CN111967867A - Account information processing method and device and electronic equipment - Google Patents
Account information processing method and device and electronic equipment Download PDFInfo
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- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
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- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
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Abstract
The application discloses an account information processing method, an account information processing device and electronic equipment, and belongs to the technical field of communication, wherein the method comprises the following steps: receiving a first input of payee account information from a user in an online banking application; in response to the first input, displaying a first identifier indicating the payee account information; receiving a second input of the first identifier from the user; and responding to the second input, and sending the first identification to a second electronic device of the transfer person. According to the account information processing method, the second electronic equipment user does not need to manually input the payee account information, on one hand, the operation is convenient and fast, and the time consumed for inputting the payee account information can be saved; on the other hand, because the second electronic equipment user does not need to manually input the payee account information, the correctness and the reliability of the payee account information can be ensured.
Description
Technical Field
The embodiment of the invention relates to the technical field of communication, in particular to an account information processing method and device and electronic equipment.
Background
With the vigorous development of mobile internet technology, online banking application programs are successively released by various banks, and user services are gradually transferred from bank counters to the online banking application programs, wherein an online transfer function provides good service experience for vast users.
At present, when transferring accounts through an online banking application program, a transfer person needs to manually input account information such as a bank card number, a name, account opening bank information and the like of a payee in a transfer interface. The bank card number is generally a long string of numbers with more than 16 digits, and the input process is not only long in time consumption but also easy to make mistakes. When the name of the payee is input, the condition that the input name of the payee is inconsistent with the bank card number of the payee and the name possibly occurs, and finally the transfer fails. When the information of the bank opening bank is not determined by the money transfer person and the payee, the transfer cannot be smoothly completed.
Therefore, the conventional method for manually inputting the account information of the payee has complex operation and is easy to make mistakes.
Disclosure of Invention
The embodiment of the application aims to provide an account information processing method, which can solve the problems of complex operation and easy error in the conventional mode of manually inputting account information of a payee.
In order to solve the technical problem, the invention is realized as follows:
in a first aspect, an embodiment of the present application provides an account information processing method, which is applied to a first electronic device, where the method includes: receiving a first input of payee account information from a user in an online banking application; in response to the first input, displaying a first identifier indicating the payee account information; receiving a second input of the first identification by the user; and responding to the second input, and sending the first identification to a second electronic device of the transfer person.
In a second aspect, an embodiment of the present application provides an account information processing method, which is applied to a second electronic device, where the method includes: receiving a first identifier sent by first electronic equipment, wherein the first identifier is used for indicating payee account information; displaying the first identifier; receiving a fourth input of the first identification by the user; and responding to the fourth input, and importing the account information of the payee indicated by the first identification into a transfer interface of an online banking application program.
In a third aspect, an embodiment of the present application provides an account information processing apparatus applied to a first electronic device, where the apparatus includes: the first receiving module is used for receiving first input of payee account information in an online banking application program by a user; a first display module to display a first identifier in response to the first input, the first identifier to indicate the payee account information; the second receiving module is used for receiving second input of the first identifier by the user; and the sending module is used for responding to the second input and sending the first identification to second electronic equipment of the transfer person.
In a fourth aspect, an embodiment of the present application provides an account information processing apparatus, which is applied to a second electronic device, where the apparatus includes: the third receiving module is used for receiving a first identifier sent by the first electronic device, wherein the first identifier is used for indicating payee account information; the second display module is used for displaying the first identifier; the fourth receiving module is used for receiving fourth input of the first identifier by the user; and the importing module is used for responding to the fourth input and importing the account information of the payee indicated by the first identifier into a transfer interface of an online banking application program.
In a fifth aspect, the present application provides an electronic device, which includes a processor, a memory, and a program or instructions stored on the memory and executable on the processor, and when executed by the processor, the program or instructions implement the steps of the method according to the first aspect or the second aspect.
In a sixth aspect, the present application provides a computer-readable storage medium, on which a program or instructions are stored, which when executed by a processor implement the steps of the method according to the first or second aspect.
In a seventh aspect, an embodiment of the present application provides a chip, where the chip includes a processor and a communication interface, where the communication interface is coupled to the processor, and the processor is configured to execute a program or instructions to implement the method according to the first aspect or the second aspect.
In the embodiment of the application, first input of payee account information in an online banking application program by a user is received; displaying a first identifier in response to a first input; receiving a second input of the first identifier from the user; in response to the second input, the first identification is sent to the second electronic equipment of the transfer person, the payee account information can be exported and sent to the second electronic equipment of the transfer person, and the second electronic equipment user does not need to manually input the payee account information, so that on one hand, the operation is convenient and fast, and the time consumed for inputting the payee account information can be saved; on the other hand, because the second electronic equipment user does not need to manually input the account information of the payee, the correctness and the reliability of the account information can be ensured.
Drawings
In order to more clearly illustrate the technical solutions of the embodiments of the present invention, the drawings needed to be used in the description of the embodiments of the present invention will be briefly introduced below, and it is obvious that the drawings in the following description are only some embodiments of the present invention, and it is obvious for those skilled in the art that other drawings can be obtained according to these drawings without inventive labor.
FIG. 1 is a flow chart illustrating the steps of a method for processing account information according to an embodiment of the present application;
FIG. 2 is a schematic view of an account information export interface;
FIG. 3 is a flow chart illustrating steps of yet another method for processing account information in accordance with an embodiment of the present application;
FIG. 4 is a schematic view of an account information import interface;
fig. 5 is a block diagram showing a configuration of an account information processing apparatus according to an embodiment of the present application;
fig. 6 is a block diagram showing a configuration of an account information processing apparatus according to an embodiment of the present application;
fig. 7 is a block diagram showing a configuration of an electronic apparatus according to an embodiment of the present application;
fig. 8 is a schematic diagram showing a hardware configuration of an electronic device according to an embodiment of the present application.
Detailed Description
The technical solutions in the embodiments of the present application will be clearly and completely described below with reference to the drawings in the embodiments of the present application, and it is obvious that the described embodiments are some, but not all, embodiments of the present application. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present application.
The terms first, second and the like in the description and in the claims of the present application are used for distinguishing between similar elements and not necessarily for describing a particular sequential or chronological order. It will be appreciated that the data so used may be interchanged under appropriate circumstances such that embodiments of the application may be practiced in sequences other than those illustrated or described herein, and that the terms "first," "second," and the like are generally used herein in a generic sense and do not limit the number of terms, e.g., the first term can be one or more than one. In addition, "and/or" in the specification and claims means at least one of connected objects, a character "/" generally means that a preceding and succeeding related objects are in an "or" relationship.
The following describes the account information processing method provided by the embodiment of the present application in detail through a specific embodiment and an application scenario thereof with reference to the accompanying drawings.
Referring to fig. 1, a flowchart illustrating steps of an account information processing method according to an embodiment of the present application is shown.
The account information processing method of the embodiment of the application is applied to the first electronic equipment of the payee, and comprises the following steps:
step 101: a first input by a user of payee account information in an online banking application is received.
Wherein the payee account information includes at least one of: the name of the payee, the information of the bank opening bank, the number of the bank card and the validity period of the bank card. The payee can be the user or other persons who have the account transfer records with the user, and the account information of the payee can be managed in the online banking application program of the user.
Alternatively, the internet banking application may be an application for displaying account information, such as an application for internet banking, or may be a browser, which may be used for displaying account information.
The first input is a selected operation on the payee account information, such as: click operations, press operations, and the like.
The first input may include, in addition to the selected operation on the payee account information, a touch operation of the user on a preset control in the internet banking application, where the touch operation may include, but is not limited to: click operation, long press operation, etc.
As shown in the schematic diagram of the account information export interface in fig. 2, after the user opens the internet banking application program, the deposit card ranked first in the limited list in the bank card list interface executes a selection operation to be used as a cash register card, and then a touch operation is executed on the export control corresponding to the deposit card, so as to trigger the system to export the account information of the payee.
The derived payee account information may be displayed in any suitable format, such as: may be a table, a text document, or an identification containing the derived payee account information, etc. In the embodiment of the present application, the derived payee account information is displayed in the form of the first identifier in the interface as an example. After the first electronic device derives the payee account information, the first electronic device or a server associated with the first electronic device generates a first identifier according to the derived payee account information.
Step 102: in response to a first input, a first identifier is displayed.
The first identifier is used for indicating payee account information, wherein the first identifier comprises at least one of the following: bank opening information, payee name, and partial bank card number.
The first identifier is shown as 201 in fig. 2, and a user can visually and comprehensively browse account information through the first identifier.
Step 103: and receiving a second input of the first identification by the user.
The second input may be the first identified touch operation, which may include, but is not limited to: click operation, long press operation, etc.
Step 104: in response to the second input, the first identification is sent to a second electronic device of the transferor.
When the first identifier indicating the payee account information is transmitted to the second electronic device of the payee, the first identifier may be transmitted by means of IM (Instant Messaging) software, mail, or the like. In the embodiment of the present application, a specific sending method is not specifically limited.
According to the account information processing method provided by the embodiment of the application, first input of payee account information in an online banking application program by a user is received; displaying a first identifier in response to a first input; receiving a second input of the first identifier from the user; in response to the second input, the first identification is sent to the second electronic equipment of the transfer person, the payee account information can be exported and sent to the second electronic equipment of the transfer person, and the second electronic equipment user does not need to manually input the payee account information, so that on one hand, the operation is convenient and fast, and the time consumed for inputting the payee account information can be saved; on the other hand, because the second electronic equipment user does not need to manually input the payee account information, the correctness and the reliability of the payee account information can be ensured.
In an alternative embodiment, the step of displaying the first identifier in response to the first input comprises the sub-steps of:
the first substep is to send the payee account information to a server;
in this alternative embodiment, the payee account information derived by the first electronic device is encapsulated by the server to ensure security of the payee account information.
Receiving packaged payee account information sent by the server;
the packaged account information is generated by encrypting the account information by the server through verification information, and the verification information is generated based on the account information of the payee. In the actual implementation process, the server can convert at least one of the name of the payee, the information of the bank account, the bank card number and the validity period of the bank card into verification information through a preset algorithm, and the account information of the payee is packaged through the verification information obtained through conversion.
And thirdly, generating a first identifier according to the packaged payee account information and displaying the first identifier.
It should be noted that the first identifier is not limited to be generated by the first electronic device according to the packaged payee account information, and may also be generated by the server and sent to the first electronic device.
The account information is packaged to generate the first identification, so that the account information of the payee can be effectively prevented from being maliciously acquired in the process of being sent to the second electronic equipment of the transfer person.
In the optional embodiment, the packaged account information is displayed through the first identifier, so that a user can conveniently and visually and comprehensively browse the account information to check whether the packaged account information meets the actual requirement again.
Optionally, when the first identifier is sent to the second electronic device of the transfer person in response to the second input, the following method may be implemented:
first, in response to a second input, displaying at least one transmission path option;
the transmission path may include, but is not limited to: each transmission path corresponds to one transmission path option for various types of software or mail.
Thirdly, receiving a third input of the user to the target transmission path option;
the third input may include, but is not limited to: single click operation, double click operation, slide operation, long press operation, and the like.
And finally, responding to the third input, and sending the first identification to the second electronic equipment of the transfer person through the transmission path corresponding to the target transmission path option.
In addition to the above-disclosed manner of selecting the target transmission path according to the third input of the user, the user may preset the target transmission path. In the embodiment of the present application, the selection manner of the target transmission path is not particularly limited.
In the optional embodiment, various transmission paths are provided for the user to select, so that the personalized requirements of the user can be met, and the use experience of the user is improved.
In the account information processing method provided in the embodiment of the present application, the execution main body may be an account information processing apparatus, or a control module of the account information processing apparatus for executing the method of processing the account information. In the embodiment of the present application, a method for executing account information processing by an account information processing apparatus is taken as an example, and the account information processing apparatus provided in the embodiment of the present application is described.
Referring to fig. 3, a flowchart illustrating steps of an account information processing method according to an embodiment of the present application is shown.
The account information processing method of the embodiment of the application is applied to second electronic equipment of a transfer person, and comprises the following steps:
step 301: and receiving a first identifier sent by the first electronic equipment.
Wherein the first identifier is used to indicate payee account information, the payee account information including at least one of: the name of the payee, the information of the bank opening bank, the number of the bank card and the validity period of the bank card.
Step 302: the first identifier is displayed.
As shown in the schematic diagram of the account information importing interface in fig. 4, a first identifier 401 is displayed in the interface, and after the user performs a fourth input on the first identifier, the account information of the payee is imported into the transfer interface of the internet banking application.
The first identification is displayed before account information of the payee is imported into a transfer interface of the online banking application program, so that a second electronic device user can conveniently and preliminarily check whether the payee is a target payee, and error transfer is avoided.
Step 303: and receiving fourth input of the first identification by the user.
The fourth input may be a click operation, a long press operation, a copy operation, or the like, on the first identifier.
Step 304: and responding to the fourth input, and importing the account information of the payee indicated by the first identification into a transfer interface of the online banking application program.
The transfer interface of the online banking application program comprises a plurality of account information adding items, and when account information is imported, the account information is added to the corresponding adding items, so that a user does not need to manually input the account information item by item. For example: and under the condition that the transfer interface comprises a plurality of account information adding items, and each account information adding item corresponds to one input box, each item of account information can be automatically added into the corresponding input box.
According to the account information processing method provided by the embodiment of the application, after the first identification which is sent by the first electronic device and used for indicating the payee account information is received, the user only needs to execute the fourth input on the received first identification, so that the system can be triggered to lead the payee account information into the transfer interface of the online banking application program, the second electronic device user does not need to manually input the payee account information, on one hand, the operation is convenient and fast, and the time consumed for inputting the payee account information can be saved; on the other hand, because the second electronic equipment user does not need to manually input the payee account information, the correctness and the reliability of the payee account information can be ensured.
In an optional embodiment, in the case that the payee account information is packaged payee account information, the manner of importing the payee account information indicated by the first identifier into the transfer interface of the internet banking application in response to the fourth input includes the following sub-steps:
the first substep is to respond to the fourth input, send the verification request of account information to the server;
wherein the request carries the packaged payee account information.
A second substep of receiving a verification result returned by the server;
the server verifies the packaged payee account information by adopting verification information, and the verification information is generated based on the payee account information. The server unpacks the packaged account information of the payee based on the verification information, and verifies the validity of the account information of the payee after unpacking. Verification may include, but is not limited to: the verification of bank card validity period, the verification of payee identity and the like.
The verification information may be generated by the second electronic device according to the packaged payee account information, or may be generated by the server after receiving the packaged payee account information. Whether the second electronic device or the server generates the verification information according to the payee account information rule and the adopted algorithm are consistent with the verification information generated when the server corresponding to the first electronic device packages the payee account information.
And thirdly, under the condition that the verification result indicates that the packaged account information meets the preset condition, importing the account information of the payee into a transfer interface of the online banking application program.
The verification results may include, but are not limited to: and if the verification is not passed, prompt information can be displayed in the transfer interface for prompting the user that the verification is not passed and the account information of the payee needs to be verified again.
And when the verification result is that the verification is passed, indicating that the packaged account information of the payee meets the preset condition. Further, the condition that the packaged payee account information satisfies the preset condition may include, but is not limited to: the bank card is in validity period, and the payee is a trusted person. And when the verification result is that the verification fails, indicating that the packaged account information of the payee does not meet the preset condition. Further, the packaged payee account information not meeting the preset condition may include but is not limited to: the bank card is overdue or the payee is a person who loses credit.
The verification method of the packaged account information of the payee in the optional embodiment can ensure the accuracy of the imported account information of the payee and successfully finish the transfer.
In the account information processing method provided in the embodiment of the present application, the execution main body may be an account information processing apparatus, or a control module of the account information processing apparatus for executing the method of processing the account information. In the embodiment of the present application, a method for executing account information processing by an account information processing apparatus is taken as an example, and the account information processing apparatus provided in the embodiment of the present application is described.
Fig. 5 is a block diagram of an account information processing apparatus for implementing an embodiment of the present application.
The account information processing apparatus 500 of the embodiment of the application is applied to a first electronic device, and the apparatus includes:
a first receiving module 501, configured to receive a first input of payee account information in an online banking application by a user;
a first display module 502 to display a first identifier indicating the payee account information in response to the first input;
a second receiving module 503, configured to receive a second input of the first identifier by the user;
a sending module 504, configured to send the first identifier to a second electronic device of the transferor in response to the second input.
Optionally, the first display module includes: a sending submodule, configured to send the payee account information to a server; the receiving submodule is used for receiving packaged payee account information sent by the server, wherein the packaged payee account information is generated by the server after encrypting the payee account information by adopting verification information, and the verification information is generated based on the payee account information; and the generation submodule is used for generating a first identifier according to the packaged payee account information and displaying the first identifier.
Optionally, the sending module includes: a first sub-module for displaying at least one transmission path option in response to the second input; the second submodule is used for receiving a third input of the target transmission path option from the user; and the third sub-module is used for responding to the third input and sending the first identification to the second electronic equipment of the transfer person through the transmission path corresponding to the target transmission path option.
The account information processing device provided by the embodiment of the application receives first input of payee account information in an online banking application program by a user; displaying a first identifier in response to a first input; receiving a second input of the first identifier from the user; in response to the second input, the first identification is sent to the second electronic equipment of the transfer person, the payee account information can be exported and sent to the second electronic equipment of the transfer person, and the second electronic equipment user does not need to manually input the payee account information, so that on one hand, the operation is convenient and fast, and the time consumed for inputting the payee account information can be saved; on the other hand, because the second electronic equipment user does not need to manually input the payee account information, the correctness and the reliability of the payee account information can be ensured.
The account information processing apparatus shown in fig. 5 in the embodiment of the present application may be an apparatus, or may be a component, an integrated circuit, or a chip in a terminal. The device can be mobile electronic equipment or non-mobile electronic equipment. By way of example, the mobile electronic device may be a mobile phone, a tablet computer, a notebook computer, a palm top computer, a vehicle-mounted electronic device, a wearable device, an ultra-mobile personal computer (UMPC), a netbook or a Personal Digital Assistant (PDA), and the like, and the non-mobile electronic device may be a server, a Network Attached Storage (NAS), a Personal Computer (PC), a Television (TV), a teller machine or a self-service machine, and the like, and the embodiments of the present application are not particularly limited.
The account information processing apparatus in the embodiment of the present application may be an apparatus having an operating system. The operating system may be an Android operating system (Android), an iOS operating system, or other possible operating systems, which is not specifically limited in the embodiments of the present application.
The account information processing apparatus provided in fig. 5 in this embodiment of the application can implement each process implemented in the method embodiments of fig. 1 to fig. 2, and is not described here again to avoid repetition.
Fig. 6 is a block diagram of an account information processing apparatus for implementing an embodiment of the present application.
The account information processing apparatus 600 of the embodiment of the application is applied to a second electronic device, and the apparatus includes:
a third receiving module 601, configured to receive a first identifier sent by a first electronic device, where the first identifier is used to indicate payee account information;
a second display module 602, configured to display the first identifier;
a fourth receiving module 603, configured to receive a fourth input of the first identifier by the user;
and the importing module 604 is configured to import, in response to the fourth input, the payee account information indicated by the first identifier into a transfer interface of an online banking application.
Optionally, the importing module includes:
a request sending sub-module, configured to send an account information verification request to a server in response to the fourth input when the payee account information is packaged payee account information, where the request carries the packaged payee account information;
the result receiving submodule is used for receiving a verification result returned by the server, wherein the server verifies the packaged payee account information by adopting verification information, and the verification information is generated based on the payee account information;
and the account information importing sub-module is used for importing the account information of the payee into a transfer interface of an online banking application program under the condition that the verification result indicates that the packaged account information of the payee meets a preset condition.
According to the account information processing device provided by the embodiment of the application, after the first identification which is sent by the first electronic device and used for indicating the payee account information is received, the user only needs to execute the fourth input on the received first identification, so that the system can be triggered to lead the payee account information into the transfer interface of the online banking application program, the second electronic device user does not need to manually input the payee account information, on one hand, the operation is convenient and fast, and the time consumed for inputting the payee account information can be saved; on the other hand, because the second electronic equipment user does not need to manually input the payee account information, the correctness and the reliability of the payee account information can be ensured.
The account information processing apparatus shown in fig. 6 in the embodiment of the present application may be an apparatus, or may be a component, an integrated circuit, or a chip in a terminal. The device can be mobile electronic equipment or non-mobile electronic equipment. By way of example, the mobile electronic device may be a mobile phone, a tablet computer, a notebook computer, a palm top computer, a vehicle-mounted electronic device, a wearable device, an ultra-mobile personal computer (UMPC), a netbook or a Personal Digital Assistant (PDA), and the like, and the non-mobile electronic device may be a server, a Network Attached Storage (NAS), a Personal Computer (PC), a Television (TV), a teller machine or a self-service machine, and the like, and the embodiments of the present application are not particularly limited.
The account information processing apparatus in the embodiment of the present application may be an apparatus having an operating system. The operating system may be an Android operating system (Android), an iOS operating system, or other possible operating systems, which is not specifically limited in the embodiments of the present application.
The account information processing apparatus provided in fig. 6 in this application embodiment can implement each process implemented by the method embodiments in fig. 3 to fig. 4, and is not described here again to avoid repetition.
Optionally, referring to fig. 7, an electronic device 700 is further provided in this embodiment of the present application, and includes a processor 701, a memory 702, and a program or an instruction stored in the memory 702 and executable on the processor 701, where the program or the instruction is executed by the processor 701 to implement each process of the above-mentioned account information processing method embodiment, and can achieve the same technical effect, and in order to avoid repetition, details are not repeated here.
It should be noted that the electronic devices in the embodiments of the present application include the mobile electronic devices and the non-mobile electronic devices described above.
Fig. 8 is a schematic diagram of a hardware structure of an electronic device implementing an embodiment of the present application.
The electronic device 800 includes, but is not limited to: a radio frequency unit 801, a network module 802, an audio output unit 803, an input unit 804, a sensor 805, a display unit 806, a user input unit 807, an interface unit 808, a memory 809, and a processor 810.
Those skilled in the art will appreciate that the electronic device 800 may further comprise a power source (e.g., a battery) for supplying power to the various components, and the power source may be logically connected to the processor 810 via a power management system, so as to manage charging, discharging, and power consumption management functions via the power management system. The electronic device structure shown in fig. 8 does not constitute a limitation of the electronic device, and the electronic device may include more or less components than those shown, or combine some components, or arrange different components, and thus, the description is omitted here.
When the electronic device shown in the embodiment of the present application is used as a first electronic device, each module in the electronic device executes the following functions:
a user input unit 807 for receiving a first input of payee account information by a user in the internet banking application;
a display unit 806 for displaying a first identifier indicating the payee account information in response to the first input;
a user input unit 807 for receiving a second input of the first identifier by the user;
a network module 802 for sending the first identifier to a second electronic device of the transferor in response to the second input.
Optionally, the network module 802 sends the payee account information to a server; receiving packaged payee account information sent by the server, wherein the packaged payee account information is generated by the server after encrypting the payee account information by adopting verification information, and the verification information is generated based on the payee account information;
a processor 810, configured to send the packaged payee account information to the second electronic device of the transfer recipient.
Alternatively to this, the first and second parts may,
a display unit 806 for displaying at least one transmission path option in response to the second input;
a user input unit 807 for receiving a third input of the target transmission path option from the user;
a network module 802, configured to respond to the third input, select a corresponding transmission path through the target transmission path, and send the first identifier to the second electronic device of the transfer person.
Under the condition that the electronic equipment provided by the embodiment of the application is used as first electronic equipment, first input of payee account information in an online banking application program is received by a user; displaying a first identifier in response to a first input; receiving a second input of the first identifier from the user; in response to the second input, the first identification is sent to the second electronic equipment of the transfer person, the payee account information can be exported and sent to the second electronic equipment of the transfer person, and the second electronic equipment user does not need to manually input the payee account information, so that on one hand, the operation is convenient and fast, and the time consumed for inputting the payee account information can be saved; on the other hand, because the second electronic equipment user does not need to manually input the payee account information, the correctness and the reliability of the payee account information can be ensured.
When the electronic device shown in the embodiment of the present application is used as a second electronic device, each module in the electronic device executes the following functions:
a network module 802, configured to receive a first identifier sent by a first electronic device, where the first identifier is used to indicate payee account information;
a display unit 806, configured to display the first identifier;
a user input unit 807 for receiving a fourth input of the first identifier by the user;
and the processor 810 is used for responding to the fourth input, and importing the account information of the payee indicated by the first identification into a transfer interface of an online banking application program.
Optionally, in a case that the account information is packaged payee account information, the processor 810 is specifically configured to:
in response to the fourth input, invoking the network module 802 to send an account information verification request to the server, where the request carries the packaged payee account information;
calling a network module 802 to receive a verification result returned by the server, wherein the server verifies the account information of the packaged payee by using verification information, and the verification information is generated based on the account information;
the processor 810 is configured to, when the verification result indicates that the packaged payee account information meets a preset condition, import the payee account information into a transfer interface of an internet banking application.
When the electronic device provided by the embodiment of the application is used as a second electronic device, after a first identifier which indicates payee account information and is sent by the first electronic device is received, a user only needs to execute fourth input on the received first identifier, and then the system can be triggered to lead the payee account information into a transfer interface of an online banking application program, and the user of the second electronic device does not need to manually input the payee account information, so that on one hand, the operation is convenient and fast, and the time consumed for inputting the payee account information can be saved; on the other hand, because the second electronic equipment user does not need to manually input the payee account information, the correctness and the reliability of the payee account information can be ensured.
It should be understood that in the embodiment of the present application, the input Unit 804 may include a Graphics Processing Unit (GPU) 8041 and a microphone 8042, and the Graphics Processing Unit 8041 processes image data of a still picture or a video obtained by an image capturing device (such as a camera) in a video capturing mode or an image capturing mode. The display unit 806 may include a display panel 8061, and the display panel 8061 may be configured in the form of a liquid crystal display, an organic light emitting diode, or the like. The user input unit 807 includes a touch panel 8071 and other input devices 8072. A touch panel 8071, also referred to as a touch screen. The touch panel 8071 may include two portions of a touch detection device and a touch controller. Other input devices 8072 may include, but are not limited to, a physical keyboard, function keys (e.g., volume control keys, switch keys, etc.), a trackball, a mouse, and a joystick, which are not described in detail herein. The memory 809 may be used to store software programs as well as various data including, but not limited to, application programs and operating systems. The processor 810 may integrate an application processor, which mainly handles operating systems, user interfaces, application programs, etc., and a modem processor, which mainly handles wireless communications. It will be appreciated that the modem processor described above may not be integrated into processor 810.
The embodiment of the present application further provides a readable storage medium, where a program or an instruction is stored on the readable storage medium, and when the program or the instruction is executed by a processor, the program or the instruction implements each process of the above-mentioned account information processing method embodiment, and can achieve the same technical effect, and in order to avoid repetition, details are not repeated here.
The processor is the processor in the electronic device described in the above embodiment. The readable storage medium includes a computer readable storage medium, such as a Read-Only Memory (ROM), a Random Access Memory (RAM), a magnetic disk or an optical disk, and so on.
The embodiment of the present application further provides a chip, where the chip includes a processor and a communication interface, the communication interface is coupled to the processor, and the processor is configured to run a program or an instruction to implement each process of the above-mentioned account information processing method embodiment, and can achieve the same technical effect, and in order to avoid repetition, the details are not repeated here.
It should be understood that the chips mentioned in the embodiments of the present application may also be referred to as system-on-chip, system-on-chip or system-on-chip, etc.
It should be noted that, in this document, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of other like elements in a process, method, article, or apparatus that comprises the element. Further, it should be noted that the scope of the methods and apparatus of the embodiments of the present application is not limited to performing the functions in the order illustrated or discussed, but may include performing the functions in a substantially simultaneous manner or in a reverse order based on the functions involved, e.g., the methods described may be performed in an order different than that described, and various steps may be added, omitted, or combined. In addition, features described with reference to certain examples may be combined in other examples.
Through the above description of the embodiments, those skilled in the art will clearly understand that the method of the above embodiments can be implemented by software plus a necessary general hardware platform, and certainly can also be implemented by hardware, but in many cases, the former is a better implementation manner. Based on such understanding, the technical solutions of the present application may be embodied in the form of a software product, which is stored in a storage medium (such as ROM/RAM, magnetic disk, optical disk) and includes instructions for enabling a terminal (such as a mobile phone, a computer, a server, an air conditioner, or a network device) to execute the method according to the embodiments of the present application.
While the present embodiments have been described with reference to the accompanying drawings, it is to be understood that the invention is not limited to the precise embodiments described above, which are meant to be illustrative and not restrictive, and that various changes may be made therein by those skilled in the art without departing from the spirit and scope of the invention as defined by the appended claims.
Claims (12)
1. An account information processing method is applied to a first electronic device, and is characterized by comprising the following steps:
receiving a first input of payee account information from a user in an online banking application;
in response to the first input, displaying a first identifier indicating the payee account information;
receiving a second input of the first identification by the user;
and responding to the second input, and sending the first identification to a second electronic device of the transfer person.
2. The method of claim 1, wherein the step of displaying a first identifier in response to the first input comprises:
sending the payee account information to a server;
receiving packaged payee account information sent by the server, wherein the packaged payee account information is generated by the server after encrypting the payee account information by adopting verification information, and the verification information is generated based on the payee account information;
and generating a first identifier according to the packaged payee account information, and displaying the first identifier.
3. The method of claim 2, wherein the step of sending the first identification to a second electronic device of the transferor in response to the second input comprises:
displaying at least one transmission path option in response to the second input;
receiving a third input of the target transmission path option from the user;
and responding to the third input, and sending the first identification to the second electronic equipment of the transfer person through a transmission path corresponding to the target transmission path option.
4. An account information processing method is applied to a second electronic device, and is characterized by comprising the following steps:
receiving a first identifier sent by first electronic equipment, wherein the first identifier is used for indicating payee account information;
displaying the first identifier;
receiving a fourth input of the first identification by the user;
and responding to the fourth input, and importing the account information of the payee indicated by the first identification into a transfer interface of an online banking application program.
5. The method of claim 4, wherein, in the case that the payee account information is packaged payee account information, the step of importing, in response to the fourth input, the payee account information indicated by the first identifier into a transfer interface of an online banking application comprises:
responding to the fourth input, and sending an account information verification request to a server, wherein the request carries the packaged payee account information;
receiving a verification result returned by the server, wherein the server verifies the packaged payee account information by using verification information, and the verification information is generated based on the payee account information;
and under the condition that the verification result indicates that the packaged payee account information meets the preset condition, importing the payee account information into a transfer interface of an online banking application program.
6. An account information processing device applied to a first electronic device, the device comprising:
the first receiving module is used for receiving first input of payee account information in an online banking application program by a user;
a first display module to display a first identifier in response to the first input, the first identifier to indicate the payee account information;
the second receiving module is used for receiving second input of the first identifier by the user;
and the sending module is used for responding to the second input and sending the first identification to second electronic equipment of the transfer person.
7. The apparatus of claim 6, wherein the first display module comprises:
a sending submodule, configured to send the payee account information to a server;
the receiving submodule is used for receiving packaged payee account information sent by the server, wherein the packaged payee account information is generated by the server after encrypting the payee account information by adopting verification information, and the verification information is generated based on the payee account information;
and the generation submodule is used for generating a first identifier according to the packaged payee account information and displaying the first identifier.
8. The apparatus of claim 7, wherein the sending module comprises:
a first sub-module for displaying at least one transmission path option in response to the second input;
the second submodule is used for receiving a third input of the target transmission path option from the user;
and the third sub-module is used for responding to the third input and sending the first identification to the second electronic equipment of the transfer person through the transmission path corresponding to the target transmission path option.
9. An account information processing apparatus applied to a second electronic device, the apparatus comprising:
the third receiving module is used for receiving a first identifier sent by the first electronic device, wherein the first identifier is used for indicating payee account information;
the second display module is used for displaying the first identifier;
the fourth receiving module is used for receiving fourth input of the first identifier by the user;
and the importing module is used for responding to the fourth input and importing the account information of the payee indicated by the first identifier into a transfer interface of an online banking application program.
10. The apparatus of claim 9, wherein the import module comprises:
a request sending sub-module, configured to send an account information verification request to a server in response to the fourth input when the payee account information is packaged payee account information, where the request carries the packaged payee account information;
the result receiving submodule is used for receiving a verification result returned by the server, wherein the server verifies the packaged payee account information by adopting verification information, and the verification information is generated based on the payee account information;
and the account information importing sub-module is used for importing the account information of the payee into a transfer interface of an online banking application program under the condition that the verification result indicates that the packaged account information of the payee meets a preset condition.
11. An electronic device comprising a processor, a memory, and a program or instructions stored on the memory and executable on the processor, which when executed by the processor, implement the steps of the account information processing method of any one of claims 1-5.
12. A readable storage medium, on which a program or instructions are stored, which when executed by a processor, implement the steps of the account information processing method according to any one of claims 1 to 5.
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