CN111383024A - Data processing system and method for returning transaction data - Google Patents
Data processing system and method for returning transaction data Download PDFInfo
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- CN111383024A CN111383024A CN201911282193.3A CN201911282193A CN111383024A CN 111383024 A CN111383024 A CN 111383024A CN 201911282193 A CN201911282193 A CN 201911282193A CN 111383024 A CN111383024 A CN 111383024A
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- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
- G06Q30/0633—Lists, e.g. purchase orders, compilation or processing
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- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/407—Cancellation of a transaction
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Abstract
The invention relates to a data processing system and a method thereof for returning transaction data. The data processing system includes: the system comprises a first system and a second system, wherein the first system is used for receiving a return processing request for carrying out return processing on transaction data of an occurred payment order to obtain return data, retrieving payment order information of the occurred payment order for which the return processing request is directed based on the return processing request, and initiating a data processing request for the return data of the transaction data based on the payment order information, and the second system is used for carrying out data processing on the return data of the transaction data based on the data processing request, wherein the data processing is carried out in a mode that the return data of the transaction data when the return processing request is put forward is consistent with the return data of the transaction data when payment of the payment order is made. According to the invention, the return data related to the transaction data can be accurately calculated.
Description
Technical Field
The invention relates to computer technology, in particular to a data processing system and a method thereof for returning transaction data.
Background
When the user returns goods, the payment for purchasing goods by the user is returned to the merchant, and the transaction handling fee is returned to the acquirer.
At present, when the bank system returns the charge, the bank system refunds according to the procedure rate A during the goods return, and the procedure rate A may not be consistent with the actual procedure rate B during the goods purchase of the user, which results in more or less charges for the bank system.
Therefore, it is necessary to provide a transaction procedure fee refunding method capable of accurately refunding the procedure fee, so as to avoid the situation of excessive or insufficient refunding of the procedure fee and reduce the hardware resource investment under the situation that the procedure rate is changed due to the factors such as procedure fee adjustment and merchant activities.
Disclosure of Invention
In view of the above problems, the present invention provides a data processing method and a data processing system capable of accurately calculating a refund fee of a transaction fee.
The data processing system of the present invention for performing return processing on transaction data is characterized by comprising: a first system and a second system, where the first system and the second system may be two separate systems, or may be two parts of one system,
wherein the first system is configured to receive a return processing request to perform return processing (equivalent to a "return transaction commission") on transaction data (equivalent to a "transaction commission") of an already-occurred payment order to obtain return data (equivalent to a "due transaction commission"), and retrieve payment order information of the already-occurred payment order to which the return processing request is directed based on the return processing request, initiate a data processing request for the return data with respect to the transaction data based on the payment order information,
the second system is for data processing of return data relating to transaction data based on the data processing request,
wherein data processing is performed in such a manner that return data of transaction data at the time of proposal based on the data processing request coincides with return data of transaction data at the time of payment of a payment order for which payment has occurred.
Optionally, the first system comprises:
the first receiving module is used for receiving and storing a payment order form when payment occurs, wherein the payment order form comprises payment order form information;
the second receiving module is used for receiving a return processing request for carrying out return processing on the payment order transaction data with payment to obtain return data;
a request module, which is used for retrieving the payment order of which the return processing request aims at in the payment order received by the first receiving module according to the return processing request received by the second receiving module, and generating a data processing request of return data related to transaction data based on the payment order information of the retrieved payment order and the return data request of the transaction data; and
and the sending module is used for sending the data processing request generated by the request module to the second system.
Optionally, the second system comprises:
a receiving module, configured to receive the data processing request from the first system; and
and the processing module is used for processing the data of the return data related to the transaction data based on the data processing request.
Optionally, the payment order information includes order identification information and return data factor information (equivalent to "commission factor information").
Optionally, the order identification information is included in a return data request for transaction data of a payment order for which payment has occurred received by the second receiving module.
Optionally, in the payment order received by the first receiving module, the requesting module retrieves the payment order for which payment has occurred, which is referred to by the return processing request, according to order identification information included in the return processing request received by the second receiving module.
Optionally, the payment order information includes time information of the payment order and return data factor information corresponding to the time information.
Optionally, the payment order information includes return data factor information corresponding to the payment order.
Optionally, the request module generates a return processing request of the transaction data, where the return processing request includes time information of the payment order and return data factor information.
Optionally, the second system further comprises:
a storage module for storing the corresponding relationship between the time information and the calculation model in advance,
wherein the calculation model is used for representing the corresponding relation between the returned data factor information and the returned data of the transaction data,
and the processing module obtains a corresponding calculation model corresponding to the time information from the storage module based on the time information and calculates return data related to the transaction data based on the calculation model.
Optionally, the second system further comprises:
and the notification module is used for notifying the calculation result obtained by the processing module to the corresponding receiving object of the calculation result.
Optionally, the return data factor information is represented using information of any field in the payment order.
Optionally, the computational model varies based on the return data factor information.
The data processing method for performing return processing on transaction data is characterized by comprising the following steps of:
a request receiving step of receiving a return processing request for performing return processing on transaction data of a payment order for which payment has occurred to obtain return data;
a retrieval step, wherein a payment order which is aimed at by the return processing request and has paid is retrieved and obtained based on the return processing request, wherein the payment order comprises payment order information;
a request initiation step of initiating a data processing request for return data on transaction data based on the payment order information; and
a data processing step of performing data processing of return data on the transaction data based on the data processing request, wherein in the data processing, data processing is performed in such a manner that the return data of the transaction data at the time of proposal based on the data processing request coincides with the return data of the transaction data at the time of payment of the payment order in which payment has occurred.
Optionally, wherein the payment order information includes time information of the payment order and return data factor information corresponding to the time information,
in the data processing step, a calculation model corresponding to time information included in the data processing request is obtained based on the time information, and data processing of returned data regarding the transaction data is performed based on the calculation model and the returned data factor information.
Optionally, the data processing request includes at least an order identifier of the payment order.
Optionally, in the retrieving step, the payment order for which the request is directed is retrieved based on an order identification in the data processing request.
Optionally, the payment order information includes time information of the payment order and return data factor information corresponding to the time information.
Optionally, in the request initiating step, a data processing request of return data related to transaction data is initiated based on the time information of the payment order and return data factor information corresponding to the time information.
The computer-readable medium of the present invention, on which a computer program is stored, is characterized in that the computer program, when executed by a processor, implements the above-described data processing method for performing return processing with respect to transaction data.
The computer device of the invention comprises a memory, a processor and a computer program which is stored on the memory and can run on the processor, and is characterized in that the processor realizes the data processing method for returning transaction data when executing the computer program.
As described above, according to the data processing system for transaction procedure fee refund and the data processing method for transaction procedure fee refund of the present invention, since the payment order information at least includes the time information of the payment order and the procedure fee factor information corresponding to the time information, it is possible to obtain the corresponding calculation model corresponding to the time information from the time information of the payment order, and thus, compared to the problem of "it is impossible to accurately calculate the procedure fee in the case of a change in the procedure fee rate" existing in the prior art, the present invention can solve the problem of a change in the procedure fee rate with a change in time by obtaining the time information and obtaining the corresponding procedure fee factor information, thereby enabling the method of accurately calculating the transaction procedure fee.
Moreover, according to the data processing system for transaction fee refund and the data processing method for transaction fee refund of the present invention, since the plurality of fee factor information can be set according to the situation, compared with the problem that the fee cannot be accurately calculated (that is, the influence factor of the fee cannot be considered) when the fee is influenced by a plurality of factors existing in the prior art, the payment order targeted by the request is retrieved based on the order identifier in the transaction fee refund request, and the fee factor information corresponding to the time information is further obtained based on the time information of the payment order, so that the fee can be accurately calculated under the influence factors of the plurality of fees.
Moreover, according to the data processing system for the transaction commission fee refund and the data processing method for the transaction commission fee refund, the calculation process is carried out in the second system, the data operation in the first system is not influenced, and the processing efficiency can be improved.
Moreover, according to the data processing system for the transaction commission fee refund and the data processing method for the transaction commission fee refund, the calculation process is carried out in the second system, the data operation in the first system is not influenced, and the processing efficiency can be improved.
Drawings
FIG. 1 is a block diagram showing the configuration of a data processing system for performing return processing for transaction data according to the present invention.
Fig. 2 is a flowchart showing a data processing method of the present invention for performing return processing for transaction data.
Fig. 3 is a block diagram showing a configuration of a data processing system for refunding a transaction fee according to a first embodiment of the present invention.
Fig. 4 is a flowchart showing a data processing method for refunding a transaction fee according to the first embodiment of the present invention.
Detailed Description
The following description is of some of the several embodiments of the invention and is intended to provide a basic understanding of the invention. It is not intended to identify key or critical elements of the invention or to delineate the scope of the invention.
For the purposes of brevity and explanation, the principles of the present invention are described herein with reference primarily to exemplary embodiments thereof. However, those skilled in the art will readily recognize that the same principles are equally applicable to all types of data processing systems for transaction commission refund and methods of data processing for transaction commission refund, and that these same principles can be implemented therein, as well as any such variations, without departing from the true spirit and scope of the present patent application.
Moreover, in the following description, reference is made to the accompanying drawings that illustrate certain exemplary embodiments. Electrical, mechanical, logical, and structural changes may be made to these embodiments without departing from the spirit and scope of the invention. In addition, while a feature of the invention may have been disclosed with respect to only one of several implementations/embodiments, such feature may be combined with one or more other features of the other implementations/embodiments as may be desired and/or advantageous for any given or identified function. The following description is, therefore, not to be taken in a limiting sense, and the scope of the present invention is defined by the appended claims and their equivalents.
Words such as "comprising" and "comprises" mean that, in addition to having elements and steps which are directly and explicitly stated in the description and the claims, the solution of the invention does not exclude other elements and steps which are not directly or explicitly stated.
FIG. 1 is a block diagram showing the configuration of a data processing system for performing return processing for transaction data according to the present invention.
Referring to FIG. 1, a data processing system for performing a return transaction on transactional data in accordance with the present invention is illustrated.
As shown in fig. 1, the data processing system for handling a transaction fee of the present invention includes: a first system 100 and a second system 200.
The first system 100 is configured to receive, from the outside, a return processing request for performing return processing on transaction data of an already-occurred payment order to obtain return data, retrieve, based on the return processing request, payment order information of the already-occurred payment order for which the return processing request is obtained, and initiate, based on the payment order information, a data processing request for return data regarding the transaction data to the second system 200.
The second system 200 is used to perform data processing of return data on transaction data based on a data processing request from the first system 100 and return a data processing result to the first system 100,
wherein data processing is performed in such a manner that return data of transaction data at the time of proposal based on the data processing request coincides with return data of transaction data at the time of payment of a payment order for which payment has occurred.
Wherein the first system 100 comprises:
a first receiving module 110, configured to receive and store a payment order when payment occurs from the outside, where the payment order includes payment order information;
a second receiving module 120, configured to receive, from the outside, a return processing request for performing return processing on transaction data of a payment order for which payment has occurred to obtain return data;
a request module 130 that retrieves, from among the payment orders received by the first receiving module 110, a payment order for which payment has occurred, in accordance with the return processing request received by the second receiving module 120, and generates a data processing request for return data regarding transaction data based on the payment order information of the retrieved payment order and the return data request for transaction data; and
a sending module 140, configured to send the data processing request generated by the requesting module 130 to the second system 200.
Wherein the second system 200 comprises:
a receiving module 210, configured to receive the data processing request from the first system 100; and
a storage module 220, which stores the relevant parameters for data processing of the following processing modules in advance;
the processing module 230 is configured to invoke the relevant parameters stored in the storage module 220 to perform data processing on the returned data of the transaction data based on the data processing request received by the receiving module 210; and
a notifying module 240, configured to notify the data processing result obtained by the processing module 230 to an object that needs to execute the data processing result.
The storage module 220 may be separately configured, or may be configured as a part of the processing module 230, that is, when the storage module 220 is not separately configured, the processing module 230 itself can store relevant parameters necessary for data processing.
The payment order information at least comprises order identification information and return data factor information. Here, the order identification information is, for example, an order number of a payment order in which the payment order can be uniquely determined. As the factor information of the returned data, all factors affecting the calculation of the returned data are included, for example, as an example: the merchant side return data rate or discount, the rate or discount of other external systems or channels, the return data rate or discount of various activities, and so on. Thus, the return data factor information may contain one or more return data factors.
Moreover, the return data factor information may contain multiple types, and thus, any field in the payment order may become the return data factor. The calculation model, which will be mentioned below, may also be adapted according to different return data factors.
The second receiving module 120 externally receives the order identification information included in the data processing request for the transaction data of the payment order for which the payment has occurred. In this way, the request module 130 retrieves, in the payment order received by the first receiving module 110, the order identification information included in the data processing request received by the second receiving module 120 according to the order identification information, matching the payment order for which payment has occurred for the data processing request.
Further, the payment order information at least comprises time information of the payment order and return data factor information corresponding to the time information. Since the payment order information includes the time information of the payment order and the return data factor information corresponding to the time information, the data processing request generated by the request module 130 also includes the time information and the return data factor information of the payment order obtained by the first receiving module 110 and the return amount received from the outside by the second receiving module 120. In this way, the information received by the processing module 230 of the second system 200 includes the time information and the return data factor information corresponding to the time information, and a calculation model corresponding to the time information is obtained from the storage module 220 based on the time information and data processing of the return data related to the transaction data is performed based on the calculation model.
Here, the calculation model may be changed based on time information or return data factor information, or may be changed based on time information or return data factor information.
Fig. 2 is a flowchart showing a data processing method of the present invention for performing return processing for transaction data.
Referring to fig. 2, a flow of a data processing method of the present invention for performing a return process with respect to transaction data will be described.
As shown in fig. 2, the inventive data processing method for performing return processing on transaction data includes the following steps:
step S100: the first system 100 receives a return processing request from the outside for return processing of transaction data of a payment order for which payment has occurred to obtain return data;
step S200: the first system 100 retrieves a payment order for which payment has occurred, according to the received return processing request, wherein the payment order includes payment order information;
step S300: the first system 100 initiates a data processing request for return data regarding the transaction data to the second system 200 based on the retrieved payment order information;
step S400: the second system 200 performs data processing of return data on transaction data based on the received data processing request, wherein data processing is performed in such a manner that return data of transaction data at the time of proposal based on the data processing request coincides with return data of transaction data at the time of payment of the payment order in which payment has occurred; and
step S500: the second system 200 returns the result of the data processing to the outside, but it may be set to return the result of the data processing to the first system 100 and then to the outside through the first system 100.
In step S100, the return processing request includes an order identifier (e.g., an order number) of the payment order and a return fee amount.
In step S200, the payment order that has occurred for which the request is directed is retrieved based on the order identification in the return processing request. The payment order information comprises time information of the payment order and return data factor information corresponding to the time information. Furthermore, in step S200, as an example, in the first system 100, based on the order identifier in the return processing request, the generated payment order for which the request is intended is retrieved in an asynchronous retrieval manner.
In step S300, a data processing request based on the time information of the payment order, the return data factor information corresponding to the time information, and the return data of the refund line with respect to the transaction data is initiated from the first system 100 to the second system 200.
In step S400, the second system 100 obtains a calculation model corresponding to the time information based on the time information included in the data processing request, and performs data processing of the returned data with respect to the transaction data based on the calculation model and the returned data factor information, and the refund amount. One or more of the factor information may be set as the return data according to circumstances.
Specifically, since the payment order information includes the time information of the payment order and the return data factor information corresponding to the time information, the data processing request generated from the first system 100 also includes the time information of the payment order, the return data factor information, and the return amount accordingly. In this way, the second system 200 can obtain a calculation model corresponding to the time information from the correspondence between the time information and the calculation model stored in advance based on the time information, and then perform data processing of return data on transaction data based on the calculation model.
Where the return data factor information may include multiple types, any field in the payment order may become the return data factor information. Moreover, the above calculation model may also be adjusted according to different return data factors.
As described above, according to the data processing system for performing return processing on transaction data of the present invention and the data processing method for performing return processing on transaction data, since at least time information of a payment order and return data factor information corresponding to the time information are included in payment order information, a corresponding calculation model corresponding to the time information can be obtained from the time information of the payment order, and thus, compared with the problem that return data cannot be accurately calculated in the prior art, the present invention can solve the problem that a return data factor changes with time, thereby enabling accurate calculation of return data.
Moreover, according to the data processing system for performing return processing on transaction data and the data processing method for performing return processing on transaction data, because a plurality of return data factor information can be set according to situations, compared with the problem that influence factors of return data factors are not considered in the prior art, the data processing system can accurately calculate return data under the influence factors of a plurality of return data factors.
Moreover, according to the data processing system for returning transaction data and the data processing method for returning transaction data, the calculation process is performed in the second system, the data operation in the first system is not influenced, and the processing efficiency can be improved.
The data processing system for performing a return process on transaction data according to the present invention will be described below with reference to a specific embodiment of a data processing method for performing a return process on transaction data.
First, a data processing system for refunding transaction fees and a data processing method for refunding transaction fees according to a first embodiment of the present invention will be described.
Fig. 3 is a block diagram showing a configuration of a data processing system for refunding a transaction fee according to a first embodiment of the present invention.
Referring to fig. 3, a data processing system for refunding transaction commission in accordance with a first embodiment of the present invention will be described.
As shown in fig. 3, the data processing system for handling a transaction fee of the present invention includes: an online system 10 and a clearance system 20.
The clearance system 20 is used to perform data processing regarding transaction commission refunds based on data processing requests from the online system 100 and return data processing results to the billing system.
Among them, the online system 10 includes:
a payment information receiving module 11, configured to receive a payment order when sending a payment from outside (e.g., an order receiving organization), and store the payment order in which the payment has occurred, where the payment order includes payment order information;
a refund information receiving module 12 for receiving a refund request for a transaction fee for a payment order for which payment has occurred from the outside (e.g., an acquiring agency);
an order information generating module 13, configured to retrieve, from the payment orders received by the payment information receiving module 11, payment orders for which payment has occurred, for which the payment request for the transaction fee has been received, according to the fee refunding request for the transaction fee received by the fee refunding information receiving module 12, and generate a data processing request regarding fee refunding for the transaction fee based on the retrieved payment order information of the payment orders and the fee refunding request for the transaction fee; and
a sending module 14, configured to send the data processing request generated by the order information generating module 13 to a clearing system 20.
Wherein the clearing system 20 comprises:
an order information receiving module 21 for receiving a data processing request regarding the transaction commission refund from the online system 10; and
a storage module 22 for storing the related parameters for data processing by the following procedure charge calculation module;
the commission calculation module 23 is used for calling the relevant parameters stored in the storage module 22 to perform data processing related to the transaction commission refund based on the data processing request of the transaction commission refund received by the order information receiving module 21; and
and a notification module 24 for notifying the relevant object (for example, an acquirer) of the data processing result obtained by the commission fee calculation module 23.
The storage module 22 may be provided separately, or may be provided as a part of the commission calculation module 23, that is, in the case that the storage module 22 is not provided separately, the commission calculation module 23 itself can store the relevant parameters necessary for data processing.
The payment order information at least comprises order identification information and commission factor information. Here, the order identification information is, for example, an order number of a payment order in which the payment order can be uniquely determined.
As the commission factor information, all factors that influence the commission calculation are included, and for example, the following can be cited as an example: an acquirer channel rate, a merchant offer rate discount, and an activity offer rate discount, among others. The commission factor information in the present embodiment may include one or more commission factors.
Also, the commission factor information may contain multiple types, and thus any field in the payment order may be referred to as the commission factor. The calculation model to be mentioned below can also be adapted according to different commission factors.
The refund information receiving module 12 receives from the outside (e.g., an acquiring institution) a refund request for a transaction commission for a payment order for which payment has occurred, including at least order identification information and a refund amount. In this way, the order information generation module 13 searches the payment order received by the payment information reception module 11 for the order identification information included in the refund request received by the refund information reception module 12 according to the order identification information, and matches the payment order for which payment has occurred for the refund request. As a way of retrieval, asynchronous retrieval may be employed.
Further, the payment order information at least comprises time information of the payment order and commission factor information corresponding to the time information. Since the payment order information includes the time information of the payment order and the commission factor information corresponding to the time information, the fee refund request generated by the order information generating module 13 also includes the time information and the commission factor information of the payment order obtained by the payment information receiving module 11 and the fee refund amount received by the fee refund information receiving module 12 from the outside (for example, an order receiving organization).
In this way, the commission calculation module 23 received by the liquidation system 20 can obtain a corresponding calculation model corresponding to the time information from the storage module 22 based on the time information and perform data processing on the transaction commission based on the calculation model.
Here, the calculation model may be changed based on the time information or the commission factor information, or may be changed based on the time information and the commission factor information. For example, a computational model is a computational formula that relates different commission factor information for different time points.
Next, a description will be given of a data processing method for refunding a transaction fee according to a first embodiment of the present invention.
Fig. 4 is a flowchart showing a data processing method for refunding a transaction fee according to the first embodiment of the present invention.
As shown in fig. 4, the data processing method for the transaction commission refund according to the first embodiment of the present invention includes the steps of:
step S10: the online system 10 receives a transaction commission refund request from the billing system for the payment order for which payment has occurred, the transaction commission refund request including refund order unique identification information (UN001) and a refund amount of 5000 dollars;
step S20: the online system 10 returns the confirmation information of the accepted transaction commission and fee refund request to the acquiring system;
step S30: the online system 10 asynchronously retrieves the corresponding payment order according to the unique identifier information (UN001) of the fee-returned order in the received transaction fee-returned request, for example, retrieves the payment order information of the payment order, where the payment order information includes the historical time point T1 of the order and a plurality of fee-returned factors corresponding to the time point T1, where a is 0.1% (acquirer channel rate), B is 50% (merchant discount rate), C is 10% (active discount rate) and D is 10000 yuan (transaction amount);
step S40: after the online system 10 retrieves and acquires the corresponding payment order, sending the order unique identification information of the payment order, the time point T1, the commission factor A, B, C, D and the refund amount to the clearing system 20;
step S50: the liquidation system 20 determines the historical time point of the order according to the unique identification information of the order when the date is finished, determines the commission charge calculation formula corresponding to the historical time point according to the following table 1, for example, then obtains the required commission charge factor according to the formula requirement, calculates and obtains the due-quit commission charge by substituting the commission charge factor into the commission charge calculation formula,
table 1 shows a correspondence table between the commission factor and the commission calculation formula. Only the historical time points T1, T2, and T3 are illustrated in table 1, the number of time points and the corresponding commission calculation formula may be changed or increased or decreased according to the scene needs,
TABLE 1
Step S60: clearance system 20 sends the due commission directly to the acquiring system. But can of course also be sent to the acquirer system via the on-line system 10.
In the first embodiment, the commission factor can include various types other than those listed above, and any field in the payment order can be the commission factor, and the commission calculation formula can be adjusted according to different commission factors.
As described above, according to the data processing system for transaction procedure fee refund and the data processing method for transaction procedure fee refund of the first embodiment of the present invention, since at least the time information of the payment order and the procedure fee factor corresponding to the time information are included in the payment order information, the liquidation system 20 can obtain the corresponding calculation model corresponding to the time information from the time information of the payment order, and thus, the present invention can solve the problem that the procedure rate varies with the time, thereby enabling the method of calculating the transaction procedure fee accurately.
Further, according to the data processing system for transaction fee refund and the data processing method for transaction fee refund of the first embodiment of the present invention, since the fee factor can be set plural according to circumstances, the present invention can accurately calculate the fee under various fee influencing factors.
Furthermore, according to the data processing system for transaction fee refund and the data processing method for transaction fee refund of the first embodiment of the present invention, the calculation process is performed in the liquidation system 20, the data operation in the online system 10 is not affected, and the data processing efficiency can be improved.
The present invention also provides a computer readable medium, on which a computer program is stored, wherein the computer program is executed by a processor, and the data processing method for transaction fee refund of the present invention is described above.
The invention also provides a computer device comprising a memory, a processor and a computer program stored on the memory and operable on the processor, wherein the processor executes the computer program to implement the data processing method for transaction commission refund of the invention. The above examples mainly illustrate the data processing system for transaction fee refund and the data processing method for transaction fee refund of the present invention. Although only a few embodiments of the present invention have been described in detail, those skilled in the art will appreciate that the present invention may be embodied in many other forms without departing from the spirit or scope thereof. Accordingly, the present examples and embodiments are to be considered as illustrative and not restrictive, and various modifications and substitutions may be made therein without departing from the spirit and scope of the present invention as defined by the appended claims.
Claims (22)
1. A data processing system for performing return processing on transaction data, comprising: a first system and a second system, wherein,
wherein the first system is configured to receive a return processing request to return process transaction data for an occurred payment order to obtain return data, and to retrieve payment order information for the occurred payment order for which the return processing request was obtained based on the return processing request, to initiate a data processing request for return data relating to the transaction data based on the payment order information,
the second system is configured to perform data processing of return data on transaction data based on the data processing request, wherein the data processing is performed in such a manner that the return data of the transaction data at the time of proposal based on the data processing request coincides with the return data of the transaction data at the time of payment of the payment order for which payment has occurred.
2. The data processing system for return processing for transaction data of claim 1,
the payment order information comprises time information of the payment order and return data factor information corresponding to the time information,
the second system obtains a calculation model corresponding to the time information based on the time information included in the data processing request, and performs data processing on the returned data of the transaction data based on the calculation model and the returned data factor information.
3. The data processing system for return processing for transaction data of claim 1,
the first system includes:
the first receiving module is used for receiving and storing a payment order form when payment occurs, wherein the payment order form comprises payment order form information;
the second receiving module is used for receiving a return processing request for carrying out return processing on the transaction data of the payment order with payment to obtain return data;
a request module, which is used for retrieving the payment order of which the return processing request aims at in the payment order received by the first receiving module according to the return processing request received by the second receiving module, and generating a data processing request of return data related to transaction data based on the payment order information of the retrieved payment order and the return data request of the transaction data; and
and the sending module is used for sending the data processing request generated by the request module to the second system.
4. The data processing system for return processing for transaction data of claim 3,
the second system includes:
a receiving module, configured to receive the data processing request from the first system; and
and the processing module is used for processing the data of the return data related to the transaction data based on the data processing request.
5. The data processing system for return processing for transaction data of claim 4,
the payment order information includes order identification information and return data factor information.
6. The data processing system for return processing for transaction data of claim 5,
order identification information is included in a return data request for transaction data for a payment order for which payment has occurred that is received by the second receiving module.
7. The data processing system for return processing for transaction data of claim 6,
in the payment order received by the first receiving module, the request module retrieves the payment order which is subject to the return processing request and has paid according to the order identification information contained in the return processing request received by the second receiving module.
8. The data processing system for return processing for transaction data of claim 4,
the payment order information comprises time information of the payment order and return data factor information corresponding to the time information.
9. The data processing system for return processing of transaction data of claim 4,
the payment order information includes return data factor information corresponding to the payment order.
10. The data processing system for return processing for transaction data of claim 8,
the return processing request of the transaction data generated by the request module comprises time information of the payment order and return data factor information.
11. The data processing system for return processing for transactional data of claim 8, wherein said second system further comprises:
a storage module for storing the corresponding relationship between the time information and the calculation model in advance,
wherein the calculation model is used for representing the corresponding relation between the returned data factor information and the returned data of the transaction data,
and the processing module obtains a corresponding calculation model corresponding to the time information from the storage module based on the time information and calculates return data related to the transaction data based on the calculation model.
12. The data processing system for return processing for transactional data of claim 11, wherein said second system further comprises:
and the notification module is used for notifying the calculation result obtained by the processing module to the corresponding receiving object of the calculation result.
13. The data processing system for return processing for transaction data of claim 5,
the return data factor information is represented using information in any field in the payment order.
14. The data processing system for return processing for transaction data of claim 11,
the calculation model varies based on the return data factor information.
15. A data processing method for performing return processing on transaction data, comprising the steps of:
a request receiving step of receiving a return processing request for performing return processing on transaction data of a payment order for which payment has occurred to obtain return data;
a retrieval step, wherein a payment order which is aimed at by the return processing request and has paid is retrieved and obtained based on the return processing request, wherein the payment order comprises payment order information;
a request initiation step of initiating a data processing request for return data on transaction data based on the payment order information; and
a data processing step of performing data processing of return data on the transaction data based on the data processing request,
wherein data processing is performed in such a manner that return data of transaction data at the time of proposal based on the data processing request coincides with return data of transaction data at the time of payment of a payment order for which payment has occurred.
16. The data processing method of claim 15, wherein the return processing is performed with respect to the transaction data,
wherein the payment order information comprises time information of the payment order and return data factor information corresponding to the time information,
in the data processing step, a calculation model corresponding to time information included in the data processing request is obtained based on the time information, and data processing of returned data regarding the transaction data is performed based on the calculation model and the returned data factor information.
17. The data processing method of claim 15, wherein the return processing is performed with respect to the transaction data,
the data processing request at least comprises an order identification of the payment order.
18. The data processing method of claim 17, wherein the return processing is performed with respect to the transaction data,
in the retrieving step, the payment order for which the request is directed is retrieved based on the order identification in the data processing request.
19. The data processing method of claim 18, wherein the return processing is performed with respect to the transaction data,
the payment order information comprises time information of the payment order and return data factor information corresponding to the time information.
20. The data processing method of claim 18, wherein the return processing is performed with respect to the transaction data,
in the request initiating step, a data processing request of return data related to transaction data is initiated based on the time information of the payment order and return data factor information corresponding to the time information.
21. A computer-readable medium, having stored thereon a computer program,
the computer program when executed by a processor implements a data processing method for return processing of transaction data as claimed in any one of claims 15 to 20.
22. A computer device comprising a memory, a processor and a computer program stored on the memory and operable on the processor, wherein the processor when executing the computer program implements a data processing method for return processing of transaction data according to any one of claims 15 to 20.
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| CN201911282193.3A CN111383024A (en) | 2019-12-13 | 2019-12-13 | Data processing system and method for returning transaction data |
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