CN111899112A - Real estate trust project management method and device - Google Patents
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Abstract
The invention discloses a method and a device for managing a real estate trust project, wherein the method comprises the following steps: carrying out pre-casting study and judgment on the current real estate trust project to obtain a pre-casting study and judgment result; tracking the actual operation condition of the current real estate trusting project after the current real estate trusting project is established to obtain a post-investment management report; and comparing the pre-casting study result with the corresponding item in the post-casting management report, and performing risk assessment on the current real estate trusting item according to the comparison result. According to the management method, the current real estate trusting project is judged before being thrown, after the fact that the current real estate trusting project is established is determined, the actual operation condition of the current real estate trusting project is tracked, the judgment result before being thrown is compared with the corresponding project in the management report after being thrown, the risk assessment is carried out on the current real estate trusting project according to the comparison result, and the management of the whole-process risk index of the real estate trusting project is achieved.
Description
Technical Field
The invention relates to the technical field of data processing, in particular to a real estate trusting project management method and device.
Background
At present, investment and financing management aiming at the real estate trust project in the trust industry is distributed in a point-like manner. Before the investment, business personnel or related departments complete related intensive mixing research and judgment work according to the prior investment and financing experience, a standardized system is lacked, and the investment and research quality is not uniform; the recorded data are not deposited in the system during the putting in, except for the credible factors such as the name of a trading opponent, investment scale, time limit and the like, the data of the full-time period are all files with dust seals; after the delivery, the trust business personnel participate in on-site or off-site management according to experience and department management requirements, the company only collects a few monthly reports, and management information is one-sided and lack of analysis.
In the process, the investment and financing management tool on the market can only support the approval flow of the trust project, and cannot provide a solution for managing pain points in the whole process of the real estate trust project, including an investment system of the real estate trust project, tracking of operation states after investment and risk assessment after investment. Therefore, it is desirable to provide a method for managing a real estate trust project for the whole process of the real estate trust project, so as to manage each index in the process and realize the risk assessment of the project.
Disclosure of Invention
In view of this, the present invention provides a method and an apparatus for managing a real estate trust project, which are used to manage the real estate trust project. The specific scheme is as follows:
a method of managing a real estate trusted project, comprising:
carrying out pre-casting study and judgment on the current real estate trust project to obtain a pre-casting study and judgment result;
tracking the actual operation condition of the current real estate trusting project after the current real estate trusting project is established to obtain a post-investment management report;
and comparing the pre-casting study result with the corresponding item in the post-casting management report, and performing risk assessment on the current real estate trust project according to the comparison result.
The method optionally performs pre-casting study and judgment on the current real estate trust project to obtain a pre-casting study and judgment result, and includes:
analyzing the transaction opponent to which the current real estate trusting project belongs to obtain a transaction opponent analysis result;
analyzing the city to which the current real estate trusting project belongs to obtain a city analysis result;
analyzing the region to which the current real estate trusting project belongs to obtain a region analysis result;
analyzing the current real estate trusting project to obtain a project analysis result;
wherein, the pre-projection study and judgment result comprises: the analysis result of the transaction opponent, the analysis result of the city, the analysis result of the area and the analysis result of the item.
Optionally, the method for analyzing the enterprise to which the current real estate trust project belongs to obtain the analysis result of the counterparty includes:
acquiring the capital quality data and financial data of the counterparty;
determining the position of the counterparty in a preset counterparty matrix according to the asset quality data and the financial data;
and acquiring a word cloud of the transaction opponent, and providing evaluation indexes for the transaction opponent based on the word cloud and the financial data.
Optionally, the above method, wherein the city to which the current real estate trust project belongs is analyzed to obtain a city analysis result, includes:
acquiring basic scene data and market scene data of the city;
according to the basic surface data and the market surface data, determining the position of the city in a preset city evaluation matrix
And providing evaluation indexes for the city based on the basic surface data.
Optionally, the above method, analyzing the current real estate trust project to obtain a project analysis result, includes:
predicting a selling price prediction value of the current real estate trusting item according to a selling price prediction model;
and predicting the predicted value of the removal amount of the current real estate trust item according to a removal prediction model.
The above method, optionally, further includes:
displaying the current situation of the urban real estate industry;
pushing information associated with the current real estate item.
Optionally, the method may further include comparing the pre-delivery study result with a corresponding item in the post-delivery management report, and performing risk assessment on the current real estate trust item according to a comparison result, including:
comparing the pre-casting study result with the corresponding item of the post-casting management report to obtain a corresponding item difference value;
comparing the corresponding item difference value with a corresponding preset threshold value to obtain a comparison result;
and determining the risk level of each corresponding item according to the comparison result.
A real estate trusted project management apparatus comprising:
the system comprises a pre-casting study and judgment module, a pre-casting study and judgment module and a pre-casting study and judgment module, wherein the pre-casting study and judgment module is used for carrying out pre-casting study and judgment on the current real estate trust project to obtain a pre-casting study and judgment result;
the post-casting tracking module is used for tracking the actual operation condition of the current real estate trusting project after the current real estate trusting project is established, so as to obtain a post-casting management report;
and the risk evaluation module is used for comparing the pre-investment study and judgment result with the corresponding item in the post-investment management report and carrying out risk evaluation on the current real estate trust project according to the comparison result.
Optionally, the apparatus described above, wherein the pre-projection study module includes:
the transaction opponent analysis unit is used for analyzing the transaction opponent to which the current real estate trusting item belongs to obtain a transaction opponent analysis result;
the city analysis unit is used for analyzing the city to which the current real estate trust project belongs to obtain a city analysis result;
the area analysis unit is used for analyzing the area to which the current real estate trusting project belongs to obtain an area analysis result;
and the project analysis unit is used for analyzing the current real estate trusting project to obtain a project analysis result.
The above apparatus, optionally, the evaluation module includes:
the comparison unit is used for comparing the pre-casting study result with the corresponding item of the post-casting management report to obtain a corresponding item difference value;
the comparison unit is used for comparing the corresponding item difference value with a corresponding preset threshold value to obtain a comparison result;
and the determining unit is used for determining the risk level of each corresponding item according to the comparison result.
Compared with the prior art, the invention has the following advantages:
the invention discloses a method and a device for managing a real estate trust project, wherein the method comprises the following steps: carrying out pre-casting study and judgment on the current real estate trust project to obtain a pre-casting study and judgment result; tracking the actual operation condition of the current real estate trusting project after the current real estate trusting project is established to obtain a post-investment management report; and comparing the pre-casting study result with the corresponding item in the post-casting management report, and performing risk assessment on the current real estate trusting item according to the comparison result. According to the management method, the current real estate trusting project is judged before being thrown, after the fact that the current real estate trusting project is established is determined, the actual operation condition of the current real estate trusting project is tracked, the judgment result before being thrown is compared with the corresponding project in the management report after being thrown, the risk assessment is carried out on the current real estate trusting project according to the comparison result, and the management of the whole-process risk index of the real estate trusting project is achieved.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the drawings without creative efforts.
FIG. 1 is a flow chart of a method for managing a real estate trusted project as disclosed in an embodiment of the present application;
FIG. 2 is a schematic diagram of a counterparty matrix disclosed in an embodiment of the present application;
fig. 3 is a schematic diagram of a city evaluation matrix disclosed in an embodiment of the present application;
fig. 4 is a block diagram of a structure of a real estate trust project management apparatus according to an embodiment of the present application.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
The previous description of the disclosed embodiments is provided to enable any person skilled in the art to make or use the present invention. Various modifications to these embodiments will be readily apparent to those skilled in the art, and the generic principles defined herein may be applied to other embodiments without departing from the spirit or scope of the invention. Thus, the present invention is not intended to be limited to the embodiments shown herein but is to be accorded the widest scope consistent with the principles and novel features disclosed herein.
The invention discloses a management method and a device of a real estate trust project, which are applied to the management process of the real estate trust project, and the investment and financing management in the real estate field is in a point-like distributed type. Before the investment, all business personnel or related departments complete related reconciliation research and judgment work according to the prior investment and financing experience, a standardized system is lacked, and the investment and research quality is not uniform; the recorded data are not deposited in the system during the putting in, except for the credible factors such as the name of a trading opponent, investment scale, time limit and the like, the data of the full-time period are all files with dust seals; after delivery, the trust business participates in on-site or off-site management according to experience and department management requirements, the company only collects a few monthly reports, and management information is one-sided and lack of analysis. The above management process is only to transmit the information flow and approval process of the real estate trusting project, and does not manage the project, therefore, the present invention provides a management method of the real estate trusting project, which is used to solve the above problem, the execution flow of the method is shown in fig. 1, and the method includes the steps:
s101, conducting pre-casting study and judgment on the current real estate trust project to obtain a pre-casting study and judgment result;
according to the embodiment of the invention, firstly, data from an economic scholars intelligence library, a middle finger database and a financial exchange are required to be integrated, macroscopic economy, real estate industry and project data and trader financial data elements are provided for a real estate investment and financing full-modulation template, and standardized output is realized, wherein the standardized output refers to that necessary elements are provided according to the requirements of the full-modulation template, and the element contents are downloaded and used by users in a watermarking picture mode. The picture content is obtained by the system according to the model and the index, and cannot be modified by the user. And carrying out pre-casting study judgment on the current real estate trusting project based on the standardized output to obtain a pre-casting study judgment result, and displaying the pre-casting study judgment result to a decision maker of the current real estate trusting project, wherein the pre-casting study judgment is carried out by integrating related data to show analysis results of all elements related to the current real estate trusting project to the decision maker, and preferably, all the elements comprise the transaction opponent of the current real estate trusting project. The city, the region and the project analyze each element respectively, and the analyzing process is as follows:
and evaluating the enterprise credit of the transaction opponent according to two indexes, namely asset quality and financial lever, of a given transaction opponent library aiming at the transaction opponent to which the current real estate trust project belongs to form a preset transaction opponent matrix. Four enterprises of 'low lever-high quality', 'high lever-low quality', 'low lever-low quality' and 'high lever-high quality' are divided. The company will prefer to select the enterprise located in "low lever-high quality" for cooperation. Because lower lever represents stronger repayment ability, higher quality of the assets represents higher land reserve quality, and stronger liquidity in the future.
Preferably, the trader database is selected from a listed company with public financial statements in the market, a listed company with port stocks, and a company with public and private debts issued by trades in the market.
The method comprises the following steps of measuring the area of a place for taking a building, the average selling price and the ratio of the selling price to the floor price of an enterprise in a certain year by the aid of the quality of the resources, and giving weights to three indexes according to market conditions;
and the financial lever is used for taking the asset liability rate, the net liability rate, the quick action rate and the interest coverage multiple of an enterprise in a certain year, and carrying out weight assignment on the indexes according to the correlation between the indexes and the repayment capacity of the enterprise.
When the method is implemented in a system, similar enterprises are selected according to types of counterparties (A shares, port shares, public bonds and private bonds) for comparison, binary processing is performed firstly, finally, the sitting position of a target enterprise is highlighted in a preset counterparty matrix, the financial lever and asset quality score conditions of the target enterprise are described and comprehensive evaluation is given, wherein the schematic diagram of the preset counterparty matrix is shown in FIG. 2, the abscissa is a financial lever, the ordinate is asset quality, the preset counterparty matrix shows the area to which each counterparty belongs, and the preset counterparty matrix comprises: the financial leverage rate, the asset quality and the comprehensive evaluation of the counterparty are carried out on the preset counterparty matrix according to four areas of high-quality high-lever, low-quality high-lever, high-quality low-lever and low-quality low-lever, and as shown in fig. 2, the financial leverage rate is: higher than the average for the listed companies; quality of assets: lower than the average for the listed companies; and (3) comprehensive evaluation: low credit security, etc.
Further, except for the preset counterparty matrix, the traditional financial indexes of the counterparty evaluation indexes are still kept, and a non-financial index-counterparty label word cloud is added to serve as the counterparty evaluation indexes. The trading opponent label word cloud function is used for giving a subjective impression on the non-financial condition of a target trading opponent to a user and knowing key information of the trading opponent in the current market public opinion.
Wherein the financial indicators include: profitability, debt ability, operational ability, debt structure, capital structure, liquidity; the index is calculated from a standardized financial statement provided by the financial exchange, and the following index is selected according to the actual company to be included as much as possible. The financial index may be selected from five years of history + one year last.
In addition, each index is compared with 1/4, 1/2 and 3/4 divisions of Shanghai depth marketing enterprises, and finally two dimensions of transverse and longitudinal are compared.
The non-financial index-transaction opponent label word cloud is obtained by extracting keywords which are high-frequency and focused on by a transaction opponent by acquiring news and public opinion data of two data service providers of Wande information and Feng-newspaper.
And aiming at the city to which the current real estate trusting project belongs, when the current real estate trusting project investing and financing project is reviewed, the city to which the current real estate trusting project belongs is concerned. One or two lines of major cities are generally selected, or some grade cities with better GDP, population, income level, urban land bargain and residential bargain conditions are concerned. The city evaluation system needs to score the city basic surface data (GDP, population, income level) and the market surface data (land bargain and house bargain) and output a preset city evaluation matrix. The preset city evaluation matrix comprises Chinese grade city grade cities, the city basic surface indexes and the market surface indexes are subjected to weight assignment respectively, and finally the area where the current city is located is presented by a matrix after quartile processing. The cities in each region are also sorted from left to right according to the score.
In the embodiment of the present invention, taking an urban evaluation matrix of the real estate industry as an example, a schematic diagram of the preset urban evaluation matrix is shown in fig. 3, where an abscissa is an economic base and an ordinate is a real estate market, and a city is evaluated with respect to the preset urban evaluation matrix, for example, the economic base: is positioned at 50-75 quantiles; real estate market: is positioned at 50-75 quantiles; and (3) comprehensive evaluation: and in the second city interval, further performing plate entry analysis, and entering a project screening level if the plate is high in quality.
Furthermore, besides comprehensive analysis is carried out through the preset city evaluation matrix, basic index details of the cities need to be checked according to the classification of the cities, and investment values of different classified cities are emphatically observed. And respectively displaying the GDP, population, income, land bargain and housing bargain conditions of the city, and observing the advantages and disadvantages of the related indexes according to the project investment attribute and the money amount scale.
For the area to which the current real estate trust project belongs, in order to evaluate the current real estate trust project more accurately, analysis needs to be sunk to the area to which the current real estate trust project belongs, except for evaluation of the local city. Wherein the regional evaluation index comprises land bargaining and house bargaining.
For the current real estate trust project, the condition of the transaction land within five kilometers of the position of the current real estate trust project and the transaction condition of the peripheral project need to be evaluated and compared. According to the selling price and the removing condition of the peripheral items, the selling price and the removing condition of the item are predicted.
The execution process of predicting the selling price predicted value of the current real estate trusted item according to the selling price prediction model is as follows: the method comprises the steps of obtaining comprehensive scores of all projects by selecting peripheral projects and scoring multiple indexes of the projects, wherein the total score is 100; then, the scores of the comparable items and the item are compared to obtain a comparison coefficient; then obtaining the reference average price of the comparable items through the reference coefficient; and finally, giving reference weight to each item, and performing weighted average on the reference weight and the reference average price compared with the item reference weight to obtain the actual point selling price predicted value of the current real estate trusting item. The selling price reference weight is a subjective judgment value given by a user according to the comparable value of the item to the target item; the comparable item reference average price is equal to the comparable item sales average price/standard factor; the current real estate reference average price (illustrated by three target item furnaces) is (target item a reference average price, target item a selling price reference weight + target item B reference average price, target item B selling price reference weight + target item C reference average price, target item C selling price reference weight)/(target item a selling price reference weight + target item B selling price reference weight + target item C selling price reference weight).
The implementation process of predicting the monthly average removal amount prediction value of the current real estate trust project according to the removal prediction model is as follows: calculating the whole month average removal amount and the peak month average removal amount of the comparable item by selecting, assigning corresponding weights to the comparable item, and obtaining a predicted value of the month average removal amount of the comparable item and a predicted value of the peak month average removal amount of the comparable item by weighted average, wherein the building area, the opening time and the latest pushing time are all derived from the middle finger data; the average chemical consumption of the whole month is equal to the total intersection area of the project/total intersection month; the area and month data are derived from the middle finger data; the peak month average removal amount is three months after the month with the highest total sales area amount, including this month/actual occurrence month (< ═ 3), and the comparable coefficient is a subjective judgment value given by the user according to the comparable value of the item to the target item.
(Y) the current real estate trust project monthly average destroyer predictionACoefficient of comparability + Y of aBComparable coefficient of B + YCC comparable coefficient)/(a comparable coefficient of a + a comparable coefficient of B + C comparable coefficient), wherein Y refers to the comparable item corresponding to the entire monthly mean removal.
(X) said current real estate trust project peak-time monthly average removal forecastAA's coefficient of comparability + XBComparable coefficient of B + XCC's comparable coefficient/((if (X)ANot equal to 0, comparative coefficient of A, 0) + (if (X)BNot equal to 0, comparable coefficient of B, 0) + if (X)CNot equal to 0, comparable coefficient of C, 0)), where X refers to the comparable peak-to-month-averaged amount of removal.
In the embodiment of the invention, the pre-commissioning judgment result is displayed in the form of a chart, a graph or a bar chart, so as to provide support for a decision maker of the current real estate trust project. Wherein, the pre-projection study and judgment result comprises: the analysis result of the transaction opponent, the analysis result of the city, the analysis result of the area and the analysis result of the item.
S102, after the current real estate trusting project is established, tracking the actual operation condition of the current real estate trusting project to obtain a post-investment management report;
in the embodiment of the invention, if the decision maker of the current real estate trusting project determines to establish the current real estate trusting project, the actual execution condition of the current real estate trusting project is tracked, and the change of a transaction opponent, a city, an area and the project is continuously tracked during the project duration; finally, recording field supervision data in the system by the service to obtain a post-delivery management report, wherein the post-delivery management comprises the following steps: the actual operation data of each stage of the current real estate trust project can be tracked by taking a month, a quarter or a year as a period, and the tracking period of the post-cast management report is not limited in the embodiment of the invention.
S103, comparing the pre-casting study result with the corresponding item in the post-casting management report, and performing risk assessment on the current real estate trusting item according to the comparison result.
In the embodiment of the invention, the pre-casting study and judgment result is used as the first stage of post-casting management, information is transmitted to post-casting, and the latest state of the project is automatically updated. Acquiring field supervision data, comparing the pre-projection study result serving as post-projection management exhausted phase data with corresponding items in the post-projection management report by a service entry system through setting an index comparison mechanism to obtain corresponding item difference values, and comparing the corresponding item difference values with corresponding preset threshold values to obtain comparison results; and determining the risk level of each corresponding item according to the comparison result, dividing various index risk levels and giving a project overview depicting risk overall view. The specific existence form of the risk grade is not limited in the embodiment of the invention.
The above process is exemplified, and the specific implementation process includes:
the method comprises the following steps: the user selects the stage of the project according to the actual condition of the project to create a post-delivery management report, and the reporting stage comprises the following steps: an adjustment stage, a positioning scheme stage, a sale/construction stage, a transfer delivery stage and a clearing stage.
Step two: each stage is provided with 5 management modules: marketing management, design management, engineering operation, cost procurement and financial management; the user needs to complete the form under 5 management modules. The table is provided with real estate project management indexes (such as money return, removal, selling price and the like), and each index corresponds to two data: target data and latest data.
Step three: the system compares the index 1 with the index 2 according to preset rules of different project stages. Four classifications can be derived from the comparison of index 1 and index 2: red, orange, yellow and blue. Wherein, red light is the highest risk condition, analogizes in turn, and blue light is normal state.
Step four: the system can count the classification condition of each index to obtain a project overview, and describes the risk details of the red light, the orange light and the yellow light on different indexes according to different classifications.
The invention discloses a management method of a real estate trust project, which comprises the following steps: carrying out pre-casting study and judgment on the current real estate trust project to obtain a pre-casting study and judgment result; tracking the actual operation condition of the current real estate trusting project after the current real estate trusting project is established to obtain a post-investment management report; and comparing the pre-casting study result with the corresponding item in the post-casting management report, and performing risk assessment on the current real estate trusting item according to the comparison result. According to the management method, the current real estate trusting project is judged before being thrown, after the fact that the current real estate trusting project is established is determined, the actual operation condition of the current real estate trusting project is tracked, the judgment result before being thrown is compared with the corresponding project in the management report after being thrown, the risk assessment is carried out on the current real estate trusting project according to the comparison result, and the management of the whole-process risk index of the real estate trusting project is achieved.
In the embodiment of the invention, the development status and the prospect of the real estate industry in the city can be shown by analyzing the real estate investment ratio of the target city and the residential land condition of each region of the city.
In the embodiment of the invention, the information and news of Wande and Fengnewspaper can be acquired and integrated, and the information is dynamically pushed to the service according to the supervision policy, enterprise information and real estate through classification. The enterprise information is directionally pushed according to a transaction opponent related to a project created by the business, so that accurate attention is realized.
In the embodiment of the invention, the management method and the management device need to integrate data from an economic scholars intelligence library, a middle finger database and a financial exchange, provide macroscopic economy, real estate industry and project data and transaction opponent financial data elements for a company real estate investment and financing full-allocation template, and realize standardized output; secondly, a standardized system model needs to be designed and realized in the system, qualitative and quantitative analysis is carried out on the transaction opponents, cities, areas and projects, and the model is supported by macroscopic economy, real estate industry and project data and financial data of the transaction opponents; then, after the business establishes the project according to the output before the project is based on, and continuously tracks the change of transaction opponents, cities, areas and projects during the existence period of the projects; and finally, recording field supervision data in the system by the service, and counting project early warning monitoring data according to a post-projection management index calculation rule, wherein the early warning monitoring data are divided into four types of red lamps, orange lamps, yellow lamps and blue lamps to explain the states of all risk indexes.
Based on the above real estate trusting project management method, an embodiment of the present invention further provides a real estate trusting project management device, a structural block diagram of the management device is shown in fig. 4, and the management device includes:
a pre-projection study module 201, a post-projection tracking module 202, and a risk assessment module 203.
Wherein the content of the first and second substances,
the pre-casting study and judgment module 201 is configured to perform pre-casting study and judgment on the current real estate trust project to obtain a pre-casting study and judgment result;
the post-investment tracking module 202 is configured to track an actual execution condition of the current real estate trusted project when receiving an instruction to invest in the current real estate trusted project, and obtain a post-investment execution result;
the risk evaluation module 203 is configured to compare the pre-projection study result with a corresponding item in the post-projection execution result, and evaluate the current real estate trust item according to a comparison result.
The invention discloses a management device of a real estate trust project, comprising: carrying out pre-casting study and judgment on the current real estate trust project to obtain a pre-casting study and judgment result; tracking the actual operation condition of the current real estate trusting project after the current real estate trusting project is established to obtain a post-investment management report; and comparing the pre-casting study result with the corresponding item in the post-casting management report, and performing risk assessment on the current real estate trusting item according to the comparison result. In the management device, the current real estate trusting project is judged before being thrown, after the fact that the current real estate trusting project is established is determined, the actual operation condition of the current real estate trusting project is tracked, the judgment result before being thrown is compared with the corresponding project in the management report after being thrown, the risk evaluation is carried out on the current real estate trusting project according to the comparison result, and the management of the whole-process risk index of the real estate trusting project is achieved.
In an embodiment of the present invention, the pre-projection study 201 includes:
a counterparty analysis unit 204, a city analysis unit 205, a region analysis unit 206, and an item analysis unit 207.
Wherein the content of the first and second substances,
the transaction opponent analysis unit 204 is configured to analyze a transaction opponent to which the current real estate trusting item belongs to obtain a transaction opponent analysis result;
the city analysis unit 205 is configured to analyze a city to which the current real estate trust project belongs, so as to obtain a city analysis result;
the area analysis unit 206 is configured to analyze an area to which the current real estate trusting project belongs to obtain an area analysis result;
the item analysis unit 207 is configured to analyze the current real estate trusting item to obtain an item analysis result;
in an embodiment of the present invention, the risk assessment module 203 includes:
a comparison unit 208, a comparison unit 209 and a determination unit 210.
Wherein the content of the first and second substances,
the comparison unit 208 is configured to compare the pre-delivery study result with a corresponding item in the post-delivery management report to obtain a corresponding item difference;
the comparing unit 209 is configured to compare the corresponding item difference value with a corresponding preset threshold to obtain a comparison result;
the determining unit 210 is configured to determine a risk level of each corresponding item according to the comparison result.
It should be noted that, in the present specification, the embodiments are all described in a progressive manner, each embodiment focuses on differences from other embodiments, and the same and similar parts among the embodiments may be referred to each other. For the device-like embodiment, since it is basically similar to the method embodiment, the description is simple, and for the relevant points, reference may be made to the partial description of the method embodiment.
Finally, it should also be noted that, herein, relational terms such as first and second, and the like may be used solely to distinguish one entity or action from another entity or action without necessarily requiring or implying any actual such relationship or order between such entities or actions. Also, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of other identical elements in a process, method, article, or apparatus that comprises the element.
For convenience of description, the above devices are described as being divided into various units by function, and are described separately. Of course, the functions of the units may be implemented in the same software and/or hardware or in a plurality of software and/or hardware when implementing the invention.
From the above description of the embodiments, it is clear to those skilled in the art that the present invention can be implemented by software plus necessary general hardware platform. Based on such understanding, the technical solutions of the present invention may be embodied in the form of a software product, which may be stored in a storage medium, such as ROM/RAM, magnetic disk, optical disk, etc., and includes instructions for causing a computer device (which may be a personal computer, a server, or a network device, etc.) to execute the method according to the embodiments or some parts of the embodiments.
The method and the device for managing the real estate trust project provided by the invention are introduced in detail, a specific example is applied in the text to explain the principle and the implementation mode of the invention, and the description of the embodiment is only used for helping to understand the method and the core idea of the invention; meanwhile, for a person skilled in the art, according to the idea of the present invention, there may be variations in the specific embodiments and the application scope, and in summary, the content of the present specification should not be construed as a limitation to the present invention.
Claims (10)
1. A method for managing a real estate trusted project, comprising:
carrying out pre-casting study and judgment on the current real estate trust project to obtain a pre-casting study and judgment result;
tracking the actual operation condition of the current real estate trusting project after the current real estate trusting project is established to obtain a post-investment management report;
and comparing the pre-casting study result with the corresponding item in the post-casting management report, and performing risk assessment on the current real estate trust project according to the comparison result.
2. The method of claim 1, wherein pre-cast judging the current real estate trust project to obtain a pre-cast judging result comprises:
analyzing the transaction opponent to which the current real estate trusting project belongs to obtain a transaction opponent analysis result;
analyzing the city to which the current real estate trusting project belongs to obtain a city analysis result;
analyzing the region to which the current real estate trusting project belongs to obtain a region analysis result;
analyzing the current real estate trusting project to obtain a project analysis result;
wherein, the pre-projection study and judgment result comprises: the analysis result of the transaction opponent, the analysis result of the city, the analysis result of the area and the analysis result of the item.
3. The method of claim 2, wherein analyzing the business to which the current real estate trust project belongs to obtain counterparty analysis results comprises:
acquiring the capital quality data and financial data of the counterparty;
determining the position of the counterparty in a preset counterparty matrix according to the asset quality data and the financial data;
and acquiring a word cloud of the transaction opponent, and providing evaluation indexes for the transaction opponent based on the word cloud and the financial data.
4. The method of claim 2, wherein analyzing the city to which the current real estate trust project belongs to obtain a city analysis result comprises:
acquiring basic scene data and market scene data of the city;
according to the basic surface data and the market surface data, determining the position of the city in a preset city evaluation matrix
And providing evaluation indexes for the city based on the basic surface data.
5. The method of claim 2, wherein analyzing the current real estate trust project for project analysis results comprises:
predicting a selling price prediction value of the current real estate trusting item according to a selling price prediction model;
and predicting the predicted value of the removal amount of the current real estate trust item according to a removal prediction model.
6. The method of claim 2, further comprising:
displaying the current situation of the urban real estate industry;
pushing information associated with the current real estate item.
7. The method of claim 1, wherein comparing the pre-investment adjudication results with corresponding terms in the post-investment management report and performing risk assessment on the current real estate trust project according to the comparison results comprises:
comparing the pre-casting study result with the corresponding item of the post-casting management report to obtain a corresponding item difference value;
comparing the corresponding item difference value with a corresponding preset threshold value to obtain a comparison result;
and determining the risk level of each corresponding item according to the comparison result.
8. A real estate trusted project management apparatus, comprising:
the system comprises a pre-casting study and judgment module, a pre-casting study and judgment module and a pre-casting study and judgment module, wherein the pre-casting study and judgment module is used for carrying out pre-casting study and judgment on the current real estate trust project to obtain a pre-casting study and judgment result;
the post-casting tracking module is used for tracking the actual operation condition of the current real estate trusting project after the current real estate trusting project is established, so as to obtain a post-casting management report;
and the risk evaluation module is used for comparing the pre-investment study and judgment result with the corresponding item in the post-investment management report and carrying out risk evaluation on the current real estate trust project according to the comparison result.
9. The apparatus of claim 8, wherein the pre-cast adjudication module comprises:
the transaction opponent analysis unit is used for analyzing the transaction opponent to which the current real estate trusting item belongs to obtain a transaction opponent analysis result;
the city analysis unit is used for analyzing the city to which the current real estate trust project belongs to obtain a city analysis result;
the area analysis unit is used for analyzing the area to which the current real estate trusting project belongs to obtain an area analysis result;
and the project analysis unit is used for analyzing the current real estate trusting project to obtain a project analysis result.
10. The apparatus of claim 8, wherein the evaluation module comprises:
the comparison unit is used for comparing the pre-casting study result with the corresponding item of the post-casting management report to obtain a corresponding item difference value;
the comparison unit is used for comparing the corresponding item difference value with a corresponding preset threshold value to obtain a comparison result;
and the determining unit is used for determining the risk level of each corresponding item according to the comparison result.
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| CN115841275A (en) * | 2022-12-07 | 2023-03-24 | 北京鸿鹄元数科技有限公司 | Physical examination method and device based on AI data management level |
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| Publication number | Priority date | Publication date | Assignee | Title |
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| CN115841275A (en) * | 2022-12-07 | 2023-03-24 | 北京鸿鹄元数科技有限公司 | Physical examination method and device based on AI data management level |
| CN115841275B (en) * | 2022-12-07 | 2023-09-05 | 北京鸿鹄元数科技有限公司 | Physical examination method and device based on AI (advanced technology attachment) data management level |
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