity of the user, and once the card is stolen by others for card swiping consumption, irretrievable economic loss is caused to capital assets of the user. Therefore, the security, reliability and convenience of the mobile payment of the existing mobile payment device need to be improved.
Disclosure of Invention
In view of the above, the invention provides a biometric intelligent mobile payment device and system, which solve the technical problems of poor security, reliability and convenience of mobile payment of the conventional mobile payment device.
According to an embodiment of the invention, the device comprises a device body, a bank card reading module and a printing module, wherein the device body comprises a touch screen, a fingerprint module, a camera module, a wireless communication module and a microprocessor, the touch screen is arranged in the center of the front face of the device body, the fingerprint module and the camera module are arranged at the top of the device body, the bank card reading module is arranged on the side of the device body, the printing module is arranged on the back of the fingerprint module, the microprocessor is used for controlling the wireless communication module to send fingerprint images and face images of users acquired by the fingerprint module and the camera module and account information read by the bank card reading module to a mobile payment server, and after the wireless communication module receives identity confirmation and electronic payment information from the mobile payment server, the payment document data is generated and the printing module is controlled to print payment document data And printing the payment receipt.
Preferably, the microprocessor is further configured to control the wireless communication module to send the payment two-dimensional code acquired by the camera module to a mobile payment server.
Preferably, the wireless communication module is a bluetooth module, a WIFI module, a 4G/5G module.
Preferably, a light supplement lamp is further arranged around the camera module.
Preferably, the touch screen is configured to display a fingerprint image and a face image of a user acquired by the fingerprint module and the camera module, account information read by the bank card reading module, payment receipt data, and electronic payment information received from the mobile payment server.
Preferably, the bank card reading module comprises a buckle head, a card swiping slot and an IC card reading head arranged in the card swiping slot, and the buckle head is detachably buckled and installed in a card hole on the side of the device main body.
Preferably, the fingerprint module is a push type semiconductor fingerprint module or an optical fingerprint module.
Preferably, the device main body is further provided with a data interface for performing payment service data communication with an external payment device through a data line.
Preferably, the printing module is detachably installed in the back clamping hole of the fingerprint module in a clamping mode through a clamping head in a clamping mode.
According to another embodiment of the invention, the biometric intelligent mobile payment system is characterized by comprising the biometric intelligent mobile payment device and a mobile payment server, wherein the biometric intelligent mobile payment device is used for collecting and generating mobile payment request data and sending the mobile payment request data to the mobile payment server, and the mobile payment server is used for carrying out electronic payment according to the mobile payment request data.
The invention relates to a biological recognition intelligent mobile payment device, which comprises a device main body, a bank card reading module and a printing module, the device main body comprises a touch screen, a fingerprint module, a camera module, a wireless communication module and a microprocessor, the touch screen is arranged in the center of the front face of the equipment main body, the fingerprint module and the camera module are arranged at the top of the equipment main body, the bank card reading module is arranged on the side of the equipment main body, the printing module is arranged on the back of the fingerprint module, the microprocessor is used for controlling the wireless communication module to send fingerprint images and face images of users acquired by the fingerprint module and the camera module and account information read by the bank card reading module to the mobile payment server, and generating payment document data and controlling the printing module to print the payment document after the wireless communication module receives identity confirmation and electronic payment information from the mobile payment server. According to the invention, the user identity is verified through fingerprint identification and face identification, and the payment receipt is printed after the mobile electronic payment is completed, so that the safety, reliability and convenience of mobile payment of the mobile payment equipment are improved.
Drawings
In order to more clearly illustrate the technical solutions in the embodiments of the present invention, the drawings used in the description of the embodiments will be briefly introduced below. It is obvious that the drawings in the following description are only some embodiments of the invention, and that for a person skilled in the art, other drawings can be derived from them without inventive effort.
Fig. 1 is a schematic structural diagram of a biometric intelligent mobile payment device in one embodiment of the invention.
Fig. 2 is a schematic diagram of electrical connections of a biometric smart mobile payment device in an embodiment of the present invention.
Fig. 3 is a schematic structural diagram of a biometric intelligent mobile payment system according to another embodiment of the present invention.
Detailed Description
The technical solution of the present invention will be further described in more detail with reference to the accompanying drawings and the detailed description. It is to be understood that the described embodiments are merely a few embodiments of the invention, and not all embodiments. All other embodiments, which can be obtained by a person skilled in the art without any inventive step based on the embodiments of the present invention, shall fall within the scope of protection of the present invention.
In the description of the present invention, it is to be understood that the terms "first," "second," and the like are used for descriptive purposes only and are not to be construed as indicating or implying relative importance. In the description of the present invention, it is to be noted that, unless otherwise explicitly specified or limited, the terms "connected" and "connected" are to be interpreted broadly, e.g., as being fixed or detachable or integrally connected; can be mechanically or electrically connected; may be directly connected or indirectly connected through an intermediate. To those of ordinary skill in the art, the specific meanings of the above terms in the present invention can be understood in conjunction with specific situations. In addition, in the description of the present invention, "a plurality" means two or more unless otherwise specified.
Referring to fig. 1 and 2, a biometric smart mobile payment device 100 according to an embodiment of the present invention includes a device body 1, a bank card reading module 2, and a printing module 3, where the device body 1 includes a touch screen 10, a fingerprint module 11, a camera module 12, a fill-in light 13, a wireless communication module 14, and a microprocessor 15.
In this embodiment, the touch screen 10 is disposed in the center of the front surface of the device main body 1, and may be made of LCD, LED or OLED, and may display data related to various payment services, such as fingerprint images and face images of a user collected by the fingerprint module 11 and the camera module 12, account information read by the bank card reading module 2, payment receipt data, and electronic payment information and user information received from an external mobile payment server.
In this embodiment, the fingerprint module 11 and the camera module 12 are disposed on the top of the device body 1, the fingerprint module 11 can be a push type semiconductor fingerprint module or an optical fingerprint module, and the camera module 12 can be a CMOS or CCD high-definition camera. Light filling lamp 13 sets up around camera module 12, when the square light intensity is not enough, light filling lamp 13 opens the light and corresponds and carry out the light intensity compensation to ensure camera module 12's face image quality promotes people's face identification's security and reliability.
In some embodiments, the camera module 12 may further collect a payment two-dimensional code generated on a user smart mobile terminal, such as a mobile phone, and the microprocessor 15 may control the wireless communication module 14 to send the payment two-dimensional code collected by the camera module 12 to a mobile payment server for electronic payment, and return payment information.
In this embodiment, the wireless communication module 14 and the microprocessor 15 are disposed on the main board inside the device main body 1. The wireless communication module 14 can select a Bluetooth module, a WIFI module and a 4G/5G module, and can perform mobile payment data instant communication with an external mobile payment server.
In some embodiments, the device body 1 is further provided with a data interface 16, so as to directly communicate payment service data with an external payment device, such as a cash register, etc., through a data line.
In this embodiment, the bank card reading module 2 is disposed at the left and right sides of the device main body 1, the bank card reading module 2 includes a card fastening head 21, a card swiping slot 22 and an IC card reading head 23 disposed in the card swiping slot, a user can swipe a magnetic stripe portion of a bank card through the card swiping slot 22, and the IC card reading head 23 reads and decodes user account information stored in the magnetic stripe portion of the bank card. The buckle head 21 is detachably installed in a buckle hole on the side of the device body 1 in a buckle mode, and a user can flexibly install or dismantle the bank card reading module 2 according to actual needs.
In this embodiment, the print module 3 is disposed at the back of the fingerprint module 11, and a micro printer is built in. Print module 11 is in through specific buckle head detachably buckle installation 11 back card hole, can install or dismantle according to actual need in a flexible way print module 3 has promoted the convenience that mobile payment equipment used.
In this embodiment, the microprocessor 15 is disposed on the main board inside the device main body 1, and includes an arithmetic unit 151 and a controller 152, and an arithmetic circuit and a control circuit are disposed correspondingly. The calculator 151 generates mobile payment request data according to the fingerprint image and the face image of the user acquired by the fingerprint module 11 and the camera module 12 and the account information read by the bank card reading module 2 through the wireless communication module 14, and generates payment receipt data after the wireless communication module 14 receives identity confirmation and electronic payment information from the mobile payment server. The controller 152 controls the wireless communication module 14 to send mobile payment request data generated by the fingerprint image and the face image of the user collected by the fingerprint module 11 and the camera module 12 and the account information read by the bank card reading module 2 to the mobile payment server, and controls the printing module to print the payment document according to the generated payment document data. The identity of the user is verified through fingerprint recognition and face recognition, and a payment receipt is printed after the mobile electronic payment is completed, so that the safety, reliability and convenience of mobile payment of the mobile payment equipment are improved.
Referring to fig. 3, another embodiment of the present invention also provides a biometric intelligent mobile payment system 300. The biometric intelligent mobile payment system 300 comprises the biometric intelligent mobile payment device 100 and the mobile payment server 200 in the above embodiments, the biometric intelligent mobile payment device 100 can collect and generate mobile payment request data and send the mobile payment request data to the mobile payment server 200, the mobile payment server 200 performs electronic payment according to the mobile payment request data, the user identity is verified through fingerprint identification and face identification, and a payment receipt is printed after the mobile electronic payment is completed, so that the security, reliability and convenience of mobile payment of the mobile payment device are improved.
It should be understood that portions of the present invention may be implemented in hardware, software, firmware, or a combination thereof. In the above embodiments, the various steps or methods may be implemented in software or firmware stored in memory and executed by a suitable instruction execution system. For example, if implemented in hardware, as in another embodiment, any one or combination of the following techniques, which are known in the art, may be used: a discrete logic circuit having a logic gate circuit for implementing a logic function on a data signal, an application specific integrated circuit having an appropriate combinational logic gate circuit, a Programmable Gate Array (PGA), a Field Programmable Gate Array (FPGA), or the like.
In the description herein, references to the terms "one embodiment," "some embodiments," "an example," "a specific example," or "some examples" or the like, mean that a particular feature, structure, material, or characteristic described in connection with the embodiment or example is included in at least one embodiment or example of the invention. In this specification, the schematic representations of the terms used above do not necessarily refer to the same embodiment or example. Furthermore, the particular features, structures, materials, or characteristics described may be combined in any suitable manner in any one or more embodiments or examples.
While embodiments of the invention have been shown and described, it will be understood by those of ordinary skill in the art that: various changes, modifications, substitutions and alterations can be made to the embodiments without departing from the principles and spirit of the invention, the scope of which is defined by the claims and their equivalents.
Claims (10)
1. The device is characterized by comprising a device body, a bank card reading module and a printing module, wherein the device body comprises a touch screen, a fingerprint module, a camera module, a wireless communication module and a microprocessor, the touch screen is arranged in the center of the front face of the device body, the fingerprint module and the camera module are arranged at the top of the device body, the bank card reading module is arranged on the side of the device body, the printing module is arranged on the back of the fingerprint module, and the microprocessor is used for controlling the wireless communication module to send fingerprint images and face images of users collected by the fingerprint module and the camera module and account information read by the bank card reading module to a mobile payment server, and generating payment document data and controlling the printing module to print the payment document after the wireless communication module receives identity confirmation and electronic payment information from the mobile payment server.
2. The biometric intelligent mobile payment device of claim 1, wherein the microprocessor is further configured to control the wireless communication module to send the payment two-dimensional code collected by the camera module to a mobile payment server.
3. The biometric smart mobile payment device of claim 1, wherein the wireless communication module is a bluetooth module, a WIFI module, a 4G/5G module.
4. The biometric intelligent mobile payment device of claim 1, wherein a fill light is further disposed around the camera module.
5. The biometric smart mobile payment device of claim 1, wherein the touch screen is configured to display a fingerprint image and a face image of the user captured by the fingerprint module and the camera module, account information read by a bank card reading module, payment receipt data, and electronic payment information received from the mobile payment server.
6. The biometric smart mobile payment device of claim 1, wherein the bank card reading module comprises a card snap head, a card swiping slot and an IC card reading head arranged in the card swiping slot, and the card snap head is detachably snap-mounted in the side card hole of the device body.
7. The biometric smart mobile payment device of claim 1, wherein the fingerprint module is a push type semiconductor fingerprint module or an optical fingerprint module.
8. The biometric intelligent mobile payment device of claim 1, wherein the device body is further provided with a data interface for payment transaction data communication with an external payment device through a data line.
9. The biometric smart mobile payment device of claim 1, wherein the print module is removably snap-mounted within the fingerprint module back snap hole via a snap head.
10. A biometric intelligent mobile payment system, comprising a biometric intelligent mobile payment device according to any one of claims 1 to 9 and a mobile payment server, wherein the biometric intelligent mobile payment device is used for collecting and generating mobile payment request data and sending the mobile payment request data to the mobile payment server, and the mobile payment server is used for carrying out electronic payment according to the mobile payment request data.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202011235752.8A CN112200985A (en) | 2020-11-09 | 2020-11-09 | Biological identification intelligent mobile payment equipment and system |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202011235752.8A CN112200985A (en) | 2020-11-09 | 2020-11-09 | Biological identification intelligent mobile payment equipment and system |
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| CN112200985A true CN112200985A (en) | 2021-01-08 |
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| CN202011235752.8A Pending CN112200985A (en) | 2020-11-09 | 2020-11-09 | Biological identification intelligent mobile payment equipment and system |
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Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN113538814A (en) * | 2021-06-22 | 2021-10-22 | 华录智达科技股份有限公司 | Intelligent bus vehicle-mounted terminal supporting digital RMB payment |
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2020
- 2020-11-09 CN CN202011235752.8A patent/CN112200985A/en active Pending
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN113538814A (en) * | 2021-06-22 | 2021-10-22 | 华录智达科技股份有限公司 | Intelligent bus vehicle-mounted terminal supporting digital RMB payment |
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