CN111709750B - Bill management system and method based on block chain - Google Patents
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Abstract
The invention discloses a bill management system and method based on a block chain, the bill management system comprises a supervision center module, a consumer node module and a seller node module which are configured on the block chain, the seller node module is used for sellers to initiate payment request information to consumers in the consumer node module, the supervision center module is used for receiving payment request information initiated by a seller in the seller node module to a consumer in the consumer node module, and verifying the validity of the payment request information, the consumer node module storing the information into the consumer node module after the validity of the payment request information is verified, and screening and counting the consumption bill stored in the payment request information, and sending excess information to the intelligent mobile equipment of the consumer to remind the consumer when the consumption condition exceeds a preset threshold value.
Description
Technical Field
The invention relates to the field of block chains, in particular to a bill management system and method based on a block chain.
Background
At present, most people can not bring a large amount of cash when going out, and the carrying of a large amount of cash is not only troublesome but also unsafe, so that the people can carry the intelligent mobile equipment with them to pay for shopping consumption. Although it is very convenient to pay through intelligent mobile device, also bring a very big drawback simultaneously for everyone, pay each time through intelligent mobile device all is digital beating to the user, can not fully feel the reduction of actual deposit, often just discover that oneself unconsciously has surpassed own consumption ability greatly checking own bill. However, in the prior art, no technical scheme exists for effectively reminding blind consumption or over-capacity consumption by using the intelligent mobile device for payment.
Disclosure of Invention
The invention aims to provide a bill management system and method based on a block chain, which aim to solve the problems in the prior art.
In order to achieve the purpose, the invention provides the following technical scheme:
a bill management system based on a block chain comprises a supervision center module, a consumer node module and a seller node module, wherein the consumer node module and the seller node module are configured on the block chain, the seller node module is used for a seller to initiate consumer payment request information in the consumer node module, the supervision center module is used for receiving the payment request information initiated by the seller in the seller node module to the consumer in the consumer node module and verifying the validity of the payment request information, the consumer node module stores the information into the consumer node module after the validity verification of the payment request information is passed, and filters and counts consumption conditions of the consumption bill stored with the payment request information, and sends excess information to an intelligent mobile device of the consumer to remind the consumer when the consumption conditions exceed a preset threshold value.
Preferably, the supervision center module comprises a history information storage module, an information search module, a contract sending and signing module and an effectiveness verification module, the history information storage module is used for storing history payment request information initiated by a seller node module to a consumer node module, the information search module is used for searching whether the seller in the payment request information initiates the history payment request information to the consumer in the payment request information in the history information storage module, the contract sending and signing module is used for sending a transaction contract to the seller and the consumer when the history payment request information is not found by the information search module, and obtaining the current geographic position of the consumer as the cognitive geographic position of the seller after signing the transaction contract, and the effectiveness verification module is used for obtaining the current geographic position of the consumer through an intelligent mobile device of the consumer under the condition that the cognitive geographic position of the seller can be obtained And if the current geographic position of the consumer is within the fluctuation range of the cognitive geographic position of the seller, the payment request information is verified to be valid, and the payment request information is stored in the consumer node module.
Preferably, the consumer node module comprises a consumption database, a central selling point selection module, a payment request screening module, a coverage screening module, a payment amount calculation module, a payment amount comparison module and an information sending module, wherein the consumption database is used for storing a plurality of categories of consumption bills, the consumption bills comprise a plurality of payment requests, the categories of sellers in one category of consumption bills are the same, the central selling point selection module is used for selecting one seller from sellers in one category of consumption bills as the central selling point of the category of consumption bills, the payment request screening module is used for screening the consumption bills into which the payment request information is stored and screening the payment request information in the latest preset statistical time period, and the coverage screening module is used for screening the cognitive geographic position of the seller corresponding to the acquired payment request information, the seller with the cognitive geographic position within the cognitive geographic position coverage range of the central point of sale is screened out, the payment amount calculation module is used for calculating the sum of the payment amount of the nearest preset statistical time period corresponding to the seller screened out by the coverage range screening module, the payment amount comparison module is used for comparing the size relationship between the screened sum of the payment amount and the payment amount threshold value, and the information sending module is used for sending excess information to the intelligent mobile equipment of the consumer to remind the consumer when the screened sum of the payment amount exceeds the payment amount threshold value.
Preferably, the central selling point selecting module comprises a distance sum calculating module and a distance sum sorting module, the distance sum calculating module is used for counting the cognitive geographic positions of all sellers under the consumption bill of the same category, respectively calculating the sum of the distances between the cognitive geographic position of each seller and the cognitive geographic positions of all other sellers, the distance sum sorting module sorts the distance sum of each seller in a descending order, and the seller with the first sorting order is selected as the central point of sale of the consumption bill of the category.
A block chain based bill management method, the management method comprising the steps of:
step S1: the system comprises a consumer node and a seller node which are pre-configured on a block chain, wherein the consumer node comprises a consumer user name and a consumption database, the consumption database comprises a plurality of categories of consumption bills, the seller category numbers in the consumption bills of one category are the same, the seller node comprises identity identification information and transaction information of a seller, and the identity identification information of the seller comprises the seller category number and the seller user name;
step S2: the monitoring center node receives payment request information of a seller node to a consumer node, verifies the validity of the payment request information, and stores the payment request information into a corresponding type consumption bill according to the seller type number if the payment request information is verified to be valid, wherein the payment request information comprises identity identification information of the seller, a consumer user name, payment amount and payment request time;
step S3: and screening the payment request information in the consumption bill, calculating the sum of the screened payment amounts, and if the sum of the screened payment amounts exceeds a payment amount threshold value, sending excess information to the intelligent mobile equipment of the consumer to remind the consumer.
Preferably, the step S1 further includes: the seller category number is used to distinguish the type of goods sold by the seller.
Preferably, the step S2 further includes: judging whether the information received by the supervision center node in history has the payment request information of the seller node to the consumer node according to the identity identification information of the seller and the user name of the consumer,
if the contract does not exist, sending a transaction contract to the seller node and the consumer node respectively, acquiring the current geographic position of the consumer as the cognitive geographic position of the seller after the seller node and the consumer node sign the transaction contract, and then verifying the validity of the payment request information;
if so, the validity of the payment request information is directly verified.
Preferably, the verifying the validity of the payment request information in step S2 includes:
and acquiring the current geographical position of the consumer through the intelligent mobile equipment of the consumer, and if the current geographical position of the consumer is within the fluctuation range of the cognitive geographical position of the seller, verifying that the payment request information is valid.
Preferably, the step S3 further includes:
step S31: counting all sellers under the consumption bill stored with the payment request information, and selecting one seller as a central selling point of the consumption bill of the category;
step S32: screening the payment request information stored in the consumption bill, and screening the payment request information in the latest preset statistical time period;
step S33: and acquiring the cognitive geographic position of the seller corresponding to the screened payment request information, screening the sellers of which the cognitive geographic position is positioned in the cognitive geographic position coverage range of the central point of sale, calculating the sum of the payment amounts of the sellers in the latest preset statistical time period, and if the sum of the screened payment amounts exceeds a payment amount threshold value, sending excess information to the intelligent mobile equipment of the consumer to remind the consumer.
Preferably, the step S31 of selecting a central selling point of the bill for the category by the seller includes:
counting the cognitive geographic positions of all sellers under the consumption bill of the category, respectively calculating the sum of the distances between the cognitive geographic position of each seller and the cognitive geographic positions of all other sellers, sequencing the sum of the distances of each seller from small to large, and selecting the seller in the first sequence as the center point of sale of the consumption bill of the category.
Compared with the prior art, the invention has the beneficial effects that: according to the method and the system, the consumption bills of the consumers are classified, the payment request information of different types of sellers is stored into the corresponding consumption bills, the consumption bills of all types are monitored respectively, and the excess information is sent to the intelligent mobile equipment of the consumers to remind the consumers when the consumption conditions exceed the preset threshold value, so that the consumers are provided with timely consumption reminding, and the blind consumption of the consumers is reduced.
Drawings
FIG. 1 is a block diagram of a block chain based bill management system according to the present invention;
fig. 2 is a flowchart illustrating a block chain based bill management method according to the present invention.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
Referring to fig. 1-2, in an embodiment of the present invention, a bill management system based on a block chain, the bill management system comprises a supervision center module, a consumer node module and a seller node module which are configured on a block chain, the seller node module is used for sellers to initiate payment request information to consumers in the consumer node module, the supervision center module is used for receiving payment request information initiated by a seller in the seller node module to a consumer in the consumer node module, and verifying the validity of the payment request information, the consumer node module storing the information into the consumer node module after the validity of the payment request information is verified, and screening and counting the consumption bill stored in the payment request information, and sending excess information to the intelligent mobile equipment of the consumer to remind the consumer when the consumption condition exceeds a preset threshold value.
The supervision center module comprises a historical information storage module, an information search module, a contract sending and signing module and an effectiveness verification module, wherein the historical information storage module is used for storing historical payment request information initiated by a seller node module to a consumer node module, the information search module is used for searching whether historical payment request information is initiated by a seller in the payment request information for the time to the consumer in the payment request information in the time in the historical information storage module, the contract sending and signing module is used for sending a transaction contract to the seller and the consumer when the information search module finds that the historical payment request information does not exist, acquiring the current geographic position of the consumer as the cognitive geographic position of the seller after signing the transaction contract, and the effectiveness verification module is used for acquiring the current geographic position of the consumer through an intelligent mobile device of the consumer under the condition that the cognitive geographic position of the seller can be acquired, if the current geographic location of the consumer is within the fluctuation range of the seller's cognitive geographic location, the payment request information is verified to be valid and stored in a consumption bill consistent with the seller's category in the payment request.
The consumer node module comprises a consumption database, a central selling point selecting module, a payment request screening module, a coverage screening module, a payment amount calculating module, a payment amount comparing module and an information sending module, wherein the consumption database is used for storing a plurality of categories of consumption bills, the consumption bills comprise a plurality of payment requests, the categories of sellers in one category of the consumption bills are the same, the central selling point selecting module is used for selecting one seller from the sellers in one category of the consumption bills as the central selling point of the category of the consumption bills, the payment request screening module is used for screening the consumption bills stored with the payment request information and screening the payment request information in the latest preset statistical time period, the coverage screening module is used for obtaining the cognitive geographic position of the seller corresponding to the screened payment request information, the seller with the cognitive geographic position within the cognitive geographic position coverage range of the central point of sale is screened out, the payment amount calculation module is used for calculating the sum of the payment amount of the nearest preset statistical time period corresponding to the seller screened out by the coverage range screening module, the payment amount comparison module is used for comparing the size relationship between the screened sum of the payment amount and the payment amount threshold value, and the information sending module is used for sending excess information to the intelligent mobile equipment of the consumer to remind the consumer when the screened sum of the payment amount exceeds the payment amount threshold value.
The central selling point selecting module comprises a distance sum calculating module and a distance sum sequencing module, the distance sum calculating module is used for counting the cognitive geographic positions of all sellers under the same category of consumption bills, respectively calculating the sum of the distances between the cognitive geographic position of each seller and the cognitive geographic positions of all other sellers, the distance sum sequencing module sequences the sum of the distances of each seller from small to large, and the seller with the first sequence is selected as the central selling point of the consumption bills of the category.
A block chain based bill management method, the management method comprising the steps of:
step S1: the system comprises a consumer node and a seller node which are configured on a block chain in advance, wherein the consumer node comprises a consumer user name and a consumption database, the consumption database comprises a plurality of categories of consumption bills, the seller type numbers in the consumption bills of one category are the same, the seller node comprises identity identification information and transaction information of a seller, the identity identification information of the seller comprises a seller type number and a seller user name, and the seller type number is used for distinguishing the types of commodities sold by the seller.
Step S2: the monitoring center node receives payment request information of a seller node to a consumer node, verifies the validity of the payment request information, and stores the payment request information into a corresponding type consumption bill according to the seller type number if the payment request information is verified to be valid, wherein the payment request information comprises identity identification information of the seller, a consumer user name, payment amount and payment request time;
judging whether the information received by the supervision center node in history has the payment request information of the seller node to the consumer node according to the identity identification information of the seller and the user name of the consumer,
if the contract does not exist, sending a transaction contract to the seller node and the consumer node respectively, acquiring the current geographic position of the consumer as the cognitive geographic position of the seller after the seller node and the consumer node sign the transaction contract, and then verifying the validity of the payment request information;
and if so, directly verifying the validity of the payment request information,
verifying the validity of the payment request information includes the steps of:
and acquiring the current geographical position of the consumer through the intelligent mobile equipment of the consumer, and if the current geographical position of the consumer is within the fluctuation range of the cognitive geographical position of the seller, verifying that the payment request information is valid. The cognitive geographic position of the seller can be understood as the place where the shop of the seller is located, and when the consumption position is detected to be located at the cognitive geographic position of the seller, the fact that the consumer does shopping consumption at the seller is indicated, so that the payment request information is stored in a consumption bill;
step S3: screening the payment request information in the consumption bill, calculating the sum of the screened payment amount, and if the sum of the screened payment amount exceeds a payment amount threshold value, sending excess information to the intelligent mobile equipment of the consumer to remind the consumer:
step S31: counting all sellers under the consumption bill stored with the payment request information, counting the cognitive geographical positions of all sellers under the consumption bill of the category, respectively calculating the sum of the distances between the cognitive geographical position of each seller and the cognitive geographical positions of all other sellers, sequencing the sum of the distances of each seller from small to large, and selecting the first seller as the central selling point of the consumption bill of the category;
step S32: screening the payment request information stored in the consumption bill, and screening the payment request information in the latest preset statistical time period;
step S33: and acquiring the cognitive geographic position of the seller corresponding to the screened payment request information, screening the sellers of which the cognitive geographic position is positioned in the cognitive geographic position coverage range of the central point of sale, calculating the sum of the payment amounts of the sellers in the latest preset statistical time period, and if the sum of the screened payment amounts exceeds a payment amount threshold value, sending excess information to the intelligent mobile equipment of the consumer to remind the consumer. In the embodiment, when the consumption bill is analyzed, the position of a seller in the payment request information of the consumption bill in one category is screened, the total payment amount after the position is screened is counted, and the consumption of a certain category in a certain area is supervised and reminded, so that the excessive blind consumption of a certain category in a certain area is reduced, but the consumption outside the area is not limited during the statistical supervision, and the flexibility of the bill management system is improved; for example, when the place where a certain consumer normally lives is Nanjing, the central point of sale can be a store of Nanjing, the coverage range of the cognitive geographic position of the central point of sale can be the whole Nanjing city, the screened total payment amount is the sum of the payment amounts of a certain category of sellers in the Nanjing city, and if the consumer travels to Beijing once, the payment amount in the Beijing travel cannot be counted in the sum of the payment amounts, so that the bill management and supervision are more flexible; meanwhile, for the coverage range of the cognitive geographic position of the central point of sale in the application, the coverage range is not limited to a city, but also can be a business circle, a community and the like.
It will be evident to those skilled in the art that the invention is not limited to the details of the foregoing illustrative embodiments, and that the present invention may be embodied in other specific forms without departing from the spirit or essential attributes thereof. The present embodiments are therefore to be considered in all respects as illustrative and not restrictive, the scope of the invention being indicated by the appended claims rather than by the foregoing description, and all changes which come within the meaning and range of equivalency of the claims are therefore intended to be embraced therein. Any reference sign in a claim should not be construed as limiting the claim concerned.
Claims (4)
1. A bill management system based on a block chain is characterized in that: the bill management system comprises a supervision center module, a consumer node module and a seller node module, wherein the consumer node module and the seller node module are configured on a block chain, the seller node module is used for a seller to initiate consumer payment request information in the consumer node module, the supervision center module is used for receiving the payment request information initiated by the seller in the seller node module to the consumer in the consumer node module and verifying the validity of the payment request information, the consumer node module stores the information into the consumer node module after the validity verification of the payment request information is passed, screens and counts consumption situations of a consumption bill stored by the payment request information, and sends excess information to intelligent mobile equipment of the consumer to remind the consumer when the consumption situations exceed a preset threshold value;
the supervision center module comprises a historical information storage module, an information search module, a contract sending and signing module and an effectiveness verification module, wherein the historical information storage module is used for storing historical payment request information initiated by a seller node module to a consumer node module, the information search module is used for searching whether historical payment request information is initiated by a seller in the payment request information for the time to the consumer in the payment request information in the time in the historical information storage module, the contract sending and signing module is used for sending a transaction contract to the seller and the consumer when the information search module finds that the historical payment request information does not exist, acquiring the current geographic position of the consumer as the cognitive geographic position of the seller after signing the transaction contract, and the effectiveness verification module is used for acquiring the current geographic position of the consumer through an intelligent mobile device of the consumer under the condition that the cognitive geographic position of the seller can be acquired, if the current geographical position of the consumer is within the fluctuation range of the cognitive geographical position of the seller, the payment request information is verified to be valid and is stored in the consumer node module;
the consumer node module comprises a consumption database, a central selling point selecting module, a payment request screening module, a coverage screening module, a payment amount calculating module, a payment amount comparing module and an information sending module, wherein the consumption database is used for storing a plurality of categories of consumption bills, the consumption bills comprise a plurality of payment requests, the categories of sellers in one category of the consumption bills are the same, the central selling point selecting module is used for selecting one seller from the sellers in one category of the consumption bills as the central selling point of the category of the consumption bills, the payment request screening module is used for screening the consumption bills stored with the payment request information and screening the payment request information in the latest preset statistical time period, the coverage screening module is used for obtaining the cognitive geographic position of the seller corresponding to the screened payment request information, the seller with the cognitive geographic position within the cognitive geographic position coverage range of the central point of sale is screened out, the payment amount calculation module is used for calculating the sum of the payment amount of the nearest preset statistical time period corresponding to the seller screened out by the coverage range screening module, the payment amount comparison module is used for comparing the size relationship between the screened sum of the payment amount and the payment amount threshold value, and the information sending module is used for sending excess information to the intelligent mobile equipment of the consumer to remind the consumer when the screened sum of the payment amount exceeds the payment amount threshold value.
2. The block chain based bill management system of claim 1 wherein: the central selling point selecting module comprises a distance sum calculating module and a distance sum sequencing module, the distance sum calculating module is used for counting the cognitive geographic positions of all sellers under the same category of consumption bills, respectively calculating the sum of the distances between the cognitive geographic position of each seller and the cognitive geographic positions of all other sellers, the distance sum sequencing module sequences the sum of the distances of each seller from small to large, and the seller with the first sequence is selected as the central selling point of the consumption bills of the category.
3. A bill management method based on a block chain is characterized in that: the management method comprises the following steps:
step S1: the system comprises a consumer node and a seller node which are pre-configured on a block chain, wherein the consumer node comprises a consumer user name and a consumption database, the consumption database comprises a plurality of categories of consumption bills, the seller category numbers in the consumption bills of one category are the same, the seller node comprises identity identification information and transaction information of a seller, and the identity identification information of the seller comprises the seller category number and the seller user name;
step S2: the monitoring center node receives payment request information of a seller node to a consumer node, verifies the validity of the payment request information, and stores the payment request information into a corresponding type consumption bill according to the seller type number if the payment request information is verified to be valid, wherein the payment request information comprises identity identification information of the seller, a consumer user name, payment amount and payment request time;
step S3: screening the payment request information stored in the consumption bill, calculating the sum of the screened payment amounts, and if the sum of the screened payment amounts exceeds a payment amount threshold value, sending excess information to the intelligent mobile equipment of the consumer to remind the consumer;
the step S1 further includes: the seller class number is used for distinguishing the types of commodities sold by sellers;
the step S2 further includes: judging whether information of a payment request of a seller node to the consumer node exists in information received by a supervision center node according to identity identification information of the seller and a consumer user name, if not, respectively sending a transaction contract to the seller node and the consumer node, acquiring the current geographic position of the consumer as a cognitive geographic position of the seller after the seller node and the consumer node sign the transaction contract, and then verifying the validity of the payment request information; if yes, directly verifying the validity of the payment request information; the verifying the validity of the payment request information in step S2 includes:
the current geographical position of the consumer is obtained through the intelligent mobile equipment of the consumer, and if the current geographical position of the consumer is located in the fluctuation range of the cognitive geographical position of the seller, the payment request information is verified to be valid;
the step S3 further includes:
step S31: counting all sellers under the consumption bill stored with the payment request information, and selecting one seller as a central selling point of the consumption bill of the category;
step S32: screening the payment request information stored in the consumption bill, and screening the payment request information in the latest preset statistical time period;
step S33: and acquiring the cognitive geographic position of the seller corresponding to the screened payment request information, screening the sellers of which the cognitive geographic position is positioned in the cognitive geographic position coverage range of the central point of sale, calculating the sum of the payment amounts of the sellers in the latest preset statistical time period, and if the sum of the screened payment amounts exceeds a payment amount threshold value, sending excess information to the intelligent mobile equipment of the consumer to remind the consumer.
4. The block chain based bill management method according to claim 3, wherein: the step S31 of selecting a central selling point of the bill for the category by the seller includes:
counting the cognitive geographic positions of all sellers under the consumption bill of the category, respectively calculating the sum of the distances between the cognitive geographic position of each seller and the cognitive geographic positions of all other sellers, sequencing the sum of the distances of each seller from small to large, and selecting the seller in the first sequence as the center point of sale of the consumption bill of the category.
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| CN107341729A (en) * | 2017-08-04 | 2017-11-10 | 现在（北京）支付股份有限公司 | Computer webpage method of payment based on block chain technology |
| CN110322239A (en) * | 2018-03-31 | 2019-10-11 | 华为技术有限公司 | A kind of business management method and relevant device |
| CN109544133A (en) * | 2018-11-20 | 2019-03-29 | 特斯特(深圳)区块链咨询管理有限公司 | A kind of automatic coffee machine system for the payment of block chain |
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| CN111709750A (en) | 2020-09-25 |
| CN113487330A (en) | 2021-10-08 |
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