CN111539857A - Education service transaction platform and method - Google Patents
Education service transaction platform and method Download PDFInfo
- Publication number
- CN111539857A CN111539857A CN202010341924.3A CN202010341924A CN111539857A CN 111539857 A CN111539857 A CN 111539857A CN 202010341924 A CN202010341924 A CN 202010341924A CN 111539857 A CN111539857 A CN 111539857A
- Authority
- CN
- China
- Prior art keywords
- course
- target course
- information
- payment
- client
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Withdrawn
Links
Images
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q50/00—Systems or methods specially adapted for specific business sectors, e.g. utilities or tourism
- G06Q50/10—Services
- G06Q50/20—Education
- G06Q50/205—Education administration or guidance
- G06Q50/2053—Education institution selection, admissions, or financial aid
Abstract
The invention is suitable for the technical field of computers, and provides an education service transaction platform and a method, wherein the education service transaction platform comprises a client and an education service end; the client is used for hosting the expense of the target course to the transaction management party when the purchase operation of the user on at least one target course is detected; and when receiving a payment notice corresponding to the target course which is finished with learning and sent by the education service terminal, responding to the confirmation operation of the user on the payment notice, and sending a payment request corresponding to the target course which is finished with learning to the transaction management party. The method and the system have the advantages that the prepayment cost of the target course is managed to the third party, and the third party deducts the corresponding cost to the account of the education service terminal in real time after the corresponding target course is completely learned, so that the cost settlement mode according to the actual course sale is realized, the transaction safety is ensured, the payment and refund operation are facilitated when emergency situations in the education training process are met, and the loss of consumers is avoided.
Description
Technical Field
The invention belongs to the technical field of computers, and particularly relates to an education service transaction platform and an education service transaction method.
Background
At present, the field of school-out education and training industry has a market of nearly 1 trillion yuan per year, and all school-out education and training institutions are in a mode of prepayment, such as prepayment for half-year school charge, 1-year school charge, and even longer time for parents to renew through gift giving, but the students/parents form a lot of prepayment money at the school-out education and training institutions due to the fact that the students have limited time per week for school-out training, and once the institutions are closed or the responsible person rolls money, normal school-out training and learning of the students are interrupted, and prepayment of the school charge paid by the parents cannot be returned.
Therefore, the existing payment mode for the school-outside education training has the problems that refund operation is difficult when the emergency in the education training process is handled, and great transaction risk exists for consumers.
Disclosure of Invention
The embodiment of the invention aims to provide an education service transaction platform, and aims to solve the problems that refund operation is difficult and great transaction risk is caused to consumers when emergency situations in an education training process are met in the conventional payment mode of school-outside education training.
The embodiment of the invention is realized in such a way that the education service transaction platform comprises a client and an education service end which is communicated with the client;
the client is used for hosting the expense of the target course to a transaction management party when the purchase operation of the user on at least one target course is detected; when a payment notice corresponding to a target course which is finished with learning and sent by the education server is received, responding to the confirmation operation of a user on the payment notice, and sending a payment request corresponding to the target course which is finished with learning to the transaction management party;
the education service terminal is used for sending a payment notice corresponding to the target course after learning to the client when the target course after learning is judged to exist; and receiving a payment notice of the learned target course sent by the transaction management party.
Another objective of an embodiment of the present invention is to provide an educational service transaction method, applied to a client, including:
when the selection operation of the user on at least one target course is detected, the expense of the target course is hosted to a transaction management party;
and when receiving a payment notice which is sent by the education server and corresponds to the target course which is finished with learning, responding to the confirmation operation of the user on the payment notice, and sending a payment request which corresponds to the target course which is finished with learning to the transaction management party.
Another objective of an embodiment of the present invention is to provide an educational service transaction method, applied to an educational service terminal, including:
when the target course which is completely learned is judged to exist, sending a payment notice corresponding to the target course which is completely learned to the client;
and receiving a payment notice of the learned target course sent by the transaction management party.
When the client detects the purchase operation of at least one target course by a user, the cost of the target course is managed to a transaction management party, namely the transaction management party manages the prepayment cost of the target course; and the education service side can receive the expense payment notice of the target course which is finished learning and sent by the transaction management side after sending a payment request corresponding to the target course which is finished learning to the transaction management side by the client side in response to the confirmation operation of the user on the payment notice only when the education service side judges that the target course which is finished learning exists. The invention discloses a method for settling the fees according to the actual class sale by trusteeship the prepayment fees of the target course to a transaction management party (third party) and drawing the corresponding fees to an account of an education service terminal in real time after the corresponding target course is completely learned, thereby ensuring the transaction safety, facilitating the payment and refund operation when dealing with the emergency in the education training process, implementing and standardizing the national education supervision policy and reconstructing the new pattern of the extraschool education industry.
Drawings
Fig. 1 is a schematic structural diagram of an educational service transaction platform according to an embodiment of the present invention;
fig. 2 is a schematic structural diagram of a client according to an embodiment of the present invention;
FIG. 3 is a schematic structural diagram of an educational service terminal provided in an embodiment of the present invention;
FIG. 4 is a schematic structural diagram of another educational service transaction platform provided in the embodiment of the present invention;
FIG. 5 is a flowchart of an implementation of a method for trading an educational service applied to a client according to an embodiment of the present invention;
fig. 6 is a flowchart of an implementation of an education service transaction method applied to an education service according to an embodiment of the present invention.
Detailed Description
In order to make the objects, technical solutions and advantages of the present invention more apparent, the present invention is described in further detail below with reference to the accompanying drawings and embodiments. It should be understood that the specific embodiments described herein are merely illustrative of the invention and are not intended to limit the invention.
The terminology used in the embodiments of the invention is for the purpose of describing particular embodiments only and is not intended to be limiting of the invention. As used in the examples of the invention and the appended claims, the singular forms "a," "an," and "the" are intended to include the plural forms as well, unless the context clearly indicates otherwise. It should also be understood that the term "and/or" as used herein refers to and encompasses any and all possible combinations of one or more of the associated listed items.
It should be understood that although the terms first, second, etc. may be used to describe various information in embodiments of the present invention, the information should not be limited by these terms. These terms are only used to distinguish one type of information from another.
The No. 80 command of the education department, it has been proposed that the annual charge of the education institution can not exceed 3 months, but basically belongs to the 'policy on the upper side, the countermeasure on the lower side' the school institution still goes my way and continues to receive long-term prepayment, the embodiment of the invention aims to solve the problems that the prepayment mode of the school education training in the prior art has difficult refund operation when dealing with the emergency in the education training process and has larger transaction risk to the consumer, and provides an education service transaction platform which is used for hosting the cost of at least one target course to a transaction management party by a client when the purchase operation of the target course by the user is detected, namely, the transaction management party hosts the prepayment cost of the target course; when the education service terminal judges that the target course which finishes learning exists, the education service terminal sends a payment notice corresponding to the target course which finishes learning to the client terminal, and the client terminal responds to the confirmation operation of the user on the payment notice and sends a payment request corresponding to the target course which finishes learning to the transaction management terminal, and then the education service terminal receives the expense payment notice of the target course which finishes learning sent by the transaction management terminal. The platform actively responds and promotes the national education supervision policy, guarantees the rights and interests of parents of students, and enables an organization to form a good fund flow through supervision prepayment, so that the good health development of the organization is improved.
To further explain the technical means and effects of the present invention adopted to achieve the predetermined objects, the following detailed description of the embodiments, structures, features and effects according to the present invention will be given with reference to the accompanying drawings and preferred embodiments.
Fig. 1 is a block diagram illustrating a structure of an educational service transaction platform according to an embodiment of the present invention, which is only shown in the relevant parts of the embodiment of the present invention for convenience of explanation, and the following details are provided:
in the embodiment of the invention, the education service transaction platform comprises a client 101 and an education service terminal 102 which is communicated with the client 101.
In the embodiment of the present invention, the client and the educational server communicate with each other through a wired or wireless network, and the network may be a LAN (local area network), a WAN (wide area network), a wireless network, a peer-to-peer network, a star network, a token ring network, a hub network, or other configurations, which is not limited in the present invention.
As an example, at least one of the client and the education service according to the embodiment of the present invention may be a plurality of clients, where the client and the education service are located in the platform, where the client is located at a course buyer, a learning party, a course seller, and an education service, and the client and the education service may be implemented in various forms, such as a mobile device, which may be a mobile phone, a smart phone, a notebook computer, a PDA (personal digital assistant), a PAD (tablet computer), and the like, and a fixed device, such as a digital TV, a desktop computer, and the like, but not limited thereto. The client and the education service end can run an application program with the functions of payment and receipt and an application program with the function of card punching, and if the online course learning mode is adopted, the client and the education service end also need to have a related application program for video playing; in the following, it is assumed that the terminal is a mobile terminal. However, it will be understood by those skilled in the art that the configuration according to the embodiment of the present invention can be applied to a fixed type terminal in addition to elements particularly used for moving purposes.
The client 101 is used for hosting the fee of at least one target course to a transaction management party when the purchase operation of a user on the target course is detected; when receiving a payment notification corresponding to the learned target course transmitted by the education server 102, transmitting a payment request corresponding to the learned target course to the transaction manager in response to a confirmation operation of the payment notification by the user.
In the embodiment of the invention, the target course refers to a course in a single class, if the subject corresponding to the target course is mathematic, one class arranged according to a class schedule is a target course, namely, one learning subject determines the number of the target courses according to the number of times of class taking. In addition, the target courses may include basic teaching subjects, out-of-class teaching subjects and interest teaching subjects, for example, the basic teaching subjects include but are not limited to traditional courses such as Chinese, mathematics, English, chemistry, biology, physics, politics, geography, etc., the out-of-class teaching subjects include but are not limited to composition, reading comprehension, Olympic games, nature, etc., the interest teaching subjects include but are not limited to talent teaching subjects such as music, dance, art, drama, sports, etc., and even related teaching training classes such as various legal examinations, builder examinations, official examinations, etc., without limitation.
In the embodiment of the present invention, the transaction manager generally refers to a financial institution which is established by law and operates monetary credit services, and may be a central bank, a policy bank, a commercial bank, or the like, or a third party payment service provider which has a regular payment license plate issued by a central bank and can effectively guarantee the fund security (an independent institution with certain strength and credit guarantee), such as a remittance day.
In the embodiment of the invention, when the purchasing operation of the user on two or more target courses is detected, the prepayment payment corresponding to all the purchased target courses paid by the user is delivered to be managed by the transaction management party, so that the problem that the prepayment payment is directly delivered to the education service party when the target course learning is not completed is avoided, and the transaction risk exists.
In the embodiment of the present invention, the payment notification corresponding to the target course after completion of learning carries the course selling data, which includes basic information and interactive information, wherein the basic information includes a main body providing a service (e.g., name of an education institution), content providing a service (e.g., content of a lesson), unit price providing a service (e.g., time fee), a person providing a service (e.g., teacher in class), a service object (e.g., name, sex, age, user ID, contact information, contact phone, address of residence, etc.) and related information such as date and time of class of the user, and the interactive information includes schedule information of the institution for the user, confirmation information after each class of a parent/child (e.g., card drawing in class), and the like.
In the embodiment of the invention, after responding to the information confirmation error-free operation of the user on the payment notice, the payment request corresponding to the learned target course is sent to the transaction management party, so that the payment corresponding to the learned target course is transferred to the account of the education institution through the transaction management party. When the user confirms that the information on the payment notice is wrong, the user can be output with an error information input box, the error information input by the user through the error information input box is received, the error information is fed back to the education service terminal, so that the education service terminal revises the payment notice again, the revised payment notice is sent to the client again, and the steps are repeated.
It should be noted that, in practical applications, the educational service transaction platform operates in a commission collection mode, that is, when a transaction manager (a third party) transfers the fee corresponding to the learned target course to an account of an educational institution, a part of the fee corresponding to the learned target course is extracted as a platform commission according to a preset ratio, which is determined according to practical requirements, such as occupying 5% or 10% of the fee corresponding to the learned target course, and the like, without limitation.
The education service terminal 102 is configured to send a payment notification corresponding to a target learning course to the client 101 when it is determined that the target learning course exists; and receiving a payment notice of the learned target course sent by the transaction management party.
In the embodiment of the invention, once one target course is learned, a payment notice corresponding to the learned target course is sent to the client side so that the user can confirm the payment information. When receiving the error information confirmed by the user to the payment information, checking the error information to correct the payment notice, and sending the corrected payment notice to the client again for the user to verify.
In the embodiment of the invention, the learning planning of the next target course can not be started until the education service end receives the notice of paying the fee of the learned target course sent by the transaction management party, and the rights and interests of the education service party are protected to a certain extent.
When the client detects the purchase operation of at least one target course by a user, the cost of the target course is managed to a transaction management party, namely the transaction management party manages the prepayment cost of the target course; and the education service side can receive the expense payment notice of the target course which is finished learning and sent by the transaction management side after sending a payment request corresponding to the target course which is finished learning to the transaction management side by the client side in response to the confirmation operation of the user on the payment notice only when the education service side judges that the target course which is finished learning exists. The method and the system have the advantages that the prepayment cost of the target course is managed to the third party, and the third party deducts the corresponding cost to the account of the education service terminal in real time after the corresponding target course is completely learned, so that the cost settlement mode according to the actual course sale is realized, the transaction safety is ensured, the payment and refund operation are facilitated when emergency situations in the education training process are met, and the loss of consumers is avoided.
Fig. 2 is a schematic structural diagram of a client according to an embodiment of the present invention, and for convenience of description, only a part related to the embodiment of the present invention is shown.
In the embodiment of the present invention, the client 101 includes a fee hosting unit 201 and a payment request sending unit 202.
The fee hosting unit 201 is configured to, when a purchase operation of at least one target course by a user is detected, host a fee of the target course to a transaction management party.
In the embodiment of the invention, the target course refers to a course in a single class, if the subject corresponding to the target course is mathematic, one class arranged according to a class schedule is a target course, namely, one learning subject determines the number of the target courses according to the number of times of class taking.
In the embodiment of the present invention, the transaction manager generally refers to a financial institution which is established by law and operates monetary credit services, and may be a central bank, a policy bank, a commercial bank, or the like, or a third party payment service provider which has a regular payment license plate issued by a central bank and can effectively guarantee the fund security (an independent institution with certain strength and credit guarantee), such as a remittance day.
In the embodiment of the invention, when the purchasing operation of the user on two or more target courses is detected, the prepayment payment corresponding to all the purchased target courses paid by the user is delivered to be managed by the transaction management party, so that the problem that the prepayment payment is directly delivered to the education service party when the target course learning is not completed is avoided, and the transaction risk exists.
The payment request sending unit 202 is configured to, when receiving a payment notification corresponding to a learned target course sent by the education server, send a payment request corresponding to the learned target course to the transaction manager in response to a confirmation operation of the payment notification by the user.
In the embodiment of the present invention, the payment notification corresponding to the target course after completion of learning carries the course selling data, which includes basic information and interactive information, wherein the basic information includes a main body providing a service (e.g., name of an education institution), content providing a service (e.g., content of a lesson), unit price providing a service (e.g., time fee), a person providing a service (e.g., teacher in class), a service object (e.g., name, sex, age, user ID, contact information, contact phone, address of residence, etc.) and related information such as date and time of class of the user, and the interactive information includes schedule information of the institution for the user, confirmation information after each class of a parent/child (e.g., card drawing in class), and the like.
In the embodiment of the invention, after responding to the information confirmation error-free operation of the user on the payment notice, the payment request corresponding to the learned target course is sent to the transaction management party, so that the payment corresponding to the learned target course is transferred to the account of the education institution through the transaction management party. When the user confirms that the information on the payment notice is wrong, the user can be output with an error information input box, the error information input by the user through the error information input box is received, the error information is fed back to the education service terminal, so that the education service terminal revises the payment notice again, the revised payment notice is sent to the client again, and the steps are repeated.
Fig. 3 is a schematic structural diagram of an educational service terminal according to an embodiment of the present invention, and for convenience of description, only the parts related to the embodiment of the present invention are shown.
In the embodiment of the present invention, the education service 102 includes a payment notice transmitting unit 301 and a payment notice receiving unit 302.
The payment notification sending unit 301 is configured to send a payment notification corresponding to the learned target course to the client when it is determined that the learned target course exists.
In the embodiment of the invention, once one target course is learned, a payment notice corresponding to the learned target course is sent to the client side so that the user can confirm the payment information. When receiving the error information confirmed by the user to the payment information, checking the error information to correct the payment notice, and sending the corrected payment notice to the client again for the user to verify.
The fee payment notification receiving unit 302 is configured to receive a fee payment notification of the learned target course sent by the transaction manager.
In the embodiment of the invention, the learning planning of the next target course can not be started until the education service end receives the notice of paying the fee of the learned target course sent by the transaction management party, and the rights and interests of the education service party are protected to a certain extent.
Fig. 4 is a schematic structural diagram of another educational service transaction platform provided in an embodiment of the present invention, which is similar to the above embodiment except that for convenience of illustration, only the parts related to the embodiment of the present invention are shown:
in the embodiment of the present invention, the education service transaction platform further includes a supervision and management terminal 401 operating on the transaction management party;
the supervision and management terminal 401 is configured to, when it is detected that the client 101 is terminated in a state where target course learning is not completed, obtain learning duration information of the client 101 on the target course; determining the cost corresponding to the learning duration information according to the learning duration information and the cost of the target course; and completing the payment of the expense corresponding to the learning duration information according to the expense corresponding to the learning duration information.
In the embodiment of the invention, the learning duration information of the client on the target course is obtained, if the target course is an art course, the class time of one target course is 40 minutes, and the learning duration is 35 minutes, the 35 minutes is the learning duration information of the client on the target course; if the current target course is the online course, the learning duration information can be determined by the online time of the client aiming at the current target course; if the classroom is a real classroom, the classroom can be determined according to the time of the student based on the card punching time of the client in the specific location area and the time of the client leaving the specific location area, and the classroom is not limited in particular.
Under practical conditions, conditions such as network breaking during online course learning or malicious quitting of students in class can happen inevitably due to inefficient factors, in these conditions, because the target course is not completely learned, the education service party can not receive the due fee, so in order to guarantee the rights and interests of the education service party, whether the client side is terminated before the target course is not completely learned is detected in real time through a supervision and management terminal operated on a transaction management party, if so, the learning duration information of the client side for the target course is obtained, further, the supervision and management terminal operated on the transaction management party calculates the fee corresponding to the learning duration information according to the learning duration information and the fee of the target course, if the fee of one target course is 200 yuan, and if the total time is 50 minutes, the fee corresponding to the learning duration 25 minutes is 100 yuan, the payment of the expense corresponding to the learning duration information is completed, and the rights and interests of the education service party are guaranteed.
For convenience of illustration, the educational service transaction platform according to the embodiment of the present invention is only shown in the relevant parts of the embodiment of the present invention, and is similar to the above embodiment, except that:
in this embodiment of the present invention, the supervision and management terminal 401 is further configured to obtain the information of the client 101 and the education service terminal 102 in class; when a compulsory payment request sent by the education server 102 is received, the compulsory payment request carries class time card punching record information, and whether the class time card punching record information is matched with the class information is judged; and when the class time card punching record information is matched with the class information, completing the payment corresponding to the class information.
In the embodiment of the invention, the education service terminal sends a forced payment request to the supervision and management terminal only when the education service terminal still does not receive the feedback of the client terminal to the payment notice and the payment notice of the target course after the learning is finished within a certain time limit, wherein the forced payment request comprises the class time card punching record information of the user so as to prove that the user finishes the learning of the target course; the supervision and management end monitors the class information such as the synchronous online time or the card punching time of the client and the education server in real time, determines whether the forced payment request sent by the education server is reasonable or not by judging whether the class information is matched with the class time card punching record information or not, if the class time card punching record information is matched with the class information, the payment request of the education server is proved to be reasonable, and the payment corresponding to the class information is finished; the transaction mode of the education service platform can avoid the situation that the students do not maliciously agree to pay corresponding fees to a certain extent to cause loss to the education service party, so that the rights and interests of the education service party can be further guaranteed.
For convenience of description, only the parts related to the embodiments of the present invention are shown, which are similar to the above embodiments, except that:
in this embodiment of the present invention, the supervision and management terminal 401 is further configured to send a payment notification corresponding to an target class that is not completed by learning to the education server 102 when receiving a refund request corresponding to the target class that is not completed by learning and sent by the client 101; and when the payment feedback notice of the education service terminal 102 is not received within the preset time period, completing the refund corresponding to the target course which is not learned to the client.
Under the actual conditions, the situation that the education institution does not allow the user to refund the purchased but unlearned course, or the situation that a part of education institutions with extremely low risk resistance privately use the prepayment, and the subsequent institutions are closed backwards to cause a series of social problems occurs, under the situations, the rights and interests of the consumers cannot be effectively guaranteed, the refund request corresponding to the unlearned target course sent by the client is received through the supervision and management end, the payment notice corresponding to the unlearned target course is sent to the education service end, and when the feedback is not received within a certain time period, the default refund operation can be determined, so the refund operation corresponding to the unlearned target course is completed to the client, the innovative transaction mode of the education service transaction platform can effectively reduce the risk of rolling money on the education service side and further guarantee the rights and interests of the consumers, parents can purchase classes without worry, trust is enhanced, and the new ecology and the new pattern of the school education industry are reconstructed.
For convenience of illustration, the educational service transaction platform provided by the embodiment of the present invention only shows the relevant parts of the embodiment of the present invention, which is similar to the above embodiment, except that:
in the embodiment of the present invention, the client 101 is further configured to obtain a course information query request of a user, where the course information query request carries registration application information of the user and is sent to an education server; and receiving course information sent by the education service terminal, wherein the course information carries a plurality of target courses.
In the embodiment of the invention, the registration application information of the user comprises an account name and identity information of the user.
The education service terminal 102 is further configured to receive a course information query request sent by the client, and acquire historical course appointment information associated with the registration application information; and sequencing the course information according to the historical course appointment information and a preset course recommendation model, and sending the sequenced course information to the client.
In the embodiment of the invention, the historical lesson appointment information refers to the course information purchased by a user based on the current account name or the related course information inquired based on the current account name; the method comprises the steps of obtaining historical lesson appointment information associated with the registration application information according to the registration application information of a user, combining a preset lesson recommendation model to generate recommended lessons, wherein the lesson recommendation model is generated through a large amount of real and reliable sample data training, and automatically generating lesson recommendation results according to the recorded historical lesson appointment information, so that the lesson purchasing efficiency of the user is improved, and the use experience of the user is improved.
An optimized educational service trading platform provided by the embodiment of the present invention is shown only in the relevant parts of the embodiment of the present invention for convenience of illustration, and is similar to the above embodiment except that:
in the embodiment of the present invention, the client 101 is further configured to respond to a course information query operation of a user, and output a target course key information entry page to the user; and receiving target course key information input by a user through the target course key information input page, and sending a course information query request carrying the target course key information to the education service terminal.
In the embodiment of the present invention, the target course key information entry page may be a text box, a selection box, or other forms, for example, when receiving a course information query operation, providing the text box to the user so that the user can enter the target course key information through the text box, or providing the user with a selection box carrying a plurality of target course key information, where the target course key information on the selection box may be generated according to a past retrieval record of the user.
The education service terminal 102 is further configured to receive the course information query request carrying the target course key information; and sending the course information associated with the target course key information to the client.
The education service transaction platform provided by the embodiment of the invention responds to the course information query operation of a user through the client and outputs a target course key information input page to the user; the method comprises the steps of receiving target course key information input by a user through a target course key information input page, sending a course information query request carrying the target course key information to an education service end, and pushing course information associated with the target course key information to a client side through the education service end, so that the flexibility and the selectivity of course pushing are improved, and the use experience of the user is further improved.
For convenience of description, only the parts related to the embodiments of the present invention are shown in the block diagram of another education service transaction platform provided in the embodiments of the present invention, which is detailed as follows:
in the embodiment of the invention, the client is further configured to obtain a course information query request of a user, and send the course information query request to the education server; and receiving the course information sent by the education service terminal and displaying the course information to the user.
In the embodiment of the present invention, the education service is further configured to receive a course information query request sent by the client; and sending course information to the client.
In the embodiment of the invention, the course information comprises a plurality of target courses and expenses corresponding to the target courses; the education service terminal is further used for carrying out updating processing on the target course and the expense corresponding to the target course.
In the embodiment of the invention, the education party can realize the management of putting on and off the shelf, editing pages and the like of courses on the education transaction platform through the education service terminal so as to realize the real-time updating processing of the put-on course information and the timely deleting processing of the put-off course information.
Fig. 5 shows an implementation flow of an educational service transaction method applied to a client according to an embodiment of the present invention, and for convenience of description, only the relevant parts of the embodiment of the present invention are shown, which is detailed as follows:
in step S501, when a selection operation of at least one target course by a user is detected, a fee of the target course is hosted to a transaction management party.
In the embodiment of the invention, the target course refers to a course in a single class, if the subject corresponding to the target course is mathematic, one class arranged according to a class schedule is a target course, namely, one learning subject determines the number of the target courses according to the number of times of class taking. In addition, the target courses may include basic teaching subjects, out-of-class teaching subjects and interest teaching subjects, for example, the basic teaching subjects include but are not limited to traditional courses such as Chinese, mathematics, English, chemistry, biology, physics, politics, geography, etc., the out-of-class teaching subjects include but are not limited to composition, reading comprehension, Olympic games, nature, etc., the interest teaching subjects include but are not limited to talent teaching subjects such as music, dance, art, drama, sports, etc., and even related teaching training classes such as various legal examinations, builder examinations, official examinations, etc., without limitation.
In the embodiment of the present invention, the transaction manager generally refers to a financial institution which is established by law and operates monetary credit services, and may be a central bank, a policy bank, a commercial bank, or the like, or a third party payment service provider which has a regular payment license plate issued by a central bank and can effectively guarantee the fund security (an independent institution with certain strength and credit guarantee), such as a remittance day.
In the embodiment of the invention, when the purchasing operation of the user on two or more target courses is detected, the prepayment payment corresponding to all the purchased target courses paid by the user is delivered to be managed by the transaction management party, so that the problem that the prepayment payment is directly delivered to the education service party when the target course learning is not completed is avoided, and the transaction risk exists.
In step S502, when a payment notification corresponding to a target learning course transmitted from the education server is received, a payment request corresponding to the target learning course is transmitted to the transaction manager in response to a confirmation operation of the payment notification by a user.
In the embodiment of the present invention, the payment notification corresponding to the target course after completion of learning carries the course selling data, which includes basic information and interactive information, wherein the basic information includes a main body providing a service (e.g., name of an education institution), content providing a service (e.g., content of a lesson), unit price providing a service (e.g., time fee), a person providing a service (e.g., teacher in class), a service object (e.g., name, sex, age, user ID, contact information, contact phone, address of residence, etc.) and related information such as date and time of class of the user, and the interactive information includes schedule information of the institution for the user, confirmation information after each class of a parent/child (e.g., card drawing in class), and the like.
In the embodiment of the invention, after responding to the information confirmation error-free operation of the user on the payment notice, the payment request corresponding to the learned target course is sent to the transaction management party, so that the payment corresponding to the learned target course is transferred to the account of the education institution through the transaction management party. When the user confirms that the information on the payment notice is wrong, the user can be output with an error information input box, the error information input by the user through the error information input box is received, the error information is fed back to the education service terminal, so that the education service terminal revises the payment notice again, the revised payment notice is sent to the client again, and the steps are repeated.
According to the education service transaction method provided by the embodiment of the invention, when the selection operation of a user on at least one target course is detected, the cost of the target course is hosted to a transaction management party; when a payment notice corresponding to a target course which is finished with learning and sent by the education server is received, responding to the confirmation operation of a user on the payment notice, and sending a payment request corresponding to the target course which is finished with learning to the transaction management party; the method and the system have the advantages that the prepayment cost of the target course is managed to the third party, and the third party deducts the corresponding cost to the account of the education service terminal in real time after the corresponding target course is completely learned, so that the cost settlement mode according to the actual course sale is realized, the transaction safety is ensured, the payment and refund operation are facilitated when emergency situations in the education training process are met, and the loss of consumers is avoided.
Fig. 6 shows a flow of implementing an educational service transaction method applied to an educational service terminal according to an embodiment of the present invention, and for convenience of description, only the parts related to the embodiment of the present invention are shown, which is detailed as follows:
in step S601, when it is determined that the learned target course exists, a payment notification corresponding to the learned target course is transmitted to the client.
In the embodiment of the invention, once one target course is learned, a payment notice corresponding to the learned target course is sent to the client side so that the user can confirm the payment information. When receiving the error information confirmed by the user to the payment information, checking the error information to correct the payment notice, and sending the corrected payment notice to the client again for the user to verify.
In step S602, a payment notification of the learned target course sent by the transaction manager is received.
In the embodiment of the invention, the learning planning of the next target course can not be started until the education service end receives the notice of paying the fee of the learned target course sent by the transaction management party, and the rights and interests of the education service party are protected to a certain extent.
According to the education service transaction method provided by the embodiment of the invention, when the target course which is completely learned is judged to exist, a payment notice corresponding to the target course which is completely learned is sent to the client; and receiving a payment notice of the learned target course sent by the transaction management party. The method and the system have the advantages that the prepayment cost of the target course is managed to the third party, and the third party deducts the corresponding cost to the account of the education service terminal in real time after the corresponding target course is completely learned, so that the cost settlement mode according to the actual course sale is realized, the transaction safety is ensured, the payment and refund operation are facilitated when emergency situations in the education training process are met, and the loss of consumers is avoided.
The technical features of the embodiments described above may be arbitrarily combined, and for the sake of brevity, all possible combinations of the technical features in the embodiments described above are not described, but should be considered as being within the scope of the present specification as long as there is no contradiction between the combinations of the technical features.
The above-mentioned embodiments only express several embodiments of the present invention, and the description thereof is more specific and detailed, but not construed as limiting the scope of the present invention. It should be noted that, for a person skilled in the art, several variations and modifications can be made without departing from the inventive concept, which falls within the scope of the present invention. Therefore, the protection scope of the present patent shall be subject to the appended claims.
The above description is only for the purpose of illustrating the preferred embodiments of the present invention and is not to be construed as limiting the invention, and any modifications, equivalents and improvements made within the spirit and principle of the present invention are intended to be included within the scope of the present invention.
Claims (10)
1. An education service transaction platform is characterized by comprising a client and an education service end communicated with the client;
the client is used for hosting the expense of the target course to a transaction management party when the purchase operation of the user on at least one target course is detected; when a payment notice corresponding to a target course which is finished with learning and sent by the education server is received, responding to the confirmation operation of a user on the payment notice, and sending a payment request corresponding to the target course which is finished with learning to the transaction management party;
the education service terminal is used for sending a payment notice corresponding to the target course after learning to the client when the target course after learning is judged to exist; and receiving a payment notice of the learned target course sent by the transaction management party.
2. The educational service trading platform of claim 1, wherein the client comprises:
the system comprises a charge escrow unit, a transaction management party and a processing unit, wherein the charge escrow unit is used for escrowing charges of at least one target course to the transaction management party when the purchase operation of a user on the target course is detected; and
and the payment request sending unit is used for responding to the confirmation operation of the user on the payment notice when receiving the payment notice which is sent by the education server and corresponds to the target course which is finished with learning, and sending a payment request which corresponds to the target course which is finished with learning to the transaction management party.
3. The educational service transaction platform of claim 1, wherein the educational service comprises:
a payment notification sending unit, configured to send, to the client, a payment notification corresponding to a learned target course when it is determined that the learned target course exists; and
and the expense payment notification receiving unit is used for receiving the expense payment notification of the learned target course sent by the transaction management party.
4. The educational service transaction platform of claim 1, further comprising a supervisory management terminal running on the transaction manager;
the supervision and management terminal is used for acquiring the learning duration information of the client terminal to the target course when the client terminal is detected to be terminated in the state that the learning of the target course is not finished; determining the cost corresponding to the learning duration information according to the learning duration information and the cost of the target course; and completing the payment of the expense corresponding to the learning duration information according to the expense corresponding to the learning duration information.
5. The educational service transaction platform of claim 4,
the supervision and management terminal is also used for acquiring the information of the client and the education service terminal in class; when a compulsory payment request sent by the education server is received, the compulsory payment request carries class time card punching record information, and whether the class time card punching record information is matched with the class information is judged; and when the class time card punching record information is matched with the class information, completing the payment corresponding to the class information.
6. The educational service transaction platform of claim 4,
the supervision management terminal is further used for sending a payment notice corresponding to the target courses which are not finished in learning to the education service terminal when receiving a refund request which is sent by the client and corresponds to the target courses which are not finished in learning; and when the payment feedback notice of the education service terminal is not received within a preset time period, completing refund corresponding to the target course which is not learned to the client.
7. The educational service transaction platform of claim 4,
the client is also used for acquiring a course information query request of a user, wherein the course information query request carries the registration application information of the user and is sent to the education server; receiving course information sent by the education server, wherein the course information carries a plurality of target courses;
the education service terminal is also used for receiving the course information inquiry request sent by the client terminal and acquiring historical course appointment information associated with the registration application information; and sequencing the course information according to the historical course appointment information and a preset course recommendation model, and sending the sequenced course information to the client.
8. The educational service transaction platform of claim 1,
the client is also used for responding to the course information query operation of the user and outputting a target course key information entry page to the user; receiving target course key information input by a user through the target course key information input page, and sending a course information query request carrying the target course key information to an education server;
the education server is further used for receiving the course information query request carrying the target course key information; and sending the course information associated with the target course key information to the client.
9. An educational service transaction method applied to a client side is characterized by comprising the following steps:
when the selection operation of the user on at least one target course is detected, the expense of the target course is hosted to a transaction management party;
and when receiving a payment notice which is sent by the education server and corresponds to the target course which is finished with learning, responding to the confirmation operation of the user on the payment notice, and sending a payment request which corresponds to the target course which is finished with learning to the transaction management party.
10. An education service transaction method applied to an education service terminal is characterized by comprising the following steps:
when the target course which is completely learned is judged to exist, sending a payment notice corresponding to the target course which is completely learned to the client;
and receiving a payment notice of the learned target course sent by the transaction management party.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202010341924.3A CN111539857A (en) | 2020-04-27 | 2020-04-27 | Education service transaction platform and method |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202010341924.3A CN111539857A (en) | 2020-04-27 | 2020-04-27 | Education service transaction platform and method |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN111539857A true CN111539857A (en) | 2020-08-14 |
Family
ID=71978905
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN202010341924.3A Withdrawn CN111539857A (en) | 2020-04-27 | 2020-04-27 | Education service transaction platform and method |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN111539857A (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN112116337A (en) * | 2020-09-16 | 2020-12-22 | 招商银行股份有限公司 | Data supervision method, system and computer readable storage medium |
-
2020
- 2020-04-27 CN CN202010341924.3A patent/CN111539857A/en not_active Withdrawn
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN112116337A (en) * | 2020-09-16 | 2020-12-22 | 招商银行股份有限公司 | Data supervision method, system and computer readable storage medium |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| Bhatnagar | Public service delivery: Role of information and communication technology in improving governance and development impact | |
| US20150310497A1 (en) | Method and process for registration, creation and management of micro shares of real or intangible properties and advertisements in a network system | |
| Malladi et al. | Digital financial inclusion: Next frontiers—Challenges and opportunities | |
| WO2006088471A2 (en) | Method for conducting an on-line forum for auctioning intangible assets | |
| US20080021761A1 (en) | Transaction processing systems and methods | |
| US20010044774A1 (en) | Processing system and recording medium for economic data in a virtual space | |
| WO2020155344A1 (en) | Task request processing method and device | |
| US20090248563A1 (en) | Method and apparatus for on-line auctions | |
| Turi | Technologies for modern digital entrepreneurship | |
| CN111861354A (en) | Novel business system and method for sharing benefits in community mutual assistance manner | |
| EP3975095A1 (en) | Label -based advertising service system | |
| CN111539857A (en) | Education service transaction platform and method | |
| Anderson et al. | Virtual collaboration technology and international business coaching: Examining the impact on marketing strategies and sales | |
| KR20220009791A (en) | Real estate direct transaction system and method using artificial intelligence | |
| Turi et al. | Digital economy and the information society | |
| JP6247418B1 (en) | Three-party crowdfunding system | |
| Galpaya et al. | Investigating the potential for micro-work and online-freelancing in Sri Lanka | |
| Ganapathy | Digital Bancassurance Business Models | |
| KR20130078882A (en) | Business model for simulating fx margin transaction through internet homepage | |
| Letunovska et al. | Marketing in the digital environment | |
| CN110796517A (en) | Online house purchasing platform | |
| Van Belle et al. | Attitudes of Belgian Companies towards Outsourcing Microwork to Africa. | |
| Muzanechita | The significance of The Ecocash mobile money service in fostering financial inclusion in the Zimbabwean informal sector | |
| KR102372365B1 (en) | Education product and welfare product shopping mall management system | |
| Putra et al. | Implementation of Digital Marketing for Economic Recovery of Micro Small Enterprise after Covid-19 |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| WW01 | Invention patent application withdrawn after publication | ||
| WW01 | Invention patent application withdrawn after publication |
Application publication date: 20200814 |