CN112003958A - System and method for positioning transaction address - Google Patents

System and method for positioning transaction address Download PDF

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Publication number
CN112003958A
CN112003958A CN202010631232.2A CN202010631232A CN112003958A CN 112003958 A CN112003958 A CN 112003958A CN 202010631232 A CN202010631232 A CN 202010631232A CN 112003958 A CN112003958 A CN 112003958A
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transaction
mobile terminal
server
data
mobile
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不公告发明人
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Lakala Payment Co ltd
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Lakala Payment Co ltd
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Priority to CN202010631232.2A priority Critical patent/CN112003958A/en
Priority to PCT/CN2020/113495 priority patent/WO2022000766A1/en
Publication of CN112003958A publication Critical patent/CN112003958A/en
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    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L2101/00—Indexing scheme associated with group H04L61/00
    • H04L2101/60—Types of network addresses
    • H04L2101/69—Types of network addresses using geographic information, e.g. room number
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/80—Services using short range communication, e.g. near-field communication [NFC], radio-frequency identification [RFID] or low energy communication

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  • Signal Processing (AREA)
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  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Mobile Radio Communication Systems (AREA)
  • Telephonic Communication Services (AREA)
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Abstract

The embodiment of the disclosure discloses a system and a method for positioning a transaction address, relating to the field of intelligent payment; wherein the system comprises at least: the system comprises a mobile payment terminal, a mobile terminal and a server; the mobile terminal is respectively connected with the mobile payment terminal and the server; the mobile payment terminal is used for respectively sending transaction data and transaction signature data to the mobile terminal; the mobile terminal is used for sending the transaction data, the transaction signature data and the IP address information of the mobile terminal to the server; the mobile payment terminal is also used for sending a transaction result and a signature verification result to the mobile payment terminal; the server is used for processing the transaction data, generating a transaction result and sending the transaction result to the mobile terminal; the mobile terminal is also used for generating a signature verification result according to the transaction signature data and sending the signature verification result to the mobile terminal; and the system is also used for acquiring the transaction position according to the IP address information.

Description

System and method for positioning transaction address
Technical Field
The disclosure relates to the field of intelligent payment, in particular to a system and a method for positioning a transaction address.
Background
At present, mainstream mPOS (Mobile POS) in the market does not integrate a GPS (global positioning system) and a cellular communication module, and obtains the positioning information of the mobile terminal by connecting a Bluetooth chip in the POS with the Bluetooth of the mobile terminal; after the position access authority of the mobile terminal is obtained through the APP installed on the mobile terminal during transaction, the GPS position information of the mobile terminal is further obtained, the message is packaged in a fixed format and sent to a transaction background, the message is analyzed to obtain mPOS terminal positioning information and is associated with the transaction, and the requirements that the supervision 85 number message acceptance terminal needs to record each transaction positioning and risk detection are met.
Therefore, it is easy to know that the transaction positioning process in the prior art is complicated, and at least the following three problems exist: firstly, GPS positioning information of a mobile terminal is obtained, the positioning information can be obtained only after the mobile terminal APP is relied on and access authority is obtained, and the operation is complicated; secondly, the development workload of the mobile terminal APP is large, the safety check of the android market and the IOS APP STORE is strict, and the process of acquiring, supervising and checking the position and other sensitive information is complex; thirdly, the system completely depends on GPS positioning, and in an area with poor GPS signals, the transaction is normally completed but the position information cannot be uploaded.
Disclosure of Invention
Aiming at the technical problems in the prior art, the embodiment of the disclosure provides a system and a method for positioning a transaction address, so as to solve the problems that in the prior art, the positioning transaction operation is complicated, the mobile terminal APP is required to be relied on, and the GPS positioning is completely relied on, and if in an area with poor GPS signals, the transaction is normally completed but the position information cannot be uploaded, and the like.
A first aspect of an embodiment of the present disclosure provides a system for locating a transaction address, the system at least including: the system comprises a mobile payment terminal, a mobile terminal and a server; the mobile terminal is respectively connected with the mobile payment terminal and the server;
the mobile payment terminal is used for respectively sending transaction data and transaction signature data to the mobile terminal;
the mobile terminal is used for sending the transaction data, the transaction signature data and the IP address information of the mobile terminal to the server; the mobile payment terminal is also used for sending a transaction result and a signature verification result to the mobile payment terminal;
the server is used for processing the transaction data, generating a transaction result and sending the transaction result to the mobile terminal; the mobile terminal is also used for generating a signature verification result according to the transaction signature data and sending the signature verification result to the mobile terminal; and the system is also used for acquiring the transaction position according to the IP address information.
In some embodiments, the mobile payment terminal is further configured to receive a consumption request and consumption data of a user, and perform data package on the consumption data to generate the transaction data.
In some embodiments, the mobile payment terminal is connected with the mobile terminal by a wireless communication technology; the mobile terminal is connected with the server through the wireless communication technology and/or the cellular mobile communication technology.
In some embodiments, the wireless communication technology specifically includes one or more of NFC, bluetooth, Wi-Fi.
In some embodiments, after acquiring the IP address information, the server acquires the transaction location by calling a positioning interface provided by the map open platform.
In some embodiments, the interaction between the mobile terminal and the server is in accordance with the TCP/IP protocol.
A second aspect of an embodiment of the present disclosure provides a method for locating a transaction address, including:
sending transaction data to a server through the mobile terminal with the established connection;
receiving a transaction result returned by the server, and sending signature data and IP address information of the mobile terminal to the server through the mobile terminal; the server acquires a transaction position according to the IP address information;
and receiving a signature verification result returned by the server, and finishing the transaction.
In some embodiments, the method further comprises: and after the server acquires the IP address information, acquiring the transaction position by calling a positioning interface provided by a map open platform.
In some embodiments, the transaction location specifically includes: one or more of a city, a city code, and/or city center latitude and longitude information.
In some embodiments, the method further comprises: the server associates the transaction location with the transaction result and the signature verification result.
A third aspect of the embodiments of the present disclosure provides an electronic device, including:
a memory and one or more processors;
wherein the memory is communicatively coupled to the one or more processors, and the memory stores instructions executable by the one or more processors, and when the instructions are executed by the one or more processors, the electronic device is configured to implement the method according to the foregoing embodiments.
A fourth aspect of the embodiments of the present disclosure provides a computer-readable storage medium having stored thereon computer-executable instructions, which, when executed by a computing device, may be used to implement the method according to the foregoing embodiments.
A fifth aspect of embodiments of the present disclosure provides a computer program product comprising a computer program stored on a computer readable storage medium, the computer program comprising program instructions which, when executed by a computer, are operable to implement a method as in the preceding embodiments.
In the embodiment of the disclosure, transaction positioning can be realized by acquiring the IP address of the mobile terminal, without any APP or access authority, access operation of sensitive information is avoided, and meanwhile, GPS positioning is not relied on, so that a user feels no operation, and experience is good.
Drawings
The features and advantages of the present disclosure will be more clearly understood by reference to the accompanying drawings, which are illustrative and not to be construed as limiting the disclosure in any way, and in which:
FIG. 1 is a diagram of an example of a system for locating a transaction address, shown in accordance with some embodiments of the present disclosure;
FIG. 2 is a schematic diagram of a system for locating transaction addresses, according to some embodiments of the present disclosure;
FIG. 3 is a schematic flow chart diagram illustrating a method of locating a transaction address in accordance with some embodiments of the present disclosure;
FIG. 4 is a schematic illustration of a transaction flow shown in accordance with some embodiments of the present disclosure;
FIG. 5 is a schematic diagram illustrating processing of layers in the TCP/IP protocol according to some embodiments of the present disclosure;
FIG. 6 is a diagram illustrating a TCP packet header information structure, according to some embodiments of the present disclosure;
fig. 7 is a schematic structural diagram of an electronic device according to some embodiments of the present disclosure.
Detailed Description
In the following detailed description, numerous specific details of the disclosure are set forth by way of examples in order to provide a thorough understanding of the relevant disclosure. However, it will be apparent to one of ordinary skill in the art that the present disclosure may be practiced without these specific details. It should be understood that the use of the terms "system," "apparatus," "unit" and/or "module" in this disclosure is a method for distinguishing between different components, elements, portions or assemblies at different levels of sequence. However, these terms may be replaced by other expressions if they can achieve the same purpose.
It will be understood that when a device, unit or module is referred to as being "on" … … "," connected to "or" coupled to "another device, unit or module, it can be directly on, connected or coupled to or in communication with the other device, unit or module, or intervening devices, units or modules may be present, unless the context clearly dictates otherwise. For example, as used in this disclosure, the term "and/or" includes any and all combinations of one or more of the associated listed items.
The terminology used in the present disclosure is for the purpose of describing particular embodiments only and is not intended to limit the scope of the present disclosure. As used in the specification and claims of this disclosure, the terms "a," "an," "the," and/or "the" are not intended to be inclusive in the singular, but rather are inclusive in the plural, unless the context clearly dictates otherwise. In general, the terms "comprises" and "comprising" are intended to cover only the explicitly identified features, integers, steps, operations, elements, and/or components, but not to constitute an exclusive list of such features, integers, steps, operations, elements, and/or components.
These and other features and characteristics of the present disclosure, as well as the methods of operation and functions of the related elements of structure and the combination of parts and economies of manufacture, will be better understood by reference to the following description and drawings, which form a part of this specification. It is to be expressly understood, however, that the drawings are for the purpose of illustration and description only and are not intended as a definition of the limits of the disclosure. It will be understood that the figures are not drawn to scale.
Various block diagrams are used in this disclosure to illustrate various variations of embodiments according to the disclosure. It should be understood that the foregoing and following structures are not intended to limit the present disclosure. The protection scope of the present disclosure is subject to the claims.
At present, mainstream mPOS (Mobile POS) in the market does not integrate a GPS (global positioning system) and a cellular communication module, and obtains the positioning information of the mobile terminal by connecting a Bluetooth chip in the POS with the Bluetooth of the mobile terminal; after the position access authority of the mobile terminal is obtained through the APP installed on the mobile terminal during transaction, the GPS position information of the mobile terminal is further obtained, the message is packaged in a fixed format and sent to a transaction background, the message is analyzed to obtain mPOS terminal positioning information and is associated with the transaction, and the requirements that the supervision 85 number message acceptance terminal needs to record each transaction positioning and risk detection are met.
Therefore, it is easy to know that the transaction positioning process in the prior art is complicated, and at least the following three problems exist: firstly, GPS positioning information of a mobile terminal is obtained, the positioning information can be obtained only after the mobile terminal APP is relied on and access authority is obtained, and the operation is complicated; secondly, the development workload of the mobile terminal APP is large, the safety check of the android market and the IOS APP STORE is strict, and the process of acquiring, supervising and checking the position and other sensitive information is complex; thirdly, the system completely depends on GPS positioning, and in an area with poor GPS signals, the transaction is normally completed but the position information cannot be uploaded.
To solve the above problem, an embodiment of the present disclosure provides a system 100 for locating a transaction address, as shown in fig. 1, the system at least includes: a mobile payment terminal 101, a mobile terminal 102 and a server 103; the mobile terminal 102 is respectively connected with the mobile payment terminal 101 and the server 103;
the mobile payment terminal 101 is configured to send transaction data and transaction signature data to the mobile terminal respectively;
the mobile terminal 102 is configured to send the transaction data, the transaction signature data, and the IP address information of the mobile terminal to the server 103; and is further configured to send a transaction result and a signature verification result to the mobile payment terminal 101;
the server 103 is configured to process the transaction data, generate a transaction result, and send the transaction result to the mobile terminal 102; the mobile terminal 102 is further configured to generate a signature verification result according to the transaction signature data and send the signature verification result to the mobile terminal; and the system is also used for acquiring the transaction position according to the IP address information.
In some embodiments, the mobile payment terminal 101 is further configured to receive a consumption request and consumption data input by a user, and perform data package on the consumption data to generate the transaction data.
In some embodiments, the mobile payment terminal 101 and the mobile terminal 102 are connected by wireless communication technology; the mobile terminal and the server are connected through the wireless communication technology and/or cellular mobile communication technology.
In some embodiments, the wireless communication technology specifically includes one or more of NFC, bluetooth, Wi-Fi.
In some embodiments, the server associates the transaction location with the transaction result, the signature verification result.
In a specific embodiment, as shown in fig. 2, a specific application of the system for locating a transaction address is shown, wherein a mobile payment terminal (mPOS machine) is connected with a mobile terminal (mobile phone) through a wireless communication technology (bluetooth) to acquire an IP address of the mobile phone; the mobile terminal (mobile phone) is connected with the server (payment background) through the wireless communication technology (Wi-Fi) and/or the cellular mobile communication technology (cellular mobile), and the payment background is used for analyzing the IP address and obtaining the position information.
In the embodiment of the disclosure, IP address resolution acquisition needs to be carried out on the existing mobile payment terminal (mPOS machine) application and the software modification of a background IDC load balancing device (server) end so as to acquire public network IP address information and resolve the public network IP address information to acquire position information; through the system disclosed by the invention, the mPOS position information can be acquired by acquiring the IP address information of the mobile phone without the help of the APP and the access authority of the mobile phone, so that the use of a user is not sensitive, and the user experience is good.
In the embodiment of the present disclosure, a method for locating a transaction address is further disclosed, specifically as shown in fig. 3, the method includes:
s301, sending transaction data to a server through the mobile terminal with the established connection;
s302, receiving a transaction result returned by the server, and sending transaction signature data and IP address information of the mobile terminal to the server through the mobile terminal; the server acquires a transaction position according to the IP address information;
and S303, receiving a signature verification result returned by the server, and finishing the transaction.
In some embodiments, the method further comprises: and after the server acquires the IP address information, acquiring the transaction position by calling a positioning interface provided by a map open platform.
In some embodiments, the transaction location comprises: city information including cities, city codes and/or city center longitude and latitude information.
In some embodiments, the method further comprises: and when the mobile terminal sends data to the server, the mobile terminal needs to follow a TCP/IP protocol.
In some embodiments, the method further comprises: the server associates the transaction location with the transaction result and the signature verification result.
In some embodiments, the mobile terminal includes, but is not limited to, a cell phone, a notebook, a tablet, and the like.
Further, in some embodiments, a transaction flow is also disclosed, specifically as shown in fig. 4, including:
s401, the mPOS receives a consumption request of a user;
s402, receiving the consumption amount, the consumption mode and the corresponding password input by the user through the mPOS;
specifically, the consumption modes include: swiping the card and scanning the code.
S403, performing data packaging by mPOS;
in particular, the PIN value and/or the MAC value is encrypted when the data package is made.
S404, the mPOS is connected with the mobile terminal through the Bluetooth and sends transaction data to the mobile terminal;
s405, the mobile terminal acquires the IP address of the mobile terminal;
s406, the mobile terminal sends the transaction data to a server;
s407, the server processes the transaction data, generates a transaction result and sends the transaction result to the mPOS through the mobile terminal;
s408, acquiring transaction signature data of the user by the mPOS, and sending the transaction signature data to the mobile terminal;
s409, the mobile terminal sends the signature data and the IP address information of the user to a server;
s410, the server processes the signature data and analyzes IP address information;
s411, the server generates a signature verification result and sends the signature verification result to the mPOS through the mobile terminal;
and S412, the mPOS processes the signature verification result and ends the transaction.
In some embodiments, the data Transmission between the mobile terminal and the server follows a TCP/IP (Transmission Control Protocol/Internet Protocol) Protocol; the reference model of the TCP/IP protocol is divided into four layers: an application layer, a transport layer, a network interconnect layer, and a host-to-network layer; specifically, the specific situation of each layer process in the TCP/IP protocol is shown in fig. 5. When the transaction data is sent from the application layer to the transport layer, the header information of the TCP packet is added.
Further, a schematic diagram of the structure of the TCP packet header information is shown in fig. 6. Wherein, the port number of the source and the target is as follows: occupying 16 bits. The TCP protocol identifies the source and destination application processes by using "ports". The port number may use any number between 0 and 65535. Sequence number field: occupying 32 bits. Which identifies the stream of data bytes sent from the TCP source to the TCP destination that represents the first data byte in this segment. Confirmation number field: occupying 32 bits. The acknowledgement number field is valid only if the ACK flag is 1. It contains the next data byte that the destination expects to receive from the source. Header length field: accounting for 4 bits. Giving a number of 32 bits for the header. The TCP header without any option field is 20 bytes in length; there may be a maximum of 60 bytes of TCP header. Flag field (U, A, P, R, S, F): occupying 6 bits. Window size field: occupying 16 bits. This field is used for flow control. The unit is the number of bytes, and the value is the number of bytes which the local device expects to receive at one time. TCP checksum field: occupying 16 bits. The whole TCP segment, i.e. the TCP header and the TCP data, is checked and calculated, and verified by the target. An urgent pointer field: occupying 16 bits. Which is an offset and the value in the sequence number field plus the sequence number representing the last byte of the urgent data. Option field: occupying 32 bits. Options such as "window enlargement factor", "timestamp", etc. may be included.
Specifically, the 16-bit source port includes a port for initializing communication; the source port, i.e., the source IP address, serves to identify the return address of the message. The source IP information is obtained by calling the TCP header information and intercepting the first two bytes of 16 bits of data.
In some embodiments, the obtaining, by the server, the transaction location according to the IP address information specifically includes: calling an API interface through a Web service API provided by a map open platform, and acquiring an approximate position by using an IP; the returned result may be a city, a city code, and/or city center longitude and latitude information, etc., as shown in table 1. And the server acquires the position information corresponding to each transaction, and the transaction positioning is completed.
Table 1: position information obtained by resolving IP address
Figure BDA0002568844930000091
In some embodiments, the method further comprises: and receiving a consumption request input by a user, and performing data packet generation according to the consumption request to generate the transaction data.
In some embodiments, the method further comprises: the mPOS is connected with the mobile terminal through a wireless communication technology; the mobile terminal and the server are connected through the wireless communication technology and/or cellular mobile communication technology.
In some embodiments, the method further comprises: and after the server acquires the IP address, acquiring the transaction position by calling an API (application program interface) in Web service provided by a map open platform.
In some embodiments, the transaction location comprises: city information including cities, city codes and/or city center longitude and latitude information.
In some embodiments, the method further comprises: and when the mobile terminal sends data to the server, the mobile terminal needs to follow a TCP/IP protocol.
The embodiment of the disclosure discloses a system and a method for positioning a transaction address, which can realize transaction positioning only by acquiring an IP address of a mobile terminal without any APP or access authority, avoid access operation of sensitive information, and simultaneously do not depend on GPS positioning, so that a user can operate without feeling, and experience is good.
In the embodiment of the present disclosure, a schematic diagram of an electronic device is also disclosed, as shown in fig. 7. Wherein, this electronic equipment 700 includes:
memory 730 and one or more processors 710;
wherein the memory 730 is communicatively coupled to the one or more processors 710, and instructions 732 that are executable by the one or more processors are stored in the memory 730, and the instructions 732 are executable by the one or more processors 710 to cause the one or more processors 710 to perform the methods of the embodiments of the present application.
In particular, processor 710 and memory 730 may be connected by a bus or other means, such as bus 740 in FIG. 7. Processor 710 may be a Central Processing Unit (CPU). The Processor 710 may also be other general purpose processors, Digital Signal Processors (DSPs), Application Specific Integrated Circuits (ASICs), Field Programmable Gate Arrays (FPGAs) or other Programmable logic devices, discrete Gate or transistor logic devices, discrete hardware components, or any combination thereof.
The memory 730, as a non-transitory computer readable storage medium, may be used for storing non-transitory software programs, non-transitory computer executable programs, and modules, such as the cascaded progressive network in the embodiments of the present application. The processor 710 performs various functional applications of the processor and data processing by executing non-transitory software programs, instructions, and modules 732 stored in the memory 730.
The memory 730 may include a storage program area and a storage data area, wherein the storage program area may store an operating system, an application program required for at least one function; the storage data area may store data created by the processor 710, and the like. Further, the memory 730 may include high speed random access memory, and may also include non-transitory memory, such as at least one magnetic disk storage device, flash memory device, or other non-transitory solid state storage device. In some embodiments, memory 730 optionally includes memory located remotely from processor 710, and such remote memory may be connected to processor 710 via a network, such as through communications interface 720. Examples of such networks include, but are not limited to, the internet, intranets, local area networks, mobile communication networks, and combinations thereof.
An embodiment of the present application further provides a computer-readable storage medium, in which computer-executable instructions are stored, and the computer-executable instructions are executed to perform the method in the foregoing embodiment of the present application.
The foregoing computer-readable storage media include physical volatile and nonvolatile, removable and non-removable media implemented in any manner or technology for storage of information such as computer-readable instructions, data structures, program modules or other data. The computer-readable storage medium specifically includes, but is not limited to, a USB flash drive, a removable hard drive, a Read-Only Memory (ROM), a Random Access Memory (RAM), an erasable programmable Read-Only Memory (EPROM), an electrically erasable programmable Read-Only Memory (EEPROM), flash Memory or other solid state Memory technology, a CD-ROM, a Digital Versatile Disk (DVD), an HD-DVD, a Blue-Ray or other optical storage, magnetic tape, magnetic disk storage or other magnetic storage devices, or any other medium which can be used to store the desired information and which can be accessed by a computer.
While the subject matter described herein is provided in the general context of execution in conjunction with the execution of an operating system and application programs on a computer system, those skilled in the art will recognize that other implementations may also be performed in combination with other types of program modules. Generally, program modules include routines, programs, components, data structures, and other types of structures that perform particular tasks or implement particular abstract data types. Those skilled in the art will appreciate that the subject matter described herein may be practiced with other computer system configurations, including hand-held devices, multiprocessor systems, microprocessor-based or programmable consumer electronics, minicomputers, mainframe computers, and the like, as well as distributed computing environments where tasks are performed by remote processing devices that are linked through a communications network. In a distributed computing environment, program modules may be located in both local and remote memory storage devices.
Those of ordinary skill in the art will appreciate that the various illustrative elements and method steps described in connection with the embodiments disclosed herein may be implemented as electronic hardware, or combinations of computer software and electronic hardware. Whether such functionality is implemented as hardware or software depends upon the particular application and design constraints imposed on the implementation. Skilled artisans may implement the described functionality in varying ways for each particular application, but such implementation decisions should not be interpreted as causing a departure from the scope of the present application.
The functions, if implemented in the form of software functional units and sold or used as a stand-alone product, may be stored in a computer readable storage medium. Based on such understanding, the technical solution of the present application or portions thereof that substantially contribute to the prior art may be embodied in the form of a software product stored in a storage medium and including instructions for causing a computer device (which may be a personal computer, a server, or a network device) to perform all or part of the steps of the method according to the embodiments of the present application.
In summary, the present disclosure provides a system, a method, an electronic device and a computer-readable storage medium for locating a transaction address. The transaction positioning can be realized by acquiring the IP address of the mobile terminal without any APP or access authority, so that the access operation of sensitive information is avoided, and meanwhile, the GPS positioning is not relied on, the user can operate without feeling, and the experience is good.
It is to be understood that the above-described specific embodiments of the present disclosure are merely illustrative of or illustrative of the principles of the present disclosure and are not to be construed as limiting the present disclosure. Accordingly, any modification, equivalent replacement, improvement or the like made without departing from the spirit and scope of the present disclosure should be included in the protection scope of the present disclosure. Further, it is intended that the following claims cover all such variations and modifications that fall within the scope and bounds of the appended claims, or equivalents of such scope and bounds.

Claims (10)

1. A system for locating a transaction address, the system comprising at least: the system comprises a mobile payment terminal, a mobile terminal and a server; the mobile terminal is respectively connected with the mobile payment terminal and the server;
the mobile payment terminal is used for respectively sending transaction data and transaction signature data to the mobile terminal;
the mobile terminal is used for sending the transaction data, the transaction signature data and the IP address information of the mobile terminal to the server; the mobile payment terminal is also used for sending a transaction result and a signature verification result to the mobile payment terminal;
the server is used for processing the transaction data, generating a transaction result and sending the transaction result to the mobile terminal; the mobile terminal is also used for generating a signature verification result according to the transaction signature data and sending the signature verification result to the mobile terminal; and the system is also used for acquiring the transaction position according to the IP address information.
2. The system of claim 1, wherein the mobile payment terminal is further configured to receive a consumption request and consumption data of a user, and perform data package on the consumption data to generate the transaction data.
3. The system of claim 1, wherein the mobile payment terminal is connected to the mobile terminal via a wireless communication technology; the mobile terminal is connected with the server through the wireless communication technology and/or the cellular mobile communication technology.
4. The system according to claim 3, characterized in that said wireless communication technology comprises in particular one or more of NFC, bluetooth, Wi-Fi.
5. The system of claim 1, wherein after the server obtains the IP address information, the server obtains the transaction location by calling a positioning interface provided by a map open platform.
6. The system of claim 1, wherein the interaction between the mobile terminal and the server is compliant with TCP/IP protocol.
7. A method for locating a transaction address, comprising:
sending transaction data to a server through the mobile terminal with the established connection;
receiving a transaction result returned by the server, and sending signature data and IP address information of the mobile terminal to the server through the mobile terminal; the server acquires a transaction position according to the IP address information;
and receiving a signature verification result returned by the server, and finishing the transaction.
8. The method of claim 7, further comprising: and after the server acquires the IP address information, acquiring the transaction position by calling a positioning interface provided by a map open platform.
9. The method according to claim 7 or 8, wherein the transaction location comprises in particular: one or more of a city, a city code, and/or city center latitude and longitude information.
10. The method of claim 7, further comprising: the server associates the transaction location with the transaction result and the signature verification result.
CN202010631232.2A 2020-07-03 2020-07-03 System and method for positioning transaction address Pending CN112003958A (en)

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CN202010631232.2A CN112003958A (en) 2020-07-03 2020-07-03 System and method for positioning transaction address
PCT/CN2020/113495 WO2022000766A1 (en) 2020-07-03 2020-09-04 Transaction address locating system and method

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Application publication date: 20201127