CN111709840A - Issue system using international trade stable digital currency based on block chain - Google Patents

Issue system using international trade stable digital currency based on block chain Download PDF

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CN111709840A
CN111709840A CN202010574320.3A CN202010574320A CN111709840A CN 111709840 A CN111709840 A CN 111709840A CN 202010574320 A CN202010574320 A CN 202010574320A CN 111709840 A CN111709840 A CN 111709840A
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李文忠
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Zhongdao Xinzhifang Technology Development Co Ltd
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes

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Abstract

The invention provides an issuing system of international trade stable digital currency based on a block chain, which comprises an international trade system, a digital currency platform, an operation center and the block chain, and has the advantages that: the transaction rule is used for defining the transfer rule, the digital currency is issued through the digital currency wallet server by the international digital currency wallet through the block chain, and when the digital currency is issued, each node is set to have a unique block address, so that the intellectualization, traceability and informatization of the digital currency are realized, the data processing efficiency and the data safety can be improved when the digital currency is issued, and the user experience is improved.

Description

Issue system using international trade stable digital currency based on block chain
[ technical field ] A method for producing a semiconductor device
The invention relates to the technical field of intelligent equipment, in particular to an issuing system of international trade stable digital currency based on a block chain.
[ background of the invention ]
The currency plays a vital role in the life of people, and people can not leave the currency in clothes, eating and housing. With the rise of third parties, especially the development of mobile phone code scanning payment, the currency circulation industry tends to be paperless. The advantages of reducing the cost of direct connection banks of governments, enterprises and public institutions and ensuring the benefits of both transaction parties through third party payment are rapidly developed, but the advantages of different banks, different regions, different businesses and the like have different corresponding transaction costs, the clearing modes are also diversified, particularly for clearing across rows and regions, transfer of central rows and even unions of bank is needed, the process is complicated, and the efficiency is low.
[ summary of the invention ]
The invention aims to solve the problems that the current third party payment has various clearing modes due to different transaction costs corresponding to different banks, different regions, different services and the like, particularly the clearing of across-bank and across-region needs to pass through the transfer of central banks and even Unionpay, the process is complicated and the efficiency is low, and provides the issuing system of the stable digital currency of the international trade based on the block chain.
The invention is realized by the following technical scheme: an issuing system of stable digital currency of international trade based on a block chain comprises an international trade system, a digital currency platform, an operation center and the block chain, wherein the international trade system is used for providing management of the international trade transaction platform, providing an interface for issuing the issued currency, and operations such as application, inquiry, transfer, use, payment and termination of the issued currency, the digital currency platform is used for providing digital currency funds of the digital currency platform, supporting operations such as user application, inquiry, transfer and termination, and providing an interface for issuing the digital currency, the operation center is used for providing a processing center of each link of digital currency operation, and supporting each operation stage of digital currency operation; the blockchain is used for providing information of each stage of digital currency operation.
Further, the international trade system manages the trade according to the trade time, the international trade system comprises a block chain database, a data query unit, a data analysis unit and an issuing unit, and the block chain database is used for receiving and storing international trade data from a block chain network; the data query unit is used for receiving a query request from a user, calling corresponding international trade transaction data in the block chain database according to the query request and outputting the corresponding international trade transaction data to the user; the data analysis unit is used for analyzing, counting and mining the international trade transaction data output by the data query unit to obtain a corresponding international trade analysis result, and outputting the international trade analysis result to the data query unit; the issuing unit is used for providing the international trade analysis result for the user and issuing the issue version data of the international trade to the user according to the international trade analysis result output by the data analysis unit.
Further, the international trade transaction platform is provided with transaction rules, and the transaction rules comprise issuing rules, position holding rules and return rules; when the digital currency is issued, the trading rules are set according to the characteristics of the digital currency, namely, the position holding trading, the return trading and the trading quantity are determined according to the position holding rules and the return rules in the international trading rules, then the trading strategies are determined according to the position holding trading, the return trading and the trading quantity, the digital currency is generated and stored in a position holding trading pool and a return trading pool, finally, the trading strategies for issuing the digital currency are determined according to the issuing rules and the position holding rules in the international trading rules, the issuing trading strategies are that trading data are divided and traded through an issuing end, a trading file is generated, and the trading file is sent to the return trading pool through a data interface.
Furthermore, the international trade transaction platform also comprises a transaction flow and a channel, wherein the transaction flow is that a user initiates a transaction in the transaction flow of the digital currency, the transaction submitted by the user is recorded in a block, and the user can initiate a certain transaction flow, the initiated transaction, the transaction content, the transaction amount, the currency and the transaction date of the transaction; the channel is a platform for channel transaction of digital currency, when the number of users initiating transaction is matched with or equal to the transaction amount of the users initiating transaction, an application for a corresponding channel is sent to the users, and after the users initiate channel transaction, the platform is used for receiving channel initiated application information for the corresponding channel and processing channel transaction of the corresponding channel, wherein the channel circulates a channel and a receiving and paying channel; the number of the channels is the same as the payment number and the payment rule, when the payment number is smaller than the payment receiving number set in the payment rule, the user is used for paying the money of the corresponding payment number to the corresponding circulation channel, and when the user pays, the user is used for transferring the payment amount to the corresponding payment receiving channel of the circulation channel.
Further, the operation center comprises a block chain data server, a digital currency endorsement server, a user identity information server and a block chain information server. The digital currency endorsement server receives a user identity certificate from a user identity information server, registers in international trade information of a user according to the user identity certificate to finish identity information authentication of the user, and synchronizes the international trade information of the user passing the identity information authentication to a block chain data server for storing the international trade information. And the block chain data server receives the international trade information from the digital currency endorsement server and forwards the request for issuing the digital currency to the Chinese currency digital currency endorsement server. The endorsement server receives digital money transfer information from the blockchain data server and sends a first prompt to the user for a transfer after the user passes through any one or more of the series of transactions. And a second receiving unit that receives a request for specifying issuance of digital money from the user after the receiving unit receives the first presentation information, the issuance of digital money being digital money corresponding to the digital money from the digital money endorsement server.
Further, the transaction process is divided into: 1) the transaction initiator wallet account of the transaction initiator charges in the user wallet account of the payee; 2) generating a transaction identifier in the issuing system after a transaction initiator wallet account of a transaction initiator has retrieved digital currency therefrom; 3) an issuing system stores a transaction initiator wallet account and a transaction identifier for a transaction initiator while generating an issuing transaction identifier in the issuing system; 4) the issuing system sends transaction data, a transaction identifier of the transaction data, an issuing transaction identifier and transaction data to a transaction initiator; 5) when the transaction initiator charges in the transaction initiator wallet account, the transaction initiator wallet account obtains digital money from the transaction initiator wallet account, and the transaction initiator wallet account deposits the digital money into the issuing system; 6) the issuing system calls a data interface to transfer the digital money to a wallet account issuing the transaction identifier, the transaction initiator wallet account deposits the digital money to a corresponding wallet account, calls a blockchain account, and transfers the digital money from the transaction initiator wallet account to the wallet account issuing the transaction identifier; 7) the blockchain account deposits digital currency into the wallet account issuing the transaction identifier and publishes the digital currency on the blockchain; 8) and after the issuing system receives the transaction data, calling a data interface and storing the data interface into the block chain.
Further, the digital currency issuing platform includes one or more international trade stable digital currency purses, a digital currency purse server, and an information interface for data interaction with the fund transaction platform, the international trade stable digital currency facilitator, and the fund holder. The fund member user transfers the balance of the fund member account to the digital money wallet, the digital money wallet server receives the digital money transferred by the fund member user, records the account balance of the user, transfers the digital money of the user to the account of the fund holder user, and the information interface for data exchange transfers the balance of the fund member user account of the fund member user to the digital money wallet. When a fund member user issues, the fund member user and the issuer user transfer digital money to a fund holder user account, and when the fund member user issues, the fund member transfers the user's account to a digital money wallet.
Further, all nodes in the block chain can inquire and identify the digital currency, and each node has a unique block address, so that the intellectualization, traceability and informatization of the digital currency are realized.
Further, after the transaction information of the digital money wallet passes through the digital money wallet server, the information of each transaction is recorded in the transaction recording area, and the relevant records are correspondingly recorded according to the data source of the digital money wallet transaction.
The invention has the beneficial effects that:
the transaction rule is used for defining the transfer rule, the digital currency is issued through the digital currency wallet server by the international digital currency wallet through the block chain, and when the digital currency is issued, each node is set to have a unique block address, so that the intellectualization, traceability and informatization of the digital currency are realized, the data processing efficiency and the data safety can be improved when the digital currency is issued, and the user experience is improved.
[ description of the drawings ]
Fig. 1 is a schematic diagram of a flow chart of an issuing system for international trade stable digital currency based on a blockchain according to the present invention.
[ detailed description ] embodiments
The invention is further described below:
an issuing system of stable digital currency of international trade based on a block chain comprises an international trade system, a digital currency platform, an operation center and the block chain, wherein the international trade system is used for providing management of the international trade transaction platform, providing an interface for issuing the issued currency, and operations such as application, inquiry, transfer, use, payment and termination of the issued currency, the digital currency platform is used for providing digital currency funds of the digital currency platform, supporting operations such as user application, inquiry, transfer and termination, and providing an interface for issuing the digital currency, the operation center is used for providing a processing center of each link of digital currency operation, and supporting each operation stage of digital currency operation; the blockchain is used for providing information of each stage of digital currency operation.
Preferably, the international trading system manages the trade according to the trade time, the international trading system comprises a block chain database, a data query unit, a data analysis unit and an issuing unit, and the block chain database is used for receiving and storing international trade data from a block chain network; the data query unit is used for receiving a query request from a user, calling corresponding international trade transaction data in the block chain database according to the query request and outputting the corresponding international trade transaction data to the user; the data analysis unit is used for analyzing, counting and mining the international trade transaction data output by the data query unit to obtain a corresponding international trade analysis result, and outputting the international trade analysis result to the data query unit; the issuing unit is used for providing the international trade analysis result for the user and issuing the issue version data of the international trade to the user according to the international trade analysis result output by the data analysis unit.
Preferably, the international trade transaction platform is provided with transaction rules, and the transaction rules comprise issuing rules, position taking rules and return rules; when the digital currency is issued, the trading rules are set according to the characteristics of the digital currency, namely, the position holding trading, the return trading and the trading quantity are determined according to the position holding rules and the return rules in the international trading rules, then the trading strategies are determined according to the position holding trading, the return trading and the trading quantity, the digital currency is generated and stored in a position holding trading pool and a return trading pool, finally, the trading strategies for issuing the digital currency are determined according to the issuing rules and the position holding rules in the international trading rules, the issuing trading strategies are that trading data are divided and traded through an issuing end, a trading file is generated, and the trading file is sent to the return trading pool through a data interface.
Preferably, the international trade transaction platform further comprises a transaction flow and a channel, wherein the transaction flow is that a user initiates a transaction in a transaction flow of digital currency, the transaction submitted by the user is recorded in a block, the user can initiate a certain transaction flow, the initiated transaction, transaction content, transaction amount, currency and transaction date of the transaction; the channel is a platform for channel transaction of digital currency, when the number of users initiating transaction is matched with or equal to the transaction amount of the users initiating transaction, an application for a corresponding channel is sent to the users, and after the users initiate channel transaction, the platform is used for receiving channel initiated application information for the corresponding channel and processing channel transaction of the corresponding channel, wherein the channel circulates a channel and a receiving and paying channel; the number of the channels is the same as the payment number and the payment rule, when the payment number is smaller than the payment receiving number set in the payment rule, the user is used for paying the money of the corresponding payment number to the corresponding circulation channel, and when the user pays, the user is used for transferring the payment amount to the corresponding payment receiving channel of the circulation channel.
Preferably, the operation center comprises a blockchain data server, a digital currency endorsement server, a user identity information server and a blockchain information server. The digital currency endorsement server receives a user identity certificate from a user identity information server, registers in international trade information of a user according to the user identity certificate to finish identity information authentication of the user, and synchronizes the international trade information of the user passing the identity information authentication to a block chain data server for storing the international trade information. And the block chain data server receives the international trade information from the digital currency endorsement server and forwards the request for issuing the digital currency to the Chinese currency digital currency endorsement server. The endorsement server receives digital money transfer information from the blockchain data server and sends a first prompt to the user for a transfer after the user passes through any one or more of the series of transactions. And a second receiving unit that receives a request for specifying issuance of digital money from the user after the receiving unit receives the first presentation information, the issuance of digital money being digital money corresponding to the digital money from the digital money endorsement server.
Preferably, the transaction flow is divided into: 1) the transaction initiator wallet account of the transaction initiator charges in the user wallet account of the payee; 2) generating a transaction identifier in the issuing system after a transaction initiator wallet account of a transaction initiator has retrieved digital currency therefrom; 3) an issuing system stores a transaction initiator wallet account and a transaction identifier for a transaction initiator while generating an issuing transaction identifier in the issuing system; 4) the issuing system sends transaction data, a transaction identifier of the transaction data, an issuing transaction identifier and transaction data to a transaction initiator; 5) when the transaction initiator charges in the transaction initiator wallet account, the transaction initiator wallet account obtains digital money from the transaction initiator wallet account, and the transaction initiator wallet account deposits the digital money into the issuing system; 6) the issuing system calls a data interface to transfer the digital money to a wallet account issuing the transaction identifier, the transaction initiator wallet account deposits the digital money to a corresponding wallet account, calls a blockchain account, and transfers the digital money from the transaction initiator wallet account to the wallet account issuing the transaction identifier; 7) the blockchain account deposits digital currency into the wallet account issuing the transaction identifier and publishes the digital currency on the blockchain; 8) and after the issuing system receives the transaction data, calling a data interface and storing the data interface into the block chain.
Preferably, the digital currency issuing platform comprises one or more international trade stable digital currency purses, a digital currency purse server, and an information interface for data interaction with the fund transaction platform, the international trade stable digital currency facilitator, and the fund holder. The fund member user transfers the balance of the fund member account to the digital money wallet, the digital money wallet server receives the digital money transferred by the fund member user, records the account balance of the user, transfers the digital money of the user to the account of the fund holder user, and the information interface for data exchange transfers the balance of the fund member user account of the fund member user to the digital money wallet. When a fund member user issues, the fund member user and the issuer user transfer digital money to a fund holder user account, and when the fund member user issues, the fund member transfers the user's account to a digital money wallet.
Preferably, all nodes in the block chain can query and authenticate the digital currency, and each node has a unique block address, so that the intellectualization, traceability and informatization of the digital currency are realized.
Preferably, after the transaction information of the digital money wallet passes through the digital money wallet server, the information record of each transaction in the transaction record area is correspondingly recorded according to the data source of the digital money wallet transaction.
Appropriate changes and modifications to the embodiments described above will become apparent to those skilled in the art from the disclosure and teachings of the specification. Therefore, the present invention is not limited to the specific embodiments disclosed and described above, and some modifications and variations of the present invention should fall within the scope of the claims of the present invention. In addition, although specific terms are used herein, they are used for convenience only and do not limit the present invention in any way.

Claims (9)

1. An issuing system for stabilizing digital currency by international trade based on a blockchain, which comprises an international trade system, a digital currency platform, an operation center and the blockchain, and is characterized in that: the international trade system is used for providing management of an international trade transaction platform, providing an interface for issuing issued money for operations such as application, inquiry, transfer, use, payment and termination of the issued money, providing a digital money platform for digital money funds of the digital money platform, supporting operations such as user application, inquiry, transfer and termination, and providing an interface for issuing the digital money, and the operation center is used for providing a processing center of each link of digital money operation and supporting each operation stage of digital money operation; the blockchain is used for providing information of each stage of digital currency operation.
2. The issuing system of international trade stable digital currency using blockchain according to claim 1, characterized in that: the international trade system manages the trade according to the trade time, and comprises a block chain database, a data query unit, a data analysis unit and an issuing unit, wherein the block chain database is used for receiving and storing international trade data from a block chain network; the data query unit is used for receiving a query request from a user, calling corresponding international trade transaction data in the block chain database according to the query request and outputting the corresponding international trade transaction data to the user; the data analysis unit is used for analyzing, counting and mining the international trade transaction data output by the data query unit to obtain a corresponding international trade analysis result, and outputting the international trade analysis result to the data query unit; the issuing unit is used for providing the international trade analysis result for the user and issuing the issue version data of the international trade to the user according to the international trade analysis result output by the data analysis unit.
3. The issuing system of international trade stable digital currency using blockchain according to claim 1, characterized in that: the international trade transaction platform is provided with transaction rules, wherein the transaction rules comprise an issuing rule, a position holding rule and a return rule; when the digital currency is issued, the trading rules are set according to the characteristics of the digital currency, namely, the position holding trading, the return trading and the trading quantity are determined according to the position holding rules and the return rules in the international trading rules, then the trading strategies are determined according to the position holding trading, the return trading and the trading quantity, the digital currency is generated and stored in a position holding trading pool and a return trading pool, finally, the trading strategies for issuing the digital currency are determined according to the issuing rules and the position holding rules in the international trading rules, the issuing trading strategies are that trading data are divided and traded through an issuing end, a trading file is generated, and the trading file is sent to the return trading pool through a data interface.
4. The issuing system of international trade stable digital currency using blockchain according to claim 2, characterized in that: the international trade transaction platform also comprises a transaction flow and a channel, wherein the transaction flow is that a user initiates a transaction in the transaction flow of digital currency, the transaction submitted by the user is recorded in a block, the user can initiate a certain transaction flow, the initiated transaction, the transaction content, the transaction amount, the currency and the transaction date of the transaction; the channel is a platform for channel transaction of digital currency, when the number of users initiating transaction is matched with or equal to the transaction amount of the users initiating transaction, an application for a corresponding channel is sent to the users, and after the users initiate channel transaction, the platform is used for receiving channel initiated application information for the corresponding channel and processing channel transaction of the corresponding channel, wherein the channel circulates a channel and a receiving and paying channel; the number of the channels is the same as the payment number and the payment rule, when the payment number is smaller than the payment receiving number set in the payment rule, the user is used for paying the money of the corresponding payment number to the corresponding circulation channel, and when the user pays, the user is used for transferring the payment amount to the corresponding payment receiving channel of the circulation channel.
5. The issuing system of international trade stable digital currency using blockchain according to claim 1, characterized in that: the operation center comprises a block chain data server, a digital currency endorsement server, a user identity information server and a block chain information server. The digital currency endorsement server receives a user identity certificate from a user identity information server, registers in international trade information of a user according to the user identity certificate to finish identity information authentication of the user, and synchronizes the international trade information of the user passing the identity information authentication to a block chain data server for storing the international trade information. And the block chain data server receives the international trade information from the digital currency endorsement server and forwards the request for issuing the digital currency to the Chinese currency digital currency endorsement server. The endorsement server receives digital money transfer information from the blockchain data server and sends a first prompt to the user for a transfer after the user passes through any one or more of the series of transactions. And a second receiving unit that receives a request for specifying issuance of digital money from the user after the receiving unit receives the first presentation information, the issuance of digital money being digital money corresponding to the digital money from the digital money endorsement server.
6. The issuing system of international trade stable digital currency based on blockchain according to claim 4, characterized in that: the transaction flow comprises the following steps: 1) the transaction initiator wallet account of the transaction initiator charges in the user wallet account of the payee; 2) generating a transaction identifier in the issuing system after a transaction initiator wallet account of a transaction initiator has retrieved digital currency therefrom; 3) an issuing system stores a transaction initiator wallet account and a transaction identifier for a transaction initiator while generating an issuing transaction identifier in the issuing system; 4) the issuing system sends transaction data, a transaction identifier of the transaction data, an issuing transaction identifier and transaction data to a transaction initiator; 5) when the transaction initiator charges in the transaction initiator wallet account, the transaction initiator wallet account obtains digital money from the transaction initiator wallet account, and the transaction initiator wallet account deposits the digital money into the issuing system; 6) the issuing system calls a data interface to transfer the digital money to a wallet account issuing the transaction identifier, the transaction initiator wallet account deposits the digital money to a corresponding wallet account, calls a blockchain account, and transfers the digital money from the transaction initiator wallet account to the wallet account issuing the transaction identifier; 7) the blockchain account deposits digital currency into the wallet account issuing the transaction identifier and publishes the digital currency on the blockchain; 8) and after the issuing system receives the transaction data, calling a data interface and storing the data interface into the block chain.
7. The issuing system of international trade stable digital currency using blockchain according to claim 1, characterized in that: the digital currency issuing platform includes one or more international trade stable digital currency purses, a digital currency purse server, and an information interface for data interaction with the fund transaction platform, the international trade stable digital currency facilitator, and the fund holder. The fund member user transfers the balance of the fund member account to the digital money wallet, the digital money wallet server receives the digital money transferred by the fund member user, records the account balance of the user, transfers the digital money of the user to the account of the fund holder user, and the information interface for data exchange transfers the balance of the fund member user account of the fund member user to the digital money wallet. When a fund member user issues, the fund member user and the issuer user transfer digital money to a fund holder user account, and when the fund member user issues, the fund member transfers the user's account to a digital money wallet.
8. The issuing system of international trade stable digital currency using blockchain according to claim 1, characterized in that: all nodes in the blockchain are able to query and authenticate the digital currency and each node has a unique blockaddress.
9. The issuing system of international trade stable digital currency using blockchain according to claim 7, wherein: after the transaction information of the digital money wallet passes through the digital money wallet server, the information record of each transaction in the transaction record area is correspondingly recorded according to the data source of the transaction of the digital money wallet.
CN202010574320.3A 2020-06-22 2020-06-22 Issue system using international trade stable digital currency based on block chain Withdrawn CN111709840A (en)

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Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN113723939A (en) * 2021-08-09 2021-11-30 肖光昱 Block chain-based digital RMB payment method, device, terminal and medium

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN113723939A (en) * 2021-08-09 2021-11-30 肖光昱 Block chain-based digital RMB payment method, device, terminal and medium

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