CN112036877A - Block chain-based fund item processing method, device, equipment and storage medium - Google Patents

Block chain-based fund item processing method, device, equipment and storage medium Download PDF

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CN112036877A
CN112036877A CN202010839714.7A CN202010839714A CN112036877A CN 112036877 A CN112036877 A CN 112036877A CN 202010839714 A CN202010839714 A CN 202010839714A CN 112036877 A CN112036877 A CN 112036877A
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fund
item information
item
information
block chain
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滕德群
杨天硕
陈秋雨
汪潇
叶蔚
龚生智
赵知礼
钟梅歌
刘雅靖
刘俊成
丁圣毅
张佳
吴骅真
吴骅庭
吴骅晏
张成锐
龚奕彰
滕仕峰
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    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
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Abstract

The embodiment of the invention discloses a block chain-based fund item processing method, a block chain-based fund item processing device and a block chain-based fund item storage medium. The method comprises the following steps: in response to the funding item initiation transaction request, extracting funding item information from the funding item initiation transaction request; sending an audit transaction request of the fund item information to a plurality of users through a block chain network according to the fund item information, and receiving an audit result fed back by the plurality of users in response to the audit transaction request; and if the result of the verification is that the fund item information passes the verification, performing uplink storage on the fund item information. The embodiment of the invention sends the fund item information to a plurality of users for auditing through the block chain network, and the auditing result is more reliable and the auditing efficiency is higher through the auditing of the users; in addition, the whole processing process of the fund item is completed through the block chain network, and the authenticity of the fund item information is further ensured by utilizing the property that the block chain network is not falsified and forged.

Description

Block chain-based fund item processing method, device, equipment and storage medium
This patent application claims priority from a chinese patent application entitled "a donation beneficiary flow to evidence collection platform" filed on 16/07/2020, entitled "202010682929.2, issued to rattan herd and yangsheng," which is incorporated herein by reference in its entirety.
Technical Field
The embodiments of the present invention relate to a blockchain technology, and in particular, to a method, an apparatus, a device, and a storage medium for processing a fund item based on a blockchain.
Background
With the development of internet financial technology, a large amount of capital turnover is going on the internet. For example, more and more donated items are gradually changing from offline to online.
As people's attention to charities is getting higher, the reality of charities is getting more and more popular attention and questioning. Currently, charitable projects are typically checked to determine if they are online via a manual review. The manual auditing mode has the problems of insufficient transparency of information, error in auditing, low auditing efficiency and the like.
Disclosure of Invention
The embodiment of the invention provides a fund item processing method, device, equipment and storage medium based on a block chain.
In a first aspect, an embodiment of the present invention provides a fund item processing method based on a blockchain, which is applicable to a blockchain node, and includes:
in response to a funding item initiation transaction request, extracting funding item information from the funding item initiation transaction request;
according to the fund item information, sending an audit transaction request of the fund item information to a plurality of users through a block chain network, and receiving an audit result fed back by the plurality of users in response to the audit transaction request;
and if the auditing result is that the fund item information passes the checking, performing uplink storage on the fund item information.
Optionally, if the audit result is that the fund item information passes the link storage, the method includes:
and if the number of the passed auditing results in the auditing results fed back by the plurality of users is larger than a set threshold value, performing uplink storage on the fund item information.
Optionally, after the uplink storage of the fund item information, the method further includes:
issuing the fund item information through the Internet so that a user can perform fund transaction through the block chain network according to the fund item information;
and performing setting operation on the transaction data generated in the fund transaction process, wherein the setting operation comprises at least one of uplink storage, local storage and a webpage corresponding to the written set website.
Optionally, after the issuing the fund item information through the internet, the method further includes:
receiving a fund transfer path sent by the user according to the fund project information, wherein the fund transfer path comprises at least two block chain nodes;
and carrying out fund transaction according to the fund flow path through the block chain network.
Optionally, the fund item information comprises an amount condition and a fund destination;
after the issuing of the fund item information through the internet for the user to conduct fund transaction through the blockchain network according to the fund item information, the method further comprises the following steps:
if the amount of the fund transaction meets the amount condition, acquiring fund receiving information from the block link point corresponding to the fund destination;
and performing the setting operation on the fund receiving information.
Optionally, the funds receipt information includes a digital signature of the amount of money; the digital signature is obtained by signing the received amount after the block chain link point corresponding to the fund target site verifies that the amount meets the amount condition;
after acquiring the fund receiving information from the block link point corresponding to the fund destination, the method further comprises the following steps:
verifying the digital signature;
and if the verification tag passes, revoking the fund item information through the Internet, and performing the setting operation on the revocation information of the fund item.
Optionally, after the issuing the fund item information through the internet for the user to perform fund transaction through the blockchain network according to the fund item information, the method further includes:
responding to a query transaction request sent by the user, querying from the blockchain network and/or the local and returning a query result to the user; and/or returning the webpage corresponding to the set website to the user.
In a second aspect, an embodiment of the present invention further provides a device for processing a fund item based on a blockchain, which is applicable to a blockchain node, and includes:
an information extraction module for extracting the fund item information from the fund item initiating transaction request in response to the fund item initiating transaction request;
the auditing control module is used for sending auditing transaction requests of the fund item information to a plurality of users through a block chain network according to the fund item information and receiving auditing results fed back by the plurality of users in response to the auditing transaction requests;
and the storage module is used for performing uplink storage on the fund item information if the audit result is that the fund item information passes the audit result.
In a third aspect, an embodiment of the present invention further provides an electronic device, including:
one or more processors;
a memory for storing one or more programs,
when executed by the one or more processors, cause the one or more processors to implement a method for blockchain-based funds item processing according to any embodiment of the present invention.
In a fourth aspect, embodiments of the present invention also provide a non-transitory computer storage medium storing computer instructions for causing a computer to perform a method for processing a blockchain-based fund item according to any one of the embodiments.
The embodiment of the invention sends the fund item information to a plurality of users for auditing through the block chain network, and the auditing result is more reliable and the auditing efficiency is higher through the auditing of the users; in addition, the whole processing process of the fund item is completed through the block chain network, and the authenticity of the fund item information is further ensured by utilizing the property that the block chain network is not falsified and forged.
Drawings
FIG. 1 is a flow chart of a method for processing a fund item based on a blockchain according to a first embodiment of the invention;
FIG. 2 is a flow chart of a method for processing a fund item based on a blockchain according to a second embodiment of the invention;
FIG. 3 is a flow chart of a method for processing a fund item based on a blockchain in a third embodiment of the invention;
FIG. 4 is a schematic structural diagram of a fund item processing apparatus based on a blockchain according to a fourth embodiment of the present invention;
fig. 5 is a schematic structural diagram of an electronic device to which the method for processing a fund item based on a blockchain is applied in the embodiment of the present invention.
Detailed Description
The present invention will be described in further detail with reference to the accompanying drawings and examples. It is to be understood that the specific embodiments described herein are merely illustrative of the invention and are not limiting of the invention. It should be further noted that, for the convenience of description, only some of the structures related to the present invention are shown in the drawings, not all of the structures.
Example one
Fig. 1 is a flowchart of a fund item processing method based on a block chain in a first embodiment of the present invention, which is applicable to a fund item processing situation through a block chain link point in a block chain network. The applicable blockchain may be a public chain, a private chain, or a federation chain. The scheme of the embodiment of the invention is applied to the block chain node, and the method can be executed by a data processing device of the block chain, and the device can be realized in a software and/or hardware mode and can be integrated in electronic equipment bearing the block chain node.
As shown in fig. 1, the method specifically includes:
and S110, responding to the fund item initiating transaction request, and extracting fund item information from the fund item initiating transaction request.
The fund item initiating transaction request is a request sent to the blockchain node to initiate a fund item, and the fund item can be a donation item, a conversion item or an auction item and other items related to fund transaction circulation. The funding item initiation transaction request includes funding item information such as funding item initiator information, funding information for the funding item initiator, funding item initiation time, funding item related to an amount of funds, an amount condition, and a funding destination. For example, in the case of a money item donation item, the money item initiating transaction request may include, a demand for donation, certification material, and the like. The donation demand can be the amount of the required donation and/or the type and amount of the required donation materials. The certification material may include information such as diagnostic materials for diseases, documents for medical consumption, special identification (such as a disability certificate and a police certificate), property certificates (a real estate, a vehicle), and the like.
In an alternative embodiment, the funding project initiator maintains a blockchain node and accesses the blockchain network along with the blockchain node implementing the present embodiment. The fund item initiator sends a fund item initiation transaction request to a block chain node maintained by the fund item initiator, and the block chain node transmits the fund item initiation transaction request to a block chain node executing the embodiment, so that the block chain node executing the embodiment extracts fund item information from the fund item initiation transaction request in response to the fund item initiation transaction request.
In another optional implementation, the funding project initiator does not need to maintain the blockchain node, and the blockchain node implementing the embodiment maintains the funding project processing platform, which may be specifically represented in the form of a website or the backend of an application program. Based on this, the fund item initiator sends a fund item initiation transaction request to the block link node through the fund item processing platform, for example, the fund item information is written into a front-end webpage provided by a website or a front-end page of the application program and sent to the back end of the application program.
And S120, sending an audit transaction request of the fund item information to a plurality of users through a block chain network according to the fund item information, and receiving an audit result fed back by the plurality of users in response to the audit transaction request.
The multiple users refer to users who participate in checking fund project information, the coverage of the users is wide in order to guarantee the authenticity and the effectiveness of the checking, and the multiple users relate to various industries and various age groups. Alternatively, users of the target application having a wide audience are selected as the users participating in reviewing the funding item information. An audit transaction request is a request sent from a block chain node to a plurality of users to audit funding item information, including funding item information.
Optionally, an audit transaction request of the fund project information is sent to a plurality of users based on a consensus mechanism, where the consensus mechanism is a multi-party collaboration mechanism. The method aims to guarantee that multiple parties finally achieve a mutually approved consistency result in a safe, credible and difficult-to-cheat mode. The consensus mechanism in the blockchain is a technical means and a mechanism for deciding which node finally participates in accounting in the case of multi-node participation.
In an optional embodiment, a plurality of users register accounts in the blockchain network, and the blockchain link point sends an audit transaction request to the accounts of the plurality of users through the blockchain network. After acquiring the request of the transaction from the account, the multiple users audit the fund item information to obtain an audit result, and then the audit result is fed back to the block chain node through the account. Optionally, points are set in accounts registered by a plurality of users in the blockchain network. Wherein the user points can be exchanged for products of corresponding value, such as train ticket coupons, merchandise coupons, etc. And if the user participates in the examination of the fund item information, the user points in the user account are adjusted according to the success of the fund item in the uplink adjustment. Illustratively, if the auditing result fed back by a user matches the result of whether the fund item is successfully linked, the user is rewarded with a set value point; correspondingly, if the number of times that the audit result fed back by a user does not match the result of whether the fund item is successfully linked exceeds the set number of times, the credit of the value set by the user is correspondingly deducted. Here, the integral of the set value may be 10 integrals, and the set number of times may be 3. The method is not limited herein, and is determined according to actual conditions. The credit is set in the account of the user, and the credit of the user in the account of the block chain network is adjusted according to the auditing result fed back by the user and the result whether the fund project is successfully linked, so that the enthusiasm of the user for participating in the project auditing and the strictness degree of the user auditing are improved, and the accuracy of the fund project linking is further improved.
In another optional implementation, the target application manufacturer maintains a blockchain node, and the blockchain node executing the embodiment sends an audit transaction request to the blockchain node maintained by the target application manufacturer. The block link points maintained by the target application manufacturer convert the audit transaction request into an audit request (including the fund item information) supported by the target application and send the audit transaction request to a plurality of users of the target application. And the plurality of users receive the auditing request through the target application program, audit the fund item information in the auditing request to obtain an auditing result, feed back the auditing result to the block chain node maintained by the target application program manufacturer, and further feed back the auditing result to the block chain node executing the embodiment.
The checking of the capital item information comprises checking whether the capital item really exists, checking the authenticity of the information of a capital item initiator, checking whether the capital item initiator has the capital item qualification, checking whether the capital item relates to the correct capital amount and the like.
And S130, if the auditing result is that the fund item information passes the checking, performing uplink storage on the fund item information.
And the user responds to the transaction auditing request to audit the fund item information and feeds back an auditing result, wherein the auditing result fed back by the user can comprise passing, failing, abandoning and the like. And the block chain link point processes the received auditing results fed back by the plurality of users to obtain the final auditing result.
And if the result of the verification is that the fund item information is true and valid, the block link point performs uplink storage on the fund item information. If the result of the check is not passed, it indicates that the capital item information is not true and valid, and the capital item information cannot be linked for storage at this time, a manual check or a program check needs to be performed on the capital item information to further determine whether the capital item information is true and reliable.
The uplink storing of the fund item information may comprise: recording the fund project information as transaction data in the current block through a block chain node (namely a current block generation node); and sending the current block to other block chain nodes for verification. After the verification is passed, storing the current block in a block chain; and if the verification fails, sending block failure information containing the current block identifier to other nodes in the block chain network.
Optionally, if the result of the audit is passed, the block link point stores the fund item information into a locally maintained database, and/or stores the fund item information into the fund item processing platform.
Optionally, if the number of the passed auditing results is greater than the set threshold value in the auditing results fed back by the multiple users, uplink storage is performed on the fund item information. For example, the set threshold may be 70% of the total number of users participating in the audit and feeding back the audit result, which is not limited herein and is determined according to the actual situation. The auditing results fed back by a plurality of users are integrated, and the auditing results of most users are taken as the final auditing result, so that the auditing results are more convincing.
The embodiment of the invention sends the fund item information to a plurality of users for auditing through the block chain network, and the auditing result is more reliable and the auditing efficiency is higher through the auditing of the users; in addition, the whole processing process of the fund item is completed through the block chain network, and the authenticity of the fund item information is further ensured by utilizing the property that the block chain network is not falsified and forged.
Example two
Fig. 2 is a flowchart of a method for processing a fund item based on a blockchain according to a second embodiment of the present invention, which is further optimized based on the above embodiments, and optionally, an additional operation is performed after the operation "the uplink storage of the fund item information" is performed to issue the fund item information through the internet, so that a user can perform a fund transaction through the blockchain network according to the fund item information; and performing setting operation on the transaction data generated in the fund transaction process, wherein the setting operation comprises at least one of uplink storage and storage to a local webpage corresponding to the written setting website. Optionally, after the fund item information is released through the internet, an additional operation "of receiving a fund transfer path sent by the user according to the fund item information is performed, where the fund transfer path includes at least two block chain nodes; and carrying out fund transaction according to the fund flow path through the block chain network. "
As shown in fig. 2, the method includes:
s210, responding to the fund item initiating transaction request, and extracting fund item information from the fund item initiating transaction request.
S220, sending an audit transaction request of the fund item information to a plurality of users through a block chain network according to the fund item information, and receiving an audit result fed back by the plurality of users in response to the audit transaction request.
And S230, if the auditing result is that the fund item information passes the checking, performing uplink storage on the fund item information.
And S240, issuing the fund item information through the Internet, so that a user can conduct fund transaction through the block chain network according to the fund item information.
And the block link points issue the fund project information to a fund project processing platform, and the fund project processing platform is accessed to the Internet and issues the fund project information through the Internet. For example, the block link points send the money item information to a front-end web page provided by a website or to a front-end page of an application program through the internet. After the user sees the fund item information through the internet, the transaction can be conducted through the blockchain network.
In an alternative embodiment, a financial institution (such as a bank) or a non-financial institution cooperating with the financial institution maintains a blockchain node (referred to as an institution-maintained blockchain node), and a user can perform a fund transaction through the institution-maintained blockchain node, and specifically send information related to the fund transaction, such as information on money transfer, donation, remittance, and the like, to the institution-maintained blockchain node. The block chain link points maintained by the mechanism conduct fund transaction according to the related information of the fund transaction, and further transmit transaction data generated in the fund transaction process to the block chain nodes executing the embodiment, so that the transaction data generated in the fund transaction process is set. The contents of the setting operation will be described below. Alternatively, the funds in the funds transaction may be frozen in a bank account and endorsed by a bank for credit to improve the security and fairness of the funds transaction.
In another alternative embodiment, the fund item processing platform maintained by the block link points cooperates with the financial institution, so that the user can directly perform fund transaction by executing the block link points of the embodiment, thereby performing setting operation on the transaction data generated in the fund transaction process. Specifically, the user writes the information related to the fund transaction into a front-end webpage provided by a website or a front-end page of an application program, so that the information related to the fund transaction is sent to the block link nodes through the fund item processing platform, the block link nodes perform the fund transaction according to the information related to the fund transaction, and further, the transaction data generated in the fund transaction process is set.
In another optional implementation, in a block chain network accessed by a user terminal as a block chain link point, a user may write information related to a fund transaction on the user terminal, and transmit the information related to the fund transaction to a block chain link point executing the present embodiment or a block chain link point maintained by a mechanism through the user terminal, and have a node transmitted to perform the fund transaction.
And S250, receiving a fund transfer path sent by the user according to the fund item information, wherein the fund transfer path comprises at least two block chain nodes.
And S260, carrying out fund transaction according to the fund flow path through the block chain network.
S250 and S260 are applicable to the case where the block link point of the present embodiment is executed to perform a fund transaction.
The fund flow path refers to a path for transferring the fund from one place to another place. Optionally, the fund flow path includes at least two block chain nodes, including a source node of the fund flow and a destination node of the fund flow. Optionally, the fund transfer path may further include an intermediate node for fund transfer in the fund transfer process.
The fund is provided from a source node of the fund flow, then the fund flow is finally transferred to a fund destination node according to a fund flow path, and the whole process is completed through a block chain network.
S270, setting operation is carried out on the transaction data generated in the fund transaction process, wherein the setting operation comprises at least one of uplink storage, local storage and writing on a webpage corresponding to the set website.
Optionally, the transaction data generated in the fund transaction process includes fund item information and information generated in the fund transaction process, such as an order number of a corresponding fund transaction, a fund flow path in the fund transaction, fund transaction participant information, a fund transaction type, and fund transaction time.
The block chain link point stores the business data uplink generated in the fund transaction process, and the characteristics of the block chain can ensure that the business data after uplink is public and transparent, can be inquired and cannot be tampered. Storing the transaction data locally may be storing to a locally maintained database, so that the query speed may be increased when querying the corresponding data. The transaction data can be published to the public by writing the transaction data into a webpage corresponding to the set website, so that a selectable transaction data query mode is provided for a user.
The embodiment of the invention utilizes the block chain network to carry out fund transaction according to the fund flow path and at least one of uplink storage and storage of transaction data generated in the fund transaction process to the local and the web page corresponding to the written set website, thereby ensuring that each fund transaction and each process of the fund transaction have corresponding records, and ensuring that the information is open, transparent and queryable to the public. In addition, the non-tamper property of the block chain technology further ensures the authenticity of the transaction data and improves the social public credibility.
EXAMPLE III
Fig. 3 is a flowchart of a method for processing a fund item based on a blockchain according to a third embodiment of the present invention, which is further optimized based on the third embodiment of the present invention, and optionally, after the fund item information is issued over the internet for the user to perform a fund transaction over the blockchain network according to the fund item information, an additional operation "if the amount of the fund transaction satisfies the amount condition, obtain fund receiving information from a blockchain link point corresponding to the fund destination; the fund reception information is subjected to the setting operation ".
Optionally, after obtaining the fund receiving information from the block link point corresponding to the fund destination, performing an additional operation "to verify the digital signature; and if the verification tag passes, revoking the fund item information through the Internet, and performing the setting operation on the revocation information of the fund item.
As shown in fig. 3, the method includes:
s310, responding to the fund item initiating transaction request, and extracting fund item information from the fund item initiating transaction request.
And S320, sending an audit transaction request of the fund item information to a plurality of users through a block chain network according to the fund item information, and receiving an audit result fed back by the plurality of users in response to the audit transaction request.
And S330, if the auditing result is that the fund item information passes the checking, performing uplink storage on the fund item information.
And S340, issuing the fund item information through the Internet, so that a user can perform fund transaction through the block chain network according to the fund item information.
Optionally, the fund item information includes an amount condition and a fund destination. The amount condition refers to a condition related to the amount of the fund when the fund transaction is completed, and the fund item can be completed only when the amount condition is met. The fund destination is the end of the fund flow.
For example, when the fund item is a charitable donation item, which is set to collect 10 ten thousand yuan for the donated party within 2 months, the amount condition is to obtain 10 ten thousand yuan, and the fund item can be completed only after the donation amount reaches 10 ten thousand yuan. If the amount of money collected within the prescribed time is less than 10 ten thousand, the funds project is terminated. In this example, the address of the donated party is the destination of the funds.
And S350, if the amount of the fund transaction meets the amount condition, acquiring fund receiving information from the block link point corresponding to the fund destination.
And when the amount of the fund transaction meets the amount condition, the fund item corresponding to the fund transaction can be completed, and the fund is transferred to the fund destination. After receiving the fund, the block chain node corresponding to the fund destination sends fund receiving information to the block chain node executing the embodiment. The fund receiving information comprises information such as the received fund amount, the fund receiving time and the fund source. And if the amount of the fund transaction does not meet the amount condition, not performing any operation.
Optionally, the funds receipt information includes a digital signature of the amount of money; and the digital signature is obtained by signing the received amount after the block link point corresponding to the fund destination verifies that the amount meets the amount condition. The digital signature (also called public key digital signature) is a section of digital string which can be generated only by the sender of the information and cannot be forged by others, and the section of digital string is also a valid proof of the authenticity of the information sent by the sender of the information. Here, the digital signature is used to certify that the funds receipt information was issued or approved by the funds destination to secure the funds in the funds transaction. The digital signature can be realized by a signature algorithm provided by the block chain nodes.
Illustratively, the step of signing the amount by the block link point corresponding to the destination of the fund is as follows: the block link point corresponding to the fund destination generates a message digest from the message text carrying the amount by adopting a hash function, then encrypts the message digest by using a private key, and sends the encrypted message digest as a digital signature of the message and the message to the block link node executing the embodiment.
And S360, verifying the digital signature.
And extracting the digital signature in the fund receiving information by the block chain node, and verifying the digital signature. Illustratively, the step of signing the digital signature by the block link point is as follows: the blockchain node first calculates a message digest from the received message using a hash function. Here, the hash function is the same as the hash function used at the time of signature. And then, the block link node decrypts the digital signature attached to the message by using the public key provided by the source node of the fund flow to obtain the decrypted message digest. And then comparing the message digest calculated by the hash function with a message digest obtained by decrypting the public key provided by the source node of the fund flow. If the two are the same, the blockchain node can confirm that the digital signature was sent by the blockchain node corresponding to the fund destination.
And S370, if the check label passes, revoking the fund item information through the Internet, and performing the setting operation on the revocation information of the fund item.
If the check label passes, the fund in the fund project is successfully transferred to the fund destination, the fund project is successfully completed, and at the moment, in order to avoid occupying excessive resources, the block link point needs to withdraw the fund project information through the Internet. Optionally, the block link node revokes the fund project information from the fund project processing platform, the fund project processing platform accesses the internet, and the fund project information is revoked through the internet. Illustratively, the block link point withdraws the fund item information from a front-end web page provided by a website or from a front-end page of an application program through the internet.
And simultaneously, carrying out the setting operation on the revocation information of the fund item. The setting operation includes at least one of uplink storage, local storage and writing on a webpage corresponding to the set website. Wherein the revocation information includes: fund item revocation time, fund item revocation reason, fund item revocation party and the like. In the embodiment, the revocation information of the fund item is set, so that the data generated in the whole life cycle of the fund item is completely recorded and disclosed to the public for supervision and inquiry of the public.
In the foregoing embodiment and the following embodiments, optionally, after the fund item information is issued via the internet to allow the user to perform fund transaction via the blockchain network according to the fund item information, an additional operation "responding to a query transaction request sent by the user, performing query from the blockchain network and/or local, and returning a query result to the user" is performed; and/or returning the webpage corresponding to the set website to the user. "
After the block link point performs at least one operation of uplink storage and storage of the fund item information to the local and writing in a webpage corresponding to the set website, the user can query the fund item information in a corresponding mode.
Specifically, under the condition that the block link point performs uplink storage on the fund item information, a user can send an inquiry object request comprising an order number to the block link point to inquire the fund item information, object data, fund receiving information and fund item revocation information corresponding to the order number, and the block link point inquires in a block link network according to the received order number and returns an inquiry result to the user. Under the condition that the block chain node stores the fund item information to the local, a user can send an inquiry object request comprising an order number to the block chain node, and the block chain node inquires in a database maintained locally according to the order number, so that an inquiry result returned locally can be quickly obtained. Under the condition that the block link points write the fund item information into the webpage corresponding to the set website, a user inputs an order number on the webpage through a terminal, and the block link points return the webpage corresponding to the set website to the user, wherein the webpage contains a query result. Wherein, the query result comprises: funds item information, transaction data, funds receipt information, and revocation information for the funds item. The fund item information comprises fund item initiator information, fund item initiator qualification information, fund item initiation time, fund amount related to the fund item, amount conditions, fund destination and other information. The transaction data includes funds item information, order number for the corresponding funds transaction, funds transaction participant information, funds transaction time, funds transfer path, and funds transaction type. The funds receipt information includes the amount of funds received, the time of receipt of the funds, and the source of the funds. The fund withdrawal information comprises fund item withdrawal time, fund item withdrawal reason, fund item withdrawal operator and the like.
The embodiment of the invention records all the transaction data and the related information generated in the whole life cycle of the capital project through the block chain technology, so that all the data related to the capital project are transparent and traceable. In addition, the embodiment of the invention also provides an information query function for the user, so that the user can query the information of any link of the fund item through the block link points for the user to supervise, and the transparency of the whole life cycle of the fund item is increased.
In one embodiment, the capital item processing platform maintained at the block chain node points is a donation benevolent flow to a deposit evidence credit platform, hereinafter referred to as a platform for convenience. The fund items received by the platform are charity donation items. A plurality of charitable enterprises are resident on the platform, and the resident mode of the charitable enterprises comprises two modes of actively requesting to reside and being invited to reside. After the charitable enterprise resides in the enterprise, the block chain nodes record the project credit information into the local database, send audit affair requests of the project credit information to the users through the block chain network, and receive audit results fed back by the users in response to the audit affair requests. And if the verification result is that the item passes, performing uplink storage on the project benevolence information. After the project benevolence information is linked up and stored, the block link point returns the linked state of the project benevolence information to the corresponding charity enterprise through the platform.
The blockchain nexuses then publish charitable donation item information over the internet, e.g., for display on a platform, for users to donate via the blockchain network according to the charitable donation item information. The block link point executes at least one of uplink storage, local storage and writing in a webpage corresponding to the set website on all data of the donation fund circulation path and the life cycle of the charity donation project so as to allow the donator and other users to inquire the donated good flow direction. Specifically, the user may query the charitable donation item information through a platform (e.g., a website). The general profiles of a plurality of charitable enterprises and loving organizations and the information of charitable projects are displayed on the webpage of the website, and a user can browse by dragging the sliding control. In addition, a plurality of query options are arranged on the webpage, wherein the query options comprise fund item query, fund query and order query, and a user can query corresponding information by clicking the query options. When a donor inquires about self donation, the donor inputs an order number at a corresponding inquiry position of a current page, a block chain link point inquires in a local database preferentially according to the order number, and when no record exists in the local database, corresponding data are read from a block chain network and then returned to the donor through a platform. If the donor is confused about the donation order, the donor can choose to comment on the forum of the platform to issue a question.
Example four
Fig. 4 is a schematic structural diagram of a fund item processing apparatus based on a block chain according to a fourth embodiment of the present invention, which is applicable to a case where fund items are processed through block chain link points in a block chain network. The applicable blockchain may be a public chain, a private chain, or a federation chain. The scheme of the embodiment of the invention is applied to the block chain node, and the device can be realized in a software and/or hardware mode and can be integrated in electronic equipment bearing the block chain node. As shown in fig. 4, the apparatus 400 may include: an information extraction module 410, an audit control module 420, and a storage module 430.
An information extraction module 410 for extracting, in response to a funding item initiation transaction request, funding item information from the funding item initiation transaction request;
an audit control module 420, configured to send an audit transaction request of the fund item information to multiple users through a block chain network according to the fund item information, and receive an audit result fed back by the multiple users in response to the audit transaction request;
the storage module 430 is configured to perform uplink storage on the fund item information if the audit result is that the fund item information passes the audit result.
The embodiment of the invention sends the fund item information to a plurality of users for auditing through the block chain network, and the auditing result is more reliable and the auditing efficiency is higher through the auditing of the users; in addition, the whole processing process of the fund item is completed through the block chain network, and the authenticity of the fund item information is further ensured by utilizing the property that the block chain network is not falsified and forged.
Optionally, the storage module 430 includes: and the storage unit is used for performing uplink storage on the fund item information if the number of the passed auditing results in the auditing results fed back by the plurality of users is greater than a set threshold value.
Optionally, the apparatus 400 further includes: the item information issuing module is used for issuing the fund item information through the Internet after the uplink storage is carried out on the fund item information so as to enable a user to carry out fund transaction through the block chain network according to the fund item information; and the transaction data processing module is used for performing setting operation on the transaction data generated in the fund transaction process, wherein the setting operation comprises at least one of uplink storage, local storage and a webpage corresponding to a written set website.
Optionally, the apparatus 400 further includes: the fund transfer path receiving module is used for receiving a fund transfer path sent by the user according to the fund item information after the fund item information is issued through the Internet, and the fund transfer path comprises at least two block chain nodes; and the fund transaction module is used for performing fund transaction according to the fund flow path through the block chain network.
Optionally, the apparatus 400 further includes: a fund receiving information acquiring module, configured to, after the fund item information is issued via the internet so that the user performs a fund transaction via the blockchain network according to the fund item information, acquire fund receiving information from a blockchain link point corresponding to the fund destination if an amount of the fund transaction satisfies the amount condition; and the fund receiving information processing module is used for carrying out the setting operation on the fund receiving information. The fund item information comprises an amount condition and a fund destination;
optionally, the apparatus 400 further includes: the signature verification module is used for verifying the digital signature after acquiring the fund receiving information from the block link point corresponding to the fund destination; and the fund item processing module is used for revoking the fund item information through the Internet and carrying out the setting operation on the revocation information of the fund item if the verification tag passes. The funds receipt information includes a digital signature of the amount of money; the digital signature is obtained by signing the received amount after the block chain link point corresponding to the fund target site verifies that the amount meets the amount condition;
optionally, the apparatus 400 further includes: the information inquiry module is used for issuing the fund item information through the Internet, so that the user can respond to an inquiry transaction request sent by the user after performing fund transaction through the blockchain network according to the fund item information, inquire from the blockchain network and/or the local and return an inquiry result to the user; and/or returning the webpage corresponding to the set website to the user.
The block chain-based fund item processing device provided by the embodiment of the invention can execute the block chain-based fund item processing method provided by any embodiment of the invention, and has corresponding functional modules and beneficial effects for executing the block chain-based fund item processing method.
EXAMPLE five
The invention also provides an electronic device and a storage medium according to the embodiment of the invention.
Fig. 5 is a schematic structural diagram of an electronic device implementing the method for processing a fund item based on a blockchain according to an embodiment of the present invention. Electronic devices are intended to represent various forms of digital computers, such as laptops, desktops, workstations, personal digital assistants, servers, blade servers, mainframes, and other appropriate computers. The electronic device may also represent various forms of mobile devices, such as personal digital processing, cellular phones, smart phones, wearable devices, and other similar computing devices. The components shown herein, their connections and relationships, and their functions, are meant to be examples only, and are not meant to limit implementations of the present application that are described and/or claimed herein.
As shown in fig. 5, the electronic apparatus includes: one or more processors 510, memory 520, and interfaces for connecting the various components, including high-speed interfaces and low-speed interfaces. The various components are interconnected using different buses and may be mounted on a common motherboard or in other manners as desired. The processor may process instructions for execution within the electronic device, including instructions stored in or on the memory to display graphical information of a GUI on an external input/output apparatus (such as a display device coupled to the interface). In other embodiments, multiple processors and/or multiple buses may be used, along with multiple memories and multiple memories, as desired. Also, multiple electronic devices may be connected, with each device providing portions of the necessary operations (e.g., as an array of devices, a set of blades, or a multi-processor system). In fig. 5, one processor 510 is taken as an example.
Memory 520 is a non-transitory computer storage medium as provided herein. Wherein the memory stores instructions executable by the at least one processor to cause the at least one processor to perform the blockchain-based funds item processing method provided herein. The non-transitory computer storage medium of the present application stores computer instructions for causing a computer to perform the blockchain-based fund item processing method provided by the present application.
The memory 520, which is a non-transitory computer storage medium, may be used to store non-transitory software programs, non-transitory computer executable programs, and modules, such as program instructions/modules corresponding to the block chain-based fund item processing method in the embodiments of the present application (e.g., shown in fig. 5 as comprising the information extraction module 410, the audit control module 420, and the storage module 430). The processor 510 executes various functional applications and data processing of the electronic device by executing non-transitory software programs, instructions and modules stored in the memory 520, that is, implementing the block chain based fund item processing method in the above-described method embodiments.
The memory 520 may include a storage program area and a storage data area, wherein the storage program area may store an operating system, an application program required for at least one function; the storage data area may store data created by use of an electronic device implementing the block chain-based money item processing method, and the like. Further, the memory 520 may include high speed random access memory, and may also include non-transitory memory, such as at least one magnetic disk storage device, flash memory device, or other non-transitory solid state storage device. In some embodiments, memory 520 optionally includes memory located remotely from processor 510, and these remote memories may be connected over a network to an electronic device that performs the blockchain-based funds item processing method. Examples of such networks include, but are not limited to, the internet, intranets, local area networks, mobile communication networks, and combinations thereof.
The electronic device performing the block chain-based fund item processing method may further include: an input device 530 and an output device 540. The processor 510, the memory 520, the input device 530, and the output device 540 may be connected by a bus or other means, and the bus connection is exemplified in fig. 5.
The input device 530 may receive input numeric or character information and generate key signal inputs related to user settings and function control of an electronic apparatus performing the blockchain-based money item processing method, such as an input device of a touch screen, a keypad, a mouse, a track pad, a touch pad, a pointing stick, one or more mouse buttons, a track ball, a joystick, or the like. The output device 540 may include a display device, an auxiliary lighting device (e.g., an LED), a haptic feedback device (e.g., a vibration motor), and the like. The display device may include, but is not limited to, a Liquid Crystal Display (LCD), a Light Emitting Diode (LED) display, and a plasma display. In some implementations, the display device can be a touch screen.
Various implementations of the systems and techniques described here can be realized in digital electronic circuitry, integrated circuitry, application specific ASICs (application specific integrated circuits), computer hardware, firmware, software, and/or combinations thereof. These various embodiments may include: implemented in one or more computer programs that are executable and/or interpretable on a programmable system including at least one programmable processor, which may be special or general purpose, receiving data and instructions from, and transmitting data and instructions to, a storage system, at least one input device, and at least one output device.
These computer programs (also known as programs, software applications, or code) include machine instructions for a programmable processor, and may be implemented using high-level procedural and/or object-oriented programming languages, and/or assembly/machine languages. As used herein, the terms "machine-readable medium" and "computer-readable medium" refer to any computer program product, apparatus, and/or device (e.g., magnetic discs, optical disks, memory, Programmable Logic Devices (PLDs)) used to provide machine instructions and/or data to a programmable processor, including a machine-readable medium that receives machine instructions as a machine-readable signal. The term "machine-readable signal" refers to any signal used to provide machine instructions and/or data to a programmable processor.
To provide for interaction with a user, the systems and techniques described here can be implemented on a computer having: a display device (e.g., a CRT (cathode ray tube) or LCD (liquid crystal display) monitor) for displaying information to a user; and a keyboard and a pointing device (e.g., a mouse or a trackball) by which a user can provide input to the computer. Other kinds of devices may also be used to provide for interaction with a user; for example, feedback provided to the user can be any form of sensory feedback (e.g., visual feedback, auditory feedback, or tactile feedback); and input from the user may be received in any form, including acoustic, speech, or tactile input.
The systems and techniques described here can be implemented in a computing system that includes a back-end component (e.g., as a data server), or that includes a middleware component (e.g., an application server), or that includes a front-end component (e.g., a user computer having a graphical user interface or a web browser through which a user can interact with an implementation of the systems and techniques described here), or any combination of such back-end, middleware, or front-end components. The components of the system can be interconnected by any form or medium of digital data communication (e.g., a communication network). Examples of communication networks include: local Area Networks (LANs), Wide Area Networks (WANs), the internet, and blockchain networks.
The computer system may include clients and servers. A client and server are generally remote from each other and typically interact through a communication network. The relationship of client and server arises by virtue of computer programs running on the respective computers and having a client-server relationship to each other.
It should be understood that various forms of the flows shown above may be used, with steps reordered, added, or deleted. For example, the steps described in the present application may be executed in parallel, sequentially, or in different orders, and the present invention is not limited thereto as long as the desired results of the technical solutions disclosed in the present application can be achieved.
The above-described embodiments should not be construed as limiting the scope of the present application. It should be understood by those skilled in the art that various modifications, combinations, sub-combinations and substitutions may be made in accordance with design requirements and other factors. Any modification, equivalent replacement, and improvement made within the spirit and principle of the present application shall be included in the protection scope of the present application.
It is to be noted that the foregoing is only illustrative of the preferred embodiments of the present invention and the technical principles employed. It will be understood by those skilled in the art that the present invention is not limited to the particular embodiments described herein, but is capable of various obvious changes, rearrangements and substitutions as will now become apparent to those skilled in the art without departing from the scope of the invention. Therefore, although the present invention has been described in greater detail by the above embodiments, the present invention is not limited to the above embodiments, and may include other equivalent embodiments without departing from the spirit of the present invention, and the scope of the present invention is determined by the scope of the appended claims.

Claims (10)

1. A fund item processing method based on a block chain is characterized in that the fund item processing method is suitable for block chain nodes and comprises the following steps:
in response to a funding item initiation transaction request, extracting funding item information from the funding item initiation transaction request;
according to the fund item information, sending an audit transaction request of the fund item information to a plurality of users through a block chain network, and receiving an audit result fed back by the plurality of users in response to the audit transaction request;
and if the auditing result is that the fund item information passes the checking, performing uplink storage on the fund item information.
2. The method of claim 1, wherein the uplink storing of the funding item information if the audit result is a pass comprises:
and if the number of the passed auditing results in the auditing results fed back by the plurality of users is larger than a set threshold value, performing uplink storage on the fund item information.
3. The method of claim 1, further comprising, after said uplink storing of said money item information:
issuing the fund item information through the Internet so that a user can perform fund transaction through the block chain network according to the fund item information;
and performing setting operation on the transaction data generated in the fund transaction process, wherein the setting operation comprises at least one of uplink storage, local storage and a webpage corresponding to the written set website.
4. The method of claim 3, further comprising, after said issuing the funds item information over the internet:
receiving a fund transfer path sent by the user according to the fund project information, wherein the fund transfer path comprises at least two block chain nodes;
and carrying out fund transaction according to the fund flow path through the block chain network.
5. The method of claim 3, wherein the funds item information includes an amount condition and a funds destination;
after the issuing of the fund item information through the internet for the user to conduct fund transaction through the blockchain network according to the fund item information, the method further comprises the following steps:
if the amount of the fund transaction meets the amount condition, acquiring fund receiving information from the block link point corresponding to the fund destination;
and performing the setting operation on the fund receiving information.
6. The method of claim 5, wherein the funds receipt information includes a digital signature of the amount of money; the digital signature is obtained by signing the received amount after the block chain link point corresponding to the fund target site verifies that the amount meets the amount condition;
after acquiring the fund receiving information from the block link point corresponding to the fund destination, the method further comprises the following steps:
verifying the digital signature;
and if the verification tag passes, revoking the fund item information through the Internet, and performing the setting operation on the revocation information of the fund item.
7. The method of any one of claims 3-6, further comprising, after said issuing the funds item information over the internet for the user to conduct a funds transaction over the blockchain network based on the funds item information:
responding to a query transaction request sent by the user, querying from the blockchain network and/or the local and returning a query result to the user; and/or returning the webpage corresponding to the set website to the user.
8. A blockchain-based funds item processing apparatus adapted for blockchain nodes, comprising:
an information extraction module for extracting the fund item information from the fund item initiating transaction request in response to the fund item initiating transaction request;
the auditing control module is used for sending auditing transaction requests of the fund item information to a plurality of users through a block chain network according to the fund item information and receiving auditing results fed back by the plurality of users in response to the auditing transaction requests;
and the storage module is used for performing uplink storage on the fund item information if the audit result is that the fund item information passes the audit result.
9. An electronic device, characterized in that the device comprises:
one or more processors;
a memory for storing one or more programs;
when executed by the one or more processors, cause the one or more processors to implement a method of blockchain-based funds item processing according to any one of claims 1 to 7.
10. A non-transitory computer storage medium having stored thereon computer instructions for causing a computer to perform a blockchain based fund item processing method of any one of claims 1 to 7.
CN202010839714.7A 2020-07-15 2020-08-19 Block chain-based fund item processing method, device, equipment and storage medium Withdrawn CN112036877A (en)

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Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN112541791A (en) * 2020-12-16 2021-03-23 中国联合网络通信集团有限公司 Resource exchange method and server

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN112541791A (en) * 2020-12-16 2021-03-23 中国联合网络通信集团有限公司 Resource exchange method and server
CN112541791B (en) * 2020-12-16 2023-06-30 中国联合网络通信集团有限公司 Resource exchange method and server

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Application publication date: 20201204