CN111754330A - Interest-counting device and method for regular account to be paid in advance - Google Patents
Interest-counting device and method for regular account to be paid in advance Download PDFInfo
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- CN111754330A CN111754330A CN202010596103.4A CN202010596103A CN111754330A CN 111754330 A CN111754330 A CN 111754330A CN 202010596103 A CN202010596103 A CN 202010596103A CN 111754330 A CN111754330 A CN 111754330A
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- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
Abstract
The invention provides an interest-counting device and method for paying out a regular account in advance, wherein the device comprises: the interest rate acquisition module is used for inquiring and acquiring the time layering interest rate code of the regular account based on the actual storage period of the regular account; inquiring and obtaining a money layering interest rate code corresponding to the time layering interest rate code of the regular account based on the advanced money drawing of the quota account; inquiring to obtain interest rate corresponding to the money layered interest rate code; and the interest charging module is used for obtaining the interest charged in advance according to the actual deposit period, the advance charging amount and the interest rate of the regular account. The invention can obtain the interest paid in advance by the regular account and has high accuracy.
Description
Technical Field
The invention relates to the technical field of computer modeling, in particular to an interest-counting device and method for paying out a regular account in advance.
Background
For the case of the user's prior payment, the bank should calculate interest for the actual term and amount of deposit and pay the user. The current common mode of interest in the industry is to calculate interest based on the current interest rate of the card on the day when it was paid in advance. That is, a regular account that is not filled for a period is considered to be an account that is alive to pay interest. Under the existing mode of using the current interest rate for interest calculation by drawing in advance, the interest rate for interest calculation is only related to the current interest rate of the current day, so that the finally calculated interest is not accurate.
Disclosure of Invention
The embodiment of the invention provides an interest-counting device for paying out a regular account in advance, which is used for obtaining the interest counted out by the regular account in advance and has high accuracy, and the device comprises:
the interest rate acquisition module is used for inquiring and acquiring the time layering interest rate code of the regular account based on the actual storage period of the regular account; inquiring and obtaining a money layering interest rate code corresponding to the time layering interest rate code of the regular account based on the advanced money drawing of the quota account; inquiring to obtain interest rate corresponding to the money layered interest rate code;
and the interest charging module is used for obtaining the interest charged in advance according to the actual deposit period, the advance charging amount and the interest rate of the regular account.
The embodiment of the invention provides an interest accounting method for paying out a regular account in advance, which is used for obtaining the interest paid out by the regular account in advance and has high accuracy, and the method comprises the following steps:
inquiring and acquiring a time layering interest rate code of the regular account based on the actual storage period of the regular account;
inquiring and obtaining a money layering interest rate code corresponding to the time layering interest rate code of the regular account based on the advanced money drawing of the quota account;
inquiring to obtain interest rate corresponding to the money layered interest rate code;
and obtaining interest paid in advance according to the actual deposit period, the advance payment amount and the interest rate of the regular account.
The embodiment of the invention also provides computer equipment which comprises a memory, a processor and a computer program which is stored on the memory and can run on the processor, wherein the processor realizes the interest accounting method for the periodic account to be paid in advance when executing the computer program.
The embodiment of the invention also provides a computer readable storage medium, which stores a computer program for executing the interest-counting method for the periodic account advance drawing.
In the embodiment of the invention, the interest rate obtaining module is used for inquiring and obtaining the time layering interest rate code of the regular account based on the actual storage period of the regular account; inquiring and obtaining a money layering interest rate code corresponding to the time layering interest rate code of the regular account based on the advanced money drawing of the quota account; inquiring to obtain interest rate corresponding to the money layered interest rate code; and the interest charging module is used for obtaining the interest charged in advance according to the actual deposit period, the advance charging amount and the interest rate of the regular account. In the system, the time layered interest rate code and the money layered interest rate code are provided, the interest rate corresponding to the regular account is obtained through nested query, and compared with the mode that the conventional regular account is regarded as a current account for interest charging when being taken in advance, the interest charging method and the system have the advantages that the obtained interest charging accuracy is high, the accuracy is higher, and the user satisfaction degree is high.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the drawings without creative efforts. In the drawings:
FIG. 1 is a schematic diagram of an apparatus for charging an account based on an advance withdrawal of a regular account according to an embodiment of the present invention;
FIG. 2 is a diagram illustrating an example of an interest-bearing method for periodic account pre-debiting according to the present invention;
FIG. 3 is a diagram of a computer device in an embodiment of the invention.
Detailed Description
In order to make the objects, technical solutions and advantages of the embodiments of the present invention more apparent, the embodiments of the present invention are further described in detail below with reference to the accompanying drawings. The exemplary embodiments and descriptions of the present invention are provided to explain the present invention, but not to limit the present invention.
In the description of the present specification, the terms "comprising," "including," "having," "containing," and the like are used in an open-ended fashion, i.e., to mean including, but not limited to. Reference to the description of the terms "one embodiment," "a particular embodiment," "some embodiments," "for example," etc., means that a particular feature, structure, or characteristic described in connection with the embodiment or example is included in at least one embodiment or example of the application. In this specification, the schematic representations of the terms used above do not necessarily refer to the same embodiment or example. Furthermore, the particular features, structures, or characteristics described may be combined in any suitable manner in any one or more embodiments or examples. The sequence of steps involved in the embodiments is for illustrative purposes to illustrate the implementation of the present application, and the sequence of steps is not limited and can be adjusted as needed.
Fig. 1 is a schematic diagram of an account counting device for periodic account advance payment according to an embodiment of the present invention, as shown in fig. 1, the system includes:
the interest rate acquisition module is used for inquiring and acquiring the time layering interest rate code of the regular account based on the actual storage period of the regular account; inquiring and obtaining a money layering interest rate code corresponding to the time layering interest rate code of the regular account based on the advanced money drawing of the quota account; inquiring to obtain interest rate corresponding to the money layered interest rate code;
and the interest charging module is used for obtaining the interest charged in advance according to the actual deposit period, the advance charging amount and the interest rate of the regular account.
In the device provided by the embodiment of the invention, the time layered interest rate code and the money layered interest rate code are provided, the interest rate corresponding to the regular account is obtained through nested query, and compared with the existing mode that the regular account is regarded as a current account for interest charging when being taken in advance, the interest charging obtained by the embodiment of the invention has the advantages of high accuracy, higher accuracy and high user satisfaction degree.
In specific implementation, the early fetching means: when a user opens a regular deposit account in a bank, the date of the amount of money expiration is generally appointed, and when the user withdraws money on the expiration date, the bank pays set interest to the user according to the appointed interest rate. If the user needs to draw part or all of the money before the user is not due, the user is considered to draw in advance, and the bank can calculate the interest due according to the previously agreed interest calculation mode, which is generally reduced compared with the normally expired interest. In addition to banks, if an account management mode similar to a regular account is used in financial products of other financial institutions, the interest calculation mode of the advance drawing is also applicable.
For the deposit business of the bank, the deposit should be absorbed as much as possible, and the situation of taking in advance is not subjective. However, under the principle of "free deposit and free withdrawal", a scene that the client draws in advance is objectively generated. Therefore, it is necessary for banks to design a method for paying in advance, which is acceptable by customers and easy to popularize, and is helpful for banks to effectively retain the deposit amount and reduce the fund loss.
In order to facilitate query of the time-tier interest rate code and the money-tier interest rate code, an embodiment of the present invention provides a manner of querying a table, and in an embodiment, the interest rate obtaining module is specifically configured to:
based on the actual storage period of the regular account, inquiring the time layering interest rate code of the regular account from a time layering interest rate code table, wherein the time layering interest rate code table is used for storing the time layering interest rate codes of different types of regular accounts;
inquiring a money layering interest rate code corresponding to a time layering interest rate code of the regular account from a money layering interest rate code table based on the amount paid in advance of the quota account, wherein the money layering interest rate code table is used for storing money layering interest rate codes corresponding to the time layering interest rate codes of different types of regular accounts;
and inquiring the interest rate corresponding to the money hierarchical interest rate code from the interest rate table, wherein the interest rate table is used for storing the interest rates corresponding to the money hierarchical interest rate codes corresponding to the time hierarchical interest rate codes of the different types of regular accounts.
In the above embodiment, the account of a given period is configured with a time-tiered interest rate code, and the time-tiered interest rate code is in a time-tiered condition. The time-tiered interest rate code table is used for storing time-tiered interest rate codes of different kinds of regular accounts, for example, table 1 is an example of the time-tiered interest rate code table in the embodiment of the present invention.
TABLE 1 example of time-tiered interest rate code tables
| Periodic accounts | Time-tiered interest rate code |
| Periodic account X | T000 |
| Periodic account Y | T100 |
| Periodic account Z | T200 |
The amount hierarchical interest rate code table is used for storing amount hierarchical interest rate codes corresponding to time hierarchical interest rate codes of different types of regular accounts, one or more amount hierarchical interest rate code tables can be provided and are customized according to the convenience of query and use, and the table 2 is an example of the amount hierarchical interest rate code table corresponding to one time hierarchical interest rate code of the regular account X in the embodiment of the invention.
TABLE 2 time-tiered interest rate code for periodic account X
When the payment occurs in advance, the bank system firstly obtains the actual deposit period of the amount of money, and then obtains the corresponding value-based layered interest rate code according to the length of the period. For example, if a user opens a regular account with a deposit period of 12 months on 1/2019, and performs early withdrawal on 5/1/2019, the actual deposit period is 4 months, and the value is greater than the first layer value (3 months) of the time-layered interest rate code and less than or equal to the second layer value (6 months), the amount-layered interest rate code T002 corresponding to the second layer is obtained.
The interest rate table is used for storing interest rates corresponding to the amount hierarchical interest rate codes corresponding to the time hierarchical interest rate codes of different types of regular accounts, the number of the interest rate tables can be multiple, the interest rate tables can be customized according to query convenience, and the tables 3, 4 and 5 are examples of the interest rate tables corresponding to the three amount hierarchical interest rate codes in the embodiment of the invention respectively.
TABLE 3 interest List corresponding to the amount layered interest Rate code T001
TABLE 4 interest List corresponding to the amount layered interest Rate code T002
TABLE 5 interest List corresponding to the amount layered interest Rate code T003
For example, if the user has obtained the value layered interest rate code T002 according to the actual period of deposit, the user needs to confirm the specific interest rate according to the amount of withdrawal. If the amount of money paid by the customer is 900,000 yuan, the value is larger than the first layer value (100,000 yuan) of the money layered interest rate code, and is smaller than or equal to the second layer value (1,000,000 yuan), and the interest rate corresponding to the second layer is obtained by 0.25%.
In an embodiment, the apparatus further includes an interest rate code parameter setting module, configured to configure the time tiered interest rate codes, the amount tiered interest rate codes, and the interest rates of the different kinds of periodic accounts in the time tiered interest rate code table, the amount tiered interest rate code table, and the interest rate table, based on attribute characteristics of the different kinds of periodic accounts.
In the above embodiment, the attribute features of the different types of periodic accounts are different, and the time-tiered interest rate code, the amount-tiered interest rate code and the interest rate of the different types of periodic accounts can be set accordingly. The attribute characteristics may be type, age, user rating, etc.
In an embodiment, the apparatus further includes a periodic account configuration module configured to extract attribute features of different types of periodic accounts based on the set attribute information of the different types of periodic accounts.
In the above embodiment, the attribute characteristics of different types of periodic accounts may be extracted from the attribute information, which may be the type of periodic account, such as currency, expiration date, or the specific needs of the user. In this way, the set parameters can be automatically brought into the account when the account is opened, so that the attribute maintenance of the account opening is reduced.
As can be seen from the above example, the pre-payout rate of the regular account is determined based on both the actual deposit period and the amount of money. The interest paid in advance can be obtained by the interest paying module according to the actual deposit period, the advance paying amount and the interest rate of the regular account, and the calculation formula is as follows: interest is the amount paid in advance x interest rate x actual life.
The advance payout amount may be the entire amount of the user's regular account or may be a partial amount.
The format of the interest rate storage in the general banking system is the annual interest rate, and the daily interest rate is used for calculation when actually calculating interest, so that the annual days 365 or 366 of the interest year also needs to be acquired so as to be converted into the daily interest rate.
The actual deposit period is the actual deposit days of the account, and the total days from the account opening date to the collection date are calculated, including the account opening date and the collection date.
After the values of the items are obtained, calculation can be carried out according to a formula. From the examples of tables 1-5, the interest values are: interest is an advanced withdrawal amount × interest rate × actual storage period, an advanced withdrawal amount × (annual rate/365) × (withdrawal date-open date) ═ 900,000 × 0.25%/365 × (5/1/2019) × (739.73).
In summary, in the system provided in the embodiment of the present invention, the interest rate obtaining module is configured to query and obtain the time-tiered interest rate code of the regular account based on the actual storage period of the regular account; inquiring and obtaining a money layering interest rate code corresponding to the time layering interest rate code of the regular account based on the advanced money drawing of the quota account; inquiring to obtain interest rate corresponding to the money layered interest rate code; and the interest charging module is used for obtaining the interest charged in advance according to the actual deposit period, the advance charging amount and the interest rate of the regular account. In the system, the time layered interest rate code and the money layered interest rate code are provided, the interest rate corresponding to the regular account is obtained through nested query, and compared with the mode that the conventional regular account is regarded as a current account for interest charging when being taken in advance, the interest charging method and the system have the advantages that the obtained interest charging accuracy is high, the accuracy is higher, and the user satisfaction degree is high. In addition, the mode of paying the interest in advance breaks through the original mode of paying the interest according to the current interest rate on business form and interest calculation, so that the bank is facilitated to publicize and popularize to the client, the bank is facilitated to absorb deposit and retain the client fund, and the client can select more various regular deposit modes according to the condition of the client. In a word, the embodiment of the invention is beneficial to the expansion of bank deposit business.
The embodiment of the invention also provides an interest counting method for the periodic account which is drawn in advance, the principle is similar to that of an interest counting device drawn in advance by the periodic account, and the detailed description is omitted.
Fig. 2 is a schematic diagram of an interest-metering method for periodic account advance payment according to an embodiment of the present invention, as shown in fig. 2, the method includes:
and step 204, obtaining interest paid in advance according to the actual deposit period, the advance payment amount and the interest rate of the regular account.
In an embodiment, the method further comprises:
based on the actual storage period of the regular account, inquiring the time layering interest rate code of the regular account from a time layering interest rate code table, wherein the time layering interest rate code table is used for storing the time layering interest rate codes of different types of regular accounts;
inquiring a money layering interest rate code corresponding to a time layering interest rate code of the regular account from a money layering interest rate code table based on the amount paid in advance of the quota account, wherein the money layering interest rate code table is used for storing money layering interest rate codes corresponding to the time layering interest rate codes of different types of regular accounts;
and inquiring the interest rate corresponding to the money hierarchical interest rate code from the interest rate table, wherein the interest rate table is used for storing the interest rates corresponding to the money hierarchical interest rate codes corresponding to the time hierarchical interest rate codes of the different types of regular accounts.
In an embodiment, the method further comprises:
and configuring time layering interest rate codes, money layering interest rate codes and interest rates of different types of regular accounts in the time layering interest rate code table, the money layering interest rate code table and the interest rate table based on the attribute characteristics of different types of regular accounts.
In an embodiment, the method further comprises:
and extracting attribute characteristics of the different types of regular accounts based on the set attribute information of the different types of regular accounts.
In summary, in the method provided in the embodiment of the present invention, based on the actual lifetime of the regular account, the time-tiered interest rate code of the regular account is obtained through querying; inquiring and obtaining a money layering interest rate code corresponding to the time layering interest rate code of the regular account based on the advanced money drawing of the quota account; inquiring to obtain interest rate corresponding to the money layered interest rate code; and obtaining interest paid in advance according to the actual deposit period, the advance payment amount and the interest rate of the regular account. In the process, the time layered interest rate code and the money layered interest rate code are provided, the interest rate corresponding to the regular account is obtained through nested query, and compared with the mode that the conventional regular account is regarded as a current account for interest charging when being taken in advance, the interest charging method and the device are high in accuracy and high in user satisfaction. In addition, the mode of paying the interest in advance breaks through the original mode of paying the interest according to the current interest rate on business form and interest calculation, so that the bank is facilitated to publicize and popularize to the client, the bank is facilitated to absorb deposit and retain the client fund, and the client can select more various regular deposit modes according to the condition of the client. In a word, the embodiment of the invention is beneficial to the expansion of bank deposit business.
An embodiment of the present application further provides a computer device, and fig. 3 is a schematic diagram of the computer device in the embodiment of the present invention, where the computer device is capable of implementing all steps in the interest metering method for a periodic account that is paid in advance in the embodiment, and the electronic device specifically includes the following contents:
a processor (processor)301, a memory (memory)302, a communication interface (communications interface)303, and a bus 304;
the processor 301, the memory 302 and the communication interface 303 complete mutual communication through the bus 304; the communication interface 303 is used for realizing information transmission among related devices such as server-side devices, detection devices, user-side devices and the like;
the processor 301 is configured to call the computer program in the memory 302, and when the processor executes the computer program, the processor implements all the steps of the interest counting method of the periodic account advance drawing in the above embodiment.
An embodiment of the present application further provides a computer-readable storage medium, which can implement all the steps of the interest accounting method for the prior periodic account drawing in the above embodiment, and the computer-readable storage medium stores a computer program, and when the computer program is executed by a processor, the computer program implements all the steps of the interest accounting method for the prior periodic account drawing in the above embodiment.
As will be appreciated by one skilled in the art, embodiments of the present invention may be provided as a method, system, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
The above-mentioned embodiments are intended to illustrate the objects, technical solutions and advantages of the present invention in further detail, and it should be understood that the above-mentioned embodiments are only exemplary embodiments of the present invention, and are not intended to limit the scope of the present invention, and any modifications, equivalent substitutions, improvements and the like made within the spirit and principle of the present invention should be included in the scope of the present invention.
Claims (10)
1. An interest-keeping apparatus for periodic account advance debiting, comprising:
the interest rate acquisition module is used for inquiring and acquiring the time layering interest rate code of the regular account based on the actual storage period of the regular account; inquiring and obtaining a money layering interest rate code corresponding to the time layering interest rate code of the regular account based on the advanced money drawing of the quota account; inquiring to obtain interest rate corresponding to the money layered interest rate code;
and the interest charging module is used for obtaining the interest charged in advance according to the actual deposit period, the advance charging amount and the interest rate of the regular account.
2. The interest-bearing device of claim 1, wherein the interest-rate obtaining module is specifically configured to:
based on the actual storage period of the regular account, inquiring the time layering interest rate code of the regular account from a time layering interest rate code table, wherein the time layering interest rate code table is used for storing the time layering interest rate codes of different types of regular accounts;
inquiring a money layering interest rate code corresponding to a time layering interest rate code of the regular account from a money layering interest rate code table based on the amount paid in advance of the quota account, wherein the money layering interest rate code table is used for storing money layering interest rate codes corresponding to the time layering interest rate codes of different types of regular accounts;
and inquiring the interest rate corresponding to the money hierarchical interest rate code from the interest rate table, wherein the interest rate table is used for storing the interest rates corresponding to the money hierarchical interest rate codes corresponding to the time hierarchical interest rate codes of the different types of regular accounts.
3. The apparatus of claim 1, further comprising an interest rate code parameter setting module for configuring time tiered interest rate codes, amount tiered interest rate codes and interest rates of different types of periodic accounts in the time tiered interest rate code table, amount tiered interest rate code table and interest rate table based on attribute characteristics of different types of periodic accounts.
4. The apparatus for debiting a regular account in advance as claimed in claim 1, further comprising a regular account configuration module for extracting attribute features of different kinds of regular accounts based on the set attribute information of the different kinds of regular accounts.
5. An interest-counting method for periodic account advance drawing is characterized by comprising the following steps:
inquiring and acquiring a time layering interest rate code of the regular account based on the actual storage period of the regular account;
inquiring and obtaining a money layering interest rate code corresponding to the time layering interest rate code of the regular account based on the advanced money drawing of the quota account;
inquiring to obtain interest rate corresponding to the money layered interest rate code;
and obtaining interest paid in advance according to the actual deposit period, the advance payment amount and the interest rate of the regular account.
6. The method of interest accruing from a periodic account pull-in advance of claim 5, further comprising:
based on the actual storage period of the regular account, inquiring the time layering interest rate code of the regular account from a time layering interest rate code table, wherein the time layering interest rate code table is used for storing the time layering interest rate codes of different types of regular accounts;
inquiring a money layering interest rate code corresponding to a time layering interest rate code of the regular account from a money layering interest rate code table based on the amount paid in advance of the quota account, wherein the money layering interest rate code table is used for storing money layering interest rate codes corresponding to the time layering interest rate codes of different types of regular accounts;
and inquiring the interest rate corresponding to the money hierarchical interest rate code from the interest rate table, wherein the interest rate table is used for storing the interest rates corresponding to the money hierarchical interest rate codes corresponding to the time hierarchical interest rate codes of the different types of regular accounts.
7. The method of interest accruing from a periodic account pull-in advance of claim 5, further comprising:
and configuring time layering interest rate codes, money layering interest rate codes and interest rates of different types of regular accounts in the time layering interest rate code table, the money layering interest rate code table and the interest rate table based on the attribute characteristics of different types of regular accounts.
8. The method of interest accruing from a periodic account pull-in advance of claim 5, further comprising:
and extracting attribute characteristics of the different types of regular accounts based on the set attribute information of the different types of regular accounts.
9. A computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, characterized in that the processor implements the method of any of claims 5 to 8 when executing the computer program.
10. A computer-readable storage medium, characterized in that the computer-readable storage medium stores a computer program for executing the method of any one of claims 5 to 8.
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| CN202010596103.4A CN111754330A (en) | 2020-06-28 | 2020-06-28 | Interest-counting device and method for regular account to be paid in advance |
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| CN202010596103.4A CN111754330A (en) | 2020-06-28 | 2020-06-28 | Interest-counting device and method for regular account to be paid in advance |
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Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN113657992A (en) * | 2021-08-16 | 2021-11-16 | 支付宝(杭州)信息技术有限公司 | Data processing method and system |
| CN115439224A (en) * | 2022-09-15 | 2022-12-06 | 吉林银行股份有限公司 | Interest counting method, system and equipment for large-volume deposit list |
-
2020
- 2020-06-28 CN CN202010596103.4A patent/CN111754330A/en active Pending
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN113657992A (en) * | 2021-08-16 | 2021-11-16 | 支付宝(杭州)信息技术有限公司 | Data processing method and system |
| CN115439224A (en) * | 2022-09-15 | 2022-12-06 | 吉林银行股份有限公司 | Interest counting method, system and equipment for large-volume deposit list |
| CN115439224B (en) * | 2022-09-15 | 2023-08-25 | 吉林银行股份有限公司 | Method, system and equipment for counting large inventory |
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