CN112150731A - Instant card-issuing terminal for credit card - Google Patents
Instant card-issuing terminal for credit card Download PDFInfo
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- CN112150731A CN112150731A CN202010843827.4A CN202010843827A CN112150731A CN 112150731 A CN112150731 A CN 112150731A CN 202010843827 A CN202010843827 A CN 202010843827A CN 112150731 A CN112150731 A CN 112150731A
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
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Abstract
The invention discloses a credit card instant issuing terminal, belonging to the technical field of bank equipment, comprising: the intelligent cabinet comprises a cabinet body, a top frame, a card printing device, a data encryption module, a data decryption module, a bank terminal and a storage module, a controller is installed on one side of the inside of the cabinet body, a communication module is installed on the top end of the controller, the top frame is installed on the top end of the outside of the cabinet body, a face recognition camera is installed on the first part of the front wall of the top frame, a display screen is installed in the middle of the front wall of the top frame, a control panel and a card outlet device are installed on the lower half part of the front wall of the top frame, and an identity card reading device is installed on one side of the bottom end. The instant credit card issuing terminal can greatly save time for transacting the card by a client, increase the time limit of bank service, and can be used for 24H business, and the credit card can be used immediately, thereby better meeting the use requirements of the client.
Description
Technical Field
The invention relates to the technical field of bank equipment, in particular to an instant credit card issuing terminal.
Background
Credit cards, also called debit cards, are credit certificates issued by commercial banks or credit card companies to consumers who qualify for credit. The card is in the form of a card with the front printed with contents such as card bank name, validity period, number, cardholder name and the like and the back printed with magnetic stripe and signature strip. The consumer with credit card can go to special business service department to shop or consume, and then the bank can settle accounts with the merchant and the cardholder, and the cardholder can overdraft the credit in the stipulated limit. However, under the existing condition, the credit card is usually handled manually, which is troublesome and labor-consuming, and the business time is limited, so that the requirement that the client urgently needs to use the credit card cannot be met.
Disclosure of Invention
This section is for the purpose of summarizing some aspects of embodiments of the invention and to briefly introduce some preferred embodiments. In this section, as well as in the abstract and the title of the invention of this application, simplifications or omissions may be made to avoid obscuring the purpose of the section, the abstract and the title, and such simplifications or omissions are not intended to limit the scope of the invention.
The present invention has been made in view of the above and/or other problems occurring in the conventional card issuing terminal.
Therefore, the invention aims to provide the instant credit card issuing terminal, which can greatly save the time for card transaction of customers and increase the time limit of bank service, and the terminal can be operated in 24H, so that the credit card can be used immediately, and the use requirements of the customers can be better met.
To solve the above technical problem, according to an aspect of the present invention, the present invention provides the following technical solutions:
a credit card instant-issuing terminal, comprising: the intelligent cabinet comprises a cabinet body, a top frame, a card printing device, a data encryption module, a data decryption module, a bank terminal and a storage module, wherein a controller is installed on one side in the cabinet body, a communication module is installed at the top end of the controller, the top frame is installed at the top end of the outside of the cabinet body, a face recognition camera is installed on the upper half part of the front wall of the top frame, a display screen is installed in the middle of the front wall of the top frame, a control panel and a card outlet device are installed on the lower half part of the front wall of the top frame, an identity card reading device is installed on one side of the bottom end of the top frame, the card printing device and the data encryption device are installed in the top frame, the control panel, the face recognition camera and the identity card reading device are all electrically connected with the controller, the controller is electrically connected with the communication device, the card printing device and the card, the data encryption module is connected with a data decryption module through a local area network, the data decryption module is in signal connection with a bank terminal, and the bank terminal is in signal connection with a storage module and a communication module.
As a preferred scheme of the instant credit card issuing terminal of the present invention, wherein: the method comprises the following steps:
s1: sending a control instruction to a controller through a control panel, and controlling other devices to be opened by the controller;
s2: the identity card is placed on identity card reading equipment, and a face recognition camera acquires face image information and sends the face image information to a communication module;
s3: the information is sent to a data encryption module through a communication module for encryption;
s4: the data encryption module sends the information to the data decryption module through the local area network, decrypts the information and transmits the decrypted information to the bank terminal;
s5: the bank instantly examines and approves and authorizes the credit according to the credit authorization strategy of the system, and sends the information back to the controller through the communication module after the credit authorization is finished;
s6: the controller controls the card printing device to print the credit card and transmits the credit card to the outside through the card outlet device, thereby completing the transaction of the credit card service.
As a preferred scheme of the instant credit card issuing terminal of the present invention, wherein: the storage battery is installed to inside bottom one side of the cabinet body, install the mouth that charges on the storage battery.
As a preferred scheme of the instant credit card issuing terminal of the present invention, wherein: the utility model discloses a cabinet, including the cabinet body, the inside top of the cabinet body is middle to be installed the light, travel switch is installed to inside top one side of the cabinet body, travel switch electric connection has the light.
As a preferred scheme of the instant credit card issuing terminal of the present invention, wherein: temperature sensor is installed to inside top one side of the cabinet body, the air exhauster is installed on the inside top of the cabinet body, temperature sensor electric connection has the air exhauster.
As a preferred scheme of the instant credit card issuing terminal of the present invention, wherein: the inner wall of the cabinet body is provided with a heat insulation layer which is made of heat insulation cotton material.
As a preferred scheme of the instant credit card issuing terminal of the present invention, wherein: the cabinet door is installed to the front wall of the cabinet body, the preceding wall of cabinet door has seted up and has detained the kerve.
As a preferred scheme of the instant credit card issuing terminal of the present invention, wherein: the outside one side of the cabinet body is installed with a handle, and the handle is provided with an anti-skidding sleeve.
As a preferred scheme of the instant credit card issuing terminal of the present invention, wherein: the bottom four corners of the cabinet body are all provided with support columns, and four the bottom of each support column is movably connected with a wheel.
Compared with the prior art: the control instruction is sent to the controller through the control panel, the controller control device is opened, a face image is shot through the face recognition camera, identity card information is read through the identity card reading device, the face image information and the identity card information are sent to the controller, the controller sends the information to the data encryption module through the communication module, the data encryption module encrypts the information and sends the information to the data decryption module through the local area network, the data decryption module decrypts the information and sends the information to the bank terminal, the bank terminal instantly approves and gives the credit according to the credit strategy of the system, the information is sent back to the controller through the communication module after the credit is completed, the controller controls the card printing device to print the card and sends the credit card to the card outlet device to be discharged, and meanwhile, the information is sent to the storage module, and the credit card instantly sends the card to the terminal, so that the time for a client to transact the card can be greatly saved, the time limit of bank service is increased, the terminal can be operated under 24H, and the credit card can be used immediately, so that the use requirements of customers can be better met.
Drawings
In order to more clearly illustrate the technical solutions of the embodiments of the present invention, the present invention will be described in detail with reference to the accompanying drawings and detailed embodiments, and it is obvious that the drawings in the following description are only some embodiments of the present invention, and it is obvious for those skilled in the art to obtain other drawings without inventive exercise. Wherein:
FIG. 1 is a front view of the present invention;
FIG. 2 is a cross-sectional view of the case of the present invention;
FIG. 3 is a block diagram of the system of the present invention;
FIG. 4 is a flow chart of the present invention in operation.
In the figure: 100 cabinets, 110 controllers, 120 communication modules, 130 storage batteries, 131 charging ports, 140 illuminating lamps, 150 travel switches, 160 temperature sensors, 170 exhaust fans, 180 heat insulation layers, 190 cabinet doors, 191 buckle-pull grooves, 200 top frames, 210 face recognition cameras, 220 identification card reading equipment, 230 display screens, 240 control panels, 250 card outlet equipment, 300 card printing equipment, 400 data encryption modules, 500 data decryption modules, 600 bank terminals, 700 storage modules, 800 handles, 810 anti-slip sleeves, 900 supporting columns and 910 wheels.
Detailed Description
In order to make the aforementioned objects, features and advantages of the present invention comprehensible, embodiments accompanied with figures are described in detail below.
In the following description, numerous specific details are set forth in order to provide a thorough understanding of the present invention, but the present invention may be practiced in other ways than those specifically described herein, and it will be apparent to those of ordinary skill in the art that the present invention may be practiced without departing from the spirit and scope of the present invention, and therefore the present invention is not limited to the specific embodiments disclosed below.
Next, the present invention will be described in detail with reference to the drawings, and in the detailed description of the embodiments of the present invention, the cross-sectional views illustrating the structure of the device are not enlarged partially according to the general scale for convenience of illustration, and the drawings are only examples, which should not limit the scope of the present invention. In addition, the three-dimensional dimensions of length, width and depth should be included in the actual fabrication.
In order to make the objects, technical solutions and advantages of the present invention more apparent, embodiments of the present invention will be described in detail with reference to the accompanying drawings.
The invention provides an instant credit card issuing terminal, which can greatly save time for a customer to transact a card, increase the time limit of bank service, and ensure that the terminal can be operated under 24H and the credit card can be used immediately, thereby better meeting the use requirements of the customer, please refer to figure 1, figure 2, figure 3 and figure 4, and the instant credit card issuing terminal comprises: the cabinet 100, the top frame 200, the card printing device 300, the data encryption module 400, the data decryption module 500, the bank terminal 600 and the storage module 700;
referring to fig. 1, 2, 3 and 4 again, a controller 110 is installed at one side inside the cabinet 100, a communication module 120 is installed at the top end of the controller 110, a top frame 200 is installed at the top end outside the cabinet 100, a face recognition camera 210 is installed at the upper half part of the front wall of the top frame 200, a display screen 230 is installed in the middle of the front wall of the top frame 200, a control panel 240 and a card output device 250 are installed at the lower half part of the front wall of the top frame 200, an identification card reading device 220 is installed at one side of the bottom end of the top frame 200, a card printing device 300 and a data encryption device are installed inside the top frame 200, the control panel 240, the face recognition camera 210 and the identification card reading device 220 are all electrically connected with the controller 110, the controller 110 is electrically connected with a communication device, the card printing device 300 and the card output device 250, the communication module 120 is electrically connected with a data encryption module 400, the data encryption module 400 is connected with a data decryption module 500 through a local area network, the data decryption module 500 is connected with a bank terminal 600 through a signal, the bank terminal 600 is connected with a storage module 700 and a communication module 120 through a signal, specifically, one side of the inside of the cabinet 100 is connected with a controller 110 through a bolt thread, the top end of the controller 110 is connected with the communication module 120 through a bolt thread, the top end of the outside of the cabinet 100 is connected with a top frame 200 through a bolt thread, the upper half part of the front wall of the top frame 200 is connected with a face recognition camera 210 through a bolt thread, the middle part of the front wall of the top frame 200 is connected with a display screen 230 through a bolt thread, the lower half part of the front wall of the top frame 200 is connected with a control panel 240 and a card output device 250 through a bolt thread, one side of the bottom end of the top frame 200 is connected, the inside of the top frame 200 is connected with a card printing device 300 and a data encryption device through a bolt thread, the control panel 240, the face recognition camera 210 and the identification card reading device 220 are all electrically output connected with a controller 110, the controller 110 is electrically output connected with a communication device, the card printing device 300 and a card outlet device 250, the communication module 120 is electrically output connected with a data encryption module 400, the data encryption module 400 is connected with a data decryption module 500 through a local area network, the data decryption module 500 is connected with a bank terminal 600 through signal output, the bank terminal 600 is connected with a storage module 700 and a communication module 120 through signal output, the cabinet body 100 is used for accommodating internal devices, the controller 110 is used for controlling other devices to work, the communication module 120 is used for sending information to the data encryption module 400, the top frame 200 is used for fixing the devices above, and the face recognition camera 210 is used for shooting face images, the display screen 230 is used for displaying the working condition of the device, the control panel 240 is used for sending a control command to the controller 110, the card outlet device 250 is used for providing a function of discharging a credit card, the identification card reading device 220 is used for reading identification card information, the card printing device 300 is used for providing a card printing function, the data encryption module 400 is used for providing an encrypted data function, the data decryption module 500 is used for decrypting data, the bank terminal 600 is used for completing approval of credit card transaction according to the identification card information and face information through a credit granting strategy of the system, and the storage module 700 is used for storing corresponding information and credit card information;
referring again to fig. 3 and 4, the method includes the following steps:
s1: sending a control command to the controller 110 through the control panel 240, and controlling other devices to be turned on by the controller 110;
s2: the identity card is placed on the identity card reading device 220, and the face recognition camera 210 collects face image information and sends the face image information to the communication module 120;
s3: the information is sent to the data encryption module 400 through the communication module 120 for encryption, and the data encryption module 400 adopts a DES algorithm for encryption;
s4: the data encryption module 400 sends the information to the data decryption module 500 through the local area network, decrypts the information and transmits the information to the bank terminal 600;
s5: the bank instantly examines and approves and authorizes the credit according to the trust strategy of the system, and after the credit authorization is finished, the information is sent back to the controller 110 through the communication module 120;
s6: the controller 110 controls the card-printing apparatus 300 to print a credit card and delivers the credit card to the outside through the card-output apparatus 250, completing the transaction of the credit card service.
In a specific use, a control command is sent to the controller 110 through the control panel 240, the controller 110 controls the device to be turned on, the face image is photographed by the face recognition camera 210, the identification card information is read by the identification card reading device 220, the face image information and the identification card information are sent to the controller 110, the controller 110 sends the information to the data encryption module 400 through the communication module 120, the data encryption module 400 encrypts the information and sends the information to the data decryption module 500 through the local area network, the data decryption module 500 decrypts the information and sends the information to the bank terminal 600, the bank terminal 600 instantly approves and gives credit according to the credit strategy of the system, after the credit is completed, the information is transmitted back to the controller 110 through the communication module 120, the controller 110 controls the card-printing apparatus 300 to print the card, and transfers the credit card to the card-discharging device 250 to be discharged while transmitting the information to the memory module 700.
Referring to fig. 2 again, a storage battery 130 is installed at one side of the bottom end inside the cabinet 100, and a charging port 131 is installed on the storage battery 130, specifically, the storage battery 130 is connected to one side of the bottom end inside the cabinet 100 through a bolt and a thread, the charging port 131 is connected to the storage battery 130 through a bolt and a thread, the storage battery 130 is used for storing electric power, and the charging port 131 is used for providing a charging port.
Referring to fig. 2 again, an illuminating lamp 140 is installed in the middle of the top end inside the cabinet body 100, a travel switch 150 is installed on one side of the top end inside the cabinet body 100, the travel switch 150 is electrically connected with the illuminating lamp 140, specifically, the illuminating lamp 140 is connected in the middle of the top end inside the cabinet body 100 through a bolt thread, the travel switch 150 is connected on one side of the top end inside the cabinet body 100 through a bolt thread, the electrical output of the travel switch 150 is connected with the illuminating lamp 140, the illuminating lamp 140 is used for providing an illuminating function, and the travel switch 150 is used for controlling the illuminating lamp 140 to be turned on when the.
Referring to fig. 2 again, a temperature sensor 160 is installed on one side of the top end inside the cabinet 100, an exhaust fan 170 is installed on the top end inside the cabinet 100, the temperature sensor 160 is electrically connected to the exhaust fan 170, specifically, the temperature sensor 160 is connected to one side of the top end inside the cabinet 100 through a bolt and a thread, the exhaust fan 170 is connected to the top end inside the cabinet 100 through a bolt and a thread, the temperature sensor 160 is electrically connected to the exhaust fan 170, the temperature sensor 160 is used for sensing the temperature inside the cabinet 100, and the exhaust fan 170 is used for pumping the air inside the cabinet 100 to the outside to cool the cabinet 100.
Referring to fig. 2 again, the inner wall of the cabinet 100 is provided with a heat insulation layer 180, the heat insulation layer 180 is made of heat insulation cotton material, specifically, the inner wall of the cabinet 100 is bonded with the heat insulation layer 180, the heat insulation layer 180 is made of heat insulation cotton material, and the heat insulation layer 180 is used for isolating heat inside and outside the cabinet 100.
Referring to fig. 1 again, a cabinet door 190 is installed on the front wall of the cabinet body 100, a buckling and pulling groove 191 is formed in the front wall of the cabinet door 190, specifically, the front wall of the cabinet body 100 is connected with the cabinet door 190 through a hinge, the buckling and pulling groove 191 is formed in the front wall of the cabinet door 190, the cabinet door 190 is used for sealing the cabinet body 100, and the buckling and pulling groove 191 is used for conveniently pulling the cabinet door 190.
Referring to fig. 1 again, a handle 800 is installed at one side of the outside of the cabinet 100, an anti-slip cover 810 is installed on the handle 800, specifically, the handle 800 is connected to one side of the outside of the cabinet 100 through a bolt and a thread, the anti-slip cover 810 is sleeved on the handle 800, the handle 800 is used for conveniently pushing the cabinet 100, and the anti-slip cover 810 is used for conveniently grasping the handle 800.
Referring to fig. 1 and 2 again, the four corners of the bottom end of the cabinet 100 are respectively provided with a support column 900, the bottom ends of the four support columns 900 are respectively movably connected with a wheel 910, specifically, the four corners of the bottom end of the cabinet 100 are respectively connected with the support columns 900 through bolts and threads, the bottom ends of the four support columns 900 are respectively connected with the wheels 910 through shafts in a rotating manner, the support columns 900 are used for connecting the cabinet 100 with the wheels 910, and the wheels 910 are used for enabling the device to move.
While the invention has been described above with reference to an embodiment, various modifications may be made and equivalents may be substituted for elements thereof without departing from the scope of the invention. In particular, the various features of the disclosed embodiments of the invention may be used in any combination, provided that no structural conflict exists, and the combinations are not exhaustively described in this specification merely for the sake of brevity and resource conservation. Therefore, it is intended that the invention not be limited to the particular embodiments disclosed, but that the invention will include all embodiments falling within the scope of the appended claims.
Claims (9)
1. A credit card instant issuance terminal, comprising: the intelligent card printing cabinet comprises a cabinet body (100), a top frame (200), card printing equipment (300), a data encryption module (400), a data decryption module (500), a bank terminal (600) and a storage module (700), wherein a controller (110) is installed on one side inside the cabinet body (100), a communication module (120) is installed on the top end of the controller (110), the top frame (200) is installed on the top end outside the cabinet body (100), a face recognition camera (210) is installed on the upper half part of the front wall of the top frame (200), a display screen (230) is installed in the middle of the front wall of the top frame (200), a control panel (240) and card outlet equipment (250) are installed on the lower half part of the front wall of the top frame (200), identity card reading equipment (220) is installed on one side of the bottom end of the top frame (200), and card printing equipment (300) and data encryption equipment are installed inside the top frame (200), the utility model discloses a bank card reading device, including control panel (240), face identification camera (210) and ID card reading equipment (220), equal electric connection has controller (110), controller (110) electric connection has communication equipment, stamp-card equipment (300) and goes out card equipment (250), communication module (120) electric connection has data encryption module (400), data encryption module (400) are connected with data decryption module (500) through the LAN, data decryption module (500) signal connection has bank terminal (600), bank terminal (600) signal connection has storage module (700) and communication module (120).
2. The instant credit card issuance terminal according to claim 1, comprising the steps of:
s1: sending a control instruction to the controller (110) through the control panel (240), and controlling other devices to be opened by the controller (110);
s2: the identity card is placed on identity card reading equipment (220), and a face recognition camera (210) collects face image information and sends the face image information to a communication module (120);
s3: the information is sent to a data encryption module (400) through a communication module (120) for encryption;
s4: the data encryption module (400) sends information to the data decryption module (500) through a local area network, decrypts the information and transmits the information to the bank terminal (600);
s5: the bank instantly examines and approves and authorizes the credit according to the credit authorization strategy of the system, and after the credit authorization is finished, the information is sent back to the controller (110) through the communication module (120);
s6: the controller (110) controls the card printing device (300) to print the credit card and delivers the credit card to the outside through the card output device (250), thereby completing the transaction of the credit card service.
3. The instant credit card issuing terminal of claim 1, wherein a storage battery (130) is installed at one side of the inner bottom end of the cabinet (100), and a charging port (131) is installed on the storage battery (130).
4. The instant credit card issuing terminal of claim 1, wherein an illuminating lamp (140) is installed in the middle of the top end of the cabinet (100), a travel switch (150) is installed on one side of the top end of the cabinet (100), and the travel switch (150) is electrically connected with the illuminating lamp (140).
5. The instant credit card issuing terminal of claim 1, wherein a temperature sensor (160) is installed at one side of the top end of the inside of the cabinet (100), an exhaust fan (170) is installed at the top end of the inside of the cabinet (100), and the temperature sensor (160) is electrically connected with the exhaust fan (170).
6. The instant credit card issuing terminal of claim 1, wherein the inner wall of the cabinet (100) is installed with a heat insulation layer (180), and the heat insulation layer (180) is made of heat insulation cotton material.
7. The instant credit card issuing terminal of claim 1, wherein a cabinet door (190) is installed on the front wall of the cabinet body (100), and a fastening slot (191) is opened on the front wall of the cabinet door (190).
8. The instant credit card issuing terminal of claim 1, wherein a handle (800) is installed at one side of the exterior of the cabinet (100), and an anti-slip cover (810) is installed on the handle (800).
9. The instant credit card issuing terminal of claim 1, wherein four corners of the bottom of the cabinet (100) are respectively provided with a support column (900), and the bottom ends of the four support columns (900) are respectively movably connected with a wheel (910).
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202010843827.4A CN112150731A (en) | 2020-08-20 | 2020-08-20 | Instant card-issuing terminal for credit card |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202010843827.4A CN112150731A (en) | 2020-08-20 | 2020-08-20 | Instant card-issuing terminal for credit card |
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| Publication Number | Publication Date |
|---|---|
| CN112150731A true CN112150731A (en) | 2020-12-29 |
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN202010843827.4A Pending CN112150731A (en) | 2020-08-20 | 2020-08-20 | Instant card-issuing terminal for credit card |
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| Country | Link |
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| CN (1) | CN112150731A (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN115206035A (en) * | 2022-07-19 | 2022-10-18 | 中国银行股份有限公司 | Movable self-service counter machine |
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| CN111463868A (en) * | 2020-05-13 | 2020-07-28 | 无锡华纳威尔金属制造有限公司 | Novel battery charging cabinet |
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| US7793827B1 (en) * | 2005-06-03 | 2010-09-14 | Diebold Self-Service Systems, Division Of Diebold, Incorporated | Enclosure for automated banking machine |
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| CN115206035A (en) * | 2022-07-19 | 2022-10-18 | 中国银行股份有限公司 | Movable self-service counter machine |
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Application publication date: 20201229 |