CN112133044A - Multifunctional paper money receiving and paying system based on big data - Google Patents
Multifunctional paper money receiving and paying system based on big data Download PDFInfo
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- CN112133044A CN112133044A CN202011130679.8A CN202011130679A CN112133044A CN 112133044 A CN112133044 A CN 112133044A CN 202011130679 A CN202011130679 A CN 202011130679A CN 112133044 A CN112133044 A CN 112133044A
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- China
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- paper money
- banknote
- payment
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
- G07G1/00—Cash registers
- G07G1/0009—Details of the software in the checkout register, electronic cash register [ECR] or point of sale terminal [POS]
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
- G07G1/00—Cash registers
- G07G1/0018—Constructional details, e.g. of drawer, printing means, input means
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
- G07G1/00—Cash registers
- G07G1/12—Cash registers electronically operated
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- G—PHYSICS
- G08—SIGNALLING
- G08B—SIGNALLING OR CALLING SYSTEMS; ORDER TELEGRAPHS; ALARM SYSTEMS
- G08B21/00—Alarms responsive to a single specified undesired or abnormal condition and not otherwise provided for
- G08B21/18—Status alarms
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- G—PHYSICS
- G10—MUSICAL INSTRUMENTS; ACOUSTICS
- G10L—SPEECH ANALYSIS OR SYNTHESIS; SPEECH RECOGNITION; SPEECH OR VOICE PROCESSING; SPEECH OR AUDIO CODING OR DECODING
- G10L15/00—Speech recognition
- G10L15/005—Language recognition
Abstract
A multifunctional paper currency collection and payment system based on big data comprises a mobile terminal, paper currency, a paper currency code, a paper currency collection and payment application module, a voice recognition module, a paper currency query module, a database and a cloud server. The paper currency is issued by the country in a unified way, different paper currencies have different codes, and the paper currency receiving and paying application module is embedded into the mobile terminal and used for scanning or identifying the paper currency codes and completing the receiving and paying process of the paper currencies on the mobile terminal. Besides the payment mode of scanning the paper currency code, the payment can be inquired and paid according to the whole code, partial code characteristics, paper currency type and the like of the paper currency on the payment page, and the payment can be carried out in the form of reading the paper currency code voice through voice recognition. The database records transaction data and information, and the cloud server stores the information in the database and performs data analysis in the transaction process. The invention is suitable for the transaction of scattered paper money, realizes the real-name system of the scattered transaction and the multifunctional collection and payment mode of the paper money, and is beneficial to improving the market transaction environment.
Description
Technical Field
The invention belongs to the technical field of computers, relates to application of computer technology in a financial system, and particularly relates to a multifunctional paper money receiving and paying system based on big data.
Background
With the development of electronic money and third-party payment, the traditional paper money transaction mode cannot meet the requirements of people, however, paper money is indispensable in the life of people, and therefore, the connection between the paper money transaction and the electronic money and third-party payment transaction is very important.
Disclosure of Invention
In order to overcome the defects of the prior art, the invention aims to provide a multifunctional paper currency collection and payment system based on big data, which can effectively link paper currency transaction with online transaction, and can track the paper currency circulation process according to transaction records to standardize the paper currency transaction link.
In order to achieve the purpose, the invention adopts the technical scheme that:
a multi-functional banknote receipt and payment system based on big data includes:
a code scanning module for scanning or identifying the unique banknote code 30 printed on the banknote 20;
the voice recognition module 50 is used for recognizing the voice of the banknote code 30 read by the user;
the paper money inquiry module 60 is used for inquiring the account of the user according to all codes, partial code characteristics and paper money types of the paper money on the payment page;
the paper money receiving and paying application module 40 is connected with the code scanning module, the voice recognition module 50 and the paper money inquiry module 60, and completes the receiving and paying process of the paper money on the mobile terminal 10 according to scanning or recognition, or receives and pays in a voice mode according to a voice recognition result, or completes payment according to an inquiry result;
a database 70 for recording transaction data and information;
and the cloud server 80 is used for storing information in the database 70 and performing data analysis in the transaction process.
The paper currency receiving and paying application module 40 is loaded and operated on the mobile terminal 10, the mobile terminal 10 is provided with a camera and a microphone, paper currency inputting scanning and receiving and paying scanning are carried out by acquiring the authority of the camera, and reading inputting or inquiring the input paper currency is carried out by acquiring the authority of the microphone.
Said banknotes 20 are issued by the central row, the banknote coding 30 is printed and permanently unchanged at the time of issuance of the banknotes 20, the first bearer at the time of issuance of the banknotes is the central row, while a database associated therewith is created to record the subsequent circulation.
The banknote code 30 is composed of a full code 31 and a partial code feature 32 according to the type of banknote.
The banknote receipt and payment application module 40 includes:
the user real-name authentication module is used for registering real-name authentication of a user;
the paper money receiving and paying module is used for completing the on-line receiving and paying process of the paper money during transaction;
and the paper money loss reporting module applies for paper money loss reporting according to the information of the lost paper money code 30 when the paper money is lost, once the reported paper money cannot be continuously circulated in the market, if the reported paper money occurs in the market, the paper money receiving and paying application module 40 and the cloud server 80 prompt that the paper money is the reported paper money and cannot be traded, citizens who pick up the reported paper money can submit the paper money to the bank, and a loser receives the reported paper money from the bank and recovers the right of the user to use the paper money.
The database 70 is used for recording user information, banknote information and transaction information, and synchronously storing all information in the cloud server 80, and the database 70 includes all banknote coding databases, a user real-name authentication information database, a banknote coding database owned by a user, and a transaction link database of each banknote.
The cloud server 80 is configured to store each database 70 of the banknote receipt and payment application module 40 and the coding database of all issued banknotes to record issued banknote numbers, denominations, and issuing time information, and perform early warning on abnormal banknote transactions by using a big data analysis technology, and meanwhile, track a payer according to a banknote transaction data chain.
Compared with the prior art, the invention has the beneficial effects that:
the paper money receiving and paying system is suitable for the transaction process of scattered paper money. The invention uses three modes of direct scanning code payment, voice recognition code payment and inquiry payment to carry out the paper money receiving and paying transaction, can realize the multifunctional receiving and paying of the paper money, is convenient for the quick payment of the paper money on the mobile terminal, simultaneously records the information of transaction parties, transaction time, transaction places and the like of the paper money in the market circulation process, and can analyze abnormal accounts or transactions through a big data analysis technology and early warn the system in time to ensure the legality of each transaction.
Drawings
FIG. 1 is a schematic diagram of the present invention.
Fig. 2 is a flow chart of the present invention.
Detailed Description
The embodiments of the present invention will be described in detail below with reference to the drawings and examples.
The multifunctional paper money receiving and paying system based on the big data is suitable for transaction of scattered paper money, realizes multifunctional payment of the paper money, enables the paper money to be transparent in market circulation, and increases guarantee for property safety of citizens. As shown in fig. 1, the system includes:
a code scanning module for scanning or identifying the unique banknote code 30 printed on the banknote 20; in which the banknotes 20 are issued in the central row, the banknote coding 30 is printed in the central row and remains unchanged when the banknotes 20 are issued, the banknote coding 30 being composed of a total coding 31 and a partial coding feature 32, according to the type of banknote. The first bearer at the time of banknote issuance is the central row, while a database associated therewith is created. That is, at the time of issuance of the banknote 20, a database of the banknote code 30 and the banknote face value on the issued banknote is created by the central row and stored in the cloud server to record the subsequent circulation situation.
The voice recognition module 50 is used for recognizing the voice of the banknote code 30 read by the user;
the paper money inquiry module 60 is used for inquiring the account of the user according to all codes, partial code characteristics and paper money types of the paper money on the payment page;
the paper money receiving and paying application module 40 is connected with the code scanning module, the voice recognition module 50 and the paper money inquiry module 60, completes the receiving and paying process of the paper money on the mobile terminal 10 according to scanning or recognition, or receives and pays in a voice mode according to a voice recognition result, or completes payment according to an inquiry result;
the modules are loaded and operated on the mobile terminal 10, the mobile terminal 10 is provided with a camera and a microphone, paper money input scanning and payment receiving scanning are carried out by acquiring the authority of the camera, and reading input or inquiry of the input paper money is carried out by acquiring the authority of the microphone.
A database 70 for recording transaction data and information;
and the cloud server 80 is used for storing information in the database 70 and performing data analysis in the transaction process.
Further, the banknote receipt and payment application module 40 includes:
the user real-name authentication module is used for registering real-name authentication of a user, and information submitted during the real-name authentication comprises positive and negative photos of an identity card, a user name, a mobile phone number, a bank card number and the like;
the paper currency collection and payment module controls scanning of the paper currency code 30 and completes the on-line collection and payment process of the paper currency, and can inquire and pay according to all codes 31, partial code characteristics 32, paper currency types and the like of the paper currency on a payment page except the payment mode of scanning the paper currency code 30, and can pay in a mode of reading the paper currency code 30 through voice recognition;
and the paper money loss reporting module applies for paper money loss reporting according to the information of the lost paper money code 30 when the paper money is lost, once the reported paper money cannot be continuously circulated in the market, if the reported paper money occurs in the market, the paper money receiving and paying application module 40 and the cloud server 80 prompt that the paper money is the reported paper money and cannot be traded, citizens who pick up the reported paper money can submit the paper money to the bank, and a loser receives the reported paper money from the bank and recovers the right of the user to use the paper money.
The database 70 is used for recording user information, banknote information and transaction information, and synchronously storing all information in the cloud server 80, and the database 70 includes all banknote coding databases, a user real-name authentication information database, a banknote coding database owned by a user, and a transaction link database of each banknote.
The cloud server 80 is used for storing each database 70 of the banknote receipt and payment application module 40 and recording the serial number, the denomination and the issuing time information of issued banknotes in the coding database of all issued banknotes, and can warn abnormal banknote transactions through a big data analysis technology and track the payer according to a banknote transaction data chain.
Referring to fig. 2, the main workflow of the present invention is as follows:
First, the user downloads the banknote receipt and payment application module 40 on the mobile terminal 10, performs real-name authentication through the banknote receipt and payment application module 40, and stores information in the cloud server 80, where the real-name authentication information includes information such as identification card credentials, contact information, home address, and the like. After real-name authentication, when a user performs a withdrawal transaction at a bank, the bank puts the code 30 of the paper money under the name of the user and stores the code in the paper money code database of the user in the cloud server 80, and meanwhile, the cloud server 80 updates the transaction link database.
In the scattered transaction, the payer pays by using the banknote receipt and payment application module 40, and the obtained banknote code 30 can be uploaded to the cloud server 80 by scanning the banknote, and in addition to the banknote scanning mode, the banknote inquiry can be performed in the banknote inquiry module 60 of the payment page according to the whole banknote code 31, part of the code feature 32, the banknote type and the like, and the banknote code 30 can be obtained by reading the banknote code sound through the voice recognition module 50.
The cloud server 80 inquires whether the paper money is owned by the user by accessing the paper money coding database of the user, and if the paper money is owned by the user, a paper money payment code appears on the mobile phone for scanning by a cash-receiving user; if the bill is not owned by the user, "not owned bill, not available for transaction" is displayed. Meanwhile, during the transaction, it is determined whether the paper money is abnormal paper money such as ' double number ', ' non-issue ', etc., if the paper money is abnormal, the system displays ' abnormal paper money! No transaction is possible ". If the paper money is owned by the payer, the payee scans the paper money payment code on the payer mobile phone and inputs the money amount to collect the paper money. At the moment, the system passes the bank note code through the cloud server to the name of the receiver, and the receiver has the use right of the bank note so as to pay next time. After the transaction process is completed, the system automatically acquires the transaction location and stores the transaction location in the cloud server 80, and meanwhile, relevant database data is updated in the cloud server 80.
Claims (7)
1. A multifunctional paper currency collection and payment system based on big data is characterized by comprising:
a code scanning module for scanning or identifying a unique banknote code (30) printed on a banknote (20);
the voice recognition module (50) is used for recognizing the voice of the banknote code (30) read by the user;
the paper currency inquiry module (60) is used for inquiring the account of a user according to all codes, partial code characteristics and paper currency types of the paper currency on a payment page;
the paper money receiving and paying application module (40) is connected with the code scanning module, the voice recognition module (50) and the paper money inquiry module (60), and is used for completing the receiving and paying process of the paper money on the mobile terminal (10) according to scanning or recognition, or receiving and paying in a voice mode according to a voice recognition result, or completing payment according to an inquiry result;
a database (70) for recording transaction data and information;
and the cloud server (80) is used for storing the information in the database (70) and carrying out data analysis in the transaction process.
2. The multifunctional banknote receipt and payment system based on big data according to claim 1, wherein the banknote receipt and payment application module (40) is loaded and operated on a mobile terminal (10), the mobile terminal (10) is provided with a camera and a microphone, and the banknote entry and payment scanning is carried out by acquiring the authority of the camera, and the reading entry or the inquiry of the entered banknote is carried out by acquiring the authority of the microphone.
3. Multi-functional large data-based bill payment system according to claim 1 wherein said bills (20) are issued in the central row, the bill coding (30) is printed in the central row and is permanently unchanged at the time of issuance of the bill (20), the first holder at the time of issuance of the bill is the central row, while a database associated therewith is created to record subsequent currency situations.
4. The multi-functional banknote receipt and payment system based on big data as claimed in claim 3, wherein said banknote code (30) is composed of a full code (31) and a partial code feature (32) according to the kind of the banknote.
5. The multi-functional big data based bill receipt and payment system according to claim 1, wherein the bill receipt and payment application module (40) comprises:
the user real-name authentication module is used for registering real-name authentication of a user;
the paper money receiving and paying module is used for completing the on-line receiving and paying process of the paper money during transaction;
and the paper money loss reporting module applies for paper money loss reporting according to the information of the lost paper money code (30) when the paper money is lost, once the reported paper money can not be circulated in the market continuously, if the reported paper money is in the market, the paper money receiving and paying application module (40) and the cloud server (80) prompt that the paper money is the reported paper money and can not be traded, citizens who pick up the reported paper money can submit the paper money to a bank, and a loser receives the reported paper money in the bank and recovers the right of the user for using the paper money.
6. The multifunctional banknote receipt and payment system based on big data as claimed in claim 1, wherein the database (70) is used for recording user information, banknote information and transaction information and synchronously storing all the information in the cloud server (80), and the database (70) comprises an all-banknote coding database, a user real-name authentication information database, a user owned banknote coding database and a transaction link database of each banknote.
7. The multifunctional banknote receipt and payment system based on big data as claimed in claim 1, wherein the cloud server (80) is used for storing each database (70) of the banknote receipt and payment application module (40), and the coding database of all issued banknotes records issued banknote number, denomination and issuing time information, and the big data analysis technology is used for early warning abnormal banknote transaction and tracking the payer according to the banknote transaction data chain.
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| Application Number | Priority Date | Filing Date | Title |
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| CN202011130679.8A CN112133044B (en) | 2020-10-21 | 2020-10-21 | Multifunctional paper money receiving and paying system based on big data |
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| CN202011130679.8A CN112133044B (en) | 2020-10-21 | 2020-10-21 | Multifunctional paper money receiving and paying system based on big data |
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| CN112133044A true CN112133044A (en) | 2020-12-25 |
| CN112133044B CN112133044B (en) | 2022-03-25 |
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