CN111612607A - Internet financial management system - Google Patents
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- CN111612607A CN111612607A CN202010436174.8A CN202010436174A CN111612607A CN 111612607 A CN111612607 A CN 111612607A CN 202010436174 A CN202010436174 A CN 202010436174A CN 111612607 A CN111612607 A CN 111612607A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/03—Credit; Loans; Processing thereof
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/06—Asset management; Financial planning or analysis
Abstract
The application discloses an internet financial management system, which comprises a terminal module for information interaction and a PC management platform; the terminal module comprises a user side, a merchant side and a housekeeper side, wherein the user side is used for checking the client information, the financing information and the payment information of the financial institution; the merchant terminal is used for issuing store information, commodity information and order management; the manager end is used for issuing financial institution client side announcements, financial information and loan information; the user side, the merchant side and the housekeeper side are all bound with a first account and interact through the first account; the PC management platform comprises a service unit and an operation unit, wherein the service unit is used for carrying out settlement processing on payment information for completing the U shield identity authentication; the operation unit is used for releasing marketing advertisement information, and the PC management platform obtains payment or non-payment information and transmits the information to the service unit, and feeds the information back to the terminal module to form information closed-loop processing. The internet financial management system provided by the application can establish a complete set of system for connecting merchants, users and householders.
Description
Technical Field
The application relates to the technical field of internet, in particular to an internet financial management system.
Background
Under the internet financial environment, the consumption habits and consumption modes of the target bank customers are fundamentally changed, and the convenience, the rapidness, the participation and the experience are the basic appeals of the customers. The method promotes rapid rise of internet financial modes such as third-party payment, mobile payment, network loan platforms, crowd funding and financing, network financing and the like, and brings impact to businesses such as bank payment settlement, financing and the like. The bank faces the problems of large cost, low efficiency and low frequency and low viscosity of customers of physical outlets. In addition, banks have extensive customer resources, have a confidence level which is better accepted by the public, and have quite perfect entities and electronic channels, if the opportunity is caught, internet finance and commercial banks can supplement each other. Under the background, a scene marketing strategy under internet intervention is considered, and the realization of mutual fusion of internet finance and commercial banks is a great trend of bank transformation.
Therefore, how to find the main scene of the customer life accurately and make the customer not feel the existence of finance is a practical and ubiquitous matter, and providing an internet financial scene management system is a technical problem to be solved urgently by those skilled in the art.
Disclosure of Invention
In view of this, the present invention provides an internet financial scenario management system, which establishes a set of complete ecosystem connecting a merchant, a user, a financial institution client and a manager. The system comprises: the terminal module and the PC management platform are used for information interaction;
the terminal module comprises a user terminal, a business terminal and a housekeeper terminal,
the client is respectively coupled with the PC management platform, the merchant terminal and the manager terminal and is used for checking client information, financial management information and payment information of the financial institution;
the merchant terminal is respectively coupled with the PC management platform, the user terminal and the manager terminal and is used for releasing shop information, commodity information and order management;
the manager terminal is respectively coupled with the PC management platform, the user terminal and the financial institution client terminal and is used for issuing announcements, financial information and loan information of the financial institution client terminal;
the user side, the business side and the housekeeper side are all bound with a first account, and the user side, the business side and the housekeeper side interact through the first account;
the PC management platform includes a service unit and an operation unit that exchange information with each other,
the service unit is coupled with the terminal module and is used for being in butt joint with the terminal module and settling and processing the payment information after the U shield identity authentication is completed;
an operation unit coupled with the terminal module for issuing marketing advertisement information, activity planning information, forum information, fan group activity information, and financial institution client promotion activity information,
the information paid or unpaid is transmitted to the service unit by the PC management platform, and the information is transmitted back to the terminal module by the service unit through the PC management platform to form information closed-loop processing.
Preferably, the PC management platform further comprises a data processing unit coupled to the service unit, and configured to automatically collect and backup information fed back to the terminal module by the service unit through the PC management platform.
Preferably, the PC management platform further comprises a management unit, wherein the management unit comprises a client management subunit, a content management subunit and a marketing management subunit which are parallel;
the client management subunit is respectively coupled with the user side, the business side and the housekeeper side, and is used for respectively managing and authenticating the identity authentication information and the service information sent by the user side, the business side and the housekeeper side, and setting different levels of security identity authentication according to the current application level;
the content management subunit is respectively coupled with the user terminal, the merchant terminal and the manager terminal and is used for issuing and managing information, help information and term information of the user terminal, the merchant terminal and the manager terminal;
and the marketing management subunit is respectively coupled with the user side, the business side and the manager side and is used for issuing and managing the advertisement information, the activity information and the propaganda information.
Preferably, the user side further includes a U-shield chip coupled to the PC management platform, and configured to provide payment information for forming U-shield identity authentication by U-shield identity authentication when the transaction payment is made.
Preferably, the user side comprises a payment interface unit which is respectively coupled with the PC management platform, the merchant side and the housekeeper side and used for generating the reminding link, and the reminding link comprises a financial institution client side reminding link and a water and electricity reminding link.
Preferably, the manager comprises a parallel information management unit, a financing product unit and an installment loan unit;
the information management unit is respectively coupled with the PC management platform, the user terminal, the merchant terminal and the financial institution client terminal and is used for providing announcements of the financial institution client terminal;
the financial product unit is respectively coupled with the PC management platform, the user terminal, the merchant terminal and the financial institution client terminal and is used for providing financial information of the financial institution client terminal;
the loan installment unit is coupled with the PC management platform, the user end, the merchant end and the financial institution client end respectively, and is used for providing loan information of the financial institution client end.
Preferably, the terminal module includes at least one of a WEB computer terminal, an IOS mobile terminal, and an Android terminal.
Compared with the prior art, the internet financial management system provided by the invention has the following beneficial effects:
according to the internet financial management system, the user side and the manager side are used for providing internet connection, and the user side can experience financial services such as payment recharging, periodic deposit, self-help financing and the like through first account number interaction; the user end helps off-line entity merchants to complete touch-screen, differentiated service experience of the merchants is promoted in the forms of advertisements, activities and the like, and passenger flow is increased through a mobile internet platform; and the manager combines the resources with the financial institution client through the mobile internet by integrating the merchant and the user in the existing consumption scene, provides financial institution client financial management service for the user and the merchant in the consumption scene, helps the financial institution client to absorb, save, loan and manage money, and builds a closed-loop ecosystem.
The technical solution of the present invention is further described in detail by the accompanying drawings and embodiments.
Drawings
The accompanying drawings, which are included to provide a further understanding of the application and are incorporated in and constitute a part of this application, illustrate embodiment(s) of the application and together with the description serve to explain the application and not to limit the application. In the drawings:
fig. 1 is a block diagram illustrating an internet financial management system according to the present invention;
fig. 2 is a block diagram illustrating a structure of another internet financial management system according to the present invention.
Detailed Description
The technical solution in the embodiments of the present invention will be clearly and completely described below with reference to the accompanying drawings in the embodiments of the present invention. It should be noted that the described embodiments are merely some embodiments, rather than all embodiments, of the invention and are merely illustrative in nature and in no way intended to limit the invention, its application, or uses. The protection scope of the present application shall be subject to the definitions of the appended claims.
Example 1:
referring to fig. 1, fig. 1 is a block diagram illustrating an internet financial management system according to the present invention; the system 100 includes: a terminal module 1 for information interaction and a PC management platform 2;
the terminal module 1 comprises a user terminal 11, a merchant terminal 12 and a housekeeper terminal 13,
the user terminal 11 is respectively coupled with the PC management platform 2, the merchant terminal 12 and the manager terminal 13 and is used for checking the financial institution client terminal 14 information, the financing information and the payment information;
the merchant terminal 12 is respectively coupled with the PC management platform, the user terminal 11 and the manager terminal 13 and is used for issuing store information, commodity information and order management;
the manager 13 is respectively coupled with the PC management platform, the user terminal 11, the merchant terminal 12 and the financial institution client 14, and is used for issuing announcements, financial information and loan information of the financial institution client 14; where the financial institution client 14 may be a bank.
The user terminal 11, the merchant terminal 12 and the housekeeper terminal 13 are all bound with a first account, and the user terminal 11, the merchant terminal 12 and the housekeeper terminal 13 interact through the first account;
the PC management platform 2 includes a service unit 21 and an operation unit 22 that exchange information with each other,
the service unit 21 is coupled with the terminal module 1 and is used for being in butt joint with the housekeeper terminal 13 and settling and processing payment information for completing the U shield identity authentication;
an operation unit 22 coupled with the terminal module 1 for issuing marketing advertisement information, campaign planning information, forum information, fan group campaign information, financial institution client 14 promotion campaign information,
the information paid or unpaid by the PC management platform 2 is transmitted to the service unit 21, and the service unit 21 feeds the information back to the terminal module 1 through the PC management platform 2 to form information closed-loop processing.
The user end 11 can experience financial services such as payment recharging, periodic deposit, self-service financing and the like; the user side 12 helps the off-line entity merchant to complete touch network, promotes differentiated service experience of the merchant in the forms of advertisement, activity and the like, and increases passenger flow through the mobile internet platform; the manager 13 integrates the commercial tenant and the user in the existing consumption scene, combines the resources with the financial institution client 14 through the mobile internet, provides financial institution client 14 financial services for the user and the commercial tenant in the consumption scene, helps the financial institution client 14 to absorb, loan and manage money, and builds a closed-loop ecosystem. The operation unit 22 is coupled to the terminal module 1, and can provide the user with the information of issuing marketing advertisement, activity plan, forum, fan group activity, and promotion activity of the financial institution client 14, so that the user can obtain various information at the user end 11, which is beneficial to the user selection and improves the user experience. Meanwhile, potential customers can be provided for the merchant terminal 12 and the housekeeper terminal 13 to carry out online popularization activities. Before a user needs to use a user side 11 or a merchant needs to use a merchant side 12 and further uses a housekeeper side 13 to loan a financial institution client side 14, the user and the merchant are in butt joint through a service unit 21, the user and the merchant are authenticated by using a U shield, and then the payment information after the U shield authentication is settled and processed by the service unit; the U shield is used for identity authentication, so that the payment safety can be improved. And finally, information which is paid or can not be paid is obtained on the PC management platform 2 and is transmitted to the service unit 21, and the service unit 21 feeds the information back to the terminal module 1 through the PC management platform 2 to form information closed-loop processing.
It can be understood that, according to the internet financial management system provided by this embodiment, a user can select to purchase according to various commodity information provided by a merchant, where the merchant is not limited to food, clothing, video accessories, and the like, but may also include water, electricity, property, telephone charges, and the like, that is, the user can purchase commodities and pay various fees at any time. Meanwhile, the merchant can upload the commodities of the merchant to the user side, and the user can select the commodities through the user side. And the manager end can recommend the user using the user end and the merchant using the merchant end to the financial institution client end, and can directly perform corresponding operation on the system when the user needs loan service, thereby providing economic support for the user and the merchant on one hand, and providing potential customers for the financial institution client end to recruit merchants on the other hand, and realizing the win-win effect.
Example 2: fig. 2 is a block diagram illustrating a structure of another internet financial management system according to the present invention. The internet financial management system 100 includes: a terminal module 1 for information interaction and a PC management platform 2;
the terminal module 1 comprises a user terminal 11, a merchant terminal 12 and a housekeeper terminal 13,
the user terminal 11 is respectively coupled with the PC management platform 2, the merchant terminal 12 and the manager terminal 13 and is used for checking the financial institution client terminal 14 information, the financing information and the payment information;
the merchant terminal 12 is respectively coupled with the PC management platform, the user terminal 11 and the manager terminal 13 and is used for issuing store information, commodity information and order management;
the manager 13 is respectively coupled with the PC management platform, the user terminal 11, the merchant terminal 12 and the financial institution client 14, and is used for issuing announcements, financial information and loan information of the financial institution client 14;
the user terminal 11, the merchant terminal 12 and the housekeeper terminal 13 are all bound with a first account, and the user terminal 11, the merchant terminal 12 and the housekeeper terminal 13 interact through the first account;
the PC management platform 2 includes a service unit 21 and an operation unit 22 that exchange information with each other,
the service unit 21 is coupled with the terminal module 1 and is used for being in butt joint with the housekeeper terminal 13 and settling and processing payment information for completing the U shield identity authentication;
an operation unit 22 coupled with the terminal module 1 for issuing marketing advertisement information, campaign planning information, forum information, fan group campaign information, financial institution client 14 promotion campaign information,
the information paid or unpaid by the PC management platform 2 is transmitted to the service unit 21, and the service unit 21 feeds the information back to the terminal module 1 through the PC management platform 2 to form information closed-loop processing.
Optionally, the PC management platform 2 further includes a data processing unit 23, coupled to the service unit 21, and configured to automatically collect and backup information fed back to the terminal module 1 by the service unit 21 through the PC management platform 2. Namely, each transfer and payment record can be recorded, so that the security of the internet financial management system 100 can be further improved, and the use feeling of the user and the merchant can be improved.
The user end 11 can experience financial services such as payment recharging, periodic deposit, self-service financing and the like; the user side 12 helps the off-line entity merchant to complete touch network, promotes differentiated service experience of the merchant in the forms of advertisement, activity and the like, and increases passenger flow through the mobile internet platform; the manager 13 integrates the commercial tenant and the user in the existing consumption scene, combines the resources with the financial institution client 14 through the mobile internet, provides financial institution client 14 financial services for the user and the commercial tenant in the consumption scene, helps the financial institution client 14 to absorb, loan and manage money, and builds a closed-loop ecosystem. The operation unit 22 is coupled to the terminal module 1, and can provide the user with the information of issuing marketing advertisement, activity plan, forum, fan group activity, and promotion activity of the financial institution client 14, so that the user can obtain various information at the user end 11, which is beneficial to the user selection and improves the user experience. Meanwhile, potential customers can be provided for the merchant terminal 12 and the housekeeper terminal 13 to carry out online popularization activities. Before a user needs to use a user side 11 or a merchant needs to use a merchant side 12 and further uses a housekeeper side 13 to loan a financial institution client side 14, the user and the merchant are in butt joint through a service unit 21, the user and the merchant are authenticated by using a U shield, and then the payment information after the U shield authentication is settled and processed by the service unit; the U shield is used for identity authentication, so that the payment safety can be improved. And finally, information which is paid or can not be paid is obtained on the PC management platform 2 and is transmitted to the service unit 21, and the service unit 21 feeds the information back to the terminal module 1 through the PC management platform 2 to form information closed-loop processing.
It can be understood that, according to the internet financial management system provided by this embodiment, a user can select to purchase according to various commodity information provided by a merchant, where the merchant is not limited to food, clothing, video accessories, and the like, but may also include water, electricity, property, telephone charges, and the like, that is, the user can purchase commodities and pay various fees at any time. Meanwhile, the merchant can upload the commodities of the merchant to the user side, and the user can select the commodities through the user side. And the manager end can recommend the user using the user end and the merchant using the merchant end to the financial institution client end 14, and can directly perform corresponding operation on the system when the user needs loan service, so that economic support is provided for the user and the merchant on one hand, potential customers are provided for the financial institution client end 14 to recruit merchants on the other hand, and the win-win effect is realized.
Optionally, the PC management platform further includes a management unit 24, and the management unit 24 includes a client management subunit 241, a content management subunit 242, and a marketing management subunit 243 in parallel; the customer management subunit 241 is coupled to the user side 11, the merchant side 12, and the housekeeping side 13, and is configured to manage and authenticate the identity authentication information and the service information sent by the user side 11, the merchant side 12, and the housekeeping side 13, and set up different levels of security identity authentication according to the current application level; a content management subunit 242, respectively coupled to the user terminal 11, the merchant terminal 12 and the manager terminal 13, for issuing and managing information, help information and term information of the user terminal 11, the merchant terminal 12 and the manager terminal 13; and a marketing management subunit 243, coupled to the user terminal 11, the merchant terminal 12, and the manager terminal 13, respectively, for issuing and managing advertisement information, campaign information, and promotion information.
It is understood that the management unit 24 may further ensure the operation of the whole system, wherein the administrative sub-unit 241 may manage the user terminal 11, the merchant terminal 12 and the housekeeper terminal 13 to perform the authentication work, and ensure the security of the system. The content management subunit 242 may ensure that the information received or issued by the user terminal 11, the merchant terminal 12, and the housekeeping terminal 13 is reasonable, and may further set up functions such as keyword query, etc., to further improve the work efficiency. The marketing management subunit 243 can plan the merchant terminal 12 and the housekeeper terminal 13, improve the advertising effect, enable the user terminal 11 to be interested in the scheme products provided by the merchant terminal 12 and the housekeeper terminal 13, i.e., simplify the life style of the user, improve the purchasing desire of the user, and expand the potential customers for the merchant terminal 12 and the housekeeper terminal 13, thereby further realizing the win-win effect.
Optionally, the user end 11 further includes a professional bank U-shield chip 111, which is coupled to the PC management platform and configured to provide payment information for forming U-shield identity authentication through U-shield identity authentication during transaction payment. It can be understood that no matter whether the user terminal 11 purchases and pays at the merchant terminal 12 and the housekeeper terminal 13, the identity needs to be authenticated, and then a professional bank U shield chip 111 is integrated in the user terminal, so that the identity can be directly confirmed, the user does not need to perform authentication every time, automatic authentication in the system can be realized, and the use feeling of the user is improved.
Optionally, the user terminal 11 includes a payment interface unit 112, which is respectively coupled to the PC management platform 1, the merchant terminal 12 and the housekeeper terminal 13, and configured to generate a reminding link, where the reminding link includes a financial institution client reminding link and a water and electricity reminding link. The user can be reminded to pay, and credit loss caused by partial default or credit loss can be prevented.
Optionally, the manager includes a parallel information management unit 131, a financing product unit 132 and an installment loan unit 133;
the information management unit 131 is respectively coupled to the PC management platform, the user terminal 11, the merchant terminal 12 and the financial institution client terminal 14, and is used for providing announcements of the financial institution client terminal;
a financial product unit 132, respectively coupled to the PC management platform, the user terminal 11, the merchant terminal 12 and the financial institution client terminal 14, for providing financial information of the financial institution client terminal;
the loan installment unit 133 is coupled to the PC management platform, the user terminal 11, the merchant terminal 12 and the financial institution client 14, respectively, for providing loan information of the financial institution client.
It is understood that the manager 13 may provide services such as financial institution client loan, financing, investment, etc. for the user terminal 11 and the merchant terminal 12, and further, the information management unit 131 may provide announcements of the financial institution client to the user terminal 11 and the merchant terminal 12 in real time, for example, what activities are recently sent to the user terminal 11 and the merchant terminal 12 in real time, so as to improve the purchasing ability of the user or the merchant. The financial product unit 132 may provide the financial information of the financial institution client to the user terminal 11 and the merchant terminal 12 in real time, for example, some recent financial products with high sales may be sent to the user terminal 11 and the merchant terminal 12 in real time, so as to improve the purchaseability of the user or the merchant. The installment loan unit 133 may provide the loan information of the financial institution client to the user terminal 11 and the merchant terminal 12 in real time, and may enhance potential customers for the loan of the financial institution client. Meanwhile, the financial institution client service provided by the housekeeper terminal 11 enables a user or a merchant to know all the consultation of recent products of the financial institution client without going to a financial institution client counter, so that convenience is provided for the user and the merchant, the user can be improved for the financial institution client, and a win-win effect is realized.
Optionally, the terminal module 1 includes at least one of a WEB computer terminal, an IOS mobile terminal, and an Android terminal, and this embodiment only illustrates that the terminal module 1 includes at least one of a WEB computer terminal, an IOS mobile terminal, and an Android terminal, but not limited to the WEB computer terminal, the IOS mobile terminal, and the Android terminal, and other terminals that can be implemented are also within the protection scope of the present invention.
According to the embodiments, the application has the following beneficial effects:
according to the internet financial management system, the user side and the manager side are used for providing internet connection, and the user side can experience financial services such as payment recharging, periodic deposit, self-help financing and the like through first account number interaction; the user end helps off-line entity merchants to complete touch-screen, differentiated service experience of the merchants is promoted in the forms of advertisements, activities and the like, and passenger flow is increased through a mobile internet platform; and the manager combines the resources with the financial institution client through the mobile internet by integrating the merchant and the user in the existing consumption scene, provides financial institution client financial management service for the user and the merchant in the consumption scene, helps the financial institution client to absorb, save, loan and manage money, and builds a closed-loop ecosystem.
While the present invention has been described in detail with reference to the drawings and examples, it is to be understood that the foregoing examples are for illustrative purposes only and are not intended to limit the scope of the present invention. Although the present invention has been described in detail with reference to the foregoing embodiments, it will be apparent to those skilled in the art that various changes may be made and equivalents may be substituted for elements thereof. Any modification, equivalent replacement, or improvement made within the spirit and principle of the present invention should be included in the protection scope of the present invention. The scope of the invention is defined by the appended claims.
Claims (7)
1. An internet financial management system, comprising: the terminal module and the PC management platform are used for information interaction;
the terminal module comprises a user terminal, a business terminal and a housekeeper terminal,
the user side is respectively coupled with the PC management platform, the merchant side and the manager side and is used for checking financial institution client side information, financial management information and payment information;
the merchant terminal is respectively coupled with the PC management platform, the user terminal and the manager terminal and is used for releasing store information, commodity information and order management;
the manager end is respectively coupled with the PC management platform, the user end and the financial institution client end and is used for issuing announcements, financial information and loan information of the financial institution client end;
the user side, the merchant side and the housekeeper side are all bound with a first account, and the user side, the merchant side and the housekeeper side interact through the first account;
the PC management platform comprises a service unit and an operation unit which exchange information with each other,
the service unit is coupled with the terminal module and is used for being in butt joint with the terminal module and settling and processing payment information after the U shield identity authentication is completed;
the operation unit is coupled with the terminal module and used for issuing marketing advertisement information, activity planning information, forum information, fan group activity information and financial institution client promotion activity information,
the information paid or unpaid by the PC management platform is transmitted to the service unit, and the service unit feeds the information back to the terminal module through the PC management platform to form information closed-loop processing.
2. The internet financial management system of claim 1, wherein the PC management platform further comprises a data processing unit, coupled to the business unit, for automatically collecting and backing up information fed back to the terminal module by the business unit through the PC management platform.
3. The internet financial management system of claim 2, wherein the PC management platform further comprises a management unit, the management unit comprising a customer management subunit, a content management subunit, a marketing management subunit in parallel;
the customer management subunit is respectively coupled with the user side, the business side and the manager side, and is used for respectively managing and authenticating identity authentication information and service information sent by the user side, the business side and the manager side, and setting different levels of security identity authentication according to the current application level;
the content management subunit is respectively coupled with the user side, the merchant side and the manager side, and is used for issuing and managing information, help information and clause information of the user side, the merchant side and the manager side;
and the marketing management subunit is respectively coupled with the user side, the business side and the manager side and is used for issuing and managing the advertisement information, the activity information and the propaganda information.
4. The internet financial management system of claim 1, wherein the user terminal further comprises a U-shield chip coupled to the PC management platform, for providing payment information for forming a U-shield identity authentication by the U-shield identity authentication when the transaction is paid.
5. The internet financial management system of claim 1, wherein the user side includes a payment interface unit, respectively coupled with the PC management platform, the merchant side, and the housekeeper side, for generating a reminder link, the reminder connection includes a financial institution client reminder link and a hydro-electric reminder connection.
6. The internet financial management system of claim 1, wherein the manager side includes a parallel information management unit, a financial product unit, and an installment loan unit;
the information management unit is respectively coupled with the PC management platform, the user side, the merchant side and the financial institution client side and is used for providing announcements of the financial institution client side;
the financial product unit is respectively coupled with the PC management platform, the user side, the merchant side and the financial institution client side and is used for providing financial information of the financial institution client side;
the installment loan unit is coupled with the PC management platform, the user side, the merchant side and the financial institution client side respectively and is used for providing loan information of the financial institution client side.
7. The internet financial management system of claim 1, wherein the terminal module includes at least one of a WEB computer terminal, an IOS mobile terminal, and an Android terminal.
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| CN112581079A (en) * | 2020-12-10 | 2021-03-30 | 上海再出发网络科技有限公司 | Automatic intelligent big data measurement and calculation analysis property management system |
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| CN107403373A (en) * | 2017-08-17 | 2017-11-28 | 合肥斡亿信息科技有限公司 | A kind of financial intelligence community service platform system |
| CN108776928A (en) * | 2018-06-11 | 2018-11-09 | 合肥汇英科技有限公司 | A kind of mobile banking management system based on cloud service |
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| CN112581079A (en) * | 2020-12-10 | 2021-03-30 | 上海再出发网络科技有限公司 | Automatic intelligent big data measurement and calculation analysis property management system |
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