CN112037067A - System and method for processing settlement message service data - Google Patents
System and method for processing settlement message service data Download PDFInfo
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Abstract
The invention provides a system and a method for processing settlement message service data, wherein the system comprises: the service center system is used for acquiring the net settlement message and respectively writing the settlement amount information and the settlement detail data in the message into the related tables of the database; the inline processing system is used for calling an online accounting interface of the business processing core system, the business processing core system performs entry processing according to the settlement amount, and after the entry processing is completed, a receipt message is returned to the business center system; the inline processing system generates clearing detail texts from the clearing detail data of the relevant tables according to a batch text interface format; when the service processing core system reaches the preset time, the clearing detail text is processed in batch to generate a detail processing result text; and the inline processing system updates the transaction flow processing state in the related table according to the detail processing result text, and integrates the transaction data with failure processing state according to the transaction flow processing state to generate a report file for displaying the report.
Description
Technical Field
The invention relates to the technical field of bank transaction data processing, in particular to a system and a method for processing settlement message service data.
Background
In order to meet the requirement of domestic safe and efficient foreign currency payment service, a bank clearing center establishes a domestic foreign currency payment system, which mainly processes domestic credit business for foreign currency cross-bank payment, namely payment business initiated from a domestic payment bank to a domestic collection bank, wherein the foreign currency belongs to dollars, pounds, Japanese currencies, Euro currencies, Canada currencies, Australian currencies, Swiss francs currencies and harbor currencies, and the collection and payment are foreign currency transfer items in China.
The foreign currency payment transaction relates to the fund exchange among different banks, and a foreign currency business processing center sends a settlement instruction (FMT011, a net settlement message) to an agent settlement bank at regular time after clearing the fund. For example, the chinese bank is a dollar proxy settlement bank, and after receiving the dollar net settlement message FMT011, the chinese bank performs settlement of inter-bank dollar right debt of the foreign currency payment system on the same day by accounting each foreign currency direct participant dollar settlement account through the intra-line processing system (the system is abbreviated as DFXSS) and returning the result (FMT012, settlement net settlement receipt message) to the human business processing center. However, in the prior art, the processing method for the clearing net settlement message has low efficiency and high error occurrence rate.
Therefore, a technical solution for efficiently processing settlement message service data is needed.
Disclosure of Invention
The invention provides a system and a system for processing settlement message service data, which can improve the message processing efficiency, reduce the probability of error occurrence and ensure that the entry of a dollar settlement message is completed in time.
In a first aspect of the embodiments of the present invention, a system for processing settlement message service data is provided, where the system includes: a service center system, an inline processing system and a service processing core system; wherein the content of the first and second substances,
the service center system is used for acquiring the net settlement message and respectively writing the settlement amount information and the settlement detail data in the message into the related tables of the database;
the inline processing system is used for calling an online accounting interface of the business processing core system, the business processing core system performs entry processing according to the settlement amount, and after the entry processing is completed, a receipt message is returned to the inline processing system, and the inline processing system sends the receipt message to the business center system;
the inline processing system is further used for generating clearing detail texts from the clearing detail data of the relevant tables according to a batch text interface format;
the business processing core system is used for processing the clearing detail text in batches when the preset time is reached and generating a detail processing result text;
and the inline processing system is also used for updating the transaction flow processing state in the related table according to the detail processing result text, and integrating the transaction data with failure processing state according to the transaction flow processing state to generate a report file for displaying the report.
Further, the inline processing system is specifically configured to: calling an online accounting interface of a business processing core system within a business time range;
the service processing core system is specifically configured to: and performing posting processing according to the settlement amount, returning the receipt message to the inline processing system after the posting processing is completed, and performing settlement data bookkeeping by the inline processing system according to the receipt message.
The further inline processing system is specifically configured to:
and in a non-business time range, generating a clearing detail text by the clearing detail data of the related table according to a batch text interface format.
The service processing core system is further specifically configured to:
and when the preset time is reached, carrying out forward elimination on the settlement amount of the rolling difference according to the clearing detail data of the relevant table, carrying out accounting processing on clearing details at night, and generating a detail processing result text with a detail information processing return code.
Further, the transaction flow processing state comprises the success or failure of the settlement of the netting settlement and the success or failure of the settlement detail accounting at night;
the inline processing system is specifically configured to: and generating a report file according to the data of the settlement conflict and settlement conflict failure and the night clearing detail accounting failure according to the transaction flow processing state, and displaying the report.
In a second aspect of the embodiments of the present invention, a method for processing settlement message service data is provided, where the method includes:
acquiring a net settlement message, and respectively writing settlement amount information and settlement detail data in the message into a related table of a database;
calling an online accounting interface, performing posting processing according to the settlement amount, and returning a receipt message after the posting processing is finished;
generating clearing detail texts from the clearing detail data of the relevant tables according to a batch text interface format;
when the preset time is reached, the clearing detail texts are processed in batches, and detail processing result texts are generated;
updating the transaction flow processing state in the relevant table according to the detail processing result text;
and integrating the transaction data with failure processing state to generate a report file and displaying the report file according to the transaction flow processing state.
Further, calling an online account interface, performing account entry processing according to the settlement amount, and returning a receipt message after the account entry processing is completed, wherein the method comprises the following steps:
calling an online accounting interface within the business time range, and performing entry processing according to the settlement amount;
and after the account entry processing is finished, returning a receipt message, and performing settlement data accounting according to the receipt message.
Further, generating a clearing detail text from the clearing detail data of the relevant table according to a batch text interface format, including:
and in a non-business time range, generating a clearing detail text by the clearing detail data of the related table according to a batch text interface format.
Further, when the preset time is reached, the clearing detail text is processed in batch to generate a detail processing result text, which includes:
and when the preset time is reached, carrying out forward elimination on the settlement amount of the rolling difference according to the clearing detail data of the relevant table, carrying out accounting processing on clearing details at night, and generating a detail processing result text with a detail information processing return code.
Further, the transaction flow processing state comprises the success or failure of settlement and the success or failure of settlement and accounting at night;
according to the transaction flow processing state, integrating the transaction data with failure processing state to generate a report file and pushing the report file to a report display system, wherein the method comprises the following steps:
and generating a report file according to the data of the settlement conflict and settlement conflict failure and the night clearing detail accounting failure according to the transaction flow processing state, and displaying the report.
In a third aspect of the embodiments of the present invention, a computer device is provided, which includes a memory, a processor, and a computer program stored in the memory and executable on the processor, where the processor implements a method for processing settlement message service data when executing the computer program.
In a fourth aspect of the embodiments of the present invention, a computer-readable storage medium is provided, where a computer program is stored, and when the computer program is executed by a processor, the computer program implements a method for processing settlement message service data.
The system and the method for processing the settlement message service data divide the service data of the settlement message into two parts, process the service data by using different technical forms respectively, process the settlement data in real time through online, improve the message processing efficiency, reduce the probability of error occurrence, process the settlement detail data in batches, fully utilize a time window of continuous operation of the system, perfect the daily accounting detail information and improve the utilization rate of IT system resources.
Drawings
In order to more clearly illustrate the technical solutions of the embodiments of the present application, the drawings needed to be used in the description of the embodiments are briefly introduced below, and it is obvious that the drawings in the following description are some embodiments of the present application, and it is obvious for those skilled in the art to obtain other drawings based on these drawings without creative efforts.
Fig. 1 is a schematic diagram of a system architecture for processing settlement message service data according to an embodiment of the present invention.
Fig. 2 is a flowchart illustrating a process of processing settlement message service data according to an embodiment of the present invention.
Fig. 3 is a schematic flow chart of a method for processing settlement message service data according to an embodiment of the present invention.
Fig. 4 is a schematic structural diagram of a computer device according to an embodiment of the present invention.
Detailed Description
The principles and spirit of the present invention will be described with reference to a number of exemplary embodiments. It is understood that these embodiments are given solely for the purpose of enabling those skilled in the art to better understand and to practice the invention, and are not intended to limit the scope of the invention in any way. Rather, these embodiments are provided so that this disclosure will be thorough and complete, and will fully convey the scope of the disclosure to those skilled in the art.
As will be appreciated by one skilled in the art, embodiments of the present invention may be embodied as a system, apparatus, device, method, or computer program product. Accordingly, the present disclosure may be embodied in the form of: entirely hardware, entirely software (including firmware, resident software, micro-code, etc.), or a combination of hardware and software.
According to the embodiment of the invention, a system and a method for processing settlement message service data are provided. For the net settlement message FMT011, which contains the net dollar settlement amount information and the settlement details information of the direct participants of the various banks of the domestic and foreign currency payment system, the dollar payment transfer accounts are higher in the foreign currency payment system. Wherein, the data volume contained in each message is larger (each message is about 1-2M); each direct participant has only one net dollar settlement amount. By utilizing the method and the system provided by the invention, when the net settlement message FMT011 is processed in the daytime, the core system can be called to carry out online transaction real-time posting on the net settlement amount of a plurality of current direct participants, and for the uncertain clearing detail information of the number of each day, the cost for calling the core system to process and the processing time waiting are considered, and online transaction real-time bookkeeping is not carried out. After receiving FMT011 in the daytime business period, the clearing detail data is stored in the database, the clearing detail data is extracted to form a text during batch processing at night, the core system waits for receiving the text, and the core system processes the bookkeeping of the clearing detail data at night in batch, so that the message processing efficiency can be improved, the probability of error occurrence is reduced, and the entry of a dollar settlement message is guaranteed to be completed in time.
In the embodiments of the present invention, terms to be described include:
settlement bank (Settlement institute): the commercial bank appointed or authorized by the RMB opens a foreign currency settlement account for the direct participation organization and is responsible for foreign currency fund settlement among the direct participation organizations.
Direct Participant (Direct Participant): the bank and non-bank financial institution which opens the settlement account in the foreign currency settlement bank.
Clearing (Clearing): the foreign currency payment system calculates the net debit or net credit balance of foreign currency payment service according to a payment clearing bank and a collection clearing bank under the control of available limit.
Settlement (Settlement): the foreign currency payment system submits the clearing amount and the clearing detail of the direct participation institution to a settlement bank in a currency and grading mode, and the settlement bank debits or credits the settlement account of the direct participation institution according to the clearing detail.
The principles and spirit of the present invention are explained in detail below with reference to several representative embodiments of the invention.
Fig. 1 is a schematic diagram of a system architecture for processing settlement message service data according to an embodiment of the present invention. As shown in fig. 1, the system includes: a service center system 100, an inline processing system 200 and a service processing core system 300; wherein the content of the first and second substances,
the service center system 100 is configured to obtain a net settlement message, and write settlement amount information and settlement detail data in the message into a relevant table of a database respectively;
the inline processing system 200 is configured to invoke an online accounting interface of the business processing core system 300, perform entry processing by the business processing core system 300 according to the settlement amount, return a receipt message to the inline processing system 200 after the entry processing is completed, and send the receipt message to the business center system 100 by the inline processing system 200;
the inline processing system 200 is further configured to generate a clearing detail text from the clearing detail data of the relevant table according to a batch text interface format;
the service processing core system 300 is configured to, when a preset time is reached, batch process the clearing detail text to generate a detail processing result text;
the inline processing system 200 is further configured to update the transaction flow processing state in the relevant table according to the detail processing result text, and integrate the transaction data whose processing state is failure according to the transaction flow processing state to generate a report file for displaying a report.
In one embodiment, the inline processing system 200 is specifically configured to: calling an online accounting interface of a business processing core system within a business time range; the business time range is day business time, such as 9:00AM-5:00PM, and the specific range can be adjusted according to actual needs.
The service processing core system 300 is specifically configured to: and performing posting processing according to the settlement amount, returning the receipt message to the inline processing system 200 after the posting processing is completed, and performing settlement data accounting according to the receipt message by the inline processing system 200.
Further, the inline processing system 200 is configured to: and in a non-business time range, generating a clearing detail text by the clearing detail data of the related table according to a batch text interface format.
The service processing core system 300 is specifically configured to:
when a preset time is reached, for example, 10 o' clock at night, the clearing detail text is acquired from the inline processing system 200; and at 1 am, the settlement amount of the netting difference is eliminated according to the clearing detail data of the relevant table, the accounting processing of clearing details at night is carried out, a detail processing result text with a detail information processing return code is generated, and the text is sent to the inline processing system 200.
The inline processing system 200 may update the processing status in the correlation table according to the text, wherein the transaction pipeline processing status includes success or failure of netting settlement and success or failure of night clearing detail accounting; and generating a report file according to the data of the settlement conflict and settlement conflict failure and the night clearing detail accounting failure according to the transaction flow processing state, and displaying the report.
This processing method can ensure that business in daytime and daytime returns receipt messages to the business center system 100 timely and reliably, and meanwhile, the clear and detailed valuable information can be completely and accurately reflected in the business processing core 300.
It should be noted that although several modules of the processing system for accounting for message traffic data are mentioned in the above detailed description, such partitioning is merely exemplary and not mandatory. Indeed, the features and functionality of two or more of the modules described above may be embodied in one module according to embodiments of the invention. Conversely, the features and functions of one module described above may be further divided into embodiments by a plurality of modules.
For a clearer explanation of the above system for processing settlement message service data, a specific embodiment is described below, but it should be noted that the embodiment is only for better explaining the present invention and is not to be construed as an undue limitation to the present invention.
Fig. 2 is a schematic flow chart illustrating a process of processing settlement message service data according to an embodiment of the present invention. As shown in fig. 2, the flow of processing settlement message service data by using the system is as follows:
s1, the pedestrian service center (FXCC) initiates a net settlement message (FMT 011).
And S2, the inline system (DFXSS) receives the net settlement message and writes the settlement amount information and the settlement detail data in the message into the related tables of the database respectively.
And S3, calling an online accounting interface opened by the core system to the periphery, and performing account entry processing on the current amount to be settled of each direct participant.
And S4, after the settlement data is successfully posted, the internal system returns a receipt message (FMT012) to the human business processing center, and informs the staff that the settlement data is posted.
And S5, after daytime business of the day is finished, the DFXSS system of the bank dollar settlement bank generates texts according to the batch text interface format agreed with the core system by batch at night and the clearing detail information written into the DFXSS database table. (the settlement amount agreement of the direct participants who write the text is cleared at night by the core system, and the settlement detail information agreement of the direct participants who write the text is the detail transaction information of the corresponding settlement account which is marked as the direct participants by the core system.)
S6, the core system gets the batch text around 10 o' clock at night.
S7, the core system sends batch text with detailed information processing return codes to the DFXSS system of the bank dollar settlement bank at about 1 point in the morning.
And S8, after receiving the core system return text, the DFXSS system updates the processing state of the related tables such as the local database transaction flow table and the like according to each detailed processing return code.
And S9, generating a report file from the data of the night core system processing the error settlement and settlement conflict failure and the night clearing detail accounting failure, pushing the report file to a report system and displaying the report file to business personnel.
In the above process, S1 to S4 are for completing the posting of settlement data during daytime business hours, and S5 to S9 are for processing the clearing detail data having a large data amount in batch at night. The processing mode is to ensure that the business is timely and reliably replied to the manual processing center during the daytime and the daytime, and simultaneously, the clear and detailed valuable information can be completely and accurately reflected in the core system.
In the settlement message processing scheme, the settlement data and the clearing detail data can be simultaneously sent to a core system for accounting, and a return receipt message of a pedestrian service processing center is sent after accounting is finished, or other processing modes are carried out.
The amount of clearing detail data has volatility on each working day, and the amount of each clearing session is more than ten thousand, so that the time consumption is long if the clearing detail data is sent to a core system for processing at the same time. Therefore, the invention processes the two types of data separately, the whole process of on-line processing of settlement data in the daytime and replying FMT012 receipt message is about 20 seconds, and the clearing detail data can be processed flexibly in the time window of batch.
Generally, the net settlement message FMT011 includes both the detail amount information of settlement and the settlement amount of the netting of the transaction of each direct participant, so when the message is checked out, both the two types of accounting information need to be booked.
Considering that after receiving the net settlement message FMT011, the DFXSS system must return a receipt message FMT012 (clear net settlement receipt message) to a foreign currency business processing center of a bank, and the timeliness requirement is higher, therefore, the invention implements online real-time transaction and account entry on the rolling settlement amount of each direct participant (no more than 100 in the whole country at present, and only one settlement amount exists in each direct participant); and after the successful posting, replying to the human bank processing center to show that the settlement and the bookkeeping are finished. The clearing detail information of each direct participant is changed along with the change of the number of dollar transfer services of the bank on the same day, and has certain volatility. The clearing detail information contains the bank BIC of the service initiator, the original payment transaction serial number, the accounting information and the like, so that in order to ensure that business is timely and reliably replied to the human handling center receipt message FTM012 in daytime and daytime, and simultaneously, valuable information of the clearing detail can be completely and accurately embodied in the core system, the clearing detail information is written into a text in a batch processing stage at night and then is sent to the core system for processing. In the aspect of batch function, both the DFXSS system and the core system can formulate an interface text format, and both the DFXSS system and the core system can integrally arrange time windows for respective batch processing of texts.
After the method of the exemplary embodiment of the present invention is introduced, a method for processing settlement message service data of the exemplary embodiment of the present invention is described with reference to fig. 3.
Based on the same inventive concept, the invention also provides a method for processing settlement message service data, as shown in fig. 3, the method comprises:
s301, acquiring a net settlement message, and writing settlement amount information and settlement detail data in the message into a related table of a database respectively;
s302, calling an online accounting interface, performing posting processing according to the settlement amount, and returning a receipt message after the posting processing is finished;
s303, generating a clearing detail text from the clearing detail data of the relevant table according to a batch text interface format;
s304, when the preset time is reached, the clearing detail texts are processed in batch to generate detail processing result texts;
s305, updating the transaction flow processing state in the relevant table according to the detail processing result text;
and S306, integrating the transaction data with the failure processing state to generate a report file and displaying the report file according to the transaction flow processing state.
In one embodiment, the detailed process of S302 is:
calling an online accounting interface within the business time range, and performing entry processing according to the settlement amount;
and after the account entry processing is finished, returning a receipt message, and performing settlement data accounting according to the receipt message.
In one embodiment, the detailed process of S303 is:
and in a non-business time range, generating a clearing detail text by the clearing detail data of the related table according to a batch text interface format.
In one embodiment, the detailed process of S304 is:
and when the preset time is reached, carrying out forward elimination on the settlement amount of the rolling difference according to the clearing detail data of the relevant table, carrying out accounting processing on clearing details at night, and generating a detail processing result text with a detail information processing return code.
In one embodiment, the transaction pipeline processing status updated in S305 includes netting settlement hedge success or failure and night clearing detail billing success or failure;
the detailed flow of S306 is: and generating a report file according to the data of the settlement conflict and settlement conflict failure and the night clearing detail accounting failure according to the transaction flow processing state, and displaying the report.
It should be noted that although the operations of the method of the present invention have been described in the above embodiments and the accompanying drawings in a particular order, this does not require or imply that these operations must be performed in this particular order, or that all of the operations shown must be performed, to achieve the desired results. Additionally or alternatively, certain steps may be omitted, multiple steps combined into one step execution, and/or one step broken down into multiple step executions.
Based on the aforementioned inventive concept, as shown in fig. 4, the present invention further provides a computer device 400, which includes a memory 410, a processor 420, and a computer program 430 stored in the memory 410 and running on the processor 420, wherein the processor 420 implements the aforementioned method for processing settlement message service data when executing the computer program 430.
Based on the foregoing inventive concept, the present invention provides a computer-readable storage medium, which stores a computer program, and when the computer program is executed by a processor, the computer program implements the foregoing method for processing settlement message service data.
The system and the method for processing the settlement message service data divide the service data of the settlement message into two parts, process the service data by using different technical forms respectively, process the settlement data in real time through online, improve the message processing efficiency, reduce the probability of error occurrence, process the settlement detail data in batches, fully utilize a time window of continuous operation of the system, perfect the daily accounting detail information and improve the utilization rate of IT system resources.
As will be appreciated by one skilled in the art, embodiments of the present invention may be provided as a method, system, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present invention is described with reference to flowchart illustrations and/or block diagrams of methods and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
Finally, it should be noted that: the above-mentioned embodiments are only specific embodiments of the present invention, which are used for illustrating the technical solutions of the present invention and not for limiting the same, and the protection scope of the present invention is not limited thereto, although the present invention is described in detail with reference to the foregoing embodiments, those skilled in the art should understand that: any person skilled in the art can modify or easily conceive the technical solutions described in the foregoing embodiments or equivalent substitutes for some technical features within the technical scope of the present disclosure; such modifications, changes or substitutions do not depart from the spirit and scope of the embodiments of the present invention, and they should be construed as being included therein. Therefore, the protection scope of the present invention shall be subject to the protection scope of the claims.
Claims (12)
1. A system for processing accounting message service data, the system comprising: a service center system, an inline processing system and a service processing core system; wherein the content of the first and second substances,
the service center system is used for acquiring the net settlement message and respectively writing the settlement amount information and the settlement detail data in the message into the related tables of the database;
the inline processing system is used for calling an online accounting interface of the business processing core system, the business processing core system performs entry processing according to the settlement amount, and after the entry processing is completed, a receipt message is returned to the inline processing system, and the inline processing system sends the receipt message to the business center system;
the inline processing system is further used for generating clearing detail texts from the clearing detail data of the relevant tables according to a batch text interface format;
the business processing core system is used for processing the clearing detail text in batches when the preset time is reached and generating a detail processing result text;
and the inline processing system is also used for updating the transaction flow processing state in the related table according to the detail processing result text, and integrating the transaction data with failure processing state according to the transaction flow processing state to generate a report file for displaying the report.
2. The system for processing settlement message service data of claim 1, wherein the inline processing system is specifically configured to: calling an online accounting interface of a business processing core system within a business time range;
the service processing core system is specifically configured to: and performing posting processing according to the settlement amount, returning the receipt message to the inline processing system after the posting processing is completed, and performing settlement data bookkeeping by the inline processing system according to the receipt message.
3. The system for processing settlement message service data of claim 1, wherein the inline processing system is specifically configured to:
and in a non-business time range, generating a clearing detail text by the clearing detail data of the related table according to a batch text interface format.
4. The system for processing settlement message service data as claimed in claim 1, wherein the service processing core system is specifically configured to:
and when the preset time is reached, carrying out forward elimination on the settlement amount of the rolling difference according to the clearing detail data of the relevant table, carrying out accounting processing on clearing details at night, and generating a detail processing result text with a detail information processing return code.
5. The system for processing settlement message service data of claim 1, wherein the transaction pipeline processing status includes a netting settlement transit success or failure and a night clearing detail accounting success or failure;
the inline processing system is specifically configured to: and generating a report file according to the data of the settlement conflict and settlement conflict failure and the night clearing detail accounting failure according to the transaction flow processing state, and displaying the report.
6. A processing method for settlement message service data is characterized in that the method comprises the following steps:
acquiring a net settlement message, and respectively writing settlement amount information and settlement detail data in the message into a related table of a database;
calling an online accounting interface, performing posting processing according to the settlement amount, and returning a receipt message after the posting processing is finished;
generating clearing detail texts from the clearing detail data of the relevant tables according to a batch text interface format;
when the preset time is reached, the clearing detail texts are processed in batches, and detail processing result texts are generated;
updating the transaction flow processing state in the relevant table according to the detail processing result text;
and integrating the transaction data with failure processing state to generate a report file and displaying the report file according to the transaction flow processing state.
7. The method for processing settlement message service data according to claim 6, wherein the step of calling an online accounting interface, performing an accounting process according to the settlement amount, and returning a receipt message after the accounting process is completed comprises:
calling an online accounting interface within the business time range, and performing entry processing according to the settlement amount;
and after the account entry processing is finished, returning a receipt message, and performing settlement data accounting according to the receipt message.
8. The method for processing settlement message service data according to claim 6, wherein generating a clearing detail text from the clearing detail data of the related table according to a batch text interface format comprises:
and in a non-business time range, generating a clearing detail text by the clearing detail data of the related table according to a batch text interface format.
9. The method for processing settlement message service data according to claim 6, wherein when the preset time is reached, the clearing detail text is processed in batch to generate a detail processing result text, comprising:
and when the preset time is reached, carrying out forward elimination on the settlement amount of the rolling difference according to the clearing detail data of the relevant table, carrying out accounting processing on clearing details at night, and generating a detail processing result text with a detail information processing return code.
10. The method according to claim 6, wherein the transaction flow processing status includes success or failure of settlement transit and success or failure of night clearing detail accounting;
according to the transaction flow processing state, integrating the transaction data with failure processing state to generate a report file and pushing the report file to a report display system, wherein the method comprises the following steps:
and generating a report file according to the data of the settlement conflict and settlement conflict failure and the night clearing detail accounting failure according to the transaction flow processing state, and displaying the report.
11. A computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, wherein the processor implements the method of any one of claims 6 to 10 when executing the computer program.
12. A computer-readable storage medium, characterized in that the computer-readable storage medium stores a computer program which, when executed by a processor, implements the method of any one of claims 6 to 10.
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