CN112036895A - Transaction control method and device, storage medium and electronic equipment - Google Patents
Transaction control method and device, storage medium and electronic equipment Download PDFInfo
- Publication number
- CN112036895A CN112036895A CN202010916158.9A CN202010916158A CN112036895A CN 112036895 A CN112036895 A CN 112036895A CN 202010916158 A CN202010916158 A CN 202010916158A CN 112036895 A CN112036895 A CN 112036895A
- Authority
- CN
- China
- Prior art keywords
- user
- protected
- transaction
- judging whether
- contact person
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Images
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Computer Security & Cryptography (AREA)
- Finance (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention provides a transaction control method and device, a storage medium and electronic equipment, wherein the transaction control method comprises the following steps: acquiring identity information of a user based on an online channel; judging whether the user is a user to be protected or not according to the identity information; if so, acquiring the capital financial information of the user to be protected; judging whether the user to be protected has risk identification capability or not according to the capital financial information; if not, the expenditure of the user to be protected is subjected to the confirmation limit of the preset limit. That is, the transaction control method can identify people who have no risk identification capability or very low risk identification capability in advance, and in this case, the expenditure of such people is further subjected to confirmation limitation of a preset amount, for example, the transaction risk is reduced to the minimum through secondary confirmation of the immediate relatives and the like.
Description
Technical Field
The present invention relates to the field of data processing technologies, and in particular, to a transaction control method and apparatus, a storage medium, and an electronic device.
Background
At present, people often see that some old people can believe the lie of some lawless persons in life, so that counterfeit and shoddy products which have no use value or very low use value but very high price are purchased, and once the products are sold, the products are difficult to recover, and the old people can be irreparably lost.
At present, the offline channel has the risk of helping to identify problems by corresponding staff, but the online channel does not have the corresponding risk identification capability at present, so that the online channel is easy to achieve the effect of no success, and people are late when finding the problems finally.
Disclosure of Invention
In view of the above, to solve the above problems, the present invention provides a transaction control method and apparatus, a storage medium, and an electronic device, and the technical solution is as follows:
a transaction control method, the transaction control method comprising:
acquiring identity information of a user based on an online channel;
judging whether the user is a user to be protected or not according to the identity information;
if so, acquiring the capital financial information of the user to be protected;
judging whether the user to be protected has risk identification capability or not according to the capital financial information;
if not, the expenditure of the user to be protected is subjected to the confirmation limit of the preset limit.
Optionally, in the transaction control method, the determining, according to the identity information, whether the user is a user to be protected includes:
and judging whether the age of the user is greater than or equal to a preset age.
Optionally, in the transaction control method, the determining, according to the financial information of the fund, whether the user to be protected has a risk identification capability includes:
and judging whether the user to be protected purchases the currently purchased product within a preset time period.
Optionally, in the transaction control method, the limiting of the payment of the user to be protected by confirming the preset amount includes:
judging whether the expenditure quota of the user to be protected exceeds the preset quota or not;
if so, adding a direct family contact person to the user to be protected, and sending transaction prompt information to the direct family contact person;
the direct family contact person carries out identity authentication on line;
judging whether the identity authentication of the direct family contact person passes or not;
if yes, sending transaction confirmation information to the direct family contact person;
judging whether normal transaction confirmation information of the direct family contact person is received or not;
if yes, the transaction is completed under the condition that the user to be protected confirms the transaction again.
A transaction control device, the transaction control device comprising:
the first acquisition module is used for acquiring the identity information of the user based on an online channel;
the first judgment module is used for judging whether the user is a user to be protected or not according to the identity information;
the second acquisition module is used for acquiring the fund financial information of the user to be protected if the fund financial information of the user to be protected is acquired;
the second judgment module is used for judging whether the user to be protected has risk identification capability or not according to the fund financial information;
and the expense confirming module is used for confirming and limiting the preset limit of the expense of the user to be protected if the user does not pay.
Optionally, in the transaction control device, the first determining module is specifically configured to:
and judging whether the age of the user is greater than or equal to a preset age.
Optionally, in the transaction control device, the second determining module is specifically configured to:
and judging whether the user to be protected purchases the currently purchased product within a preset time period.
Optionally, in the transaction control device, the payment confirmation module includes:
the first judgment unit is used for judging whether the expense amount of the user to be protected exceeds the preset amount or not;
the first sending unit is used for adding the direct family contact person to the user to be protected and sending the transaction prompt information to the direct family contact person if the user to be protected is in the first sending unit;
the identity authentication unit is used for performing identity authentication on the direct family contact person on line;
the second judging unit is used for judging whether the identity authentication of the direct family contact person passes or not;
the second sending unit is used for sending transaction confirmation information to the direct family contact person if the direct family contact person is the contact person;
the third judging unit is used for judging whether normal transaction confirmation information of the direct family contact person is received or not;
and the transaction confirming unit is used for finishing the transaction under the condition that the to-be-protected user confirms the transaction again if the transaction confirming unit is used for finishing the transaction.
Compared with the prior art, the invention has the following beneficial effects:
the invention provides a transaction control method, which comprises the following steps: acquiring identity information of a user based on an online channel; judging whether the user is a user to be protected or not according to the identity information; if so, acquiring the capital financial information of the user to be protected; judging whether the user to be protected has risk identification capability or not according to the capital financial information; if not, the expenditure of the user to be protected is subjected to the confirmation limit of the preset limit. That is, the transaction control method can identify people who have no risk identification capability or very low risk identification capability in advance, and in this case, the expenditure of such people is further subjected to confirmation limitation of a preset amount, for example, the transaction risk is reduced to the minimum through secondary confirmation of the immediate relatives and the like.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the provided drawings without creative efforts.
Fig. 1 is a schematic flow chart of a transaction control method according to an embodiment of the present invention;
FIG. 2 is a flow chart illustrating another transaction control method according to an embodiment of the present invention;
FIG. 3 is a flow chart illustrating another transaction control method according to an embodiment of the present invention;
FIG. 4 is a flow chart illustrating another transaction control method according to an embodiment of the present invention;
fig. 5 is a schematic structural diagram of a transaction control device according to an embodiment of the present invention;
FIG. 6 is a schematic structural diagram of another transaction control device according to an embodiment of the present invention;
fig. 7 is a hardware architecture diagram of an electronic device according to an embodiment of the present invention.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
Based on the content recorded in the background art, no measure for identifying the large expenditure risk of the old people aged 60 years and older is provided in the current online channel, so that the possibility that the old people without risk identification capability are cheated to take money is high, and money loss is easily caused.
The transaction control method provided by the invention can identify people without risk identification capability or with very low risk identification capability in advance, and in the condition, the expenditure of the people is further subjected to limit confirmation of a preset limit, for example, secondary confirmation of direct relatives and the like, so that the transaction risk is reduced to the minimum.
In order to make the aforementioned objects, features and advantages of the present invention comprehensible, embodiments accompanied with figures are described in further detail below.
Referring to fig. 1, fig. 1 is a schematic flow chart illustrating a transaction control method according to an embodiment of the present invention.
The transaction control method comprises the following steps:
s101: and acquiring the identity information of the user based on the online channel.
In this step, the identity information at least includes the age, name, sex, family information, and the like of the user.
S102: and judging whether the user is a user to be protected or not according to the identity information.
S103: and if so, acquiring the fund financial information of the user to be protected.
In this step, the financial information of the fund includes at least: financial information, etc., such as whether the user to be protected has frequently purchased the corresponding financial product in the recent period of time.
And if the user is not the user to be protected, ending the process.
S104: and judging whether the user to be protected has risk identification capability or not according to the financial information of the fund.
S105: if not, the expenditure of the user to be protected is subjected to the confirmation limit of the preset limit.
In this step, if the user to be protected has the risk identification capability, the process is ended.
In this embodiment, the transaction control method may identify in advance the people who have no risk identification capability or very low risk identification capability, in which case the expenditure of such people is further subject to a limit of confirmation of a preset amount, for example, by secondary confirmation of the immediate relatives, etc., to minimize the transaction risk.
Further, based on the above-mentioned embodiment of the present invention, referring to fig. 2, fig. 2 is a schematic flow chart of another transaction control method according to an embodiment of the present invention.
Step S102, according to the identity information, determines whether the user is a user to be protected, specifically:
s1021: and judging whether the age of the user is greater than or equal to a preset age.
In this embodiment, for example, the predetermined age is 65 years. The preset age may be obtained by analyzing current big data, and is not limited in the embodiment of the present invention.
Further, based on the above-mentioned embodiment of the present invention, referring to fig. 3, fig. 3 is a schematic flow chart of another transaction control method according to an embodiment of the present invention.
Step S104, according to the financial information of the fund, judging whether the user to be protected has risk identification capability, specifically:
s1041: and judging whether the user to be protected purchases the currently purchased product within a preset time period.
In this embodiment, the criterion for determining whether the user to be protected has the risk identification capability includes, but is not limited to, whether the currently purchased product is purchased within a preset time period, for example, whether the user to be protected has purchased the currently purchased product within the last month.
If the user does not purchase the card, judging that the user to be protected does not have the risk identification capability or indicating that the risk identification capability is low, and confirming and limiting the expense of the user to be protected by a preset limit.
Further, based on the above-mentioned embodiment of the present invention, referring to fig. 4, fig. 4 is a schematic flow chart of another transaction control method according to an embodiment of the present invention.
Step S105, the expenditure of the user to be protected is subjected to limit confirmation of a preset limit, specifically:
s1051: and judging whether the expense quota of the user to be protected exceeds the preset quota.
In this step, the preset credit may be determined according to information such as the total fund condition of the user to be protected, and the preset credits of different users to be protected may be different, for example, the preset credit of some users is defined as 5000 yuan, the preset credit of some users is defined as 20000 ten thousand, the preset credit of some users is defined as 1000 yuan, and the like.
S1052: and if so, adding the direct family contact person to the user to be protected, and sending transaction prompt information to the direct family contact person.
In this step, if the user to be protected needs to pay a large amount, that is, the payment amount exceeds the preset amount, the user to be protected needs to add the identity information, the contact way and the relationship of the direct relative contact, and after the user to be protected fills in such information, the background system informs the direct relative contact through a short message or a telephone or the like.
S1053: and the direct family contact person carries out identity verification on line.
In the step, the identity information of the direct family contact person is verified on line, and face verification is carried out.
S1054: and judging whether the identity authentication of the direct family contact person passes or not.
S1055: and if so, sending transaction confirmation information to the direct family contact person.
S1056: and judging whether normal transaction confirmation information of the direct family contact person is received or not.
S1057: if yes, the transaction is completed under the condition that the user to be protected confirms the transaction again.
In this step, after receiving the normal transaction confirmation information of the direct contact, the transaction can be performed only when the user to be protected needs to confirm the transaction again.
When one of the direct relatives contact person and the user to be protected does not confirm the transaction, the transaction is terminated.
Further, based on all the above embodiments of the present invention, in another embodiment of the present invention, a transaction control device is further provided, referring to fig. 5, and fig. 5 is a schematic structural diagram of a transaction control device according to an embodiment of the present invention.
The transaction control device includes:
the first acquisition module 11 is configured to acquire identity information of a user based on an online channel;
a first judging module 12, configured to judge whether the user is a user to be protected according to the identity information;
a second obtaining module 13, configured to, if yes, obtain the financial information of the fund of the user to be protected;
a second judging module 14, configured to judge whether the user to be protected has a risk identification capability according to the financial information of the fund;
and the expense confirming module 15 is used for confirming and limiting the preset limit of the expense of the user to be protected if the user does not pay.
In this embodiment, the transaction control means may identify in advance the persons having no risk identification capability or having a very low risk identification capability, in which case the expenditure of such persons is further subject to a limit of confirmation of a preset amount, for example by secondary confirmation of an immediate relative or the like, to minimize the risk of the transaction.
Further, based on the above embodiment of the present invention, the first determining module 12 is specifically configured to:
and judging whether the age of the user is greater than or equal to a preset age.
Further, based on the above embodiment of the present invention, the second determining module 14 is specifically configured to:
and judging whether the user to be protected purchases the currently purchased product within a preset time period.
Further, based on the above-mentioned embodiment of the present invention, referring to fig. 6, fig. 6 is a schematic structural diagram of another transaction control device according to an embodiment of the present invention.
The payout confirmation module 15 includes:
a first determining unit 16, configured to determine whether the spending limit of the user to be protected exceeds the preset limit;
a first sending unit 17, configured to add a direct-contact to the user to be protected and send a transaction prompt message to the direct-contact if the user to be protected does not add the direct-contact;
the identity authentication unit 18 is used for performing identity authentication on the direct family contact person online;
a second judging unit 19, configured to judge whether the identity authentication of the direct family contact person passes;
a second sending unit 20, configured to send transaction confirmation information to the direct family contact if the transaction confirmation information is received;
a third determining unit 21, configured to determine whether normal transaction confirmation information of the direct relatives contact is received;
and the transaction confirming unit 22 is used for finishing the transaction under the condition that the transaction is confirmed again by the user to be protected if the transaction is confirmed again.
It should be noted that the principle of a transaction control device provided in the embodiment of the present invention is the same as that of a transaction control method provided in the above-mentioned embodiment of the present invention, and details thereof are not repeated herein.
Further, based on the foregoing embodiment of the present invention, in another embodiment of the present invention, a computer-readable storage medium is further provided, where computer-executable instructions are stored in the computer-readable storage medium, and the computer-executable instructions are used to execute the transaction control method described in the foregoing embodiment.
Further, based on the above embodiment of the present invention, an electronic device is further provided in another embodiment of the present invention, and referring to fig. 7, fig. 7 is a hardware architecture diagram of an electronic device provided in an embodiment of the present invention.
The electronic device includes: at least one processor 23, and at least one memory 24, a bus 25, connected to the processor 23;
wherein, the processor 23 and the memory 24 complete mutual communication through the bus 25;
the processor 23 is used for calling the program instructions in the memory 24 to execute the transaction control method according to the above embodiment.
The transaction control method and apparatus, the storage medium and the electronic device provided by the present invention are described in detail above, and a specific example is applied in the present document to explain the principle and the implementation of the present invention, and the description of the above embodiment is only used to help understanding the method and the core idea of the present invention; meanwhile, for a person skilled in the art, according to the idea of the present invention, there may be variations in the specific embodiments and the application scope, and in summary, the content of the present specification should not be construed as a limitation to the present invention.
It should be noted that, in the present specification, the embodiments are all described in a progressive manner, each embodiment focuses on differences from other embodiments, and the same and similar parts among the embodiments may be referred to each other. The device disclosed by the embodiment corresponds to the method disclosed by the embodiment, so that the description is simple, and the relevant points can be referred to the method part for description.
It is further noted that, herein, relational terms such as first and second, and the like may be used solely to distinguish one entity or action from another entity or action without necessarily requiring or implying any actual such relationship or order between such entities or actions. Also, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include or include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of other identical elements in a process, method, article, or apparatus that comprises the element.
The previous description of the disclosed embodiments is provided to enable any person skilled in the art to make or use the present invention. Various modifications to these embodiments will be readily apparent to those skilled in the art, and the generic principles defined herein may be applied to other embodiments without departing from the spirit or scope of the invention. Thus, the present invention is not intended to be limited to the embodiments shown herein but is to be accorded the widest scope consistent with the principles and novel features disclosed herein.
Claims (10)
1. A transaction control method, comprising:
acquiring identity information of a user based on an online channel;
judging whether the user is a user to be protected or not according to the identity information;
if so, acquiring the capital financial information of the user to be protected;
judging whether the user to be protected has risk identification capability or not according to the capital financial information;
if not, the expenditure of the user to be protected is subjected to the confirmation limit of the preset limit.
2. The transaction control method of claim 1, wherein the determining whether the user is a user to be protected according to the identity information comprises:
and judging whether the age of the user is greater than or equal to a preset age.
3. The transaction control method according to claim 2, wherein the determining whether the user to be protected has risk identification capability according to the financial information of the fund comprises:
and judging whether the user to be protected purchases the currently purchased product within a preset time period.
4. The transaction control method of claim 3, wherein the limiting of the confirmation of the predetermined amount of the expenditure of the user to be protected comprises:
judging whether the expenditure quota of the user to be protected exceeds the preset quota or not;
if so, adding a direct family contact person to the user to be protected, and sending transaction prompt information to the direct family contact person;
the direct family contact person carries out identity authentication on line;
judging whether the identity authentication of the direct family contact person passes or not;
if yes, sending transaction confirmation information to the direct family contact person;
judging whether normal transaction confirmation information of the direct family contact person is received or not;
if yes, the transaction is completed under the condition that the user to be protected confirms the transaction again.
5. A transaction control device, comprising:
the first acquisition module is used for acquiring the identity information of the user based on an online channel;
the first judgment module is used for judging whether the user is a user to be protected or not according to the identity information;
the second acquisition module is used for acquiring the fund financial information of the user to be protected if the fund financial information of the user to be protected is acquired;
the second judgment module is used for judging whether the user to be protected has risk identification capability or not according to the fund financial information;
and the expense confirming module is used for confirming and limiting the preset limit of the expense of the user to be protected if the user does not pay.
6. The transaction control device of claim 5, wherein the first determining module is specifically configured to:
and judging whether the age of the user is greater than or equal to a preset age.
7. The transaction control device of claim 6, wherein the second determination module is specifically configured to:
and judging whether the user to be protected purchases the currently purchased product within a preset time period.
8. The transaction control device of claim 7, wherein the payout confirmation module comprises:
the first judgment unit is used for judging whether the expense amount of the user to be protected exceeds the preset amount or not;
the first sending unit is used for adding the direct family contact person to the user to be protected and sending the transaction prompt information to the direct family contact person if the user to be protected is in the first sending unit;
the identity authentication unit is used for performing identity authentication on the direct family contact person on line;
the second judging unit is used for judging whether the identity authentication of the direct family contact person passes or not;
the second sending unit is used for sending transaction confirmation information to the direct family contact person if the direct family contact person is the contact person;
the third judging unit is used for judging whether normal transaction confirmation information of the direct family contact person is received or not;
and the transaction confirming unit is used for finishing the transaction under the condition that the to-be-protected user confirms the transaction again if the transaction confirming unit is used for finishing the transaction.
9. A computer-readable storage medium having computer-executable instructions stored thereon for performing the transaction control method of any of claims 1-4.
10. An electronic device, characterized in that the electronic device comprises: at least one processor, and at least one memory, bus connected with the processor;
the processor and the memory complete mutual communication through the bus;
the processor is configured to invoke program instructions in the memory to perform the transaction control method of any of claims 1-4.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202010916158.9A CN112036895A (en) | 2020-09-03 | 2020-09-03 | Transaction control method and device, storage medium and electronic equipment |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202010916158.9A CN112036895A (en) | 2020-09-03 | 2020-09-03 | Transaction control method and device, storage medium and electronic equipment |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN112036895A true CN112036895A (en) | 2020-12-04 |
Family
ID=73591871
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN202010916158.9A Pending CN112036895A (en) | 2020-09-03 | 2020-09-03 | Transaction control method and device, storage medium and electronic equipment |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN112036895A (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN113781057A (en) * | 2021-09-27 | 2021-12-10 | 中国银行股份有限公司 | Transaction processing method and device |
Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20120203679A1 (en) * | 2011-02-09 | 2012-08-09 | Bank Of America Corporation | Identity-based transaction decisioning for online financial transactions |
| CN108510282A (en) * | 2018-03-30 | 2018-09-07 | 深圳市零度智控科技有限公司 | Credit risk control method and system, storage medium |
| CN108921690A (en) * | 2018-07-06 | 2018-11-30 | 中国银行股份有限公司 | Money transfer transactions thing apoplexy control method and device |
| CN110009192A (en) * | 2019-03-06 | 2019-07-12 | 阿里巴巴集团控股有限公司 | Risk management and control method, system and device based on customer relationship |
| CN111324867A (en) * | 2020-02-25 | 2020-06-23 | 支付宝(杭州)信息技术有限公司 | Suspected risk transaction determination method, device and equipment |
-
2020
- 2020-09-03 CN CN202010916158.9A patent/CN112036895A/en active Pending
Patent Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20120203679A1 (en) * | 2011-02-09 | 2012-08-09 | Bank Of America Corporation | Identity-based transaction decisioning for online financial transactions |
| CN108510282A (en) * | 2018-03-30 | 2018-09-07 | 深圳市零度智控科技有限公司 | Credit risk control method and system, storage medium |
| CN108921690A (en) * | 2018-07-06 | 2018-11-30 | 中国银行股份有限公司 | Money transfer transactions thing apoplexy control method and device |
| CN110009192A (en) * | 2019-03-06 | 2019-07-12 | 阿里巴巴集团控股有限公司 | Risk management and control method, system and device based on customer relationship |
| CN111324867A (en) * | 2020-02-25 | 2020-06-23 | 支付宝(杭州)信息技术有限公司 | Suspected risk transaction determination method, device and equipment |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN113781057A (en) * | 2021-09-27 | 2021-12-10 | 中国银行股份有限公司 | Transaction processing method and device |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| US20130204786A1 (en) | Verification of Online Transactions | |
| KR20140070606A (en) | Transaction payment method and system | |
| CN104715371A (en) | Safe payment method adopting voiceprint to identify identity and corresponding system | |
| KR20150109311A (en) | System and method for providing reward for purchasing | |
| CN106960342A (en) | A kind of forming method of payment code and the method for payment based on mobile terminal | |
| CN111709836A (en) | Method and device for realizing bank account revocation | |
| CN112036868B (en) | Two-dimensional code secure payment method, device, storage medium and equipment | |
| CN110889937B (en) | Processing method and system for card-retaining behavior | |
| CN112036895A (en) | Transaction control method and device, storage medium and electronic equipment | |
| CN101324941A (en) | Payment method and system | |
| CN108053580B (en) | Method and system for carrying out deposit and sales by using self-service equipment | |
| CN111178872A (en) | Mobile banking payment method and device without mobile phone verification code | |
| CN114358758A (en) | Recharging method for digital currency hardware wallet and related equipment | |
| CN113191781A (en) | Capital transfer-out service control method, device, system, server and storage medium | |
| CN112017029B (en) | Information prompting method and device | |
| WO2013083939A1 (en) | System and method for digital document management | |
| CN112163858A (en) | Transaction method, device and equipment | |
| CN110827068A (en) | Bill data processing method, system, device and medium based on payment system | |
| CN112202793A (en) | Method, device, equipment and medium for logging in mobile phone bank through fingerprint | |
| CN110807660A (en) | Bill data processing method, system, device and medium based on biological recognition | |
| CN110826548A (en) | Bill data processing method, system, device and machine readable medium | |
| CN110570298A (en) | Block chain-based digital currency periodic storage method and device | |
| CN115829567A (en) | Bank card same account multi-card withdrawal payment method, system and computer equipment thereof | |
| CN115293768A (en) | Method, device, server and medium for transaction by using entity card | |
| CN115037550A (en) | Credit card client identification method and device and electronic equipment |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination |