CN111784485A - Method for realizing digital self-portrait dynamic portrayal of enterprise financial and resource resources in interactive mode - Google Patents

Method for realizing digital self-portrait dynamic portrayal of enterprise financial and resource resources in interactive mode Download PDF

Info

Publication number
CN111784485A
CN111784485A CN202010475435.7A CN202010475435A CN111784485A CN 111784485 A CN111784485 A CN 111784485A CN 202010475435 A CN202010475435 A CN 202010475435A CN 111784485 A CN111784485 A CN 111784485A
Authority
CN
China
Prior art keywords
enterprise
financial
module
portrait
management
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN202010475435.7A
Other languages
Chinese (zh)
Inventor
包恩伟
陈小莉
王天佳
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Zhejiang Baorong Technology Co ltd
Original Assignee
Zhejiang Baorong Technology Co ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Zhejiang Baorong Technology Co ltd filed Critical Zhejiang Baorong Technology Co ltd
Priority to CN202010475435.7A priority Critical patent/CN111784485A/en
Publication of CN111784485A publication Critical patent/CN111784485A/en
Pending legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/12—Accounting
    • G06Q40/125—Finance or payroll
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00—Administration; Management
    • G06Q10/06—Resources, workflows, human or project management; Enterprise or organisation planning; Enterprise or organisation modelling
    • G06Q10/063—Operations research, analysis or management
    • G06Q10/0635—Risk analysis of enterprise or organisation activities
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00—Administration; Management
    • G06Q10/06—Resources, workflows, human or project management; Enterprise or organisation planning; Enterprise or organisation modelling
    • G06Q10/063—Operations research, analysis or management
    • G06Q10/0639—Performance analysis of employees; Performance analysis of enterprise or organisation operations
    • G06Q10/06393—Score-carding, benchmarking or key performance indicator [KPI] analysis
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/06—Asset management; Financial planning or analysis

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Human Resources & Organizations (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Strategic Management (AREA)
  • Accounting & Taxation (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Finance (AREA)
  • Marketing (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Operations Research (AREA)
  • Game Theory and Decision Science (AREA)
  • Educational Administration (AREA)
  • Technology Law (AREA)
  • Quality & Reliability (AREA)
  • Tourism & Hospitality (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention discloses a method for realizing digitalized self-portrait dynamic portrayal of enterprise financial resources in an interactive mode. The invention has the following implementation steps: step 1, data acquisition: connecting an enterprise through a financial and financial service platform, and inviting the enterprise to fill in an interactive enterprise portrait questionnaire; step 2, data processing: starting from the financial resources of an enterprise, constructing an enterprise financial resources five-force model which takes enterprise financial resources guarantee power, enterprise financial resources operation power, enterprise financial resources management and control power, enterprise financial resources integration power and enterprise financial resources innovation power as main frameworks, and establishing a corresponding relation between enterprise image questionnaire content and the five-force model; step 3, portrait generation: and comprehensively calculating and analyzing the questionnaire content submitted by the enterprise, and dynamically feeding back the portrait result to the related party. The invention can dynamically depict the enterprise financial resources digitalized self-portrait, and the portrait result can be used by the enterprise, so that the enterprise can conveniently know the financial resources management level of the enterprise, and can also be used by third-party institutions such as banks, and the like, thereby helping the enterprise increase credit and better connecting with finance.

Description

Method for realizing digital self-portrait dynamic portrayal of enterprise financial and resource resources in interactive mode
Technical Field
The invention relates to an enterprise financial and resource digital portrait, belongs to the field of enterprise (comprehensive) health diagnosis and evaluation, and particularly relates to a method for realizing digital self-portrait dynamic portrayal of enterprise financial and resource in an interactive mode.
Background
The past enterprise evaluation mode and the problem of the evaluation mode exist.
The past evaluation focuses on static analysis of data in three financial reports of an enterprise from a financial perspective, mainly depends on some financial index analysis and expert experience judgment, and describes the enterprise on the surface, so that the following problems exist:
the authenticity is in doubt, the financial statement is large in painting space, and a company has a behavior of painting the financial statement by utilizing the characteristics of accounting criteria; in addition, the financial report data is easy to counterfeit (the operable space is large), and enterprises with financial counterfeiting appear in reality.
Secondly, the interval time of data sources is long, a company on the market generally analyzes and publishes the data once a quarter, and the data is static data (real-time and timely dynamic data cannot be achieved) in a period of time, and accordingly the updating time is long; because of this, it is common to find that corporate financial fraud is at least more than one financial year old.
And thirdly, information is lagged, financial analysis based on the traditional three reports is only capable of reflecting the past operating condition of the enterprise in a certain period, and the current operating condition cannot be mastered.
And fourthly, analysis is thin, depth is lacked, most of analysis is independent single index analysis, and relevance and integrity concepts are lacked.
And fifthly, multidimensional data sources including external data (such as industry benchmarks, policy information and the like) are lacked.
At present, enterprise portrait is an innovative research topic, a mainstream or authoritative enterprise portrait digital dynamic portrayal technology is not formed yet, and currently, an enterprise portrait intelligent supervision system/an enterprise portrait system of deep exchanges/shopping malls, a health diagnosis of a listed company of the Rui finance and industry development research society of China and Guancun, and the like are mainly available on the market:
the enterprise portrait derived from deep intersections/submissions is more in depiction of the listed companies from the perspective of supervision, and emphasizes the risk control of the listed companies. The data source mainly comprises indirect information such as enterprise basic information, financial statements, partial supervision data and the like, and lacks direct information in the enterprise.
The health diagnosis of the listed companies, which is brought forward by the Rui finance and industry development research of China Guancun, researches the listed companies from the nine dimensions of legal management, external supervision, profit creating capability, competitive situation, product sales, value reconstruction, asset structure, internal control and enterprise culture, and accesses an external database, so that the data sources are only limited to the public information and part of external supervision information of the listed companies, part of the research process depends on expert experience, a certain time is required for issuing a diagnosis report, and digital dynamic depiction cannot be realized.
Disclosure of Invention
The invention aims to provide a method for realizing digitalized self-portrait dynamic portrayal of enterprise financial resources in an interactive mode aiming at the existing situation.
The technical scheme adopted by the invention for solving the technical problems is as follows:
step 1, data acquisition:
connecting an enterprise through a financial and financial service platform, inviting the enterprise to fill in an enterprise portrait questionnaire, and dynamically and interactively updating;
step 2, data processing:
starting from the financial resources of an enterprise, constructing an enterprise financial resources five-force model which takes enterprise financial resources guarantee power, enterprise financial resources operation power, enterprise financial resources management and control power, enterprise financial resources integration power and enterprise financial resources innovation power as main frameworks, and establishing a corresponding relation between enterprise image questionnaire content and the five-force model;
step 3, portrait generation: and calculating and analyzing the contents of the portrait questionnaire submitted by the enterprise, and feeding back the result.
3-1, establishing the scores of all the options in the five-force model by using a mixed standard scale method, manually setting the scores of the options in each question, and setting the score of the option lower than the anchoring condition as 0; equal to 5 minutes for the setting of the anchoring condition; setting 10 minutes above the anchoring condition;
3-2, setting a coefficient question according to the enterprise status, and associating the relationship between the coefficient question and the enterprise portrait questionnaire question; the question types of the enterprise portrait questionnaire are all multi-choice questions, and the multiple option answers are divided into four types,
3-3, calculating to obtain the total score X of each dimensioniThen, performing a normalization process, wherein X1，X2，X3，X4，X5Respectively corresponding to the scores of the financial resource guarantee power, the financial resource operation power, the financial resource control power, the financial resource fusion power and the financial resource innovation power;
3-4, setting a grade standard, converting the score into a grade, and forming a feedback report to be fed back to the enterprise; the feedback report comprises a total score level and a level of each dimension.
The enterprise financial and resource digital self-portrait is dynamically carved from five dimensions of enterprise financial and resource guarantee power, enterprise financial and resource operation power, enterprise financial and resource management and control power, enterprise financial and resource fusion power and enterprise financial and resource innovation power based on five-power models of enterprise financial and resource power by relying on a financial and resource service platform, acquiring data of an enterprise from inside to outside through questionnaire design, and feeding back the data to the enterprise in real time.
The design of the questionnaire needs to be skillful, and comprises design deviation process type problems (enterprises are easy to have subjective colors when filling in result type problems), one problem covers multiple aspects of the enterprises, cross verification among the problems, word deviation internet networking and the like.
The invention has the following beneficial effects:
the invention can dynamically depict the enterprise financial resources digital self-portrait, and immediately feeds back to the enterprise evaluation result, thereby helping the enterprise to improve the enterprise financial resources level, helping the enterprise to increase credit and better connect with finance. The invention can better embody evaluation logic, data integrity and timeliness; compared with limited government affair data (untimely) and financial and newspaper data (real and untimely), the invention is based on the data of the enterprise from inside to outside, and can dynamically depict the self-portrait of the enterprise.
Detailed Description
The present invention is further illustrated by the following examples.
Enterprise portrait: the enterprise is guided through a financial resource service platform, the enterprise is invited to fill in an interactive enterprise portrait questionnaire, the basic operation condition of the enterprise, the basic financial cooperation condition and the basic financial resource management condition are specifically included, the skill is noticed during the questionnaire content design, the problem of enterprise operation management process is solved (the questionnaire is more real and reliable, and the enterprise can quickly and clearly make selections conveniently), and one question often covers multiple aspects of the enterprise and is subjected to front-back cross verification. The invention discloses a method for realizing digital self-portrait dynamic portrayal of enterprise financial resources in an interactive mode, which comprises the following specific steps:
step 1, data acquisition:
inviting enterprises to fill in interactive enterprise portrait questionnaires by online drainage of the enterprises, wherein the interactive enterprise portrait questionnaires specifically comprise enterprise financial resource guarantee power, enterprise financial resource operation power, enterprise financial resource management and control power, enterprise financial resource fusion power and enterprise financial resource innovation power;
as shown in table 1, the financial and financial resources guaranteeing capability includes a financing capability module, a credit management module, and a contract management module; the system comprises a financing capacity module, a credit management module and a credit management module, wherein the financing capacity module is embodied through a financing channel, a financing speed and a financing cost, the credit management module is embodied through a liability level and an enterprise credit rating, and the credit management module is embodied through a contract performance condition;
the financial resource operation power comprises an investment capacity module and a turnover efficiency module; the system comprises an investment capacity module through an investment channel and investment income, and a turnover efficiency module through receivable management, inventory management and payable management;
the financial resource management and control force comprises a basic management module, a liquidity management module, a risk management and control module, a compliance management module, a cost management and control module, a budget management module and a performance management module; the method specifically embodies a basic management module through an organization system, enterprise culture and environmental parameters, embodies liquidity management through operation fund management, payment and settlement and centralized management, and embodies risk management and control through risk management policies, internal control and client credit management;
the financial and financial resource fusion force comprises an internal fusion module and an external fusion module; the internal fusion module is embodied through business and property fusion and group subsidiary company fusion, and the external fusion module is embodied through enterprise and fund fusion and upstream and downstream fusion;
the financial and financial resource innovation comprises an idea innovation module, a mode innovation module, a means/channel innovation module and a tool/technology innovation module.
Step 2, data processing:
taking enterprise financial resources as a core, building an enterprise financial resources support model with enterprise financial resources guarantee power, enterprise financial resources operation power, enterprise financial resources control power, enterprise financial resources integration power and enterprise financial resources innovation power, and establishing a corresponding relation between enterprise pictorial questionnaire content and the five-force model;
the corresponding relationship is as follows:
the enterprise image questionnaire relates to 13 topics and 94(7+9+8+10+9+4+6+5+5+11+7+4+9) options corresponding to the 13 topics; with AnmAn m-option representing an nth topic;
wherein options related to enterprise financial asset security in the enterprise portrait questionnaire include:
A2FA2GA2HA2IA3AA3BA3CA3DA3EA3FA3GA3HA4DA4EA4FA4GA4HA4IA6DA7AA7BA7CA7DA7EA7FA10CA10HA11FA11G；
options related to enterprise financial operations include:
A3AA3BA3CA3DA3EA3FA3GA3HA4IA6AA6BA6CA6DA7AA7BA7CA7DA7EA7FA10AA10BA10CA10DA10EA10FA10GA10HA10IA10JA10K；
options related to enterprise financial resources management include:
A4IA8AA8BA8CA8DA8EA9AA9BA9CA9DA9EA10AA10CA10DA10EA10FA10GA10HA10IA10JA10KA11AA11BA11CA11DA11EA11FA11GA13BA13CA13DA13E；
options related to enterprise financial and resource fusion include:
A2FA2GA2HA2IA6AA6BA6CA7AA7BA7CA7DA7EA7FA9AA9BA9CA10AA10BA10CA10DA10EA10FA10GA10HA10IA10JA10KA12AA12BA12CA12D；
options related to enterprise financial asset innovations include:
A2HA4HA8AA8BA8CA8DA8EA10BA11DA12AA12BA12CA12DA13AA13BA13CA13DA13EA13FA13GA13HA13I；
table 1:
Figure BDA0002515683230000051
Figure BDA0002515683230000061
step 3, calculating and feeding back enterprise portrait questionnaire
3-1, establishing the scores of all the options in the five-force model by using a mixed standard scale method, manually setting the scores of the options in each question, and setting the score of the option lower than the anchoring condition as 0; equal to 5 minutes for the setting of the anchoring condition; setting 10 minutes above the anchoring condition; as shown in table 2 below:
table 2:
grade Score of
Difference (lower than anchor value) 0
Middle (anchoring value) 5
Good (higher than anchor value) 10
For example: topic 1 has A-E5 options, where A1AThe fraction is set to 0, A1BThe score is set to 10; a. the1CThe score is set to 5; a. the1DThe score is set to 5; a. the1EThe score is set to 10; the score of each option is used for the total score calculation of each subsequent dimension, and the score setting of each option is determined according to the preset anchoring condition; and the anchoring conditions for each topic are determined synthetically from experience and data.
3-2, setting coefficient questions according to the enterprise status, and associating the relationship between the coefficient questions and the enterprise portrait questionnaire questions (considering positive and negative acting forces), as a simple example, the enterprise with high industrial status can more easily do the same, and the scores of the enterprises of the type are discounted; for the control degree of financial resources, it is difficult for enterprises with high industrial status to perform real-time visible and centralized management of capital status, and at this time, the scores of enterprises with lower industrial status should be discounted.
To sum upThe question types of the enterprise portrait questionnaire are all multi-choice questions, and the multiple option answers are divided into 4 types, namely a coefficient question (M) and a question (L) which is positively related to the coefficient question1) Question (L) inversely related to coefficient question2) And a topic (N) independent of the coefficient topic.
Let XiIs the sum of the i (i ═ 1,2,3,4,5) dimensions, where X1，X2，X3，X4，X5Respectively corresponding to the scores of the financial resource guarantee power, the financial resource operation power, the financial resource control power, the financial resource fusion power and the financial resource innovation power; miFor the ith dimension coefficient question score,
Figure BDA0002515683230000071
is the corresponding forward-direction coefficient and is,
Figure BDA0002515683230000072
specific values for the corresponding inversion coefficients are shown in table 3 below; l isi1Score the ith dimension for the forward question, Li2Scoring an ith dimension negative topic; n is a radical ofiFor the score of the ith dimension-independent topic, then:
Figure BDA0002515683230000073
TABLE 3
Figure BDA0002515683230000074
The forward coefficient
Figure BDA0002515683230000075
And coefficient of inversion
Figure BDA0002515683230000076
The item is confirmed by the title in the enterprise portrait questionnaire, and is specifically confirmed by the option corresponding to the title.
3-3, calculating to obtain the total score X of each dimensioniAnd then carrying out standardization (dimensionless) according to the following standardization formula:
Figure BDA0002515683230000081
said miniIs a preset minimum dimension total score of the ith dimension; maxiIs a preset maximum dimension total score of the ith dimension;
after standardization, Xi'∈[0,1]Is mixing XiMultiplying by 100 to obtain the normalized fraction X of the ith dimensioni", the weight between the five force dimensions is 1: 1: 1: 1: 1, obtaining a five-force dimensionality total score, and adding a basic score of 300 to finally obtain a financial and resource total score;
3-4, setting grade standards (divided into 4 grades) as shown in table 4, converting the scores into grades and then forming feedback reports to be fed back to enterprises; the feedback report comprises a total score level and a level of each dimension.
TABLE 4
Single dimension score (X after normalization)i”) Total points of financial resources Grade
[0,25) [300,425) In general
[25,50) [425,550) Good effect
[50,75) [550,675) Is excellent in
[75,100] [675,800] Good praise
。

Claims (6)

1. A method for realizing the digitalized self-portrait dynamic depiction of the financial resources of enterprises in an interactive mode is characterized by comprising the following steps:
step 1, data acquisition:
connecting an enterprise through a financial and financial service platform, and inviting the enterprise to fill in an interactive enterprise portrait questionnaire;
step 2, data processing:
starting from the financial resources of an enterprise, constructing an enterprise financial resources five-force model which takes enterprise financial resources guarantee power, enterprise financial resources operation power, enterprise financial resources management and control power, enterprise financial resources integration power and enterprise financial resources innovation power as main frameworks, and establishing a corresponding relation between enterprise image questionnaire content and the five-force model;
step 3, portrait generation: and calculating and analyzing the contents of the portrait questionnaire submitted by the enterprise, and feeding the portrait result back to the relevant party.
3-1, establishing the scores of all the options in the five-force model by using a mixed standard scale method, manually setting the scores of the options in each question, and setting the score of the option lower than the anchoring condition as 0; equal to 5 minutes for the setting of the anchoring condition; setting 10 minutes above the anchoring condition;
3-2, setting a coefficient question according to the enterprise status, and associating the relationship between the coefficient question and the enterprise portrait questionnaire question; the question types of the enterprise portrait questionnaire are all multi-choice questions, and a plurality of option answers are divided into 4 types,
3-3, calculating to obtain the total score X of each dimensioniThen, performing a normalization process, wherein X1，X2，X3，X4，X5Respectively correspond to the financial resources guarantee power, the financial resources operation power and the financial resourcesScoring of resource control power, financial and financial resource fusion power and financial resource innovation power;
3-4, setting a grade standard, converting the score into a grade, and forming a feedback report to be fed back to the enterprise; the feedback report comprises a total score level and a level of each dimension.
2. The method of claim 1, wherein the content of the enterprise portrait questionnaire specifically includes enterprise financial security, enterprise financial operation, enterprise financial management and control, enterprise financial integration, and enterprise financial innovation;
the financial and financial resources guaranteeing capacity comprises a financing capacity module, a credit management module and a contract management module; the system comprises a financing capacity module, a credit management module and a credit management module, wherein the financing capacity module is embodied through a financing channel, a financing speed and a financing cost, the credit management module is embodied through a liability level and an enterprise credit rating, and the credit management module is embodied through a contract performance condition;
the financial resource operation power comprises an investment capacity module and a turnover efficiency module; the system comprises an investment capacity module through an investment channel and investment income, and a turnover efficiency module through receivable management, inventory management and payable management;
the financial resource management and control force comprises a basic management module, a liquidity management module, a risk management and control module, a compliance management module, a cost management and control module, a budget management module and a performance management module; the method specifically embodies a basic management module through an organization system, enterprise culture and environmental parameters, embodies liquidity management through operation fund management, payment and settlement and centralized management, and embodies risk management and control through risk management policies, internal control and client credit management;
the financial and financial resource fusion force comprises an internal fusion module and an external fusion module; the internal fusion module is embodied through business and property fusion and group subsidiary company fusion, and the external fusion module is embodied through enterprise and fund fusion and upstream and downstream fusion;
the financial and financial resource innovation comprises an idea innovation module, a mode innovation module, a means/channel innovation module and a tool/technology innovation module.
3. The method for interactively implementing digital self-portrait dynamic depiction of enterprise financial resources according to claim 1 or 2, wherein in the data processing of step 2, the correspondence between the contents of enterprise portrait questionnaire and the five-force model is as follows:
the enterprise image questionnaire relates to 13 topics and 94 options corresponding to the 13 topics; the number of options corresponding to each topic is 7+9+8+10+9+4+6+5+5+11+7+4+ 9; with AnmAn m-option representing an nth topic;
wherein the options related to enterprise financial resource security in the base representation questionnaire include:
A2FA2GA2HA2IA3AA3BA3CA3DA3EA3FA3GA3HA4DA4EA4FA4GA4HA4IA6DA7AA7BA7CA7DA7EA7FA10CA10HA11FA11G；
options related to enterprise financial operations include:
A3AA3BA3CA3DA3EA3FA3GA3HA4IA6AA6BA6CA6DA7AA7BA7CA7DA7EA7FA10AA10BA10CA10DA10EA10FA10GA10HA10IA10JA10K；
options related to enterprise financial resources management include:
A4IA8AA8BA8CA8DA8EA9AA9BA9CA9DA9EA10AA10CA10DA10EA10FA10GA10HA10IA10JA10KA11AA11BA11CA11DA11EA11FA11GA13BA13CA13DA13E；
options related to enterprise financial and resource fusion include:
A2FA2GA2HA2IA6AA6BA6CA7AA7BA7CA7DA7EA7FA9AA9BA9CA10AA10BA10CA10DA10EA10FA10GA10HA10IA10JA10KA12AA12BA12CA12D；
options related to enterprise financial asset innovations include:
A2HA4HA8AA8BA8CA8DA8EA10BA11DA12AA12BA12CA12DA13AA13BA13CA13DA13EA13FA13GA13HA13I。
4. the method as claimed in claim 3, wherein the question types of the enterprise image questionnaire in step 3 are all multiple-choice questions, and the multiple-choice answers are divided into 4 types, namely, a coefficient question (M) and a question (L) associated with the coefficient question in the forward direction1) Question (L) inversely related to coefficient question2) A topic (N) independent of the coefficient topic;
let XiIs the total score of the ith dimension, wherein i is 1,2,3,4, 5; x1，X2，X3，X4，X5Respectively corresponding to the scores of the financial resource guarantee power, the financial resource operation power, the financial resource control power, the financial resource fusion power and the financial resource innovation power; miScoring the ith dimension coefficient question，
Figure FDA0002515683220000031
Is the corresponding forward-direction coefficient and is,
Figure FDA0002515683220000032
specific values for the corresponding inversion coefficients are shown in table 3 below; l isi1Score the ith dimension for the forward question, Li2Scoring an ith dimension negative topic; n is a radical ofiFor the score of the ith dimension-independent topic, then:
Figure FDA0002515683220000033
TABLE 3
Figure FDA0002515683220000034
The forward coefficient
Figure FDA0002515683220000035
And coefficient of inversion
Figure FDA0002515683220000036
The item is confirmed by the title in the enterprise portrait questionnaire, and is specifically confirmed by the option corresponding to the title.
5. The method of claim 4, wherein the step 3-3 of normalizing is performed again, and the normalization formula is as follows:
Figure FDA0002515683220000041
said miniIs a preset minimum dimension total score of the ith dimension; maxiIs a preset maximum dimension total score of the ith dimension;
after the standardization is completed,Xi’∈[0，1]is mixing XiMultiplying by 100 to obtain the normalized fraction X of the ith dimensioniAnd the weight of the five force dimensions is 1: 1, the total score of the five force dimensions is obtained, and the total score of the financial and resource resources is finally obtained by adding the basic score of 300.
6. The method for interactively implementing digital self-portrait dynamic portrayal of enterprise financial resources according to claim 5, wherein the ranking criteria of steps 3-4 are shown in Table 4:
table 4: grade standard
Single dimension score (X after normalization)i″) Total points of financial resources Grade [0，25) [300，425) In general [25，50) [425，550) Good effect [50，75) [550，675) Is excellent in [75，100] [675，800] Good praise
。
CN202010475435.7A 2020-05-29 2020-05-29 Method for realizing digital self-portrait dynamic portrayal of enterprise financial and resource resources in interactive mode Pending CN111784485A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN202010475435.7A CN111784485A (en) 2020-05-29 2020-05-29 Method for realizing digital self-portrait dynamic portrayal of enterprise financial and resource resources in interactive mode

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN202010475435.7A CN111784485A (en) 2020-05-29 2020-05-29 Method for realizing digital self-portrait dynamic portrayal of enterprise financial and resource resources in interactive mode

Publications (1)

Publication Number Publication Date
CN111784485A true CN111784485A (en) 2020-10-16

Family

ID=72754072

Family Applications (1)

Application Number Title Priority Date Filing Date
CN202010475435.7A Pending CN111784485A (en) 2020-05-29 2020-05-29 Method for realizing digital self-portrait dynamic portrayal of enterprise financial and resource resources in interactive mode

Country Status (1)

Country Link
CN (1) CN111784485A (en)

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN112529433A (en) * 2020-12-16 2021-03-19 北京国网信通埃森哲信息技术有限公司 Enterprise financial evaluation management method, system, equipment and storage medium based on health state
CN113449019A (en) * 2021-08-30 2021-09-28 帕特思科技咨询(杭州)有限公司 Industrial resource comprehensive digital platform building method

Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN102629296A (en) * 2012-02-29 2012-08-08 浙江工商大学 Enterprise credit evaluation method based on gray fuzzy
CN107563630A (en) * 2017-08-25 2018-01-09 前海梧桐（深圳）数据有限公司 Enterprise's methods of marking and its system based on various dimensions
CN108564487A (en) * 2018-03-30 2018-09-21 湖南标普互联信息科技有限公司 A kind of realization method and system of enterprises service platform
CN109584976A (en) * 2018-10-30 2019-04-05 嘉兴太美医疗科技有限公司 Drug Warning System and method comprising user's portrait grade evaluation and grade training
CN109658478A (en) * 2017-10-10 2019-04-19 爱信诺征信有限公司 It is a kind of that the method and system of enterprise's portrait are provided
CN110689225A (en) * 2019-08-26 2020-01-14 深圳壹账通智能科技有限公司 Enterprise financial risk portrait creation method based on outbound call and related equipment

Patent Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN102629296A (en) * 2012-02-29 2012-08-08 浙江工商大学 Enterprise credit evaluation method based on gray fuzzy
CN107563630A (en) * 2017-08-25 2018-01-09 前海梧桐（深圳）数据有限公司 Enterprise's methods of marking and its system based on various dimensions
CN109658478A (en) * 2017-10-10 2019-04-19 爱信诺征信有限公司 It is a kind of that the method and system of enterprise's portrait are provided
CN108564487A (en) * 2018-03-30 2018-09-21 湖南标普互联信息科技有限公司 A kind of realization method and system of enterprises service platform
CN109584976A (en) * 2018-10-30 2019-04-05 嘉兴太美医疗科技有限公司 Drug Warning System and method comprising user's portrait grade evaluation and grade training
CN110689225A (en) * 2019-08-26 2020-01-14 深圳壹账通智能科技有限公司 Enterprise financial risk portrait creation method based on outbound call and related equipment

Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN112529433A (en) * 2020-12-16 2021-03-19 北京国网信通埃森哲信息技术有限公司 Enterprise financial evaluation management method, system, equipment and storage medium based on health state
CN113449019A (en) * 2021-08-30 2021-09-28 帕特思科技咨询(杭州)有限公司 Industrial resource comprehensive digital platform building method
CN113449019B (en) * 2021-08-30 2021-11-26 帕特思科技咨询(杭州)有限公司 Industrial resource comprehensive digital platform building method

Similar Documents

Publication Publication Date Title
Matambalya et al. The role of ICT for the performance of SMEs in East Africa: empirical evidence from Kenya and Tanzania
Blomstrom et al. Human capital and inward FDI
Ferrando et al. Financing obstacles among euro area firms: Who suffers the most?
Petit et al. Technology and the future of European Employment
Davis et al. The rural non-farm economy in Central and Eastern Europe
CN111784485A (en) Method for realizing digital self-portrait dynamic portrayal of enterprise financial and resource resources in interactive mode
Owan et al. Diversification and economic growth in Nigeria (1981–2016): An econometric approach based on ordinary least squares (OLS)
Felicia et al. The Impact of Banks” Activities on Economic Development in Nigeria
Maldeni et al. Information and communication technology usage
Cao et al. Top management team stability and enterprise innovation: A chairman's implicit human capital perspective
Ifinedo Towards e-government in a Sub-Saharan African country: Impediments and initiatives in Nigeria
Barus et al. Effect of asset quality on the financial performance of savings and credit societies in Kenya
CN111553574A (en) Case allocation method and device, electronic device and computer-readable storage medium
Malik et al. The performance of Nigerian manufacturing firms: report on the Nigerian manufacturing enterprise survey
Njuguna Factors Affecting Effective Participation of Micro and Small Enterprises in Public Procurement in Kenya
Lal Information and communication technologies in the context of globalization: Evidence from developing countries
Faia et al. Monetary policy and the cost of heterogeneous wage rigidity: Evidence from the stock market
Edwards Skilled and Unskilled Foreign Labour in Malaysian Development–A Strategic Shift?
Summers Community Economic Vitality: Major Trends and Selected Issues.
Sabo An Assessment of the Determinants of the Nigerian Banking Industry Profitability Using Panel Evidence From Nigerian Commercial Banks
Li et al. Supply Chain Finance for Targeted Poverty Alleviation: A Case Study of Suning
Otieno et al. Foreign Direct Investments and Economic Growth: A Critical Literature Review
Ailemen et al. An evaluation of investment in human capital development on the performance of microfinance banks (MFB) in Nigeria
Pedersen How is BI used in industry?: Report from a knowledge exchange network
Iqbal Measuring credit risk in a quantitative way for countryside microfinance institutions: Case study of China

Legal Events

Date Code Title Description
PB01 Publication
PB01 Publication
SE01 Entry into force of request for substantive examination
SE01 Entry into force of request for substantive examination
CB02 Change of applicant information

Address after: Room 236, building 3, no.1500, Wenyi West Road, Cangqian street, Yuhang District, Hangzhou City, Zhejiang Province, 310013

Applicant after: Zhejiang Baorong Technology Co.,Ltd.

Address before: Room 236, building 3, no.1500, Wenyi West Road, Cangqian street, Yuhang District, Hangzhou City, Zhejiang Province, 310013

Applicant before: Zhejiang Baorong Technology Co.,Ltd.

CB02 Change of applicant information