CN111476560A

CN111476560A - Resource management method and computer readable storage medium

Info

Publication number: CN111476560A
Application number: CN202010186761.6A
Authority: CN
Inventors: 方星
Original assignee: Ping An Life Insurance Company of China Ltd
Current assignee: Ping An Life Insurance Company of China Ltd
Priority date: 2020-03-17
Filing date: 2020-03-17
Publication date: 2020-07-31

Abstract

The embodiment of the application provides a resource management method and a computer readable storage medium, wherein the method comprises the following steps: the method comprises the steps that a first business server receives a combined document processing request sent by a first terminal, combined document data carried by the document processing request determines a target terminal from at least one second terminal, and the combined document data are sent to the target terminal; after receiving the merged document data, the target terminal performs signature processing on the merged document data to obtain a signature processing result to send to the first service server; after receiving the signature processing result, the first service server determines a first resource request corresponding to the signature processing result to send to the second service server; and the second service server obtains transaction flow data according to the first resource request, and performs resource processing according to the transaction flow data to obtain a resource processing result. By the method and the device, the resource management efficiency can be improved.

Description

Resource management method and computer readable storage medium

Technical Field

The present application relates to the field of computer technologies, and in particular, to a resource management method and a computer-readable storage medium.

Background

With the development of science and technology, payment management, such as mobile payment management and other resource management technologies, continuously permeate to people's clothes and food residents, and the combination of resource management and scenes becomes tighter. However, due to the diversification of resource management scenes and channels, data of each platform is broken, and an information island is formed. The operator of the platform is under great resource allocation pressure due to the factors of explosive increase of bill data volume, inefficient financial reconciliation, complex settlement and the like. In the existing resource management process, a platform operator usually performs resource processing, such as electronic resource allocation, on each party involved in a transaction after a long period of time elapses. However, this method makes the resource processing not timely enough, and reduces the resource management efficiency.

Disclosure of Invention

The embodiment of the application provides a resource management method and a computer-readable storage medium, which can enable a resource processing process to be more timely, so that the resource management efficiency is improved.

In a first aspect, an embodiment of the present application provides a resource management method, which is applied to a resource management system, where the resource management system includes: the method comprises the following steps that:

the first business server receives a combined receipt processing request sent by a first terminal, wherein the combined receipt processing request carries combined receipt data, and the combined receipt data comprises receipt information of each second terminal in the at least one second terminal;

the first business server determines a target terminal from the at least one second terminal according to the combined receipt data and sends the combined receipt data to the target terminal;

after receiving the merged document data, the target terminal carries out signature processing on the merged document data to obtain a signature processing result, and sends the signature processing result to the first service server;

after receiving the signature processing result, the first service server determines a first resource request corresponding to the signature processing result and sends the first resource request to the second service server;

and the second service server obtains transaction flow data according to the first resource request, and performs resource processing according to the transaction flow data to obtain a resource processing result.

Optionally, the at least one second terminal includes a plurality of second terminals, and the determining, by the first service server, a target terminal from the at least one second terminal according to the merged document data includes:

the first business server determines the importance level of each second terminal in the at least one second terminal according to the merged document data;

and the first service server determines a second terminal with the highest importance level from the at least one second terminal as a target terminal according to the importance level of each second terminal.

Optionally, the at least one second terminal includes a plurality of second terminals, and the target terminal performs signature processing on the merged document data to obtain a signature processing result, including:

the target terminal splits the merged receipt data to obtain first receipt information of the target terminal and second receipt information of other terminals except the target terminal in the at least one second terminal;

the target terminal sends the second bill information to the other terminals for signature confirmation;

and the target terminal receives the signature confirmation information returned by the other terminals and generates a signature processing result, wherein the signature processing result comprises the signature confirmation information of the target terminal and the signature confirmation information of the other terminals.

Optionally, the signing the merged document data by the target terminal to obtain a signature processing result, including:

the target terminal performs signature confirmation on the combined document data to obtain signature confirmation information and generates a signature processing result comprising the signature confirmation information; or the like, or, alternatively,

and the target terminal respectively performs signature confirmation on the document information of each second terminal in at least one second terminal included in the combined document data to obtain at least one signature confirmation message, and generates a signature processing result including the at least one signature confirmation message.

Optionally, the resource management system further includes a cash register device, and after the first service server determines the first resource request corresponding to the signature processing result, the method further includes:

the cashier desk equipment acquires the first resource request, generates transaction flow data according to the first resource request, and sends a second resource request to the second service server, wherein the second resource request carries the transaction flow data;

and when receiving the second resource request, the second service server acquires the transaction flow data carried by the second resource request, and performs resource processing according to the transaction flow data to obtain a resource processing result.

Optionally, the at least one second terminal includes a plurality of second terminals, and after the first service server receives the combined-document processing request sent by the terminal, the method further includes:

the first service server checks whether the merging transaction between the at least one second terminal is authorized;

and if the combined document data is authorized, the first service server determines a target terminal from the at least one second terminal according to the combined document data and sends the combined document data to the target terminal.

Optionally, the method further comprises:

the first service server receives a merged transaction application sent by any one of at least one second terminal, wherein the merged transaction application carries identification information of another second terminal except the any one of the at least one second terminal; the merged transaction application is used for requesting authorization of merged transaction with the other second terminal;

the first service server sends the merged transaction application to the other second terminal according to the identification information of the other second terminal;

and when receiving the confirmation information returned according to the merged transaction application, the first service server records the authorized merged transaction between any one second terminal and the other second terminal.

Optionally, the second service server performs resource processing according to the transaction flow data, including:

the second business server stores the electronic resource indicated by the first transaction flow data of the target terminal, which is included in the transaction flow data, into an account corresponding to the target terminal;

and the second business server stores the electronic resources indicated by the second transaction flow data of other terminals except the target terminal in the at least one second terminal, which are included in the transaction flow data, into accounts corresponding to the other terminals.

Optionally, the method further comprises:

when receiving the abnormal information returned by the first terminal aiming at the merged receipt data, the first service server sends an abnormal prompt message to a designated terminal in the at least one second terminal; the abnormity prompting message is used for prompting that the merged receipt data is abnormal;

after receiving the abnormal prompt message, the appointed terminal sends a combined receipt data viewing request to the first service server;

and after receiving the combined receipt data viewing request, the first business server returns the combined receipt data to the appointed terminal if the appointed terminal is determined to have the viewing authority of the combined receipt data.

In a second aspect, the present application provides a computer-readable storage medium, which stores a computer program, where the computer program is executed by a processor to implement the method according to the first aspect.

In summary, the first service server may receive a combined document processing request sent by the first terminal, determine a target terminal from at least one second terminal according to the combined document data, and send the combined document data to the target terminal, so that the target terminal performs signature processing on the combined document data after receiving the combined document data, and obtains a signature processing result to send to the first service server; the first service server may determine a first resource request corresponding to the signature processing result after receiving the signature processing result, and send the first resource request to the second service server, so that the second service server may obtain transaction flow data according to the first resource request, and perform resource processing according to the transaction flow data to obtain a resource processing result, thereby improving resource management efficiency.

Drawings

In order to more clearly illustrate the embodiments of the present application or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments of the present application, and for those skilled in the art, other drawings can be obtained according to the drawings without creative efforts.

Fig. 1a is a schematic structural diagram of a resource management system according to an embodiment of the present application;

FIG. 1b is a schematic diagram of an order page provided by an embodiment of the present application;

FIG. 1c is a schematic diagram of a confirm payment page provided by an embodiment of the present application;

FIG. 1d is a schematic diagram of an order details page provided by an embodiment of the present application;

FIG. 1e is a schematic diagram of a page including a first payment result according to an embodiment of the present application;

FIG. 1f is a schematic diagram of a page including a second payment result according to an embodiment of the present application;

fig. 2 is a schematic flowchart of a resource management method according to an embodiment of the present application;

fig. 3 is a flowchart illustrating another resource management method according to an embodiment of the present application.

Detailed Description

The technical solutions in the embodiments of the present application will be described below with reference to the drawings in the embodiments of the present application.

The embodiment of the application provides a resource management scheme, which can improve the resource management efficiency. The resource management scheme may be applied to a resource management system as shown in fig. 1 a. The resource management system shown in fig. 1a may include a first terminal 10, a first service server 20, at least one second terminal 30, a second service server 40. Wherein the first terminal 10 includes, but is not limited to, smart terminals such as smart phones, laptop computers, tablet computers, and desktop computers. The first service server 20 may be an independent service device, or may be a cluster device formed by a plurality of service devices. The second terminal 30 includes, but is not limited to, smart terminals such as smart phones, laptop computers, tablet computers, and desktop computers. The second service server 40 may be an independent service device, or may be a cluster device formed by multiple service devices.

In the resource management scheme, the first terminal 10 may send a combined document processing request to the first service server 20, and the first service server 20 may receive the combined document processing request. The merged document processing request may carry merged document data, where the merged document data includes document information of each of the at least one second terminal. The first service server 20 may determine a target terminal from the at least one second terminal 30 according to the merged document data, and send the merged document data to the target terminal. In one embodiment, the target terminal may be any one of the at least one second terminal 30, or the target terminal may also be a second terminal 30 determined from the at least one second terminal 30 and satisfying a predetermined condition. After receiving the merged document data, the target terminal may perform document processing on the merged document data to obtain a document processing result, and send the document processing result to the first service server 20. After receiving the document processing result, the first service server 20 may determine a first resource request corresponding to the signature processing result, and send the first resource request to the second service server 40. The second service server 40 may obtain the transaction flow data obtained according to the first resource request, and perform resource processing according to the transaction flow data to obtain a resource processing result.

In one embodiment, the document processing may include signature processing. The document processing result may include a signature processing result. Correspondingly, the process that the target terminal performs the document processing on the merged document data to obtain a document processing result, and sends the document processing result to the first service server 20 may be: the target terminal may perform signature processing on the merged document data to obtain a signature processing result, and send the signature processing result to the first service server 20, so that after receiving the signature processing result, the first service server 20 may determine a first resource request corresponding to the signature processing result. In an embodiment, the document processing process may include, in addition to the signature processing process, a verification process such as a correctness verification process for information such as document information and/or user information, and the like, which is not limited in this embodiment of the present application.

In some embodiments, the resource management scheme may be applied to services such as payment management services. When the resource management scheme is applied to a payment management service, the first terminal may refer to a user terminal. The first service server may refer to a merchant server, the second terminal may refer to a merchant terminal, and the second service server may refer to a payment server. The following explains the resource management scheme provided by the embodiment of the present application, taking a payment management scenario as an example. It should be noted that, the following is only an example of one payment management scenario provided in the embodiments of the present application, and the resource management scheme may also be applied to other payment management scenarios, and the embodiments of the present application are not listed here.

In this application scenario, the user terminal may be installed with a merchant client and a payment client. The merchant client includes, but is not limited to, a client capable of providing a shopping function, such as a shopping client, an instant messaging client, a reading client, a game client, and a video client (e.g., a short video client). The user terminal can perform data interaction with the merchant server through the merchant client and can perform data interaction with the payment server through the payment client. During the process of purchasing the goods, the user may open the merchant client and perform a series of operations (such as adding goods to a shopping cart, adding goods to a favorite, or merging different orders, etc.) in the merchant client to enter an order payment phase. In the order payment phase, the merchant client may provide the user with an order page as shown in FIG. 1b, which includes consolidated order data and consolidated payment buttons. Optionally, the consolidated payment button may include an order amount of consolidated order data, such as a xxx element. The user can click the combined payment button, the merchant client can respond to the click operation on the combined payment button, and sends a combined order processing request to the merchant server, wherein the combined order processing request carries combined order data. The merchant server may receive a combined order processing request sent by the merchant client, determine a target terminal from at least one merchant terminal according to the combined order data, and send the combined order data to the target terminal, so that the target terminal may perform order processing (e.g., signature processing) on the combined order data after receiving the combined order data, obtain an order processing result (e.g., signature processing result), and send the order processing result to the merchant server. After receiving the order processing result, the merchant server may determine a first payment request corresponding to the order processing result, and send the first payment request to the payment server. The payment server can obtain transaction flow data according to the first payment request, and carry out payment processing according to the transaction flow data to obtain a payment processing result.

In an application scenario, after receiving the order processing result, the merchant server may forward the order processing result to the merchant client. After receiving the order processing result, the merchant client may invoke a payment interface of the payment client corresponding to the specified payment method (e.g., payment method 1) to display a payment page. After the user performs a payment operation according to the payment page, for example, enters a payment password, the merchant client may obtain a first payment request and send the first payment request to the merchant server. Alternatively, after receiving the order processing result, the merchant client may display a payment confirmation page as shown in fig. 1 c. The user may perform a payment operation according to the confirmation payment page as shown in fig. 1c, and the merchant client may return a first payment request to the merchant server in response to the payment operation, so that the merchant server sends the first payment request to the payment server. Specifically, the user may select a specific payment method (e.g., payment method 1) on the confirmation payment page and click on a confirmation payment button. The merchant client may respond to the click operation of the payment confirmation button to call a payment interface of the payment client corresponding to the specified payment method to display a payment page (not shown). After the user enters payment information, such as a payment password, and the like, into the payment page, the merchant client may obtain a first payment request and send the first payment request to the merchant server.

In one application scenario, the process for the user to enter the order payment phase may be: the user opens the client and adds the goods desired to be purchased to the shopping cart, and the merchant client can add the goods information of the corresponding goods to the shopping cart list in response to the shopping cart adding operation of the user. The user may select at least one item corresponding to each merchant of the at least one user included in the shopping cart list for settlement. During specific settlement, a user can click a settlement button on a page corresponding to the shopping cart list, the merchant client can respond to the click operation of the user on the settlement button and send a settlement request to the merchant server, and the settlement request carries commodity information of each commodity in at least one commodity corresponding to each merchant of the at least one merchant. After receiving the settlement request, the merchant server may generate an order page according to the commodity information carried in the settlement request, and return the order page to the merchant client.

In one application scenario, the user terminal may provide an order details page as shown in FIG. 1d in addition to the order page as shown in FIG. 1 b. In one application scenario, the order details page may be generated after detecting failure to perform a payment operation based on the aforementioned payment page. Correspondingly, the order detail page comprises combined order data and a combined payment button, a user can click the combined payment button, the merchant client can respond to the click operation of the combined payment button and send a combined order processing request to the merchant server, the merchant server can receive the combined order processing request sent by the merchant client, and the combined order processing request carries the combined order data. The merchant server may determine a target terminal from the at least one merchant terminal according to the merged order data, and send the merged order data to the target terminal, so that after the target terminal receives the merged order data, the merged order data is subjected to order processing (e.g., signature processing), an order processing result (e.g., signature processing result) is obtained, and the order processing result is sent to the merchant server. After receiving the order processing result, the merchant server may determine a first payment request corresponding to the signature processing result, and send the first payment request to the payment server. The payment server can obtain the transaction flow data obtained according to the first payment request, and carry out payment processing according to the transaction flow data to obtain a payment processing result.

In some embodiments, after receiving the document processing result, the first service server 20 determines a first resource request corresponding to the document processing result, and the process of sending the first resource request to the second service server 40 may be replaced by that after receiving the document processing result, the first service server 20 sends the document processing result to the first terminal 10, and after receiving the signature processing result, the first terminal 10 may obtain the first resource request and send the first resource request to the second service server 40. In some embodiments, after receiving the document processing result, the first service server 20 may further obtain other information according to the document processing result, and send the other information to the first terminal 10, so that the first terminal 10 may obtain the first resource request after receiving the other information, and send the first resource request to the second service server 40.

In an application scenario, after receiving an order processing result, a merchant client may invoke a payment interface of a payment client corresponding to a specified payment mode to display a payment page. After the user executes a payment operation according to the payment page, such as entering a payment password, the payment client can obtain a first payment request and send the first payment request to the payment server. Alternatively, after receiving the order processing result, the merchant client may display a payment confirmation page as shown in fig. 1 c. The user may perform a payment operation according to the confirmation payment page as shown in fig. 1c, and the merchant client may return a first payment request to the payment server through the payment client in response to the payment operation. Specifically, the user may select a designated payment method on the confirmation payment page and click a confirmation payment button. The merchant client can respond to the click operation of the payment confirmation button to call the payment interface of the payment client corresponding to the specified payment mode to display a payment page. After the user enters payment information such as a payment password and the like into the payment page, the payment client can acquire a first payment request and send the first payment request to the payment server.

In some embodiments, the second service server 40 may send the resource processing result directly to the first terminal 10. The resource processing result may be a first resource processing result or a second resource processing result. For example, the first resource processing result may include a first notification message that the resource processing was successful. The second resource processing result may include a second notification message that the resource processing is successful. And/or the second resource processing result can also comprise information in at least one document information corresponding to each second terminal of at least one second terminal. In some embodiments, the second service server 40 may also send the resource processing result to the first service server 10. In some embodiments, the second service server 40 may forward the resource processing result to the first terminal 10 through the first service server 20. In some embodiments, when the resource processing result is a first resource processing result, the first service server 40 may generate a second resource processing result according to the first resource processing result, and may forward the second resource processing result to the first terminal 10. In one application scenario, the user terminal may display (e.g., via the payment client) a page including the first payment processing result as shown in fig. 1e, and may display (e.g., via the merchant client) a page including the second payment processing result as shown in fig. 1 f. In an application scenario, the user may click an end button included in the page shown in fig. 1e, and the user terminal may jump to the page shown in fig. 1f in response to the click operation of the end button.

In one application scenario, the aforementioned merchant client may integrate the functionality of the payment client, i.e. the merchant client may implement the functionality of the payment client.

In an embodiment, the merged document data may be merged order data, and may also be merged electronic resource transfer data, and the like, which is not limited in the embodiment of the present application. Accordingly, the document information may also be electronic resource transfer information. The electronic resource transfer information is information in which identification information of an object receiving the corresponding electronic resource and information corresponding to the amount of the electronic resource to be transferred are recorded. For example, the electronic resource transfer information may be transfer information or may be payroll information. In one embodiment, the electronic resource transfer information may further include some other necessary information, which is not limited by the embodiment of the present application. The electronic resource amount refers to the amount of the corresponding electronic resource. The electronic resource includes, but is not limited to, virtual currency or electronic currency. For example, the electronic resource transfer data may include 3 pieces of electronic resource transfer information: electronic resource transfer information 1: user a 10-element, electronic resource transfer information 2: user B20 element, electronic resource transfer information: user C30 element. In this case, the resource management scheme can implement a simple one-to-many real-time resource transfer function at a time, avoid repeatedly performing resource transfer operations many times to transfer electronic resources to multiple users, and can transfer any amount of electronic resources for multiple users (e.g., different amounts of electronic resources can be transferred for each of multiple users). The specific application scenario of this situation is not described herein in detail in the embodiments of the present application.

Please refer to fig. 2, which is a flowchart illustrating a resource management method according to an embodiment of the present application. The method may be applied to the resource management system shown in fig. 1 a. Specifically, the method may comprise the steps of:

s201, the first business server receives a combined receipt processing request sent by a first terminal, wherein the combined receipt processing request carries combined receipt data, and the combined receipt data comprises receipt information of each second terminal in at least one second terminal.

The first terminal may send a combined document processing request to the first service server, and the first service server may receive the combined document processing request. The consolidated document includes, but is not limited to, consolidated order data or consolidated electronic resource transfer data. Accordingly, the document information includes, but is not limited to, order information or electronic resource transfer information.

The bill information of each second terminal can be one or more. In one embodiment, each second terminal may correspond to a resource manager, and the resource manager corresponding to each second terminal is different. The resource manager may refer to an object capable of providing the resource, such as a merchant, or may refer to an object that receives the corresponding electronic resource, such as a transfer object. Correspondingly, the bill information of each second terminal in the at least one second terminal can also be the bill information of each resource manager in the at least one resource manager.

S202, the first business server determines a target terminal from the at least one second terminal according to the combined receipt data, and sends the combined receipt data to the target terminal.

In one embodiment, the first service server may determine any one of the at least one second terminal as the target terminal. For example, the first service server may randomly select any one of the at least one second terminal as the target terminal. Or, the first service server may determine any resource manager from the at least one resource manager, and use a second terminal corresponding to any resource manager as a target terminal. For example, the first service server may randomly choose any resource manager from the at least one resource manager.

In one embodiment, the first service server may determine, from the at least one second terminal, a second terminal that satisfies a preset condition as a target terminal. Or, the first service server may determine, from the at least one resource manager, a resource manager that meets a preset condition, and use a second terminal corresponding to the resource manager that meets the preset condition as a target terminal.

In one embodiment, the satisfaction of the preset condition may include at least one of: the terminal performance parameters meet preset conditions, and the priorities meet the preset conditions. The terminal performance parameter satisfying the predetermined condition includes, but is not limited to, a memory consumption rate being lowest in the at least one second terminal or a power level being lowest in the at least one second terminal, and the like. The priority meeting the preset condition may refer to that the priority is a preset priority, or the priority is highest in the at least one second terminal, or the priority is highest in the at least one resource manager. In one embodiment, the priority may be determined according to the importance level, e.g., the higher the importance level, the higher the priority. In one embodiment, the priority may be the importance level. The manner of determining the second terminal with the highest importance level as the target terminal from among the at least one second terminal will be briefly described below. The process of determining the second terminal with the highest importance level from at least one resource management may refer to this method, and details of the embodiment of the present application are not described herein.

In one embodiment, the at least one second terminal comprises a plurality of second terminals, the first service server determines a target terminal from the at least one second terminal according to the merged document data, and the first service server determines the importance level of each second terminal in the at least one second terminal according to the merged document data; and the first service server determines a second terminal with the highest importance level from the at least one second terminal as a target terminal according to the importance level of each second terminal. The importance level may be determined by at least one of: the receipt information includes an amount of electronic resources (e.g., an amount of the item), information about the resource manager (e.g., an identification, a rating, and/or an interaction index with the resource manager of the merchant, etc.), and/or a category of the specified information in the receipt information (e.g., a category of the item in the order information). In one embodiment, the importance level may also be specified by a user corresponding to the first terminal. The target terminal is determined through the importance level, and the reliability of the resource management process can be effectively guaranteed.

S203, after receiving the combined receipt data, the target terminal performs signature processing on the combined receipt data to obtain a signature processing result, and sends the signature processing result to the first service server.

In one embodiment, the at least one second terminal includes a plurality of second terminals, the target terminal performs signature processing on the merged document data, and the manner of obtaining the signature processing result may be that the target terminal performs splitting processing on the merged document data to obtain first document information of the target terminal and second document information of terminals other than the target terminal in the at least one second terminal; and the target terminal sends the second document information to the other terminals for signature confirmation. The other terminal can sign and confirm according to the second document information to obtain signature confirmation information, and returns the signature confirmation information to the target terminal. And the target terminal receives the signature confirmation information returned by the other terminals and generates a signature processing result, wherein the signature processing result comprises the signature confirmation information of the target terminal and the signature confirmation information of the other terminals. The first document information may refer to document information of the target terminal, and the second document information may refer to document information of the other terminal. Wherein the other terminal may be one or more. When there are a plurality of other terminals, the second document information of the other terminals may refer to document information of each of the other terminals. In one embodiment, the signature validation information may include a digital signature, electronic signature, or signed document information derived from the second document information. The signature confirmation is carried out through the target terminal, so that the reliability of a resource management process can be guaranteed, the work of a signature processing process is born through the target terminal, the function of realizing the pivot routing through the target terminal can be achieved, and compared with the prior art that all work processes are born through a first service server, the working pressure of the first service server is relieved, and the system risk caused by the fact that the first service server bears all work can be avoided.

The at least one second terminal includes, for example, terminal 1, terminal 2, and terminal 3. The target terminal is terminal 1. The combined document data is combined document data A. The terminal 1 can split the merged document data a to obtain the document information of the terminal 1, the document information of the terminal 2 and the document information of the terminal 3. The terminal 1 may transmit the document information of the terminal 2 to the terminal 2 for signature confirmation and may transmit the document information of the terminal 3 to the terminal 3 for signature confirmation. The terminal 2 can perform signature confirmation on the document information of the terminal 2, and obtain signature confirmation information of the terminal 2 to send to the terminal 1. The terminal 3 can perform signature confirmation on the document information of the terminal 3, and obtain signature confirmation information of the terminal 3 to send to the terminal 1. The terminal 1 can receive the signature verification information of the terminal 2 and the signature verification information of the terminal 3 returned from the terminal 2 and the terminal 3, and generate a signature processing result including the signature verification information of the terminal 1, the signature verification information of the terminal 2, and the signature verification information of the terminal 3.

In one embodiment, after receiving the second document information, the other terminal may further perform a verification operation such as correctness checking on the second document information, and after the verification is passed, perform signature confirmation on the second document information.

In one embodiment. In addition to the signature confirmation of the respective document information by each second terminal, in the embodiment of the application, the target terminal can also perform signature confirmation of the second document information of other terminals. Specifically, the target terminal performs signature processing on the merged document data to obtain a signature processing result, which may be that the target terminal performs signature confirmation on the merged document data to obtain signature confirmation information, and generates a signature processing result including the signature confirmation information. For example, the terminal 1 may perform signature processing on the merged document data a to obtain signature verification information, and generate signature verification information of the terminal 1 to generate a signature processing result. In one embodiment, the target terminal performs signature confirmation on the document information of each of the at least one second terminal included in the merged document data, obtains at least one signature confirmation message, and generates a signature processing result including the at least one signature message. For example, the terminal 1 may perform signature verification on the document information of the terminal 1 to obtain the signature verification information 1, perform signature verification on the document information of the terminal 2 to obtain the signature verification information 2, perform signature verification on the document information of the terminal 3 to obtain the signature verification information 3, perform signature processing, and generate a signature processing result including the signature verification information 1, the signature verification information 2, and the signature verification information 3. In one embodiment, the target terminal may split the merged document data to obtain document information of each of the at least one second terminal.

In one embodiment, the target terminal may further perform a verification operation such as correctness verification on the merged document data, and after the verification is passed, perform signature verification on the merged document data. Or, the target terminal may further perform checking operations such as correctness checking on the document information of each second terminal, and after the checking is passed, perform signature confirmation on the document information of each second terminal.

And S204, after receiving the signature processing result, the first service server determines a first resource request corresponding to the signature processing result, and sends the first resource request to the second service server.

S205, the second service server obtains transaction flow data according to the first resource request, and performs resource processing according to the transaction flow data to obtain a resource processing result.

In this embodiment, the first service server may determine, after receiving the signature processing result, a first resource request corresponding to the signature processing result, and may send, to the server, a target resource request obtained according to the first resource request to the second service server through the designated device. The second service server may obtain transaction flow data obtained according to the target resource request, and may perform resource processing, such as payment processing, according to the transaction flow data. The designated device may be the first service server or a cashier device. In one embodiment, the target resource request may be a first resource request or a second resource request generated from the first resource request.

In one embodiment, when the target resource request is a first resource request, the second service server may generate transaction flow data according to the first resource request; when the target resource request is a second resource request, the second service server may obtain transaction flow data carried by the second resource request.

In one embodiment, after receiving the signature processing result, the first service server may forward the signature processing result to the first terminal. After receiving the signature processing result, the first terminal may generate the first resource request and send the first resource request to the first service server. The first service server may send the first resource request to the second service server after receiving the first resource request. Or, the first service server may further forward the first resource request to a cash register device, where the cash register device may receive the first resource request, generate transaction flow data according to the first resource request, and send a second resource request to the second service server, where the second resource request carries the transaction flow data, so that when the second service server receives the second resource request, the second service server obtains the transaction flow data carried by the second resource request.

In one embodiment, the cash register station device may also send the transaction flow data to the merchant server for processing, such as storage processing. In one embodiment, the first service server may also integrate the functionality of the checkout counter device or the second service server may integrate the functionality of the checkout counter device.

In one embodiment, the transaction flow data may include first transaction flow data for the target terminal and second transaction flow data for the other terminal. The first transaction flow data refers to transaction flow data of the target terminal, that is, transaction flow data corresponding to the resource operator corresponding to the target terminal. The second transaction flow data refers to transaction flow data of the other terminal, that is, transaction flow data corresponding to the resource operator corresponding to the other terminal. In one embodiment, the first transaction flow data may include a transaction flow number derived from the document information of the target terminal and the document information of the target terminal. The second transaction flow data may include a transaction flow number derived from the document information of the other terminal and the document information of the other terminal. In one embodiment, when there are a plurality of the other terminals, the transaction flow data of the other terminals may refer to the transaction flow data of each of the other terminals among the plurality of the other terminals.

In an embodiment, the second service server may store, in the account corresponding to the target terminal, the electronic resource indicated by the first transaction flow data of the target terminal included in the transaction flow data according to the manner of performing resource processing on the transaction flow data by the second service server; and the second business server stores the electronic resources indicated by the second transaction flow data of other terminals except the target terminal in the at least one second terminal, which are included in the transaction flow data, into the accounts corresponding to the other terminals. For example, the second service server may store the electronic resource indicated by the transaction flow data of the terminal 1 in the account corresponding to the terminal 1, store the electronic resource indicated by the transaction flow data of the terminal 2 in the account corresponding to the terminal 2, and store the electronic resource indicated by the transaction flow data of the terminal 3 in the account corresponding to the terminal 3.

As can be seen, in the embodiment shown in fig. 2, the first service server may receive a combined document processing request sent by the first terminal, determine a target terminal from at least one second terminal according to the combined document data, and send the combined document data to the target terminal, so that the target terminal performs signature processing on the combined document data after receiving the combined document data, obtains a signature processing result, and sends the signature processing result to the first service server; the first service server may determine a first resource request corresponding to the signature processing result after receiving the signature processing result, and send the first resource request to the second service server, so that the second service server may obtain transaction flow data according to the first resource request, and perform resource processing according to the transaction flow data to obtain a resource processing result, thereby improving resource management efficiency.

Please refer to fig. 3, which is a flowchart illustrating another resource management method according to an embodiment of the present application. The method may be applied in the system shown in fig. 1 a. Specifically, the method may further include the steps of:

s301, the first business server receives a combined receipt processing request sent by a first terminal, wherein the combined receipt processing request carries combined receipt data, and the combined receipt data comprises receipt information of each second terminal in at least one second terminal.

S302, the first business server determines a target terminal from the at least one second terminal according to the combined receipt data, and sends the combined receipt data to the target terminal.

And S303, after receiving the merged receipt data, the target terminal performs signature processing on the merged receipt data to obtain a signature processing result, and sends the signature processing result to the first service server.

S304, after receiving the signature processing result, the first service server determines a first resource request corresponding to the signature processing result, and sends the first resource request to the second service server.

S305, the second service server obtains transaction flow data according to the first resource request, and performs resource processing according to the transaction flow data to obtain a resource processing result.

Steps S301 to S305 can refer to steps S201 to S205 in the embodiment of fig. 2, which is not described herein again in this embodiment of the present application.

S306, when receiving the abnormal information returned by the first terminal aiming at the merged receipt data, the first service server sends an abnormal prompt message to a designated terminal in the at least one second terminal; and the abnormity prompting message is used for prompting that the merged document data has abnormity.

In the embodiment of the application, when a user finds that the merged document data is abnormal, the user can send abnormal information to the first service server through the first terminal, and the first service server can obtain abnormal prompt information and send the abnormal prompt information to a specified terminal in the at least one second terminal when receiving the abnormal information returned by the first terminal aiming at the merged document data. The number of the designated terminals can be one or more.

In one embodiment, the exception information may include document information for a specific terminal. In one embodiment, the anomaly information may further include anomaly cause description information input or selected by a user. In one embodiment, the exception prompting message may carry the exception cause description information.

And S307, after receiving the abnormal prompt message, the designated terminal sends a combined receipt data viewing request to the first service server.

S308, after receiving the combined receipt data viewing request, the first business server returns the combined receipt data to the appointed terminal if the appointed terminal is determined to have the viewing authority of the combined receipt data.

In steps S307 to S308, after the specified terminal receives the exception prompting message, the resource operator may check the exception prompting message, and may send a combined document data checking request to the first service server through the specified terminal. And after receiving the combined document data viewing request, the first service server can view whether the appointed terminal has the viewing permission for the combined document data, and if the appointed terminal is determined to have the viewing permission for the combined document data, the first service server returns the combined document data to the appointed terminal.

In one embodiment, after the first service server receives the combined document processing request sent by the terminal, the first service server can check whether the combined transaction is authorized between the at least one second terminal; if the combined document data is authorized, the first service server can execute the steps of determining a target terminal from the at least one second terminal according to the combined document data and sending the combined document data to the target terminal. In one embodiment, if the document data is not authorized, the first service server may return a processing failure, such as a prompt message of the processing failure of the document data, to the first terminal.

In one embodiment, the first service server receives a merged transaction application sent by any one of the at least one second terminal, where the merged transaction application carries identification information of another second terminal of the at least one second terminal except the any one second terminal. The identification information of the other second terminal may be identification information of an asset manager corresponding to the other second terminal, such as a name, a contact address, and the like. The merged transaction application is used for requesting authorization of the merged transaction with the other second terminal. The first service server sends the merged transaction application to the other second terminal according to the identification information of the other second terminal; and when receiving the confirmation information returned according to the merged transaction application, the first service server records the authorized merged transaction between any one second terminal and the other second terminal.

In an embodiment, the way that the first service server checks whether the merged transaction between the at least one second terminal is authorized may be that the first service server queries whether the authorized merged transaction between the at least one second terminal is recorded in a local or database, and if so, confirms that the transaction is authorized. In an embodiment, the way that the first service server checks whether the merging transaction is authorized between the at least one second terminal may be that the first service server queries whether to record a corresponding relationship between each second terminal in the at least one second terminal or whether to record a corresponding relationship between resource managers corresponding to each second terminal in the at least one second terminal in an authorized merging transaction table, and if so, confirms that the merging transaction is authorized.

In the embodiment shown in fig. 3, the first service server may also be responsible for an exception handling process for the merged document data, and by this process, the exception process may be more timely, and the security and reliability of the exception handling process may be effectively ensured.

In one embodiment, it can be understood by those skilled in the art that all or part of the processes of the methods of the above embodiments can be implemented by a computer program, which can be stored in a computer-readable storage medium, and can include the processes of the embodiments of the methods described above when executed. The medium is a computer-readable storage medium, which may be a magnetic disk, an optical disk, a Read-Only Memory (ROM), a Random Access Memory (RAM), or the like.

While the invention has been described with reference to a preferred embodiment, it will be understood by those skilled in the art that various changes in form and detail may be made therein without departing from the spirit and scope of the invention as defined by the appended claims.

Claims

1. A resource management method is applied to a resource management system, and the resource management system comprises: the method comprises the following steps that:

2. The method according to claim 1, wherein the at least one second terminal includes a plurality of second terminals, and the determining, by the first service server, a target terminal from the at least one second terminal according to the merged document data includes:

3. The method according to claim 1 or 2, wherein the at least one second terminal comprises a plurality of second terminals, and the signing processing is performed on the merged document data by the target terminal to obtain a signature processing result, including:

4. The method according to claim 1 or 2, wherein the signing processing of the merged document data by the target terminal to obtain a signature processing result comprises:

5. The method according to claim 1, wherein the resource management system further includes a cash register device, and after the first service server determines the first resource request corresponding to the signature processing result, the method further includes:

6. The method according to claim 1, wherein the at least one second terminal comprises a plurality of second terminals, and after the first service server receives the request for processing the combined document sent by the terminal, the method further comprises:

7. The method of claim 6, further comprising:

8. The method of claim 1, wherein the second business server performs resource processing based on the transaction pipeline data, comprising:

9. The method of claim 1, further comprising:

10. A computer-readable storage medium, characterized in that the computer-readable storage medium stores a computer program which is executed by a processor to implement the method according to any one of claims 1-9.