CN111798240A - User authentication binding method and device - Google Patents
User authentication binding method and device Download PDFInfo
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- CN111798240A CN111798240A CN202010401981.6A CN202010401981A CN111798240A CN 111798240 A CN111798240 A CN 111798240A CN 202010401981 A CN202010401981 A CN 202010401981A CN 111798240 A CN111798240 A CN 111798240A
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- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
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Abstract
The invention relates to the field of real-name authentication and bank binding, and discloses a user authentication binding method, which comprises the following steps: A) registering and logging in the Huaxing Zhonghui account number, entering a setting interface, and performing real-name authentication and bank card modification; B) the account defaults to use a registered mobile phone account number, sequentially fills the real name and the identity card of a Huaxing Zhonghui account number user, and uploads the front and back photos of the identity card and the front and back photos of the face; C) selecting a bank card to be bound, sequentially filling a card holder name and a bank card number, selecting the type of the bank card and uploading a front photo of the bank card, and submitting the front photo to a Huaxing Zhonghui APP platform; D) and generating a unique exclusive ID for the Huaxing Zhonghui account. The invention also relates to a device for realizing the binding method for the user authentication. The implementation of the binding method and the device for user authentication of the invention has the following beneficial effects: efficiency of staff when looking for user information can be improved.
Description
Technical Field
The invention relates to the field of real-name authentication and bank binding, in particular to a user authentication binding method and device.
Background
The rapid development of the current internet era, numerous APPs and small programs are transversely generated, the big data of user authentication information becomes a popular product at present, the real-name authentication of many APP software is only simple authentication information, the information is stored in a database, the user data cannot be judged to be the only information of a user, and once the data of a certain user needs to be searched, the process is complicated and the operation is complicated.
Disclosure of Invention
The technical problem to be solved by the present invention is to provide a user authentication binding method and device capable of improving efficiency of a worker in searching user information, aiming at the above defects in the prior art.
The technical scheme adopted by the invention for solving the technical problems is as follows: a binding method for user authentication is constructed, which comprises the following steps:
A) registering and logging in the Huaxing Zhonghui account number, entering a setting interface, and performing real-name authentication and bank card modification;
B) the account defaults to use a registered mobile phone account number, sequentially fills the real name and the identity card of a Huaxing Zhonghui account number user, and uploads the front and back photos of the identity card and the front and back photos of the face;
C) selecting a bank card to be bound, sequentially filling a card holder name and a bank card number, selecting the type of the bank card and uploading a front photo of the bank card, and submitting the front photo to a Huaxing Zhonghui APP platform;
D) and generating a unique exclusive ID for the Huaxing Zhonghui account.
In the binding method for user authentication, the mobile phone number and the password are input for registration when the Huaxing Zhonghui account is registered.
In the binding method for user authentication according to the present invention, the unique ID is composed of a plurality of digits.
In the binding method of the user authentication, after the exclusive ID is bound with the user information, the information of the user can be searched only by providing the exclusive ID when the individual user information needs to be mobilized and inquired.
The invention also relates to a device for realizing the binding method of the user authentication, which comprises the following steps:
a real-name authentication unit: the system is used for registering and logging in the Huaxing Zhonghui account number, entering a setting interface, and performing real-name authentication and bank card modification;
the certificate uploading unit: the method comprises the steps that a registered mobile phone account is used as an account default, the real name and the identity card of a Huaxing Zhonghui account user are sequentially filled in, and the front and back photos and the face and front photos of the identity card are uploaded;
the bank card binding unit: the system is used for selecting a bank card to be bound, sequentially filling a card holder name and a bank card number, selecting the type of the bank card and uploading a front photo of the bank card and submitting the front photo to a Huaxing Zhonghui APP platform;
an exclusive ID generation unit: the unique ID is generated for the Huaxing Zhonghui account.
In the device, when registering the Huaxing Zhonghui account, the mobile phone number and the password are input for registering.
In the device according to the invention, the unique ID is formed by a multi-bit number.
In the device of the invention, after the exclusive ID is bound with the user information, the information of the user can be searched only by providing the exclusive ID when the individual user information needs to be mobilized and inquired.
The implementation of the binding method and the device for user authentication of the invention has the following beneficial effects: because the registered and logged on the Huaxing Zhonghui account number, the user enters a setting interface to carry out real-name authentication and modify the bank card; the account defaults to use a registered mobile phone account number, sequentially fills the real name and the identity card of a Huaxing Zhonghui account number user, and uploads the front and back photos of the identity card and the front and back photos of the face; selecting a bank card to be bound, sequentially filling a card holder name and a bank card number, selecting the type of the bank card and uploading a front photo of the bank card, and submitting the front photo to a Huaxing Zhonghui APP platform; the unique exclusive ID is generated for the Huaxing Zhonghui account, namely, the unique mark ID of the user authentication information is provided.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the drawings without creative efforts.
FIG. 1 is a schematic structural diagram of an embodiment of a binding method and apparatus for user authentication according to the present invention;
fig. 2 is a schematic structural diagram of the device in the embodiment.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
In the embodiments of the binding method and apparatus for user authentication of the present invention, a flowchart of the binding method for user authentication is shown in fig. 1. In fig. 1, the binding method for user authentication includes the following steps:
step S01, registering and logging in the Huaxing Zhonghui account number, entering a setting interface, performing real-name authentication and modifying the bank card: how to obtain the exclusive ID, firstly, in the step, registering and logging in the Huaxing Zhonghui account, and inputting a mobile phone number and a password to register the Huaxing Zhonghui account when registering the Huaxing Zhonghui account. And clicking the head portrait position at the upper left corner of the home page to enter a setting interface, and then performing real-name authentication and modifying the bank card (namely binding the real-name bank card).
Step S02, the account defaults to use the registered mobile phone account number, the real name and the identity card of the Huaxing Zhonghui account number user are sequentially filled in, and the front and back photos and the face front photo of the identity card are uploaded: in this step, the account defaults to use the registered mobile phone account number, sequentially fills the real name and the identity card of the Huaxing Zhonghui account number user, uploads the front and back photos and the face positive photo of the identity card to ensure the definition of the identity card, otherwise, the verification fails, and the operation needs to be uploaded again, namely, the front and back photos and the face positive photo of the identity card are uploaded again. The real-name authentication is realized through the steps.
Step S03, selecting the bank card to be bound, filling the name of the card holder and the number of the bank card in sequence, selecting the type of the bank card and uploading the front photo of the bank card and submitting the bank card to the Huaxing Zhonghui APP platform: in the step, the bank card to be bound is selected, the name of the card holder and the bank card number are sequentially filled in, the type of the bank card is selected, and the front photo of the bank card is uploaded and submitted to the Huaxing Zhonghui APP platform. The identity authentication is realized through the steps.
Step S04 generates a unique ID for the huaxing public account: in this step, a unique exclusive ID is generated for the huaxing public account. The unique ID is made up of a multi-digit number, such as "0000001025".
The exclusive ID mark example after the user registers the authentication information is realized by line registration, authentication and final presentation after binding. If in the homepage interface of the Huaxing Zhonghui APP platform, the top end is an exclusive ID mark after the user registers the authentication information, and each ID of the string can only register one ID in a lifetime, and is unique and is a symbol of personal information.
In the embodiment of the binding method of the user authentication, the exclusive ID is bound with the user information after the completion, if the user information needs to be mobilized and inquired, the user information can be searched only by providing the exclusive ID, and the exclusive ID enables the identification process to reduce the time for identifying the user and quickens the time for inquiring and mobilizing the staff. The binding method for user authentication can improve the efficiency of searching the user information by the staff.
The embodiment also relates to a device for implementing the binding method for user authentication, and a schematic structural diagram of the device is shown in fig. 2. In fig. 2, the device includes a real-name authentication unit 1, a certificate uploading unit 2, a bank card binding unit 3 and an exclusive ID generating unit 4; the real-name authentication unit 1 is used for registering and logging in the Huaxing Zhonghui account number, entering a setting interface, and performing real-name authentication and modifying a bank card; when registering the Huaxing Zhonghui account, the mobile phone number and the password are input to register the Huaxing Zhonghui account. And clicking the head portrait position at the upper left corner of the home page to enter a setting interface, and then performing real-name authentication and modifying the bank card (namely binding the real-name bank card).
The certificate uploading unit 2 is used for the account to default to use the registered mobile phone account number, sequentially filling the real name and the identity card of the Huaxing Zhonghui account number user, and uploading the front and back photos of the identity card and the front and back photos of the face; and if the verification fails, the operation needs to be uploaded again, namely the positive and negative photos of the identity card and the positive photos of the human face are uploaded again. The real-name authentication is realized through the steps.
The bank card binding unit 3 is used for selecting a bank card to be bound, sequentially filling a cardholder name and a bank card number, selecting the type of the bank card and uploading a front photo of the bank card and submitting the bank card to the Huaxing Zhonghui APP platform; to achieve identity authentication.
The exclusive ID generating unit 4 is used for generating a unique exclusive ID for the Huaxing Zhonghui account. The unique ID is made up of a multi-digit number, such as "0000001025".
In the device in the embodiment, the exclusive ID is bound with the user information after the completion, and the user information can be searched only by providing the exclusive ID if the individual user information needs to be mobilized and queried, wherein the exclusive ID enables the identification process to reduce the time for identifying the user and quickens the time for querying and mobilizing by workers. The device can improve the efficiency of searching the user information by the staff.
In summary, the present invention particularly relates to the exclusive ID obtained after the user authentication is bound to the bank and the role thereof. The technical problem to be solved by the invention is that aiming at the defect that the big data of the authentication information on the user cloud end cannot judge that the user data is the only information of the user, so that the searching process is complicated and the operation is complicated, the uniqueness mark ID of the user authentication information is provided, and the efficiency of the staff in searching the user information is improved.
The above description is only for the purpose of illustrating the preferred embodiments of the present invention and is not to be construed as limiting the invention, and any modifications, equivalents, improvements and the like that fall within the spirit and principle of the present invention are intended to be included therein.
Claims (8)
1. A binding method for user authentication is characterized by comprising the following steps:
A) registering and logging in the Huaxing Zhonghui account number, entering a setting interface, and performing real-name authentication and bank card modification;
B) the account defaults to use a registered mobile phone account number, sequentially fills the real name and the identity card of a Huaxing Zhonghui account number user, and uploads the front and back photos of the identity card and the front and back photos of the face;
C) selecting a bank card to be bound, sequentially filling a card holder name and a bank card number, selecting the type of the bank card and uploading a front photo of the bank card, and submitting the front photo to a Huaxing Zhonghui APP platform;
D) and generating a unique exclusive ID for the Huaxing Zhonghui account.
2. The method for binding user authentication according to claim 1, wherein a mobile phone number and a password are inputted for registration when registering the prosperous and popular account.
3. The method of binding a user authentication according to claim 1, wherein the unique ID is composed of a multi-digit number.
4. The method as claimed in any one of claims 1 to 3, wherein after the binding of the specific ID and the user information is completed, the user information can be obtained by providing the specific ID when the individual user information needs to be mobilized and queried.
5. An apparatus for implementing the binding method of user authentication according to claim 1, comprising:
a real-name authentication unit: the system is used for registering and logging in the Huaxing Zhonghui account number, entering a setting interface, and performing real-name authentication and bank card modification;
the certificate uploading unit: the method comprises the steps that a registered mobile phone account is used as an account default, the real name and the identity card of a Huaxing Zhonghui account user are sequentially filled in, and the front and back photos and the face and front photos of the identity card are uploaded;
the bank card binding unit: the system is used for selecting a bank card to be bound, sequentially filling a card holder name and a bank card number, selecting the type of the bank card and uploading a front photo of the bank card and submitting the front photo to a Huaxing Zhonghui APP platform;
an exclusive ID generation unit: the unique ID is generated for the Huaxing Zhonghui account.
6. The apparatus of claim 5, wherein a cell phone number and a password are inputted for registration when the Huaxing Zhouyi account is registered.
7. The apparatus of claim 6, wherein the unique ID is comprised of a multi-bit number.
8. The apparatus according to any one of claims 5 to 7, wherein after the binding of the specific ID and the user information is completed, the user information can be searched by providing the specific ID only when the individual user information needs to be mobilized and searched.
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202010401981.6A CN111798240A (en) | 2020-05-13 | 2020-05-13 | User authentication binding method and device |
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| CN202010401981.6A CN111798240A (en) | 2020-05-13 | 2020-05-13 | User authentication binding method and device |
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| CN111798240A true CN111798240A (en) | 2020-10-20 |
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| CN109658103A (en) * | 2018-10-25 | 2019-04-19 | 阿里巴巴集团控股有限公司 | Authentication, number are saved and are sent, bind number method, device and equipment |
| CN109711133A (en) * | 2018-12-26 | 2019-05-03 | 广州市巽腾信息科技有限公司 | Authentication method, device and the server of identity information |
| CN109801053A (en) * | 2018-12-28 | 2019-05-24 | 易票联支付有限公司 | A kind of system and method for unified binding bank card |
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2020
- 2020-05-13 CN CN202010401981.6A patent/CN111798240A/en active Pending
Patent Citations (6)
| Publication number | Priority date | Publication date | Assignee | Title |
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| US20170046705A1 (en) * | 2014-04-30 | 2017-02-16 | Kuang-Chi Intelligent Photonic Technology Ltd. | Payment method and payment system |
| CN107729727A (en) * | 2016-08-11 | 2018-02-23 | 腾讯科技（深圳）有限公司 | The real name identification method and device of a kind of account number |
| CN109151820A (en) * | 2018-08-24 | 2019-01-04 | 安徽讯飞智能科技有限公司 | One kind being based on the safety certifying method and device of " one machine of a people, one card No.1 " |
| CN109658103A (en) * | 2018-10-25 | 2019-04-19 | 阿里巴巴集团控股有限公司 | Authentication, number are saved and are sent, bind number method, device and equipment |
| CN109711133A (en) * | 2018-12-26 | 2019-05-03 | 广州市巽腾信息科技有限公司 | Authentication method, device and the server of identity information |
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