CN111355722A - Method, system and non-transitory storage medium for associating biological characteristics with virtual resources - Google Patents
Method, system and non-transitory storage medium for associating biological characteristics with virtual resources Download PDFInfo
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Abstract
The present specification provides a new method of associating a biometric with a virtual resource, a system for performing this method and a non-transitory storage medium storing instructions for performing this method, the method and system being capable of establishing an association between a biometric of a second object (applicant) with a target virtual resource associated with a first object (virtual resource holder) by means of a requesting device (third party device), the method and system comprising: the method comprises the steps that a server receives an association request which is sent by a request device and associates a first object with a second object, wherein the first object is associated with a target virtual resource; the server confirming, by a target device, that the first object agrees with the association request, wherein the target device is associated with the first object; the server establishes an association of the biometric characteristic of the second object with the target virtual resource.
Description
Technical Field
The present disclosure relates to the field of internet, and more particularly, to a method, system, and non-transitory storage medium for associating a biometric with a virtual resource.
Background
With the development of computer and network technologies, the shared economy is also more and more widely applied, and virtual resources (such as WeChat, Payment treasures, money for electronic payment in bank accounts, or transferable points and credits in electronic game accounts) of a user can be shared with relatives and friends of the user through the internet technology. There are two main ways of association. The first is account number association, for example, when both associating parties apply for a corresponding virtual resource account number using a target device (e.g., a mobile phone), one party uses the target device to associate the virtual resource account number of a parent with its own virtual resource account number, and the parent can use its associated virtual resource account number through the account association. The second is biological feature association, for example, the relatives or friends are operated face to face with the user through the target device of the user, and the biological features of the relatives or friends are associated with the virtual resource account of the user, so that the relatives or friends do not need to apply for the virtual resource account.
In order to establish the association relationship between the user and the virtual resource more conveniently, a more convenient association method needs to be provided, for example, the biological characteristics are associated with the virtual resource.
Disclosure of Invention
The specification provides a more convenient association mode for establishing association relation between users and virtual resources.
The present specification provides a method of associating a biometric with a virtual resource, a system for performing the method and a non-transitory storage medium storing instructions for performing the method, the method and system enabling association between a biometric of a second object (applicant) with a virtual resource associated with a first object (such as a virtual resource holder) via a requesting device (a third party device) without the first object and the second object facing each other and without the second object first applying for an account number, the association being applicable to the requesting device only, to a third object having a predetermined association with the requesting device, and to all scenarios. The method and the system provide great convenience for users (such as old people or minors) who are unfamiliar with the Internet, do not have account numbers and cannot apply for association face to face in time.
One aspect of the present specification provides a method of associating a biometric with a virtual resource, comprising: the method comprises the steps that a server receives an association request which is sent by a request device and associates a first object with a second object, wherein the first object is associated with a target virtual resource; the server confirming, by a target device, that the first object agrees with the association request, wherein the target device is associated with the first object; and the server establishing an association of the biometric characteristic of the second object with the target virtual resource.
In some embodiments, the server confirming, by the target device, that the first object agrees with the association request comprises: receiving the biological characteristics of the second object sent by the request equipment; sending a biometric of the second subject and a verification request for the biometric of the second subject to the target device; and receiving confirmation information which is sent by the target equipment and agrees to the association request.
In some embodiments, the server confirming, by the target device, that the first object agrees with the association request comprises: receiving the biological characteristics of the second object sent by the request equipment; receiving identity information of the second object sent by the target equipment; matching the biometric characteristic of the second subject with identity information of the second subject; and receiving confirmation information which is sent by the target equipment and agrees to the association request.
In some embodiments, said matching the biometric characteristic of the second subject with the identity information of the second subject comprises: sending the biological characteristics of the second object and the identity information of the second object to an authentication system for matching analysis; and when the biological characteristics of the second object are matched with the identity information of the second object, sending a matching result and a confirmation request aiming at the association request to the target device.
In some embodiments, the association request further includes a device identifier of the requesting device, wherein the requesting device communicates with the server.
In some embodiments, the association of the biometric of the second subject with the target virtual resource comprises a license for transfer of the target virtual resource to the requesting device or a third subject with which the requesting device is associated.
In some embodiments, the server establishing the association of the biometric characteristic of the second object with the target virtual resource further comprises: sending authentication information for the first object to the target device; receiving an identity verification result sent by the target equipment; and when the identity verification result is passed, establishing the association between the biological characteristics of the second object and the target virtual resource.
In some embodiments, the identity verification information comprises at least one of a passcode verification and a biometric verification.
In some embodiments, said establishing an association of the biometric characteristic of the second object with the target virtual resource comprises: sending association selection information to the target device; receiving an association selection result of the association selection information; establishing an association of the biometric characteristic of the second object with the target virtual resource.
In some embodiments, the association selection information includes at least one of: selecting at least one from the target virtual resource to establish an association with the biometric characteristic of the second object; a selection of the associated usage scenario; and selecting the associated limit.
In some embodiments, the biometric features include one or more of facial images, irises, sclera, fingerprints, palm prints, voice prints, bone projections.
A second aspect of the present specification provides a system for associating a biometric with a virtual resource, comprising: at least one memory and at least one processor, the at least one memory including at least one set of instructions for associating a biometric with a virtual resource; the at least one processor is in communication with the at least one memory, wherein when the system is operating, the at least one processor reads the at least one instruction set and implements the method for associating a biometric with a virtual resource as described herein.
A third aspect of the present specification provides a non-transitory storage medium storing at least one set of instructions for associating a biometric with a virtual resource, the at least one set of instructions, when executed by a processor, implementing the method of associating a biometric with a virtual resource as described herein according to the at least one set of instructions.
As can be seen from the above technical solutions, the method, system and non-transitory storage medium for associating a biometric characteristic with a virtual resource provided in this specification can establish an association between a biometric characteristic of a second object (applicant) and a virtual resource associated with a first object (such as a virtual resource holder) through a requesting device (third party device), without the first object and the second object facing each other and without the second object first applying for an account number, where the association may be applicable only to the requesting device, may also be applicable to a third object having a preset association with the requesting device, and may also be applicable to all scenarios. The method and the system provide great convenience for users who are unfamiliar with the Internet, do not have account numbers and cannot timely apply for association face to face.
Additional functions of the method, system, and non-transitory storage medium provided in this specification to associate biometric features with virtual resources are set forth in part in the description that follows. The following numerical and exemplary descriptions will be readily apparent to those of ordinary skill in the art in view of the description. The inventive aspects of the method, system, and storage medium for associating a biometric with a virtual resource provided by the present specification can be fully explained by the practice or use of the methods, apparatus, and combinations described in the detailed examples below.
Drawings
In order to more clearly illustrate the technical solutions in the embodiments of the present disclosure, the drawings needed to be used in the description of the embodiments will be briefly introduced below, and it is obvious that the drawings in the following description are only some embodiments of the present disclosure, and it is obvious for those skilled in the art to obtain other drawings based on these drawings without creative efforts.
FIG. 1 illustrates a schematic diagram of a system for associating a biometric with a virtual resource provided in accordance with an embodiment of the present description;
FIG. 2 illustrates a schematic diagram of a server associating a biometric with a virtual resource provided in accordance with an embodiment of the present description;
FIG. 3 illustrates a flowchart of a method for associating a biometric with a virtual resource according to an embodiment of the present description;
FIG. 4 illustrates a flow chart for confirming approval of an association request provided in accordance with an embodiment of the present description;
FIG. 5 illustrates another flow diagram for confirming approval of an association request provided in accordance with an embodiment of the present description;
FIG. 6 is a flow chart illustrating establishing an association provided according to an embodiment of the present disclosure;
fig. 7 is a schematic diagram illustrating an association relationship provided according to an embodiment of the present disclosure.
Detailed Description
The following description is presented to enable any person skilled in the art to make and use the present description, and is provided in the context of a particular application and its requirements. Various modifications to the disclosed embodiments will be readily apparent to those skilled in the art, and the general principles defined herein may be applied to other embodiments and applications without departing from the spirit and scope of the present description. Thus, the present description is not limited to the embodiments shown, but is to be accorded the widest scope consistent with the claims.
The terminology used herein is for the purpose of describing particular example embodiments only and is not intended to be limiting. For example, as used herein, the singular forms "a", "an" and "the" may include the plural forms as well, unless the context clearly indicates otherwise. The terms "comprises," "comprising," "includes," and/or "including," when used in this specification, are intended to specify the presence of stated integers, steps, operations, elements, and/or components, but do not preclude the presence or addition of one or more other features, integers, steps, operations, elements, components, and/or groups thereof.
These and other features of the present specification, as well as the operation and function of the elements of the structure related thereto, and the combination of parts and economies of manufacture, may be particularly improved upon in view of the following description. Reference is made to the accompanying drawings, all of which form a part of this specification. It is to be expressly understood, however, that the drawings are for the purpose of illustration and description only and are not intended as a definition of the limits of the specification. It should also be understood that the drawings are not drawn to scale.
The flow diagrams used in this specification illustrate the operation of system implementations according to some embodiments of the specification. It should be clearly understood that the operations of the flow diagrams may be performed out of order. Rather, the operations may be performed in reverse order or simultaneously. In addition, one or more other operations may be added to the flowchart. One or more operations may be removed from the flowchart.
There are two main ways in the prior art to associate a virtual resource with a user. The first is account number association, which requires both parties to have a target device (e.g., a mobile phone) and a corresponding virtual resource account number, and the operation flow is troublesome for the user to apply for the corresponding account number by using the target device in order to implement the account association, and especially for people who are not familiar with the internet (e.g., the elderly), it is very inconvenient to implement the account association. The second is biological characteristic association, for example, the biological characteristics of the relatives or close friends are associated with the virtual resource account of the user, and this association does not require the relatives or close friends to apply for the virtual resource account, but requires the relatives or close friends to operate with the user through the target device of the user, and cannot satisfy the use of the user in different places. The existing associations are associations between users, and the users cannot be limited to use the associations in a specific scene.
The present specification proposes a method and system for associating a biometric with a virtual resource, which may establish, by a requesting device (third party device), an association between a biometric of a second object and a target virtual resource of a first object. Under the condition of meeting the use of the users at different places, the use scenes of the association relation can be limited at the same time. First, some terms or terms appearing in the description of the embodiments of the present specification are explained as follows:
biological characteristics: can be the inherent biological characteristics of the human body and can be used for personal identity verification. The biometric features include one or more of facial images, iris, sclera, fingerprint, palm print, voice print, bone projection. In some embodiments, the biological characteristics may also include DNA, chromosomes, behavioral attitudes, and the like.
Virtual resources: the birth of the internet means that information resources edited by a database and a program are transmitted and circulated through a network, such as an online wallet, an online library, an online shopping mall, and the like. Virtual resources described in this specification include, but are not limited to, electronically present funding resources, identity information, transferable points in electronic games, reputation guarantees, and the like. The funding resource may be funding stored on various financial Applications (APP), such as on a pay-Bao walletTMWeChat walletTMPurse with multiple purse functionsTMThe funds above, etc. The identity information may be information that can be used to prove the identity of an individual, such as identification card information, mobile phone number information, and the like.
Fig. 1 illustrates a schematic diagram of a system 100 for associating a biometric characteristic with a virtual resource according to an embodiment of the present description. The system 100 for associating a biometric with a virtual resource (hereinafter referred to as the system 100) can be applied in many different scenarios. For example, the system 100 may be applied in a proxy scenario, when the first object 110 delegates the second object 160 to handle some services, for example, when the first object 110 delegates the second object 160 to take a property certificate, the second object 160 may establish an association with a target virtual resource of the first object 110 through the system 100, where the target virtual resource may be identity information of the first object 110; the association between the first object 110 and the second object 160 is verified by verifying biometric information or identity information of the second object 160, thereby confirming the proxy agent relationship. For another example, the system 100 may be applied to an electronic payment scenario, when the second object 160 needs to use the electronic fund resource (i.e. the fund that can be electronically paid) of the first object 110 for payment, the second object 160 may establish an association with the target virtual resource of the first object 110 through the system 100, in this case, the target virtual resource is the electronic fund resource of the first object 110, and the association between the first object 110 and the second object 160 is verified by verifying the biometric information or the identity information of the second object 160, so as to use the electronic fund resource of the first object 110 for payment. Purely for the sake of illustration, the following description will be given by way of example of the system 100 applied in an electronic payment scenario.
As shown in FIG. 1, system 100 may include server 200, requesting device 140, target device 130, target virtual resource 170, network 120, and database 150.
The requesting device 140 may be a terminal device that establishes a communication relationship with the server 200. The second object 160 may be an applicant and may initiate an association request to the server 200 on the requesting device 140. There is no association between the second object 160 and the requesting device 140. The requesting device 140 may include a display, which may be a touch screen type Liquid Crystal Display (LCD). The display has a Graphical User Interface (GUI) that can be made such that the second object 160 interacts with the server 200 by touching the Graphical User Interface (GUI) and/or by gestures. In some embodiments, the human-machine interaction functions include, but are not limited to: web browsing, word processing, collecting biometric features, etc. The requesting device 140 may include a biometric acquisition module for acquiring biometric information of the second object 160. For example, the biometric acquisition module may acquire one or more of the biometric characteristics of the applicant, such as facial images, iris images, sclera images, fingerprint images, palm print images, voice print files, bone projection images, and the like. In some embodiments, executable instructions for performing the above-described human-machine interaction functions are stored in one or more processor-executable computer program products or readable storage media. In other embodiments, executable instructions for performing the above-described human-computer interaction functions are stored in server 200. In some embodiments, the requesting device 140 may be an intelligent electronic device, such as a cell phone or other IOT device. For example, the requesting device 140 may be an IOT face recognition payment device 140-1 in a supermarket, the requesting device 140 may also be an intelligent counter 140-2 in a bank, and so on.
The target device 130 may be a smart device carrying a target application (target APP). The first object 110 is a user of the target device 130. The target device 130 may have one or more Applications (APPs) installed. The APP can provide the first object 110 with the ability to interact with the outside world and an interface over the network 120. The APP includes but is not limited to: chat-type APP program, shopping-type APP program, video-type APP program, financing-type APP program, etc., such as Payment treasureTMTaobao medicineTMJingdongTMAnd/or APP programs such as financial service institutions such as banks and financial products. The target APP refers to a client APP corresponding to the server 200. For example, when the server 200 is a chinese bank system, the target APP is a chinese bank client APP, and when the server 200 is a payment instrumentTMWhen the system is used, the target APP is a payment treasureTMAnd (6) a client APP. The target device 130 and the server 200 may communicate with each other. In some embodiments, the target device 130 may include a built-in device of the mobile device 130-1, the tablet 130-2, the laptop 130-3, the motor vehicle 130-4, or the like, or any combination thereof. In some embodiments, the mobile device 130-1 may include a smart home device, a smart mobile device, or the like, or any combination thereof. In some embodiments, the smart home device may include a smart television, a desktop computer, or the like, or any combination thereof. In some embodiments, the smart mobile device may include a smartphone, personal digital assistant, or the like, or any combination thereof. In some embodiments, built-in mounting in motor vehicle 130-4The device may include an on-board computer, an on-board television, etc. In some embodiments, the target device 130 may be a device with localization technology for localizing the location of the target device 130.
As shown in FIG. 1, first object 110 is associated with target device 130, and first object 110 is associated with target virtual resource 170 through server 200. The second object 160 may be a person without payment capability, such as an elderly or minor, or a group of people without a payment account. The second object 160 may also be a person with payment capability or a payment account. The second object 160 may find a requesting device 140 in the vicinity and initiate an association request on the requesting device 140. For example, the second object 160 may initiate an association request on a face recognition payment device of a nearby supermarket. The second object 160 initiates a request on the requesting device 140 to associate the first object 110 with the second object 160, the server 200 receives an association request from the requesting device 140 over the network 120; server 200 obtains target virtual resource 170 associated with first object 110 from database 150 or server 200; the server 200 sends the association request to the target device 130 through the network 120 via the network 120; when the first object 110 agrees to establish the association request on the target device 130, the target device 130 transmits information agreeing to establish the association request to the server 200 through the network 120; server 200 receives the information from target device 130 agreeing to the request to establish an association and establishes an association between the second object and target virtual resource 170.
Fig. 2 shows a schematic diagram of a server 200 for associating a biometric feature with a virtual resource according to an embodiment of the present description. The server 200 may perform the methods described herein for associating a biometric with a virtual resource. The method of associating a biometric with a virtual resource is described elsewhere in this specification. For example, the method of associating a biometric with a virtual resource is described in the description of fig. 3-7.
As shown in fig. 2, server 200 includes at least one memory 230 and at least one processor 220. In some embodiments, server 200 may also include a communication port 250 and an internal communication bus 210. Meanwhile, the server 200 may also include an I/O component 260.
The I/O components 260 support input/output between the server 200 and other components (e.g., the target device 130).
The communication port 250 is used for data communication between the server 200 and the outside. For example, the server 200 may connect to the network 120 through the communication port 250 to receive a request for association of the first object 110 and the second object 160.
The at least one processor 220 communicates with the at least one memory 230 via an internal communication bus 210. The at least one processor 220 is configured to execute the at least one set of instructions, and when the system 100 is running, the at least one processor 220 reads and executes the at least one set of instructions from the at least one memory 230 to perform the method for associating a biometric with a virtual resource as provided herein. The processor 220 may perform all the steps involved in the method of associating a biometric with a virtual resource. Processor 220 may be in the form of one or more processors, and in some embodiments, processor 220 may include one or more hardware processors, such as microcontrollers, microprocessors, Reduced Instruction Set Computers (RISC), Application Specific Integrated Circuits (ASICs), application specific instruction set processors (ASIPs), Central Processing Units (CPUs), Graphics Processing Units (GPUs), Physical Processing Units (PPUs), microcontroller units, Digital Signal Processors (DSPs), Field Programmable Gate Arrays (FPGAs), Advanced RISC Machines (ARM), Programmable Logic Devices (PLDs), any circuit or processor capable of executing one or more functions, or the like, or any combination thereof. For illustrative purposes only, only one processor 220 is depicted in server 200 in this description. However, it should be noted that server 200 may also include multiple processors, and thus, the operations and/or method steps disclosed in this specification may be performed by one processor as described herein, or may be performed by a combination of multiple processors. For example, if in this description processor 220 of server 200 performs steps a and B, it should be understood that steps a and B may also be performed jointly or separately by two different processors 220 (e.g., a first processor performing step a, a second processor performing step B, or both a first and second processor performing steps a and B).
Fig. 3 is a flowchart illustrating a method for associating a biometric feature with a virtual resource according to an embodiment of the present disclosure. As previously described, the server 200 may perform the methods provided herein for associating a biometric with a virtual resource. In particular, the processor 220 in the server 200 may perform the methods of associating biometrics with virtual resources as provided herein. The method comprises the following steps:
s100: server 200 receives an association request sent by requesting device 140 to associate first object 110 with second object 160, where first object 110 is associated with target virtual resource 170.
As previously described, the requesting device 140 may communicate with the server 200, for example, the requesting device 140 may be an IOT face recognition payment device 140-1, a bank intelligent counter 140-2, and so on. For convenience of description, the following description will be given taking as an example that the requesting device 140 is the IOT face recognition payment device 140-1.
In particular, the first object 110 may be a person having a payment account, which may be a payment treasure, and also having payment capabilitiesTMAccount and WeChat walletTMAccount and Baidu walletTMAccount number, etc. First object 110 is associated with target virtual resource 170 through the payment account. The second object 160 may be a person who does not have a payment account or has no payment capability, such as an elderly or pre-adult person, a spouse or other close friends, and so on. Of course, the second object 160 may also be a person with a payment account or payment capability. The second object 160 may initiate an association request through the IOT face recognition payment device 140-1 in a nearby supermarket, where the association request includes identity information of the first object 110. The identity information of the first object 110 may be one or more of a name, an identification number, a mobile phone number, a payment account number, etc. of the first object 110. After receiving the association request sent by the IOT face recognition payment device 140-1, the server 200 determines the target virtual resource 170 associated with the first object 110 from the database 150 or the server 200 according to the identity information of the first object 110 in the association request. In some embodiments, the association request may include a device identification of the requesting device 140, i.e., the IOT face recognition payment device 140-1.
S300: the server 200 confirms, via the target device 130, that the first object 110 agrees to the association request, wherein the target device 130 is associated with the first object 110.
As previously described, the target device 130 is associated with the identity of the first object 110. For example, the target device 130 may be a smartphone, tablet, laptop, etc. of the first object 110. The target device 130 has a target APP corresponding to the server 200 installed thereon. The first object 110 logs in its payment account on said target APP of the target device 130. The payment account is associated with target virtual resource 170. The target device 130 is the medium for communication between the first object 110 and the server 200.
For security reasons, server 200 may establish an association between second object 160 and target virtual resource 170 only if first object 110 confirms approval of the association request. However, the association request is only agreed upon by the first object 110 if the identity of the second object 160 is confirmed to be authentic.
In some embodiments, the server 200 captures the biometric of the second object 160 via the requesting device 140 and sends it to the first object 110 for verification to assist the first object 110 in determining the identity of the second object 160.
Fig. 4 shows a flowchart for implementing step S300, namely, confirming the agreement of the association request, according to an embodiment of the present specification. In some embodiments, to implement step S300, i.e. the server 200 confirms via the target device 130 that the first object 110 approves the association request, the server 200 is configured to perform the steps illustrated in fig. 4, including:
s310: the biometric characteristic of the second object 160 sent by the requesting device 140 is received.
Specifically, the requesting device 140 is an IOT face recognition payment device 140-1 as an example. The IOT face recognition payment device 140-1 has a biometric acquisition module, for example, the IOT face recognition payment device 140-1 has a face acquisition camera. The IOT face recognition payment device 140-1 may capture a facial image of the second object 160. Of course, the IOT face recognition payment device 140-1 may also be equipped with other biometric acquisition modules, for example, the IOT face recognition payment device 140-1 may be equipped with a fingerprint acquisition module, a palm print acquisition module, a voice acquisition module, an iris acquisition module, a sclera acquisition module, a bone projection acquisition module, and so on.
In step S310, the IOT face recognition payment device 140-1 transmits the acquired biometric characteristic of the second object 140 to the server 200 through the network 120, and the server 200 successfully receives the biometric characteristic.
S330: a request for verification of the biometric characteristic of the second object 160 and the biometric characteristic of the second object 160 are sent to the target device 130.
For security reasons, the first object 110 verifies the identity of the second object 160, and only if the identity of the second object 160 is verified, the first object 110 can agree to establish an association of the second object 160 with the target virtual resource 170. Therefore, after receiving the biometric feature of the second object 160 sent by the IOT face recognition payment device 140-1, the server 200 needs to send the biometric feature of the second object 160 to the first object 110 for authentication. Thus, the server 200 may send the biometric of the second object 160 and a request for verification of the biometric of the second object 160 to the target device 130.
Next, the server 200 receives the verification result of the biometric characteristic of the second object 160 sent by the target device 130.
For example, upon receiving the biometric of the second object 160 sent by the IOT face recognition payment device 140-1, the server 200 sends a request to verify the biometric of the second object 160 to the target device 130 associated with the first object 110. For example, the authentication request may be a request whether the first object 110 agrees to authenticate the second object 160. The verification request may be sent to the first object 110 in a short message manner, or may be sent to the first object 110 in a target APP on the target device 130 or in other manners, and this specification does not particularly limit the sending manner.
When the first subject 110 sent to the server 200 via the target device 130 indicates agreement to authenticate the second subject 160, the server 200 sends the biometric characteristic of the second subject 160 to the target device 130 for authentication. The face image verification is taken as an example for explanation, and specifically, the verification may be performed by using a fitting method and a silent method. The coordination performs specified facial movements for the second object 160, such as blinking, mouth opening, head shaking, head raising, etc., increasing randomness by order and number; the silent verification does not require the second object 160 to perform a complicated facial action, and only needs to take a picture or a section of face video in real time to perform live body verification. The face image verification mode can strictly verify and identify the face photos and videos played by the display, and can prevent the photos and videos from attacking and passing verification. Of course, when the first object 110 sent to the server 200 via the target device 130 indicates that the second object 160 is not approved for authentication, the association request is stopped and the second object 160 may reinitiate the association request.
After the verification is completed, the first object 110 sends the verification result for the second object 160 to the server 200 through the target device 130. When the first subject 110 confirms that the biometric of the second subject 160 is verified, the server 200 sends a confirmation request for the association request, which may be a request whether the first subject 110 confirms consent to establish the association, to the target device 130. Of course, when the first object 110 confirms that the biometric of the second object 160 is not verified, the association request ceases and the second object 160 may reinitiate the association request.
S350: and receiving confirmation information which is sent by the target device 130 and agrees to the association request.
After the server 200 sends a confirmation request for the association request to the target device 130, if the first object 110 approves the association request, the first object 110 may operate the target device 130 to send confirmation information of approving the association request to the server 200; the server receives the confirmation information for granting the association request sent by the target device 130 and performs step S500. When the biometric of the second object 160 is verified, the server 200 may send a confirmation request for the association request to the target device 130. When the first object 110 confirms that the association request is not approved, the server 200 stops executing the association request and the second object 160 may reinitiate the association request.
In the above scenario, the server 200 completes verification of the biometric characteristic of the second object 160 by requesting the device 140 to acquire the biometric characteristic of the second object 160 and confirming the biometric characteristic of the second object 160 through the target device 130. In some embodiments, the server 200 may also assist the first object 110 in determining the identity of the second object 160 by requesting the device 140 to capture the biometric of the second object 160, then capturing the identity information of the second object 160 via the target device 130, and by sending the biometric of the second object 160 and the identity information of the second object 160 to an authentication system for match analysis.
Fig. 5 shows a flowchart for confirming the agreement of the association request according to another implementation step S300 provided in the embodiment of the present specification. In some embodiments, to implement step S300, i.e. the server 200 confirms via the target device 130 that the first object 110 approves the association request, the server 200 is configured to perform the steps illustrated in fig. 5, including:
s410: the biometric characteristic of the second object 160 sent by the requesting device 140 is received.
As described above, the requesting device 140 is the IOT face recognition payment device 140-1. In step S410, the IOT face recognition payment device 140-1 transmits the acquired biometric characteristic of the second object 160 to the server 200 through the network 120, and the server 200 successfully receives the biometric characteristic.
S430: the identity information of the second object 160 sent by the target device 130 is received.
The first object 110 sends the identity information of the second object 160 to the server 200 through the target device 130. The identity information of the second object 160 includes, but is not limited to, an identification number, a mobile phone number, and the like of the second object 160, which are different from the biometric information collected by the requesting device 140, but can confirm the identity of the second object 160.
S450: the biometric characteristic of the second object 160 is matched with the identity information of the second object 160.
In step S450, the server 200 matches the biometric feature of the second object 160 from the IOT face recognition payment device 140-1 with the identity information of the second object 160 from the target device 130 to assist the first object 110 in confirming the identity of the second object 160.
In some embodiments, to implement step S450 of matching the biometric characteristic of the second object 160 with the identity information of the second object 160, the server 200 may further perform the following steps, including:
s452: the server 200 sends the biometric characteristic of the second object 160 and the identity information of the second object 160 to an authentication system for matching analysis. Specifically, after receiving the biometric information of the second object 160 sent by the IOT face recognition payment device 140-1 and the identity information of the second object 160 sent by the target device 130, the server 200 sends the biometric information and the identity information of the second object 160 to an authentication system storing the biometric information and the identity information of the second object 160 for matching analysis, for example, a public security system. The server 200 performs a matching analysis calculation to obtain a matching result between the biometric characteristic of the second object 160 and the identity information of the second object 160.
S454: the server 200 transmits the matching result to the target device 130. When the biometric characteristic of the second object 160 and the identity information of the second object 160 match, the server 200 sends a confirmation request for the association request to the target device 130. The confirmation request for the association request may be whether the first object 110 confirms approval to establish the association. Of course, when the biometric characteristic of the second object 160 and the identity information of the second object 160 do not match, the server 200 stops executing the association request, and the second object 160 may reinitiate the association request.
S470: and receiving confirmation information which is sent by the target device 130 and agrees to the association request.
Specifically, after the server 200 sends a confirmation request for the association request to the target device 130, the first object 110 sends confirmation result information to the server 200 through the target device 130. The server 200 receives the confirmation result information. When the first object 110 confirms approval of the association request, the server 200 performs step S500; when the first object 110 confirms that the association request is not approved, the server 200 stops executing the association request and the second object 160 may reinitiate the association request.
S500: server 200 establishes an association of the biometric characteristic of second object 160 with target virtual resource 170.
After confirming the identity of the second object 160 and receiving confirmation from the target device 130 of the association request, for security reasons, the server 200 may also need to verify the identity of the first object 110 before establishing the association of the biometric of the second object 160 with the target virtual resource 170 to ensure that it is a self-operation.
Fig. 6 shows a flowchart for establishing the association according to an embodiment of the present disclosure. In some embodiments, to implement step S500, i.e., server 200 establishes an association of the biometric characteristic of second object 160 with target virtual resource 170, server 200 is used to perform the steps illustrated in fig. 6, including:
s510: authentication information for the first object 110 is sent to the target device 130. The identity verification information may include at least one of a verification code verification and a biometric verification. For example, the server 200 may send a short message authentication code to the target device 130. As another example, the server 200 may send a fingerprint verification request, a palm print verification request, a voice verification request, or a facial recognition verification request, etc. to the target device 130.
S530: the authentication result transmitted by the target device 130 is received. When the server 200 sends the short message verification code to the target device 130, the first object 110 sends the verification code to the server 200 by logging in the target APP. When the server 200 transmits a fingerprint authentication request, a palm print authentication request, a voice authentication request, or a face recognition authentication request to the target device 130, the first object 110 acquires fingerprint data, palm print data, voice data, or face image data of itself through the target device 130 and transmits the same to the server 200.
S550: when the authentication of first object 110 is passed, an association of the biometric of second object 160 with target virtual resource 170 is established. Server 200 compares the data sent by target device 130 with the data of first object 110 stored in database 150 or server 200, and if a match proves that first object 110 is authenticated, server 200 establishes an association of the biometric of second object 160 with target virtual resource 170. If the first object 110 is not authenticated, the server 200 stops executing the association request and the second object 160 may reinitiate the association request.
In step S550, before establishing the association, the first object 110 may make some specification on the applicable scope of the association to meet the usage requirements of different users. For example, the server 200 may send the association selection information to the target device 130; then, receiving an association selection result of the association selection information sent by the target device 130; an association of the biometric characteristic of the second object 160 with the target virtual resource 170 is established based on the association selection result.
The associated selection information includes at least one of the following selection information: selecting at least one from target virtual resources 170 to associate with a biometric feature of the second object 160; a selection of the associated usage scenario; and selecting the associated limit.
As previously described, target virtual resource 170 may include a plurality of sub-target virtual resources, e.g., sub-target virtual resource 170-1, sub-target virtual resource 170-2, and so on. For example, sub-target virtual resource 170-1 is a China Bank card account, sub-target virtual resource 170-2 is a China Industrial and commercial Bank card account, and sub-target virtual resource 170-3 is a Payment treasureTMAnd (4) a balance treasure account. In some embodiments, the association selection information may include: the first subject 110 is to select at least one of the plurality of sub-target virtual resources of the target virtual resource 170 to associate with the biometric characteristic of the second subject 160.
In some embodiments, the association selection information may further include: the first object 110 is to select the usage scenario for which the association applies. For example, a certain brand of supermarket payment scenario, a certain brand of restaurant payment scenario, a certain mall payment scenario, and so on. In the selected usage scenario of first object 110, the association of the biometric characteristic of second object 160 with target virtual resource 170 is established, and in the non-selected usage scenario of first object 110, the association of the biometric characteristic of second object 160 with target virtual resource 170 is not established.
In some embodiments, the association selection information may further include: selecting a limited amount of a sub-target virtual resource associated with the biometric characteristic of the second object 160. For example: a daily limit on the payment amount, a single payment limit, etc. Of course, the association selection information may also include other information, such as selection of an association location, selection of an association time, and the like.
The first object 110 transmits the selection made on the association selection information to the server 200 through the target device 130 and generates the association selection result, which is transmitted to the server 200 through the target device 130.
After receiving the association selection result sent by the target device 130, the server 200 establishes association between the biometric characteristic of the second object 160 and the target virtual resource 170 based on the association selection result.
The association of the biometric of the second object 160 with the target virtual resource 170 established by the method of associating the biometric with the virtual resource provided herein may be applicable to different payment scenarios. The association of the biometric of second object 160 with target virtual resource 170 includes a license for transfer of target virtual resource 170 to a payable device. The payable device may be a payment device with a biometric recognition function, such as an IOT face payment device in a supermarket, or a POS machine, etc. The license refers to an authorized license of the corresponding functional application. In some embodiments, the association of the biometric of second object 160 with target virtual resource 170 includes a license that target virtual resource 170 transfers to requesting device 140, i.e., the association of the biometric of second object 160 with target virtual resource 170 allows payment of target virtual resource 170 to requesting device 140. In some embodiments, the association of the biometric of second object 160 with target virtual resource 170 includes a license transfer of target virtual resource 170 to third object 190 associated with requesting device 140, that is, the association of the biometric of second object 160 with target virtual resource 170 allows payment of target virtual resource 170 to third object 190 associated with requesting device 140. Of course, in some embodiments, the association of the biometric of second object 160 with target virtual resource 170 includes a license that target virtual resource 170 transfers to all payable devices, i.e., the association of the biometric of second object 160 with target virtual resource 170 allows payment of target virtual resource 170 to all payable devices.
Fig. 7 shows a schematic diagram of an association relationship. Second object 160 initiates an association request on IOT face recognition payment device 140-1a shown in fig. 7 and successfully establishes an association of the biometric characteristic of second object 160 with target virtual resource 170. The IOT face recognition payment device 140-1a is associated with a third object 190 identity. The third object 190 in turn associates multiple IOT face recognition payment devices, such as IOT face recognition payment device 140-1b, IOT face recognition payment device 140-1c, and so on. In some embodiments, the association may only be established on the IOT face recognition payment device 140-1a that initiated the association request. For example, when the second object 160 pays on the IOT face recognition payment device 140-1a, the association between the biometric feature of the second object 160 and the target virtual resource 170 is established, and the IOT face recognition payment device 140-1a may confirm the association by acquiring the biometric feature of the second object 160, thereby completing the payment from the target virtual resource 170. When second object 160 pays on another device associated with third object 190, such as IOT face recognition payment device 140-1b, the association is not established and IOT face recognition payment device 140-1b cannot deduct money from target virtual resource 170.
In other embodiments, the association may be established on all devices associated with the third object 190 having a preset association relationship with the requesting device IOT face recognition payment device 140-1 a. For example, second object 160 initiates an association request on IOT face recognition payment device 140-1a and successfully establishes an association of the biometric characteristic of second object 160 with target virtual resource 170. When the second object 160 pays on the IOT face recognition payment device 140-1b or the IOT face recognition payment device 140-1c, the association between the biometric characteristic of the second object 160 and the target virtual resource 170 is established, and the IOT face recognition payment device 140-1b or the IOT face recognition payment device 140-1c can confirm the association by acquiring the biometric characteristic of the second object 160, so that the payment is completed from the target virtual resource 170. When second object 160 pays on other devices that have no relationship to third object 190, the association is not established and the other devices cannot deduct money from target virtual resource 170.
Of course, the association of the biometric feature of the second object 160 with the target virtual resource 170 may be applicable to all payment scenarios, i.e., the association is true on all payable IOT face recognition payment devices 140-1.
Of course, the first object 110 may establish an association relationship with one second object 160, or may establish an association relationship with a plurality of second objects 160. Meanwhile, the target virtual resource 170 may establish an association relationship with one second object 160, or may establish an association relationship with a plurality of second objects 160. For example, the first object 110 may be associated with a parent, a spouse, and a child at the same time. Of course, the second object 160 may also be associated with one first object 110, or a plurality of first objects 110. Meanwhile, the second object 160 may establish an association relationship with one target virtual resource 170, or may establish an association relationship with a plurality of target virtual resources 170. For example, the elderly may be associated with a son, a child, and a daughter at the same time.
In summary, the method, the system 100, and the storage medium for associating a biometric characteristic with a virtual resource provided in the present specification can establish an association between a biometric characteristic of a second object 160 and a target virtual resource 170 associated with a first object 110 through a requesting device 140 (a third party device), without the first object 110 and the second object 160 facing each other or requiring the second object 160 to first apply for an account, where the association may be applicable only to the requesting device 140, or applicable to a third object 190 having a preset association with the requesting device 140, or applicable to all scenarios. The method and system 100 provide great convenience to users who are not familiar with the internet, do not have an account, and cannot immediately apply for association face-to-face.
Another aspect of the present specification provides a non-transitory storage medium storing at least one set of executable instructions for associating a biometric with a virtual resource, the executable instructions, when executed by a processor, directing the processor to perform the steps of the method for associating a biometric with a virtual resource as described herein. In some possible implementations, various aspects of the description may also be implemented in the form of a program product including program code. The program code is adapted to cause the target device 130 to perform the steps of pushing information as described herein, when the program product is run on the target device 130. The program product for implementing the above method may employ a portable compact disc read only memory (CD-ROM) and include program code, and may be run on a target device 130, such as a personal computer. However, the program product of the present specification is not so limited, and in this specification, a readable storage medium may be any tangible medium that can contain, or store a program for use by or in connection with an instruction execution system (e.g., the processor 220). The program product may employ any combination of one or more readable media. The readable medium may be a readable signal medium or a readable storage medium. A readable storage medium may be, for example, but not limited to, an electronic, magnetic, optical, electromagnetic, infrared, or semiconductor system, apparatus, or device, or any combination of the foregoing. More specific examples of the readable storage medium include: an electrical connection having one or more wires, a portable disk, a hard disk, a Random Access Memory (RAM), a read-only memory (ROM), an erasable programmable read-only memory (EPROM or flash memory), an optical fiber, a portable compact disc read-only memory (CD-ROM), an optical storage device, a magnetic storage device, or any suitable combination of the foregoing. The computer readable storage medium may include a propagated data signal with readable program code embodied therein, for example, in baseband or as part of a carrier wave. Such a propagated data signal may take many forms, including, but not limited to, electro-magnetic, optical, or any suitable combination thereof. A readable storage medium may also be any readable medium that is not a readable storage medium and that can communicate, propagate, or transport a program for use by or in connection with an instruction execution system, apparatus, or device. Program code embodied on a readable storage medium may be transmitted using any appropriate medium, including but not limited to wireless, wireline, optical fiber cable, RF, etc., or any suitable combination of the foregoing. Program code for carrying out operations for this specification may be written in any combination of one or more programming languages, including an object oriented programming language such as Java, C + + or the like and conventional procedural programming languages, such as the "C" programming language or similar programming languages. The program code may execute entirely on target device 130, partly on target device 130, as a stand-alone software package, partly on target device 130 and partly on a remote computing device, or entirely on the remote computing device or server (server 200). In the case of a remote computing device, the remote computing device may be connected to the target device 130 through the network 120, or may be connected to an external computing device.
The foregoing description has been directed to specific embodiments of this disclosure. Other embodiments are within the scope of the following claims. In some cases, the actions or steps recited in the claims may be performed in a different order than in the embodiments and still achieve desirable results. In addition, the processes depicted in the accompanying figures do not necessarily require the particular order shown, or sequential order, to achieve desirable results. In some embodiments, multitasking and parallel processing may also be possible or may be advantageous.
In conclusion, upon reading the present detailed disclosure, those skilled in the art will appreciate that the foregoing detailed disclosure can be presented by way of example only, and not limitation. Those skilled in the art will appreciate that the present description is intended to cover various reasonable changes, adaptations, and modifications of the embodiments described herein, although not explicitly described herein. Such alterations, improvements, and modifications are intended to be suggested by this specification, and are within the spirit and scope of the exemplary embodiments of this specification.
Furthermore, certain terminology has been used in this specification to describe embodiments of the specification. For example, "one embodiment," "an embodiment," and/or "some embodiments" means that a particular feature, structure, or characteristic described in connection with the embodiment can be included in at least one embodiment of the specification. Therefore, it is emphasized and should be appreciated that two or more references to "an embodiment" or "one embodiment" or "an alternative embodiment" in various portions of this specification are not necessarily all referring to the same embodiment. Furthermore, the particular features, structures, or characteristics may be combined as suitable in one or more embodiments of the specification.
It should be appreciated that in the foregoing description of embodiments of the specification, various features are grouped together in a single embodiment, figure, or description thereof for the purpose of streamlining the specification, for the purpose of aiding in the understanding of one feature. This is not to be taken as an admission that any of the features are required in combination, and it is fully possible for one skilled in the art to extract some of the features as separate embodiments when reading this specification. That is, embodiments in this specification may also be understood as an integration of a plurality of sub-embodiments. And each sub-embodiment described herein is equally applicable to less than all features of a single foregoing disclosed embodiment.
Each patent, patent application, publication of a patent application, and other material, such as articles, books, descriptions, publications, documents, articles, and the like, cited in this specification is hereby incorporated by reference. All matters hithertofore set forth herein except as related to any prosecution history, may be inconsistent or conflicting with this specification or any prosecution history which may have a limiting effect on the broadest scope of the claims. Now or later associated with this specification. For example, if there is any inconsistency or conflict between the descriptions, definitions, and/or usages of terms associated with any of the included materials with respect to the terms, descriptions, definitions, and/or usages of the terms associated with the present specification, the terms in the present specification shall be used.
Finally, it should be understood that the embodiments of the application disclosed in the present specification are illustrative of the principles of the embodiments of the present specification. Other modified embodiments are also within the scope of this description. Accordingly, the disclosed embodiments are to be considered in all respects as illustrative and not restrictive. Those skilled in the art may implement the applications in this specification in alternative configurations according to the embodiments in this specification. Therefore, the embodiments of the present description are not limited to the embodiments described precisely in the application.
Claims (13)
1. A method of associating a biometric with a virtual resource, comprising:
the method comprises the steps that a server receives an association request which is sent by a request device and associates a first object with a second object, wherein the first object is associated with a target virtual resource;
the server confirming, by a target device, that the first object agrees with the association request, wherein the target device is associated with the first object;
the server establishes an association of the biometric characteristic of the second object with the target virtual resource.
2. The method of associating a biometric with a virtual resource as recited in claim 1, wherein the server confirming, by the target device, that the first object agrees with the association request comprises:
receiving the biological characteristics of the second object sent by the request equipment;
sending a biometric of the second subject and a verification request for the biometric of the second subject to the target device;
and receiving confirmation information which is sent by the target equipment and agrees to the association request.
3. The method of associating a biometric with a virtual resource as recited in claim 1, wherein the server confirming, by the target device, that the first object agrees with the association request comprises:
receiving the biological characteristics of the second object sent by the request equipment;
receiving identity information of the second object sent by the target equipment;
matching the biometric characteristic of the second subject with identity information of the second subject;
and receiving confirmation information which is sent by the target equipment and agrees to the association request.
4. The method of associating a biometric with a virtual resource as claimed in claim 3, wherein said matching the biometric of the second object with the identity information of the second object comprises:
sending the biological characteristics of the second object and the identity information of the second object to an authentication system for matching analysis;
and when the biological characteristics of the second object are matched with the identity information of the second object, sending a matching result and a confirmation request aiming at the association request to the target equipment.
5. The method of associating a biometric with a virtual resource as recited in claim 1, wherein the association request further includes a device identification of the requesting device, wherein the requesting device communicates with the server.
6. The method of associating a biometric with a virtual resource as claimed in claim 5, wherein the association of the biometric of the second object with the target virtual resource comprises a license for the transfer of the target virtual resource to the requesting device or a third object with which the requesting device is associated.
7. The method of associating a biometric with a virtual resource as claimed in claim 1, wherein the server establishing an association of the biometric of the second object with the target virtual resource further comprises:
sending authentication information for the first object to the target device;
receiving an identity verification result sent by the target equipment;
and when the identity verification result is passed, establishing the association between the biological characteristics of the second object and the target virtual resource.
8. The method of associating a biometric with a virtual resource as claimed in claim 7, wherein the authentication information includes at least one of a verification code and a biometric verification.
9. The method of associating a biometric with a virtual resource as claimed in claim 7, wherein said establishing an association of the biometric of the second object with the target virtual resource comprises:
sending association selection information to the target device;
receiving an association selection result of the association selection information;
establishing an association of the biometric characteristic of the second object with the target virtual resource.
10. The method of associating a biometric with a virtual resource as claimed in claim 9, wherein the association selection information includes at least one of:
selecting at least one from the target virtual resource to establish an association with the biometric characteristic of the second object;
a selection of the associated usage scenario; and
and selecting the associated limit.
11. The method of associating a biometric with a virtual resource as claimed in claim 1, wherein the biometric comprises one or more of a facial image, an iris, a sclera, a fingerprint, a palm print, a voice print, a skeletal projection.
12. A system for associating a biometric with a virtual resource, comprising:
at least one memory including at least one set of instructions for associating a biometric with a virtual resource; and
at least one processor in communication with the at least one memory,
wherein when the system is run, the at least one processor reads the at least one instruction set and implements the method of associating a biometric with a virtual resource of any of claims 1-11.
13. A non-transitory storage medium storing at least one set of instructions for associating a biometric with a virtual resource, the at least one set of instructions, when executed by a processor, the processor implementing the method of associating a biometric with a virtual resource of any one of claims 1-11 in accordance with the at least one set of instructions.
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| PCT/CN2021/074471 WO2021169731A1 (en) | 2020-02-25 | 2021-01-29 | Method for associating biological characteristic with virtual resource, system, and non-transitory storage medium |
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| CN109214819A (en) * | 2017-07-03 | 2019-01-15 | 成都生长线科技有限公司 | A kind of method of payment and electronic equipment |
| CN109727015A (en) * | 2018-12-12 | 2019-05-07 | 浙江口碑网络技术有限公司 | Method of payment and device |
| US20190197815A1 (en) * | 2017-12-22 | 2019-06-27 | Mastercard International Incorporated | Systems and Methods for Provisioning Digital Identities to Authenticate Users |
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| CN109214819A (en) * | 2017-07-03 | 2019-01-15 | 成都生长线科技有限公司 | A kind of method of payment and electronic equipment |
| US20190197815A1 (en) * | 2017-12-22 | 2019-06-27 | Mastercard International Incorporated | Systems and Methods for Provisioning Digital Identities to Authenticate Users |
| CN110443699A (en) * | 2018-05-03 | 2019-11-12 | 阿里巴巴集团控股有限公司 | Method for processing resource and system |
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| WO2021169731A1 (en) * | 2020-02-25 | 2021-09-02 | 支付宝(杭州)信息技术有限公司 | Method for associating biological characteristic with virtual resource, system, and non-transitory storage medium |
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