CN111539687A - Data pushing method, device and system - Google Patents

Data pushing method, device and system Download PDF

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Publication number
CN111539687A
CN111539687A CN202010343327.4A CN202010343327A CN111539687A CN 111539687 A CN111539687 A CN 111539687A CN 202010343327 A CN202010343327 A CN 202010343327A CN 111539687 A CN111539687 A CN 111539687A
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mobile banking
banking client
information
user
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CN111539687B (en
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李蚌蚌
申亚坤
胡传杰
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Bank of China Ltd
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
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    • G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
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    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07C—TIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
    • G07C11/00—Arrangements, systems or apparatus for checking, e.g. the occurrence of a condition, not provided for elsewhere
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L67/00—Network arrangements or protocols for supporting network services or applications
    • H04L67/50—Network services
    • H04L67/55—Push-based network services
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07C—TIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
    • G07C11/00—Arrangements, systems or apparatus for checking, e.g. the occurrence of a condition, not provided for elsewhere
    • G07C2011/04—Arrangements, systems or apparatus for checking, e.g. the occurrence of a condition, not provided for elsewhere related to queuing systems

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Abstract

The invention provides a data pushing method, a device and a system, wherein the method comprises the following steps: after a queuing system of a bank outlet identifies a user identifier, receiving the user identifier uploaded by the queuing system; pushing a service selection interface to a mobile banking client corresponding to the user identifier; after determining the service type required to be handled by a user based on a service selection interface at the mobile banking client, receiving the service type sent by the mobile banking client; determining service information corresponding to the service type in a preset service information set; and sending the service information to the mobile banking client so that the mobile banking client can display the service information. The method is executed according to different users, so that the requirements of different users can be met, and the method has pertinence; in addition, the service information is determined according to the service type required to be handled by the user, so that the service information corresponds to the service type and has accuracy. Therefore, the method and the device can improve the accuracy of issuing the service information and improve the user experience.

Description

Data pushing method, device and system
Technical Field
The present application relates to the field of communications technologies, and in particular, to a data pushing method, apparatus, and system.
Background
Currently, business information is pushed to users in banking outlets (off-line entity outlets) usually by means of a lobby screen or introduction of a lobby manager. Because the number of the lobby screens is small and the number of the users that the lobby manager can serve is limited, only a small amount of more generalized business information can be pushed in the bank outlets at present.
Moreover, the service information interesting to different users is not as different as possible, and on the basis of pushing a small amount of more generalized service information by a banking outlet, the pertinence of pushing the service information is poor, that is, the accuracy of pushing the service information is poor.
Disclosure of Invention
In view of this, the data pushing method, device and system provided by the application can improve the accuracy of pushing the service information to the user in the bank outlet and improve the user experience.
In order to achieve the above object, the present invention provides the following technical features:
a method of data push, comprising:
after a queuing system of a bank outlet identifies a user identifier, receiving the user identifier uploaded by the queuing system;
pushing a service selection interface to the mobile banking client corresponding to the user identifier;
after the mobile banking client determines the service type required to be handled by the user based on the service selection interface, receiving the service type sent by the mobile banking client;
determining service information corresponding to the service type in a preset service information set;
and sending the service information to the mobile banking client so that the mobile banking client can display the service information.
Optionally, before pushing the service selection interface to the mobile banking client corresponding to the user identifier, the method further includes:
under the condition that a mobile terminal corresponding to the user identification is provided with a mobile banking client, acquiring the geographic position of the user by using the mobile banking client;
judging whether the user geographic position is within the geographic position range of the bank outlet;
and if the user geographic position is within the geographic position range of the bank outlet, executing the step of pushing a service selection interface to the mobile banking client corresponding to the user identifier.
Optionally, the service information includes:
a transaction flow of the service type; and/or the presence of a gas in the gas,
transaction materials for the business type; and/or the presence of a gas in the gas,
a notice of the type of service; and/or the presence of a gas in the gas,
the associated service of the service type.
Optionally, after receiving the service type sent by the mobile banking client, the method further includes:
determining product information corresponding to the service type in a preset product information set;
and sending the product information to the mobile banking client so that the mobile banking client can display the product information.
Optionally, the determining the product information corresponding to the service type in the preset product information set includes:
collecting characteristic data of a user;
determining a trending product type for the user based on a neural network model;
and inquiring and determining first product information matched with the service type and the inclined product type in the preset product information set.
Optionally, the service information includes a page of service information, and if the page of service information and the first product information are located on the same page, the page data including the page of service information and the first product information is sent to the mobile banking client, so that the mobile banking client displays the page of service information and the first product information through the same page.
Optionally, in a case that the service further includes next page service information, the method further includes:
after the mobile banking client displays the business information and the first product information through the same page, receiving display time sent by the mobile banking client;
and sending page data containing next page business information and first product information to the mobile banking client under the condition that the display time is longer than preset time and the first product information is not clicked, so that the mobile banking client can display the next page business information and the first product information through the same page.
Optionally, the method further includes:
under the condition that the display time is not more than preset time and the first product information is not clicked, inquiring and determining second product information matched with the service type and the inclined product type in the preset product information set;
and sending page data containing next page business information and second product information to the mobile banking client, so that the mobile banking client can display the next page business information and the second product information through the same page.
A data pushing apparatus comprising:
the first receiving unit is used for receiving the user identification uploaded by the queuing system after the queuing system of the bank outlet identifies the user identification;
the pushing unit is used for pushing a service selection interface to the mobile banking client corresponding to the user identifier;
the second receiving unit is used for receiving the service type sent by the mobile banking client after the mobile banking client determines the service type required to be handled by the user based on the service selection interface;
a determining unit, configured to determine, in a preset service information set, service information corresponding to the service type;
and the sending unit is used for sending the service information to the mobile banking client so as to display the service information by the mobile banking client.
A data push system, comprising:
the queuing system of the bank outlets is used for identifying the user identification and sending the user identification to the bank server;
the bank server is used for receiving the user identification uploaded by the queuing system, pushing a service selection interface to the mobile phone banking client corresponding to the user identification, receiving the service type sent by the mobile phone banking client, determining the service information corresponding to the service type in a preset service information set, and sending the service information to the mobile phone banking client;
the mobile terminal is used for receiving and displaying a business selection interface pushed by a bank server based on a mobile banking client corresponding to the user identification, determining the business type required to be handled by the user based on the business selection interface, and sending the business type to the bank server; and receiving and displaying the service information sent by the bank server.
Through the technical means, the following beneficial effects can be realized:
the invention provides a data pushing method, which is applied to a bank server and is used for indicating that a user arrives at a bank outlet and waits for handling business after receiving a user identifier sent by a queuing system of the bank outlet.
And the bank server issues a service selection interface to the mobile banking client so that the user can select the service type required by the user through the service selection interface. The bank server receives the service type sent by the mobile banking client, determines the service information corresponding to the service type, and then pushes the service information to the mobile banking client so that a user can know the service information during waiting for handling the service.
The method is executed according to different users, so that the requirements of different users can be met, and the method has pertinence; in addition, the service information is determined according to the service type required to be handled by the user, so that the service information corresponds to the service type and has accuracy. Therefore, the method and the device can improve the accuracy of issuing the service information and improve the user experience.
Drawings
In order to more clearly illustrate the embodiments of the present application or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments of the present application, and for those skilled in the art, other drawings can be obtained according to the drawings without creative efforts.
Fig. 1 is a schematic structural diagram of a data pushing system disclosed in an embodiment of the present application;
fig. 2 is a flowchart of a first embodiment of a data pushing method disclosed in the embodiments of the present application;
fig. 3 is a flowchart of a second embodiment of a data pushing method disclosed in the embodiments of the present application;
fig. 4 is a flowchart of a third embodiment of a data pushing method disclosed in the embodiments of the present application;
fig. 5 is a flowchart of a fourth embodiment of a data pushing method disclosed in the embodiments of the present application;
fig. 6 is a schematic structural diagram of a data pushing apparatus according to an embodiment of the present application.
Detailed Description
At present, a user usually waits for a period of time during the transaction of business at a bank outlet, the user has a lot of idle time in the waiting process, and the bank does not create value while the user is bored in the waiting process. Therefore, the data pushing method can be provided, the idle time of the user can be reasonably utilized, the accuracy of pushing the service information or the product information to the user in the bank outlet can be improved, and the user experience is improved.
The technical solutions in the embodiments of the present application will be clearly and completely described below with reference to the drawings in the embodiments of the present application, and it is obvious that the described embodiments are only a part of the embodiments of the present application, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present application.
Referring to fig. 1, the present invention provides a data pushing system, including:
a queuing system 100 for a plurality of banking outlets;
a bank server 200 connected to the queuing system;
a plurality of mobile terminals 300 connected to the bank server 200; the mobile terminal 300 may be installed with a mobile banking client, and the bank server 200 communicates with the mobile banking client.
The concrete implementation of the queuing system 100, the bank server 200 and the mobile terminal 300 in the data push system will be described in detail below.
The present invention provides a first embodiment of a data pushing method, which is applied to the data pushing system shown in fig. 1. Since the execution process of the queuing system of each bank outlet is consistent, and the execution process of the mobile phone bank client in each mobile terminal is also consistent, the following embodiments take the queuing system of a bank outlet and the mobile phone bank client of a mobile terminal as examples, and detailed description is given.
Referring to fig. 2, the data pushing method includes the following steps:
step S201: the queuing system identifies the user identification and uploads the user identification to the bank server.
The queuing system of the bank outlets usually needs to perform identification operation by using an identification card, a bank card or a bankbook, and the queuing system identifies an identification number of the identification card, an account number of the bank card or a bankbook number as a user identifier and uploads the user identifier to a bank server.
Step S202: and the bank server receives the user identification uploaded by the queuing system.
And after the queuing system of the bank outlet identifies the user identification, the bank server receives the user identification uploaded by the queuing system. The bank server receives the user identification uploaded by the queuing system, thereby determining that the user arrives at a bank outlet and needs to handle a certain service.
Step S203: and the bank server pushes a service selection interface to the mobile banking client corresponding to the user identification.
Since current queuing systems only provide a rough classification for queuing, either monetary transactions or non-monetary transactions, the two categories of transactions are broad and are not sufficient to determine the specific type of transaction for the user.
Therefore, the bank server constructs and stores a service selection interface in advance, and issues the user selection interface to the mobile banking client.
In order to better meet the user experience, before pushing the service selection interface, a query interface can be pushed to query whether the user wants to know the service information in advance, if necessary, the operation of pushing the service selection interface is executed, otherwise, the following scheme is not executed.
Step S204: and the mobile banking client displays a bank server push service selection interface.
The mobile banking client informs the user of new information through a popup window or a notification bar and the like, and if the user opens the mobile banking client, the mobile banking client displays a service selection interface pushed by the banking server.
Step S205: and the mobile banking client determines the service type required to be handled by the user through interface interaction and sends the service type to the banking server.
The service selection interface can comprise a plurality of service types provided by the bank, and the mobile banking client can determine the service types required to be handled by the user in an interface interaction mode with the user and then send the service types to the banking server.
Step S206: and the bank server receives the service type sent by the mobile banking client.
And the bank server receives the service type sent by the mobile banking client after the mobile banking client determines the service type required to be handled by the user based on the service selection interface.
Step S207: and the bank server determines the service information corresponding to the service type in a preset service information set.
The bank server stores the service information corresponding to a plurality of service types in advance, and the service information corresponding to the service types can be searched from the preset service information set.
Wherein the service information includes:
a transaction flow of the service type; and/or the presence of a gas in the gas,
transaction materials for the business type; and/or the presence of a gas in the gas,
a notice of the type of service; and/or the presence of a gas in the gas,
the associated service of the service type.
The business handling process can be displayed to the user in the form of characters, diagrams or animations, so that the user can know the handling business process more clearly.
The transaction materials of the business type comprise materials required to be used in the transaction process, such as an identity card, a bank card and the like, so that a user can check whether the self-service card is complete in carrying in advance.
The notices of the service types include disputes or disparities easily occurring in the transaction process, and important contents requiring the user to clearly verify for the user to carefully check and know in advance.
Generally, one service is associated with other services, and other associated services are provided, so that a user can know the association relationship and related operations of the associated services, and whether the user needs to handle other associated services or not is provided.
Step S208: and the bank server sends the service information to the mobile banking client.
Namely, the bank server sends the service information to the mobile banking client so that the mobile banking client can display the service information.
Step S209: and the mobile banking client displays the service information.
Through the technical means, the following beneficial effects can be realized:
the invention provides a data pushing method, which is applied to a bank server and is used for indicating that a user arrives at a bank outlet and waits for handling business after receiving a user identifier sent by a queuing system of the bank outlet.
And the bank server issues a service selection interface to the mobile banking client so that the user can select the service type required by the user through the service selection interface. The bank server receives the service type sent by the mobile banking client, determines the service information corresponding to the service type, and then pushes the service information to the mobile banking client so that a user can know the service information during waiting for handling the service.
The method is executed according to different users, so that the requirements of different users can be met, and the method has pertinence; in addition, the service information is determined according to the service type required to be handled by the user, so that the service information corresponds to the service type and has accuracy. Therefore, the method and the device can improve the accuracy of issuing the service information and improve the user experience.
The invention provides a second embodiment of a data pushing method, and with reference to fig. 3, an optional implementation manner is provided on the basis of the first embodiment:
before the step S203 of pushing the service selection interface to the mobile banking client corresponding to the user identifier, the method further includes:
s1: and the bank server acquires the geographic position of the user by using the mobile banking client under the condition that the mobile terminal corresponding to the user identifier is determined to be provided with the mobile banking client.
In some cases, after the user fetches a number in the queuing system, the user leaves a banking outlet to perform other operations.
S2: and judging whether the user geographic position is within the geographic position range of the bank outlet.
If the geographic position of the user is within the geographic position range of the bank outlet, the user has idle time, the service selection interface can be pushed to the mobile banking client so as to utilize the idle time of the user, and if the user is not within the geographic position range of the bank outlet, the service selection interface can not be pushed to the mobile banking client.
S3: and if the user geographic position is within the geographic position range of the bank outlet, executing the step of pushing a service selection interface to the mobile banking client corresponding to the user identifier.
The invention provides a third embodiment of a data pushing method. On the basis of the business information provided in the first embodiment, step S408 and step S409 are added to push the product information.
Referring to fig. 4, the data push method includes the steps of:
step S401: and the queuing system identifies the user identification and uploads the user identification to the bank server.
The queuing system of the bank outlets usually needs to perform identification operation by using an identification card, a bank card or a bankbook, and the queuing system identifies an identification number of the identification card, an account number of the bank card or a bankbook number as a user identifier and uploads the user identifier to a bank server.
Step S402: and after the queuing system of the bank outlet identifies the user identification, the bank server receives the user identification uploaded by the queuing system.
The bank server receives the user identification uploaded by the queuing system, thereby determining that the user arrives at a bank outlet and needs to handle a certain service.
Step S403: and the bank server pushes a service selection interface to the mobile banking client corresponding to the user identification.
Since current queuing systems only provide a rough classification for queuing, either monetary transactions or non-monetary transactions, the two categories of transactions are broad and are not sufficient to determine the specific type of transaction for the user.
Therefore, the bank server constructs and stores a service selection interface in advance, and issues the user selection interface to the mobile banking client.
In order to better meet the user experience, before pushing the service selection interface, a query interface can be pushed to query whether the user wants to know the service information in advance, if necessary, the operation of pushing the service selection interface is executed, otherwise, the following scheme is not executed.
Step S404: and the mobile banking client displays a bank server push service selection interface.
The mobile banking client informs the user of new information through a popup window or a notification bar and the like, and if the user opens the mobile banking client, the mobile banking client displays a service selection interface pushed by the banking server.
Step S405: and the mobile banking client determines the service type required to be handled by the user through interface interaction and sends the service type to the banking server.
The service selection interface can comprise a plurality of service types provided by the bank, and the mobile banking client can determine the service types required to be handled by the user in an interface interaction mode with the user and then send the service types to the banking server.
Step S406: and the bank server receives the service type sent by the mobile banking client.
And the bank server receives the service type sent by the mobile banking client after the mobile banking client determines the service type required to be handled by the user based on the service selection interface.
Step S407: and the bank server determines the service information corresponding to the service type in a preset service information set.
The bank server stores the service information corresponding to a plurality of service types in advance, and the service information corresponding to the service types can be searched from the preset service information set.
Wherein the service information includes:
a transaction flow of the service type; and/or the presence of a gas in the gas,
transaction materials for the business type; and/or the presence of a gas in the gas,
a notice of the type of service; and/or the presence of a gas in the gas,
the associated service of the service type.
The business handling process can be displayed to the user in the form of characters, diagrams or animations, so that the user can know the handling business process more clearly.
The transaction materials of the business type comprise materials required to be used in the transaction process, such as an identity card, a bank card and the like, so that a user can check whether the self-service card is complete in carrying in advance.
The notices of the service types include disputes or disparities easily occurring in the transaction process, and important contents requiring the user to clearly verify for the user to carefully check and know in advance.
Generally, one service is associated with other services, and other associated services are provided, so that a user can know the association relationship and related operations of the associated services, and whether the user needs to handle other associated services or not is provided.
Step S408: and the bank server determines the product information corresponding to the service type in a preset product information set.
In this step, the bank server can determine the most suitable product information by means of big data and machine model.
The bank server collects the characteristic data of the user by means of the historical data;
determining a trending product type for the user based on a neural network model;
and inquiring and determining first product information matched with the service type and the inclined product type in the preset product information set.
Step S409: and the bank server sends the product information to the mobile phone bank client, and the bank server sends the service information to the mobile phone bank client.
Namely, the bank server sends the service information to the mobile banking client so that the mobile banking client can display the service information.
That is, the bank server sends the product information to the mobile banking client so that the mobile banking client can display the product information.
Optionally, the bank server may send the service information and the product information separately, or may send the service information and the product information together, and the specific implementation manner may be determined according to an actual situation, which is not limited in this embodiment.
Optionally, the service information includes a page of service information, and if the page of service information and the first product information are located on the same page, the page data including the page of service information and the first product information is sent to the mobile banking client, so that the mobile banking client displays the page of service information and the first product information through the same page.
The business information and the product information are displayed on the same page, so that the exposure rate of the product information can be improved, a user can expose the product information while looking up the business information, and the phenomenon that the user directly watches the product information similar to advertisements to generate the counter-perception is avoided.
Step S410: and the mobile banking client displays the service information and the product information.
And the mobile banking client displays the page of business information and the first product information through the same page.
As can be seen from the third embodiment, the service information and the product information can be displayed simultaneously in the third embodiment, and both the service information and the product information are determined according to the service type, so that the accuracy of pushing the service information and the product information is improved.
Optionally, the present invention provides a fourth embodiment of a data pushing method. On the basis of the third embodiment, an execution mode that the service information needs to be displayed by using a plurality of pages is provided.
Referring to fig. 5, the following steps are also included after step S410:
step S511: and after the mobile banking client displays the service information and the first product information through the same page, the bank server receives the display time sent by the mobile banking client.
In the process of displaying the product information at the mobile banking client, the display time of the mobile banking client is recorded, and the longer the display time is, the longer the reading time of the user is, and the more interesting the service information and the product information are.
Step S512: the bank server judges whether the first product information is clicked, if so, the step S513 is performed; if not, go to step S514;
step S513: and the bank server records the viewing record of the user and executes corresponding operation.
After the user clicks to enter the product information, the detail page introduction and transaction entrance with the product information is provided, and if the user agrees to perform transaction, transaction operation can be performed, for example, a certain bank financing product.
Step S514: the bank server judges whether the display time is greater than preset time; if yes, the process proceeds to step S515, otherwise, the process proceeds to step S516.
Step S515: and when the display time is longer than the preset time and the first product information is not clicked, the bank server sends page data containing next page business information and first product information to the mobile banking client, so that the mobile banking client can display the next page business information and the first product information through the same page, and the step S501 is entered.
And when the display time is longer than the preset time, the user is shown to be interested in the service information and the product information. And the user does not click the first product information, so that the first product information is still reserved, and next page service information and page data of the first product information are sent to the mobile banking client.
Step S416: and under the condition that the display time is not more than preset time and the first product information is not clicked, the bank server inquires and determines second product information matched with the service type and the inclined product type in the preset product information set.
And under the condition that the display time is not more than the preset time, the user is not interested in the first product information, so the product information is replaced.
Step S417: the bank server sends page data containing next page business information and second product information to the mobile banking client, so that the mobile banking client can display the next page business information and the second product information through the same page, and the step S501 is entered.
According to the embodiment, under the condition that the service information has the plurality of pages, the product information can be replaced at any time according to the actual condition, so that the accuracy of the product information is further improved, and a user can transact the product corresponding to the product information conveniently.
Referring to fig. 6, the present invention provides a data push apparatus, including:
the first receiving unit 61 is configured to receive a user identifier uploaded by a queuing system of a banking outlet after the queuing system identifies the user identifier;
the pushing unit 62 is configured to push a service selection interface to the mobile banking client corresponding to the user identifier;
a second receiving unit 63, configured to receive the service type sent by the mobile banking client after the mobile banking client determines, based on the service selection interface, the service type that the user needs to handle;
a determining unit 64, configured to determine, in a preset service information set, service information corresponding to the service type;
a sending unit 65, configured to send the service information to the mobile banking client, so that the mobile banking client displays the service information.
For the specific implementation of the data pushing apparatus shown in fig. 6, details of the embodiments shown in fig. 2 to fig. 4 can be found, and are not described herein again.
Referring to fig. 1, the present invention provides a data pushing system, including:
the queuing system 100 of the bank outlets is used for identifying the user identification and sending the user identification to the bank server.
The bank server 200 is used for receiving the user identifier uploaded by the queuing system, pushing a service selection interface to the mobile banking client corresponding to the user identifier, receiving the service type sent by the mobile banking client, determining the service information corresponding to the service type in a preset service information set, and sending the service information to the mobile banking client;
the mobile terminal 300 is configured to receive and display a service selection interface pushed by a bank server based on a mobile banking client corresponding to the user identifier, determine a service type required to be handled by the user based on the service selection interface, and send the service type to the bank server; and receiving and displaying the service information sent by the bank server.
Through the technical characteristics, the application has the following beneficial effects:
after receiving the user identification sent by the queuing system of the bank outlet, the invention indicates that the user has arrived at the bank outlet and waits for transaction.
And the bank server issues a service selection interface to the mobile banking client so that the user can select the service type required by the user through the service selection interface. The bank server receives the service type sent by the mobile banking client, determines the service information corresponding to the service type, and then pushes the service information to the mobile banking client so that a user can know the service information during waiting for handling the service.
The method is executed according to different users, so that the requirements of different users can be met, and the method has pertinence; in addition, the service information is determined according to the service type required to be handled by the user, so that the service information corresponds to the service type and has accuracy. Therefore, the method and the device can improve the accuracy of issuing the service information and improve the user experience.
The functions described in the method of the present embodiment, if implemented in the form of software functional units and sold or used as independent products, may be stored in a storage medium readable by a computing device. Based on such understanding, part of the contribution to the prior art of the embodiments of the present application or part of the technical solution may be embodied in the form of a software product stored in a storage medium and including several instructions for causing a computing device (which may be a personal computer, a server, a mobile computing device or a network device) to execute all or part of the steps of the method described in the embodiments of the present application. And the aforementioned storage medium includes: a U-disk, a removable hard disk, a Read-Only Memory (ROM), a Random Access Memory (RAM), a magnetic disk or an optical disk, and other various media capable of storing program codes.
The embodiments are described in a progressive manner, each embodiment focuses on differences from other embodiments, and the same or similar parts among the embodiments are referred to each other.
The previous description of the disclosed embodiments is provided to enable any person skilled in the art to make or use the present application. Various modifications to these embodiments will be readily apparent to those skilled in the art, and the generic principles defined herein may be applied to other embodiments without departing from the spirit or scope of the application. Thus, the present application is not intended to be limited to the embodiments shown herein but is to be accorded the widest scope consistent with the principles and novel features disclosed herein.

Claims (10)

1. A data pushing method, comprising:
after a queuing system of a bank outlet identifies a user identifier, receiving the user identifier uploaded by the queuing system;
pushing a service selection interface to the mobile banking client corresponding to the user identifier;
after the mobile banking client determines the service type required to be handled by the user based on the service selection interface, receiving the service type sent by the mobile banking client;
determining service information corresponding to the service type in a preset service information set;
and sending the service information to the mobile banking client so that the mobile banking client can display the service information.
2. The method of claim 1, wherein prior to said pushing a service selection interface to the user identification corresponding mobile banking client, further comprising:
under the condition that a mobile terminal corresponding to the user identification is provided with a mobile banking client, acquiring the geographic position of the user by using the mobile banking client;
judging whether the user geographic position is within the geographic position range of the bank outlet;
and if the user geographic position is within the geographic position range of the bank outlet, executing the step of pushing a service selection interface to the mobile banking client corresponding to the user identifier.
3. The method of claim 1, wherein the traffic information comprises:
a transaction flow of the service type; and/or the presence of a gas in the gas,
transaction materials for the business type; and/or the presence of a gas in the gas,
a notice of the type of service; and/or the presence of a gas in the gas,
the associated service of the service type.
4. The method of claim 1, after receiving the type of transaction sent by the mobile banking client, further comprising:
determining product information corresponding to the service type in a preset product information set;
and sending the product information to the mobile banking client so that the mobile banking client can display the product information.
5. The method of claim 4, wherein the determining product information corresponding to the service type in a preset set of product information comprises:
collecting characteristic data of a user;
determining a trending product type for the user based on a neural network model;
and inquiring and determining first product information matched with the service type and the inclined product type in the preset product information set.
6. The method of claim 4, wherein the service information includes a page of service information, and if the page of service information and the first product information are located on the same page, page data including a page of service information and first product information is sent to the mobile banking client, so that the mobile banking client can display the page of service information and the first product information through the same page.
7. The method of claim 6, wherein in case that the service further includes next page service information, further comprising:
after the mobile banking client displays the business information and the first product information through the same page, receiving display time sent by the mobile banking client;
and sending page data containing next page business information and first product information to the mobile banking client under the condition that the display time is longer than preset time and the first product information is not clicked, so that the mobile banking client can display the next page business information and the first product information through the same page.
8. The method of claim 7, further comprising:
under the condition that the display time is not more than preset time and the first product information is not clicked, inquiring and determining second product information matched with the service type and the inclined product type in the preset product information set;
and sending page data containing next page business information and second product information to the mobile banking client, so that the mobile banking client can display the next page business information and the second product information through the same page.
9. A data pushing apparatus, comprising:
the first receiving unit is used for receiving the user identification uploaded by the queuing system after the queuing system of the bank outlet identifies the user identification;
the pushing unit is used for pushing a service selection interface to the mobile banking client corresponding to the user identifier;
the second receiving unit is used for receiving the service type sent by the mobile banking client after the mobile banking client determines the service type required to be handled by the user based on the service selection interface;
a determining unit, configured to determine, in a preset service information set, service information corresponding to the service type;
and the sending unit is used for sending the service information to the mobile banking client so as to display the service information by the mobile banking client.
10. A data push system, comprising:
the queuing system of the bank outlets is used for identifying the user identification and sending the user identification to the bank server;
the bank server is used for receiving the user identification uploaded by the queuing system, pushing a service selection interface to the mobile phone banking client corresponding to the user identification, receiving the service type sent by the mobile phone banking client, determining the service information corresponding to the service type in a preset service information set, and sending the service information to the mobile phone banking client;
the mobile terminal is used for receiving and displaying a business selection interface pushed by a bank server based on a mobile banking client corresponding to the user identification, determining the business type required to be handled by the user based on the business selection interface, and sending the business type to the bank server; and receiving and displaying the service information sent by the bank server.
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