CN111584094B

CN111584094B - Online payment method and device

Info

Publication number: CN111584094B
Application number: CN202010249322.5A
Authority: CN
Inventors: 王兴维; 邰丛越; 王会清
Original assignee: Senyint International Digital Medical System Dalian Co ltd
Current assignee: Xiaorui Medical Technology (Dalian) Co.,Ltd.
Priority date: 2020-04-01
Filing date: 2020-04-01
Publication date: 2024-05-24
Anticipated expiration: 2040-04-01
Also published as: CN111584094A

Abstract

The invention discloses an online payment method and device, and belongs to the technical field of Internet; when the method is applied to the first user terminal, the method comprises the following steps: establishing a first group of users, the first group of users comprising a first user and at least two second users; receiving a message sent by the second user on the first group session interface, wherein the message is used for replying to the consultation problem of the first user; displaying a payment link; acquiring fee information according to the payment link; and completing payment according to the fee information so as to enable the second user to obtain consultation fee. According to the invention, the first user establishes a group with at least two second users to carry out consultation, and the cost is paid to a plurality of second users according to the answers, so that the payment efficiency and flexibility are improved, and the consultation efficiency is improved.

Description

Online payment method and device

Technical Field

The invention relates to the technical field of Internet, in particular to an online payment method and platform.

Background

With the development of the Internet and the smart phone, when the problems in life, work and academic industries occur, most people think about finding data on the network, so that online paid consultation becomes a channel for a plurality of people to quickly find help; for example, new forms of medical service field are continuously emerging, and the "internet+medical treatment" is a prominent one of them, and has been explored in registration, settlement, remote diagnosis and treatment, and consultation services. Wherein the online is an internet medical mode with wider application. On-line inquiry generally refers to the situation that a patient or an informed person inquires about occurrence, development, etc. of a disease to a doctor through an internet, telephone, etc. on-line manner.

At present, the internet medical online consultation is taken as an example, the consultation mode and the payment mode are single, a doctor is usually selected by a patient, the consultation is carried out after the payment according to the established cost of the system, and if a plurality of doctors need to be consulted, the consultation is required to be carried out for a plurality of times, and the problem of low consultation efficiency is caused.

Disclosure of Invention

The embodiment of the application provides an online payment method and device, which can ask questions and obtain replies to multiple persons at one time, pay for the reply content and improve the consultation efficiency.

The technical scheme is as follows:

The invention discloses an online payment method which is applied to a first user terminal and is characterized by comprising the following steps:

Establishing a first group of users, the first group of users comprising a first user and at least two second users;

receiving a message sent by the second user on the first group session interface, wherein the message is used for replying to the consultation problem of the first user;

Displaying a payment link;

acquiring fee information according to the payment link;

And completing payment according to the fee information so as to enable the second user to obtain consultation fee.

The invention also discloses an online payment method applied to the second user terminal, comprising the following steps:

Sending a message on the first group session interface, wherein the message is used for replying to the consultation questions of the first user;

And acquiring consultation cost according to the answer.

The invention also discloses an online payment device, which is applied to the first user terminal and comprises:

The system comprises a building module, a first group management module and a second group management module, wherein the building module is used for building a first group, and the first group user comprises a first user and at least two second users;

The receiving module is used for receiving a message sent by the second user on the first group session interface, and the message is used for replying to the consultation problem of the first user;

The display module is used for displaying the payment link;

the acquisition module is used for acquiring the expense information according to the payment link;

And the payment module is used for completing payment according to the fee information so as to enable the second user to obtain the consultation fee.

The invention also discloses an online payment device which is applied to the second user terminal and comprises:

The sending module is used for sending out a message on the first group session interface, wherein the message is used for replying to the consultation problem of the first user;

and the charging module is used for acquiring the consultation cost according to the answer.

The technical scheme provided by the embodiment of the application has the beneficial effects that at least: the first user establishes a group with at least two second users to consult, and the first user pays the fees to a plurality of second users according to the answers, so that the payment efficiency and flexibility are improved, and the consultation efficiency is improved.

Drawings

FIG. 1 is a block diagram of a computer system according to an exemplary embodiment;

FIG. 2 is a flow chart of an online consultation method provided by an exemplary embodiment;

FIG. 3 is a flowchart of a first user establishing a group based on an issued consultation question provided by an example embodiment;

FIG. 4 is a flow chart of a change of a second user function provided by an exemplary embodiment;

FIG. 5 is a flow chart illustrating implementation of the setup advisory card function provided by an exemplary embodiment;

FIG. 6 is a diagram showing a display of a advisory card on a first user terminal provided in an exemplary embodiment;

FIG. 7 is a domain-specific counseling group presentation diagram provided by an exemplary embodiment;

FIG. 8 is a first group and second group presentation diagram provided by an example embodiment;

FIG. 9 is a diagram of a replacement second user interface provided by an exemplary embodiment;

Fig. 10 is a flowchart of an online payment method of another exemplary embodiment.

Detailed Description

The following description of the embodiments of the present invention will be made clearly and completely with reference to the accompanying drawings, in which it is apparent that the embodiments described are only some embodiments of the present invention, but not all embodiments.

The embodiment of the application provides an online payment method and device, which are convenient for the online communication between a consultant and a consultant; can be applied to the related fields of medical treatment, office work, education, experience communication and the like.

FIG. 1 is a block diagram of a computer system 100 provided in accordance with an exemplary embodiment of the present application. The computer system 100 may be an online medical system or other application system having social attributes, as embodiments of the application are not limited in this respect. The computer system 100 includes: a first user terminal 120, a server 140 and a second user terminal 160.

The first user terminal 120 is connected to the server 140 through a wireless network or a wired network. The first user terminal 120 may be at least one of a smart phone, a desktop computer, a tablet computer, an electronic book reader, an MP3 player, an MP4 player, and a laptop portable computer. The first user terminal 120 installs and runs an application program having a consultation function of medical treatment or rehabilitation, etc. Alternatively, the application may be an online consultation client. The first user terminal 120 is a terminal used by a patient or a patient related person who needs to give a consultation, and the online consultation client running in the first user terminal 120 logs in with a first user account.

Server 140 includes at least one of a server, a plurality of servers, a cloud computing platform, and a virtualization center. Server 140 is used to provide background services for supported applications.

The second user terminal 160 is connected to the server 140 through a wireless network or a wired network. The second user terminal 160 is installed and operated with an application program having a medical or rehabilitation counseling function. Alternatively, the application may be an online consultation client. The second user terminal 160 is a terminal used by a doctor, a nurse, a checker, a pharmacist, or the like who provides medical treatment and rehabilitation advice, and the online consultation client running in the second user terminal 160 logs in with the second user account.

Alternatively, the applications installed on the first user terminal 120 and the second user terminal 160 are the same, or the applications installed on the two terminals are the same type of application of different operating system platforms, or the applications installed on the two terminals are different but support interworking of information. The different operating systems include: apple operating system, android operating system, linux operating system, windows operating system, etc.

The first user terminal 120 may refer broadly to one of a plurality of terminals and the second user terminal 160 may refer broadly to one of a plurality of terminals, the present embodiment being illustrated with only the first user terminal 120 and the second user terminal 160. The terminal types of the first user terminal 120 and the second user terminal 160 are the same or different. The following embodiments are illustrated with the first user terminal 120 and/or the second terminal 140 being smartphones.

Those skilled in the art will recognize that the number of terminals may be greater or lesser. Such as the above-mentioned terminals may be only one, or the above-mentioned terminals may be several tens or hundreds, or more.

The technical scheme of the invention is developed and introduced by taking the medical field as a representative through the embodiment, and mainly relates to patients, doctors, nurses, medicine enterprises and the like with inquiry requirements and people capable of replying to diseases or rehabilitation inquiry.

Fig. 2 shows a flowchart of an online payment method according to an exemplary embodiment of the present application. The method may be performed by a first user terminal shown in fig. 1, on which an application supporting an online consultation function is running, and the method includes:

S101) establishing a first group of users, the first group of users comprising a first user and at least two second users;

The group is a communication set for message communication by grouping users, the group comprises a group in a social application program, and the group session interface is an interface for displaying session contents in the group. The group is used for the first user to initiate consultation with the second user, and the consultation problem can be of various kinds, such as medical treatment, education, law and the like.

Specifically, the group may be established by the first user, or the first user joins in the group established by the second user.

S102) receiving a message sent by the second user on the first group session interface, wherein the message is used for replying to the consultation problem of the first user;

the message includes various forms of text, video, audio, etc., without limitation. And replying to the first user through the message according to the consultation questions sent by the first user.

S103) showing a payment link;

The payment links are links for obtaining information related to fees to be paid, the payment links comprise payment links corresponding to the messages and group payment links, the payment links corresponding to the messages are payment links corresponding to at least one message, the group payment links are integral payment links consulted by a first user in a group, all second users sending the messages in the group can be paid at one time through the group payment links, and the second users not sending the messages can be included.

When the payment link is a payment link corresponding to a message, the payment link display mode includes at least one of a) displaying the corresponding payment link by each message sent by the second user; b) Partial message displays corresponding payment links; c) Multiple messages are combined to present a payment link. The location of the payment link may be set at different locations, such as under or beside each session, or within a separate payment link display board, as desired, without limitation.

S104) acquiring fee information according to the payment link;

the fee information refers to specific fees to be paid, and various embodiments of the fees include coupons and the like. The fee information includes at least one of a predetermined fee, an input fee, and a reference fee.

A) Predetermined cost

Specifically, predetermined fee information is acquired according to a payment link, wherein the fee information is determined to be paid by the first user.

Further, when the first user selects a payment link or a group payment link corresponding to a message, the fee information corresponding to the payment link is displayed, and the input fee information is fee information which can be paid by the first user.

Further, when the first user selects a plurality of payment links corresponding to a plurality of messages, a plurality of fee information corresponding to a plurality of session information and/or total fee information showing the plurality of fee information are displayed, and the first user can pay one by one according to the plurality of fee information or pay the plurality of fees together according to the total fee information.

B) Input cost

Specifically, a fee input prompt is obtained according to the payment link, and the first user inputs fee information according to the prompt, wherein the fee is the fee required to be paid by the user.

Further, when the first user selects a payment link or a group payment link corresponding to a message, a fee input prompt corresponding to the payment link is displayed, and the first user inputs fee information according to the prompt, wherein the input fee information is fee information which can be paid by the first user.

Further, when the first user selects a plurality of payment links corresponding to a plurality of messages, a plurality of fee input prompts corresponding to a plurality of session information and/or total fee information of the plurality of fees are displayed, the first user inputs the fee information one by one or inputs the total fee information according to the prompts, and similarly, the first user can pay one by one according to the plurality of fee information and pay the plurality of fees together according to the total fee information.

C) Reference cost

Specifically, referring to the embodiments a) and b) above, the predetermined fee is acquired according to the payment link, and the fee input prompt is acquired at the same time, the first user refers to the predetermined fee input fee, and according to the requirement, the fee input by the first user is used as the fee information of the final payment, or the fee input by the first user is used as the extra fee, and the fee information of the combination of the predetermined fee and the input fee is used as the final fee information.

S105, payment is completed according to the fee information.

The payment route is implemented by the prior art, such as bank transfer, third party payment platform, client platform transfer, etc., without limitation. And the second user obtains corresponding compensation according to the payment operation.

Specifically, when the payment link is a payment link corresponding to a message, the payment link is allocated according to a second user corresponding to the message according to the fee message acquired by the payment link.

Specifically, when the payment link is a group payment link, the fee information acquired according to the group payment link is distributed to the second user according to the weight of the second user, and the weight of the second user is determined by the second user information.

In summary, the first user establishes a group with at least two second users to consult, and pays fees to a plurality of second users according to the answers, so that the payment efficiency and flexibility are improved, and the consultation efficiency is improved.

In an alternative embodiment based on fig. 3, the first user establishes a group based on the issued consultation questions. The steps S101 and S102 are specifically implemented by the following technical schemes.

S301, receiving and publishing the consultation questions of the consultation user;

the counsel user is the user itself related to the counsel problem, such as a patient, a user to be rehabilitated, etc. The first user logged in by the first user terminal can be a consultation user or a related person who knows the consultation problem of the consultation user, such as relatives, friends and the like, and the first user can acquire the information to be consulted of the consultation user through various channels. The first user issues the problem to be consulted through the online consultation program, and the consulted problem can be various questions in the fields of disease diagnosis, treatment, rehabilitation and the like, and the problem is not particularly limited herein.

Specifically, receiving the consultation problem of the consultation user comprises receiving consultation user information, wherein the consultation user information comprises user basic information and consultation information, and the basic information comprises user basic information such as name, gender, age, location and the like; the consultation information includes questions specifically required to be inquired, and may include course of disease, pathology, medical record information, etc. according to the consultation requirement, which is not limited herein. The consultation user information can be written by the first user or can be written by the relatives and friends of the consultation user instead, and is input on an interactive interface (such as a touch screen, a keyboard and the like) of the first user terminal, or can be input by selecting a disease label arranged on the interactive interface.

Optionally, the consultation questions include at least one of the following setting states; a disclosure state, wherein the disclosure state refers to that all second users can acquire the consultation questions; and the semi-public state refers to a second user designated by the first user to acquire the consultation problem and/or determines the second user to acquire the consultation problem according to the consultation problem.

Optionally, determining, according to the consultation problem, a second user for acquiring the consultation problem, including:

a) Receiving a consultation problem of a consultation user;

b) Analyzing the consultation problem and determining keywords of the consultation problem;

c) Searching for second user information matching the keyword;

d) And sending the consultation problem to the second user terminal.

Of course, the method can also be that the first user directly selects the consultation domain when inputting the consultation problem, and the keywords are determined according to the consultation domain.

S302, receiving at least two second user invitations, wherein the invitations are initiated by a second user terminal according to the consultation problems;

specifically, the second user is a single user or at least one of a user within a domain-specific consultation group or a domain-specific group. The single user refers to a user constituted by an independent person, such as a doctor user or a rehabilitation user. The domain-specific consultation group is a consultation group formed by at least two domain-specific individual users, for example, a special consultation group established by doctors or nurses, such as an oral group, a gynecological group, or a special consultation group established between doctors, where the doctors or nurses may be in the same hospital, or across hospitals, or across units (such as hospitals, medical enterprises, rehabilitation homes, etc.), such as gynecological group may include gynecological doctor users, gynecological nurse users, physicians, etc., without limitation. The users of the specific domain group join in a voluntary way or the group owner determines which domains and which users join through the specific domain consultation group.

The invitation may be prompt information displayed at the first user terminal, or may be trigger information directly used for establishing a social group.

S303, establishing a first group session interface according to the invitation, wherein the first group user comprises the first user and the at least two second users;

The users include at least two second users who sent the invitation and other social users of the first user. The social users include users already existing in the first user terminal, and may also include users joining the online consultation application system in various manners, such as relatives and friends of the first user, consultation users, and the like. The first user determines users within the first group according to the needs, such as selecting a portion of the social users to join the group.

The establishing a first group session interface from the invitation further comprises:

a) Receiving the at least two second user information according to the invitation;

The second user information comprises at least one of basic information, evaluation information and active information. The basic information includes one or more of information of name, sex, age, work unit, location, working year, field of art, etc., and the active information includes completed consultation, major achievement, etc. The evaluation information includes at least one of user evaluation information and system evaluation information. The user evaluation information is evaluation information which is performed by the first user consulting the problem to the second user according to the consulted answer, and the system evaluation information is information which is comprehensively calculated according to at least one of the basic information, the active information, the evaluation information and other external information of the second user. The first user may refer to the second user information to determine whether to consult with the second user or change to another second user.

B) Determining the at least two second users in response to the selection of the first user;

C) And generating a group session interface according to the selection.

Of course, the group session interface may also be automatically established according to the invitation; when the second user determines to answer the consultation questions, the first user terminal automatically establishes the first group.

S304, displaying at least one message sent by the second user in the first group session interface, wherein the message is a reply to the consultation problem.

Optionally, the message sets the visible range by authority. The rights settings include at least one of a) all users visible b) visible within the group c) the second user visible only messages sent by himself. The first user judges whether the consultation requirement of the first user is favorable according to the information sent by the at least one second user.

In summary, according to the method provided by the embodiment, the first user consults with multiple second users at a time, multiple questioning of the users is not needed, the human-computer interaction efficiency is improved, the complexity of online consultation of the users is reduced, and as the same questions are replied by multiple sites, the replying is more comprehensive, the pertinence is strong, and the specialization of consultation is improved.

The first group in the real-time example of the present application also includes, but is not limited to, the following functions:

1. change the second user function: freely exchanging the second user by the first user;

2. establishing a consultation card function: the information of the consultation user and the problem to be consultated are issued in a consultation card mode;

3. establishing a second group function: establishing a second group according to the first group information;

the above functions are described separately using different embodiments.

Changing the second user function

In an alternative embodiment based on fig. 4, the first user may delete or add the second user in the first group, which is specifically implemented as follows:

S401, displaying a group management interface;

s402, selecting at least one second user in the group;

s403, deleting the selected at least one second user;

S404, displaying a third user, wherein the third user is a user which initiates invitation to the first user and is not in the group, the first user selects the third user, and the third user is added into the first group.

Further, the third user may be automatically generated according to the deletion instruction, or may be generated by adding an instruction.

Further, the third user and the deleted second user have the same professional properties, such as the same hospital, or both doctors, or both nurses, or both departments.

In the following, the embodiment will be described in detail with reference to fig. 9, where the first user is a patient, the counseling problem is asthma-related, and 7 second users, including 5 doctors, 2 other medical staff, including 1 imaging medical staff and examining medical staff, are in the first group established for more comprehensive treatment advice. By + or-adding or deleting doctors or other medical staff of fig. 8, every time one doctor is deleted, one other doctor is recommended, and the other medical staff is the same as the recommended doctor or medical staff having the same good field as the deleted staff, of course, a new user can be presented according to the newly received reply invitation.

In summary, the first user selects whether to replace the second user according to the content of the answer, so that the answer of the consultation question is obtained more comprehensively and more closely, and the consultation quality and the consultation efficiency are improved.

Establishing advisory card functionality

Based on the alternative embodiment of fig. 5, the first user may issue the consultation problem by establishing the consultation card, or may share the consultation card in the first group, which is specifically implemented as follows:

S501, receiving consultation user information, wherein the consultation user information comprises user basic information and consultation information;

s502, generating a consultation card according to the consultation user information;

S503 issues a counsel card to enable the at least two second users to view the counsel user information.

As shown in fig. 6, the consultation card may be provided with a sharing module, and may also be provided with a focusing module and a forwarding module. The information of the consultation user is integrated through the consultation card or more detailed information of the consultation user is acquired through the consultation card, so that the first user can share and forward the information conveniently. The first user can continuously update the information of the consultation user in the consultation card, so that the second user can know the progress of the consultation user by paying attention to the consultation card. The optional consultation card comprises information such as medical records and image pictures of the consultation user, and the information such as medical records and image pictures of the consultation user which are helpful for diagnosing diseases can be managed together with the consultation card.

Establishing a second group function

In an alternative embodiment, the second group may also be established based on the first group. The second group is different from the first group, the second group user comprises at least one of a first user and friends of the first user, consultation users, and does not comprise the second user, and the information of illness state and the like is discussed through the second group. The second group may be established by the user selected by the first user or may be established automatically. The automatic establishment specifically comprises the following steps: and acquiring other users except for the second user in the first group, and automatically establishing the second group according to the other users. Of course, the first user may increase or decrease the second group user, and the first group session interface and the second group session interface may be switched at will.

As shown in fig. 8, a first group session interface is shown, the first group includes doctors, nurses, etc., and the relatives and nurses in the figure are second groups, and the users can privately discuss consultation problems in the relatives and nurses groups. In summary, the first user establishes the second group, so as to ensure the privacy of the session, protect the privacy of the patient, and promote the interaction efficiency because the first group and the second group can be freely switched.

Step S301 is replaced by the following steps in an alternative embodiment based on fig. 3:

Determining a domain-specific counseling group in response to a selection of a first user, the counseling group consisting of at least two second users, sending the counseling questions to the counseling group;

The consultation group automatically initiates the invitation to the first user according to the consultation problem, and the invitation can be initiated by designating the user in the consultation group instead.

The first user may issue the consultation questions directly to a domain-specific group. As shown in fig. 7, the specific area counseling group is a baby health counseling group, and the counseling group includes a plurality of members, which may be in the same hospital, cross-hospital, or cross-unit. The first user directly selects the group to initiate consultation questions, and answers of a plurality of users in the group are obtained.

Fig. 10 shows a flowchart of an online payment method according to another exemplary embodiment of the present application. The method may be performed by a second user terminal shown in fig. 1, in which an online consultation client running in the second user terminal logs in with a second user account and second user information. The method comprises the following steps:

S201, a first group is established, wherein the first group of users comprises a first user and at least two second users;

s202, sending out a message on the first group session interface, wherein the message is used for replying to the consultation questions of the first user;

S203, acquiring consultation cost according to the answer;

The consultation fee is determined according to fee information paid by the first user. The consultation fee is a full or partial fee paid by the first user.

When the first user pays a fee through a group payment link, the consultation fee is determined according to the weight of the second user in the first group. The weight of the second user within the first group is determined from the second user information. For example, A B doctors answer the consultation questions, the A doctor authentication standard is 5A grade, the B doctor authentication standard is 4A grade, the patient pays a fee of M, then the A doctor obtains M5/(5+4), and the B doctor obtains M4/(5+4).

In summary, the second user flexibly obtains the payment according to the answer, so that the enthusiasm of the second user is improved, the consultation efficiency is improved, and the payment is more convenient and intelligent; the method enriches the existing online payment mode, expands the application range of the online payment mode, and remarkably improves the user experience.

The embodiment also discloses an online payment device, which is applied to the first user terminal and comprises:

The display module is used for displaying the payment link;

Specifically, the display module is configured to display at least one payment link of the message.

In particular, the payment module comprises,

A selection link module for selecting at least one payment link;

And the display expense information module is used for displaying expense information corresponding to the payment link.

Preferably, displaying the fee information corresponding to the payment link specifically includes:

Displaying a plurality of expense information corresponding to the plurality of messages;

and or displaying total cost information for the plurality of messages;

And completing payment according to the expense information, which specifically comprises the following steps:

And completing payment according to the plurality of expense information or completing payment according to the total expense information.

In particular, the payment module comprises,

A selection link module for selecting at least one payment link;

And the display input module is used for displaying a fee information input prompt and inputting fee information according to the prompt.

Preferably, a fee information input prompt is displayed, and the fee information input method specifically includes:

displaying a plurality of fee input prompts corresponding to the plurality of session information;

Receiving a plurality of fee information according to the prompt;

and completing payment according to the plurality of fee information.

Specifically, the device further comprises:

The group payment display module is used for displaying the group payment link;

the group payment link acquisition module is used for acquiring fee information according to the group payment link, wherein the fee information comprises at least one of preset fee and input fee;

And the automatic allocation module is used for automatically allocating the consultation fees of the at least two second users according to the group fee information.

Specifically, the automatic allocation module includes:

the weight acquisition module is used for acquiring the at least two second user weights;

a determining fee module for determining consultation fees of the at least two second users according to the weight of the at least two second users and the group fee information;

and the allocation expense module is used for allocating the consultation expense.

Since the principle of the online payment device for solving the problem is similar to that of the online payment method applied to the first user terminal, the implementation of the online payment device can be referred to the implementation of the method, and will not be described herein.

The embodiment also discloses an online payment device, which is applied to a second user terminal and comprises:

And the charging module is used for determining the consultation cost of the second user according to the weight of the second user and the cost information paid by the first user.

Preferably, the fee information is group fee information, and the second user weight is determined according to the second user information.

Since the principle of the online payment device for solving the problem is similar to that of the online payment method applied to the second user terminal, the implementation of the online payment device can be referred to the implementation of the method, and will not be described herein.

The server in the embodiment of the invention comprises a memory, a processor and a computer program which is stored in the memory and can run on the processor, wherein the processor realizes the steps of the online consultation method and/or the online payment method when executing the computer program.

The embodiment of the invention also provides a computer readable storage medium, wherein the computer readable storage medium is stored with a computer program, and the computer program executes the steps of the online consultation method and/or the online payment method when being run by a processor.

Furthermore, the terms "first," "second," and the like, are used for descriptive purposes only and are not to be construed as indicating or implying a relative importance or implicitly indicating the number of technical features indicated. Thus, a feature defining "a first" or "a second" may explicitly or implicitly include at least one such feature.

Any process or method descriptions in flow charts or otherwise described herein may be understood as representing modules, segments, or portions of code which include one or more executable instructions for implementing specific logical functions or steps of the process, and further implementations are included within the scope of the preferred embodiment of the present invention in which functions may be executed out of order from that shown or discussed, including substantially concurrently or in reverse order, depending on the functionality involved, as would be understood by those reasonably skilled in the art of the present invention.

Logic and/or steps represented in the flowcharts or otherwise described herein, e.g., may be considered as a ordered listing of executable instructions for implementing logical functions, can be embodied in any computer-readable medium, which can be any means that can contain, store, communicate, propagate, or transport the program for use by or in connection with the instruction execution system, apparatus, or device. More specific examples (a non-exhaustive list) of the computer-readable medium would include the following: an electrical connection (electronic device) having one or more wires, a portable computer diskette (magnetic device), a Random Access Memory (RAM), a read-only memory (ROM), an erasable programmable read-only memory (EPROM or flash memory), an optical fiber device, and a portable read-only memory (CDROM). In addition, the computer readable medium may even be paper or other suitable medium on which the program is printed, as the program may be electronically captured, via, for instance, optical scanning of the paper or other medium, then compiled, interpreted or otherwise processed in a suitable manner, if necessary, and then stored in a computer memory.

It is to be understood that portions of the present invention may be implemented in hardware, software, firmware, or a combination thereof. In the above-described embodiments, the various steps or methods may be implemented in software or firmware stored in a memory and executed by a suitable instruction execution system. For example, if implemented in hardware, as in another embodiment, may be implemented using any one or combination of the following techniques, as is well known in the art: discrete logic circuits having logic gates for implementing logic functions on data signals, application specific integrated circuits having suitable combinational logic gates, programmable Gate Arrays (PGAs), field Programmable Gate Arrays (FPGAs), and the like.

In addition, each functional module in the embodiments of the present invention may be integrated into one processing module, or each module may exist alone physically, or two or more modules may be integrated together. The integrated modules may be implemented in hardware or in software functional modules. The integrated modules may also be stored in a computer readable storage medium if implemented in the form of software functional modules and sold or used as a stand-alone product.

Finally, it should be noted that: the above examples are only specific embodiments of the present invention, and are not intended to limit the scope of the present invention, but it should be understood by those skilled in the art that the present invention is not limited thereto, and that the present invention is described in detail with reference to the above examples: any person skilled in the art may modify or easily conceive of the technical solution described in the foregoing embodiments, or perform equivalent substitution of some of the technical features, while remaining within the technical scope of the present disclosure; such modifications, changes or substitutions do not depart from the spirit and scope of the technical solutions of the embodiments of the present invention, and are intended to be included in the scope of the present invention. Therefore, the protection scope of the present invention shall be subject to the protection scope of the claims.

Claims

1. An online payment method applied to a first user terminal is characterized by comprising the following steps:

Displaying a payment link;

acquiring fee information according to the payment link;

Completing payment according to the fee information so that the second user obtains consultation fee;

displaying a payment link, specifically comprising displaying a payment link of at least one message;

acquiring fee information according to the payment link, specifically including:

Selecting at least one payment link;

Displaying the fee information corresponding to the payment link specifically comprises the following steps:

and or displaying total cost information for the plurality of messages;

completing payment according to the plurality of fee information or completing payment according to total fee information;

Displaying a group payment link;

Acquiring fee information according to the group payment link, wherein the fee information comprises at least one of predetermined fee and input fee;

Automatically distributing the consultation fees of the at least two second users according to the group fee information, and specifically comprising the following steps:

acquiring the at least two second user weights;

Determining consultation fees of the at least two second users according to the weight of the at least two second users and the group fee information;

Distributing the consultation cost;

the first user establishes a group based on the issued consultation questions, and specifically comprises:

s304, displaying at least one message sent by the second user in the first group session interface, wherein the message is a reply to the consultation problem;

The first user deletes or adds the second user in the first group, and the specific implementation manner is as follows:

S401, displaying a group management interface;

s402, selecting at least one second user in the group;

s403, deleting the selected at least one second user;

S404, displaying a third user, wherein the third user is a user which initiates an invitation to the first user and is not in the group, the first user selects the third user, and the third user is added into the first group;

The first user issues the consultation problem by establishing the consultation card or shares the consultation card in the first group, and the specific implementation mode is as follows:

2. The online payment method according to claim 1, wherein acquiring fee information according to the payment link comprises:

Selecting at least one payment link;

and displaying a fee information input prompt, and inputting fee information according to the prompt.

3. An online payment method according to claim 2, wherein a fee information input prompt is presented, and wherein inputting fee information according to the prompt specifically comprises:

Receiving a plurality of fee information according to the prompt;

and completing payment according to the plurality of fee information.

4. The online payment method of claim 1, further comprising determining the fee information from the second user information, the second user information including at least one of basic information, rating information, and active information.